Search found 97 matches

by VTXVX
Sun Dec 18, 2016 6:46 pm
Forum: Investing - Theory, News & General
Topic: Stable Value Funds in Portfolio
Replies: 45
Views: 8841

Re: Stable Value Funds in Portfolio

Stable Value funds are typically bonds with an insurance wrapper, and act like cash with a near 3% return (in my plan). I'm actually blown away that you're getting "near 3% returns" with your stable value fund. We recently solicited offers for stable value funds for our DC plan and they b...
by VTXVX
Fri Feb 19, 2016 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: I've had it with USAA insurance
Replies: 26
Views: 5341

Re: I've had it with USAA insurance

I got a quote online with Geico,as I was not satisfied with my carrier. Very simple. Excellent Prices. Switch was easy. (Not Affiliated) :happy +1 GEICO tried to raise my premium at renewal until I told them I'd switch back to USAA, then after a brief hold on the phone, my rates stayed the same. :m...
by VTXVX
Wed Dec 30, 2015 5:32 pm
Forum: Personal Investments
Topic: Disappointed with Vanguard account
Replies: 13
Views: 2827

Re: Disappointed with Vanguard account

I can "reallocate" out of a number of different funds and into a number of different funds as a percentage, or a dollar amount, with a non-Vanguard account. With Vanguard I found it easiest to just sell one day and buy the next, unless I wanted to just buy or sell one fund. I sure would li...
by VTXVX
Wed Nov 25, 2015 7:10 pm
Forum: Investing - Theory, News & General
Topic: Any Bogleheads Not Staying the Course
Replies: 98
Views: 13044

Re: Any Bogleheads Not Staying the Course

I am just curious. Are there any Bogleheads that are not staying the course as far as asset allocation when it comes to bonds. Are any of you holding more stocks then you are comfortable with due to the simple fact that bonds are just going to do so poorly going forward. Or, are you just dealing wi...
by VTXVX
Thu Jun 25, 2015 4:34 am
Forum: Personal Investments
Topic: Target Date 2015- Low-credit-quality bonds?
Replies: 14
Views: 2722

Re: Target Date 2015- Low-credit-quality bonds?

rkhusky wrote:Perhaps the Vanguard analyzer considers TIPS to be low quality. Only TR 2010 and 2015 have TIPS and they are about 20% of the bonds.
The 2010 fund doesn't have low quality bonds according to Vanguard's portfolio analyses, just the 2015 fund. I'm sure it is just a glitch.
by VTXVX
Tue Jun 23, 2015 7:56 am
Forum: Personal Investments
Topic: Target Date 2015- Low-credit-quality bonds?
Replies: 14
Views: 2722

Re: Target Date 2025- Low-credit-quality bonds?

It sure is odd that the 2010 and 2020 don't have the same issue. Yes it is. Give them a call about your concerns. I'm not trying to be dismissive; it's just a topic that I find interesting because the DW's money is in the fund. Here's one discussion http://www.bogleheads.org/forum/viewtopic.php?f=2...
by VTXVX
Tue Jun 23, 2015 7:22 am
Forum: Personal Investments
Topic: Target Date 2015- Low-credit-quality bonds?
Replies: 14
Views: 2722

Re: Target Date 2025- Low-credit-quality bonds?

The DW's portfolio is entirely in Target Date 2015. I get the "low quality" message every time I look at the investments. Fortunately, DW never looks at her portfolio so we never have the discussion on "why did I put her in such a risky fund with such questionable bond holdings."...
by VTXVX
Tue Jun 23, 2015 6:08 am
Forum: Personal Investments
Topic: Target Date 2015- Low-credit-quality bonds?
Replies: 14
Views: 2722

Re: Target Date 2025- Low-credit-quality bonds?

Interesting... weird... I can't replicate it... I tried a "hypothetical" allocation of 100% VTTVX in Portfolio Tester and it's only showing me 1.2% "low credit quality." I was wondering if it is something to do with the international bond fund but of course that would be similar...
by VTXVX
Tue Jun 23, 2015 5:28 am
Forum: Personal Investments
Topic: Target Date 2015- Low-credit-quality bonds?
Replies: 14
Views: 2722

Target Date 2015- Low-credit-quality bonds?

I ran a portfolio analysis using Vanguard Portfolio Watch and was surprised when I reviewed the "bond analysis" tab and had a caution on the credit quality on my bond holdings. My Vanguard holdings include the 2025 fund, Wellesley, Wellington, and the Energy fund. Here is the analysis: Cre...
by VTXVX
Tue Nov 04, 2014 8:44 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2015!
Replies: 256
Views: 73381

Re: Roll Call for the Retirement Class of 2015!

I've decided to try early retirement at age 51 beginning Jan 30, 2015 (+/- 2 weeks)
by VTXVX
Sun Jun 15, 2014 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Are hybrid cars a good idea yet?
Replies: 105
Views: 13039

Re: Are hybrid cars a good idea yet?

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by VTXVX
Fri May 30, 2014 1:01 pm
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 14243

Re: Who are the BogleHeads.org heavyweights?

archbish99 wrote:Let's not forget EmergDoc, either, who commented on this thread but hasn't been mentioned that I noticed. His viewpoint and blog have always been useful.
+1, I try to read all of his posts. Now that I am close to retirement, I only wish I had gone to medical school!
by VTXVX
Fri May 02, 2014 4:17 pm
Forum: Personal Consumer Issues
Topic: Hate to loose all that [pool] water
Replies: 8
Views: 1757

Re: Hate to loose all that water

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by VTXVX
Sat Mar 15, 2014 6:17 am
Forum: Personal Consumer Issues
Topic: Used $35k Porsche on $64k income?
Replies: 95
Views: 10580

Re: Used $35k Porsche on $64k income?

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by VTXVX
Tue Mar 04, 2014 6:45 pm
Forum: Personal Consumer Issues
Topic: Buying a Car while in Debt
Replies: 26
Views: 2540

Re: Buying a Car while in Debt

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by VTXVX
Sun Mar 02, 2014 6:16 am
Forum: Personal Consumer Issues
Topic: Legos
Replies: 52
Views: 9903

Re: Legos

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by VTXVX
Wed Feb 12, 2014 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 13389

Re: USAA Auto Insurance?

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by VTXVX
Thu Jan 23, 2014 5:22 pm
Forum: US Chapters
Topic: Taylor's 90th Birthday
Replies: 272
Views: 37332

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

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by VTXVX
Sun Jan 19, 2014 5:15 am
Forum: Personal Finance (Not Investing)
Topic: Auto insurance
Replies: 35
Views: 4002

Re: Auto insurance

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by VTXVX
Sat Jan 18, 2014 5:48 am
Forum: Personal Finance (Not Investing)
Topic: First Speeding Ticket: What Would You Do?
Replies: 72
Views: 8335

Re: First Speeding Ticket: What Would You Do?

Have you considered going to court to see what happens to others on these types of cases prior to making a decision on your ticket? It would cost you a vacation day but could provide some insight. FWIW, I'm a retired from law enforcement (Florida) and rarely saw a radar citation lost in court. I los...
by VTXVX
Wed Jan 15, 2014 6:16 am
Forum: Personal Consumer Issues
Topic: engineering certifications
Replies: 15
Views: 1666

Re: engineering certifications

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by VTXVX
Sun Jan 12, 2014 6:25 pm
Forum: Personal Consumer Issues
Topic: Can't install Adobe Flash Player
Replies: 10
Views: 1347

Re: Can't install Adobe Flash Player

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by VTXVX
Sun Jan 12, 2014 6:22 pm
Forum: Personal Consumer Issues
Topic: Razors are getting expensive
Replies: 22
Views: 2450

Re: Razors are getting expensive

Ever consider using a double edged safety razor? Replacement blades are pennies each when purchase in bulk.
by VTXVX
Wed Jan 01, 2014 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed Eligibility
Replies: 22
Views: 7087

Re: PenFed Eligibility

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by VTXVX
Tue Dec 10, 2013 8:42 pm
Forum: Personal Consumer Issues
Topic: Best new car-under $30K
Replies: 44
Views: 5820

Re: Best new car-under $30K

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by VTXVX
Mon Nov 25, 2013 7:19 pm
Forum: Personal Consumer Issues
Topic: USAA Auto Insurance
Replies: 5
Views: 1033

USAA Auto Insurance

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by VTXVX
Wed Sep 04, 2013 6:34 pm
Forum: Personal Investments
Topic: short term cash
Replies: 12
Views: 1625

Re: short term cash

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by VTXVX
Sun Aug 25, 2013 8:14 pm
Forum: Personal Consumer Issues
Topic: Choice Of Weapon For Personal Home Self Defense
Replies: 123
Views: 10253

Re: Choice Of Weapon For Personal Home Self Defense

Probably the best home defense firearm is a 12-gauge pump shotgun loaded with "00" buckshot. If you cannot handle such a powerful firearm a 20-gauge would be my second choice.
by VTXVX
Mon Aug 12, 2013 8:23 pm
Forum: Personal Consumer Issues
Topic: USAA disappoints!
Replies: 67
Views: 11178

Re: USAA disappoints!

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