Search found 17941 matches

by VictoriaF
Mon Jul 16, 2018 8:51 am
Forum: Investing - Theory, News & General
Topic: Financial Newspapers & Publications
Replies: 35
Views: 2407

Re: Financial Newspapers & Publications

I really like the The Economist , used to have a subscription, but way too pricey today, considering the wealth of quality writing available on the 'net for free. I like The Economist and don't mind the price. My problem is that when I was receiving it, I could not stop reading it, and it was takin...
by VictoriaF
Mon Jul 16, 2018 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 96
Views: 6854

Re: Early retirement

Does it matter? I'm sure some things have been said to me, but I don't really recall because their opinions are immaterial to me. I've never found any fun in caring what others think. It matters to me in a contrarian way. I enjoy doing the opposite of what everyone else tells me to do, or not to do...
by VictoriaF
Sat Jul 14, 2018 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 96
Views: 6854

Re: Early retirement

Does it matter? I'm sure some things have been said to me, but I don't really recall because their opinions are immaterial to me. I've never found any fun in caring what others think. It matters to me in a contrarian way. I enjoy doing the opposite of what everyone else tells me to do, or not to do...
by VictoriaF
Sat Jul 14, 2018 6:49 am
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Bogleheads Cents and Sensibility - might get women more interested in investing. Bogleheads Gents and Sensibility? Victoria I had been advised not to bother with a suggestion because the very amusing Victoria was going to win anyway. :( But, SGM, you have inspired this suggestion! According to the ...
by VictoriaF
Sat Jul 14, 2018 6:40 am
Forum: Personal Consumer Issues
Topic: are mccormick gourmet spices better
Replies: 31
Views: 2040

Re: are mccormick gourmet spices better

I buy all my herbs and spices in 1-pound packages on Amazon. I select organic versions, with many reviews and mostly positive reviews; I read selected reviews to understand the nuances. The Amazon prices for the things I buy range from $11 to $25 per pound, which is far less expensive than buying sp...
by VictoriaF
Fri Jul 13, 2018 9:14 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Candor wrote:
Fri Jul 13, 2018 9:10 pm
I just want an autographed copy of Taylor's book. :sharebeer
Taylored Investing

Victoria
by VictoriaF
Fri Jul 13, 2018 8:38 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

SGM wrote:
Fri Jul 13, 2018 6:36 pm

Bogleheads Cents and Sensibility - might get women more interested in investing.
Bogleheads Gents and Sensibility?

Victoria
by VictoriaF
Fri Jul 13, 2018 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell our business?
Replies: 50
Views: 3473

Re: Should we sell our business?

I don't have any experience with running business but I am reading a lot of books and papers on behavioral economics and related fields. Concepts related to your situation are "inside view" and "planning fallacy." When you take the inside view, you consider only what you know and what is in your con...
by VictoriaF
Fri Jul 13, 2018 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Would you trade experiences in your youth for early retirement
Replies: 80
Views: 4739

Re: Would you trade experiences in your youth for early retirement

The opposite is true. In your youth you have low-cost high-value experiences. You learn that you don't need money to enjoy your life and bring this knowledge into early retirement when you decide to cut lose and revive a low-cost high-value life.

Victoria
by VictoriaF
Fri Jul 13, 2018 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: massive Roth conversion
Replies: 39
Views: 3059

Re: massive Roth conversion

Had a thought and as my wife always says, "when you have a thought, I start worrying". According to a relationships expert Dr. Gottman, contempt is the biggest predictor of divorce, https://www.gottman.com/blog/this-one-thing-is-the-biggest-predictor-of-divorce/ . Wondering if there is any magic bu...
by VictoriaF
Fri Jul 13, 2018 3:29 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Or, Bogleheads Insider Victoria I don't think that one is going to win. :twisted: I am generating many ideas and need only one to win. In this case, "insider" is intentionally provocative and ambiguous. The visitor will first come in hope to get trading insights and will return to get Bogleheads in...
by VictoriaF
Fri Jul 13, 2018 1:51 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

More Please wrote:
Fri Jul 13, 2018 1:13 pm
K.I.S.S. the Bogleheads
Or, "Bogleheads KISS"

Or, "BLISS: Bogleheads Like It Simple"

Victoria
by VictoriaF
Fri Jul 13, 2018 1:49 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

CABob wrote:
Fri Jul 13, 2018 1:29 pm
imbogled wrote:
Fri Jul 13, 2018 1:24 pm
Bogleheads Inside Information!
Or, "Inside the Boglehead"
Or, Bogleheads Insider

Victoria
by VictoriaF
Fri Jul 13, 2018 8:25 am
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 245
Views: 49115

Re: That Extravagant Thing You Do

Victoria and ResearchMed asked for thermal spa details... Here goes: http://www.gardenterme.it/en/ . You can adjust the language preference on the top right. Thank you, cinghiale, Your spa experience is a Bogleheads extravagance at its best: luxurious, revitalizing, and not prohibitively expensive....
by VictoriaF
Thu Jul 12, 2018 8:03 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Bogleheads One

Victoria
by VictoriaF
Thu Jul 12, 2018 7:37 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Astute Bogleheads Cafe (ABC)
.
Audio Bogleheads Cafe (ABC)

Victoria
by VictoriaF
Thu Jul 12, 2018 7:26 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

All Bogleheads Cafe (ABC)


Victoria
by VictoriaF
Thu Jul 12, 2018 7:15 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

The Bogleheads Salon
.
The Bogleheads Saloon
.
Bogleheads Cafe

Victoria
by VictoriaF
Thu Jul 12, 2018 6:58 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

The Secret Lives of the Bogleheads

Victoria
by VictoriaF
Thu Jul 12, 2018 6:57 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Undercover Bogleheads

Victoria
by VictoriaF
Thu Jul 12, 2018 6:52 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

The Bogleheads' ENOUGH

Victoria
by VictoriaF
Thu Jul 12, 2018 6:39 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Sailing with the Bogleheads [to financial independence].

Victoria
by VictoriaF
Thu Jul 12, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: Costco Membership
Replies: 46
Views: 4852

Re: Costco Membership

Have a Costco member give you a gift card for a purchase, reimburse them and go without a membership. I believe this is allowed based on just making a Google search. Tim Shhhhhh! Greatest life hack I know of. Not supposed to talk about this in a public forum! It's a hack. But it's not a great hack....
by VictoriaF
Thu Jul 12, 2018 6:16 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5283

Re: Anyone take naps at work?

You are confusing napping with proper sleep. Watch the TED talk linked by stoptothink in the message above, https://www.bogleheads.org/forum/viewtopic.php?f=11&t=253719&start=50#p4015698 Victoria napping can be part of a proper sleep protocol. signed a health professional Correct me if I am wrong, ...
by VictoriaF
Thu Jul 12, 2018 6:01 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

The Bogleheads Secrets of Prosperity.

Victoria
by VictoriaF
Thu Jul 12, 2018 5:59 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 9982

Re: COMING SOON: BOGLEHEADS PODCASTS

Ferried to Prosperity with the Bogleheads.

Victoria
by VictoriaF
Thu Jul 12, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 245
Views: 49115

Re: That Extravagant Thing You Do

Wow. The revival of an almost 10 year-old thread, courtesy of some thread melds by the moderators. Since the original posting, I have added thermal baths to the mix. Thermal waters are far more prevalent in Europe than in the US, so affordable choices abound. But, there is an extravagant version. W...
by VictoriaF
Thu Jul 12, 2018 10:57 am
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5283

Re: Anyone take naps at work?

To those saying napping is basically for "losers", you clearly don't understand the health benefits of proper sleep. You are confusing napping with proper sleep. Watch the TED talk linked by stoptothink in the message above, https://www.bogleheads.org/forum/viewtopic.php?f=11&t=253719&start=50#p401...
by VictoriaF
Thu Jul 12, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Which degree to pursue?
Replies: 16
Views: 1140

Re: Which degree to pursue?

Some of the most valuable degrees in the foreseeable future are in statistics and data science. Do not limit yourself to Six Sigmas. Six Sigma, by definition, is about Normal distributions, whereas the world is ruled by fat tails.

Victoria
by VictoriaF
Thu Jul 12, 2018 10:10 am
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 55
Views: 4609

Re: Is expensive olive oil worth it?

I buy in Costco Kirkland Organic Extra Virgin Olive Oil in 2-liter (2 Qt. 3.6 Fl Oz) containers. I only use it in salads; I don't fry. The expiration date is usually at least a year later, and I buy several containers at a time. This oil provides an excellent benefit/cost ratio.

Victoria
by VictoriaF
Wed Jul 11, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5283

Re: Anyone take naps at work?

Pancakes-Eggs-Bacon wrote:
Wed Jul 11, 2018 7:15 pm
Air traffic controller here. I love a good thunderstorm nap. At least I'm not a firefighter... sleep 'til they're hungry, eat 'til they're tired.
Who is controlling air traffic when you sleep?

Victoria
by VictoriaF
Wed Jul 11, 2018 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: Ex wants to use me for Joint and Survivor Annuity to forward to kids
Replies: 32
Views: 1697

Re: Ex wants to use me for Joint and Survivor Annuity to forward to kids

F150HD wrote:
Wed Jul 11, 2018 6:24 pm
NotWhoYouThink wrote:
Wed Jul 11, 2018 3:43 pm
I thought the whole point of having an Ex is that you no longer have to respond to his half-baked schemes.
Respond twice, and half baked becomes 'baked', so its all good. :wink:
... and if you don't respond, it's raw.

Victoria
by VictoriaF
Wed Jul 11, 2018 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 318
Views: 25941

Re: free dinner investing seminar

Ah, Victoria, your dinner description sounds far worse that the pitch one has to endure. Maybe they should say, "Stay and listen and sign up for the old equity indexed annuity and we won't make you eat the dinner!" Paul Ah, Paul, but not having to eat their dinner is too enticing and could get me i...
by VictoriaF
Wed Jul 11, 2018 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed or Navy Federal?
Replies: 30
Views: 2042

Re: PenFed or Navy Federal?

I can walk to PenFed and to NavyFed. The walk to NavyFed is nicer and I use it more. I can't walk to Ally, but I use it anyway.

Victoria
by VictoriaF
Wed Jul 11, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5283

Re: Anyone take naps at work?

Sleep is Contagious, https://www.youtube.com/watch?v=50Hc9ZRRdV0 [1m 27s]

Victoria
by VictoriaF
Wed Jul 11, 2018 5:56 pm
Forum: Investing - Help with Personal Investments
Topic: Investing for long-term care
Replies: 8
Views: 834

Re: Investing for long-term care

I am waiting until the age of 70 to collect Social Security. If I ever need long-term care, I want most of it to be covered by my inflation-indexed income. Victoria Where I live LTC can easily cost $100k/year if full-time care is needed. My 87 year old mother lives in a continuous care senior livin...
by VictoriaF
Wed Jul 11, 2018 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: How to plan for health insurance at a young age?
Replies: 75
Views: 2519

Re: How to plan for health insurance at a young age?

a comprehensive healthy lifestyle protects from cancers and cardiovascular diseases. Or not. Cancer seems to have a mind of its own. My complete statement was: While there are still no guarantees, a comprehensive healthy lifestyle protects from cancers and cardiovascular diseases. Arguing with an e...
by VictoriaF
Wed Jul 11, 2018 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: How to plan for health insurance at a young age?
Replies: 75
Views: 2519

Re: How to plan for health insurance at a young age?

Also ensure that you do not smoke (or quit if you are) and stay lean (not become obese by choice) and your lifetime diet and exercise are in good condition. Preserving health is a good way to keep costs low in the future. Absolutely - but even the healthiest person COULD be hit by a bus, get cancer...
by VictoriaF
Wed Jul 11, 2018 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: How to plan for health insurance at a young age?
Replies: 75
Views: 2519

Re: How to plan for health insurance at a young age?

If you expand your question from "health insurance" to "affordable health coverage," you'll have both insurance and other options: - have enough money to buy private health insurance - have a job that provides you with health insurance at a relatively young age - stay healthy and increase your chanc...
by VictoriaF
Wed Jul 11, 2018 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Destination - are you happy with your choice?
Replies: 127
Views: 15082

Re: Retirement Destination - are you happy with your choice?

I've been wanting to move to the eastern US for a long time. I find it beautiful, woodsy, full of history, and so much more interesting than the west. If you ever look at Google Maps, the east is covered in green and the western US is brown. Living in So Cal, I've always felt my local destinations ...
by VictoriaF
Wed Jul 11, 2018 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 318
Views: 25941

Re: free dinner investing seminar

Mulling over another plate licking opportunity. (I mean, Exclusive Dinner Event to learn How to Reduce Your Taxes and Properly Use Your Assets in Retirement). Later this month at one of the local legend steak houses. (The coach maybe still trying to win without the QB?) Main entree choices are 8 oz...
by VictoriaF
Wed Jul 11, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5283

Re: Anyone take naps at work?

Even when I was working, I tried to get adequate night sleep and did not need naps. However, for those who need naps, there is a workplace paradox:
- if you nap during a meeting or a lecture, it's excusable
- if you nap at your desk, it's an offense.

Victoria
by VictoriaF
Wed Jul 11, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: Travel credit cards
Replies: 18
Views: 1430

Re: Travel credit cards

As with any card, the bonuses and points and extras and shiny metal card are there to get you to spend more than you normally would in order to chase points, and loyalty to a portal or airline means you can miss out on cheaper options. You cut to the chase . When I make travel decisions, I favor th...
by VictoriaF
Wed Jul 11, 2018 11:38 am
Forum: Investing - Help with Personal Investments
Topic: Investing for long-term care
Replies: 8
Views: 834

Re: Investing for long-term care

I am waiting until the age of 70 to collect Social Security. If I ever need long-term care, I want most of it to be covered by my inflation-indexed income.

Victoria
by VictoriaF
Wed Jul 11, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: What time do you get up in the morning?
Replies: 138
Views: 8876

Re: What time do you get up in the morning?

Where are all the retirees, shift workers, and unemployed folks that wake up at noon? :) I know people IRL who get up later but nobody is bragging about it in this thread lol. In the 18th century, French courtesans slept until noon and received friends and clients while still lying in bed covered b...
by VictoriaF
Wed Jul 11, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8245

Re: Amazon won't sell this book to me.

It also may be trying to prove to the primes the value of their subscription. Seems to me that this “value” is manufactured by Amazon, rather than true value. Seriously. Amazon has revolutionized retail and driven down prices and you don't think they have created real value? What is with all the pe...
by VictoriaF
Wed Jul 11, 2018 7:43 am
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8245

Re: Amazon won't sell this book to me.

It also may be trying to prove to the primes the value of their subscription. Seems to me that this “value” is manufactured by Amazon, rather than true value. For me, Amazon Prime has a negative value for the reasons as follows: 1. As a non-prime member, I don't place orders until I have enough ite...
by VictoriaF
Tue Jul 10, 2018 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: Penn Fed 3% 5 year CD's 30% penalty if early withdraw
Replies: 5
Views: 773

Re: Penn Fed 3% 5 year CD's 30% penalty if early withdraw

I've just purchased a PenFed 15-month CD at 2.4%. Andrews FCU is offering 9-month CDs at 2.75% APY, but I've learned about it too late.

Victoria
by VictoriaF
Tue Jul 10, 2018 5:16 pm
Forum: Investing - Help with Personal Investments
Topic: 28/F looking for some financial advice
Replies: 16
Views: 1452

Re: 28/F looking for some financial advice

You didn't list your employer, and it doesn't matter how big it is or how well it is doing now. 2 companies come to mind Enron and GE. You are already invested with your salary. Sell vested stocks, and not all at once, but maybe every 6 months dump some off. I made a similar mistake in 2000, when I...
by VictoriaF
Tue Jul 10, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: Travel credit cards
Replies: 18
Views: 1430

Re: Travel credit cards

I echo the recommendations of Chase Sapphire Reserve. It's an excellent card for those who travel a lot.

Victoria