Search found 108 matches

by boomergeneration
Tue Jul 16, 2019 10:12 pm
Forum: Personal Investments
Topic: Those that have an "Anti-Boglehead" investment account, what are your "risky" plays?
Replies: 123
Views: 12155

Re: Those that have an "Anti-Boglehead" investment account, what are your "risky" plays?

Costco. I have had it for over 10 years. I greatly admire how the company is run.
by boomergeneration
Wed May 08, 2019 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Filing for a Restricted SS Claim
Replies: 16
Views: 1081

Re: Filing for a Restricted SS Claim

I filed for restricted SS online a few months ago and did not encounter any problems.
by boomergeneration
Wed May 01, 2019 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Best use of Chase Sapphire Preferred points?
Replies: 27
Views: 3080

Re: Best use of Chase Sapphire Preferred points?

Transferring to Hyatt is my favorite use, especially in the summer when cash rates in popular places like Nashville or Seattle can be $400. night.
by boomergeneration
Sun Apr 28, 2019 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Why do most people hate/dread learning about money and is there a good book for helping them?
Replies: 78
Views: 5581

Re: Why do most people hate/dread learning about money and is there a good book for helping them?

I like The Only Investment Guide You'll Ever Need by Andrew Tobias because their is a lot of humor in the book, which makes it easy to read. It was originally written decades ago but he revises it periodically. I had both my sons read it in their teens and both enjoyed it.
by boomergeneration
Sun Apr 21, 2019 1:19 pm
Forum: Personal Consumer Issues
Topic: Tips for getting the most out of your cruise?
Replies: 60
Views: 4592

Re: Tips for getting the most out of your cruise?

For a great introduction to cruising, check out the talk on RickSteves.com. Click on "Watch,Read,Listen" and then click on "Travel Talks" and you will see the one on "Cruising". Lots of good information on getting the most value out of a cruise.
by boomergeneration
Tue Feb 12, 2019 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Best uses of Chase Ultimate Rewards Points
Replies: 18
Views: 2556

Re: Best uses of Chase Ultimate Rewards Points

Best use is highly subjective. I use Chase Ultimate Rewards Points solely to transfer to Hyatt. After a lifetime of being frugal and staying at hostels and inexpensive hotels, I discovered that I really, really enjoy staying at 5 star hotels. In the past few years, thanks to Chase/Hyatt points, I ha...
by boomergeneration
Tue Feb 12, 2019 6:11 pm
Forum: Personal Consumer Issues
Topic: Travel to Cuba
Replies: 42
Views: 3594

Re: Travel to Cuba

I am very excited to be going to Cuba in a few weeks. At first I wanted to do a cruise but the shorter ones only spend one night in Havana and the longer cruises were more expensive than I wanted to pay. After much research, I signed up for a 9 day land tour through the company Intrepid Tours. It me...
by boomergeneration
Fri Nov 16, 2018 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 117
Views: 11441

Re: Why I plan on buying a life annuity - even if it is a stupid idea

My dad got a non-Cola'd pension from Bethlehem Steel in 1982; it was $800. per month. It is, of course, still $800. per month but he likes getting it. Many, if not most, non-public pensions do not have a Cola.That is how I look at a SPIA. When I was 62, I got a SPIA paying me $1,034 per month. I lik...
by boomergeneration
Tue Oct 23, 2018 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard, Costco, Coursera...
Replies: 39
Views: 5694

Re: Vanguard, Costco, Coursera...

Second hand thrift stores. I am amazed by the number of new clothes, with the tags still on them, that can be found among the worn-out items. Also good for items that aren't made anymore. Like when our old VCR finally broke and we wanted one to watch some old movies we still have on tape. We found a...
by boomergeneration
Tue Oct 23, 2018 6:55 am
Forum: Personal Consumer Issues
Topic: What do you spend your money on outside of expenses and investments?
Replies: 23
Views: 1989

Re: What do you spend your money on outside of expenses and investments?

Yearly Boglehead Conference.
Organic fruits and vegetables.
Lots of international travel.
Movies.
Books.
Netlix, Amazon Prime and HBO Now.
by boomergeneration
Mon Aug 27, 2018 6:19 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 153
Views: 14693

Re: Shingrix [Vaccine availability]

60 years old is the age when it is recommended and likely to be covered by insurance. That is when Kaiser covered my shot. That was the old one. I recently, at 66, got the new one. I hadn't had any side effects with the old one so didn't take the nurse seriously when she told me about the side effec...
by boomergeneration
Thu Aug 23, 2018 6:15 pm
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 16
Views: 4111

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

The advantage of giving this book to a young person is that it is written with a lot of humor. Both my sons read it in their teens; it is an easy read. And he does advise investing in low cost passive funds. I think it is a great introduction to investing.
by boomergeneration
Wed Apr 18, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: Perks of Owning Certain Individual Stocks
Replies: 28
Views: 4865

Re: Perks of Owning Certain Individual Stocks

Starbucks gives out a bag of coffee beans at their annual meeting. They used to give a goodie bag with a Starbucks mug, a pound of coffee and some other treats but this year they downsized.
by boomergeneration
Thu Mar 29, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: help with support for shoes
Replies: 6
Views: 786

Re: help with support for shoes

Check out this month's Costco magazine if you are a member. There is an article about custom making insoles at Costco. It sounded interesting. I already recycled our copy or would look up the costs. Hopefully another poster can do that.
by boomergeneration
Wed Feb 28, 2018 11:36 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4794
Views: 1249271

Re: What Movie Have You Recently Watched?

On Body and Soul, which was nominated this year for Best Foreign Film. It is from Hungary and very original. About 2 people who work in a slaughterhouse and discover they have the same dreams at night. I enjoyed it very much. It is on Netflix.
by boomergeneration
Sat Oct 28, 2017 11:28 pm
Forum: Personal Consumer Issues
Topic: European Tours
Replies: 67
Views: 5526

Re: European Tours

My spouse and I have been on 5 Rick Steve's Tours. I highly recommend them. The tour guides are great. The tours cap at 28 people so the tour bus has plenty of empty seats to spread out in. The 2018 tours are out now; you can save $100. if you book by the end of November. We travel on our own, too, ...
by boomergeneration
Sat Sep 30, 2017 11:04 pm
Forum: Personal Consumer Issues
Topic: Seattle in 3 days
Replies: 38
Views: 4053

Re: Seattle in 3 days

Since you will be there on a Sunday, I would recommend going to the Farmer's Market in Ballard. It is held year-round, every Sunday, from 10 a.m. to 3 p.m. If you like to walk, the Ballard Locks is a mile or two from there and is also worth seeing.
by boomergeneration
Fri Jun 30, 2017 10:42 pm
Forum: Personal Investments
Topic: Are Annuities A Worthwhile Retirement Investment?
Replies: 53
Views: 13262

Re: Are Annuities A Worthwhile Retirement Investment?

I decided to get an annuity because I am not getting a pension and I wanted some regular, guaranteed income besides Social Security. It helps me feel better about the fluctuations of the stock market knowing I have that monthly income.
by boomergeneration
Fri Jun 30, 2017 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: BH thoughts on money gurus
Replies: 26
Views: 3787

Re: BH thoughts on money gurus

I like Clark Howard. I think of him as a consumer advocate. I haven't noticed him selling anything other than a few books he has written.
by boomergeneration
Tue May 09, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 9362

Re: What newspaper or magazine do you pay for?

For people that want to read The Economist but don't want to pay for it, check to see if your library has a subscription to Zinio. If it does, you can access the current issue of The Economist at home on your own computer. I read both The Economist and Kiplinger on Zinio. I pay for the New York Time...
by boomergeneration
Mon May 08, 2017 12:23 pm
Forum: US Chapters
Topic: HAPPY BIRTHDAY MR. BOGLE: Let's Get The Party Started One Day Early
Replies: 70
Views: 9101

Re: HAPPY BIRTHDAY MR. BOGLE: Let's Get The Party Started One Day Early

Happy Birthday, Jack! And thank you for Vanguard and for being for the individual investor.
by boomergeneration
Mon May 08, 2017 10:13 am
Forum: US Chapters
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 143
Views: 37575

Re: Seattle Area Chapter Meetings - Master Thread

I would love a meeting that met in Seattle instead of the Eastside. Any one else interested?
by boomergeneration
Fri May 05, 2017 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Medallion Signature for Vanguard Trust
Replies: 29
Views: 7719

Re: Medallion Signature for Vanguard Trust

Success! We tried a different branch of Chase today and we were in and out in 10 minutes. The woman that helped us was friendly and professional. Amazing compared to our negative experience yesterday. Many thanks to all the replies and good suggestions. My husband did call his credit union and could...
by boomergeneration
Thu May 04, 2017 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Medallion Signature for Vanguard Trust
Replies: 29
Views: 7719

Re: Medallion Signature for Vanguard Trust

I didn't know credit unions did Medallion Signatures. We will look into that. Thanks.
by boomergeneration
Thu May 04, 2017 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Medallion Signature for Vanguard Trust
Replies: 29
Views: 7719

Re: Medallion Signature for Vanguard Trust

The person at the Vanguard Trust Department told me that the Medallion Signature was required. I will call tomorrow to see if there are any other options. Thank you for your suggestion.
by boomergeneration
Thu May 04, 2017 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Medallion Signature for Vanguard Trust
Replies: 29
Views: 7719

Re: Medallion Signature for Vanguard Trust

Thank you so much for the replies. I will try another branch of Chase to see if we fare better. We never had a problem in the past. I wonder if the popularity of Vanguard is causing banks to be less cooperative. In fact, the woman at Chase suggested I try a local branch of Vanguard. GMT-8, thank you...
by boomergeneration
Thu May 04, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Medallion Signature for Vanguard Trust
Replies: 29
Views: 7719

Medallion Signature for Vanguard Trust

My MIL died a few weeks ago. She had a revocable trust at Vanguard consisting of several mutual funds. My spouse and brother-in-law are co-trustrees and the only beneficiaries. One of the forms the Vanguard Trust Department sent to be completed in order to proceed requires a Medallion signature. In ...
by boomergeneration
Thu Dec 22, 2016 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Reliable washer/dryer brands
Replies: 42
Views: 14088

Re: Reliable washer/dryer brands

Another vote for Speed Queen. Our old washer broke down a few months ago and all the new ones we looked at were too high-tech for us. We wanted one that was easy to use with no bells and whistles. We bought a Speed Queen, made in the United States and has been around for a long time. So far we are v...
by boomergeneration
Sat Dec 10, 2016 1:12 pm
Forum: Personal Consumer Issues
Topic: travel to Istanbul
Replies: 42
Views: 4122

Re: travel to Istanbul

Spouse and I took a Rick Steves Tour of Turkey a few years ago and had a great time. I notice that he is still offering the Turkey tour, which surprised me due to the unrest there. I guess he still considers it safe enough.
by boomergeneration
Sat Nov 26, 2016 11:52 pm
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 309
Views: 63094

Re: What is your favorite consumer product?

Fortum and Mason Royal Blend Tea - my morning cup of tea is one of the biggest pleasures of my day
Edensoy unsweetened soy milk - only ingredients are water and organic soybeans
All-Clad cookware
Polder Timers
Body Pump dvds
I-Tunes
Costco Organic Frozen Broccoli
Costco Organic Frozen Blueberries
by boomergeneration
Thu Oct 13, 2016 11:50 am
Forum: Personal Consumer Issues
Topic: Europe bus tours
Replies: 36
Views: 3824

Re: Europe bus tours

Another thought. A nice compromise if you are planning, say, a week-long trip to one city is to book the air and hotel on your own and take some day tours while you are there. We did this last year in Tokyo. First day we took a day long walking/metro tour of Tokyo with a group of 12 people. It was a...
by boomergeneration
Thu Oct 13, 2016 11:42 am
Forum: Personal Consumer Issues
Topic: Europe bus tours
Replies: 36
Views: 3824

Re: Europe bus tours

Another vote for Rick Steves tours. His guides are fantastic. We have taken 4 of his tours: Turkey, Great Britain, Spain, and the 3 week European tour. One nice feature is he caps the tours at 24 to 28 people so there are lots of empty seats on the bus. Generally, you will spend at least 2 nights at...
by boomergeneration
Fri Sep 02, 2016 9:47 am
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 6661

Re: Favorite Vegan Products

My favorites: Frozen organic broccoli from Costco, comes in 4 one pound pckgs of broccoli florets. Frozen organic blueberries from Costco, 3 pound pckg. Lentils, split peas, garbanzo beans, black beans, pinto beans. Japanese sweet potatoes. Roasted pumpkin seeds, Eden brand. Whatever fresh fruit is ...
by boomergeneration
Sun Jul 10, 2016 6:33 pm
Forum: Personal Consumer Issues
Topic: Tax Preparation--Anyone try this as second income
Replies: 40
Views: 7530

Re: Tax Preparation--Anyone try this as second income

Hello Curmudgeon (and anyone else who would like to reply 1. Any information on the quality of the training? 2. Any idea of the hourly wage they pay in the San Jose, CA area? 3. Any advantages/disadvantages of going with HR Block versus Jackson Hewitt or other firms? Geo168 I thought the training c...
by boomergeneration
Sun Jul 10, 2016 6:14 pm
Forum: Personal Consumer Issues
Topic: Tax Preparation--Anyone try this as second income
Replies: 40
Views: 7530

Re: Tax Preparation--Anyone try this as second income

I would personally have trouble selling the refund anticipation check service (this translates into a high interest rate short duration loan). Make sure you'll be comfortable selling whatever the company sells before picking a tax preparation company. I took the HR Block course about 10 years ago a...
by boomergeneration
Sun Jun 26, 2016 10:51 am
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 38622

Re: Concierge medicine Worth It????

Dropping insurance plans or changing their business model is not abandonment. ...... Don't be surprised if you need to look for another PCP in a couple of years if your new PCP transitions away from your insurance This is yet another reason why I stick with Kaiser. I consider Kaiser to be my provid...
by boomergeneration
Fri Jun 24, 2016 11:00 am
Forum: Personal Consumer Issues
Topic: Cross country move. Buy car and drive or ship things and fly?
Replies: 26
Views: 3792

Re: Cross country move. Buy car and drive or ship things and fly?

Are you sure you even want a car when you move to the Pacific Northwest? If you find a job in Seattle, you may find a car to be a hindrance. Parking is difficult and the traffic is awful. Many, many people living with the Seattle city limits take the bus or walk to work. You might want to find your ...
by boomergeneration
Thu Jun 23, 2016 7:11 pm
Forum: Personal Consumer Issues
Topic: Group Travel?
Replies: 14
Views: 2470

Re: Group Travel?

Traveling independently and traveling in a group both have their advantages and disadvantages. Last fall I discovered an alternative that suits me perfectly. I book airfare and hotels on my own, but I schedule several day tours to take while at my destination. The main thing I don't like about group...
by boomergeneration
Tue Jun 14, 2016 2:25 pm
Forum: Investing - Theory, News & General
Topic: John Oliver covers retail investment industry on Last Week Tonight
Replies: 114
Views: 23146

Re: John Oliver covers retail investment industry on Last Week Tonight

This episode was a huge win for the Boglehead way of thinking (at least in my own home). We are in our early 30s and while my wife has always agreed with and been grateful for the BH way of finances, she has often ribbed me about it being stodgy and boring. To see this topic brought up in such a hi...
by boomergeneration
Wed May 18, 2016 5:15 pm
Forum: Investing - Theory, News & General
Topic: Is anyone here currently getting an annuity payout?
Replies: 19
Views: 3582

Re: Is anyone here currently getting an annuity payout?

I opened a Vanguard variable annuity account over 10 years ago because I wanted to invest in the Vanguard REIT and didn't have enough tax-advantaged space. It did much better than I expected and I decided to convert it to an immediate annuity last year. I went with Transamerica; Vanguard helped me w...
by boomergeneration
Mon May 02, 2016 10:03 am
Forum: Personal Consumer Issues
Topic: Sunscreen
Replies: 51
Views: 5729

Re: Sunscreen

I like Trader Joe's Sunscreen Lotion Broad Spectrum SPF30, fragrance free, PABA free and oil free. Once it is on, I don't feel it. Too many of the others I've tried feel greasy when they are on.
by boomergeneration
Fri Apr 01, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: do you do airbnb ??
Replies: 64
Views: 7409

Re: do you do airbnb ??

I used airbnb one time last October when all the good hotels in Baltimore were going for over $300./night, I think a marathon was going on that weekend. I found a room in a person's house for around $100./night. The hostess was supposed to be there when I arrived but wasn't because of an emergency w...
by boomergeneration
Tue Mar 29, 2016 1:31 pm
Forum: Personal Consumer Issues
Topic: Your fav [US domestic] airline - as far as flying experience?
Replies: 72
Views: 6715

Re: Your fav [US domestic] airline - as far as flying experience?

My favorite domestic airline is Alaska. The staff is generally friendly and they have a lot of non-stop flights. Also, I like the Mediterranean Tapas meal they sell for $6.00 in coach. They also have the best on-time record of the domestics.
by boomergeneration
Sun Mar 20, 2016 9:51 am
Forum: Personal Consumer Issues
Topic: fasting for better health
Replies: 16
Views: 1732

Re: fasting for better health

I think the staff is equally divided among Medical Doctors, Registered Dieticians, Chiropractors, and Massage Therapists. I haven't been there, but I heard the founder speak at The International Plant-Based Nutrition Conference last year and he gave an excellent presentation.
by boomergeneration
Sun Mar 20, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: fasting for better health
Replies: 16
Views: 1732

Re: fasting for better health

TrueNorth Health Center in Santa Rosa, CA specializes in fasting. Many MDs and RDs on staff. Check out their website for interesting research/articles.
by boomergeneration
Sat Mar 19, 2016 5:40 pm
Forum: Personal Consumer Issues
Topic: Don't understand nutrition and exercise
Replies: 340
Views: 39127

Re: Don't understand nutrition and exercise

Back to the original post, the one thing that all the various dietary factions agree on is that vegetables are extremely good for us. A study by the CDC last year showed that only 1 in 10 Americans eats the recommended number of servings per day. That would probably be a good starting point towards ...
by boomergeneration
Fri Mar 18, 2016 9:00 pm
Forum: Personal Consumer Issues
Topic: Don't understand nutrition and exercise
Replies: 340
Views: 39127

Re: Don't understand nutrition and exercise

There is a fantastic non-profit website called nutritionfacts.org. It was started by a doctor, Dr. Michael Greger, who reads and reports on the latest nutrition studies. There are no ads on the website, it is funded by donations. He also just came out with a book titled How Not to Die. All profits f...
by boomergeneration
Fri Mar 18, 2016 10:58 am
Forum: Personal Consumer Issues
Topic: Don't understand nutrition and exercise
Replies: 340
Views: 39127

Re: Don't understand nutrition and exercise

Nothing wrong with carbohydrates. Traditionally, most of the world's population has gotten the majority of their calories from complex carbs such as rice, barley, wheat, sweet potatoes. The people in Okinawa have one of the highest life expectancies in the world and sweet potatoes are the basis of t...
by boomergeneration
Fri Mar 11, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Instant pot pressure cooker
Replies: 50
Views: 7594

Re: Instant pot pressure cooker

I have the Instant Pot and love it. As a matter of fact, I have some split pea soup cooking as I write this. And I've never read the manual. I just put the ingredients in, put the top in place, choose "manual setting" and put in the number of minutes I want. There are videos on YouTube explaining ho...
by boomergeneration
Thu Feb 18, 2016 5:01 pm
Forum: Personal Consumer Issues
Topic: Weight Loss Plans?
Replies: 178
Views: 19507

Re: Weight Loss Plans?

Interesting thread. I eat a high carbohydrate (70%) diet and have maintained a bmi of 20 for the last 5 years or so. And I'm never hungry. My diet consists of lots of fruits, vegetables, and legumes, and small amounts of nuts and seeds. It works for me. I'm a firm believer in the low calorie density...