Search found 1139 matches

by LiveSimple
Mon Jan 21, 2019 9:24 am
Forum: Investing - Theory, News & General
Topic: Why brokers don’t support auto invest ETF, but can do it with dividends.
Replies: 16
Views: 1378

Re: Why brokers don’t support auto invest ETF, but can do it with dividends.

Mutual funds have a one price, NAV, Nett Asset Value at the end of the market close. Hence the transactions for the consumer is transparent, say if you invest $100 and the NAV is $2, you get 50 shares of the mutual fund. In ETF the price of the share do change all day long say the price may range fr...
by LiveSimple
Fri Jan 18, 2019 9:35 pm
Forum: Investing - Help with Personal Investments
Topic: Planning to transfer assets from Vanguard to Fidelity, any bonus
Replies: 12
Views: 1598

Re: Planning to transfer assets from Vanguard to Fidelity, any bonus

Planning to transfer to Charles Schwab, just to have a feel on both Fidelity and Charles Schwab.
Then can decide later, if we do need to consolidate again.
Appreciate all the info, here.
by LiveSimple
Wed Jan 16, 2019 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: What are some disadvantages to TLH?
Replies: 51
Views: 2647

Re: What are some disadvantages to TLH?

You may end up with some similar funds which you may not like to keep for a long time.

Say you want to keep Total Stock Index fund you TLH to SP500, and the stock Market keeps going up after 30 days, you will end up keeping SP500.
by LiveSimple
Wed Jan 16, 2019 7:55 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 852
Views: 45010

Re: John Bogle is dead at 89

Thank you John, for all you have contributed to the community.
by LiveSimple
Tue Jan 15, 2019 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Screwed myself on salary negotiations, how do I get past this?
Replies: 25
Views: 2593

Re: Screwed myself on salary negotiations, how do I get past this?

You are getting your market value no worries. Evey time I do my calculation on how much I am making overall, different number comes up every time, based on how much I add for "remote work potential", "Good Team", "Good Boss", "Less Politics", "no weekly travels", "Office Coffee, cookies, pizza, busi...
by LiveSimple
Mon Jan 14, 2019 10:11 pm
Forum: Investing - Help with Personal Investments
Topic: Planning to transfer assets from Vanguard to Fidelity, any bonus
Replies: 12
Views: 1598

Re: Planning to transfer assets from Vanguard to Fidelity, any bonus

Earl Lemongrab wrote:
Mon Jan 14, 2019 6:27 pm
My understanding is that Fidelity is only issuing bonuses for very high-end transfers, 1million and. If you want a bonus, then right now Merrill Edge is probably the best.
Sure, thanks for the info.
by LiveSimple
Mon Jan 14, 2019 11:54 am
Forum: Investing - Help with Personal Investments
Topic: Planning to transfer assets from Vanguard to Fidelity, any bonus
Replies: 12
Views: 1598

Re: Planning to transfer assets from Vanguard to Fidelity, any bonus

You are consolidating to Fidelity to be in one place and also opened a Charles Schwab account recently? Sometimes we outsmart ourselves. :wink: I did a search on "2019 Fidelity account bonus" and found a few "free trade" incentives. Not much else. Charles Schwab yes we opened with small amount, say...
by LiveSimple
Mon Jan 14, 2019 11:23 am
Forum: Investing - Help with Personal Investments
Topic: Planning to transfer assets from Vanguard to Fidelity, any bonus
Replies: 12
Views: 1598

Planning to transfer assets from Vanguard to Fidelity, any bonus

Planning to transfer assets from Vanguard to Fidelity, just for consolidating the assets in one place, family may feel comfortable to manage or walk into any office, if and when I am gone. Hence consolidating with Fidelity, as we have investments in Fidelity as well for many years. What bonus to ask...
by LiveSimple
Mon Jan 14, 2019 10:36 am
Forum: Investing - Help with Personal Investments
Topic: How to invest 5k monthly
Replies: 25
Views: 2537

Re: How to invest 5k monthly

You seem to have a lot of automation in place, who is your brokerage, and how do you schedule all these tasks? thx bubba I have automatic investments in Vanguard and Fidelity. However the investments are mutual funds and automatic investments works well. I assume that you are in Europe as you state...
by LiveSimple
Sun Jan 13, 2019 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: too much college savings
Replies: 40
Views: 3554

Re: too much college savings

Good problem to have.
Why not withdrawal unused and pay tax ?
Why not you use, go to any European university and learn simething that interests you or your spouse ?
by LiveSimple
Sun Jan 13, 2019 9:16 am
Forum: Investing - Help with Personal Investments
Topic: How to invest 5k monthly
Replies: 25
Views: 2537

Re: How to invest 5k monthly

Just automate to invest, when you have the money. I have invested every day as well, just automate monthly and pick the date. Do this for day 1 to 30, you will invest every day. Or pick four days per month and invest, say 4, 11, 18, 25 just a 7 day difference from the first date pick. Easy and autom...
by LiveSimple
Sat Jan 12, 2019 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Career counseling
Replies: 5
Views: 569

Re: Career counseling

People guide here well; Give it a try
by LiveSimple
Mon Jan 07, 2019 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Child # 3 - seeking advice from older members
Replies: 89
Views: 7245

Re: Child # 3 - seeking advice from older members

Enjoy naturally and leave the rest to the nature. Take what nature gives. If nature gives one baby, then you know how to control further.
by LiveSimple
Wed Jan 02, 2019 12:58 pm
Forum: Investing - Help with Personal Investments
Topic: VTI ITOT or SCHB ETF?
Replies: 12
Views: 571

Re: VTI ITOT or SCHB ETF?

I’ve just been using Robinhood, I believe it’s commission free. Would you prefer any broker to Robinhood or just keep buying shares monthly of VTI? Not sure, I have researched or aware of Robinhood. Please consider to open a brokerage account at Fidelity or Charles Schwab. Just to be with the crowd...
by LiveSimple
Wed Jan 02, 2019 12:32 pm
Forum: Investing - Help with Personal Investments
Topic: VTI ITOT or SCHB ETF?
Replies: 12
Views: 571

Re: VTI ITOT or SCHB ETF?

All the same, do what makes you comfortable and do not pay brokerage fee for every purchase.
Hence choose what is available to trade without a fee to purchase.
by LiveSimple
Tue Jan 01, 2019 4:11 pm
Forum: Personal Consumer Issues
Topic: Save expired passports?
Replies: 26
Views: 2171

Re: Save expired passports?

Just keep it, easy to stack it somewhere safe.

It may help sometime, however you cannot refer if you do destroy them.
by LiveSimple
Tue Jan 01, 2019 8:42 am
Forum: Investing - Theory, News & General
Topic: Stay the Course! But...?
Replies: 11
Views: 1805

Re: Stay the Course! But...?

danielc wrote:
Tue Jan 01, 2019 8:04 am
Two Fund
Total World Stock Market Fund
Total Bond Market Fund
thanks.. Daniel

Again this can be as below
Two Fund
Total World Stock Market Fund
Total World Bond Market Fund
by LiveSimple
Tue Jan 01, 2019 8:02 am
Forum: Investing - Theory, News & General
Topic: Other Portfolios that aren't 3 fund
Replies: 55
Views: 6566

Re: Other Portfolios that aren't 3 fund

heyyou wrote:
Tue Jan 01, 2019 1:08 am
Mine is a 10x10 slice and dice portfolio, but "they" still let me post here.
Please list the funds, interested.
by LiveSimple
Tue Jan 01, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Why doesn't my iphone (5c) ring when call comes in?
Replies: 21
Views: 1697

Re: Why doesn't my iphone (5c) ring when call comes in?

We had the same issues with our Samsung phones on Tmobile. We would have calls not ring and go straight to voice mail. We ensured all the notification settings were on and correct but after tweaking the phones, further investigation showed we had a low signal in and around our home. Even though the...
by LiveSimple
Tue Jan 01, 2019 7:37 am
Forum: Investing - Theory, News & General
Topic: Stay the Course! But...?
Replies: 11
Views: 1805

Re: Stay the Course! But...?

Stay the course with one fund or two fund or three fund or four fund. If you understand slice and dice as well with a an upper limit of say 8 funds. You do need to follow in a sequence 1. Broadly diversify 2. Buy the hay stack 3 keep costs low 4 then stay the course One Fund Target Date Fund Balance...
by LiveSimple
Tue Jan 01, 2019 5:17 am
Forum: Personal Consumer Issues
Topic: Why doesn't my iphone (5c) ring when call comes in?
Replies: 21
Views: 1697

Re: Why doesn't my iphone (5c) ring when call comes in?

Please check the silent mode.

I my iPhone and there is a side switch to make the phone silent. If orange color shows the phone is silent.

Took me months to understand the silent mode. I was like you as well.
by LiveSimple
Mon Dec 31, 2018 5:23 am
Forum: Investing - Help with Personal Investments
Topic: Transferring Vanguard Roth to Fidelity - Admiral shares question
Replies: 8
Views: 656

Re: Transferring Vanguard Roth to Fidelity - Admiral shares question

I have not done this, but if I do, will convert the mutual funds to the ETF, at Vanguard and then transfer in kind to Fidelity.

You can sell and buy yourself, as there is no tax consequences or you can call Vanguard.
by LiveSimple
Sun Dec 30, 2018 8:55 am
Forum: Investing - Help with Personal Investments
Topic: Am I retirement ready?
Replies: 51
Views: 4892

Re: Am I retirement ready?

Is it possible that you relocate where your clients or the remote locations you travel to. Or the travel to destinations do vary every week. If you can control the out of state travel, you may enjoy the job, however not sure if this is practical in your situation. Just for a discsion: In a fortunate...
by LiveSimple
Sun Dec 30, 2018 8:09 am
Forum: Personal Finance (Not Investing)
Topic: Mobile Bank App with Photo History?
Replies: 5
Views: 423

Re: Mobile Bank App with Photo History?

Bank of America
Chase
by LiveSimple
Sat Dec 29, 2018 10:37 pm
Forum: Investing - Theory, News & General
Topic: How do "Settled Funds" work when attempting to TLH/swap ETFs?
Replies: 14
Views: 753

Re: How do "Settled Funds" work when attempting to TLH/swap ETFs?

Yes in Fidelity taxable accounts, I can sell and buy in a moment time.
In Vanguard taxable accounts, I have to wait for the settlement date to pass to buy.
by LiveSimple
Sat Dec 29, 2018 10:31 pm
Forum: Investing - Help with Personal Investments
Topic: Turbotax Mac - What if analysis`
Replies: 4
Views: 584

Re: Turbotax Mac - What if analysis`

Thanks, will check today or tomorrow.
by LiveSimple
Sat Dec 29, 2018 9:06 am
Forum: Investing - Help with Personal Investments
Topic: Turbotax Mac - What if analysis`
Replies: 4
Views: 584

Re: Turbotax Mac - What if analysis`

Bump bump bump, looking if anyone has an answer :?: :sharebeer
by LiveSimple
Sat Dec 29, 2018 5:19 am
Forum: Investing - Help with Personal Investments
Topic: Tax Loss Harvest Help
Replies: 8
Views: 594

Re: Tax Loss Harvest Help

Bump, hope someone will answer
by LiveSimple
Sat Dec 29, 2018 5:16 am
Forum: Investing - Help with Personal Investments
Topic: Investing in Taxable Account
Replies: 8
Views: 1363

Re: Investing in Taxable Account

Welcome to the forum :sharebeer

Your brokerage should be able to keep track hence there are no issues.

If you share which brokerage you are using, someone will help answer better, if they use the same brokerage.

Happy investing 👍
by LiveSimple
Fri Dec 28, 2018 10:46 pm
Forum: Investing - Help with Personal Investments
Topic: Just executed first TLH - tips I've learned from Bogleheads and a big thanks!
Replies: 18
Views: 1703

Re: Just executed first TLH - tips I've learned from Bogleheads and a big thanks!

livesoft, are you suggesting that I could have bought the partner ETFs right away and counted on the proceeds from the sold ETFs to be available in time for settlement of the partner ETF purchase? Definitely, yes. Yes in Fidelity and No in Vanguard accounts. At least my experience with these accoun...
by LiveSimple
Fri Dec 28, 2018 10:43 pm
Forum: Investing - Help with Personal Investments
Topic: Turbotax Mac - What if analysis`
Replies: 4
Views: 584

Turbotax Mac - What if analysis`

Any do know if the Turbotax Mac - What if analysis is available. If available, please help the navigation path

( Googled and played around in Turbotax 2017, unable to find a solid reference / help )
by LiveSimple
Fri Dec 28, 2018 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: TLH partner for Fidelity Total Stock Market Index fund
Replies: 23
Views: 1100

Re: TLH partner for Fidelity Total Stock Market Index fund

We cannot move away from Fidelity. Also I prefer to use Vanguard ETF. Hence wanted to use this opportunity to sell Fidelity Mutual funds and buy Vanguard ETF. This is the primary reason than TLH. Not sure I want to switch Total Stoack Index to SP500, as in the long run Total Stock Performance is be...
by LiveSimple
Fri Dec 28, 2018 12:20 pm
Forum: Investing - Help with Personal Investments
Topic: TLH partner for Fidelity Total Stock Market Index fund
Replies: 23
Views: 1100

Re: TLH partner for Fidelity Total Stock Market Index fund

Why not just go from one Fidelity mutual fund to another? The whole discussion becomes more complicated when you introduce ETFs and other brokerages. My question is: are seeking to TLH and nothing more, or are you trying to use this activity as a means of shifting from Fidelity to Vanguard? We have...
by LiveSimple
Fri Dec 28, 2018 10:22 am
Forum: Personal Finance (Not Investing)
Topic: FAFSA - is it worth filling out?
Replies: 108
Views: 5486

Re: FAFSA - is it worth filling out?

arf1410 wrote:
Fri Dec 28, 2018 10:12 am
We needed to do one for my son to get a job in an on campus research lab.
Heard this one, but in our case the less privileged students got the job based in FAFSA.
by LiveSimple
Fri Dec 28, 2018 9:44 am
Forum: Personal Finance (Not Investing)
Topic: FAFSA - is it worth filling out?
Replies: 108
Views: 5486

Re: FAFSA - is it worth filling out?

I think you are correct. We filled in the first year and then did not bother to fill in the next years.

Yes some small scholarships do look into this Fafsa to be completed.
by LiveSimple
Fri Dec 28, 2018 9:17 am
Forum: Investing - Help with Personal Investments
Topic: Wow, I suck at TLH!
Replies: 17
Views: 1936

Re: Wow, I suck at TLH!

Does the wash sale rule apply irrespective of the amount ?

Let us say I sell 100 units and unknowingly bought 10 units later within 30 days, do I still get the TLH for 90 units ?
by LiveSimple
Fri Dec 28, 2018 9:11 am
Forum: Investing - Help with Personal Investments
Topic: TLH partner for Fidelity Total Stock Market Index fund
Replies: 23
Views: 1100

Re: TLH partner for Fidelity Total Stock Market Index fund

Another good option at Fidelity is ITOT (iShares Core S&P Total U.S. Stock Market ETF). This is a different index than FSKAX (Dow Jones U.S. Total Stock Market Index). Yes I see this, but mutual fund to etf will take one business day. Sell today and buy on Monday. Wondering what happens if the mark...
by LiveSimple
Fri Dec 28, 2018 5:10 am
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 7301

Re: Nice jeans for work with lowest average cost of ownership

Cost of ownership is only one side of the equation. Return on investment is the other. What positive return have you gotten on wearing your jeans, and how does it differ by brand? For example: By wearing fashionable jeans at work my coworkers have higher confidence in my interpersonal skills, leadi...
by LiveSimple
Fri Dec 28, 2018 5:08 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 380
Views: 52336

Re: Fidelity free Turbotax

Got our free version, thanks for this discussion, not sure if missed this free download, last few years... It's certainly possible since I don't think most people go to that page . I was at a Fidelity holiday event and after asking my rep when the offer would be available, I mentioned it to people ...
by LiveSimple
Fri Dec 28, 2018 5:02 am
Forum: Investing - Help with Personal Investments
Topic: TLH partner for Fidelity Total Stock Market Index fund
Replies: 23
Views: 1100

TLH partner for Fidelity Total Stock Market Index fund

Looking for a good TLH partner for the Fidelity, Total Stock Market Index Mutal fund.(FSKAX)

Will Vanguard Total Stock Market Index ETF, VTI will be fine as they both track different indexes.
by LiveSimple
Wed Dec 26, 2018 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 380
Views: 52336

Re: Fidelity free Turbotax

Got our free version, thanks for this discussion, not sure if missed this free download, last few years...
by LiveSimple
Wed Dec 26, 2018 9:11 am
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 7301

Re: Nice jeans for work with lowest average cost of ownership

Walmart has Wrangler jeans for $5, during the thanksgiving sale.
by LiveSimple
Sat Dec 22, 2018 10:54 am
Forum: Investing - Theory, News & General
Topic: All the "should I be 100% stocks" threads over the last year.
Replies: 175
Views: 11874

Re: All the "should I be 100% stocks" threads over the last year.

MEA wrote:
Sat Dec 22, 2018 10:45 am

Advising people to change course when the market is down 20% is just really bad advice.
These words are valuable :sharebeer
by LiveSimple
Sat Dec 22, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: All the "should I be 100% stocks" threads over the last year.
Replies: 175
Views: 11874

Re: All the "should I be 100% stocks" threads over the last year.

1. Those who are 100% stocks, unless you have stomachs of cast-iron and nerves of steel, I find it hard to believe these are seven-figure portfolios. It really is all about how much money you truly have at risk, so it would be nice if people who make it more clear the magnitude of what 100% equitie...
by LiveSimple
Sat Dec 22, 2018 10:40 am
Forum: Investing - Theory, News & General
Topic: All the "should I be 100% stocks" threads over the last year.
Replies: 175
Views: 11874

Re: All the "should I be 100% stocks" threads over the last year.

It would be much more interesting to here a good case as to why 100% stocks is right for some situations and how to determine if you are in that situation or not. You have to figure that out for yourself. My plan and thought may not working for you or my situation and your situations are different....
by LiveSimple
Sat Dec 22, 2018 8:39 am
Forum: Investing - Theory, News & General
Topic: All the "should I be 100% stocks" threads over the last year.
Replies: 175
Views: 11874

Re: All the "should I be 100% stocks" threads over the last year.

We are 100% equities, just staying the course as per our IPS. Slice and Dice portfolio so will rebalance accordingly..