Search found 17733 matches

by VictoriaF
Mon May 21, 2018 1:50 pm
Forum: Investing - Theory, News & General
Topic: The Millionaire Next Door and civil servants
Replies: 44
Views: 7095

Re: The Millionaire Next Door and civil servants

Perhaps the "Millionaire Next Door" series continues to be popular because of the allure of the spirit of entrepreneurship. I have always found it very interesting that many of the millionaires Stanley studied believe that there was a definite element of 'being in the right place at the right time'...
by VictoriaF
Mon May 21, 2018 1:38 pm
Forum: Investing - Help with Personal Investments
Topic: $1,700,000 from family trust...
Replies: 57
Views: 6316

Re: $1,700,000 from family trust...

Good on you if you've already read Dr. Bernstein's pamphlet: https://www.etf.com/docs/IfYouCan.pdf If you haven't read it yet, please do. It's written for young new investors but all of it applies to some degree to each of us. Excellent recommendation, but let's call it a "book" (not a "pamphlet")....
by VictoriaF
Mon May 21, 2018 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2607
Views: 494992

Re: What's Your Credit Card Rewards Strategy?

I want to get CSR . - I have CSP for which I have received a bonus more than 2 years ago. - I am under 5/24. - I have other Chase cards that can keep my URs. Question-1 : After I cancel CSP, how soon will I be able to get CSR with bonuses? - One of the bloggers had a recent discussion on this topic...
by VictoriaF
Sun May 20, 2018 11:04 pm
Forum: Investing - Help with Personal Investments
Topic: $1,700,000 from family trust...
Replies: 57
Views: 6316

Re: $1,700,000 from family trust...

Re: Financial Advisers Bill Bernstein said "If you know how to select a good financial adviser you don't need one." OP, read the Wiki about windfalls. Read other resources recommended earlier in this thread. Create a plan, post it here for critique, revise your plan, ask for more critique. If you le...
by VictoriaF
Sun May 20, 2018 10:45 pm
Forum: Investing - Theory, News & General
Topic: will the SP500 double in 7 years?
Replies: 86
Views: 8687

Re: will the SP500 double in 7 years?

It would take a drop of nearly 20% from current levels for stocks to not have doubled since the time of the OP. That is, of course, possible, but historically not likely to occur within the next seven months. It goes to show you that a majority of Bogleheads (at least those who participated in the ...
by VictoriaF
Sun May 20, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Micromanaging myself to help with completing tasks
Replies: 13
Views: 1170

Re: Micromanaging myself to help with completing tasks

I’m speaking of having a notebook and structuring my entire day whether it’s in half hour increments, one hour, etc.. From feeding the animals, to errands I need to run, to reserved time for technology (computer, email, phone, etc.) and everything between. This is for my personal time. I waste a lo...
by VictoriaF
Sun May 20, 2018 10:14 pm
Forum: Investing - Theory, News & General
Topic: will the SP500 double in 7 years?
Replies: 86
Views: 8687

Re: will the SP500 double in 7 years?

I guess I'm a perma bear, but you really need a lot of global wage inflation combined with comodity deflation or at least stagnation in order for the market to move that much in 7 years. I think speculation as measured by high PE's on a broad basis wont be back for a long time. We know what the cur...
by VictoriaF
Sun May 20, 2018 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2607
Views: 494992

Re: What's Your Credit Card Rewards Strategy?

I want to get CSR . - I have CSP for which I have received a bonus more than 2 years ago. - I am under 5/24. - I have other Chase cards that can keep my URs. Question-1 : After I cancel CSP, how soon will I be able to get CSR with bonuses? - One of the bloggers had a recent discussion on this topic...
by VictoriaF
Sat May 19, 2018 5:48 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 210
Views: 44102

Re: That Extravagant Thing You Do

Earlier today I went to a Float Spa in downtown DC. For one hour I was floating in a large bathtub full of Epsom salt in the sensory deprivation environment: complete darkness, no sounds. I will definitely do it again. The introductory package is $225 for 3 sessions; and I now have 2 sessions left. ...
by VictoriaF
Fri May 18, 2018 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2607
Views: 494992

Re: What's Your Credit Card Rewards Strategy?

I want to get CSR . - I have CSP for which I have received a bonus more than 2 years ago. - I am under 5/24. - I have other Chase cards that can keep my URs. ... Question-2 : Should I convert CSP into Freedom Unlimited? - Most bloggers recommend it, but I am wondering why should not I apply for FU ...
by VictoriaF
Fri May 18, 2018 11:18 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2607
Views: 494992

Re: What's Your Credit Card Rewards Strategy?

I want to get CSR . - I have CSP for which I have received a bonus more than 2 years ago. - I am under 5/24. - I have other Chase cards that can keep my URs. Question-1 : After I cancel CSP, how soon will I be able to get CSR with bonuses? - One of the bloggers had a recent discussion on this topic...
by VictoriaF
Tue May 15, 2018 7:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 8925

Re: Yes, I'm 89 all right! [Jack Bogle]

I’m beginning to age a bit, and stumbled through the first quarter with a bunch of heart and back setbacks. But I’m doing much better now, and eagerly finishing my twelfth book, a history of Vanguard and the index revolution. No worries, Jack. When you write your thirteenth book you will become a t...
by VictoriaF
Tue May 15, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Moving Books
Replies: 7
Views: 624

Re: Moving Books

I recognize many will suggest tossing them and going digital, but that's already happened. These remaining are out of print and are classics we want to keep. A relatively small remaining collection. Ignore detractors. Books provide the ultimate value, and printed books share their value with you mu...
by VictoriaF
Tue May 15, 2018 4:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 8925

Re: Yes, I'm 89 all right! [Jack Bogle]

Dear Jack, You have enabled an enormous wealth opportunity for millions of Americans. Your path of creating index funds was rocky. The financial industry has evolved from ridiculing your efforts, to fearing that you will put them out of business, to attempting to imitate you. You have prevailed as a...
by VictoriaF
Tue May 15, 2018 4:17 pm
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 127
Views: 8909

Re: The front page is ugly

The front page is the first thing a potential new user sees. The current design can be a little off putting the first time you see it. I understand that the functionality of the front page is important but surely it would not limit the ease of using or loading much to bring the aesthetics to par wi...
by VictoriaF
Tue May 15, 2018 3:50 pm
Forum: Personal Consumer Issues
Topic: Free skin cancer screenings
Replies: 26
Views: 2221

Free skin cancer screenings

Dear all, I was browsing the web and stumbled on an announcement that May is Skin Cancer Awareness Month, and the American Academy of Dermatology is providing free skin cancer screenings. This site provides locations and dates: https://www.aad.org/public/spot-skin-cancer/programs/screenings/find-a-s...
by VictoriaF
Tue May 15, 2018 3:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 380
Views: 64682

Re: Roll Call for the Retirement Class of 2014!

Well, I guess it is time for me to post my bragging picture of the year... This was in Texas, Trinity river, in March 2018. I actually caught a bigger fish than that since then, but this one is special... Check those teeth! :shock: http://i.imgur.com/oj0cMr7l.jpg Hey siamond, Yours is definitely th...
by VictoriaF
Tue May 15, 2018 3:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 380
Views: 64682

Re: Celebrating my 4th year in retirement today!

. . . My official last day at work is 5/15/14, and I can see retirement from my window . . . Good morning, just back from a very rewarding LUng Distance workout. Time is moving fast, today I celebrate my 4th year as a member of the Active Retired Force . Also effective today I have moved to the dis...
by VictoriaF
Mon May 14, 2018 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to define "rich"?
Replies: 32
Views: 2225

Re: Best way to define "rich"?

GCD wrote:
Mon May 14, 2018 6:03 pm
What's wrong with marrying Miss New Jersey?
There is nothing wrong with marrying Miss New Jersey.
But it's not a good proxy for being "rich":

Victoria
by VictoriaF
Mon May 14, 2018 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to define "rich"?
Replies: 32
Views: 2225

Re: Best way to define "rich"?

What is the WORST way to define "rich"?

How about:
You are rich when you have high credit card limit.
You are rich when your broker drives Rolls Royce.
You are rich when your wife is a former Miss New Jersey.

Victoria
by VictoriaF
Mon May 14, 2018 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Does it make sense to rent as a retiree?
Replies: 83
Views: 8702

Re: Does it make sense to rent as a retiree?

I am retired, and I rent an apartment in a high rise building. It provides the simplicity that I seek in housing arrangements. I doubt I will ever own real estate again. I am retired, and I rent an apartment in a medium rise building in the Washington DC area. It provides the simplicity that I seek...
by VictoriaF
Mon May 14, 2018 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to define "rich"?
Replies: 32
Views: 2225

Re: Best way to define "rich"?

"Rich" is not needing to show that you are rich.

Victoria
by VictoriaF
Mon May 14, 2018 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 314
Views: 21202

Re: Lucrative careers?

OP, Here is my take on your situation: 1. " Lucrative " is subjective. If people in your social circle make $30k/year, $100k/year is lucrative. If your social circle is making $150k/year, $250k/year is lucrative. You probably meant "well-paying" job. But by using the word "lucrative" you have trigge...
by VictoriaF
Mon May 14, 2018 3:43 pm
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 554
Views: 131138

Re: That Frugal Thing You Do

My grandmother's favorite saying (in Hungarian) was "If somebody wants to give you something take it, if they want to hit you, run". i know it in 5 languages. You can't be any more frugal than getting something for free. If somebody wants to give you something, take it!! There is a Hungarian family...
by VictoriaF
Mon May 14, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

I have contacted Amazon and had a chat session with their customer service representative. The CSR asked me for the package identification, and I typed for him the UPS tracking number and all other mixed text strings I found on the package. The CSR told me that none of these strings represents the ...
by VictoriaF
Mon May 14, 2018 2:41 pm
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 127
Views: 8909

Re: The front page is ugly

...The point is not that they had different opinions, the point is that nobody thought there could possibly be a difference of opinion. ... And I'd like to think recognizing this about our own opinions is a sign of wisdom. Some choices are not mere opinions but physiologically and psychologically i...
by VictoriaF
Mon May 14, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

While it doesn’t seem to apply to the present situation, always check your credit cards for compromise if you receive purchased merchandise you did not order. Some vendors always ship to the billing address of a credit card as a fraud deterrent even if a different shipping address is used. Yes, of ...
by VictoriaF
Mon May 14, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

Would it help if they had a photo? Maybe you could take one of your two smartphones out of the boxes in your close, open one, connect it to your wifi, take photos or all of the markings, send them to the Amazon Rep and put the smartphone back in the box! Hi Lynnette, You have put your finger on my ...
by VictoriaF
Mon May 14, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

If it's a gift you can return it for an Amazon credit FYI. There may also be a phone number on the receipt. If there's no gift message and no one contacts you, I would just return it. There was no phone number on the receipt. I re-gifted the items to people who may be able to use them or pass to so...
by VictoriaF
Mon May 14, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

Curious to know:- 1. Why cant Amazon trace the package if it is routed to a physical address? Can somebody order/ship items without Amazon knowing it through Amazon - that is unbelievable? Beats me! 2. How can Amazon force the receiver to pay for the shipment if they do not have the order reference...
by VictoriaF
Mon May 14, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

HueyLD wrote:
Thu May 10, 2018 9:40 pm
Well, I am still waiting for my mysterious package to arrive. Hopefully I will get the stuff I like and of the right size. :)
Your secret admirer is taking time to select the stuff you like and of the right size. He is more thoughtful than mine.

Victoria
by VictoriaF
Mon May 14, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

I think Victoria has a secret admirer who simply has no concept of women's clothes sizes. Maybe roses will follow. Or it is a secret admirer who very much has a concept of women's clothes sizes and with an intent to flatter chose a different size in the appropriate direction of error to be flatteri...
by VictoriaF
Mon May 14, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

I think Victoria has a secret admirer who simply has no concept of women's clothes sizes. Maybe roses will follow. A secret admirer without a concept of women's shapes and sizes probably does not have a concept of roses either. I am bracing myself for receiving a spectacular Victoria Secret package...
by VictoriaF
Mon May 14, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

Check to see if the items are sold by the same vendor as an item you have purchased in the past. That might not be the case as many vendors have multiple accounts even though they are not supposed to have but one and they also use third parties to help with "marketing" issues such as this, partiall...
by VictoriaF
Mon May 14, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

I have found both items. One is made in China, the other one in the USA. The companies are very different. Both items are sold via Amazon rather than 3rd party sellers. The prices showing on Amazon are identical to those on the price tags, for the total of $124.99. One item has the average Amazon r...
by VictoriaF
Mon May 14, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

But you see, with paperclips I would not have been thinking "I wish they fitted me!" Victoria Could you ask Amazon to exchange it for an item in your size? ;) It's disturbing that Amazon doesn't seem to be interested in tracking down these packages, linking them to orders and then disallowing a rev...
by VictoriaF
Thu May 10, 2018 6:35 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

It's called "brushing". Liston to / read the transcript of this Planet Money Podcast: < #838: A Series of Mysterious Packages Also, this Forbes article: JD.com Fires Employee For Encouraging "Brushing" Fake Orders To Inflate Sales Great advice. As usual. Thank you, Your Ladyship! Victoria
by VictoriaF
Thu May 10, 2018 6:33 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

More expensive item: Made in China "Ships from and sold by Amazon.com. Gift-wrap available." 2, 3, and 4-star reviews; all in 2016-2017. Less expensive item: Made in the USA "Sold by XXXXX and Fulfilled by Amazon. Gift-wrap available." 5-star review in December 2017 1-star review in January 2018. V...
by VictoriaF
Thu May 10, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

I would not mind having Alexa for a friend, so that we could infect each other with humor.

Victoria
by VictoriaF
Thu May 10, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

Just curious, Victoria: have you ever ordered anything from Amazon that was direct-shipped from China? I have, twice, both bad experiences... but it made my realize that there are now two sketchy sellers in China that have my address. No, not "sketchy," scams. One was a MicroSD card supposedly manu...
by VictoriaF
Thu May 10, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

I have found both items. One is made in China, the other one in the USA. The companies are very different. Both items are sold via Amazon rather than 3rd party sellers. The prices showing on Amazon are identical to those on the price tags, for the total of $124.99. One item has the average Amazon r...
by VictoriaF
Thu May 10, 2018 5:52 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

I had a vendor give my address to customers for returns, presumably to avoid increasing their return rate with Amazon and avoid fees for returns. Sellers with high return rates get their seller privileges suspended. One package had a piece of used chewing gum in it. I was able to figure out who it ...
by VictoriaF
Thu May 10, 2018 5:49 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

Check to see if the items are sold by the same vendor as an item you have purchased in the past. That might not be the case as many vendors have multiple accounts even though they are not supposed to have but one and they also use third parties to help with "marketing" issues such as this, partiall...
by VictoriaF
Thu May 10, 2018 5:30 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

It was a surprise gift, and you are welcome. To prove that you are authorized to respond with "you are welcome," please name the items. Victoria My reply was a joke. Now that I have read the article nisiprius linked, I am speechless. I assumed they were gifts from someone you had not seen in awhile...
by VictoriaF
Thu May 10, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

It was a surprise gift, and you are welcome. To prove that you are authorized to respond with "you are welcome," please name the items. Victoria My reply was a joke. As was my reply to your reply. Now that I have read the article nisiprius linked, I am speechless. I assumed they were gifts from som...
by VictoriaF
Thu May 10, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

Did he know it was a gift or speculate it might be a gift? The CSR wrote that it was a gift. He did not use "probably," "likely," or any other hedges. If he knew it was a gift, the giver should be easily identified. So I'm guessing speculation. Complete speculation that it was a gift to explain awa...
by VictoriaF
Thu May 10, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

It's been happening to people, it creeps them out, according to news stores nobody really understands what is happening and nobody knows how to stop it. People receiving Amazon packages they didn't order A Google search on "amazon packages not ordered" will turn up many stories. There's even a name...
by VictoriaF
Thu May 10, 2018 5:02 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Re: Amazon package that can't be traced

Chicago60 wrote:
Thu May 10, 2018 4:59 pm
It was a surprise gift, and you are welcome.
To prove that you are authorized to respond with "you are welcome," please name the items.

Victoria
by VictoriaF
Thu May 10, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3831

Amazon package that can't be traced

I have received an Amazon package that I had not ordered. It contains two items, one of which is a rather personal clothing item that is several sizes different from my size, and the other one is nice but I don't have use for. There is no invoice in the package. The package does not show in my Amazo...
by VictoriaF
Thu May 10, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 554
Views: 131138

Re: That Frugal Thing You Do

I have just spent a week at a seminar, for which I traveled and stayed at a hotel that had no grocery stores within walking distance. The organizers have provided two dinners but no other meals or snacks. I have also declined the snacks offered on my flights there and back. I have brought with me so...