Search found 1385 matches

by jlawrence01
Sun Aug 12, 2018 2:06 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3650
Views: 1037283

Re: What Movie Have You Recently Watched?

This week's movies: Skyscraper - There was not much else showing and it was mildly entertaining. Not great cinema. Jungle Book (2016) - Quite an enjoyable movie; a really good family movie. The Bleeding Edge - A documentary on the medical device industry. It could have been a good film if the film m...
by jlawrence01
Fri Aug 10, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 7544

Re: Should I tell my family/friend that they are making a financial mistake?

The last time that I advised someone about the positives of investing in low-cost mutual funds, the individual asked me to come over and take a look at this. The individual had a drawer full of 12-16% Certificates of Deposit with a number of banks durations of 10-15 years totalling $500k dating back...
by jlawrence01
Wed Aug 08, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6276

Re: "Dollar Tree Store" favorites

Since this site is full of very knowledgeable people.... Can someone tell me if 'Tapatio' hot sauce sold here is legit? It's the 10oz container, but everywhere else it sells for around $5... Here $1. After reading about the toothpaste and other consumption goods sold at the dollar tree I'm wonderin...
by jlawrence01
Tue Aug 07, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: are mccormick gourmet spices better
Replies: 68
Views: 5262

Re: are mccormick gourmet spices better

I find Penzy's over priced. Some of the mixes are interesting, but I buy from local ethnic markets. The price differences are astonishing. Agreed. Also, of you give Penzey's your e-mail address, you will get political messages on a quarterly basis. Whether I agree with Bill Penzey's politics, he sh...
by jlawrence01
Tue Aug 07, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6276

Re: "Dollar Tree Store" favorites

Greeting cards
Toiletries
Colgate toothpaste
Cleaning supplies
Organic produce (99 Only)
Heirloom tomatoes (99 Only)
Closeout name brand foods
by jlawrence01
Mon Aug 06, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2591

Re: Should I roast my own coffee?

You can roast your own coffee, of course, but is it worth the trouble? I have taken up cooking since retiring, but I have decided that I will rely on the experts for certain complex cooking tasks that have a high risk of failure: roasting coffee, baking bread, making pasta, etc. I have derived more...
by jlawrence01
Sun Aug 05, 2018 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: Question to retirees - money or work/life balance?
Replies: 46
Views: 5171

Re: Question to retirees - money or work/life balance?

I never attained work-life balance.

When I was working, I probably spent too much time working.

However, when I hit age 53, I don't work at all. Yes it was worth it.
by jlawrence01
Sun Aug 05, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3650
Views: 1037283

Re: What Movie Have You Recently Watched?

This weekend's movies (so far): Adrift - While the visuals were great, there was very little to justify a movie of those length. Christopher Robins - All in all a very good movie. I thought there were more lessons directed to adults than to the children in the audience although would enjoy. Eighth G...
by jlawrence01
Sat Aug 04, 2018 2:21 am
Forum: Personal Consumer Issues
Topic: Touring Singapore in October
Replies: 9
Views: 602

Re: Touring Singapore in October

Since English is a requirement for ALL students in Singapore, nearly ALL young Singaporean students can speak English fairly well. There are hundreds of YouTube channels, mostly in English, that will show you all of the worthwhile places to visit. What is also important is to realize that some of th...
by jlawrence01
Thu Aug 02, 2018 11:14 pm
Forum: Personal Consumer Issues
Topic: Best BBQ in San Antonio
Replies: 38
Views: 2444

Re: Best BBQ in San Antonio

I have family in SA and have been visiting the City for 30+ years. I still very much like Rudy’s. Tried many others but always go back there - it has been very consistent over the years and is also very consistent across its locations. Certainly not “high end” but very good, in my opinion. I always...
by jlawrence01
Wed Aug 01, 2018 10:39 pm
Forum: Personal Consumer Issues
Topic: Attn: Buffalo area Bogleheads --> St. Catharines
Replies: 7
Views: 640

Re: Attn: Buffalo area Bogleheads --> St. Catharines

Look at megabus.com that runs busses from Buffalo Airport to St. Catherine’s. My choice would be to rent a car, but you’ve ruled that out. Do realize that MegaBus allows ONLY one bag to be checked and a small carry-on inside the coach. That could be a problem if you will be carrying a lot of baggage.
by jlawrence01
Wed Aug 01, 2018 10:33 pm
Forum: Personal Consumer Issues
Topic: money saving tips for travel to Canada for a month
Replies: 22
Views: 1648

Re: money saving tips for travel to Canada for a month

Not clear where you will be in Ontario however, remember if you are close to the US you have the option of returning to the States for medical care... We have done this a couple times when it was not urgent but we felt better about getting care in the US... Just a thought.... That option is especia...
by jlawrence01
Wed Jul 25, 2018 12:44 am
Forum: Personal Consumer Issues
Topic: Daughter wants to travel on her own to Montreal
Replies: 105
Views: 6729

Re: Daughter wants to travel on her own to Montreal

General comments: 1) Every 18 year old is described by their parents as "very mature and responsible." Seriously. Over the years I have seen very mature 18 year olds do some very stupid things. 2) For the record, I spend at least a week or two every year in Ottawa, Toronto or Montreal exploring the ...
by jlawrence01
Mon Jul 23, 2018 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: $540 a month on food for graduate student budget too much?
Replies: 81
Views: 6386

Re: $540 a month on food for graduate student budget too much?

Does anyone know a good site that gives you ideas on recipes to buy that is designed to minimize your food budget while giving you healthy recipes? Other than vacations, we spend under $300 a month for two adults. Out of that amount, we also provide meals for many of our elderly neighbors on a week...
by jlawrence01
Sun Jul 22, 2018 10:29 pm
Forum: Personal Consumer Issues
Topic: When to buy airline tickets for Christmas flight?
Replies: 12
Views: 1292

Re: When to buy airline tickets for Christmas flight?

ASAP.

I booked my Christmas tickets home on June 1st, he day that Southwest opened their schedule. There is NO BENEFIT to waiting for a fare sale because there will be no fare sales between December 16 - January 6.
by jlawrence01
Sun Jul 22, 2018 12:04 pm
Forum: Personal Consumer Issues
Topic: Suggestions About Simulating Homemade Chicken Stock
Replies: 28
Views: 1584

Re: Suggestions About Simulating Homemade Chicken Stock

I tend to make a lot of pork stock. Pork bones are generally a lot cheaper than beef or lamb and they are much easier to deal with than chicken bones that need to be strained out. Additionally, a good pork stock is an ideal base for various pho and ramen dishes. Yes, I do produce stocks in the summe...
by jlawrence01
Fri Jul 20, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: High school graduation monetary gift for nephew
Replies: 37
Views: 2035

Re: High school graduation monetary gift for nephew

For our nephews and nieces, we paid for their books for the first semester of college. I thought that I was getting off cheap until I actually ordered them from Amazon and seen the impact of inflation over the years.
by jlawrence01
Thu Jul 19, 2018 4:37 am
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 15657

Re: New book based on Millionaire Next Door

What is rarely mentioned when calculating the household net worth of teachers is the present value of the pension benefit AS WELL AS the present value of other post-retirement benefits (read that as medical and dental insurance after 30 years of service). I was looking at one Midwestern state's webs...
by jlawrence01
Wed Jul 18, 2018 11:38 pm
Forum: Personal Consumer Issues
Topic: sams club - new member
Replies: 22
Views: 1597

Re: sams club - new member

I saved a lot of money utilizing their pharmacy. It was a lot cheaper than Costco and slightly less than Walmart.
by jlawrence01
Sun Jul 15, 2018 1:14 am
Forum: Personal Consumer Issues
Topic: FedEx / UPS Vacation Hold?
Replies: 12
Views: 1228

Re: FedEx / UPS Vacation Hold?

I use the USPS hold service approximately 10 times a year for the past four years. I have NEVER had a problem. I choose to receive the mail on the first postal delivery day I am back and it arrives. Should I get home a couple days early, I run down and pick it up from the post office which takes abo...
by jlawrence01
Mon Jul 09, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Ruby Anniversary(40) - Pikes Peak & Estes Park
Replies: 15
Views: 1106

Re: Ruby Anniversary(40) - Pikes Peak & Estes Park

^^^ It looks like you drive up to Mile 16 and take a shuttle the rest of the way: https://www.pikes-peak.com/attractions/pikes-peak-americas-mountain/ Do remember that it takes a lot to acclimate to high altitude. AI would not recommend a drive to Pikes Peak on the first day of a trip to Colorado. W...
by jlawrence01
Sat Jul 07, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4186

Re: Tipping in a hotel room/cruise ship room

Last year, I saw a YouTube where a UK national was hired on a major cruise line as an assistant waiter. He managed to stick it out for about ten weeks. When you considered his salary and his tips, less the money that he was charged for living expenses, uniform fees, and several other charges. he mad...
by jlawrence01
Sat Jun 30, 2018 1:41 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3650
Views: 1037283

Re: What Movie Have You Recently Watched?

Yesterday's movies were:

Storks (2016) - A surprisingly funny family film

Tag (2018) - Quite a surprising story about a group of adult friends who have played tag for years.
by jlawrence01
Sun Jun 24, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Corolla
Replies: 39
Views: 2371

Re: 2007 Toyota Corolla

My 2004 Toyota Highlander currently has 305K miles on it. Mind sharing what, if any major maintenance items other than tires, brakes,& batteries that you had to deal with? Did you perform all of the factory recommended maintenance items? My goal is 300,000 for my 2016 4-Runner. All maintenance done...
by jlawrence01
Sun Jun 24, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Corolla
Replies: 39
Views: 2371

Re: 2007 Toyota Corolla

I have a 2007 Toyota Corolla LE with 134k miles. I will be keeping until 2021 when the registration expired and the car has about 170k. It has been reliable in that it has not let me stranded along the road. However, it has not been inexpensive to maintain and has required nearly as much service as ...
by jlawrence01
Sun Jun 17, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 8728

Re: Which Supermarket are you?

I often travel around the state of Arizona as well as the country so I have greater flexibility as to where I shop. Also, I think nothing of buying a year supplies of non-perishable staples if I get a good deal. I shop at the following: Fry's/Kroger's/Smiths - about 50% Winco Foods about 10% - close...
by jlawrence01
Sat Jun 16, 2018 9:34 am
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5379

Re: A vehicle that "sits up" but can't afford CRV

Since you're on a budget, I'd consider a Civic/Corolla. Sitting up high is overrated. You get more car for your money (newer, lower miles) this way and everyone wants SUV's so they are more expensive. That is NOT true. I drive my elderly neighbors around a lot and they find it a LOT easier to get i...
by jlawrence01
Fri Jun 15, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5379

Re: A vehicle that "sits up" but can't afford CRV

One car that I like to drive that would fit all of the qualifications is the KIA Soul.
by jlawrence01
Fri Jun 15, 2018 10:22 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 5008

Re: Living Abroad - Who's done it?

I guess that I would take the contrary position. I did NOT accept an overseas assignment when I had opportunities to relocate to Wales or Mexico. One major issue that I encountered was that my wife would not be able to work in the new country which would cut into our income quite substantially. Also...
by jlawrence01
Thu Jun 14, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Financial strength ratings of auto insurers
Replies: 12
Views: 900

Re: Financial strength ratings of auto insurers

I am more interested in claims service when it comes to auto insurance. Given my experiences with State Farm insurance as an insured and GEICO as a claimant, I would rather stick with small insurance companies that emphasize good claims service. (e.g., Westfield, West Bend Mutual, Auto-Owners, etc.).
by jlawrence01
Thu Jun 14, 2018 10:14 am
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2777

Re: Chipmunk Repellent?

A neighbor's cat runs loose and loves to hunt (and sometimes leaves one on my back deck as a 'present'). He/she has taken care of all of our chipmunks, mice and moles. I mean we used to have major problems with all of those, but for 4 or 5 years, no more. You have a good mouser or barn cat there. F...
by jlawrence01
Mon Jun 11, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2777

Re: Chipmunk Repellent?

Capsaicin laced grains and nuts work well. I have used cayenne and chipotle powders.
by jlawrence01
Sat Jun 09, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Are you including SS in your planning model? Are the benefits really that high?
Replies: 148
Views: 11860

Re: Are you including SS in your planning model? Are the benefits really that high?

I have never included social security and pensions in my planning models. They could be around in eight years when I retire but they might not be. I figure that if I can live off my savings (Taxable, IRAs, 401(k)s) in my retirement, and pension or Social security is just gravy. Our social security b...
by jlawrence01
Sat Jun 09, 2018 10:14 am
Forum: Personal Consumer Issues
Topic: daughter wants a college transfer?
Replies: 65
Views: 5357

Re: daughter wants a college transfer?

I have a different perspective, I guess. I was a graduate assistant that ran a dorm for a couple of years. In the course of a semester, I would have a minimum of 30-40 people drop by discussing their displeasure with some aspect of college life and expressing a wish to transfer to a different instit...
by jlawrence01
Sat Jun 09, 2018 9:55 am
Forum: Personal Consumer Issues
Topic: College: extraneous expenses
Replies: 32
Views: 3001

Re: College: extraneous expenses

Hello! I will be starting school in the fall living in the dorms for my Bachelor's degree and my parents and grandparents are helping me out a ton, but I will be responsible for books and other extraneous expenses. I have meal plan for 15 meals a week with my college which is included in my Room an...
by jlawrence01
Sun Jun 03, 2018 11:33 pm
Forum: Personal Consumer Issues
Topic: steel cut oats in bulk
Replies: 50
Views: 4263

Re: steel cut oats in bulk

Hopefully you are making a big batch of goetta https://en.m.wikipedia.org/wiki/Goetta but probably not based on your user name :happy Very interesting. I've made that in the past, but didn't know it had a name! My PA Dutch grandparents made scrapple, and my grandfather talked about eating "oat scra...
by jlawrence01
Sun Jun 03, 2018 11:33 pm
Forum: Personal Consumer Issues
Topic: steel cut oats in bulk
Replies: 50
Views: 4263

Re: steel cut oats in bulk

duplicate post
by jlawrence01
Thu May 31, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: Replaced beater car, oh how ever to regain feelings of financial superiority?
Replies: 29
Views: 3480

Re: Replaced beater car, oh how ever to regain feelings of financial superiority?

^^^ You act like your DH is the only doctor who drives an old beater ... although I do give him credit for keeping a Chevrolet cavalier on the road 13 years. I am not sure that I could have done that. If he wants to regain his sense of superiority, go down to one of the rental car sales lots and let...
by jlawrence01
Thu May 31, 2018 1:28 am
Forum: Personal Consumer Issues
Topic: Enterprise vs Avis
Replies: 43
Views: 2732

Re: Enterprise vs Avis

> $210 for a one-way one week rental from Cincinnati - Tucson. How they are making money on those rentals is more of a question. They make money by getting cars from Cincinnati (where there are few renters) to Tucson (where the summer vacation season has just started). Or maybe some other reason, I...
by jlawrence01
Wed May 30, 2018 4:26 pm
Forum: Personal Consumer Issues
Topic: Enterprise vs Avis
Replies: 43
Views: 2732

Re: Enterprise vs Avis

I have seen bigger differences than that ... with Enterprise being much higher. You better be sure that you have everything entered correctly. Also, are they BOTH airport locations? My next two rentals are $86 for a one week rental at a non-airport location and $210 for a one-way one week rental fro...
by jlawrence01
Thu May 24, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 293
Views: 24660

Re: Do people still use AAA?

For example, if you are going to do a road trip in the Southwest (visiting the Grand Canyon, Arches, Zion, Petrified Forest National Park, the AAA's "Indian Country" map is very, very useful, and cannot be matched by online maps. Especially since cell phone coverage in those rural areas. Also, some...
by jlawrence01
Sat May 19, 2018 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Finance a $28,000 house for Brother?
Replies: 73
Views: 5582

Re: Finance a $28,000 house for Brother?

My initial reaction would be to recommend that you buy the home and do a "rent to own" deal with your brother. However, it does not seem like you have enough financial stability to pull it off. I would pass. Everybody gets tired of renting. That is when you start working two jobs and start saving li...
by jlawrence01
Sat May 19, 2018 4:10 am
Forum: Personal Consumer Issues
Topic: Priceline hotels?
Replies: 16
Views: 2242

Re: Priceline hotels?

I have used Priceline 150-200 times since May 2002 to book hotels. Priceline and Hotwire are opaque sites which allow hotel properties to sell "surplus inventory" that they could not sell through their normal channels. At least at the beginning, you specified the location, the amenities level,a nd t...
by jlawrence01
Fri May 18, 2018 7:44 pm
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 3372

Re: Hot food flavoring (sauces, spices and peppers)

There are so many fine hot sauces out there that I am not sure that I would waste my time making my own. I think that I have about 15 bottles in my pantry and I have cut was back.
by jlawrence01
Thu May 17, 2018 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Property as a supplemental income strategy in retirement?
Replies: 7
Views: 907

Re: Rental Property as a supplemental income strategy in retirement?

When I retire, I don't want to work (second job), so I will say I'd rather have the cash in index funds working passively. I'll be "that guy" that says it. I live in a 55+ community in a resort area where the population is larger during the winter months. One of my friends lived in our neighborhood...
by jlawrence01
Thu May 17, 2018 4:14 pm
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 3372

Re: Hot food flavoring (sauces, spices and peppers)

I have found it pretty easy to make hot sauce from scratch. Pick up half a dozen habenero peppers, stem and halve them, toss some oil on them, and roast them in the oven for a bit. Transfer to saucepan and saute while adding a whole head of garlic, a whole onion, and then some white vinegar(or red ...
by jlawrence01
Thu May 17, 2018 12:03 am
Forum: Personal Consumer Issues
Topic: Rental car from MDW
Replies: 4
Views: 481

Re: Rental car from MDW

Looks like the week we want to go to MDW the rental car agencies are charging $400 for a week. I can rent the same type of car away from the airport (Ridge) for about half the price. I was thinking about an Uber to the car rental agency from the airport...Funny enough I can drop it off at MDW for n...
by jlawrence01
Wed May 16, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: sharing cars with two kids home from college?
Replies: 25
Views: 1691

Re: sharing cars with two kids home from college?

Pajamas wrote:
Tue May 15, 2018 2:24 pm
gips wrote:
Tue May 15, 2018 2:20 pm
other ideas?
Let them figure it out themselves. Seriously.

The best idea yet.

It is kind of curious on this board that parents are asking about how their children should handle things and rarely the children themselves.

We had two options - the local bus or the SLE.
by jlawrence01
Tue May 15, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: [Update] Grand Canyon or other Nat'l Park in October?
Replies: 49
Views: 3331

Re: Grand Canyon or other Nat'l Park in October?

The Narrows in Zion would take up one of your days http://blog.wildlandtrekking.com/zion-narrows/ Someone mentioned altitude, which is less of a problem in Zion (well, in the Canyon, that is). But you know about flash floods in washes and arroyos, right? Don't enter 'em if it's raining - both where...
by jlawrence01
Tue May 15, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: [Update] Grand Canyon or other Nat'l Park in October?
Replies: 49
Views: 3331

Re: Grand Canyon or other Nat'l Park in October?

If you are coming from the east coast and plan to do some serious hiking, you might want to think about the effects of elevation on your performance. I watch a lot of football games at Northern Arizona University at 7000 feet elevation and you would be surprised by how much the higher elevation affe...