Search found 1427 matches

by jlawrence01
Sat Jan 12, 2019 11:35 am
Forum: Personal Consumer Issues
Topic: Discounted Postage Stamps
Replies: 25
Views: 2046

Re: Discounted Postage Stamps

What do you all think is a good discounted price to pay for non-forever postage stamps? A neighbor has 200 various postage stamps ranging in denominations from 22c to 44c that he is willing to sell for 60% of FV (which is 40% off). A family member told me that deal is like free money because buying...
by jlawrence01
Fri Jan 11, 2019 10:20 pm
Forum: Personal Consumer Issues
Topic: Banff/Lake Louise vacation-suggestions?
Replies: 16
Views: 908

Re: Banff/Lake Louise vacation-suggestions?

Two comments:

1) Book your accommodations ASAP. Prices only head upwards as the summer season approaches.

2) As oil has been in freefall in past weeks, you can expect that the Canadian dollar will be falling in the coming months. You might want to procure some.
by jlawrence01
Thu Jan 10, 2019 2:04 am
Forum: Personal Consumer Issues
Topic: Discounted Postage Stamps
Replies: 25
Views: 2046

Re: Discounted Postage Stamps

What do you all think is a good discounted price to pay for non-forever postage stamps? A neighbor has 200 various postage stamps ranging in denominations from 22c to 44c that he is willing to sell for 60% of FV (which is 40% off). A family member told me that deal is like free money because buying...
by jlawrence01
Wed Dec 26, 2018 10:02 am
Forum: Personal Consumer Issues
Topic: Question about basketball trading cards
Replies: 10
Views: 1006

Re: Question about basketball trading cards

My suggestion would be to go on E-bay and buy a large number of basketball cards at a low price and let the kid go through them. About five years ago, I purchased 1500 baseball cards for $15 and had them shipped to my uncle so that he could split them between the two grandsons. What I did not know a...
by jlawrence01
Wed Dec 26, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 58
Views: 6176

Re: used Prius (or Chevy Volt?)

I was thinking about a Prius here in Arizona for my next purchase. I talked to my local Toyota service representative and asked him what his experience has been with the battery packs. He said that they last from 100k - 350k miles. The problem with that wide range is that if the battery life is clos...
by jlawrence01
Sun Dec 16, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: Shell $0.05/gal discount card
Replies: 27
Views: 1509

Re: Shell $0.05/gal discount card

Why do I want to use a Shell card saving me 5 cents when the local Shell stations are 8-12 cents per gallon MORE? I would rather buy gas at QuikTrip or Krogers.
by jlawrence01
Tue Dec 11, 2018 12:29 am
Forum: Personal Consumer Issues
Topic: Need recommendation for new washing machine
Replies: 45
Views: 2469

Re: Need recommendation for new washing machine

Maytag has my vote.... ........married 41 years....... Purchased basic Maytag top load washer right after we got hitched. Was still working great 22 years after we moved to a new location. Purchased another new basic Maytag top load at the new location. Just replaced it this past spring (April 2018...
by jlawrence01
Wed Dec 05, 2018 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: County not accepting 2018 property taxes in 2018 - need help with ideas.
Replies: 138
Views: 6990

Re: County not accepting 2018 property taxes in 2018 - need help with ideas.

(NOTE: mail dropped into the local Post Offices is no longer “Postmarked” by the local Post Offices – it could be several days before your envelope is “Postmarked” by the Regional Post Office). You can walk into ANY US Post Office and request that the clerk cancel the stamp right in front of you. T...
by jlawrence01
Wed Dec 05, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 188
Views: 20994

Re: Best values at Costco? Honestly, a little disappointed...

Just about everything else I purchased was more expensive/similar to my King Soopers. I did find a deal that gives you $60 dollars worth of free coupons to pay for the membership (free paper towels, free hand soap, etc.) so I don't feel too bad about purchasing it, yet... For the record, King Soope...
by jlawrence01
Wed Dec 05, 2018 7:05 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101204

Re: What Movie Have You Recently Watched?

This week's movies: Burning - a Korean version of the Great Gatsby with several plot twists. This is one of the best thrillers I have seen in a while although it proceeds very slowly. Smallfoot - very lightweight movie more geared toward children. Major talent doing the voiceovers. I would only see ...
by jlawrence01
Thu Nov 29, 2018 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Restaurant Budget
Replies: 113
Views: 6746

Re: Restaurant Budget

Hi BHs, I started tracking my household expenses a year ago. And I was surprised to learn my spouse and I spend around $700/month at restaurants (eating out, getting drinks, ordering take out). I live in HCOL city. Is that a lot? Would you mind sharing your data and some additional info to give it ...
by jlawrence01
Thu Nov 29, 2018 12:46 am
Forum: Personal Consumer Issues
Topic: Food budget based on government assistance or CPI
Replies: 16
Views: 1526

Re: Food budget based on government assistance or CPI

OK, those of you who are spending less than the thrifty plan amount INCLUDING restaurant meals - how are you managing it? Where I live you cant take a family of 4 out to any real sit down restaurant - even a chain - for less than $70-100 a pop. And that's with the kids still eating off the kids men...
by jlawrence01
Tue Nov 27, 2018 12:17 am
Forum: Personal Consumer Issues
Topic: Food budget based on government assistance or CPI
Replies: 16
Views: 1526

Re: Food budget based on government assistance or CPI

Our household includes two adults in their 50s. About 70% of our meals are consumed at home; the rest are eaten out as we travel approximately 10-12 weeks per year for pleasure and to see family. On the months that we are home, and assuming that we prepared all our meals at home, our grocery budget ...
by jlawrence01
Sat Nov 24, 2018 1:26 am
Forum: Personal Consumer Issues
Topic: Renting car in Chicago - Christmas - what to expect?
Replies: 14
Views: 1298

Re: Renting car in Chicago - Christmas - what to expect?

Will be visiting relatives in Chicago over Christmas. Need to rent a car. Do I need chains? Should I get a AWD? Not sure what to expect. I have driven in the snow many times, not worried about that, just not sure what to expect during the winter season. Usually we visit in the spring/summer. You wi...
by jlawrence01
Fri Nov 23, 2018 11:27 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101204

Re: What Movie Have You Recently Watched?

This week's movies: A Simple Favor - A very entertaining and scary movie, almost reminds me of Fatal Attraction Andrei Rublev (Russia, 1966) - 3.5 hours long look at the life of a famous 15 century Russian Iconographer Instant Family - an interesting movie in the trials and tribulations of adopting ...
by jlawrence01
Fri Nov 23, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 73
Views: 8351

Re: Rodents ate my car!

Obviously not as expensive as newer cars , but the 1978 Chrysler New Yorker I own had been parked next to a corn field by its previous owner. Mice built a nest under its back seat and were hoarding food in the cars heater box under the dash. Though the car was cleaned up, the smell of mouse urine t...
by jlawrence01
Fri Nov 23, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 73
Views: 8351

Re: Rodents ate my car!

Trade the Toyota in for a Honda Honda has had the same problem. In fact, they sell a capsaicin coated tape that is to be used on wiring where there has been evidence of rodent attacks. The best way to avoid mice in cars is to make sure that you have NO FOOD in the car. That includes candy and condi...
by jlawrence01
Fri Nov 23, 2018 11:12 am
Forum: Personal Consumer Issues
Topic: Men's crew neck t-shirts
Replies: 47
Views: 3767

Re: Men's crew neck t-shirts

mptfan wrote:
Sun Nov 18, 2018 12:12 pm
Hanes Tagless ComfortSoft undershirts. If you are tall like me I recommend the tall man version, the standard size is too short for me, they don't stay tucked in.
Agreed.
by jlawrence01
Thu Nov 22, 2018 4:48 pm
Forum: Personal Consumer Issues
Topic: 1 Week vacation in February 2019, to get away from the Midwest Winter
Replies: 45
Views: 3873

Re: 1 Week vacation in February 2019, to get away from the Midwest Winter

1 Week vacation in February 2019, to get away from the Midwest Winter Any ideas you have for a week vacation in February, husband and wife, main goal is to get away from the Winter Cold Weather. Either US southern states or International is fine. We used to head down to Arizona to escape the Chicag...
by jlawrence01
Sun Nov 04, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: People with older car, share your unusual repairs
Replies: 84
Views: 5363

Re: People with older car, share your unusual repairs

I had an old Oldsmobile Cutlass Ciera. This car was fully loaded and it had every gadget known to mankind. It had one of those motors that would raise the antenna when you turned on the car and take it down when you turned off the engine. At some point, the motor stuck and the motor would run 24 hou...
by jlawrence01
Sat Nov 03, 2018 10:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101204

Re: What Movie Have You Recently Watched?

Bad Times at the El Royale - I do not think that this was a great movie BUT it was certainly a movie that was so well written that no one could predict the next scene. Mile 33 This was one of the more disappointing movies - too much "shoot it out." Game Night A clever and fun movie with many twists...
by jlawrence01
Wed Oct 31, 2018 11:27 pm
Forum: Personal Finance (Not Investing)
Topic: Is it more advantageous to live in HCOL or LCOL area in terms of financial independence?
Replies: 180
Views: 11285

Re: Is it more advantageous to live in HCOL or LCOL area in terms of financial independence?

I do believe that WHITECOATINVESTOR noted on his blog that many medical professionals make more money is raw dollars in smaller more remote locations: https://www.whitecoatinvestor.com/geographic-arbitrage-pof/ From his article: According to Doximity, a general surgeon in New York City can expect to...
by jlawrence01
Tue Oct 30, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: Treasure Island or Bally's in Las Vegas
Replies: 32
Views: 2320

Re: Treasure Island or Bally's in Las Vegas

How in the world do people afford to gamble in Vegas anymore? We're headed there in late January with a few other couples. I had no idea it had gotten so expensive to gamble. So normal tables are $15 or $25? Jeeze Louise. I was hoping to find some $5 tables. Head to Reno or rural Nevada casinos. Or...
by jlawrence01
Tue Oct 30, 2018 7:28 pm
Forum: Personal Consumer Issues
Topic: Treasure Island or Bally's in Las Vegas
Replies: 32
Views: 2320

Re: Treasure Island or Bally's in Las Vegas

The last $20 trick didn't work in getting the resort fee waived. They said that one had to be a platinum card holder to qualify and you know how much money you have to lose in order to be such a card holder. I guess inflation has caught up with the $20 trick. You may need $50 nowadays. At the Caesa...
by jlawrence01
Mon Oct 15, 2018 8:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101204

Re: What Movie Have You Recently Watched?

Columbus The real star of this film is Columbus, Indiana, which is a mecca of the Modernist period in architecture - particularly the works of Finnish architect Ero Saarinen (sp?). https://www.imdb.com/title/tt5990474/ This is a very touching film, thought provoking. Nothing much happens in it - it...
by jlawrence01
Fri Oct 12, 2018 12:44 am
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3311

Re: Budget Coffee

I live in Vietnam, so, yes, I buy coffee grown in Vietnam. I imagine the same beans would cost more in the US. The local crop is primarily robusta, though others exist as well. The "expensive" blend uses arabica, moka, and robusta. I have no problems drinking robusta so it works for me. I generally...
by jlawrence01
Fri Oct 12, 2018 12:40 am
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3311

Re: Budget Coffee

I alternate between Community Coffee from Baton Rouge and the San Francisco Bay Coffee Co. coffees. I like both brands' versions of dark roast coffee.
by jlawrence01
Wed Oct 10, 2018 2:19 am
Forum: Personal Consumer Issues
Topic: Dayton, Ohio -- Worth Visiting?
Replies: 39
Views: 3122

Re: Dayton, Ohio -- Worth Visiting?

Hey so I live in Dayton metro (burbs). 1. It's not unsafe unless you head out to west dayton (don't). Would you feel unsafe in Chicago? Only in certain parts... 6. Dayton has a very rich history but it's had a rough couple of decades. The metro is doing relatively well and like most of the country ...
by jlawrence01
Tue Oct 09, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Dayton, Ohio -- Worth Visiting?
Replies: 39
Views: 3122

Re: Dayton, Ohio -- Worth Visiting?

Agree. The Carillon Park includes a museum that features exhibits all of the industries that originated in Dayton. I can honestly say that it was the BEST museum that I went to in the past year. Other than that, the Art Institute, and the Air Force Museum (and a stop at Young's Jersey Dairy in Yello...
by jlawrence01
Mon Oct 08, 2018 5:44 pm
Forum: Personal Consumer Issues
Topic: Death Valley Trip Recommendations?
Replies: 19
Views: 1289

Re: Death Valley Trip Recommendations?

If you are going to Death Valley in January or February, stop in Tecopa Hot Springs at the China Date Ranch. At that time of the year, they will be harvesting dates. Also, they have excellent baked goods. There are also quite a few good hiking trails.

https://www.chinaranch.com/
by jlawrence01
Sat Oct 06, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: New Snowbird- Tucson AZ
Replies: 21
Views: 3441

Re: New Snowbird- Tucson AZ

Thinking about spending a month or two (Jan-march)in Tucson this winter (2019) Finding many places are already booked during this time. I guess we're a bit late to the ball There are a lot of rentals that are handled privately by individuals in Green Valley. They do NOT use VRBO or any of the local...
by jlawrence01
Wed Sep 19, 2018 12:19 am
Forum: Personal Consumer Issues
Topic: Experiences downsizing to single car
Replies: 34
Views: 3183

Re: Experiences downsizing to single car

We have been down to one car since December 2014. We have several ways of dealing with it. First, we use public transportation, especially when we are heading to rtwn. Second, for local trips, we borrow one of our neighbors cars. They like to have their cars driven occasionally. In return, we watch ...
by jlawrence01
Mon Sep 10, 2018 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else not save for cars?
Replies: 113
Views: 10448

Re: Anyone else not save for cars?

I do not save money that s specifically dedicated to purchasing a new car or taking a vacation or making home repairs. We place them in the budget in the time period that we expect the expenditure to take place and forget about it. My friend always takes the other approach. In 1992, he bought a new ...
by jlawrence01
Fri Sep 07, 2018 7:55 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 157
Views: 10701

Re: How do you save money on groceries?

My favorite place for grocery savings however is a salvage supermarket. This is where you find things dented, pulled for labeling changes, expired and overstocks. There's one of these about an hour away from me, but not a single one exists in my state. We have been doing that for 10-15 years. When ...
by jlawrence01
Fri Aug 31, 2018 6:53 am
Forum: Personal Consumer Issues
Topic: Nanny online payment services - why are they so expensive?
Replies: 30
Views: 3438

Re: Nanny online payment services - why are they so expensive?

Another way of getting around the reporting requirements would be to talk to a temporary agency and negotiate the cost of having them take your domestic employee on as an employee. They take care of all of the taxes, workers compensation, etc. and you have no need to worry about the reporting. Then...
by jlawrence01
Thu Aug 30, 2018 11:59 pm
Forum: Personal Consumer Issues
Topic: Nanny online payment services - why are they so expensive?
Replies: 30
Views: 3438

Re: Nanny online payment services - why are they so expensive?

Another way of getting around the reporting requirements would be to talk to a temporary agency and negotiate the cost of having them take your domestic employee on as an employee. They take care of all of the taxes, workers compensation, etc. and you have no need to worry about the reporting. Then ...
by jlawrence01
Thu Aug 30, 2018 11:45 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 157
Views: 10701

Re: How do you save money on groceries?

One word: ALDI Walmart and Aldi are a good combo. Actually, I have been getting better everyday low pricing at the local Kroger affiliate in Arizona than I got at Walmart. Then when you factor in the specials and digital coupon, there is really little need to deal with Walmart. In addition, there i...
by jlawrence01
Thu Aug 23, 2018 11:16 pm
Forum: Personal Consumer Issues
Topic: Used/New car - Help decide please
Replies: 46
Views: 2352

Re: Used/New car - Help decide please

The vehicle has the warranty, not the buyer. Yes the original factory warranty transfers to the next owner in all cases known to me. The Hyundai guy may not have his facts correct. That is not true on the Hyundai/Kia 100 k warranty. From the Hyundai website: Covers repair or replacement of powertra...
by jlawrence01
Thu Aug 23, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: Used/New car - Help decide please
Replies: 46
Views: 2352

Re: Used/New car - Help decide please

I currently drive a 2007 Toyota Corolla with 135k miles. If I was in the market for another vehicle, my choice would be a 2018 Hyundai Accent. I have taken both the 2017 Corolla and the 2017 Hyundai Elantra on rentals of 4,000+ miles and I must say that my wife and I both prefered the Elantra. The f...
by jlawrence01
Thu Aug 23, 2018 10:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101204

Re: What Movie Have You Recently Watched?

Movies of the week: Crazy Rich Asians - actually, the movie was better than the previews My wife is ready to book tickets to Singapore. The Cakemaker - An interesting love story with a lot of twists. Shaft - Nothing like a Blacksploitation movie although I thought that the Penitentiary series was a ...
by jlawrence01
Sun Aug 19, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Soap for hand washing dishes
Replies: 40
Views: 2338

Re: Soap for hand washing dishes

Liquid Ivory for normal dishes. Dawn for greasy messes.

Tide also works very well for washing dishes and has been promoted as such in commercial kitchens.
by jlawrence01
Sun Aug 12, 2018 2:06 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101204

Re: What Movie Have You Recently Watched?

This week's movies: Skyscraper - There was not much else showing and it was mildly entertaining. Not great cinema. Jungle Book (2016) - Quite an enjoyable movie; a really good family movie. The Bleeding Edge - A documentary on the medical device industry. It could have been a good film if the film m...
by jlawrence01
Fri Aug 10, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 8254

Re: Should I tell my family/friend that they are making a financial mistake?

The last time that I advised someone about the positives of investing in low-cost mutual funds, the individual asked me to come over and take a look at this. The individual had a drawer full of 12-16% Certificates of Deposit with a number of banks durations of 10-15 years totalling $500k dating back...
by jlawrence01
Wed Aug 08, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6985

Re: "Dollar Tree Store" favorites

Since this site is full of very knowledgeable people.... Can someone tell me if 'Tapatio' hot sauce sold here is legit? It's the 10oz container, but everywhere else it sells for around $5... Here $1. After reading about the toothpaste and other consumption goods sold at the dollar tree I'm wonderin...
by jlawrence01
Tue Aug 07, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: are mccormick gourmet spices better
Replies: 71
Views: 6650

Re: are mccormick gourmet spices better

I find Penzy's over priced. Some of the mixes are interesting, but I buy from local ethnic markets. The price differences are astonishing. Agreed. Also, of you give Penzey's your e-mail address, you will get political messages on a quarterly basis. Whether I agree with Bill Penzey's politics, he sh...
by jlawrence01
Tue Aug 07, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6985

Re: "Dollar Tree Store" favorites

Greeting cards
Toiletries
Colgate toothpaste
Cleaning supplies
Organic produce (99 Only)
Heirloom tomatoes (99 Only)
Closeout name brand foods
by jlawrence01
Mon Aug 06, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2946

Re: Should I roast my own coffee?

You can roast your own coffee, of course, but is it worth the trouble? I have taken up cooking since retiring, but I have decided that I will rely on the experts for certain complex cooking tasks that have a high risk of failure: roasting coffee, baking bread, making pasta, etc. I have derived more...
by jlawrence01
Sun Aug 05, 2018 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: Question to retirees - money or work/life balance?
Replies: 46
Views: 5555

Re: Question to retirees - money or work/life balance?

I never attained work-life balance.

When I was working, I probably spent too much time working.

However, when I hit age 53, I don't work at all. Yes it was worth it.
by jlawrence01
Sun Aug 05, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101204

Re: What Movie Have You Recently Watched?

This weekend's movies (so far): Adrift - While the visuals were great, there was very little to justify a movie of those length. Christopher Robins - All in all a very good movie. I thought there were more lessons directed to adults than to the children in the audience although would enjoy. Eighth G...