Search found 18014 matches

by VictoriaF
Thu Aug 16, 2018 7:24 pm
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 43
Views: 2272

Re: Celebrating the day you retired

I retired on a Thursday. Someone asked me why I choose Thursday and I told them I wanted to start out my retirement with a three day weekend. :D Tomorrow is a Friday, and I will be celebrating a three day weekend. Today is a Thursday, and I am celebrating a four day weekend. Yesterday was a Wednesd...
by VictoriaF
Thu Aug 16, 2018 6:05 pm
Forum: Investing - Help with Personal Investments
Topic: Better Behavioural Finance Books?
Replies: 5
Views: 306

Re: Better Behavioural Finance Books?

"Nudge" and "Misbehaving" by Richard Thaler, 2017 Nobel Prize winner.

Victoria
by VictoriaF
Thu Aug 16, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Lock Suitcases on International Flight or Not?
Replies: 19
Views: 915

Re: Lock Suitcases on International Flight or Not?

We just use disposable cable ties so the zipper on the bag won't accidentally slide open. Easy enough for the Customs/security people to clip if they need to look inside the bag. Dont waste your money. No locks, just use zip ties. But you need to clip them on arrival, and for that you need scissors...
by VictoriaF
Thu Aug 16, 2018 5:15 pm
Forum: Personal Consumer Issues
Topic: Lock Suitcases on International Flight or Not?
Replies: 19
Views: 915

Re: Lock Suitcases on International Flight or Not?

I never lock my checked-in luggage and don't have anything in it worth taking.

Victoria
by VictoriaF
Thu Aug 16, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

3. My flight was on 25-26 July, and the weather was in fact bad. But even before the bad weather became a problem, the flight was late arriving to BWI . The scheduled departure was 8:35pm. But at 5:30pm, when the weather at BWI was still fine, there was already a message that the flight will depart...
by VictoriaF
Thu Aug 16, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

Being out $60 has already been well worth it if you ask me. You are no longer worrying about the rest of the money you spent on your trip! JT I worry more about stupid expenses than total expenses. I spent over $900 on the BWI-FRA (one-way) business flight because I wanted to arrive to Europe well ...
by VictoriaF
Thu Aug 16, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 43
Views: 2272

Re: Celebrating the day you retired

On the night of my last day in the office I flew to the U.K., first to visit Windsor and then to London.

Victoria
by VictoriaF
Thu Aug 16, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 45
Views: 3015

Re: Men’s Underwear recommendation

This is the kind of thread that makes me weep for mankind....how can anyone honestly need recommendations on freaking underwear? Have we become that un self reliant? Sigh...ex officio's are really good. Edit - I completely blame the internet for this ... can you imagine a guy going up to another gu...
by VictoriaF
Thu Aug 16, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

I would rather be delayed due to weather than have the airline chance it and see what happens. Weather can be deadly to aviators. $60 is a tiny inconvenience in lieu. Also consider that hazardous weather that affect a flight may extend to other areas and times beyond a scheduled departure airport &...
by VictoriaF
Thu Aug 16, 2018 3:20 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

"2. Airhelp wanted me to log in to my email account and I decided not to pursue it." CREATE A DUMMY EMAIL ACCT. Too much work. But I may reconsider it. "The bad news, according to The Points Guy, is that to get compensated by the CSP, my delay would have to be over 12 hours." MAY BE TRUE, BUT WHAT ...
by VictoriaF
Thu Aug 16, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

Mad at the airline because of bad weather? Seems fair. I am not mad at the airline or anyone else. I consider delays as opportunities for adventures and antifragility enhancements. This trip was particularly rich in antifragile experiences: 1. On my way to BWI there was fire in my metro car. The tr...
by VictoriaF
Thu Aug 16, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

Goal33 wrote:
Thu Aug 16, 2018 1:07 am
Looks like the answer is no :D
I agree. Still, this discussion could be helpful to other Bogleheads and to me in the future.

Victoria
by VictoriaF
Thu Aug 16, 2018 2:26 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

criticalmass wrote:
Wed Aug 15, 2018 10:14 pm
What was the reason for delay? Was it within Condor’s control?
It's hard to say. The initial information about the delay was a couple hours before the weather turned bad.

Victoria
by VictoriaF
Thu Aug 16, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

Victoria, I may be misremembering, but my recollection is that it's the time you arrive at your destination that counts. However, I think you are going to have a hard time collecting given the weather and how close you are to being under 3 hours. But it's worth a shot. The weather became bad a coup...
by VictoriaF
Thu Aug 16, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 17
Views: 1294

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

Borat really has nothing to do with Kazakhstan, it is a serious overstatement to even consider it an exaggeration. I was born in the USSR and have a personal connection to Alma-Ata (Almaty) even though I have never visited it. My reference to Borat was tongue-in-cheek as was my use of the word "exa...
by VictoriaF
Wed Aug 15, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 17
Views: 1294

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

Borat really has nothing to do with Kazakhstan, it is a serious overstatement to even consider it an exaggeration. I was born in the USSR and have a personal connection to Alma-Ata (Almaty) even though I have never visited it. My reference to Borat was tongue-in-cheek as was my use of the word "exa...
by VictoriaF
Wed Aug 15, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 45
Views: 3015

Re: Men’s Underwear recommendation

Clean.

Victoria
by VictoriaF
Wed Aug 15, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 88
Views: 7130

Re: As an American, where are some great places in the world to retire?

Antarctica. High cultured neighborhood. Everyone always wears tuxes. My requirement is for everyone always wearing high heels. Victoria Mine would immediately rule out any place where people wore tuxes or high heels, including to weddings and funerals. Nobody wearing more than board shorts, sandals...
by VictoriaF
Wed Aug 15, 2018 4:47 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 88
Views: 7130

Re: As an American, where are some great places in the world to retire?

Antarctica. High cultured neighborhood. Everyone always wears tuxes. My requirement is for everyone always wearing high heels. Victoria Mine would immediately rule out any place where people wore tuxes or high heels, including to weddings and funerals. Nobody wearing more than board shorts, sandals...
by VictoriaF
Wed Aug 15, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 17
Views: 1294

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

We want to go to Kazakhstan and Uzbekistan next summer from the US. Is this a difficult enough trip that a travel agent might be the best way to get this organized with flights, hotels, guides, etc? Trying to this on the cheap with family of 4. We have someone in our family that speaks and reads Ru...
by VictoriaF
Wed Aug 15, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)
Replies: 24
Views: 2531

Re: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)

Fiction: - "The Twelve Chairs" by Ilya Ilf and Evgeny Petrov I saw the Mel Brooks movie. In a theater. Way back then. The only way you could see a movie. I did see it again on DVD, both years later AND years ago! I was somewhat disappointed. It was no Blazing Saddles or Young Frankenstein or High A...
by VictoriaF
Wed Aug 15, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)
Replies: 24
Views: 2531

Re: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)

Fiction: - "The Twelve Chairs" by Ilya Ilf and Evgeny Petrov - "Pride and Prejudice" by Jane Austen - "Goya" by Lion Feuchtwanger Non-fiction: - "The Black Swan" by Nassim Taleb - "Predictably Irrational" by Dan Ariely - "Art of Seduction" by Robert Greene Financial: - The Bogleheads Guides - Jack B...
by VictoriaF
Wed Aug 15, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 88
Views: 7130

Re: As an American, where are some great places in the world to retire?

cheese_breath wrote:
Tue Aug 14, 2018 9:16 pm
Antarctica. High cultured neighborhood. Everyone always wears tuxes.
My requirement is for everyone always wearing high heels.

Victoria
by VictoriaF
Wed Aug 15, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: steel cut oats wash/rinse before cooking
Replies: 26
Views: 3069

Re: steel cut oats wash/rinse before cooking

I probably should but don't usually rinse them but I do add some extra water to the pot, stir the oats, and then pour off anything that floats to the top. If you have ever seen the way bulk grains, legumes, etc. are handled before they go into retail packaging, you would rinse them thoroughly. I ri...
by VictoriaF
Wed Aug 15, 2018 2:37 pm
Forum: Local Chapters and Bogleheads Community
Topic: DC Bogleheads meeting with pension expert Arun Muralidhar - Sunday, July 29
Replies: 12
Views: 1694

Re: DC Bogleheads meeting with pension expert Arun Muralidhar - Sunday, July 29

On the day of this meeting I was having a leisurely brunch with friends in North-Eastern France. If I were at home, I'd have to choose between the Bogleheads and an improv practice. The retirement life is tough: you are always choosing among multiple great options. I am glad that the meeting went we...
by VictoriaF
Wed Aug 15, 2018 2:26 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 17
Views: 1294

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

We want to go to Kazakhstan and Uzbekistan next summer from the US. Is this a difficult enough trip that a travel agent might be the best way to get this organized with flights, hotels, guides, etc? Trying to this on the cheap with family of 4. We have someone in our family that speaks and reads Ru...
by VictoriaF
Wed Aug 15, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3654
Views: 1038202

Re: What Movie Have You Recently Watched?

"Going in Style" I watched it on the return flight from Europe. Three elderly men have lost their pensions and the bank has provided them with adjustable-rate mortgages that later became unaffordable. And so the men decided to rob a bank. For the Bogleheads, the financial side of the story has many ...
by VictoriaF
Wed Aug 15, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

Thank you, all! While I am reading the referenced links, here are some preliminary answers: . 1. It makes more sense for me to spend time to get several hundred Euros than mere $60. 2. Airhelp wanted me to log in to my email account and I decided not to pursue it. 3. My flight was on 25-26 July, and...
by VictoriaF
Wed Aug 15, 2018 12:01 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Re: Travel delay: Can I *easily* get $60 back?

I have just returned from a long trip to Europe and I am not in a mood for a complex process . But I am wondering if I can get money back easily. The amount is small and I don't want to spend too much time on recovering it. But if there is an easy way to get my money back, I'll do it. My options ar...
by VictoriaF
Wed Aug 15, 2018 11:55 am
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 269
Views: 47799

Re: How to Minimize Your Emergency Care Expenses

Not driving under the influence of Versed and endangering others is different from deciding to take my chances with a taxi driver. I have traveled solo in developing countries, walked past midnight in major cities, and took unmarked detours on el Camino de Santiago. I want to believe that I have ag...
by VictoriaF
Wed Aug 15, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 28
Views: 1660

Travel delay: Can I *easily* get $60 back?

I have just returned from a long trip to Europe and I am not in a mood for a complex process. But I am wondering if I can get money back easily. Here is the background: In July I flew BWI-FRA on Condor. This was the first time I used international business class because it was reasonably priced. Unf...
by VictoriaF
Wed Jul 25, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: Intermittent Fasting
Replies: 50
Views: 3202

Re: Intermittent Fasting

I do 16/8 on most days. Occasionally, I stretch the fasting period to 18, 20, or even 24 hours. I have not been eating carbs even before Intermittent Fasting, but I am not sure if my diet qualifies as Paleo. It's easy for me to follow this regime, except when I am surrounded by food in restaurants o...
by VictoriaF
Tue Jul 24, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Which doctor should I go to?
Replies: 26
Views: 1733

Re: Which doctor should I go to?

Since your problem is with mayo, you should go to Mayo clinic.

Victoria
by VictoriaF
Tue Jul 24, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 269
Views: 47799

Re: How to Minimize Your Emergency Care Expenses

We do 35% more surgeries in the 4th quarter than we do in any of the other quarters. It makes for long days, cranky staff, and missed family time. I wish deductibles reset in patient birth months or something so everyone wasn’t trying to cram cases in at the end of the year. Seasonally staffing is ...
by VictoriaF
Tue Jul 24, 2018 3:05 pm
Forum: Local Chapters and Bogleheads Community
Topic: DC Bogleheads meeting with pension expert Arun Muralidhar - Sunday, July 29
Replies: 12
Views: 1694

Re: DC Bogleheads meeting with pension expert Arun Muralidhar - Sunday, July 29

Miriam2 wrote:
Mon Jul 23, 2018 10:33 pm
Bobcat, what an incredible meeting you put together :happy
Would you like to move to DC?

Victoria
by VictoriaF
Tue Jul 24, 2018 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 269
Views: 47799

Re: How to Minimize Your Emergency Care Expenses

Not driving under the influence of Versed and endangering others is different from deciding to take my chances with a taxi driver. I have traveled solo in developing countries, walked past midnight in major cities, and took unmarked detours on el Camino de Santiago. I want to believe that I have ag...
by VictoriaF
Tue Jul 24, 2018 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 269
Views: 47799

Re: How to Minimize Your Emergency Care Expenses

Yes, of course. My cited comment was not about the nature of colonoscopy but about the limits of patients' control over our own healthcare. I wrote that in response to White Coat Investor's statement about patients' power that we give up. I was not arguing with WCI--I agree with his general premise...
by VictoriaF
Mon Jul 23, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: TSA Pancake Mix Drama
Replies: 22
Views: 2526

Re: TSA Pancake Mix Drama

My take-away is the existence of a "Paleo pancake mix". I thought that Paleo pancakes were an oxymoron.

Victoria
by VictoriaF
Mon Jul 23, 2018 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Is Enough?
Replies: 34
Views: 5928

Re: How Much Is Enough?

The Bogleheads have provided excellent reasons for taking the new job based on the information you had provided. I like to think of the things that have not been mentioned and thus have not been a part of the discussion: 1. How stable is the new company in comparison to your current one? 2. What do ...
by VictoriaF
Mon Jul 23, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: Mind Mapping Software? Mindnode?
Replies: 15
Views: 1304

Re: Mind Mapping Software? Mindnode?

Is this a gimmick or do these programs really help you develop ideas and see new connections? Roosevelt One of my reasons for considering mind mapping software is similar to Roosevelt's. Let's say I have four sets of data: set-1: about 10-15 items set-2: 150-200 items set-3: 200-1000 items (dependi...
by VictoriaF
Mon Jul 23, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: Mind Mapping Software? Mindnode?
Replies: 15
Views: 1304

Re: Mind Mapping Software? Mindnode?

You might want to try the free software to see if the technique is a fit before going to a paid version: https://www.digitaltrends.com/computing/best-mind-mapping-software/ Wisemapping and Bubble.US are free. Thank you, 2015, I will try free software and free trials of inexpensive software. I avoid...
by VictoriaF
Sat Jul 21, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Mind Mapping Software? Mindnode?
Replies: 15
Views: 1304

Re: Mind Mapping Software? Mindnode?

I draw mindmaps by hand. What are advantages of using software? Rearranging by drag and drop. It's pretty much post-its on the wall but they don't fly off and you can change colors on the fly. You can share with others, and even work together on mobile devices, you can save to PDF and post on the w...
by VictoriaF
Sat Jul 21, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Mind Mapping Software? Mindnode?
Replies: 15
Views: 1304

Re: Mind Mapping Software? Mindnode?

Thank you, Freefun. These are good reasons. I should try software, too, when I get a chance.

Victoria
by VictoriaF
Sat Jul 21, 2018 1:18 pm
Forum: Personal Consumer Issues
Topic: Mind Mapping Software? Mindnode?
Replies: 15
Views: 1304

Re: Mind Mapping Software? Mindnode?

I draw mindmaps by hand. What are advantages of using software?

Victoria
by VictoriaF
Sat Jul 21, 2018 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17043

Re: Salary vs. Lifestyle

corn18 wrote:
Sat Jul 21, 2018 6:54 am
pennylane wrote:
Sat Jul 21, 2018 6:47 am
corn18 wrote:
Fri Jul 20, 2018 1:33 pm
I can assure you my much lower paying Navy job I had for 20 years was a LOT more stressful than my current $700k / year job.
What do you do?
I was a Navy fighter pilot. Now I am president of a division of mega corp.
So you are continuing flying high! Congratulations,

Victoria
by VictoriaF
Sat Jul 21, 2018 5:52 am
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17043

Re: Salary vs. Lifestyle

But the way companies and other organizations operate, job satisfaction increases up the salary ladder and stress increases down the ladder. Victoria --------------------------- I'm curious as how you came to this conclusion. That's a pretty broad brushstroke, IMHO. This is not a conclusion, this i...
by VictoriaF
Fri Jul 20, 2018 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17043

Re: Salary vs. Lifestyle

Also, with added stress and more hours your health suffers which not only costs money but clearly makes you less happy. Some stress in life is ok, but if one is not getting enough sleep and exercise as well as not eating healthy it will all add up. In addition more stress can make you short at home...
by VictoriaF
Thu Jul 19, 2018 12:01 pm
Forum: Investing - Theory, News & General
Topic: Can Hindsight Bias Be Inherited? - Christine Benz
Replies: 3
Views: 373

Re: Can Hindsight Bias Be Inherited? - Christine Benz

Cognitive biases are an artifact of the System 1 operation when it uses heuristics. All cognitive biases are inherited from our stone-age ancestors. Situational manifestations of cognitive biases are triggered by a variety of reasons. Some people do what their parents did; others do the opposite of ...
by VictoriaF
Thu Jul 19, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14093

Re: Early retirement

I like the whole idea of setting up systems instead of goals. Sounds like Scott Adams (of “Dilbert” fame): “Goals are for losers, systems are for winners” Scott Adams has two excellent recent books. He explains Goals vs. Systems in "How to Fail at Almost Everything and Still Win Big: Kind of the St...
by VictoriaF
Thu Jul 19, 2018 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14093

Re: Early retirement

AlwaysWannaLearn wrote:
Wed Jul 18, 2018 5:58 pm
.....
The first, second and fifth points are good. But I disagree with the third and fourth.

Victoria