Search found 1402 matches

by jlawrence01
Mon Oct 15, 2018 8:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3759
Views: 1067925

Re: What Movie Have You Recently Watched?

Columbus The real star of this film is Columbus, Indiana, which is a mecca of the Modernist period in architecture - particularly the works of Finnish architect Ero Saarinen (sp?). https://www.imdb.com/title/tt5990474/ This is a very touching film, thought provoking. Nothing much happens in it - it...
by jlawrence01
Fri Oct 12, 2018 12:44 am
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3111

Re: Budget Coffee

I live in Vietnam, so, yes, I buy coffee grown in Vietnam. I imagine the same beans would cost more in the US. The local crop is primarily robusta, though others exist as well. The "expensive" blend uses arabica, moka, and robusta. I have no problems drinking robusta so it works for me. I generally...
by jlawrence01
Fri Oct 12, 2018 12:40 am
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3111

Re: Budget Coffee

I alternate between Community Coffee from Baton Rouge and the San Francisco Bay Coffee Co. coffees. I like both brands' versions of dark roast coffee.
by jlawrence01
Wed Oct 10, 2018 2:19 am
Forum: Personal Consumer Issues
Topic: Dayton, Ohio -- Worth Visiting?
Replies: 39
Views: 2954

Re: Dayton, Ohio -- Worth Visiting?

Hey so I live in Dayton metro (burbs). 1. It's not unsafe unless you head out to west dayton (don't). Would you feel unsafe in Chicago? Only in certain parts... 6. Dayton has a very rich history but it's had a rough couple of decades. The metro is doing relatively well and like most of the country ...
by jlawrence01
Tue Oct 09, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Dayton, Ohio -- Worth Visiting?
Replies: 39
Views: 2954

Re: Dayton, Ohio -- Worth Visiting?

Agree. The Carillon Park includes a museum that features exhibits all of the industries that originated in Dayton. I can honestly say that it was the BEST museum that I went to in the past year. Other than that, the Art Institute, and the Air Force Museum (and a stop at Young's Jersey Dairy in Yello...
by jlawrence01
Mon Oct 08, 2018 5:44 pm
Forum: Personal Consumer Issues
Topic: Death Valley Trip Recommendations?
Replies: 19
Views: 1216

Re: Death Valley Trip Recommendations?

If you are going to Death Valley in January or February, stop in Tecopa Hot Springs at the China Date Ranch. At that time of the year, they will be harvesting dates. Also, they have excellent baked goods. There are also quite a few good hiking trails.

https://www.chinaranch.com/
by jlawrence01
Sat Oct 06, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: New Snowbird- Tucson AZ
Replies: 21
Views: 3275

Re: New Snowbird- Tucson AZ

Thinking about spending a month or two (Jan-march)in Tucson this winter (2019) Finding many places are already booked during this time. I guess we're a bit late to the ball There are a lot of rentals that are handled privately by individuals in Green Valley. They do NOT use VRBO or any of the local...
by jlawrence01
Wed Sep 19, 2018 12:19 am
Forum: Personal Consumer Issues
Topic: Experiences downsizing to single car
Replies: 34
Views: 3128

Re: Experiences downsizing to single car

We have been down to one car since December 2014. We have several ways of dealing with it. First, we use public transportation, especially when we are heading to rtwn. Second, for local trips, we borrow one of our neighbors cars. They like to have their cars driven occasionally. In return, we watch ...
by jlawrence01
Mon Sep 10, 2018 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else not save for cars?
Replies: 113
Views: 10257

Re: Anyone else not save for cars?

I do not save money that s specifically dedicated to purchasing a new car or taking a vacation or making home repairs. We place them in the budget in the time period that we expect the expenditure to take place and forget about it. My friend always takes the other approach. In 1992, he bought a new ...
by jlawrence01
Fri Sep 07, 2018 7:55 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9939

Re: How do you save money on groceries?

My favorite place for grocery savings however is a salvage supermarket. This is where you find things dented, pulled for labeling changes, expired and overstocks. There's one of these about an hour away from me, but not a single one exists in my state. We have been doing that for 10-15 years. When ...
by jlawrence01
Fri Aug 31, 2018 6:53 am
Forum: Personal Consumer Issues
Topic: Nanny online payment services - why are they so expensive?
Replies: 30
Views: 3364

Re: Nanny online payment services - why are they so expensive?

Another way of getting around the reporting requirements would be to talk to a temporary agency and negotiate the cost of having them take your domestic employee on as an employee. They take care of all of the taxes, workers compensation, etc. and you have no need to worry about the reporting. Then...
by jlawrence01
Thu Aug 30, 2018 11:59 pm
Forum: Personal Consumer Issues
Topic: Nanny online payment services - why are they so expensive?
Replies: 30
Views: 3364

Re: Nanny online payment services - why are they so expensive?

Another way of getting around the reporting requirements would be to talk to a temporary agency and negotiate the cost of having them take your domestic employee on as an employee. They take care of all of the taxes, workers compensation, etc. and you have no need to worry about the reporting. Then ...
by jlawrence01
Thu Aug 30, 2018 11:45 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9939

Re: How do you save money on groceries?

One word: ALDI Walmart and Aldi are a good combo. Actually, I have been getting better everyday low pricing at the local Kroger affiliate in Arizona than I got at Walmart. Then when you factor in the specials and digital coupon, there is really little need to deal with Walmart. In addition, there i...
by jlawrence01
Thu Aug 23, 2018 11:16 pm
Forum: Personal Consumer Issues
Topic: Used/New car - Help decide please
Replies: 46
Views: 2289

Re: Used/New car - Help decide please

The vehicle has the warranty, not the buyer. Yes the original factory warranty transfers to the next owner in all cases known to me. The Hyundai guy may not have his facts correct. That is not true on the Hyundai/Kia 100 k warranty. From the Hyundai website: Covers repair or replacement of powertra...
by jlawrence01
Thu Aug 23, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: Used/New car - Help decide please
Replies: 46
Views: 2289

Re: Used/New car - Help decide please

I currently drive a 2007 Toyota Corolla with 135k miles. If I was in the market for another vehicle, my choice would be a 2018 Hyundai Accent. I have taken both the 2017 Corolla and the 2017 Hyundai Elantra on rentals of 4,000+ miles and I must say that my wife and I both prefered the Elantra. The f...
by jlawrence01
Thu Aug 23, 2018 10:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3759
Views: 1067925

Re: What Movie Have You Recently Watched?

Movies of the week: Crazy Rich Asians - actually, the movie was better than the previews My wife is ready to book tickets to Singapore. The Cakemaker - An interesting love story with a lot of twists. Shaft - Nothing like a Blacksploitation movie although I thought that the Penitentiary series was a ...
by jlawrence01
Sun Aug 19, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Soap for hand washing dishes
Replies: 40
Views: 2262

Re: Soap for hand washing dishes

Liquid Ivory for normal dishes. Dawn for greasy messes.

Tide also works very well for washing dishes and has been promoted as such in commercial kitchens.
by jlawrence01
Sun Aug 12, 2018 2:06 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3759
Views: 1067925

Re: What Movie Have You Recently Watched?

This week's movies: Skyscraper - There was not much else showing and it was mildly entertaining. Not great cinema. Jungle Book (2016) - Quite an enjoyable movie; a really good family movie. The Bleeding Edge - A documentary on the medical device industry. It could have been a good film if the film m...
by jlawrence01
Fri Aug 10, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 8100

Re: Should I tell my family/friend that they are making a financial mistake?

The last time that I advised someone about the positives of investing in low-cost mutual funds, the individual asked me to come over and take a look at this. The individual had a drawer full of 12-16% Certificates of Deposit with a number of banks durations of 10-15 years totalling $500k dating back...
by jlawrence01
Wed Aug 08, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6793

Re: "Dollar Tree Store" favorites

Since this site is full of very knowledgeable people.... Can someone tell me if 'Tapatio' hot sauce sold here is legit? It's the 10oz container, but everywhere else it sells for around $5... Here $1. After reading about the toothpaste and other consumption goods sold at the dollar tree I'm wonderin...
by jlawrence01
Tue Aug 07, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: are mccormick gourmet spices better
Replies: 71
Views: 6387

Re: are mccormick gourmet spices better

I find Penzy's over priced. Some of the mixes are interesting, but I buy from local ethnic markets. The price differences are astonishing. Agreed. Also, of you give Penzey's your e-mail address, you will get political messages on a quarterly basis. Whether I agree with Bill Penzey's politics, he sh...
by jlawrence01
Tue Aug 07, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6793

Re: "Dollar Tree Store" favorites

Greeting cards
Toiletries
Colgate toothpaste
Cleaning supplies
Organic produce (99 Only)
Heirloom tomatoes (99 Only)
Closeout name brand foods
by jlawrence01
Mon Aug 06, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2837

Re: Should I roast my own coffee?

You can roast your own coffee, of course, but is it worth the trouble? I have taken up cooking since retiring, but I have decided that I will rely on the experts for certain complex cooking tasks that have a high risk of failure: roasting coffee, baking bread, making pasta, etc. I have derived more...
by jlawrence01
Sun Aug 05, 2018 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: Question to retirees - money or work/life balance?
Replies: 46
Views: 5496

Re: Question to retirees - money or work/life balance?

I never attained work-life balance.

When I was working, I probably spent too much time working.

However, when I hit age 53, I don't work at all. Yes it was worth it.
by jlawrence01
Sun Aug 05, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3759
Views: 1067925

Re: What Movie Have You Recently Watched?

This weekend's movies (so far): Adrift - While the visuals were great, there was very little to justify a movie of those length. Christopher Robins - All in all a very good movie. I thought there were more lessons directed to adults than to the children in the audience although would enjoy. Eighth G...
by jlawrence01
Sat Aug 04, 2018 2:21 am
Forum: Personal Consumer Issues
Topic: Touring Singapore in October
Replies: 9
Views: 678

Re: Touring Singapore in October

Since English is a requirement for ALL students in Singapore, nearly ALL young Singaporean students can speak English fairly well. There are hundreds of YouTube channels, mostly in English, that will show you all of the worthwhile places to visit. What is also important is to realize that some of th...
by jlawrence01
Thu Aug 02, 2018 11:14 pm
Forum: Personal Consumer Issues
Topic: Best BBQ in San Antonio
Replies: 41
Views: 3027

Re: Best BBQ in San Antonio

I have family in SA and have been visiting the City for 30+ years. I still very much like Rudy’s. Tried many others but always go back there - it has been very consistent over the years and is also very consistent across its locations. Certainly not “high end” but very good, in my opinion. I always...
by jlawrence01
Wed Aug 01, 2018 10:39 pm
Forum: Personal Consumer Issues
Topic: Attn: Buffalo area Bogleheads --> St. Catharines
Replies: 7
Views: 695

Re: Attn: Buffalo area Bogleheads --> St. Catharines

Look at megabus.com that runs busses from Buffalo Airport to St. Catherine’s. My choice would be to rent a car, but you’ve ruled that out. Do realize that MegaBus allows ONLY one bag to be checked and a small carry-on inside the coach. That could be a problem if you will be carrying a lot of baggage.
by jlawrence01
Wed Aug 01, 2018 10:33 pm
Forum: Personal Consumer Issues
Topic: money saving tips for travel to Canada for a month
Replies: 22
Views: 1785

Re: money saving tips for travel to Canada for a month

Not clear where you will be in Ontario however, remember if you are close to the US you have the option of returning to the States for medical care... We have done this a couple times when it was not urgent but we felt better about getting care in the US... Just a thought.... That option is especia...
by jlawrence01
Wed Jul 25, 2018 12:44 am
Forum: Personal Consumer Issues
Topic: Daughter wants to travel on her own to Montreal
Replies: 105
Views: 7193

Re: Daughter wants to travel on her own to Montreal

General comments: 1) Every 18 year old is described by their parents as "very mature and responsible." Seriously. Over the years I have seen very mature 18 year olds do some very stupid things. 2) For the record, I spend at least a week or two every year in Ottawa, Toronto or Montreal exploring the ...
by jlawrence01
Mon Jul 23, 2018 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: $540 a month on food for graduate student budget too much?
Replies: 81
Views: 6781

Re: $540 a month on food for graduate student budget too much?

Does anyone know a good site that gives you ideas on recipes to buy that is designed to minimize your food budget while giving you healthy recipes? Other than vacations, we spend under $300 a month for two adults. Out of that amount, we also provide meals for many of our elderly neighbors on a week...
by jlawrence01
Sun Jul 22, 2018 10:29 pm
Forum: Personal Consumer Issues
Topic: When to buy airline tickets for Christmas flight?
Replies: 12
Views: 1558

Re: When to buy airline tickets for Christmas flight?

ASAP.

I booked my Christmas tickets home on June 1st, he day that Southwest opened their schedule. There is NO BENEFIT to waiting for a fare sale because there will be no fare sales between December 16 - January 6.
by jlawrence01
Sun Jul 22, 2018 12:04 pm
Forum: Personal Consumer Issues
Topic: Suggestions About Simulating Homemade Chicken Stock
Replies: 28
Views: 1730

Re: Suggestions About Simulating Homemade Chicken Stock

I tend to make a lot of pork stock. Pork bones are generally a lot cheaper than beef or lamb and they are much easier to deal with than chicken bones that need to be strained out. Additionally, a good pork stock is an ideal base for various pho and ramen dishes. Yes, I do produce stocks in the summe...
by jlawrence01
Fri Jul 20, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: High school graduation monetary gift for nephew
Replies: 37
Views: 2164

Re: High school graduation monetary gift for nephew

For our nephews and nieces, we paid for their books for the first semester of college. I thought that I was getting off cheap until I actually ordered them from Amazon and seen the impact of inflation over the years.
by jlawrence01
Thu Jul 19, 2018 4:37 am
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 16771

Re: New book based on Millionaire Next Door

What is rarely mentioned when calculating the household net worth of teachers is the present value of the pension benefit AS WELL AS the present value of other post-retirement benefits (read that as medical and dental insurance after 30 years of service). I was looking at one Midwestern state's webs...
by jlawrence01
Wed Jul 18, 2018 11:38 pm
Forum: Personal Consumer Issues
Topic: sams club - new member
Replies: 22
Views: 1746

Re: sams club - new member

I saved a lot of money utilizing their pharmacy. It was a lot cheaper than Costco and slightly less than Walmart.
by jlawrence01
Sun Jul 15, 2018 1:14 am
Forum: Personal Consumer Issues
Topic: FedEx / UPS Vacation Hold?
Replies: 12
Views: 1615

Re: FedEx / UPS Vacation Hold?

I use the USPS hold service approximately 10 times a year for the past four years. I have NEVER had a problem. I choose to receive the mail on the first postal delivery day I am back and it arrives. Should I get home a couple days early, I run down and pick it up from the post office which takes abo...
by jlawrence01
Mon Jul 09, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Ruby Anniversary(40) - Pikes Peak & Estes Park
Replies: 15
Views: 1162

Re: Ruby Anniversary(40) - Pikes Peak & Estes Park

^^^ It looks like you drive up to Mile 16 and take a shuttle the rest of the way: https://www.pikes-peak.com/attractions/pikes-peak-americas-mountain/ Do remember that it takes a lot to acclimate to high altitude. AI would not recommend a drive to Pikes Peak on the first day of a trip to Colorado. W...
by jlawrence01
Sat Jul 07, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4367

Re: Tipping in a hotel room/cruise ship room

Last year, I saw a YouTube where a UK national was hired on a major cruise line as an assistant waiter. He managed to stick it out for about ten weeks. When you considered his salary and his tips, less the money that he was charged for living expenses, uniform fees, and several other charges. he mad...
by jlawrence01
Sat Jun 30, 2018 1:41 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3759
Views: 1067925

Re: What Movie Have You Recently Watched?

Yesterday's movies were:

Storks (2016) - A surprisingly funny family film

Tag (2018) - Quite a surprising story about a group of adult friends who have played tag for years.
by jlawrence01
Sun Jun 24, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Corolla
Replies: 39
Views: 2481

Re: 2007 Toyota Corolla

My 2004 Toyota Highlander currently has 305K miles on it. Mind sharing what, if any major maintenance items other than tires, brakes,& batteries that you had to deal with? Did you perform all of the factory recommended maintenance items? My goal is 300,000 for my 2016 4-Runner. All maintenance done...
by jlawrence01
Sun Jun 24, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Corolla
Replies: 39
Views: 2481

Re: 2007 Toyota Corolla

I have a 2007 Toyota Corolla LE with 134k miles. I will be keeping until 2021 when the registration expired and the car has about 170k. It has been reliable in that it has not let me stranded along the road. However, it has not been inexpensive to maintain and has required nearly as much service as ...
by jlawrence01
Sun Jun 17, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 9399

Re: Which Supermarket are you?

I often travel around the state of Arizona as well as the country so I have greater flexibility as to where I shop. Also, I think nothing of buying a year supplies of non-perishable staples if I get a good deal. I shop at the following: Fry's/Kroger's/Smiths - about 50% Winco Foods about 10% - close...
by jlawrence01
Sat Jun 16, 2018 9:34 am
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5684

Re: A vehicle that "sits up" but can't afford CRV

Since you're on a budget, I'd consider a Civic/Corolla. Sitting up high is overrated. You get more car for your money (newer, lower miles) this way and everyone wants SUV's so they are more expensive. That is NOT true. I drive my elderly neighbors around a lot and they find it a LOT easier to get i...
by jlawrence01
Fri Jun 15, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5684

Re: A vehicle that "sits up" but can't afford CRV

One car that I like to drive that would fit all of the qualifications is the KIA Soul.
by jlawrence01
Fri Jun 15, 2018 10:22 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 5230

Re: Living Abroad - Who's done it?

I guess that I would take the contrary position. I did NOT accept an overseas assignment when I had opportunities to relocate to Wales or Mexico. One major issue that I encountered was that my wife would not be able to work in the new country which would cut into our income quite substantially. Also...
by jlawrence01
Thu Jun 14, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Financial strength ratings of auto insurers
Replies: 12
Views: 953

Re: Financial strength ratings of auto insurers

I am more interested in claims service when it comes to auto insurance. Given my experiences with State Farm insurance as an insured and GEICO as a claimant, I would rather stick with small insurance companies that emphasize good claims service. (e.g., Westfield, West Bend Mutual, Auto-Owners, etc.).
by jlawrence01
Thu Jun 14, 2018 10:14 am
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2975

Re: Chipmunk Repellent?

A neighbor's cat runs loose and loves to hunt (and sometimes leaves one on my back deck as a 'present'). He/she has taken care of all of our chipmunks, mice and moles. I mean we used to have major problems with all of those, but for 4 or 5 years, no more. You have a good mouser or barn cat there. F...
by jlawrence01
Mon Jun 11, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2975

Re: Chipmunk Repellent?

Capsaicin laced grains and nuts work well. I have used cayenne and chipotle powders.
by jlawrence01
Sat Jun 09, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Are you including SS in your planning model? Are the benefits really that high?
Replies: 148
Views: 12591

Re: Are you including SS in your planning model? Are the benefits really that high?

I have never included social security and pensions in my planning models. They could be around in eight years when I retire but they might not be. I figure that if I can live off my savings (Taxable, IRAs, 401(k)s) in my retirement, and pension or Social security is just gravy. Our social security b...