Search found 7 matches
- Thu Apr 19, 2018 2:04 pm
- Forum: Investing - Theory, News & General
- Topic: How
- Replies: 89
- Views: 9695
Re: How accurately can we measure INFLATION?
In my mind the biggest thing left out of most inflation figures is the cost of healthcare . Healthcare costs seem to go up more than any of the inflation indexes. And the older you get, the more likely you are to need healthcare Healthcare is included in CPI. See for yourself. You may or may not like its weighting, but it's in there. PJW Are the price changes in each category published independently? If so, is there a tool to calculate personal inflation by changing the weights for your personal situation? Yes, indexes are published for detailed categories. I don’t know of a tool to use those to create your own inflation rate. And in any case, it would be retrospective. The CPI isn’t going to tell you anything about the future. If you want...
- Thu Apr 19, 2018 12:51 pm
- Forum: Investing - Theory, News & General
- Topic: How
- Replies: 89
- Views: 9695
Re: How accurately can we measure INFLATION?
Are the price changes in each category published independently? If so, is there a tool to calculate personal inflation by changing the weights for your personal situation?Phineas J. Whoopee wrote: ↑Mon Apr 16, 2018 7:42 pmHealthcare is included in CPI. See for yourself.
You may or may not like its weighting, but it's in there.
PJW
- Wed Jun 07, 2017 3:24 pm
- Forum: Investing - Theory, News & General
- Topic: yahoo finance - adjusted price data incorrect?
- Replies: 64
- Views: 21217
Re: yahoo finance - adjusted price data incorrect?
I checked BND (https://finance.yahoo.com/quote/BND/history?p=BND) and 'Adj Close' is still not adjusted for dividends.johnohh wrote:June 6, 2017. yahoo adjusted close prices appear to be working again....
- Fri Jan 22, 2016 1:57 pm
- Forum: Personal Investments
- Topic: Differences among Vanguard International funds?
- Replies: 30
- Views: 18252
Re: Differences among Vanguard International funds?
Agreed. I was focusing on comparison between VXUS and VEU/VSS, which is not changing.livesoft wrote:The graphic does have VEA and VWO in it, so that suggests the graphic needs changing, doesn't it?
I missed that line and went directly to the link.lack_ey wrote:I said that "changes [...] don't apply to those funds" where "those funds" refers to VXUS, VEU, and VSS. I then described the changes to the funds that actually are shifting, which do not include VXUS, VEU, and VSS, but do include funds that are included in the OP graphic.
- Fri Jan 22, 2016 12:40 pm
- Forum: Personal Investments
- Topic: Differences among Vanguard International funds?
- Replies: 30
- Views: 18252
Re: Differences among Vanguard International funds?
The entire graphic needs to be updated with the changes made by Vanguard to their funds. What changes were made. I can't find anything. Morning Star Instant X-Ray matches for VXUS and 90/10 VEU/VSS. Changes are in progress (M* data can be a bit stale) and don't apply to those funds. The developed ex-NA fund is becoming developed ex-US (adding Canada) and adding small caps. The developed Europe and developed Pacific funds are adding small caps. The emerging markets fund is adding China A shares and small caps. One source from before the transitions began: https://institutional.vanguard.com/VGApp/iip/site/institutional/researchcommentary/article/NewsIntlIndexFundChgsQA May be I am missing something but the link that you provided talks about ...
- Fri Jan 22, 2016 11:41 am
- Forum: Personal Investments
- Topic: Differences among Vanguard International funds?
- Replies: 30
- Views: 18252
Re: Differences among Vanguard International funds?
What changes were made. I can't find anything. Morning Star Instant X-Ray matches for VXUS and 90/10 VEU/VSS.livesoft wrote:The entire graphic needs to be updated with the changes made by Vanguard to their funds.
VXUS
VEU/VSS
- Tue Jul 16, 2013 10:54 am
- Forum: Investing - Theory, News & General
- Topic: Trying to Better Understand Safe Withdrawal Rates
- Replies: 33
- Views: 4609
Re: Trying to Better Understand Safe Withdrawal Rates
Before you use 4% as your SWR, you should look at the flaws in the original Trinity study and other research. Personally, I think a SWR below 3% is reasonable. I am using a SWR of 2.75%. The most recent paper on SWR I know is the following: Blanchett, David, Finke, Michael S. and Pfau, Wade, Asset Valuations and Safe Portfolio Withdrawal Rates (June 27, 2013). Available at SSRN: http://ssrn.com/abstract=2286146 or http://dx.doi.org/10.2139/ssrn.2286146 PS If the interest rate on TIPS increase, I will be building a TIPS bond ladder. You might google Zvi Bodi. By partially annuitizing my portfolio via TIPS, I can take more money out. Can someone explain table 3 of the paper? It looks like for all probabilities greater than 80% the lower the ...