Search found 25 matches

by boro
Sun Mar 05, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: Which eReader to purchase?
Replies: 38
Views: 2986

Re: Which eReader to purchase?

I use a Kobo Aura One. It has a 7.8" screen, which is considerabe larger than the 6" screens in currently availabe Kindles. Think of it as the size of a good trade paperback. In addition, it runs Overdrive directly for books from you public library.
by boro
Tue Jul 07, 2015 11:53 am
Forum: Investing - Help with Personal Investments
Topic: Wash sale and tax loss harvest
Replies: 6
Views: 579

Wash sale and tax loss harvest

Hello, i have Vanguard funds. I wish to sell some Total International (VTIAX). What funds can I buy to keep my asset allocation without violating the wash sale rule? Thanks for your help
by boro
Fri Dec 05, 2014 2:54 pm
Forum: Investing - Help with Personal Investments
Topic: After tax money to be left to Grandchildren
Replies: 15
Views: 2462

Re: After tax money to be left to Grandchildren

I set one up using 100% Wellington fund. It rebalances between its 70% stock and 30% bond. While it is not an index fund, it is broadly diversified in bonds. I debated whether to use the an index-based balanced fund but felt comfortable with Wellington.
by boro
Wed Dec 03, 2014 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Giving money to your alma mater: Have to vent
Replies: 166
Views: 20029

Re: Giving money to your alma mater: Have to vent

I give annually to my alma mater, a public state university. I specify my donation to a program that provides no-loan financial aids to meet the full cost of attendance for students on a need-based basis. To me, it is a way to help to ensure that the admission process continues to be need-blind. Bac...
by boro
Thu Nov 27, 2014 1:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: "A BOGLEHEAD THANKSGIVING TO REMEMBER"
Replies: 8
Views: 1262

Re: "A BOGLEHEAD THANKSGIVING TO REMEMBER"

Thank you for a wonderful life story. A Happy Thanksgiving to you and your family.
by boro
Mon Nov 17, 2014 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: How Not to Retire
Replies: 67
Views: 11056

Re: How Not to Retire

A man is many things, life isn't as simple as some want to believe. To have aspirations and desires and to make mistakes is to be human. I see a man who acknowledges his errors,his regrets and yet can count his blessings as well. We're all an accident away from oblivion or dire misfortune, we shoul...
by boro
Thu Nov 13, 2014 12:07 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 288
Views: 38468

Re: Good Modern Science Fiction

Sorry if Ann Leckie's books have already been commented on here. I am not a scifi reader but read her two books recently and thoroughly enjoyed them. Ancillary Justice, her first book, won the Hugo, Nebula, BSF and the Locust awards this past year. Her second book Ancillary Sword came out last month...
by boro
Thu Nov 13, 2014 9:49 am
Forum: Investing - Help with Personal Investments
Topic: Retirement-Order of sale of investments
Replies: 11
Views: 1959

Re: Retirement-Order of sale of investments

I"ll be interested to hear opinions here too. I have been contemplating whether to draw down my tax-deferred account first as I probably will leave the bulk of my accounts to heirs.
by boro
Tue Nov 11, 2014 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 322
Views: 73672

Re: If your networth is over $3 million, how did you do it?

One thing it does take is a working spouse who made about 50% to 75% of what a great professor at a major research university was paid* coupled with saving/investing the professor's entire salary while living off the income of the lower paid spouse. Another thing is that professors make out like ba...
by boro
Tue Nov 11, 2014 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 322
Views: 73672

Re: If your networth is over $3 million, how did you do it?

Example: Dual Income earners both making 100k each = 200k gross income. In a situation like that you can easily put in 40-50k a year and still live a very comfortable lifestyle. At your rate of saving you will have 3 million in 30 years, but that is not the same as having the equivalent of today's ...
by boro
Tue Nov 11, 2014 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 322
Views: 73672

Re: If your networth is over $3 million, how did you do it?

I don't see how hard work and living below your means could achieve it. It would take putting away $3,000 a month for 30 years and earning 6% to achieve the sum. So how many workers in the US could do that? I had a decent career as a professor at major research universities and had always been suppo...
by boro
Thu Nov 06, 2014 2:12 pm
Forum: Investing - Help with Personal Investments
Topic: Questions about TIAA-CREF account
Replies: 14
Views: 1652

Re: Questions about TIAA-CREF account

There are rules with the Traditional Annuity that are not readily understandable as they differ depending on the contract that it has been placed. So it is best that she meets a TIAA rep in person to discuss available options for her. The Stock annuity is like a mutual fund. One could transfer the m...
by boro
Wed Oct 01, 2014 4:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 380
Views: 65565

Re: Roll Call for the Retirement Class of 2014!

Thank you Victoria. My final day was wonderful. My colleagues gave me a great office party. About 100 colleagues showed up and champagne to toast.
by boro
Mon Sep 15, 2014 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Young Guy, Probably Not Going To Live A Long Time
Replies: 30
Views: 5098

Re: Young Guy, Probably Not Going To Live A Long Time

I am sorry but I recall you posting that you are a few months shy of 70?
by boro
Wed Jun 04, 2014 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: College & PhD vs $250k working
Replies: 104
Views: 10820

Re: College & PhD vs $250k working

@ps56k, I have fond memories of the Caltech campus. It is wonderful in the Spring. It is best not to put a timeline on the degree as it is hard to predict how long it takes to generate a significant research thesis. Moreover, for some career paths, your son may take on additional years as a postdoct...
by boro
Wed Jun 04, 2014 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Poll: Luxury and Happiness
Replies: 141
Views: 13784

Re: Poll: Luxury and Happiness

I travel into NYC a few times a year so that I could attend concerts at the Carnegie. I have some very good audiophile equipments that I use to play music but I gladly put up with the expense to listen to live performances with great acoustics.

I am very much with scone on his views on luxury.
by boro
Wed Jun 04, 2014 10:46 am
Forum: Investing - Theory, News & General
Topic: Bernstein's Four Pillars of Investing for $1.99 on June 4th!
Replies: 88
Views: 7312

Re: Four Pillars Kindle Sale June 4/Rational Expectations

Thanks for my bargain of the day! I just opened my bill and noted that there was an additional promotional discount of 47 cents, bringing the total cost to $1.52.
by boro
Fri May 30, 2014 9:32 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 380
Views: 65565

Re: Roll Call for the Retirement Class of 2014!

@flyingaway. I wish that I do have that sort of off time. The reality is that those of us with intense research programs work long hours and on weekends on a twelve-month basis. I accrue 2 vacation days per month, just like my technical staffs but the last time that I took two weeks off was over 10 ...
by boro
Sun May 25, 2014 1:48 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 380
Views: 65565

Re: Roll Call for the Retirement Class of 2014!

Put me down for Oct 1. I will be 62 shortly after this date. Other than knowing that I will have continued medical benefits, I am quite ill-prepared for this momentous event. I never set up a budget plan in my life nor have I ever balanced my checkbooks, although I do have a vague notion of my expen...
by boro
Thu Jan 09, 2014 3:04 pm
Forum: Investing - Help with Personal Investments
Topic: Delay In Receiving A Large Capital Gain Distribution
Replies: 24
Views: 2707

Re: Delay In Receiving A Large Capital Gain Distribution

I also have Permanent Portfolio fund in my VBS after I transferred my Ameriprise account in kind into Vanguard. I can be pretty forgiving since Vanguard does not charge a maintenance fee. I called VBS yesterday to reassure myself that it is a delay rather than an omission and was told the same as re...
by boro
Sat Nov 09, 2013 4:07 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard personal rate of return
Replies: 23
Views: 3863

Re: Vanguard personal rate of return

You have to set the time period to 1 year rather than the other two choices of "since inception" or "YTD".
by boro
Wed Mar 13, 2013 3:53 pm
Forum: Investing - Help with Personal Investments
Topic: Quitting job and starting law school in the Fall - help!
Replies: 97
Views: 15964

Re: Quitting job and starting law school in the Fall - help!

Thank you for taking the time to respond. I hope that I would one day gather enough wits together to ask you folks for portfolio help but in the meantime, I would just be content practicing the frugal Bogleheads ways so that I can happily help pay my D's law school. Thanks again.
by boro
Wed Mar 13, 2013 10:43 am
Forum: Investing - Help with Personal Investments
Topic: Quitting job and starting law school in the Fall - help!
Replies: 97
Views: 15964

Re: Quitting job and starting law school in the Fall - help!

Hi, read through the posts here, and I have seen similar comments from elsewhere. My question is whether you posters here would maintain similar sentiments if the law school in question is either Yale, Harvard or Columbia (full ride)? Like the OP, my D is also making the transition, from a well paid...