Search found 17050 matches

by VictoriaF
Tue Oct 17, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

Victoria, Can you share some ideas from your optimum diet, please? The "staples" of my diet are as following: Proteins: eggs, chicken, salmon Milk products: plain yogurt, plain kefir, cheese Vegetables: salad greens, broccoli, cauliflowers, avocados, others depending on availability Fruits: apples,...
by VictoriaF
Tue Oct 17, 2017 1:48 pm
Forum: Investing - Theory, News & General
Topic: Vanguard expects "decent sized correction" soon, sometime, maybe later
Replies: 67
Views: 6082

Re: Vanguard expects "decent sized correction" soon

In an interview on BBC Radio 4’s Today program, McNabb said while he wouldn’t call it “bubble territory,” valuations seem “very high.” I'd like to hear more about it at the BH visit to Vanguard on Thursday. In the mean time, I have changed the asset allocation of my grandchildren's 529 plans from 8...
by VictoriaF
Tue Oct 17, 2017 1:35 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

WhiteMaxima wrote:
Tue Oct 17, 2017 12:02 pm
Have you ever try thousand year old duck eggs and stinky tufo? Once you pass these taste, you are a truly asian food lover.
Did you mean "tufo" or "tofu"?

My attitude to food is not love; it's a mix of health and adventure.

Victoria
by VictoriaF
Tue Oct 17, 2017 1:33 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

The local Japanese grocery stores (we have a half dozen in easy range) have it in the freezer section as well as fresh. I have seen something similar at the local Korean grocery stores (we have several of those too) and I think many of the east Asian cultures have something similar. Not sure if the...
by VictoriaF
Tue Oct 17, 2017 9:35 am
Forum: Investing - Theory, News & General
Topic: Vanguard expects "decent sized correction" soon, sometime, maybe later
Replies: 67
Views: 6082

Re: Vanguard expects "decent sized correction" soon

I am not an expert, and I am skeptical of expert forecasts. I am applying my own logic as follows: - potential drivers for higher market values (e.g., tax cuts) are already priced in - failure to accomplish market-friendly initiatives would send the market down - geopolitical events in the U.S. or a...
by VictoriaF
Tue Oct 17, 2017 9:11 am
Forum: Investing - Theory, News & General
Topic: Vanguard expects "decent sized correction" soon, sometime, maybe later
Replies: 67
Views: 6082

Re: Vanguard expects "decent sized correction" soon

http://www.marketwatch.com/story/vanguards-boss-has-a-warning-for-a-market-thats-hellbent-on-dow-23000-2017-10-17 “We expect there could be a decent-sized correction at some point,” says Bill McNabb, chairman of Vanguard, which manages $4.5 trillion in funds worldwide, in reference to the record ru...
by VictoriaF
Tue Oct 17, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 54
Views: 4478

Re: WPA2 protocol used by vast majority of wifi connections has been broken

From what I've read, recent software updates from Microsoft and Apple have quietly addressed the issue, which is how the system is supposed to work. I marked on my calendar the 2nd Wednesday of each month as the day to install Microsoft patches, update Adobe Flash, and do full scans of my computers...
by VictoriaF
Tue Oct 17, 2017 8:15 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

I wanted to buy some natto, Japanese fermented soybeans. You sure you like to try natto? Supposed to mix with rice and eat. Just like westerns like blue cheese. These stick soybean will bring very interesting flavor to your taste. I have very simple taste and I can eat anything. I became interested...
by VictoriaF
Tue Oct 17, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

moneywise3 wrote:
Tue Oct 17, 2017 7:41 am
I don't recommend buying at Asian stores. No traceability for where the stuff came from, how old it is, or how trustworthy the labels are.
I travel extensively and eat local food. I am more concerned about the additives in the labeled food.

Victoria
by VictoriaF
Mon Oct 16, 2017 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: Joined the 1 comma club today!!!
Replies: 18
Views: 3377

Re: Joined the 1 comma club today!!!

In June 2017, I reached my 1st comma of the number of days in retirement. I was traveling and did not have a chance to post this momentous achievement. I have reached 2 commas of minutes after about 2 years in retirement. 2 commas of hours in retirment requires one to be retired for 114 years. That'...
by VictoriaF
Mon Oct 16, 2017 8:36 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 54
Views: 4478

Re: WPA2 protocol used by vast majority of wifi connections has been broken

I've read that this vulnerability has been known for a number of months to give vendors time to fix it. The release of the publicly undisclosed vulnerability was timed to this past weekend. I bet Equifax is behind the release. They'll do anything to get out of the news. :twisted: It's still prefera...
by VictoriaF
Mon Oct 16, 2017 7:50 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

I wanted to buy some natto, Japanese fermented soybeans. You sure you like to try natto? Supposed to mix with rice and eat. Just like westerns like blue cheese. These stick soybean will bring very interesting flavor to your taste. I have very simple taste and I can eat anything. I became interested...
by VictoriaF
Mon Oct 16, 2017 4:15 pm
Forum: Investing - Theory, News & General
Topic: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]
Replies: 80
Views: 6484

Re: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]

An odd aside concerning Mr.Taleb. I’ve been intrigued by some of his book reviews on Amazon, wondering, “What interests Taleb enough to critique it?” Looking over all his reviews, I’ve discovered some great, thought-provoking reads. It’s a bit of cue-taking, and it saves gobs of time and effort tha...
by VictoriaF
Sun Oct 15, 2017 10:36 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

"If" one's inherently low "set point" could indeed be raised by "lifestyle creep", wouldn't the result be temporal and illusory at best? Recent findings in positive psychology indicate that the baseline level of happiness can be changed. In the book "The How of Happiness," Sonja Lyubomirsky has sta...
by VictoriaF
Sun Oct 15, 2017 10:16 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

"If" one's inherently low "set point" could indeed be raised by "lifestyle creep", wouldn't the result be temporal and illusory at best? Recent findings in positive psychology indicate that the baseline level of happiness can be changed. In the book "The How of Happiness," Sonja Lyubomirsky has sta...
by VictoriaF
Sun Oct 15, 2017 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: You career roots and your path to financial independence. "Actionable: steps and tips for others?
Replies: 56
Views: 5302

Re: You career roots and your path to financial independence. "Actionable: steps and tips for others?

I have never been, or wanted to be, either blue collar or pink collar. I have always gravitated to the ivory collar (as in "ivory tower").

Victoria
by VictoriaF
Sun Oct 15, 2017 6:27 pm
Forum: Personal Consumer Issues
Topic: How to secure your website?
Replies: 9
Views: 677

Re: How to secure your website?

Depending on your situation, my suggestion is to use a static website. Static websites will fill most use cases and are more secure than a dynamic website. Using a static website eliminates a lot of security vulnerabilities. Here's some more information: https://wsvincent.com/static-vs-dynamic-webs...
by VictoriaF
Sun Oct 15, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: The cost of walking el Camino de Santiago
Replies: 119
Views: 21759

Re: The cost of walking el Camino de Santiago

Just finished securing our flights to Spain and know the dates we can do a (very) short portion of the Camino Frances! Taking Victoria's advice and will try to find a 3 day section toward the Pomplona area of the camino. Unfortunately, we have some constraints due to other commitments and flight ti...
by VictoriaF
Sun Oct 15, 2017 3:46 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

Flying in Business/First Class is a salient example of Hedonic Adaptation that technovelist , Maya123 , msk , and many others have acquired and I am trying to avoid. Victoria IS it hedonistic adaptation if the scanarios are thus:@ How I felt going Coach in the last 15 years or more: days before vac...
by VictoriaF
Sun Oct 15, 2017 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391909

Re: What's Your Credit Card Rewards Strategy?

I've had similar closures of older cards without warning. For most of them, I just let expire and don't worry too much about the average age of accounts. One of my oldest cards is Discover and that card still has regular relevance depending on the 5% categories of that quarter. But if they don't ha...
by VictoriaF
Sun Oct 15, 2017 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391909

Re: What's Your Credit Card Rewards Strategy?

... I have a card similar to spammagnet's wife's. It's a Chase card, one of my oldest cards, and I have not used it for several years. I have been assuming that Chase would give me an advanced warning before closing it. ... I should add that, not only was there no warning, there was no recourse. Th...
by VictoriaF
Sun Oct 15, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: Liability of phone conversations while my client is driving (and I am not in the car)?
Replies: 64
Views: 3710

Re: Liability of phone conversations while my client is driving (and I am not in the car)?

Hi Sotirios, After reading the entire thread, I'd like to offer some summary comments: 1. You may be held liable, or at least, someone may attempt to sue you. Being a doctor, you have higher risk of being sued than most others. 2. Being a cognitive expert, you risk being discredited even if you don'...
by VictoriaF
Sun Oct 15, 2017 11:56 am
Forum: Investing - Theory, News & General
Topic: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]
Replies: 80
Views: 6484

Re: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]

2015 wrote, 3 books I'll be picking up tomorrow are: The shallows : what the Internet is doing to our brains This is off-topic, but Carr’s book The Shallows is the enlargement of an excellent essay he published in The Atlantic in 2008 titled “Is Google Making Us Stupid?” With all respect to the aut...
by VictoriaF
Sun Oct 15, 2017 11:39 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

Victoria, Does it really matter on what and how you prepare the food. It is food. and If you dont like the preparation, prep another way the next time. This is true, itstoomuch. The reason for my questions is that the Asian cuisine seems too complex for my preferences. And people, like the woman in...
by VictoriaF
Sun Oct 15, 2017 11:28 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

I'm no expert at mushrooms, but I know the Enoki are very common in Asian cooking. I like them because they cook very quickly (they can be eaten raw) in stir fries or soups and don't need to be sliced like most mushrooms. They are also 69 cents for a bunch at my local Asian store and seem to keep f...
by VictoriaF
Sun Oct 15, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

I typically buy Chinese eggplant, assorted Chinese greens and mushrooms From the produce a variety of mushrooms... (interestingly I am much less cautious in Russian or Polish markets, where nostalgia overrides my better judgement) I live in Chicago and there are a lot of Asian markets. Things I buy...
by VictoriaF
Sun Oct 15, 2017 10:39 am
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

Carefreeap wrote:
Sun Oct 15, 2017 10:29 am
But I am sincere; what's the issue with post menopausal women in your opinion MSK?
This is a fascinating question, but I am afraid it will jeopardize this thread.

Victoria
by VictoriaF
Sun Oct 15, 2017 10:34 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391909

Re: What's Your Credit Card Rewards Strategy?

I have several cards that have been sitting without purchases for several years. Do I have to enliven them? Chase closed an inactive account held by DW, without warning. It was her oldest account, overall. If you want to keep the accounts open (for average age of account, if nothing else) I suggest...
by VictoriaF
Sun Oct 15, 2017 10:26 am
Forum: Investing - Theory, News & General
Topic: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]
Replies: 80
Views: 6484

Re: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]

I have often wondered why at Bogleheads so many stress behavioral finance, since index funds only work well if capital markets are reasonably efficient. Much of behavioral finance is now promoted by financial advisers. It is becoming ever more difficult for FAs to demonstrate their value to custome...
by VictoriaF
Sun Oct 15, 2017 10:15 am
Forum: Investing - Theory, News & General
Topic: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]
Replies: 80
Views: 6484

Re: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]

I'd like to put another slant on excellent comments by Valuethinker: 1. Standard Economists (in contrast with Behavioral Economists) assume that people's deviations from rationality are random and in aggregate balance out and converge on rationality. Behavioral Economists have shown that many deviat...
by VictoriaF
Sun Oct 15, 2017 9:56 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391909

Re: What's Your Credit Card Rewards Strategy?

I have several cards that have been sitting without purchases for several years. Do I have to enliven them? Chase closed an inactive account held by DW, without warning. It was her oldest account, overall. If you want to keep the accounts open (for average age of account, if nothing else) I suggest...
by VictoriaF
Sun Oct 15, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

- I try to abstain from flying above basic Economy, because I suspect that if I fly something better, it would be difficult to go back. Several months ago, I took a short flight in Business, because I wanted to use points in my British Airways account. Victoria I have decided that at my age (68) I ...
by VictoriaF
Sun Oct 15, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

I've been reading A Guide to the Good Life: The Ancient Art of Stoic Joy and "the human mind is attuned to contrasts: it may be preferable to interrupt good experience with periods of boredom than to have an uninterrupted good experience" reminds me of some of the suggestions in the book of practic...
by VictoriaF
Sun Oct 15, 2017 12:31 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

Re: What do you buy in Asian food stores?

Thank you, all, for excellent suggestions! And thank you for mentioning H Mart. It turns out that we have several of them in this area, http://nj.hmart.com/weekly-sales-and-events/maryland-virginia/ . The large store where I found natto is Good Fortune Supermarket in the Eden Center, Seven Corners, ...
by VictoriaF
Sun Oct 15, 2017 12:26 am
Forum: Personal Consumer Issues
Topic: Asking for discounts
Replies: 59
Views: 6318

Re: Asking for discounts

Earlier today, I took my 20-year old Honda Civic for an annual state inspection. A guy in the shop where I usually do it said that Civic will not pass the inspection because the headlights are cloudy and have to be cleaned from inside. I asked how much it will cost. He said $45 each headlight. I as...
by VictoriaF
Sun Oct 15, 2017 12:22 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391909

Re: What's Your Credit Card Rewards Strategy?

Eh? Who said anything about using ten or more cards? They just sit there until it's time for their semi-annual purchase to keep the account alive. The point of having them is to anchor your average age of account and help hold down your credit utilization. I have several cards that have been sittin...
by VictoriaF
Sun Oct 15, 2017 12:14 am
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

Good point. I remember coming across that study somewhere too. I think it was something about selecting a painting to keep with no trading vs borrow indefinitely where you could trade it whenever you wanted. People all said they'd rather be able to trade, but the keepers where happier with their ch...
by VictoriaF
Sat Oct 14, 2017 11:51 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

The book was quite valuable in describing the matrix of spending that we are caught up in through signaling. Again, I apologize for being unable to locate its exact title. :annoyed No worries, thanks for looking! Perhaps, the book was related to the economics concept of signaling as the means to co...
by VictoriaF
Sat Oct 14, 2017 8:02 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

And even after all that, I'm not really asking about spending vs saving, I'm asking about spending vs spending. What's the optimal way to decide what is worth spending money on, especially when the thing you're considering has high transaction costs and it hard to undo? You are asking a good questi...
by VictoriaF
Sat Oct 14, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

I have always been interested in the "Hedonic treadmill" :happy “It’s not how much we have, but how much we enjoy, that makes happiness.” https://positivepsychologyprogram.com/hedonic-treadmill/ To me it is misnamed (probably misunderstood), it should be the Hedonic Ladder. After all isn't this wha...
by VictoriaF
Sat Oct 14, 2017 7:27 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5228

What do you buy in Asian food stores?

I wanted to buy some natto, Japanese fermented soybeans. I found a few local Asian food stores and visited them in search for natto. The last and the biggest one had what I was looking for. But before that, I explored a Vietnamese supermarket. They had bunches of many different leafy greens, but whe...
by VictoriaF
Sat Oct 14, 2017 6:52 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

Thank you for your experiences, that's exactly the kind of thing I was hoping to hear about. It sounds like most of these are downgrades that you either got used to or didn't? Or the case of the move back to Washington, it was an upgrade (in the aspect that mattered to you), but back to a baseline ...
by VictoriaF
Sat Oct 14, 2017 6:27 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

The easiest way to try out not spending is to pass up, this time, one such expense and see how it goes....One step at a time. But where does this end? - a monastery room with concrete walls and a hard bed and your days filled with Loving Kindness Meditation? Don't forget though, that monks invented...
by VictoriaF
Sat Oct 14, 2017 5:10 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

It occurs to me that for some purchases that are hard to reverse, perhaps it would be a good idea to figure out a way to test them before committing. The question then becomes how long it will take for any initial increases in happiness to wear off? I think you may be asking the wrong question. I t...
by VictoriaF
Sat Oct 14, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: How long for hedonic adaptation to set in?
Replies: 109
Views: 6817

Re: How long for hedonic adaptation to set in?

In my specific case, can I rent an AirBNB with a view for a month and leave all my stuff where it is, or do I need to get a year lease and go through the hassle of moving? Or is this even possible: maybe the experience of renting a thing short term is fundamentally too different from owning long te...
by VictoriaF
Sat Oct 14, 2017 4:23 pm
Forum: Personal Consumer Issues
Topic: Dental implants in Poland
Replies: 29
Views: 2253

Re: Dental implants in Poland

IMHO when it comes to dental implants and spine surgery and brain surgery and hip replacement, I'd find a way of paying for the best and the best (and most available, meaning USA) follow up care that money can buy. How do you know that you are getting the best doctors in the U.S.? We recently had a...
by VictoriaF
Sat Oct 14, 2017 4:17 pm
Forum: Personal Consumer Issues
Topic: How to secure your website?
Replies: 9
Views: 677

Re: How to secure your website?

Depending on your situation, my suggestion is to use a static website. Static websites will fill most use cases and are more secure than a dynamic website. Using a static website eliminates a lot of security vulnerabilities. Here's some more information: https://wsvincent.com/static-vs-dynamic-webs...
by VictoriaF
Sat Oct 14, 2017 2:32 pm
Forum: Investing - Theory, News & General
Topic: 10 year anniversary of the beginning of the Great Recession
Replies: 45
Views: 4161

Re: 10 year anniversary of the beginning of the Great Recession

Speaking of the Great Recession, anybody know of a good book that covers what happened at the beginning? Watch the movie "The Big Short"....GREAT movie, and it explains a lot! I have not watched the film "The Big Short;" I've read the book. In general, I think you can learn more from a book than fr...
by VictoriaF
Sat Oct 14, 2017 2:24 pm
Forum: Investing - Theory, News & General
Topic: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]
Replies: 80
Views: 6484

Re: And the Nobel Memorial Prize in Economic Sciences goes to [Richard Thaler]

VictoriaF wrote: A summary of The Black Swan is short: BS happens. But reading, and rereading, and listening to, and internalizing his vignettes does you a lot of good. You start anticipating Black Swans and choosing your risks. Agreed. The problem however is that you don't know beforehand where th...
by VictoriaF
Sat Oct 14, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: Asking for discounts
Replies: 59
Views: 6318

Re: Asking for discounts

Earlier today, I took my 20-year old Honda Civic for an annual state inspection. A guy in the shop where I usually do it said that Civic will not pass the inspection because the headlights are cloudy and have to be cleaned from inside. I asked how much it will cost. He said $45 each headlight. I as...