Search found 1280 matches

by jlawrence01
Mon Feb 19, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 4898

Re: Best plants to grow to save money for food costs

I live in Southern Arizona where produce is dirt cheap and water is quite expensive, I do not buy citrus as I get bushels of it each season from people who orange, lemon, grapefruit, and kumquat trees. We buy produce at 60# of produce for $10. That covers about 2/3 of the produce that we consume but...
by jlawrence01
Mon Feb 12, 2018 5:00 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 964053

Re: What Movie Have You Recently Watched?

I saw Detroit recently. Highly recommended, if you can handle the intensity. Definitely not a date night movie. It's about the Detroit riots of 1967, and one particular incident of brutality. It is also fairly accurate. One of my now-deceased friends was a police officer who was guarding the Detroi...
by jlawrence01
Sun Feb 11, 2018 11:27 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 964053

Re: What Movie Have You Recently Watched?

For Greater Glory: The True Story of Cristiada

A story of the Christero War in Mexico (1927-29).
by jlawrence01
Mon Jan 29, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: Seeking Yosemite advice for late March
Replies: 9
Views: 687

Re: Seeking Yosemite advice for late March

I was lucky a couple of years ago. I was able to drive over Tioga Pass on May 2nd and see a good portion of Yosemite. Two days later, Tioga Pass was closed again due to a storm. That was my FIFTH attempt to get to Yosemite from the eastern entrance. The others were thwarted by road closures in May a...
by jlawrence01
Thu Jan 18, 2018 12:27 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 964053

Re: What Movie Have You Recently Watched?

Tonight's show:

Tommy's Honour
by jlawrence01
Tue Jan 16, 2018 11:15 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 964053

Re: What Movie Have You Recently Watched?

The two movies for this week:

Monkey Business: The Adventures of Curious George's Creators
Fanny's Journey
by jlawrence01
Wed Jan 10, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Lease a Silverado 4x4 extended cab for $152 month?
Replies: 23
Views: 2536

Re: Lease a Silverado 4x4 extended cab for $152 month?

The ONLY thing that I care about is the cost per mile. You are NOT leasing the truck for THREE YEARS, you are buying the truck's use for 36.000 miles. How stable are your circumstances? Will your commute allow you to keep your miles down. I have had a lot of friends take a similar lease just to take...
by jlawrence01
Sat Jan 06, 2018 4:06 am
Forum: Personal Finance (Not Investing)
Topic: Downsizing to one car in retirement...
Replies: 68
Views: 4161

Re: Downsizing to one car in retirement...

We have had one car since 2000. In retirement, we moved to a small town outside of a larger city in December 2014. We still have one vehicle. When we need to be in different places at the same time - which happens a few times a months, we have a variety of options: 1) Public transportation - schedul...
by jlawrence01
Mon Jan 01, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: Want adequate filter to discharge clothes drier indoors
Replies: 24
Views: 2381

Re: Want adequate filter to discharge clothes drier indoors

And without any duct, you are paying to remove all that humidity & cool all that heat in the summer time using your air conditioning system. That's just STUPID. Countries where ventless driers are used tend not to use air conditioning, or use it less. I used one in Chicago. I wanted to add humidity...
by jlawrence01
Wed Dec 27, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 964053

Re: What Movie Have You Recently Watched?

Here are my movies for the last three months: Shawn the Sheep Patriots Day Pop Aye (*) The Mighty Quinn (bad) Devil in a Blue Dress Walk With Me All the Rage Columbus The Comedian (worst) Gifted (*) Rogue One: A Star Wars Story The Foreigner (*) The Shack (*) Elf Going in Style The Darkest Hour(*) T...
by jlawrence01
Tue Dec 19, 2017 4:18 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads save on eyeglasses?
Replies: 91
Views: 6302

Re: How do Bogleheads save on eyeglasses?

I took a friend to the ophthalmologist the other day. Walked through his optical dispensary on the way in and out. In many ophthalmology practices, the doctors partner with an optician who runs their optical dispensary. It can be a large revenue source, especially in small towns without a lot of ch...
by jlawrence01
Tue Dec 19, 2017 2:05 am
Forum: Personal Consumer Issues
Topic: US National Parks
Replies: 36
Views: 3190

Re: US National Parks

I am not going to get into the "which national park is most spectacular" as it is like judging which super model is most beautiful - it is a futile exercise. Personally, I have been quite impressed with some of the lesser traveled parks - Big Bend, Carlsbad Caverns, Canyonlands, Lassen Volcano, Sagu...
by jlawrence01
Tue Dec 19, 2017 2:04 am
Forum: Personal Consumer Issues
Topic: US National Parks
Replies: 36
Views: 3190

Re: US National Parks

I am not going to get into the "which national park is most spectacular" as it is like judging which super model is most beautiful - it is a futile exercise. Personally, I have been quite impressed with some of the lesser traveled parks - Big Bend, Carlsbad Caverns, Canyonlands, Lassen Volcano, Sagu...
by jlawrence01
Fri Dec 15, 2017 1:46 am
Forum: Personal Consumer Issues
Topic: Lexus RX 350 - new vs. preowned
Replies: 29
Views: 2295

Re: Lexus RX 350 - new vs. preowned

I purchased a Lexus Rx350 with a navigation system for my company fleet for $42k in 2010. I sold the vehicle AT AUCTION in 2013 with 105k miles for $26k. Personally, I was stunned at how much the vehicle brought. I had offered it to a company employee for $22k but he rejected that price as outrageou...
by jlawrence01
Thu Dec 14, 2017 10:05 am
Forum: Personal Consumer Issues
Topic: Saved a lot by cell phone 'family plan'
Replies: 21
Views: 2165

Re: Saved a lot by cell phone 'family plan'

We are paying $100 for FIVE lines with unlimited calls, texts, and 5 GB data per line per month with Cricket. Cricket is one the AT&T network and we have been very happy with the coverage in all the areas that we live and visit. We originally tried Sprint but the coverage was mediocre. I depend on m...
by jlawrence01
Wed Dec 13, 2017 2:30 pm
Forum: Personal Consumer Issues
Topic: Concert Decision and Advice
Replies: 41
Views: 2534

Re: Concert Decision and Advice

I like You Tube videos for music. I also like live music. I will admit that with some of the older groups - MANY of the groups touring are in their 60s or older - I always listen to their RECENT videos to make sure that they have not lost their voice. For example, the last five years that Wayne Newt...
by jlawrence01
Wed Dec 13, 2017 2:18 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 267
Views: 18718

Re: Do people still use AAA?

interesting. The AAA batteries have 3 year warranty's, but after i moved to Arizona, the guy who replaced my battery said they usually last a year out here with the intense heat. Do auto part stores offer similar warranties with free replacements within the first X years? My last interstate battery...
by jlawrence01
Thu Dec 07, 2017 3:14 am
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 267
Views: 18718

Re: Do people still use AAA?

AAA needs better marketing. If you have coverage from your Insurance, all towing, tire change, running out of gas, locked keys, battery jump count as Insurance Claims on your CLUE report. AAA services do not count on CLUE report, if more people knew this, AAA will have a surge in membership. Clark ...
by jlawrence01
Mon Dec 04, 2017 4:38 pm
Forum: Personal Consumer Issues
Topic: Philanthropy and related issues
Replies: 50
Views: 3681

Re: Philanthropy and related issues

I do not post my contributions to various causes for several reasons. First, I am a private person. There are a number of people who know the name I use online and I don't really care to let them know what I am doing or that I even have money. Second, the purpose of a charitable contribution is to b...
by jlawrence01
Mon Dec 04, 2017 4:25 pm
Forum: Personal Consumer Issues
Topic: How much do you need to drive a car to keep battery charged and everything else OK?
Replies: 36
Views: 2939

Re: How much do you need to drive a car to keep battery charged and everything else OK?

My wife house sits for a good number of snowbirds. Of the ones who leave their cars behind, about half of them ask her to use the car every week or two. She will use the car for a local trip to the doctor or the grocery. Before the owners return, she will fill the gas tank, check the oil and top off...
by jlawrence01
Sun Oct 29, 2017 4:21 pm
Forum: Personal Consumer Issues
Topic: Megabus from New York City to Washington DC
Replies: 23
Views: 1803

Re: Megabus from New York City to Washington DC

Most of the Megabus rides that i have taken out of Chicago have been uneventful. They start off loud until the bus starts. Then once the bus starts, most of the students place their pacifiers (ear buds) in and you don't hear a thing. Most of the time I have traveled, it has been at the $1 rate.
by jlawrence01
Sun Oct 29, 2017 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 16757

Re: What was the main reason you retired?

#2 and #3.

I thought that continuing t work in the environment I was working was injurious to my health.

In 4.5 years, I do not regret it.
by jlawrence01
Thu Oct 26, 2017 12:47 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime customers can now give Amazon access to their home
Replies: 53
Views: 4975

Re: Amazon Prime customers can now give Amazon access to their home

The UPS, Fedex, and USPS personnel show up at your door IN UNIFORM and in a WELL MARKED vehicles. Amazon deliveries that do not use the postal services above show up in unmarked vehicles and generally, the people are not professionally dressed. Personally, i do not even want them coming to my door m...
by jlawrence01
Tue Oct 17, 2017 3:56 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 6458

Re: What do you buy in Asian food stores?

Over the course of a year, I shop at a a couple of the Asian supermarket chains like Mitsuwa Marketplace and Super H Mart as well as several independents. I ave always found that their pricing on fresh meats is very interesting. For example, my local store sells ground beef, ground pork, and ground ...
by jlawrence01
Mon Oct 02, 2017 7:21 pm
Forum: Personal Consumer Issues
Topic: First Class Stamps on Large Packages
Replies: 26
Views: 2127

Re: First Class Stamps on Large Packages

Thank you all your replies. I have one more question regarding first class stamps. If I use first class stamps on a 9"x12" manila envelope with the correct postage and hand it to a clerk at the post office, will I receive a tracking number? If I am short on the amount of stamped postage and pay the...
by jlawrence01
Fri Sep 29, 2017 1:05 pm
Forum: Personal Consumer Issues
Topic: Is the new Chevy Equinox any good?
Replies: 59
Views: 6592

Re: Is the new Chevy Equinox any good?

If you're really curious, make a reservation with a car rental location that has one and drive it for a week. It will be well worth the few hundred dollars to see if you like before buying. I did this with my current car which is a Chevy Cruze. Chevy is also releasing a version this summer with a D...
by jlawrence01
Thu Sep 21, 2017 12:54 am
Forum: Personal Consumer Issues
Topic: Dilemma: To buy CPO car or long term rent a car or ship my car?
Replies: 13
Views: 1001

Re: Dilemma: To buy CPO car or long term rent a car or ship my car?

I spend the winters in Arizona which this year means 5 months. Also I occasionally visit Arizona for 2 week periods. My choices are: 1) I can ship my 1 1/2 year old entry level luxury vehicle round trip from the east coast for about $2,000. But there will probably be a gap of about a few days on ea...
by jlawrence01
Mon Sep 04, 2017 9:53 pm
Forum: Personal Consumer Issues
Topic: Wanting a Portable Auto GPS
Replies: 65
Views: 4517

Re: Wanting a Portable Auto GPS

Consensus so far is to use an iPhone :( I don't have one nor want one, but getting one would be 2x - 4x the cost of a new stand alone GPS + $40-60 a month. If you already have and iPhone and already in a $ "plan" then I could see using it for GPS. My "smart phone" is used for emergency only @ $10 y...
by jlawrence01
Thu Aug 17, 2017 11:41 am
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 5197

Re: Anyone have a personal chef?

Most personal chefs that I know are recent culinary school graduates who are looking for their next BIG job. They generally work for $25-35 an hour plus the cost of ingredients. Most of them will customize the menu to your tastes and generally will do a decent job. By the way, most personal chefs wi...
by jlawrence01
Wed Aug 16, 2017 7:59 pm
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 5197

Re: Anyone have a personal chef?

My wife does. Seriously, what are you looking for? Do you want someone who will be there nearly every day preparing you everything you want to eat (like the White House chef)? Are you looking for someone who will buy the food, come in for a few hours a week and prepare you meals in advance that can ...
by jlawrence01
Tue Aug 15, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: What kind of hotel do you get on business travel?
Replies: 44
Views: 3978

Re: What kind of hotel do you get on business travel?

BUSINESS - LaQuinta, Hampton Inn, Choice, Holiday inn Express, Drury.

PLEASURE - Wyndham and Choice brands
by jlawrence01
Thu Aug 10, 2017 5:33 pm
Forum: Personal Consumer Issues
Topic: Long term car rental vs buying a used car vs leasing
Replies: 22
Views: 1947

Re: Long term car rental vs buying a used car vs leasing

Currently the colleague rents a car with full insurance for $1000 per month (best deal given by the employer and car rental company). The colleague has been renting for several months and the employer does not know how long the project will last (between 4 – 18 more months). If you rent for 60+ day...
by jlawrence01
Thu Aug 10, 2017 5:28 pm
Forum: Personal Consumer Issues
Topic: Another "replace car or not" decision
Replies: 21
Views: 2310

Re: Another "replace car or not" decision

I've read the various discussions about whether/when to replace a "beater" with some interest. I would like to get input into my situation. I'm in my mid-50's and will be retiring next summer. I have a 2004 Nissan Sentra with around 160,000 miles. It's reliable and well-maintained, but it's startin...
by jlawrence01
Fri Aug 04, 2017 9:34 pm
Forum: Personal Consumer Issues
Topic: To buy or not to buy... [a new car]
Replies: 43
Views: 4683

Re: To buy or not to buy...

To be frank, 212K is a lot of miles on a car, and the more you drive said vehicle, the greater chance there could be a catastrophic failure of something that would effectively negate whatever value you might get in on a trade. The Pilot, even if the exterior is in show room quality (as if it just c...
by jlawrence01
Thu Aug 03, 2017 6:34 pm
Forum: Personal Consumer Issues
Topic: Retire early, live abroad until 65 and come back
Replies: 72
Views: 9271

Re: Retire early, live abroad until 65 and come back

There are literally THOUSANDS of YouTube videos produced by American expats living in countries around the world. These are people who are living in the country and who at times, are receiving health care in the various countries. Quite often, these videos include scenes from the local hospitals Yo...
by jlawrence01
Thu Aug 03, 2017 5:22 pm
Forum: Personal Consumer Issues
Topic: Retire early, live abroad until 65 and come back
Replies: 72
Views: 9271

Re: Retire early, live abroad until 65 and come back

There are literally THOUSANDS of YouTube videos produced by American expats living in countries around the world. These are people who are living in the country and who at times, are receiving health care in the various countries. Quite often, these videos include scenes from the local hospitals You...
by jlawrence01
Thu Aug 03, 2017 1:45 pm
Forum: Personal Consumer Issues
Topic: Change from Republic Wireless to Cricket - number cannot be transferred
Replies: 10
Views: 996

Re: Change from Republic Wireless to Cricket - number cannot be transferred

Welcome to the *joys* of Republic Wireless. The fine folks at Cricket TRIED for three days to switch my number from Republic getting NO assistance from the other side. For some reason, numbers with Republic are not recognized as cell phone numbers. Finally, I decided that since only a few people had...
by jlawrence01
Wed Aug 02, 2017 11:35 pm
Forum: Personal Consumer Issues
Topic: Cheap notebook for surfing/watching videos
Replies: 18
Views: 1782

Re: Cheap notebook for surfing/watching videos

I use a Samsung Chromebook 3 500C13 which is the ideal for surfing and watching YouTube videos. I paid $199 for it. It starts us almost immediately and was a far better experience than I had with the Microsoft Surface RT that it replaced and at half the price.
by jlawrence01
Mon Jul 31, 2017 2:09 am
Forum: Personal Consumer Issues
Topic: About to buy a rental car, any advice?
Replies: 54
Views: 4445

Re: About to buy a rental car, any advice?

Our most recent rental on a two week vacation was miserable. Beat to heck, plenty of scratches and dings, brakes fluttered during light pressure, and very inconsistent engine power. If we had needed to do any significant driving I would have asked for something different. This was through Budget. I...
by jlawrence01
Wed Jul 26, 2017 10:53 am
Forum: Personal Consumer Issues
Topic: Help Planning Trip to Olympic National Park
Replies: 18
Views: 1070

Re: Help Planning Trip to Olympic National Park

It is quite a bit of driving but doable. That is very similar to what we have done in the past.

If all you are planning to do is a little bit of day hiking, you will not need a wilderness permit.
by jlawrence01
Thu Jul 20, 2017 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: MVNO's versus the Big 4
Replies: 52
Views: 5610

Re: MVNO's versus the Big 4

I use Cricket which is on the AT&T network. Never had an issue with reception anywhere in the US. $35/month with 4 GB data. I have Cricket also. However, there is NO COVERAGE in many parts of Arizona and New Mexico. All of the carriers have maps and it is important that you understand where you wil...
by jlawrence01
Sun Jul 16, 2017 1:42 am
Forum: Personal Finance (Not Investing)
Topic: Rent in safer neighborhood or buy in less safe one?
Replies: 67
Views: 5557

Re: Rent in safer neighborhood or buy in less safe one?

When I was 29, we purchased our first home in an "up and coming neighborhood" in a Midwestern city. In eight years, we experienced: 1) Three burglaries. 2) Break-in on my vehicle's trunk - nothing stolen buy $700 in g\damages. 3) Two attempted assaults. 4) Gun fight in the neighborhood. Add in the p...
by jlawrence01
Sun Jul 16, 2017 1:26 am
Forum: Personal Consumer Issues
Topic: Cheap eggs... how bad?
Replies: 82
Views: 7864

Re: Cheap eggs... how bad?

You can freeze eggs? Many eggs in commercial operations are frozen and pasteurized. If you want to freeze eggs. you crack the eggs into a freezer container in the quantity required and freeze. Then when you are ready to use them, thaw them out. You can also freeze egg whites and egg yolks seperatel...
by jlawrence01
Sat Jul 15, 2017 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Time to dump State Farm agent?
Replies: 25
Views: 2470

Re: Time to dump State Farm agent?

One thing to keep in mind is that insurance companies are splitting the sales part of the company from the claims part of the company. In other words, your agent is there to sell, actual service will come from another part of the company. The days of the agent going to bat for you in the claims pro...
by jlawrence01
Fri Jul 14, 2017 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Do you consider business travel to be a perk or a burden?
Replies: 117
Views: 8763

Re: Do you consider business travel to be a perk or a burden?

For me, as an academic, travel tends to be more of perk rather than a burden. I have a small budget for conferences and I can usually choose which conference to go to. Sometimes my boss wants me to go to a particular conference but that comes out of her budget. One thing I have never understood is ...
by jlawrence01
Fri Jul 14, 2017 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Do you consider business travel to be a perk or a burden?
Replies: 117
Views: 8763

Re: Do you consider business travel to be a perk or a burden?

For me, as an academic, travel tends to be more of perk rather than a burden. I have a small budget for conferences and I can usually choose which conference to go to. Sometimes my boss wants me to go to a particular conference but that comes out of her budget. One thing I have never understood is ...
by jlawrence01
Fri Jul 14, 2017 12:18 pm
Forum: Personal Consumer Issues
Topic: Cheap eggs... how bad?
Replies: 82
Views: 7864

Re: Cheap eggs... how bad?

I get eggs from the supermarket and eggs from a couple of friends who raise hens.. As much as it is popular to stay that the home raised eggs are so much more tasty, they are not. My wife swears that she can tell the difference but she is generally wrong when I do a side by side BLIND taste test. Th...
by jlawrence01
Fri Jul 14, 2017 4:08 am
Forum: Personal Finance (Not Investing)
Topic: Do you consider business travel to be a perk or a burden?
Replies: 117
Views: 8763

Re: Do you consider business travel to be a perk or a burden?

I traveled 200 nights per year for 3+ years. :shock: :shock: What line of work did you do? How long was the average trip - was it a lot of time in a plane/car, or was it a lot of long stays? Please tell me you didn't have young kids at the time. Internal Auditor, manufacturing firm. Usually same lo...
by jlawrence01
Thu Jul 13, 2017 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: Do you consider business travel to be a perk or a burden?
Replies: 117
Views: 8763

Re: Do you consider business travel to be a perk or a burden?

I traveled 200 nights per year for 3+ years. Then, I traveled 30 nights for the next 15 years or so. It was both a perk and a burden. I was working for a tightwad manager for a while who would require us to fly into Chicago-Midway instead of Milwaukee because the flight were cheaper. When i could tr...