Search found 23 matches

by jeep5ter
Mon Sep 25, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: Suggestions for a rowing machine
Replies: 26
Views: 1397

Re: Suggestions for a rowing machine

Look into the Kettler Kadett. Old fashioned rower with traditional arms. I found it to be a more comprehensive workout than the reel-type rowers, and it folds. About $500
by jeep5ter
Fri Jul 28, 2017 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: ESPP Specifics help
Replies: 16
Views: 781

Re: ESPP Specifics help

If you sell right after the execution the gain will be added to your W2 income, whereas if you hold for a year it will be taxed as a capital gain. It is your decision as to whether you want to hold a year's worth of purchases on a rolling basis, or sell right away, but you come out ahead either way ...
by jeep5ter
Mon May 15, 2017 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Was there a $$$ number after which things got easier?
Replies: 72
Views: 11091

Re: Was there a $$$ number after which things got easier?

wolf359 wrote:
For all you people that said "growth in the accounts exceeded wages from work"
Why are you still working
Employer subsidized insurance
by jeep5ter
Thu May 04, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: LE to MBA for someone new to "corporate" life.
Replies: 10
Views: 871

Re: LE to MBA for someone new to "corporate" life.

A couple of thoughts: 1. With a liberal arts degree, you are probably going to need some business prerequisites in addition to the standard courseload. 2. An online degree doesn't have the cachet of a small school, much less a top tier school. This is even more important at the grad level. 3. You co...
by jeep5ter
Tue Apr 25, 2017 1:18 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 13519

Re: Ordering a Weber grill this week

If you think spending $300 for a grill is "worth it", then a $900 Weber will be, too. I bought a natural gas Weber seven years ago. It looks and works like when it was new, so I think it was money well spent. I can cook for twenty on the thing. I clean it well after each use, and use the Weber cove...
by jeep5ter
Mon Apr 24, 2017 3:11 pm
Forum: Personal Consumer Issues
Topic: Major appliances - when would you buy/upgrade?
Replies: 20
Views: 1244

Re: Major appliances - when would you buy/upgrade?

An_asker, since the problem is intermittent, I would suspect an issue with the timer or a switch, not with a pump or motor.
by jeep5ter
Mon Apr 24, 2017 3:08 pm
Forum: Personal Consumer Issues
Topic: Major appliances - when would you buy/upgrade?
Replies: 20
Views: 1244

Re: Major appliances - when would you buy/upgrade?

This thread prompts a question: Are there any home appliance companies that make sturdy, built-to-last products without a ton of programming or bells and whistles? Good question. I have purchased things like power tools, waffle irons, and toasters at yard sales in order to get durable, simple appli...
by jeep5ter
Mon Apr 24, 2017 2:29 pm
Forum: Personal Consumer Issues
Topic: Major appliances - when would you buy/upgrade?
Replies: 20
Views: 1244

Re: Major appliances - when would you buy/upgrade?

You really spent $300 to keep your old washing machine when you could've gotten a new one for maybe a couple of hundred bucks more? I would (really) seriously get a new one if the repair were that expensive. I think I spent $350 in 1989/90 for the washer and it went 20 years without a problem. The ...
by jeep5ter
Mon Apr 24, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: Major appliances - when would you buy/upgrade?
Replies: 20
Views: 1244

Re: Major appliances - when would you buy/upgrade?

an-asker, it might have been a hiccup, or perhaps your main control switch (attached to the main dial) is starting to fail. On my Kenmore, it cost just under $300 to replace it. Once replaced, it ran like new and no problems since.
by jeep5ter
Mon Apr 24, 2017 1:59 pm
Forum: Personal Consumer Issues
Topic: Major appliances - when would you buy/upgrade?
Replies: 20
Views: 1244

Re: Major appliances - when would you buy/upgrade?

I have Kenmore late 80s/early 90s washer and dryer. I would not ever replace them with a new model. My appliance repairman replaced the timer switch on the washer five years ago. He told me that if I didn't want to fix it, he would buy it and repair it for his own house. In his experience, the older...
by jeep5ter
Mon Apr 24, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 15525

Re: Will cars be autonomous in three years?

Maybe in 50 years there will be some impact in urban areas, but not in the majority of the country.

Also: how many 15 year olds do you think are counting the hours until the day comes that they can sit in a car and not drive it?
by jeep5ter
Fri Apr 21, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Building your own fence
Replies: 35
Views: 3302

Re: Building your own fence

Building a fence is pretty straightforward as a DIY project. I agree with the tips here, one important one not mentioned is that when setting wood posts, ensure that the concrete for the post completely fills the hole around the post and is slightly above finished grade level, and sloping away from ...
by jeep5ter
Tue Jan 15, 2013 5:34 pm
Forum: Investing - Theory, News & General
Topic: Washington Post Article About People Raiding 401k Accounts
Replies: 102
Views: 22460

Re: Washington Post Article About People Raiding 401k Accoun

The latest stats I have seen (2010), 54% of Americans have less than $25K in total savings, and of that group, half have less than $1,000.
by jeep5ter
Mon Jan 14, 2013 10:13 am
Forum: Investing - Help with Personal Investments
Topic: Emergency Savings in Bond Fund
Replies: 19
Views: 2478

Re: Emergency Savings in Bond Fund

I have for several years kept emergency money in bond funds. I stick with short term municipals, as they are tax exempt and relatively stable, and certainly better than a savings account. Have a look at STSMX.
by jeep5ter
Tue Jan 08, 2013 5:43 pm
Forum: Investing - Theory, News & General
Topic: Choosing Cost Basis Method...
Replies: 122
Views: 5754

Re: Choosing Cost Basis Method...

There could be uncovered shares for years or generations. I am inheriting a portfolio from my parents, adding it my portfolio and reinvesting dividends until I retire, collecting the dividends in retirement, then passing the portfolio to my children, and so on. If my plan works out, the uncovered s...
by jeep5ter
Tue Jan 08, 2013 5:26 pm
Forum: Personal Consumer Issues
Topic: minivan thing
Replies: 84
Views: 6853

Re: minivan thing

I wouldn't own a minivan, and I no longer even shop cars. All of my vehicles are SUVs, with frames. All of them will last many years longer than a unibody - my oldest vehicle is 27 in March, my youngest one is turning 6 in the fall.
by jeep5ter
Tue Jan 08, 2013 3:44 pm
Forum: Investing - Theory, News & General
Topic: What is your current Asset Allocation Policy and why?
Replies: 83
Views: 12700

Re: What is your current Asset Allocation Policy and why?

I'm 50 years old and am 80/20 with a portfolio well diversified across risk factors and geographically. I maintain the relatively aggressive AA because I believe we are all living longer, no defined benefit programs, feel I can't count on Medicare and social security. I'm just behind you on the cal...
by jeep5ter
Tue Jan 08, 2013 12:36 pm
Forum: Personal Consumer Issues
Topic: Tempur-Pedic mattresses
Replies: 64
Views: 7948

Re: Tempur-Pedic mattresses

Have had a Tempurpedic for about ten years. I actually look forward to coming back from vacation to sleep in it. Some people sleep hotter than others, and might prefer the latex, though some folks like my spouse are allergic to latex.
by jeep5ter
Tue Jan 08, 2013 11:49 am
Forum: Investing - Theory, News & General
Topic: Choosing Cost Basis Method...
Replies: 122
Views: 5754

Re: Choosing Cost Basis Method...

I generally use last in - first out for my cost basis method. This takes the newest and least appreciated shares, which should minimize taxes.
by jeep5ter
Tue Jan 08, 2013 10:29 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio liquidation priority
Replies: 7
Views: 748

Re: Portfolio liquidation priority

Thanks Livesoft and Grt2boutdoors. I am putting together a set of written 'just in case' instructions for my survivor or trustee, and really couldn't find a decent method of prioritizing the assets.
by jeep5ter
Tue Jan 08, 2013 8:49 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio liquidation priority
Replies: 7
Views: 748

Re: Portfolio liquidation priority

Yes, I do have a policy, just would like to see a discussion of the rationale of what should be sold first if needs be.
by jeep5ter
Mon Jan 07, 2013 6:02 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio liquidation priority
Replies: 7
Views: 748

Portfolio liquidation priority

Hi, new here. I have a question about another aspect of investing - winding down a portfolio. Say I get run over by a bus tonight, and since I am not yet retired, my spouse has to liquidate at least part of our portfolio in order to pay the bills, feed the kids, and get them through college. In what...