Search found 1093 matches

by obgraham
Sat Aug 18, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: Soap for hand washing dishes
Replies: 30
Views: 816

Re: Soap for hand washing dishes

Joy..
by obgraham
Thu Aug 16, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Discarding dead cell phone without purging my data
Replies: 32
Views: 2387

Re: Discarding dead cell phone without purging my data

I think some of you have been watching too much CSI etc.

After clobbering the phone to bits with a sledge, please explain who and how any data can be retrieved, using what readily available technology?
by obgraham
Wed Aug 15, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: Discarding dead cell phone without purging my data
Replies: 32
Views: 2387

Re: Discarding dead cell phone without purging my data

Another vote for the hammer. Why complicate matters?
by obgraham
Mon Aug 13, 2018 11:39 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24075

Re: most compelling TV character ever

Indeed, as someone listed a few posts down: Carrie, in Homeland. In the last couple of seasons the character has gotten overplayed and predictable, and is much less interesting. However, in the earlier seasons I think Claire Danes portrayal of this very conflicted character was an acting "tour-de-fo...
by obgraham
Mon Aug 13, 2018 9:38 pm
Forum: Personal Consumer Issues
Topic: Phone Plan for US-Child doing a Semester Abroad (VerizonWirelss)
Replies: 35
Views: 1074

Re: Phone Plan for US-Child doing a Semester Abroad (VerizonWirelss)

I think you are overthinking this stuff. God made youngsters to figure this stuff out. I went to Italy in March. We have Verizon phones here, and we have the Travelpass, but did not like the $10 a day rate for Euro service. I took my phone in to a little convenience store where they sell just about ...
by obgraham
Sun Aug 12, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: How to get 2nd number on smartphone?
Replies: 22
Views: 2065

Re: How to get 2nd number on smartphone?

I’m using an app called “Burner” to do some selling on Craigslist. You get a second number, which will ring through to your primary number. It does exactly what OP says he needs. Hi, How much does it cost you and does it do texting also ? The app is free. You get a free number for a week or two, th...
by obgraham
Sun Aug 12, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: How to get 2nd number on smartphone?
Replies: 22
Views: 2065

Re: How to get 2nd number on smartphone?

I’m using an app called “Burner” to do some selling on Craigslist. You get a second number, which will ring through to your primary number.

It does exactly what OP says he needs.
by obgraham
Tue Aug 07, 2018 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Should I apply for United Explorer MileagePlus Card? Is it worth it in my situation?
Replies: 45
Views: 2030

Re: Should I apply for United Explorer MileagePlus Card? Is it worth it in my situation?

For me this card is worthwhile because I do have to use United a lot where I need to fly. The baggage fee rebate alone pays for the card. The lounge pass, though, is really annoying. You get there, figure "I'll hang with the rich dudes", and they take one look at your pass and kick you out. Sort of ...
by obgraham
Mon Aug 06, 2018 11:39 pm
Forum: Personal Finance (Not Investing)
Topic: Other options for CDN to be wired to US account
Replies: 5
Views: 528

Re: Other options for CDN to be wired to US account

Why is it so complicated? Couple of months ago my sister in Canada wired some cash to me. She uses RBC, initiated a wire transfer to my local small town bank after I provided her the routing and acct number. It went without incident. My bank made the exchange at that day's rate, and charged me $15. ...
by obgraham
Mon Aug 06, 2018 10:41 pm
Forum: Personal Consumer Issues
Topic: input on trip to Spokane, Coeur D'Alene
Replies: 25
Views: 1628

Re: input on trip to Spokane, Coeur D'Alene

I too have lived in Eastern Washington for 40 years. Two little suggestions: 1. The Hanford B-Reactor Tour, as linked previously, is spectacular. If you like technology, science stuff, and seeing Enrico Fermi's desk, it is well worth while. Advanced bookings required, though sometimes walkups are al...
by obgraham
Sun Aug 05, 2018 5:15 pm
Forum: Personal Consumer Issues
Topic: Pricing a used car to sell
Replies: 27
Views: 1294

Re: Pricing a used car to sell

Sold my 2004 Pilot this past week on Craigslist at 3pm. I'm in a small market community. I priced it exactly in the middle of the KBB "private sale" range. With 3 hours of listing I'd had over 20 texts. A lady came to see it that evening, sale was done and closed by 0915 the next day. Meanwhile I ha...
by obgraham
Sun Aug 05, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: Best way to send flowers out of town
Replies: 21
Views: 1168

Re: Best way to send flowers out of town

michaeljc70 wrote:
Sun Aug 05, 2018 9:29 am
I wouldn't just randomly pick a local florist.
Isnt that what you get when you order through FTD, etc?
by obgraham
Fri Aug 03, 2018 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Where to keep emergency info
Replies: 3
Views: 291

Re: Where to keep emergency info

Because of this, I print out my password list and accounts lists, into a notebook residing near my desk.
Family knows where it is.
Sure, if burgled it will be a disaster. But the family issue is much more likely.
by obgraham
Fri Aug 03, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 4438

Re: Which diet soda pop do you enjoy?

Another Diet Pepsi addict here. For 40 years. I hate to think how many thousands of cans of the stuff.
For 15 years before that it was regular Pepsi. Interesting how once I made the unpleasant switch to the diet stuff, regular Pepsi and Coke is now completely unpalatable to me.
by obgraham
Thu Aug 02, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: Storing Cord Blood For New Baby
Replies: 13
Views: 1560

Re: Storing Cord Blood For New Baby

Think about the odds here: It's true that more and more uses are being found for cord blood and the "stem cells" found there. No doubt there will be conditions amenable to using this blood in the future which we don't have now. But the odds of one specific person (i.e. that baby as he/she grows) dev...
by obgraham
Fri Jul 27, 2018 1:00 am
Forum: Personal Finance (Not Investing)
Topic: HELOC buying new home before selling current home
Replies: 11
Views: 1028

Re: HELOC buying new home before selling current home

I've also used a HELOC sort of in OP's way. However, in my experience the amount of the HELOC they will approve is not near the 100% value of the home. Mine have been in the 50% range. I bought our snowbird place this way. So yes, you can use that toward the new place but you need cash to make up th...
by obgraham
Wed Jul 25, 2018 11:42 pm
Forum: Personal Finance (Not Investing)
Topic: Wire transfers from internet banks (CapOne 360)
Replies: 12
Views: 1266

Re: Wire transfers from internet banks (CapOne 360)

This is why I keep a small amount in a local brick/mortar bank. Linked to my Ally or CapOne.
Much easier to arrange such occasional transactions.t
by obgraham
Wed Jul 25, 2018 1:45 am
Forum: Personal Consumer Issues
Topic: Coast to Coast 2-3 Week Road Trip
Replies: 16
Views: 1919

Re: Coast to Coast 2-3 Week Road Trip

You say you have 3 weeks?

Ditch the route plans. Just go. Pick a spot where you'll be tomorrow, or maybe stay put for a day or two. The rest of life is all scheduled -- it is very liberating to go unscheduled for a while!
by obgraham
Tue Jul 24, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Are laminate floors better-wearing than real hardwood?
Replies: 36
Views: 2724

Re: Are laminate floors better-wearing than real hardwood?

There is no question in my mind that hardwood is a better and more flexible product. Better able to repair or refinish. But it depends on the specifics. In my “retirement house” we are very easy on the flooring, and for us the easier maintenance and good appearance made it a very good choice. 12 yea...
by obgraham
Fri Jul 20, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Fake IRS calls - anybody care?
Replies: 62
Views: 3489

Re: Fake IRS calls - anybody care?

Ignore the RS calls.

Unless you are in the mood to play with them. I have at times found that to be an enjoyable and entertaining half hour.
by obgraham
Fri Jul 20, 2018 10:45 am
Forum: Personal Consumer Issues
Topic: unripe fruit on a branch that has fallen off the tree
Replies: 7
Views: 917

Re: unripe fruit on a branch that has fallen off the tree

My experience with peach trees some years back was that when a branch breaks, unripe fruit will not ripen, but just dry out.
by obgraham
Thu Jul 19, 2018 12:08 am
Forum: Personal Consumer Issues
Topic: Vacation Ideas like Alaskan Cruises
Replies: 11
Views: 976

Re: Vacation Ideas like Alaskan Cruises

OP: what did you like about your cruise: the scenery, or the ship experience?

We like the sea days best. A Trans-Atlantic is fantastic!
by obgraham
Thu Jul 19, 2018 12:05 am
Forum: Personal Consumer Issues
Topic: Costco Membership
Replies: 54
Views: 6935

Re: Costco Membership

Thanks. We are going to try Zenni for our next eyeglass purchase instead of Costco. It probably depends on your prescription. My Zenni experience was not so good, though the price was just 1/2 of the Costco price. But they didn't get the transition locations right -- I really couldn't use them. In ...
by obgraham
Sun Jul 15, 2018 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you buy a primary residence?
Replies: 46
Views: 3962

Re: How often do you buy a primary residence?

Been in this community 40 years. 4 houses over that time. We change when our life situation changes. (Except for one, which we only decided we didn't like after being in it 8 years.) Most of our friends have stayed in the same house their whole time here. So people look at a house differently. For u...
by obgraham
Thu Jul 12, 2018 1:26 am
Forum: Personal Consumer Issues
Topic: Crock Pot Recipes
Replies: 19
Views: 1889

Re: Crock Pot Recipes

I'm with the pulled pork recipe previously listed here.

However I've used Coca Cola and Root Beer. So it seems any dark soda pop will do! I'm always amazed how good it comes out.
by obgraham
Mon Jul 09, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: Retirees...what’s your lunch menus?
Replies: 54
Views: 4555

Re: Retirees...what’s your lunch menus?

Lunches:
Monday....Big Mac
Tuesday...Quarterpounder
Wednesday...Filet o fish
Thursday...Nuggets
Friday...Quarterpounder w cheese

Weekends I switch to pizza.
by obgraham
Mon Jul 09, 2018 12:29 am
Forum: Personal Consumer Issues
Topic: $50+ gas bill for $4 in gas?
Replies: 16
Views: 3107

Re: $50+ gas bill for $4 in gas?

MtnBiker wrote:
Sun Jul 08, 2018 4:44 pm

We live in a LCOL area and do not have a choice of different gas suppliers. Fixed monthly fee is currently $5.50.
Likewise. My last gas bill was 11.72.
Water, on the other hand.....
by obgraham
Tue Jul 03, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?
Replies: 96
Views: 8741

Re: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?

How do you expect to be happy as a Packer fan living in Minneapolis?
by obgraham
Mon Jul 02, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: Recommend a vehicle for $24,000 or less
Replies: 47
Views: 3898

Re: Recommend a vehicle for $24,000 or less

Consumer Reports says the Forester is very good for older folks due to the ease of entry & exit. I agree. We like ours so much we are planning to buy another just like it for our snowbird place. Hard to find the base Forester, though. That's the 2.5i, not the Premium or better, where the price can ...
by obgraham
Sun Jul 01, 2018 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 13547

Re: What are your property taxes?

States that don't have state income taxes would get that revenue by having high sales taxes and or property taxes. Not the whole story. Washington State has no state income tax, and its sales and property taxes are in line with most other states. Washington is the only state with a "Business and Oc...
by obgraham
Sun Jul 01, 2018 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 13547

Re: What are your property taxes?

E. Washington:
~$4k tax on about 375k home
8.6% sales tax
No state income tax (so far)
High business taxes.
by obgraham
Tue Jun 26, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Inheritance by U.S. Citizen from Former U.S. Green Card Holder
Replies: 29
Views: 3149

Re: Inheritance by U.S. Citizen from Former U.S. Green Card Holder

Here is my decidedly un-PC take: When my mother, living in Canada (but who had had green card status for 13 years until about 25 years before she passed), passed away, my modest inheritance came directly to me as a paper check, Canadian funds, from her estate attorneys' offices. I deposited it, afte...
by obgraham
Tue Jun 26, 2018 3:29 pm
Forum: Personal Consumer Issues
Topic: Family dynamics/in laws/am I being petty?
Replies: 143
Views: 7408

Re: Family dynamics/in laws/am I being petty?

It's hard enough for most of us to be civil all the time to all our relatives.

I believe in picking the battles. This is not one of them. After making a generous offer, I prefer to just go along with what the others want.
by obgraham
Mon Jun 25, 2018 12:22 am
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Canadian Universities [Dual US / Canadian citizen]
Replies: 33
Views: 1879

Re: Thoughts on Canadian Universities [Dual US / Canadian citizen]

I am another dual citizen. In our family we have young people who have recently attended Universities across Canada and also in the US, from small liberal arts schools, to big state schools and at least one to an elite eastern college. I can safely say that presenting a degree from Canada has never ...
by obgraham
Thu Jun 14, 2018 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: I was rear ended and the other guy wants a payout!
Replies: 109
Views: 10376

Re: I was rear ended and the other guy wants a payout!

When I had a minor rear-ender last year, I called my agent (State Farm), and after explaining the story, the first thing they asked me is what the other carrier was. When I said Nationwide, they said all the majors are pretty good about small non-injury incidents like this, and it would be faster t...
by obgraham
Thu Jun 14, 2018 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: I was rear ended and the other guy wants a payout!
Replies: 109
Views: 10376

Re: I was rear ended and the other guy wants a payout!

This thread points out why people buy insurance. And an Umbrella policy. There's too much fakery and foolishness going on these days when it comes to liability.
by obgraham
Thu Jun 14, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Drive from Phoenix to San Diego
Replies: 42
Views: 2765

Re: Drive from Phoenix to San Diego

What a bunch of naysayers we have here! If those are the places you want to go, OP, your trip will be just fine. Sure, it is 108 right now (Thursday 1530hrs) in Phoenix. So what? You can see Grand Canyon easily in 2 days -- it's not like you are going to hike to the bottom with 2 kids. Joshua Tree i...
by obgraham
Thu Jun 14, 2018 10:44 am
Forum: Personal Finance (Not Investing)
Topic: I was rear ended and the other guy wants a payout!
Replies: 109
Views: 10376

Re: I was rear ended and the other guy wants a payout!

As I read OP’s description, and then looking at it from the other driver’s view, I think he has a point. You pulled out and went slow enough that he had to brake to avoid you.

File your claim with your insurance, and let it play out. Consider yourself fortunate you were not cited.
by obgraham
Mon Jun 11, 2018 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance Policy
Replies: 3
Views: 532

Re: Umbrella Insurance Policy

To some extent it depends on what you do for a living, and your future earning potential. For example, a doctor is a “target risk”, and perhaps more likely to be sued because of what he might be able to earn in the future, in contrast to, say a warehouse worker. The former needs an umbrella, IMHO. T...
by obgraham
Sun Jun 10, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Best solution for digitizing documents?
Replies: 55
Views: 5675

Re: Best solution for digitizing documents?

I've been meaning to scan all my paper clutter for years now. This looks like a fun worthwhile project. I don't recommend that approach. Just start with, say, today, and scan or download everything. Try to not add any paper from today onwards. After that, once you've worked out your system, you can...
by obgraham
Thu Jun 07, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: Best solution for digitizing documents?
Replies: 55
Views: 5675

Re: Best solution for digitizing documents?

As long as it will produce the scan you wish, i.e. a PDF, it doesn’t really matter what scanner you use. I use the one I got for photo scanning, and as that job is now done, like you I scan maybe 15 pages a month.

Get what will serve your needs. The cheaper the better!
by obgraham
Wed Jun 06, 2018 11:21 pm
Forum: Personal Consumer Issues
Topic: Water Heaters
Replies: 27
Views: 2222

Re: Water Heaters

I too live in an area where basements are uncommon. Builders here love to put the HVAC and the WH in the attic. Though my current house is a spec, I contracted it before it was built. Insisted on several things: HVAC and WH on ground level, in the garage. Right out where I can get at them and pop a ...
by obgraham
Sat Jun 02, 2018 7:54 pm
Forum: Personal Consumer Issues
Topic: Need advice on 1st international vacation
Replies: 106
Views: 6488

Re: Need advice on 1st international vacation

Netherlands.

Friendly people, English widely spoken everywhere, lots to see, and the culture is different enough that you will really feel you went “someplace foreign”.
by obgraham
Sat Jun 02, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Is our monthly Personal money out of line?
Replies: 74
Views: 7798

Re: Is our monthly Personal money out of line?

My suggestion:
Ask wife how much she wants.
Give it to her.
Get on with what will now be a long and happy life.
by obgraham
Sat Jun 02, 2018 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 5241

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

The majority in the Phoenix area are “from” someplace. That’s the type of diversity you find there. Not a lot of old time Phoenixers. So in that regard, OP, you would be in good company. The Phoenix area itself however is very diverse. If you like high end living, there’s Scottsdale. If you like ord...
by obgraham
Tue May 29, 2018 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7226

Re: get sued for posting nagative online review?

I’m glad the doc sued. These online reviews are a 1way street. Someone can post any amount of negative stuff, which may or may not be accurate. Often the thing that ticked them off is something completely different to what is written. The doc has no defense. And if he posts his review of the patient...
by obgraham
Sun May 27, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1602

Re: electrical outlet dead; fuse not tripped

One other that I forgot: happened to me this past year. I had a whole circuit go down. Breaker good. While he was doing some other work, I had an electrician go after it. He spent two hours of my money tracking it down, convinced that it was a wire in the wall somewhere with a nail driven through it...
by obgraham
Sun May 27, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: Considering iPad to replace failing Nexus tablet
Replies: 44
Views: 2722

Re: Considering iPad to replace failing Nexus tablet

I had a Nexus 7, then a couple of Fire's (I don't mind the little $35 one for kindle reading). A year ago I sprang for an iPad Pro. Yes it cost more. But it is a far superior piece of kit. I didn't have any problem adapting to the Apple way of doing things, though figuring out how to transfer photos...
by obgraham
Sun May 27, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1602

Re: electrical outlet dead; fuse not tripped

Likely a loose wire at one of the outlets in the chain.
Or one of them burned through.

I would take my voltmeter to each outlet to track down where the failure begins.
by obgraham
Tue May 22, 2018 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 52
Views: 5201

Re: Buy an old farmhouse?

Considering that you will likely have more expenses to bring this house up to the way you like it, I have some question if your 90k income is sufficient to fund this rural lifestyle. Especially if one of you should not work, for whatever reason.