Search found 36 matches

by henry A
Tue Jan 03, 2017 6:17 am
Forum: Investing - Theory, News & General
Topic: 2017 hedge fund contest
Replies: 247
Views: 40134

Re: 2017 hedge fund contest

Healthcare hedging

LONG:
INCY
MRK
GILD

SHORT:
SKX - does anyone buy these shoes anymore?

It's not real money so this is my version of 'play money' for the year :sharebeer
by henry A
Wed Dec 09, 2015 11:47 am
Forum: Personal Finance (Not Investing)
Topic: New Military Retirement System
Replies: 86
Views: 12609

Re: New Military Retirement System

It is my understanding from recent press articles that the new system would reduce the 20 year retirement payout by 20%. Thus the new retirement system would begin paying out only 30% of base pay, not the 40% quoted above. That being said, it's still a pretty good deal and the system definitely nee...
by henry A
Wed Dec 09, 2015 11:20 am
Forum: Personal Finance (Not Investing)
Topic: New Military Retirement System
Replies: 86
Views: 12609

Re: New Military Retirement System

It is my understanding from recent press articles that the new system would reduce the 20 year retirement payout by 20%. Thus the new retirement system would begin paying out only 30% of base pay, not the 40% quoted above. That being said, it's still a pretty good deal and the system definitely need...
by henry A
Wed Jul 22, 2015 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Military career or Top MBA
Replies: 37
Views: 5784

Re: Military career or Top MBA

Thanks again for all the replies. I am lucky that I married a strong, understanding and caring wife. She is behind whichever option I choose. In other words, in some sense the military (at least at the NCO/ junior officer level) is a "calling" like teaching, nursing, medicine, social work, not just ...
by henry A
Tue Jul 21, 2015 2:45 am
Forum: Personal Finance (Not Investing)
Topic: Military career or Top MBA
Replies: 37
Views: 5784

Re: Military career or Top MBA

Thank you all for your replies. I really thrive when I receive feedback from various different views. To provide a little more insight, I would be attending a Top 10 program (think Dartmouth, Northwestern). I would consider applying to Harvard/Stanford next year if I decide to wait and feel that a T...
by henry A
Mon Jul 20, 2015 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Military career or Top MBA
Replies: 37
Views: 5784

Military career or Top MBA

Hello everyone, I will very soon be facing a decision on whether to continue my career as a military officer or leave the military to attend a top MBA program. I have read stories of other officers online and spoke to my peer group for hours on end about this subject but it has not been an easy one ...
by henry A
Thu Jan 29, 2015 7:07 am
Forum: Personal Consumer Issues
Topic: What to see in Istanbul
Replies: 35
Views: 3739

Re: What to see in Istanbul

I second some of the above comments. Topcapi Palace, Blue Mosque, Grand Bazar, Hagia Sophia, Cruise the Bosphorus are all a must. If you go to the Grand Bazar make sure you practice your bargaining. Be a true bogglehead and go for the lowest price possible. Don't be afraid to low ball everything. Yo...
by henry A
Tue Jan 06, 2015 1:04 pm
Forum: Personal Consumer Issues
Topic: 2 Weeks in Greece
Replies: 15
Views: 2242

Re: 2 Weeks in Greece

Naxos! A great island not completely overrun by overpriced tourism. There are still great places to eat and you will feel like family. Hotel Grotta was an amazing experience with great hospitality( family run hotel a short walk up a hill from town) and Capt Panos sailing was easily the best day of t...
by henry A
Sun Jul 27, 2014 9:26 am
Forum: Investing - Help with Personal Investments
Topic: I have access to a military TSP...worth it?
Replies: 13
Views: 2497

Re: I have access to a military TSP...worth it?

I also use the tsp as a way to max out tax advantaged space in addition to a Roth. I'd suggest that you read the boggleheads wiki on the tsp as it provides a lot of great insight. How you posed the question might be of some concern though..hopefully you realize that you are allowed to max out a maxi...
by henry A
Tue May 13, 2014 1:53 pm
Forum: Personal Consumer Issues
Topic: Germany!
Replies: 34
Views: 2929

Re: Germany!

While the Rhine is absolutely beautiful and a wonderful area of Germany, I can't imagine making an entire vacation out of it. You will be near the Rhine when the Wedding comes around. I would also not spend more than a day in Mainz/Frankfurt area if you are not visiting family. Frankfurt-Koblenz-Man...
by henry A
Mon Mar 10, 2014 3:16 am
Forum: Investing - Help with Personal Investments
Topic: Balancing Vanguard Vs. TSP
Replies: 4
Views: 1190

Balancing Vanguard Vs. TSP

Hi Everyone, Just a quick background: I hold a ROTH IRA with Vanguard and split yearly 401k contributions to a Roth/Traditional TSP. This is not a question based on my portfolio but rather a request for big picture investing ideas surrounding the balance of Vanguard and TSP accounts. I had a quick q...
by henry A
Sun Mar 09, 2014 2:47 am
Forum: Personal Finance (Not Investing)
Topic: What was your dumbest financial decision?
Replies: 172
Views: 21711

Re: What was your dumbest financial decision?

Smart: Starting a decent paying job the day after college graduation. Dumb: Quitting that job 5 months later to travel the world .. Although I don't regret it at all, my retirement account would be a lot larger had I not gone. Not only did I spend much of my saved income, I missed out on the opportu...
by henry A
Sat Sep 21, 2013 11:12 am
Forum: Investing - Theory, News & General
Topic: Finance/Algebra Help -- Stock Valuation
Replies: 4
Views: 668

Re: Finance/Algebra Help -- Stock Valuation

What you're doing is about right, as far as it goes, computing Book Value. You also have to look at assets owned, office building or factory, and what that would bring on the open market. Wizard, so in this case would it make sense to simply add these 'assets owned' to 'liabilities'? i.e. The lefto...
by henry A
Fri Sep 20, 2013 10:29 pm
Forum: Investing - Theory, News & General
Topic: Finance/Algebra Help -- Stock Valuation
Replies: 4
Views: 668

Finance/Algebra Help -- Stock Valuation

First let me say that I do not have a degree in Finance..or any business field for that matter. I am a computer geek by education and just wanted some help figuring out these numbers for my own personal interest. I don't plan on investing in any one particular stock, but was simply interested in how...
by henry A
Fri Sep 20, 2013 4:20 pm
Forum: Investing - Theory, News & General
Topic: How do you compare with other investors your age?
Replies: 50
Views: 9030

Re: How do you compare with other investors your age?

I think it is somewhat interesting that the percentage invested in target retirement funds decreases drastically with age.. What kind of assumptions can you make from that? The older you get, the 'smarter' people think they are? Or should young investors just start out with their own stock/bond allo...
by henry A
Sat Jul 20, 2013 8:32 am
Forum: Personal Consumer Issues
Topic: Europe Travel from paris initial start, help
Replies: 22
Views: 1717

Re: Europe Travel from paris initial start, help

Bruges! ( AKA Brugge, Brügge) I agree that you should absolutely visit somewhere between Brussels and Amsterdam. And, honestly, I also was not that impressed with Brussels. Go see the UN, Grand Palace and walk the streets for a bit. You could be done there in a day. I would also suggest staying in B...
by henry A
Tue Mar 19, 2013 12:57 pm
Forum: Personal Consumer Issues
Topic: Question for computer geeks [facebook phishing?]
Replies: 11
Views: 1145

Re: Question for computer geeks

A common misconception with e-mail 'fishing' attacks is that opening the e-mail will cause your computer to get a virus. That's not true. There is no harm in opening up any e-mail that you receive so long as you DO NOT CLICK ANY LINKS OR OPEN ANY ATTACHMENTS! That being said, I would simply open the...
by henry A
Fri Mar 15, 2013 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: Is Vanguard compatible with Mint.com?
Replies: 15
Views: 7922

Re: Is Vanguard compatible with Mint.com?

Piecake wrote:
Rosco wrote:what's it cost to use? SS
Mint is free

All you have to do is give up the passwords to your life savings! :twisted:
by henry A
Fri Mar 15, 2013 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Cash - do you keep a stash on hand?
Replies: 83
Views: 8704

Re: Cash - do you keep a stash on hand?

I don't see the need to stash cash. In what scenario will checks, ATM cards, and credit cards all not work at the same time? Unnamed country/group performs a cyber attack on the US and clears out all the bank accounts. Or worse... just randomly changes account ID's. It would take a while to restore...
by henry A
Wed Mar 13, 2013 10:12 am
Forum: Personal Consumer Issues
Topic: europe trip
Replies: 62
Views: 8666

Re: europe trip

Alsace is great wine country with many very picturesque villages. Basel, CH and Zürich are also a hop skip and a jump away! You may even consider Luxembourg by rail. All are within a 2 hour or so distance! I have never done southern France, but I have heard great things. Good luck and have fun!
by henry A
Wed Feb 06, 2013 9:40 pm
Forum: Investing - Help with Personal Investments
Topic: $101,000 to 'play' with...what would you do?
Replies: 36
Views: 3392

Re: $101,000 to 'play' with...what would you do?

Sorry for the extra comment, but you must also be aware that sometimes policy changes. Without getting political, there is a chance that the government could decide to no longer forgive federal student loans. Nobody knows what the world will look like 22 years from now. This is an additional risk yo...
by henry A
Wed Feb 06, 2013 9:24 pm
Forum: Investing - Help with Personal Investments
Topic: $101,000 to 'play' with...what would you do?
Replies: 36
Views: 3392

Re: $101,000 to 'play' with...what would you do?

In that case, I believe you still need to share the what the minimum payment is calculated on.. I think for most school loans it is 35 years ( :twisted: ) After calculating the total payments made, you need to have an extremely accurate calculation of what the principle debt amount will grow to over...
by henry A
Wed Feb 06, 2013 8:54 pm
Forum: Investing - Help with Personal Investments
Topic: $101,000 to 'play' with...what would you do?
Replies: 36
Views: 3392

Re: $101,000 to 'play' with...what would you do?

Well, I would hate to pile on to the earlier comments but I recently ran into a situation like this. A close friend had roughly $50k in debt and $45k in what he thought was savings and investments. Surprisingly enough, this was advice given by a man eerily similar to the 'Tax guy' described above. I...
by henry A
Wed Feb 06, 2013 2:31 pm
Forum: Personal Consumer Issues
Topic: Timing the (travel) market ...
Replies: 22
Views: 2495

Re: Timing the (travel) market ...

Victoria, When I was there I believe they had an Italian Opera and a German drama. I speak german so I ended up seeing it, but I think it depends on timing. I did attend the play in the old theatre which they refer to as the 'historical' theatre. Although I have heard that the new theatre is quite t...
by henry A
Wed Feb 06, 2013 1:36 pm
Forum: Personal Consumer Issues
Topic: Timing the (travel) market ...
Replies: 22
Views: 2495

Re: Timing the (travel) market ...

That is a great opportunity! You will not need an extended period of time. The city is relatively small. If you really wanted to, you could do the old town, St. Michaels gate and the Castle all in one day. You can walk the entire way. I would recommend getting a hotel somewhere near the 'old town' a...
by henry A
Wed Feb 06, 2013 1:16 pm
Forum: Investing - Help with Personal Investments
Topic: Long term saving/investing for first home
Replies: 7
Views: 997

Re: Long term saving/investing for first home

Thanks for the input and the reality check. I think not having a lot vested in the market over the past 10 years probably makes me a bit naïve on the matter. I tend to only see how much my money can grow rather then how much money I can lose. Thus, I have decided to invest 1/2 in a Life strategy con...
by henry A
Wed Feb 06, 2013 1:11 pm
Forum: Personal Consumer Issues
Topic: Timing the (travel) market ...
Replies: 22
Views: 2495

Re: Timing the (travel) market ...

Bratislava is much smaller then Krakow, and is a village compared to Budapest. But actually enjoyed it a lot. There is a old castle that overlooks the entire city and makes for a great afternoon hike. The city itself has a lot to offer, especially in the 'old town'. If you think you would enjoy an o...
by henry A
Tue Feb 05, 2013 7:43 pm
Forum: Investing - Help with Personal Investments
Topic: Long term saving/investing for first home
Replies: 7
Views: 997

Re: Long term saving/investing for first home

Would anyone recommend waiting until May to see if the fix rate increases? It seems to me that you can't get any lower then 0%? And if for some reason I ended up keeping a bond for 30 years, wouldn't you want a higher fixed (guaranteed?) rate to offset any risk of negative inflation?
by henry A
Tue Feb 05, 2013 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: USAA Willing to do 6 month interest rate match
Replies: 36
Views: 5953

Re: USAA Willing to do 6 month interest rate match

As of recently, I have also been having some minor issues with USAA. Besides the incredibly low interest rates with their savings account, I was quoted (what I thought) was an astronomical price for renters insurance. After calling around, I called USAA back and was given a quote of exactly half the...
by henry A
Tue Feb 05, 2013 7:13 pm
Forum: Personal Consumer Issues
Topic: Timing the (travel) market ...
Replies: 22
Views: 2495

Re: Timing the (travel) market ...

I tend to go for the long-term trip and knock out a lot of travel all at once! This saves a lot on the actual airfare and gives me the opportunity to see more in the amount of time I have available. If you are looking for relatively cheaper destinations I recently did a trip to Budapest, Hungary. I ...
by henry A
Tue Feb 05, 2013 6:57 pm
Forum: Investing - Help with Personal Investments
Topic: Long term saving/investing for first home
Replies: 7
Views: 997

Re: Long term saving/investing for first home

Would purchasing I-bonds be a wise move in this situation? I have been doing a bit of research on them and they seem to be a fairly conservative and risk-free(?) way of investing. I am still a bit confused on how the yield of the I-bonds is set, however... Additionally, am I paid rate of inflation o...
by henry A
Mon Feb 04, 2013 10:02 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to go from laptop to TV.
Replies: 23
Views: 4444

Re: Cheapest way to go from laptop to TV.

Calm Man, This scenario is very similar to using a DVD player or anything else that hooks up to a TV. When you change the 'input' to your Television, you will change it to the HDMI setting. You will then be able to see your computer on the television as you would normally. Granted, this is only poss...
by henry A
Mon Feb 04, 2013 4:05 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to go from laptop to TV.
Replies: 23
Views: 4444

Re: Cheapest way to go from laptop to TV.

I recently lost my cable bill and did the same thing. I simply have an old laptop hooked up to an HDMI port in the TV. The laptop stays on and I also own a wireless mouse. Thus, all I have to do is change the input to HDMI on the tv. I then have lots of my favorite websites and streaming media saved...
by henry A
Mon Feb 04, 2013 10:25 am
Forum: Investing - Help with Personal Investments
Topic: Long term saving/investing for first home
Replies: 7
Views: 997

Long term saving/investing for first home

Hello All, I am a long time browser and first time poster. Thank you all for any input you might have. This forum has been extremely helpful thus far so I thought I would finally seek some advice! I have extra income now and would like to save it for a down payment on a home. I am currently single a...