Search found 17829 matches

by VictoriaF
Fri Jun 22, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 90
Views: 7061

Re: how to make friends in new location?

How about you don't try to look deeper into the purpose of the thread and just take it for face value? OP is looking for advice, no need to read further into it and try to make judgments. I might add that each explanation you give isn't helping. It is a part of the Bogleheads culture, and its value...
by VictoriaF
Thu Jun 21, 2018 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: How much (green) cash at home for emergency ?
Replies: 117
Views: 9152

Re: How much (green) cash at home for emergency ?

Back to risk. I am losing some small amounts of interest on the cash that is just sitting at my home (technically, it's lying, not sitting). The lost income is the option price for avoiding greater risks. Exactly. And it's an opportunity cost price I happily pay in exchange for freedom from worry a...
by VictoriaF
Thu Jun 21, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 90
Views: 7061

Re: how to make friends in new location?

Being relatively new here I have 2 observations about this thread: First - this is an interesting Personal Consumer Issue question. Second - interesting to me how people apparently skim the questions without reading it- OP mentions meetup as hit or miss so obviously knows about it yet 2 responders ...
by VictoriaF
Thu Jun 21, 2018 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 147
Views: 9289

Re: What is/ was your career and would you recommend it now?

Engineer. If I had it all to do over again I might choose differently, but I wouldn't globally recommend against it. +1 Capital engineering: everytime the economy passes gas, management freaks and shuts the projects down. Operations and maintenance: on call with free overtime. Painful. burt ChemEng...
by VictoriaF
Thu Jun 21, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 7011

Re: gray hair

Kalo wrote:
Thu Jun 21, 2018 5:34 pm
Men wore wigs (even powdered white) and long beards in bygone times.
And corsets. No wonder Benjamin Franklin liked to take "air baths."

Victoria
by VictoriaF
Thu Jun 21, 2018 5:12 pm
Forum: Investing - Theory, News & General
Topic: Steep rise in "Old Age Dependency Ratio"
Replies: 15
Views: 1873

Re: Steep rise in "Old Age Dependency Ratio"

I am waiting for service jobs to be outsourced to robots.

From what I've seen, in Japan they have robots taking care of the elderly. I'd be more comfortable with a robot than many human caregivers. I'll call him Bob.

Victoria
by VictoriaF
Thu Jun 21, 2018 5:00 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 7011

Re: gray hair

People who dye their hair are not really fooling anybody. I don't know what I was thinking all those years. It's like wearing a toupee. There's a lot to be said for being who you are. I have never understood this double standard - if a woman is going bald or is bald and wears a hairpiece or wig, no...
by VictoriaF
Thu Jun 21, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 90
Views: 7061

Re: how to make friends in new location?

I know we are not allowed to use this forum for dating advice but astute reader should be able to see that all the advice given on this topic is fully applicable in case you have had those ulterior motives :-) If the OP had encouraged his wife to date in the new location that would be utterly ulter...
by VictoriaF
Thu Jun 21, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 90
Views: 7061

Re: how to make friends in new location?

Being relatively new here I have 2 observations about this thread: First - this is an interesting Personal Consumer Issue question. Second - interesting to me how people apparently skim the questions without reading it- OP mentions meetup as hit or miss so obviously knows about it yet 2 responders ...
by VictoriaF
Thu Jun 21, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: What will (or would) you tip when wages go up?
Replies: 53
Views: 3220

Re: What will (or would) you tip when wages go up?

I go out to eat rarely, and when I do, it's for the company, not the food. When I am with other people, I tip as the others do. While my own tip expenses are negligible, I consider it a psychologically flawed practice for two reasons: 1. People are more sensitive to the number of instances than to t...
by VictoriaF
Thu Jun 21, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: What will (or would) you tip when wages go up?
Replies: 53
Views: 3220

Re: What will (or would) you tip when wages go up?

To the robot that the restaurant owner purchased, 0. To the server, I don't know... Would it be like Europe? Why do you discriminate against robots? Don't they have little robots at home to feed? :sharebeer ...and they need it more than you do... ...and they remember forever, unless you degauss the...
by VictoriaF
Thu Jun 21, 2018 4:28 pm
Forum: Personal Consumer Issues
Topic: Marriott hotels using Alexa/Echo in guest rooms?
Replies: 34
Views: 2869

Re: Marriott hotels using Alexa/Echo in guest rooms?

celia wrote:
Thu Jun 21, 2018 12:06 am
^^ Well, I've never had to pay for a light bulb or toilet paper to be brought to my room.
Wait until they create Echo in the form of toilet rolls and put Alexa into light bulbs.

Victoria
by VictoriaF
Thu Jun 21, 2018 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: How much (green) cash at home for emergency ?
Replies: 117
Views: 9152

Re: How much (green) cash at home for emergency ?

I also keep close to a thousand dollars worth of Euros, Pounds, Canadian Dollars, Swiss Franks, and Czech kronas. I don't want every dollar to work for me; I want to have a safety margin and avoid potential issues. One such an issue is getting cash in a foreign country upon arrival. I don't want to...
by VictoriaF
Wed Jun 20, 2018 7:26 pm
Forum: Personal Consumer Issues
Topic: Marriott hotels using Alexa/Echo in guest rooms?
Replies: 34
Views: 2869

Re: Marriott hotels using Alexa/Echo in guest rooms?

Even if it is literally an Echo device, given that a smart speaker seems like a item that might be stolen, and that even bulky items like television sets are secured and in many cases alert the front desk if they are unplugged, I suspect that it might not be wise to unplug one. A potential issue wi...
by VictoriaF
Wed Jun 20, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

A Bogleheads thread was the final straw that has pushed me off the fence. And so I have spent most of the day today researching and conducting an experiment that I've meant to do for years. Today has equal chances of being a breakthrough, a disaster, and a waste. I will know it soon.

Victoria
by VictoriaF
Wed Jun 20, 2018 6:38 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 7495

I am not a Supermarket

bottlecap wrote:
Tue Jun 19, 2018 9:54 pm
Are you mad!?!

I’m not made of supermarkets!

JT
Neither am I. That's why I have changed the subject of my previous response and am changing this one.

Victoria
by VictoriaF
Tue Jun 19, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 7011

Re: gray hair

I found two Youtube videos of a guy coloring his friend's hair. Unprofessional but hilarious:

https://www.youtube.com/watch?v=SXGYlf2LM6g - Part 1, using potato skins
https://www.youtube.com/watch?v=3YqCYwM3FV8 - Part 2, using coffee and beets

Victoria
by VictoriaF
Tue Jun 19, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 7011

Re: gray hair

Coloring products of the 70s and 80s had heavy metal compounds in them like lead (Pb), so watch out what you do -- if you do anything. Do you have any recommendations for the coloring products of 2018? Victoria Read the labels very carefully. I do not buy these products, but my dad had something ye...
by VictoriaF
Tue Jun 19, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: Marriott hotels using Alexa/Echo in guest rooms?
Replies: 34
Views: 2869

Re: Marriott hotels using Alexa/Echo in guest rooms?

Even if it is literally an Echo device, given that a smart speaker seems like a item that might be stolen, and that even bulky items like television sets are secured and in many cases alert the front desk if they are unplugged, I suspect that it might not be wise to unplug one. A potential issue wi...
by VictoriaF
Tue Jun 19, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 7011

Re: gray hair

Do you have any recommendations for the coloring products of 2018? Victoria Maybe a bit off-topic but today a friend was telling me what happened when she went for an MRI last month. Even tho she had removed all jewelry, didn't have dental work, wasn't wearing nail polish, no plates inserted from s...
by VictoriaF
Tue Jun 19, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 7011

Re: gray hair

Coloring products of the 70s and 80s had heavy metal compounds in them like lead (Pb), so watch out what you do -- if you do anything. Do you have any recommendations for the coloring products of 2018? Victoria Control GX by Just for Men works great. Just for Men? I feel excluded. Victoria
by VictoriaF
Tue Jun 19, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 7011

Re: gray hair

livesoft wrote:
Tue Jun 19, 2018 2:04 pm
Coloring products of the 70s and 80s had heavy metal compounds in them like lead (Pb), so watch out what you do -- if you do anything.
Do you have any recommendations for the coloring products of 2018?

Victoria
by VictoriaF
Tue Jun 19, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: Our interview with Taylor Larimore
Replies: 17
Views: 3633

Re: Our interview with Taylor Larimore

Apart from the Three Fund portfolio and holding our collective hand during market collapses, Taylor makes other remarkable contributions that are not sufficiently acknowledged: 1. Taylor reads excellent books on finance and then posts summaries of their best points 2. Taylor, together with Mel, is a...
by VictoriaF
Tue Jun 19, 2018 10:20 am
Forum: Investing - Theory, News & General
Topic: I-bonds look pretty bad right now
Replies: 66
Views: 7262

Re: I-bonds look pretty bad right now

AlohaJoe wrote:
Sun Jun 17, 2018 8:14 pm
Nate79 wrote:
Sun Jun 17, 2018 7:44 pm
So what is your alternative?
Nominal Treasuries, real estate, stocks, private equity, gold, bitcoin, CDs, fallen angels...
Have the angels fallen far enough to make them a good buying opportunity?

Victoria
by VictoriaF
Tue Jun 19, 2018 10:14 am
Forum: Personal Finance (Not Investing)
Topic: How much (green) cash at home for emergency ?
Replies: 117
Views: 9152

Re: How much (green) cash at home for emergency ?

I usually keep several hundred dollars in cash. I also keep close to a thousand dollars worth of Euros, Pounds, Canadian Dollars, Swiss Franks, and Czech kronas. I don't want every dollar to work for me; I want to have a safety margin and avoid potential issues. One such an issue is getting cash in ...
by VictoriaF
Tue Jun 19, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: Marriott hotels using Alexa/Echo in guest rooms?
Replies: 34
Views: 2869

Re: Marriott hotels using Alexa/Echo in guest rooms?

moehoward wrote:
Tue Jun 19, 2018 9:06 am
I have an Alexa at home and would welcome one in my hotel room.
That's polyalexagamy,

Victoria
by VictoriaF
Tue Jun 19, 2018 9:50 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 7495

My food sources

My current food sources: - Costco - bulk purchases every couple months (chicken, eggs, frozen salmon, olive oil, coconut oil, walnuts, boxes of Pellegrino mineral water) - Safeway - organic salads packaged in 1-lb containers (main reason for going there is close walking distance) - Whole Foods - or...
by VictoriaF
Tue Jun 19, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Marriott hotels using Alexa/Echo in guest rooms?
Replies: 34
Views: 2869

Re: Marriott hotels using Alexa/Echo in guest rooms?

Do you think Marriott's front desk would know how to turn it off? Or they are all in collusion?

Victoria
by VictoriaF
Mon Jun 18, 2018 12:04 am
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 90
Views: 7061

Re: how to make friends in new location?

I'm beginning to believe the world is becoming a lonelier place for a lot of people. I'm just not one of them. People come around me all the time, particularly when I don't want them to (like when I'm studying energizing, inspiring, and amazing stuff written by the smartest people in the room). The...
by VictoriaF
Sun Jun 17, 2018 11:50 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

As of this writing, today is already tomorrow. But when today was still today, I went to my improv class, then a few of us went for lunch, and then I walked home. At home, I was catching up with a backlog of mundane tasks that have accumulated while I was away on several back-to-back trips. Victoria
by VictoriaF
Sun Jun 17, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 59
Views: 4975

Re: What are your hobbies?

2015 wrote:
Sun Jun 17, 2018 12:08 pm
Something that's come naturally, almost invisibly, to me since very young is informally coaching others.
I have benefited from your informal coaching. Your blog and book recommendations and comments in Bogleheads discussions are excellent.

Thank you,
Victoria
by VictoriaF
Sun Jun 17, 2018 11:25 pm
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 90
Views: 7061

Re: how to make friends in new location?

On this board, VictoriaF always strikes me as a very interesting person, with her background and the things she's done and does, and she's fun and funny besides. People like that are not going to have a problem making friends anywhere. Thank you, 2015, My view on friendships is similar to yours. Th...
by VictoriaF
Sat Jun 16, 2018 7:44 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 59
Views: 4975

Re: What are your hobbies?

I have considered online learning, but I am a bit of a hermit and look for hobbies/activities that motivate me to engage with people face-to-face. One of my top priorities in retirement, right after "stay healthy," is "be socially engaged." I recognize I have to work to avoid becoming socially isol...
by VictoriaF
Sat Jun 16, 2018 5:11 pm
Forum: Investing - Theory, News & General
Topic: Flaw in Logic? CD ladder instead of bond funds
Replies: 63
Views: 4511

Re: Flaw in Logic? CD ladder instead of bond funds

I'm not going to suggest what you should do, but I want to correct some misleading information that's been shared in this thread. ... Kevin Good post, thanks for sharing. Is there a thread or section here at bogleheads focusing on CDs? If you search for Kevin M's posts you will find many excellent ...
by VictoriaF
Sat Jun 16, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 59
Views: 4975

Re: What are your hobbies?

Anybody else around here play pickleball? It's a great sport for people of all ages and levels of athletic ability and can be highly addictive. I play regularly with a pretty athletic group, mainly in their 40s and 50s, with a few younger and older. I'm a pretty athletic guy, and after playing pick...
by VictoriaF
Sat Jun 16, 2018 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Tracking spending before retirement useful for estimating retirement expenses?
Replies: 72
Views: 4039

Re: Tracking spending before retirement useful for estimating retirement expenses?

"Plans are useless, but planning is indispensable" (Dwight Eisenhower) Tracking pre-retirement expenses provides you with a basis from which you can make projections into the retirement. You may find some current expenses that will clearly not carry into the future. You can add a large amount of mon...
by VictoriaF
Sat Jun 16, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 59
Views: 4975

Re: What are your hobbies?

My newest hobbies seem to be about education You may be interested in these resources: 1. Coursera course "Learning how to learn" https://www.coursera.org/learn/learning-how-to-learn 2. Scott Young has written some excellent articles about learning. His web site has a lot of information; this page ...
by VictoriaF
Sat Jun 16, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

Best thing - if I may recommend - is to move to a place with a high walk score. That typically means a large city. And that's exactly what I did today. In the morning I had an Improv class near DuPont Circle and then walked back to Arlington. It was a bit warm. If I were more disciplined, I would h...
by VictoriaF
Sat Jun 16, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Functional Medicine/ managing the costs
Replies: 31
Views: 1457

Re: Functional Medicine/ managing the costs

Interested to know if anyone has found smart ways to manage the costs for functional medicine specifically, or out of network medical cost in general? I don't have an answer to your question and, like you, I'd like to get tips from the Bogleheads who do. As a counter point to previous posts critici...
by VictoriaF
Sat Jun 16, 2018 3:37 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

Best thing - if I may recommend - is to move to a place with a high walk score. That typically means a large city. And that's exactly what I did today. In the morning I had an Improv class near DuPont Circle and then walked back to Arlington. It was a bit warm. If I were more disciplined, I would h...
by VictoriaF
Sat Jun 16, 2018 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 13474

Re: Best Advice You Never Took

AerialWombat wrote:
Thu Jun 14, 2018 12:05 am
“Do NOT marry the woman you met at Burning Man.”

I really, really should have followed that advice.
But you must have a great story!

Victoria
by VictoriaF
Sat Jun 16, 2018 3:16 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

quote=2015 post_id=3968664 time=1528760751 user_id=51323] We face more death than when we were younger, but we also have more wisdom to weave its horror and lessons into our lives and continue following our personal missions. Be well, Victoria Great thought, V. 18 years ago, I took hospice voluntee...
by VictoriaF
Sat Jun 16, 2018 3:05 pm
Forum: Investing - Theory, News & General
Topic: The Psychology of Money - A Blog Post
Replies: 66
Views: 8996

Re: The Psychology of Money - A Blog Post

This is a big one, and I've never heard it said before, yet it's obvious: When you see someone driving a nice car, you rarely think, “Wow, the guy driving that car is cool.” Instead, you think, “Wow, if I had that car people would think I’m cool.” Subconscious or not, this is how people think. The ...
by VictoriaF
Wed Jun 13, 2018 4:58 am
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 13474

Re: Best Advice You Never Took

Just want to say I appreciate the discussion and the book suggestions. Have added two now to my audible wish list This is best advice that you took. It does not belong to this thread. (is it walking meditation if I listen to audiobooks?) Nope, but a good try. When you go for a walk, you can do a fe...
by VictoriaF
Mon Jun 11, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

Preparing to return tomorrow to the highly extracting morass that is elder and hospice care which has been incessant since January. It would be nice to say I was preparing for my next scheduled travel adventure this month but all adventures for this year have evaporated in light of this higher prio...
by VictoriaF
Mon Jun 11, 2018 4:06 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

chevca wrote:
Mon Jun 11, 2018 1:25 pm
Is this place turning into Facebook now? What is a consumer issue, finance, or investing related about this?
That's another thread: "Life in retirement - how many commas have you had today?"

Victoria
by VictoriaF
Mon Jun 11, 2018 2:02 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

I went to CVS to get some more small pill packs and some wifey stuff since we are leaving Friday and have about 15 hours to our destination, Odessa in the Ukraine. We have started packing and I handle our medications, cameras, cells, charging equipment, ground excursions and so forth. It's a Viking...
by VictoriaF
Mon Jun 11, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 13474

Re: Best Advice You Never Took

Over my short BH lifespan, I have come to appreciate your posts. Even when discussing CC rewards strategies you have managed to interweave the concept of hindsight bias. Over the past 12 months I have read many of the books you recommended. Thank you! I like it when people appreciate my posts, and ...
by VictoriaF
Mon Jun 11, 2018 1:48 pm
Forum: Personal Consumer Issues
Topic: Anyone use Bluehost for web hosting?
Replies: 12
Views: 697

Re: Anyone use Bluehost for web hosting?

I used to host at A Small Orange a webhost before they were bought out by EIG. I left fairly quickly, and I am not a novice. I have been with Pair.com for almost 20 years. I have also experience with Westhost.com for 15 years. Both have phone support. Thank you for the recommendations. Do Pair.com ...
by VictoriaF
Mon Jun 11, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16520

Re: Life in retirement - what did you do today?

Yesterday, I was flying from Denver to Washington, DC. The flight departure was changed from 4:30pm to 5:11pm, then to 6pm, then to 8pm, then to an indefinite time with a strong possibility of cancellation, and finally to 9:49pm. There were over a hundred angry, agitated and nervous people. And ther...