Search found 29 matches

by momo54
Fri Sep 18, 2020 2:56 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1077
Views: 65128

Re: What are you listening to now

Listen to Clear Spot. One of my favorites. I believe that was Van Vliet last recording
by momo54
Sat May 02, 2020 4:16 pm
Forum: Personal Investments
Topic: Anyone on here trade Options? Suggestions / Inputs / Critique?
Replies: 15
Views: 1290

Re: Anyone on here trade Options? Suggestions / Inputs / Critique?

Has anybody watched a Youtube channel called Dumb Money Live. It"s a new channel with a guy named Chris Camillo and a former Yahoo ex named Dave Hanson . These guys promote option trading like it's easy money . Especially Chris Camillo . They will have click bait saying he made 2.1 million on a...
by momo54
Fri Nov 29, 2019 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Best Credit Card with $0 annual fee?
Replies: 48
Views: 5861

Re: Best Credit Card with $0 annual fee?

What is everybody's opinion on the Bank of America cash rewards card. I have the card and frankly considering canceling it or sock drawing it. They changed their reward structure this year to 3% back rotating categories that you can change once a month . It used to be my gas card and grocery card ti...
by momo54
Wed Jul 17, 2019 7:17 pm
Forum: Personal Consumer Issues
Topic: Ally Bank [customer service problems]
Replies: 20
Views: 2572

Re: Ally Bank [customer service problems]

I am very happy with Ally, since closing my account at Wells Fargo (thieves) a couple of years ago. I've not had any problem myself recently, but when I log in today I get this message at the top of the page: Bill pay users: We’re working on an issue with bill pay that will be repaired later this w...
by momo54
Tue Jul 16, 2019 1:42 pm
Forum: Personal Consumer Issues
Topic: Ally Bank [customer service problems]
Replies: 20
Views: 2572

Ally Bank [customer service problems]

Hi Folks I would appreciate some feedback from Ally Bank customers . I myself am experiencing what I call severe degradation in service over the past several months . I have used this bank for probably 5+ years and now based on what I am experiencing I am strongly thinking about switching ! These is...
by momo54
Thu Jul 12, 2018 10:26 am
Forum: Personal Consumer Issues
Topic: Amex in Europe
Replies: 18
Views: 1274

Amex in Europe

My wife and I will be vacationing in Europe next month and a friend of mine who travels more extensively then us suggested we leave our American Express card at home and bring my Chase Sapphire Reserve Card and Cap One card .He told me Amex is very "limited" in Europe ! Is this true ? As y...
by momo54
Mon Apr 16, 2018 9:00 pm
Forum: Personal Consumer Issues
Topic: Mozart in the morning, please
Replies: 18
Views: 3258

Re: Mozart in the morning, please

This works for me in the morning for music alarm on my google home. Better jolt then a good cup of coffee ! LOl

https://www.youtube.com/watch?v=x2KRpRMSu4g
by momo54
Tue Feb 06, 2018 12:15 am
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 21084

Re: Vanguard site is crashed now?

I spoke to a rep around 8:30 pm this evening after a 45 minute wait and inquired about the inability to contact them on the phone and the web site being down. I don't quite understand his lingo but his explanation to me was they have a lot of new people on the {front end} and they had a lot of retai...
by momo54
Fri Jul 28, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: TSA Pre-check for free
Replies: 75
Views: 8609

TSA Pre-check for free

I just signed up for TSA Pre-check for my wife and I . I did this based on the new security requirements imposed by the TSA and I thought it was a good idea. Well I though so anyway. A friend of mine says I wasted my money . He says that whenever he flies " primary Jet Blue and Southwest "...
by momo54
Fri Jul 28, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: BMW Z3 or Z4 or nothing at all?
Replies: 82
Views: 14109

Re: BMW Z3 or Z4 or nothing at all?

I have a BMW Z3 2001 2.5 l yellow convertible that I love . I keep it stored during the winter months. In fact I just took it out for the remainder of the summer. I purchased it new and I think I just turned 40,000 mile on it. I just have regular maintenance done on it and that's about it. Yes it's ...
by momo54
Wed Jun 14, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: How many tech devices do you have?
Replies: 74
Views: 7984

Re: How many tech devices do you have?

Here is my list of toys I have. Looking over the list I think I have some unique items that others do not have ! MacBook Pro Ipad Pro Apple TV 2 iPhone 7"s Google Home Google mesh wifi 4 LIFX light bulbs * 2 Phillps Hue bulbs* 2 Wemo mini smart plugs* 1 Wemo smart dimmer switch* Rachio Smart Wi...
by momo54
Fri May 12, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: Charter bought the local cable company...How to get them to stop calling me?
Replies: 8
Views: 1368

Re: Charter bought the local cable company...How to get them to stop calling me?

I thought Time Warner was bad Charter/Spectrum is much worse. They recently completed their buyout here in New York and boy are they playing games with consumers here. I pay $45.00 for 30/5 for internet under my former account with Time Warner I called Spectrum yesterday requesting to cancel my cabl...
by momo54
Wed May 03, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: Global Entry or Nexus
Replies: 15
Views: 1837

Re: Global Entry or Nexus

Thanks to johnubc , brusker and especially river guy who obviously knows what he is talking about regarding Nexus . Thanks again river guy for answering my questions . Talk about misinformation. I checked the web site and it clearly states TSA precheck is included. https://www.cbp.gov/travel/trusted...
by momo54
Tue May 02, 2017 5:41 pm
Forum: Personal Consumer Issues
Topic: Global Entry or Nexus
Replies: 15
Views: 1837

Global Entry or Nexus

My wife has just retired and we planning on a trip to Italy . I'm looking at enrolling in either Global Entry or Nexus . Are these programs the same ? Are their any differences that I should be aware of ? I live near a enrollment center for Nexus do that is not a problem for us. What draws me to the...
by momo54
Wed Mar 15, 2017 9:00 pm
Forum: Personal Consumer Issues
Topic: (Updated Again- Happy Ending) Issue With Contractor. What to do?
Replies: 56
Views: 7807

Re: Issue With Contractor. What to do?

My nephew is building a 7,000 sq foot home in Florida. He also supposedly hired a {reputable } builder so he thought. His wife and himself are very busy professionals so they seldom oversee the construction. Well my nephews wife left work early and came to the construction site without prior notice....
by momo54
Fri Feb 24, 2017 5:56 pm
Forum: Personal Consumer Issues
Topic: Hearing Aid Benefits
Replies: 24
Views: 2491

Re: Hearing Aid Benefits

May I suggest http://hearingcaresolutions.com . When I found out about them I made several phone calls and found a audiologist that that deals with this company . I just purchased a pair or Oticon opn1's and I am using them now. Fantastic hearing aids by the way! They list close to $8,000 new and I ...
by momo54
Mon Sep 05, 2016 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard PAS
Replies: 21
Views: 2831

Re: Vanguard PAS

My comment {rags to riches ] was meant as a jovial comment!
I forgot to add that when I call with a question regarding my account I am told to contact the Voyager Select team !
So why am I paying for this service?
Pretty expensive weather reports after a while
by momo54
Fri Sep 02, 2016 9:47 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard PAS
Replies: 21
Views: 2831

Vanguard PAS

I would like to solicit some folks experiences with Vanguard PAS. I’ve had their service for about 18 months now and I am beginning to questioning the value of this service The portfolio that was set up for my myself is the same as is posted on the Vanguard site. Certainly a no-brainer !Supposedly t...
by momo54
Wed May 25, 2016 6:05 pm
Forum: Personal Investments
Topic: Retirement porfolio review
Replies: 4
Views: 697

Re: Retirement porfolio review

These are probably okay. We don't know much about you. Lets see I currently have 800,000 + in this portfolio. It was set up by a Vanguard PAS Finally I have been invested in this for almost a year and frankly I think I could have done better with a Ally bank cd hence my appeal for help.... :wink: T...
by momo54
Wed May 25, 2016 8:42 am
Forum: Personal Investments
Topic: Retirement porfolio review
Replies: 4
Views: 697

Retirement porfolio review

I recently turned 60 years old and i have this mix of funds in my retirement account . I would appreciate opinions on the following choices of funds and percentages I have in those funds. Are these poor choices in regard to what else is available with Vanguard? VTSAX [Vanguard Total Index Fund Admir...
by momo54
Wed May 20, 2015 8:15 pm
Forum: Personal Consumer Issues
Topic: Just used my chip credit card for the first time!
Replies: 44
Views: 10371

Re: Just used my chip credit card for the first time!

Same thing here at Walmart. I swiped my chip card first but then the screen message said to insert it, so I did. Something on the mag stripe tells it I'm a chip card. Emboldened, I tried the chip slot at Home Depot the next day and it worked there also. Did not a month ago... FYI.... Home Depot &qu...
by momo54
Tue Dec 02, 2014 11:39 am
Forum: Personal Investments
Topic: WiseBanyan
Replies: 19
Views: 5317

WiseBanyan

After being on a waiting list for about six months I finally received a invite to set up a account with WiseBanyan investment service. I recently set up a account and funded it with a small amount . Well after doing so I have several concerns. My chief one is there seems to be no way to contact them...
by momo54
Wed Aug 21, 2013 7:10 pm
Forum: Personal Consumer Issues
Topic: Door to door annoyances--easy way to stop?
Replies: 60
Views: 5828

Re: Door to door annoyances--easy way to stop?

Two days ago a car keep driving my house and finally stopped in my front yard. After 10 minutes or so I walked out to the car and asked if I could help them. They asked me if I wanted a new driveway. They commented that it had several cracks. I asked for the hell of it how much ? They said 7,000 dol...
by momo54
Fri Mar 29, 2013 8:43 pm
Forum: Personal Consumer Issues
Topic: Rental in Panama
Replies: 3
Views: 810

Re: Rental in Panama

I decline coverage also in the US and some other foreign destinations, but i think i will take your advice and take the extra insurance. As fate woud have it I actually ran into a couple who just returned from Panama and he informed me how aggressive the drivers are. He said he almost got hit twice ...
by momo54
Thu Mar 28, 2013 1:50 pm
Forum: Personal Consumer Issues
Topic: Rental in Panama
Replies: 3
Views: 810

Rental in Panama

I am going to visit Panama in the near future and I will be traveling so I will be renting a car. I always decline the Collision waiver and other rip-off charges that the rental car agencies charge. But I think Panama is a different situation from what i have read. I do not speak Spanish and have re...
by momo54
Wed Mar 06, 2013 11:57 am
Forum: Personal Consumer Issues
Topic: Saving money on Smarphones
Replies: 21
Views: 2352

Re: Saving money on Smarphones

I have a nexus 4 on Straight Talk. First off the Nexus 4 is a fantastic phone for the money. I paid 349 for the 16gb version. It's a steal for this price. Easily worth $600.Google Now feature is great. As far as Straight talk...I pay $45 for unlimited voice ,text and net. Well actually around 47 wit...
by momo54
Mon Mar 04, 2013 7:36 pm
Forum: Personal Consumer Issues
Topic: Dropping XM and Sirius
Replies: 19
Views: 3188

Re: Dropping XM and Sirius

I dropped them also . Too expensive imho. I wanted to listen to Howard Stern and found out I to pay an additional amount . They also offered to give me a "free" portable radio . The when I pressed them for details I would have to pay another 3.99 more a month to listen to it. I get scammed...
by momo54
Wed Feb 20, 2013 11:27 am
Forum: Personal Consumer Issues
Topic: Trip to Panama
Replies: 7
Views: 997

Re: Trip to Panama

Why didn't Ithink of that? Actually I did of course, but being we have different perpectives on life as most people do what is enjoyable to him is not for me. So i thought I would seek the advice of people who have been there.
by momo54
Tue Feb 19, 2013 7:37 pm
Forum: Personal Consumer Issues
Topic: Trip to Panama
Replies: 7
Views: 997

Trip to Panama

I have an opportunity to got to Coronado Beach in Panama in April . My brother has a home on the beach. He has offered to let me have it "no charge" Anyway has anybody been there and if so what is there to there besides seeing the Panama canal. I have tried to obtain some info, but most of...