Search found 18330 matches

by VictoriaF
Thu Jan 24, 2019 8:50 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 79
Views: 3692

Re: What lifestyle creep made you happier?

Space creep : buying physical books Location creep : living in a metropolitan area Travel creep : trips to Europe at least twice per year Comfort creep : flying *to* Europe in business class Mood creep : improv and standup classes and performances Stimulating company creep : I have recently enrolle...
by VictoriaF
Wed Jan 23, 2019 8:07 am
Forum: Forum Issues and Administration
Topic: Forum login problems
Replies: 19
Views: 668

Re: Forum login problems

I was finally able to log in using FireFox within the last five minutes. Curious what caused the problems. Frigid temps? How would sexual appetite of their temps influence our logins? When the temps are frigid we get a blank screen. When the temps are hot we get provocative messages. I thought that...
by VictoriaF
Tue Jan 22, 2019 11:06 am
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2019?
Replies: 157
Views: 13518

Re: What non fiction book will you be reading in 2019?

My current priority books are:
- Atomic Habits by James Clear
- The Improv Handbook by Tom Salinsky and Deborah Frances-White
- Finite and Infinite Games by James Carse
- Eat that Frog by Brian Tracy
- How to Measure Anything by Douglas Hubbard

Victoria
by VictoriaF
Tue Jan 22, 2019 10:32 am
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 116
Views: 5869

Re: What is a Boglehead funeral/burial?

One alternative is to get your body preserved until immortality technologies revitalize you and put you back in service. Take a look at a series of presentations at a Life Extension Advocacy Foundation (LEAF), https://www.leafscience.org/nyc-2018-videos/ . The results reported by the presenters are...
by VictoriaF
Tue Jan 22, 2019 10:26 am
Forum: Forum Issues and Administration
Topic: Forum login problems
Replies: 19
Views: 668

Re: Forum login problems

I could read, but could not log into the BH site. I tried to login on Windows 10, iPad and Firefox for a while without success. It finally let me login using my iPad, but a BH friend still could not login using Firefox. Paging BH admin.... Thank you, HueyLD, for starting this thread. I was experien...
by VictoriaF
Mon Jan 21, 2019 9:59 pm
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 116
Views: 5869

Re: What is a Boglehead funeral/burial?

One alternative is to get your body preserved until immortality technologies revitalize you and put you back in service. Take a look at a series of presentations at a Life Extension Advocacy Foundation (LEAF), https://www.leafscience.org/nyc-2018-videos/ . The results reported by the presenters are ...
by VictoriaF
Sun Jan 20, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 116
Views: 5869

Re: What is a Boglehead funeral/burial?

I'd like the news of my death to be posted in the Bogleheads, and a few people to reply that they will miss me.

Victoria
by VictoriaF
Sun Jan 20, 2019 11:59 am
Forum: Investing - Theory, News & General
Topic: The NY Times calls us a cult but in a good way
Replies: 62
Views: 7317

Re: The NY Times calls us a cult but in a good way

The Bogleheads are normal people who want to optimize their cost/benefit ratio of spending time and money on investing. The financial industry pushing active trading and speculation is a cult. Over millennia, guilty parties have been calling their opponents names that rightly belong to them. Victoria
by VictoriaF
Fri Jan 18, 2019 9:34 am
Forum: Personal Consumer Issues
Topic: Wild Planet Sardines quality problem [Review of sardine brands]
Replies: 26
Views: 2510

Re: Wild Planet Sardines quality problem

I have several unopened boxes of Wild Planet sardines at home as emergency reserves for busy times, snow storms, and possible calamities. My sardines in water are processed in Vietnam; the sardines in oil are processed in Thailand and have the code similar to the one you have cited (17 08 26). I ma...
by VictoriaF
Thu Jan 17, 2019 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Furloughed Fed Employee - How to make best use of time
Replies: 60
Views: 5934

Re: Furloughed Fed Employee - How to make best use of time

As a retired Federal employee I am deeply frustrated with the predicament of my former colleagues, and particularly the contractors. My advice for you is: 1. Exercise 2. Read books 3. Do NOT violate any rules of the furlough, i.e., do not take other jobs or travel because you may be called back any...
by VictoriaF
Wed Jan 16, 2019 7:32 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 853
Views: 45358

Re: John Bogle is dead at 89

Dear Jack,

Wherever you are we love you and miss you.

Victoria
by VictoriaF
Wed Jan 16, 2019 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Furloughed Fed Employee - How to make best use of time
Replies: 60
Views: 5934

Re: Furloughed Fed Employee - How to make best use of time

As a retired Federal employee I am deeply frustrated with the predicament of my former colleagues, and particularly the contractors. My advice for you is: 1. Exercise 2. Read books 3. Do NOT violate any rules of the furlough, i.e., do not take other jobs or travel because you may be called back any ...
by VictoriaF
Wed Jan 16, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: Wild Planet Sardines quality problem [Review of sardine brands]
Replies: 26
Views: 2510

Re: Wild Planet Sardines quality problem

I have several unopened boxes of Wild Planet sardines at home as emergency reserves for busy times, snow storms, and possible calamities. My sardines in water are processed in Vietnam; the sardines in oil are processed in Thailand and have the code similar to the one you have cited (17 08 26). I may...
by VictoriaF
Sun Jan 13, 2019 5:41 pm
Forum: Personal Consumer Issues
Topic: Meanings of probability
Replies: 11
Views: 1302

Meanings of probability

Delightful visualizations in "What Does Probability Mean in Your Profession?" https://mathwithbaddrawings.com/2015/09 ... ssion=true

Victoria
by VictoriaF
Sun Jan 13, 2019 5:30 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4063
Views: 1103399

Re: What Movie Have You Recently Watched?

Crazy Rich Asians

I wanted to like it but was disappointed. It's too primitive. The Professor of Economics is a dilettante in economics. Rachel Chu has nothing in common with her Singapore girlfriend. And other annoyances.

Victoria
by VictoriaF
Sun Jan 13, 2019 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 280
Views: 66205

Re: How to Minimize Your Emergency Care Expenses

If I were in your situation, and if I were asked whether I wanted painkillers , I would have declined them. But of course, medical professionals customarily give us stuff we have not asked for. Your story is instructional. I'll continue declining anesthesia whenever I can and will find someone to e...
by VictoriaF
Sun Jan 13, 2019 4:53 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9778

Re: Disciplined with finances, but not so with diet

This is a laughably simple topic if you will allow it to be. No, it is not a simple topic. Weight and appetite are largely controlled by hormones. See for example, "9 Proven Ways to Fix The Hormones That Control Your Weight" https://www.healthline.com/nutrition/9-fixes-for-weight-hormones . Victori...
by VictoriaF
Sun Jan 13, 2019 6:06 am
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9778

Re: Disciplined with finances, but not so with diet

This is a laughably simple topic if you will allow it to be. No, it is not a simple topic. Weight and appetite are largely controlled by hormones. See for example, "9 Proven Ways to Fix The Hormones That Control Your Weight" https://www.healthline.com/nutrition/9-fixes-for-weight-hormones . Victori...
by VictoriaF
Sat Jan 12, 2019 7:09 am
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9778

Re: Disciplined with finances, but not so with diet

This is a laughably simple topic if you will allow it to be. No, it is not a simple topic. Weight and appetite are largely controlled by hormones. See for example, "9 Proven Ways to Fix The Hormones That Control Your Weight" https://www.healthline.com/nutrition/9-fixes-for-weight-hormones . Victoria
by VictoriaF
Sat Jan 12, 2019 7:05 am
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9778

Re: Disciplined with finances, but not so with diet

The key to success is not a greater willpower but complete avoidance. If you decide to limit alcohol, don't keep any alcohol at home and have it only when you go out. If you decide to limit junk food, don't keep any junk at home. None. If you are trying keto, get rid of all carbs. All of them. Vict...
by VictoriaF
Fri Jan 11, 2019 1:11 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9778

Re: Disciplined with finances, but not so with diet

The key to success is not a greater willpower but complete avoidance; see the article "The myth of self-control," https://www.vox.com/science-and-health/2016/11/3/13486940/self-control-psychology-myth that includes several food examples. If you decide to limit alcohol, don't keep any alcohol at home...
by VictoriaF
Fri Jan 11, 2019 12:58 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2019 BOGLEHEAD CONTEST [Entry deadline has passed]
Replies: 674
Views: 12467

Re: REGISTRATION FOR 2019 BOGLEHEAD CONTEST

hornet96 wrote:
Fri Jan 11, 2019 12:55 pm
However, apparently Triple Digit Golfer entered the same guess as me, but his result didn't show up in my search (which I did before I submitted my entry), as his included the comma.
LadyGeek's instructions are to conduct two searches, with and without a comma.

Victoria
by VictoriaF
Fri Jan 11, 2019 12:51 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2019 BOGLEHEAD CONTEST [Entry deadline has passed]
Replies: 674
Views: 12467

Re: REGISTRATION FOR 2019 BOGLEHEAD CONTEST

I see several duplicate entries, so there's more work to be done. According to the rules, the earliest entry is the only one that counts. Can the duplicates be removed? If anyone is running stats on the distribution, the duplicate entries will skew the results. I suggest posting the duplicate names...
by VictoriaF
Thu Jan 10, 2019 10:40 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1034
Views: 110620

Re: [What TV Show Have You Recently Watched?]

Отель Элеон, https://www.youtube.com/watch?v=W_jDvavJ030 . An intelligent and funny TV serial with romance, crime, and many comedies of errors taking place in a posh hotel in Moscow. A minor negative: a Boglehead would cringe from the heroes' attitudes to money.

Victoria
by VictoriaF
Thu Jan 10, 2019 10:30 am
Forum: Investing - Theory, News & General
Topic: Is there a Nassim Taleb portfolio?
Replies: 38
Views: 4372

Re: Is there a Nassim Taleb portfolio?

rapscallion wrote:
Wed Jan 09, 2019 9:35 pm
VictoriaF wrote:
Mon Jan 07, 2019 12:51 pm
As an aspiring blogger...
I would love to read your blog. Can I?
I am still aspiring. I have not launched it yet.

Victoria
by VictoriaF
Mon Jan 07, 2019 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Doing personal income taxes by hand, and TaxAct question
Replies: 9
Views: 1186

Re: Doing personal income taxes by hand, and TaxAct question

FiveK, I assume this is a spreadsheet you've created with your own tax knowledge? Correct. As with most home-grown spreadsheets, it's highly personalized (aka an undocumented mishmash that works very well for the creator). I have been using home-grown spreadsheets for as long as I remember. I had t...
by VictoriaF
Mon Jan 07, 2019 1:12 pm
Forum: Personal Consumer Issues
Topic: 11 days in Europe...Budget and logistical advice please
Replies: 90
Views: 4732

Re: 11 days in Europe...Budget and logistical advice please

My recommendation is to buy a book on Paris and vicinity and review it well before your trip. There are many travel guide brands. Go to a book store such as Barnes and Noble and review several guides for the type of advice they give. Some emphasize comfort, some focus on low costs, some provide unus...
by VictoriaF
Mon Jan 07, 2019 12:51 pm
Forum: Investing - Theory, News & General
Topic: Is there a Nassim Taleb portfolio?
Replies: 38
Views: 4372

Re: Is there a Nassim Taleb portfolio?

A fun review of Antifragile touches on flaneurism here: https://raymondthewilliams.wordpress.com/tag/nassim-nicholas-taleb/ Hi. That's my site. Thanks for posting this and glad you enjoyed reading it As an aspiring blogger, I am curious how you found out that you were cited in the Bogleheads. Is th...
by VictoriaF
Mon Jan 07, 2019 12:45 pm
Forum: Investing - Theory, News & General
Topic: Strategy for the Bogleheads contest
Replies: 35
Views: 1708

Re: Strategy for the Bogleheads contest

Optimal play is cut-throat because it will have you betting .01 above or below a competing player. You will be maximally taking the gap from another player. Being $0.01 above or below a competing player may work only if you have a single competitor. With 500 competitors, the optimal play is to bet ...
by VictoriaF
Mon Jan 07, 2019 12:19 pm
Forum: Investing - Theory, News & General
Topic: For those retired a few years
Replies: 58
Views: 4777

Re: For those retired a few years

When I retired four years ago, I was more concerned that I would continue focusing on saving than overspending. I have developed a budget with the intent to spend close to the maximum in each category. I am still under-spending, but my generous budget helps me to spend as I wish. On the eve of retir...
by VictoriaF
Fri Jan 04, 2019 11:49 am
Forum: Investing - Help with Personal Investments
Topic: Two years from retirement - what's more important?
Replies: 57
Views: 2606

Re: Two years from retirement - what's more important?

As a Federal retiree, you should have a good safety net, including the FEHB, that will enable you not to speculate. Your two retirement priorities should be: 1. preservation of your assets 2. enjoying your retirement Market downturns would violate both priorities. I recommend that you emphasize the ...
by VictoriaF
Fri Jan 04, 2019 11:15 am
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2018 BOGLEHEAD CONTEST
Replies: 167
Views: 14586

Re: REGISTRATION FOR 2018 BOGLEHEAD CONTEST

minesweep wrote:
Mon Dec 31, 2018 4:13 pm
The S&P closed the year at 2506.85. The winner is "pjtallman" with a prediction of 2512.

Boglehead Contest 2018
Congratulations, "pjtallman"!

Victoria
by VictoriaF
Fri Jan 04, 2019 10:53 am
Forum: Personal Consumer Issues
Topic: Do you have a fun finance-related hobby?
Replies: 50
Views: 6054

Re: Do you have a fun finance-related hobby?

I collect and use frequent-traveler points and miles. I am not as good as some people in this Forum (or in FlyerTalk), but even at my level of engagement, playing with points is far more rewarding than playing with the markets.

Victoria
by VictoriaF
Fri Jan 04, 2019 10:45 am
Forum: Personal Finance (Not Investing)
Topic: What Do You Spend The Most On Annually?
Replies: 158
Views: 8265

Re: What Do You Spend The Most On Annually?

1. Rent
2. Taxes
3. Travel

Victoria
by VictoriaF
Fri Jan 04, 2019 10:23 am
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 407
Views: 58196

Re: That Extravagant Thing You Do

Starting in 2010, I have been coming to Europe for about 3 weeks in August, every year to a different country. Some of the time, we have social events, general-interest lectures, and sight-seeing. Sometimes, local organizers offer a tour of their country; otherwise, I travel alone. I also have some ...
by VictoriaF
Wed Dec 26, 2018 7:19 am
Forum: Investing - Theory, News & General
Topic: What have you learned this year
Replies: 90
Views: 6889

Re: What have your learned this year

Philosophical: The concept of finite and infinite games. I am now trying to apply it to many aspects of my life and life in general.

Victoria
by VictoriaF
Wed Dec 26, 2018 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Wow, Behaviorial Finance is Real
Replies: 49
Views: 9020

Re: Wow, Behaviorial Finance is Real

But to note, whenever threads about SPIAs come up, I always like to say that I think it's a good idea to do whatever you have to do that creates some sort of fixed income stream when you no longer have a salary, even if it's not inflation-adjusted, to give yourself some breathing room when your por...
by VictoriaF
Wed Dec 26, 2018 6:21 am
Forum: Investing - Theory, News & General
Topic: Is there a Nassim Taleb portfolio?
Replies: 38
Views: 4372

Re: Is there a Nassim Taleb portfolio?

columbia wrote:
Tue Dec 25, 2018 7:46 pm
What’s a positive black swan (in the context of investing)?
Taleb's example is venture capital. VC spreads money among many highly risky startups. A small number of these ventures make big, so big that they compensate for all other expenses and bring profits in orders of magnitude.

Victoria
by VictoriaF
Tue Dec 25, 2018 6:05 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 19528

Re: Favorite Purchase of 2018?

[Membership in the Farnam Street Learning Community, https://fs.blog/membership/. It's an excellent Forum to discuss books, online articles, and podcasts; to learn and expand mental models; to discuss productivity tools; and many other things that I am still exploring. I have recently started to fo...
by VictoriaF
Tue Dec 25, 2018 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Wow, Behaviorial Finance is Real
Replies: 49
Views: 9020

Re: Wow, Behaviorial Finance is Real

A persistent cognitive bias is that we are sensitive to quantities rather than amounts. If you want to be financially happy, check your accounts many times when the market is going up and once in a blue moon when it's going down.

Victoria
by VictoriaF
Tue Dec 25, 2018 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else unable to login to Vanguard?
Replies: 19
Views: 1583

Re: Anyone else unable to login to Vanguard?

This thread has alarmed me, because today I needed to do my final 2018 Roth conversion. But everything worked out smoothly.

Victoria
by VictoriaF
Tue Dec 25, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 19528

Re: Favorite Purchase of 2018?

Membership in the Farnam Street Learning Community, https://fs.blog/membership/. It's an excellent Forum to discuss books, online articles, and podcasts; to learn and expand mental models; to discuss productivity tools; and many other things that I am still exploring.

Victoria
by VictoriaF
Tue Dec 25, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 407
Views: 58196

Re: What NON frugal thing did you do today?

My NON-frugal things are not purchases but activities in which I don't want to engage even they have financial benefit. I place a high opportunity cost on my time and happiness.

Victoria
by VictoriaF
Tue Dec 25, 2018 9:24 am
Forum: Investing - Theory, News & General
Topic: Is there a Nassim Taleb portfolio?
Replies: 38
Views: 4372

Re: Is there a Nassim Taleb portfolio?

cinghiale wrote:
Mon Dec 24, 2018 12:50 pm
A fun review of Antifragile touches on flaneurism here: https://raymondthewilliams.wordpress.co ... las-taleb/
Thank you, cinghiale, for a reference. It captures the essence of being a flâneur.

Victoria
by VictoriaF
Mon Dec 24, 2018 12:40 pm
Forum: Investing - Theory, News & General
Topic: Is there a Nassim Taleb portfolio?
Replies: 38
Views: 4372

Re: Is there a Nassim Taleb portfolio?

1. Taleb's own investments rely on his models and his analysis of global trends that generate Black Swans (negative and positive). His approach is one of a professional and it's not in his interest to share all the details with competing professionals. Are you privy of his hedge fund days track rec...
by VictoriaF
Mon Dec 24, 2018 12:36 pm
Forum: Local Chapters and Bogleheads Community
Topic: My New Avatar
Replies: 23
Views: 1436

Re: My New Avatar

bertilak wrote:
Sun Dec 23, 2018 1:12 pm
I retired H.L. Mencken and switched to Rudyard Kipling!
You look handsome and distinguished.

Victoria
by VictoriaF
Mon Dec 24, 2018 12:29 pm
Forum: Investing - Theory, News & General
Topic: Is there a Nassim Taleb portfolio?
Replies: 38
Views: 4372

Re: Is there a Nassim Taleb portfolio?

There are two ways to define "Taleb portfolio": 1. His own investments 2. His investment recommendations 1. Taleb's own investments rely on his models and his analysis of global trends that generate Black Swans (negative and positive). His approach is one of a professional and it's not in his intere...
by VictoriaF
Sun Dec 23, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Condor moved me from Business to Economy. Recourse?
Replies: 54
Views: 4909

Re: Condor moved me from Business to Economy. Recourse?

Thank you, again, for excellent suggestions. As I mentioned earlier, I am now busy wrapping up this year activities before leaving for Europe. In early January, I will revisit this thread and follow up. Recommended steps: 1. Post in FlyerTalk 2. Google for "Condor changed aircraft business economy" ...
by VictoriaF
Fri Dec 21, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Condor moved me from Business to Economy. Recourse?
Replies: 54
Views: 4909

Re: Condor moved me from Business to Economy. Recourse?

I don't see anything referencing your situation in their terms ( https://www.condor.com/us/druck/agb.html#c15496 ). The good thing is you have plenty of time before the trip to work on getting a refund. Good luck. One other thought was was this business ticket completely non-refundable? Sometimes b...