Bogleheads.org

Sunflower

Renewed long expired passport very recently at the post office and was told 6-8 weeks. Received it in exactly two. Thanks to all for the replies. Sunflower, did you renew or did you have to obtain a new passport? My understanding is that if the passport was issued more then 15 years ago it can not ...

Sunflower

Renewed long expired passport very recently at the post office and was told 6-8 weeks. Received it in exactly two.

Sunflower

I'm going through this now. I requested a birth certificate and was denied because the first name is different. I use my middle name, so EVERY document I have has my middle name listed first (including very old high school ID's). Luckily, it seems that an expired passport is accepted. I'll find out ...

Sunflower

I don't live in the desert. I used to. I might again some day.

Sunflower

Baking soda-vinegar mixture, let set, scrub with aluminum foil.

Sunflower

As a long-distance maiden aunt with no children, I sincerely appreciate and enjoy thank you notes from the nieces/nephews and now great-nieces/nephews, written specifically to me, in their handwriting and sometimes baby scrawl (with mom holding the pencil/crayon). The notes have given me such joy ov...

Sunflower

Don't get defensive, they're trying to get a rise out of you. "Agree" with them. "We're so proud of my brother, he deserves his life, I'm so happy for him." "Yes, my little house is such a perfect fit for us, we're so blessed." Repeat positive thoughts to them over and over - they can't touch you.

Sunflower

In SF and been with Kaiser for two years. Still have some adjustment issues -- probably because I don't go that often and the system is so different to me. I like it quite a bit. They keep tabs on you and remind you it's time for certain appointments and if you're new they will "hound" you until you...

Sunflower

No. Yes? It's more where/how the money was invested, like a few others have mentioned. I'm winding down my work years and have nothing in taxable, a nice amount in Roth IRA/401k and very nice amount in a traditional 401k. Now I struggle with the best way to do things - moving to a LCOL state and buy...

Sunflower

Marine Mammal Center: http://www.marinemammalcenter.org/
Mission statement: http://www.marinemammalcenter.org/about-us/

Sunflower

No, they just have less to invest.

Sunflower

A checking account.

Sunflower

An ambulance ride costs $1500-2000. An Uber costs $20. If you need the ambulance, for heaven's sake call it. But if not, call an Uber. This also applies to interhospital transfers. "Doc, I don't want to go by ambulance because it's so expensive. I know there is the liability thing, but I'd be willi...

Sunflower

Grew up with unknowledgeable parents who only invested in government savings bonds. Luckily, Father had a stable federal government job and pension. In my early 20's a co-worker told me to open an IRA. I asked why and was told "because you're so young." I planned to, but tomorrow never came. In my l...

Sunflower

6 of 6

Woo hoo!

Sunflower

Ferry trip to Vancouver Island.

Sunflower

So how's your new life so far?

Seriously, congratulations, I hope to follow your lead some day.

Sunflower

I haven't personally done this, but my understanding is the company(ies) pay a certain amount per hour, let's say $20 an hour. The catch is, it isn't your time, it's the dictation tape/file time. So, you may be given 60 minutes of dictation and depending on the situation or quality (a conference/int...

Sunflower

Law office support staff in San Francisco, $60k-ish ($15k or so additional in company contributions/bonus). 55, single, no children, lifetime renter (rent control!), 401k millionnaire. Won't be retiring in CA.

Sunflower

There's a famously frugal guy in the Midwest who lives in the same house he bought in the fifties. He's still frugal, despite becoming a billionaire and trading the title of "Richest man in the US" with Bill Gates a few times. His name is Warren Buffet. And yes, he has spent money, but he doesn't l...

Sunflower

Every Saturday morning I get up, go to Starbucks for a venti latte ... after which I still got my latte ... Well, yeah, but think how much you'd have if you didn't go to Starbucks!! I kid. I kid. Just had to throw that at you. I also sit in a cafe and read this site (not Starbucks, there's just too...

Sunflower

Thank you for your responses, that makes perfect sense. Yes, it's on my W2.

Sunflower

Last year my bonus was deposited into my 401(k) on the last day of December. It did not register until the next business day, i.e., the next year. My check stub says the amount was contributed for 2015, my 401(k) account claims the contribution was made in 2016. Which is the correct/legal deposit da...

Sunflower

Example: One of my teammates is about to retire next summer. He has been here 34 years. He came as asked me to help him look and see "how much he got in his retirement thing." We logged on and saw that he has a mere $110,000 that he did not know existed. That is all he has saved. His response: "I w...

Sunflower

Being a customer for many years I find this really difficult to take. I wasn't one of the people swindled -- and check my accounts often looking for errors and abnormalities -- but I ran a credit report anyway. All day today a WF ad has been popping up on the internet and feeling snarky considered r...

Sunflower

"We also have what I call our 'big old Adirondack barn,' which is a place that's been in my wife's family for more than 50 years. It's for ourselves and our six children and our 12 grandchildren; it's a nice refuge for them." I'm more curious about this old barn. Is the family all there at the same...

Sunflower

Cutting babies in half - asset allocation.

Sunflower

What Bay Area? Is there only one? Ok, San Francisco Bay Area.

Salary = below median, no increase in salary (raise or cost of living) for 10 years.
The rest is even more depressing.

I'm going to go slit my wrists now.

Sunflower

Well, I hate to be one of those people, but I'm going to suggest something you didn't ask. I went at Christmastime once and did a tour of Hoover Dam with a boat cruise on Lake Mead. We went up on deck on the boat and it was freaking cold! And beautiful. Honestly, the dam tour :D was a highlight of t...

Sunflower

In regards to our healthcare costs, I can give you our cost history in retirement after Medicare eligibility. I cannot advise you on pre-Medicare. This history includes out of pocket expenses including Medicare and supplemental insurance, but also non-insured medical expenses. They have been easily...

Sunflower

I rebalance once a year when I put more money into my Roth IRA. It's pretty close to my desired percentages and I really don't sweat it if it's slightly off. Rebalancing more than quarterly is probably a headache. I have eight funds in my little Roth and I like playing with my Excel pie charts. My m...

Sunflower

Does anyone use a management company? How has that worked out?

Sunflower

I felt a little silly because I just convinced someone this week to switch to Cricket! d'oh! Been using it over a year and have had zero problems....until last night! Ha! I bought a Cricket phone and had it exactly one week before this system failure. To be honest though, I didn't notice and seems ...

Sunflower

Surprised no one from San Francisco has stepped up! It's expensive but scenic so a lot of shows have establishing shots but the principal filming is in Vancouver (surprise). Not that long ago in my neighborhood, Woody Allen filmed a scene at a popular pizza parlor. More recently, Hugh Laurie filmed ...

Sunflower

Professional athlete. His mama taught him well, but he still needs to show off. It's a fine line straddling the fence.

Sunflower

Yountville for dining: http://www.napavalley.com/businesses/?c ... yountville

Sunflower

I'm also in this group. I have older siblings and nieces and nephews. I'd like to leave some to charity but I think the big deciding factor will be who (if anyone?) assists me in my old(er) age. It could be a relative, a neighbor or a hired caretaker. They may get the bulk. It's also true things may...

Sunflower

TheTimeLord wrote:Check out the movie "Altered States" with William Hurt.

I was going to mention this. Talk about regression session!

Sunflower

Not so much the amount of $$ I'll need has changed so much as the age I can retire keeps going up.

Sunflower

john94549 wrote:The January miracle turned into the January fizzle. Only folks in California would understand.

Well, in Northern California there are some people with threatened homes that would disagree with you. One has been razed already.

Sunflower

coffeehubcap wrote:Yes. I matched one number plus the power ball....do I get anything?

Yes! In California, that's a whole $5.

Sunflower

10% of salary. Pretty much unheard of, I think. Very generous. It would be even more generous if I had a higher salary.

Sunflower

Compared to y'all, I feel like I'm on the low end of the savings spectrum. Gross, I'll make about $3,333/month ($40k/annually). Of this, I plan on saving about $500/month (15%), and putting another $600/month (18%) toward debts. Think how much you'll be able to save when you pay off your debts! :D ...

Sunflower

Congratulations are also offered for getting engaged/married. That one has stumped me. Is it "congratulations for finding someone to put up with you"? :P I guess it's more congratulations for doing what society expects of you, toeing the line. Ok, being cynical, but I don't understand some societal ...

Sunflower

I started with a secured credit card after being turned down left and right. Used it properly and a year or two later applied for and received a "real" credit card and cancelled the first, retrieving my money. Believe it or not, I got the application at the counter of a 7 Eleven for a bank in Minnes...

Sunflower

I guess the last check would go to the hitman.

Sunflower

siamond wrote:WHAT ABOUT YOU, WHAT DID YOU DO?

Just stood there looking stupid, but that's my natural visage.

I haven't had the guts to look at my account and don't think I will for a while.

Sunflower

Saw a guy the other day pay for his latte at Starbucks (of course) with his watch. In no way did this make me desire it; his wallet, on the other hand....

Sunflower

You'll get different replies, but the main question in my mind is does the "better" apartment fall under rent control? In the longgggg run it may be a better decision. Of course, if you're planning on moving around .... Years ago, I found a one-bedroom apartment in a decent neighborhood. Still there...

Sunflower

Here there is just one prom that both juniors and seniors attend. Yes, one prom. You stated your daughter is a junior. Next year she'll be a senior and there will be another prom. Basically, your daughters will be going to two proms in a row. Just letting you know so you can get that wallet prepare...

Search found 389 matches