Search found 2166 matches

by Barry Barnitz
Mon Nov 19, 2018 7:59 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 205
Views: 13461

Re: Vanguard lowering Admiral level to $3,000?

Hi;

For those interested in Vanguard fund-of-funds and investor shares, here is an analysis as of mid-year, courtesy of our affiliate blog, Financial Page: Vanguard fund-of-funds and investor shares.

regards,
by Barry Barnitz
Fri Nov 16, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: News: Vanguard rolls out HSA's
Replies: 5
Views: 1421

News: Vanguard rolls out HSA's

Hi: Link: Vanguard rolls out HSAs for 401(k) participants , Greg Iacurci, RPA, Investment News, Nov 15, 2018 @ 4:41 pm. Vanguard Group will start offering health savings accounts to its defined-contribution-plan clients, the retirement-plan record keeper and asset manager announced Thursday, capital...
by Barry Barnitz
Fri Nov 02, 2018 4:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forming new chapter-Virginia Beach
Replies: 1
Views: 119

Re: Forming new chapter-Virginia Beach

HI:

A brief history, as well as the current status of the chapter is spelled out in our blog page Hampton Roads Bogleheads® | Financial Page.

regards,
by Barry Barnitz
Fri Oct 19, 2018 11:49 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 2018 VIDEOS
Replies: 22
Views: 3627

Re: BOGLEHEADS 2018 VIDEOS

Hi:
Morningstar's Christine Benz conducted nine interviews with John Bogle at the 2018 Bogleheads® 17 conference. These are collected in the wiki: Bogleheads® 17 videos.

regards,
by Barry Barnitz
Tue Oct 09, 2018 3:37 pm
Forum: Investing - Theory, News & General
Topic: Surprised by Jack's answer to Fidelity's 0 mgmt fund threat
Replies: 77
Views: 8004

Re: Surprised by Jack's answer to Fidelity's 0 mgmt fund threat

Hi:

Here are the security lending tallies for Fidelity index funds for fiscal year 2018, drawn from the 2018 fiscal year fund annual reports: Fidelity index fund security lending in 2018.

regards,
by Barry Barnitz
Thu Sep 27, 2018 2:24 pm
Forum: Investing - Help with Personal Investments
Topic: Zero minimum index fund options
Replies: 7
Views: 922

Re: Zero minimum index fund options

Hi:

Charles Schwab's index mutual funds have a $1 minimum investment. Here is the Schwab index fund and etf page.

regards,
by Barry Barnitz
Thu Sep 20, 2018 12:11 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 756
Views: 76458

Re: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)

Hi: How do you know the Investor shares shareholders are subsidizing the Admiral shares investors, if you don’t know how many of each there are and the typical costs associated with each type of account? The overall ER of the Vanguard Total Stock Market Index Fund for all classes is 0.053%. Investor...
by Barry Barnitz
Sun Sep 16, 2018 3:20 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 66
Views: 7847

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Hi: Just to inform the community about links to the Bogleheads on Investing Podcasts on affiliate sites. As Lady Geek has pointed out, the site and podcasts are made available in the wiki: News and blogs Rick Ferri On Financial Page, our affiliate blog, we have made the following additions: Added a ...
by Barry Barnitz
Mon Aug 20, 2018 5:41 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 756
Views: 76458

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Hi: From ETF.com. Elizabeth Kasner, Are Fidelity’s Free Funds Really Free? , August 18, 2018. Fund fees are only part of the equation. FactSet ETF Analytics has designed a total annual cost-of-ownership metric that combines tracking difference and trading costs, and also allows for tax impact. Portf...
by Barry Barnitz
Sat Aug 11, 2018 4:26 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21979

Re: "Don't Obsess About Expense Ratios"

HI; There is a substantial amount of assets in VTSMX. Those people are paying excessively for it, and they can pay much lower elsewhere. They can then continue to accumulate elsewhere at a lower ER. It’s not so much that they get a better deal at the beginning (although that is a good thing), they w...
by Barry Barnitz
Thu Aug 09, 2018 3:14 pm
Forum: Investing - Theory, News & General
Topic: Press Release--Vanguard Continues To Expand Active Fixed Income Offerings With Proposed Global Credit Bond Fund
Replies: 19
Views: 2182

New fund: Vanguard Global Credit Bond Fund

Hi: Vanguard has filed a preliminary prospectus for an actively managed global investment grade bond fund. From the August 9, 2018 Vanguard press release : Today, Vanguard filed a registration statement with the U.S. Securities and Exchange Commission for the proposed launch of Vanguard Global Credi...
by Barry Barnitz
Wed Aug 08, 2018 12:52 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21979

Re: "Don't Obsess About Expense Ratios"

Hi Majormajor78: What you are seeing in the international fund tracking error is most likely the result of fair-value pricing. Vanguard places the following explanation on their Total International Index fund webpage: An index fund’s return may sometimes appear to diverge from the return of its benc...
by Barry Barnitz
Fri Aug 03, 2018 2:09 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 756
Views: 76458

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Here is the cut that Fidelity has taken from some of their funds (look at the SAI for a fund): https://i.imgur.com/sCcY3FQ.png So for Total Stock Market about 40% of the return goes to investors who take 100% of the risk. Sweet deal, I'm sure Fidelity is loving this PR! :twisted: Here are the secur...
by Barry Barnitz
Sat Jul 28, 2018 12:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: RIP investor
Replies: 22
Views: 4448

Re: RIP investor

Hi: For historical documentary purposes, Mr. Hudson joined the Bogleheads.org forum at its initiation on February 19, 2007 and made 1010 postings on the forum, which can be accessed at his profile (log-in required) : Viewing profile-investor . Here is a search for Mr. Hudson's posts: Search . Mr. Hu...
by Barry Barnitz
Sun Jul 22, 2018 2:52 pm
Forum: Investing - Theory, News & General
Topic: "4 Reasons Why We Overcomplicate Investing"
Replies: 30
Views: 5288

Re: "4 Reasons Why We Overcomplicate Investing"

So I'd add reason number 5 - Reality. +1 Reality is juggling 8 separate accounts earmarked for retirement (taxable, 2x Roth, 2x Traditional Rollover, 2x 401(k), HSA) that cannot legally be combined, some of which have limited satisfactory investment options. Very true. Not to mention that these 8 a...
by Barry Barnitz
Mon Jul 16, 2018 1:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: New Hershey PA Local Chapter Established
Replies: 8
Views: 977

Re: New Hershey PA Local Chapter Established

Hi:

We have created a page for the Hershey chapter on Financial Page, our affiliate blog. The page can be expanded as the chapter develops. Link to page: Hershey PA Bogleheads®.

regards,
by Barry Barnitz
Fri Jul 13, 2018 10:17 am
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 19935

Re: COMING SOON: BOGLEHEADS PODCASTS

Hi:

Investing à la Bogleheads.

regards,
by Barry Barnitz
Fri Jun 15, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: Our interview with Taylor Larimore
Replies: 17
Views: 4164

Our interview with Taylor Larimore

Hi: As many of you are aware, Taylor Larimore has graced this planet for nine decades which includes seven decades of investment experience, a portion of which came before many of our youngest members were born. Recently, we at our affiliate blog asked Taylor some questions regarding his evolution a...
by Barry Barnitz
Wed May 23, 2018 12:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: [Virtual online chapter - Master thread]
Replies: 107
Views: 20511

Re: [Virtual online chapter - Master thread]

Hi:

We have added the blog link (as well as a link to the vimeo recording of meeting #8) to the Virtual online chapter page on the site's affiliate blog.

thanks,
by Barry Barnitz
Mon May 21, 2018 10:33 am
Forum: Investing - Theory, News & General
Topic: Vanguard Announces Plans To Launch Total World Bond ETF
Replies: 30
Views: 4293

Re: Vanguard Announces Plans To Launch Total World Bond ETF

Hi:

Here is the preliminary Prospectus filed with the SEC.

regards,
by Barry Barnitz
Wed May 16, 2018 4:14 pm
Forum: Investing - Theory, News & General
Topic: Philly.com: Bogleheads say Vanguard's hybrid robo-advisor can be great training
Replies: 11
Views: 2154

Re: Philly.com: Bogleheads say Vanguard's hybrid robo-advisor can be great training

First, there was a general consensus that Vanguard is going after the low-hanging fruit. IOW, anyone who's not a Boglehead. If you have no idea what to do, it's a great solution. "Here Vanguard, I have no idea what to do, you just take care of it." Everyone is happy. [/color] Perhaps. However objec...
by Barry Barnitz
Thu Apr 26, 2018 10:27 am
Forum: Investing - Theory, News & General
Topic: Vanguard shifting record keeping to outside firms [retirement plans]
Replies: 0
Views: 686

Vanguard shifting record keeping to outside firms [retirement plans]

Hi: Vanguard has announced changes to its corporate retirement plan services by assigning record-keeping duties of its self-directed brokerage to TD Ameritrade and transferring record-keeping duties of its non-qualified plan business to Newport Group. News reports: Vanguard shifts self-directed brok...
by Barry Barnitz
Tue Apr 10, 2018 3:32 am
Forum: Investing - Theory, News & General
Topic: Introduction to Treasury Inflation Protected Securities (TIPS)
Replies: 53
Views: 6266

Re: Introduction to Treasury Inflation Protected Securities (TIPS)

Hi:

The TIPs presentation is also linked in the Boston Bogleheads® page in our site's affiliate blog.

regards,
by Barry Barnitz
Wed Mar 21, 2018 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: "Letter of Final Instructions"
Replies: 52
Views: 13906

Re: "Letter of Final Instructions"

Hi:

Taylor has kindly authorized our posting his "Letter of Final Instructions" on our affiliate blog. The blog version is here.

Taylor: Your post, as measured by bloggers "liking" the article, is the most "liked" article we have yet posted on the blog.

regards,
by Barry Barnitz
Fri Mar 16, 2018 12:25 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2308
Views: 1457847

Re: The Three-Fund Portfolio

Hi all:

Wiley has now listed the table of contents for The Bogleheads Guide to the Three-Fund Portfolio. I have added this table to the blog page devoted to the book: The Bogleheads’ Guide to the Three-Fund Portfolio.

regards,
by Barry Barnitz
Thu Mar 08, 2018 4:01 pm
Forum: Local Chapters and Bogleheads Community
Topic: Financial Page statistics upon 2018 anniversary date
Replies: 0
Views: 366

Financial Page statistics upon 2018 anniversary date

March 4, 2014 marks the anniversary date of the Bogleheads® Blog, which was transferred over to Financial Page in September 2014. Here are some of the lifetime statistics for the blog, dating from its initiation at Financial Page: All time stats (as of March 8,2018) : Posts: 195 Views: 201,649 Visit...
by Barry Barnitz
Thu Mar 01, 2018 3:48 pm
Forum: Investing - Theory, News & General
Topic: "Under the hood – Vanguard US stock index funds in 2017"
Replies: 2
Views: 971

Re: "Under the hood – Vanguard US stock index funds in 2017"

Hi Taylor: One piece of advice frequently doled out about company annual reports is "read the footnotes." I have found this advice to be relevant to our mutual fund annual reports. All sorts of data is available for further analysis. I hope the examination of some of this information was helpful for...
by Barry Barnitz
Wed Feb 28, 2018 1:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Short-Term Investment Grade Bond Fund - Gamesmanship???
Replies: 27
Views: 2624

Re: Vanguard Short-Term Investment Grade Bond Fund - Gamesmanship???

Hi: It is instructive to refer to the notes in a bond fund's annual reports to find information regarding the security listings. Here is a quick reference to the Vanguard Short-Term Investment Grade Bond Fund. These are the notes to footnoted securities. Note that the fund can hold adjustable rate s...
by Barry Barnitz
Mon Feb 26, 2018 12:51 pm
Forum: Investing - Theory, News & General
Topic: Why I left Wealthfront
Replies: 40
Views: 12311

Re: Why I left Wealthfront

Help for Taylor:

Here is an expansion of acronyms:

VC: Venture Capital
EV: Enterprise Value (see Investopedia)
EBITDA: Earnings before interest, taxes, depreciation, and amortization
IRR: Internal Rate of Return
AUM: Assets Under Management
by Barry Barnitz
Thu Feb 22, 2018 4:15 pm
Forum: Investing - Theory, News & General
Topic: Vanguard US Multifactor Funds Launch
Replies: 30
Views: 5304

Re: Vanguard US Multifactor Funds Launch

Hi: News article: Vanguard Group gets under RIAs' skin by launching ETFs supposedly aimed at helping them , Lisa Shidler, RIAbiz Vanguard Group is greeting a future based on financial advice that now includes an abrupt product pivot toward Austin, Texas -- one that some big RIAs are greeting with ra...
by Barry Barnitz
Wed Feb 21, 2018 3:44 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2308
Views: 1457847

Re: The Three-Fund Portfolio

Hi:

We would like to thank Taylor for granting our affiliate blog an interview about his upcoming book on the three-fund portfolio.

Link: Interview with Taylor Larimore, author of The Bogleheads Guide to the Three-Fund Portfolio.

regards,
by Barry Barnitz
Thu Feb 15, 2018 7:27 pm
Forum: Local Chapters and Bogleheads Community
Topic: Kansas City Diehard Group
Replies: 36
Views: 12209

Re: Kansas City Diehard Group

On our site's affiliate blog I have transferred the KC chapter from inactive to active. Here is the KC blog page: Kansas City Bogleheads . Let me know if you want any additional information included in the page. The chapter is grouped along with our midwest chapters: Midwest chapters . I also try to...
by Barry Barnitz
Wed Feb 14, 2018 1:49 pm
Forum: Local Chapters and Bogleheads Community
Topic: New Bogleheads Local Chapter in Little Rock, AR
Replies: 32
Views: 4491

Re: New Bogleheads Local Chapter in Little Rock, AR

Hi: We have added your chapter to our affiliate blog's centralized local chapter segment: Bogleheads® local chapters . Here is blog page devoted to your chapter: Little Rock Bogleheads® . Please feel free to pass along addition information you will want added to the page. The page is grouped with ou...
by Barry Barnitz
Tue Feb 13, 2018 3:14 am
Forum: Local Chapters and Bogleheads Community
Topic: New Columbus, Ohio Chapter
Replies: 77
Views: 12061

Re: New Columbus, Ohio Chapter

Hi: We have added a page devoted to your chapter in our site's affiliate blog. Link: Columbus Ohio Bogleheads® Local Chapter . The page is a part of our local chapter section, Bogleheads® local chapters , and is grouped with our other midwest chapters . We attempt to provide meeting dates for local ...
by Barry Barnitz
Sun Feb 11, 2018 5:37 am
Forum: Investing - Help with Personal Investments
Topic: Small,Mid,Sp500 vs total stock market: Vanguard
Replies: 49
Views: 6357

Re: Small,Mid,Sp500 vs total stock market: Vanguard

Hi Nisiprius: The three funds selected as follows are not quite accurate: In the case of Vanguard, the three would be (Investor/Admiral/ETF) Vanguard Small-Cap Index Fund, NAESX/VSMAX/VB Vanguard Mid-Cap Index Fund, VIMSX/VIMAX/VO ---> Vanguard Large-Cap Index Fund, VLACX/VLCAX/VV , <--- not an S&P ...
by Barry Barnitz
Tue Jan 23, 2018 4:25 am
Forum: Investing - Help with Personal Investments
Topic: VSFVX Admiral Shares
Replies: 10
Views: 1556

Re: VSFVX Admiral Shares

Sheepdog wrote:
Tue Jan 23, 2018 4:02 am
What is VSFVX?
The Vanguard FTSE All-World ex-US Small-Cap Index Fund.

regards,
by Barry Barnitz
Fri Jan 05, 2018 1:58 pm
Forum: Forum Issues and Administration
Topic: Why does the main page look like this?
Replies: 6
Views: 1607

Re: Why does the main page look like this?

Hi danpmor:

Check out the wiki page---> The Bogleheads® for a brief history.

regards,
by Barry Barnitz
Thu Dec 28, 2017 12:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 407
Views: 243011

Re: Suggestions for the Wiki

Hi: The current text for this section: The deadline for completing a loan rollover to a qualified employer plan or IRA is now extended to the due date (including extensions) for the individual’s tax return for the year in which the loan balance was treated as a distribution. This “deemed distributio...
by Barry Barnitz
Wed Dec 27, 2017 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 886
Views: 65163

Re: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]

Does anyone know if the new AMT levels will be adjusted for inflation each year? One of the major problems with AMT in the past was it wasn’t adjusted. According to the Journal of Accountancy : For tax years beginning after Dec. 31, 2017, and beginning before Jan. 1, 2026, the AMT exemption amount ...
by Barry Barnitz
Wed Dec 13, 2017 1:01 pm
Forum: Investing - Theory, News & General
Topic: Vanguard will use blockchain to share index data
Replies: 56
Views: 6892

Re: Vanguard will use blockchain to share index data

Hi: Another article: Vanguard Group makes $1.15-trillion AUM bet on blockchain technology that eliminates giant daily manual process , Brooke Southall, RAIbiz. The dirty little secret about index-based investing is just how people-dependent and clunky the process is for updating index funds to match...
by Barry Barnitz
Wed Dec 13, 2017 4:44 am
Forum: Investing - Theory, News & General
Topic: Vanguard will use blockchain to share index data
Replies: 56
Views: 6892

Vanguard will use blockchain to share index data

Hi: News release: Vanguard will use blockchain to share index data , Ryan W. Neal, Investment News , December 12, 2017. Vanguard Group announced Tuesday that it is looking to capitalize on this idea by using blockchain to simplify and automate the process of sharing index data. The $4.8 trillion ass...
by Barry Barnitz
Thu Dec 07, 2017 5:52 am
Forum: Investing - Theory, News & General
Topic: Thrift Savings Plan to Change I Fund Index
Replies: 34
Views: 5369

Thrift Savings Plan to Change I Fund Index

Hi: News release: TSP to Change I Fund Index, Leave Others as Is , December 6, 2017, Fedweek The TSP’s governing board has decided to replace the current index used in its international stock I fund, [moving from] the MSCI Europe, Australasia, Far East benchmark of large company stocks in about two ...
by Barry Barnitz
Tue Nov 28, 2017 12:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard seeks SEC relief for US active ETFs:
Replies: 14
Views: 2242

Re: Vanguard seeks SEC relief for US active ETFs:

Hi: Here is a link to the white paper mentioned in the notice: Equity factor-based investing: A practitioner’s guide , Douglas M. Grim, CFA; Scott N. Pappas, Ph.D., CFA; Ravi G. Tolani; Savas Kesidis, Vanguard Research, June 2017, This paper builds on the foundation described in Factor-Based Investi...
by Barry Barnitz
Thu Nov 23, 2017 5:52 am
Forum: Investing - Theory, News & General
Topic: UAE (Dubai) Bogleheads Chapter in the News
Replies: 4
Views: 927

Our UAE local chapter is in the news

Hi: Our UAE Bogleheads® local chapter is highlighted in the following news article. News article: Invest like a Boglehead and build a low-cost portfolio of index funds The Bogleheads community, which was founded in 1998 in the United States, claims anyone can become a successful investor with very l...
by Barry Barnitz
Sun Nov 19, 2017 1:32 am
Forum: Investing - Theory, News & General
Topic: WSJ commentary about declining # of publicly traded companies
Replies: 40
Views: 4514

Re: WSJ commentary about declining # of publicly traded companies

Hi: News article: Why Vanguard Isn’t Freaking Out About Fewer Public Companies , Julie Segal , Institutional Investor, November 17, 2017. New research from the fund firm pours cold water on the idea that the declining number of public companies is having a meaningful effect on investors. Amid cries ...
by Barry Barnitz
Fri Oct 27, 2017 1:35 pm
Forum: Investing - Theory, News & General
Topic: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 192
Views: 33955

Re: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Hi:

Much thanks to GoldenFinch and daughter, Moolala. These notes are now posted on our affiliate blog. Please see Notes from Bogleheads® 16 | Financial Page for the amalgamated blog version.

regards,
by Barry Barnitz
Wed Oct 11, 2017 3:23 am
Forum: Investing - Theory, News & General
Topic: Simba's backtesting spreadsheet [a Bogleheads community project]
Replies: 1119
Views: 634077

Re: Simba's backtesting spreadsheet [a Bogleheads community project]

Hi Siamond: Do you have any reference for the May 2011 reclassification event? The reference for this can be found in the fund's annual reports that include 2011 and 2012 financial highlights. The latest 2016 report includes the following direct quote: The fund's original Investor Shares were rename...
by Barry Barnitz
Tue Oct 10, 2017 7:24 pm
Forum: Investing - Theory, News & General
Topic: Simba's backtesting spreadsheet [a Bogleheads community project]
Replies: 1119
Views: 634077

Re: Simba's backtesting spreadsheet [a Bogleheads community project]

Hi Siamond: The confusion regarding the Developed Market Index involves the merger of the former Developed Market fund into the Tax-Managed Fund, which existed with admiral shares. We tagged this on the wiki tax history page for the former fund----> Vanguard Developed Markets Index Fund (VDMIX) tax ...
by Barry Barnitz
Fri Oct 06, 2017 1:08 pm
Forum: Investing - Theory, News & General
Topic: SEC plans to approve Vanguard request to list actively managed ETFs
Replies: 13
Views: 2211

Re: SEC plans to approve Vanguard request to list actively managed ETFs

Hi: With the INVESTMENT COMPANY ACT OF 1940 Release no. 32852 / October 4, 2017, the SEC formerly grants an exemption order for Vanguard to issue active fund exchange-traded funds. Here is the pdf link---> Release no. 32852 . The order would permit: (a) actively-managed series of certain open-end ma...