Search found 1469 matches

by jdb
Fri Nov 09, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 131
Views: 9662

Re: Favorite "free stuff"?

tim1999 wrote:
Thu Nov 08, 2018 6:53 pm
Finding near-new Titleist ProV1 golf balls in the woods alongside the golf hole I am playing.
Those were mine. But enjoy, just remember that any golf ball once in the woods wants to return to the woods. Good luck.
by jdb
Fri Nov 09, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 3917

Re: High-end Christmas decorations

Someone has to be the bah humbug. In my opinion it is not good use of monies to buy expensive Christmas decorations to use for a few weeks each year. Walmart, Target, Ace Hardware and Home Depot all have lots of inexpensive decorations which have worked great for us and children, now grown, over the...
by jdb
Fri Nov 09, 2018 5:54 pm
Forum: Investing - Help with Personal Investments
Topic: Ron Baron Claims He Beats the Markets
Replies: 8
Views: 1144

Re: Ron Baron Claims He Beats the Markets

Best advice in my opinion is to turn off the television, especially when any talking heads start talking finance. You watch that noise at your peril. Much better to do something worthwhile like walking your dog or buying good bottle of wine to share with others or reading good book. And once in a wh...
by jdb
Wed Nov 07, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: How much to donate to local police and fire department?
Replies: 23
Views: 1765

Re: How much to donate to local police and fire department?

If you want to donate to a group supporting police that makes a difference suggest https://www.concernsofpolicesurvivors.org/. My widowed sister in law was one of founders many years ago, and it helped her and her young children and my parents. A great organization providing support to families of p...
by jdb
Wed Nov 07, 2018 7:10 pm
Forum: Personal Consumer Issues
Topic: organizations that help sea animals
Replies: 11
Views: 750

Re: organizations that help sea animals

https://www.coralrestoration.org/
Not sea animals but important sea life supporting the fish and other marine creatures.
by jdb
Mon Nov 05, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Mice [updated - not a mouse]
Replies: 54
Views: 4099

Re: Mice [updated- not a mouse]

Your wife mistook a squirrel for a mouse? Indeed she did - she saw it for an instant at 3:00 in the morning before it disappeared under some furniture. She did say it looked like a large mouse, so there was some uncertainty until it fully emerged the following evening :happy It's understandable. Mi...
by jdb
Sat Nov 03, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3406
Views: 1014527

Re: What Book Are You Currently Reading? Part VI

Just finished In The Hurricane’s Eye, The Genius of George Washington and the Victory at Yorktown by Nathaniel Philbrick. Fascinating history, who knew that the ragtag Continental Army was on verge of disintegration before Yorktown campaign, that a key to the French fleets sailing to Chesapeake was ...
by jdb
Sun Oct 28, 2018 9:53 am
Forum: Investing - Theory, News & General
Topic: Second thoughts about munis (wsj article)
Replies: 47
Views: 3909

Re: Second thoughts about munis (wsj article)

I have had WSJ subscription for years, along with NYT, enjoy reading both for entertainment and general info cover to cover while drinking my morning coffee, actually two or three cups, takes almost an hour to get through them. But as a contrarian read the so called investment advice articles to fin...
by jdb
Fri Oct 26, 2018 2:00 pm
Forum: Investing - Theory, News & General
Topic: Paul Merriman 2 Funds for Life
Replies: 41
Views: 7049

Re: Paul Merriman 2 Funds for Life

After many years reading this site and most of my assets in Vanguard funds still do not recognize fund acronyms. And no interest in listening to podcast. I must be not the only reader who prefers actual names of funds. So what is TDF?
by jdb
Fri Oct 26, 2018 11:22 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19116

Re: Talk me out of buying a Tesla Model 3

Have Model S 6 years and Model X three years. By far most enjoyable cars we have ever owned. Physician son and his wife have Model 3 in Cincinnati. They love the car. Suggest getting dark blue. Good luck. The best part of these Tesla threads is that I can always count on jdb reminding us that he ha...
by jdb
Thu Oct 25, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19116

Re: Talk me out of buying a Tesla Model 3

Cute. Also daughter in third year med school (who drives a Volvo by the way). But although I play golf with three physicians every week I avoid checkups more than once a year, and then usually just discuss kids with my friend doctor, to my wife’s frustration, and avoid any surgery in my life, at lea...
by jdb
Thu Oct 25, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19116

Re: Talk me out of buying a Tesla Model 3

Have Model S 6 years and Model X three years. By far most enjoyable cars we have ever owned. Physician son and his wife have Model 3 in Cincinnati. They love the car. Suggest getting dark blue. Good luck.
by jdb
Sun Oct 21, 2018 3:58 pm
Forum: Personal Consumer Issues
Topic: Why Purchase an Automobile using Premium Gasoline?
Replies: 68
Views: 3067

Re: Why Purchase an Automobile using Premium Gasoline?

Well of course I considered it. One of many reasons we now have two Tesla vehicles. Have not been to a gas station in years except for my 87 octane Colorado pickup. In fact been over six years since my wife was at gas station. Waiting for Tesla to come out with pickup truck so I can say the same. Go...
by jdb
Sat Oct 20, 2018 8:05 am
Forum: Personal Consumer Issues
Topic: Most economical high-quality car wash
Replies: 13
Views: 1472

Re: Most economical high-quality car wash

https://www.griotsgarage.com/product/wash+mop+stick+kit.do?sortby=ourPicks&from=Search My recommendation for DIY, get the microfiber mop with telescoping pole. So much easier for those of us with questionable shoulders or backs. And get good car wash solution. And a portable little battery powered v...
by jdb
Fri Oct 12, 2018 6:20 pm
Forum: Personal Consumer Issues
Topic: 1.5 liter wine
Replies: 52
Views: 11538

Re: 1.5 liter wine

Life is way too short to drink bad wine. Never buy in 1.5 liter bottles. :twisted: +1 This is not responsive to this old thread asking about cheap jug wines. But for a nice party with good friends, at least six guests, preferably more, and a special occasion like birthday or anniversay with friends...
by jdb
Fri Oct 12, 2018 3:52 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 111
Views: 8383

Re: What did you buy today

A 6-pack of Stone Tangerine Express IPA, delicious! In all seriousness, I heard that the market had a rough day, but I checked the S&P (which I haven’t been following closely), it is still around 2800! These are nosebleed levels! What’s the fuss? Wake me when we break 2000... I bought a six pack of...
by jdb
Thu Oct 11, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3406
Views: 1014527

Re: What Book Are You Currently Reading? Part VI

I am on a cycle of re reading old classics that enjoyed years ago. And to be more specific, there were two books which years ago brought tears to my eyes at ending which I read in past weeks just to see if would occur again, kind of like a test of my now much older sensibilities. The Age of Innocenc...
by jdb
Thu Oct 11, 2018 7:02 pm
Forum: Personal Consumer Issues
Topic: Route-66 trip recommendations
Replies: 39
Views: 2274

Re: Route-66 trip recommendations

Been there done that. 1965, before the song and the interstate. LA to Chicago in non air conditioned Buick Roadmaster with parents and three siblings and family dog, pulling pop up trailer which we slept in at night. I was teenager just got license so did lots of driving. My memories, lots of gas st...
by jdb
Thu Oct 04, 2018 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: Opinion's: Best time to withdraw RMD's when required to do so.
Replies: 42
Views: 3293

Re: Opinion's: Best time to withdraw RMD's when required to do so.

I want to be able to make QCDs throughout the year as some of them are not planned in advance. So, I make those QCDs and then withdraw the balance of the RMD late in the year. I have enough income tax withheld to meet the safe harbor rules at that time. QCDs are a wonderful tax break, and should no...
by jdb
Tue Oct 02, 2018 8:26 pm
Forum: Investing - Theory, News & General
Topic: Contrarian investors vs. EMH/GMP
Replies: 21
Views: 1265

Re: Contrarian investors vs. EMH/GMP

Which is right and why? They are both right. Passive investing is a highly efficient way to generate a reasonable amount of wealth. You let time do its work. You don't have to do anything special. Contrarian is a high risk, high skill job. You are going to be wrong more often than you are going to ...
by jdb
Tue Oct 02, 2018 6:49 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10801

Re: SEC charges Musk with Fraud!!!

This is a completely non responsive post. But did anyone notice that the OP used three exclamation points. I hate the exclamation point. Using one is usually overkill. Should be rule on this forum never to use more than one, and even if use one you are on double secret probation. Just my off topic ...
by jdb
Tue Oct 02, 2018 5:43 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10801

Re: SEC charges Musk with Fraud!!!

This is a completely non responsive post. But did anyone notice that the OP used three exclamation points. I hate the exclamation point. Using one is usually overkill. Should be rule on this forum never to use more than one, and even if use one you are on double secret probation. Just my off topic r...
by jdb
Tue Oct 02, 2018 5:24 pm
Forum: Investing - Theory, News & General
Topic: Barron's Making the Case for Gold
Replies: 139
Views: 10820

Re: Barron's Making the Case for Gold

I used to own gold to a few percent of my portfolio. Got rid of it a few years ago after reading Warren Buffett’s comments. Don’t miss it. But recently having urge to maybe get some back in portfolio as insurance. But after reading that it is heavily advertised on Fox channels to older customers of ...
by jdb
Mon Oct 01, 2018 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: Single in dream house but is it time to move on?
Replies: 13
Views: 2362

Re: Single in dream house but is it time to move on?

I have a two acre property and my favorite hobbies are horticulture and bird watching, from balcony or yard. I would recommend staying, enjoying the view on weekends sounds priceless to me, it is what money is intended to be used for, enjoyment. Good luck.
by jdb
Mon Oct 01, 2018 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: The Next Millionaire Next Door: Enduring Strategies for Building Wealth Hardcover will be released October 1, 2018
Replies: 69
Views: 13836

Re: The Next Millionaire Next Door: Enduring Strategies for Building Wealth Hardcover will be released October 1, 2018

:!: I'm not sure I would have replied to his survey. And once he put in the dollar bill "as a token of his appreciation," just seems to de-legitimize his request. I'm not sure that many higher-income professionals with busy lives had the time or inclination to respond to his offers. At another point...
by jdb
Mon Oct 01, 2018 8:22 am
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10801

Re: SEC charges Musk with Fraud!!!

Think about it though. Tucker was selling accessories for cars that hadn't been built yet. Doing so would let you bypass the rule that veterans got first dibs on new cars which there was a waiting list for. Can't you see how that might be viewed as a questionable business practice? In any case, the...
by jdb
Sat Sep 29, 2018 7:20 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10801

Re: SEC charges Musk with Fraud!!!

Soon a buying opportunity for Tesla shares. Elon still CEO. Good luck.
by jdb
Fri Sep 28, 2018 6:58 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10801

Re: SEC charges Musk with Fraud!!!

duplicate post.
by jdb
Fri Sep 28, 2018 6:58 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10801

Re: SEC charges Musk with Fraud!!!

Warren Buffett claims that when you are long term holder of stock you are happy to see it go down in value cause can buy more cheaper. I like Warren and I like Tesla, a great American company, this is a good buying opportunity in the making, though I am patient to wait for further dips. Last time bo...
by jdb
Wed Sep 26, 2018 6:36 pm
Forum: Personal Consumer Issues
Topic: cleaning lady stealing
Replies: 49
Views: 7483

Re: cleaning lady stealing

Sorry for your loss. A first world problem. Be happy only pills, some years ago my wife had her favorite expensive pearl necklace, probably $20K and not insured, for some reason hid it in small container underneath bathroom sink next to cleaning solutions. And guess where cleaning lady frequented an...
by jdb
Wed Sep 26, 2018 5:48 pm
Forum: Investing - Theory, News & General
Topic: Don't Fear the Reaper (RMDs) - White Coat Investor blog post
Replies: 65
Views: 7638

Re: Don't Fear the Reaper (RMDs) - White Coat Investor blog post

David Jay wrote:
Tue Sep 25, 2018 11:52 am
The Wizard wrote:
Tue Sep 25, 2018 11:33 am
A further solution is to donate 100% of your RMD to charity via QCDs...
Tru dat
Exactly what I am doing with my RMD. Enjoying donating especially to local charities which are needy and thankful. In fact enjoying so much will probably exceed my RMD up to max of $100K in QCD. Good luck.
by jdb
Sat Sep 22, 2018 3:13 pm
Forum: Investing - Theory, News & General
Topic: AQR podcast: stocks are not real assets and do not hedge against inflation risk
Replies: 25
Views: 2207

Re: AQR podcast: stocks are not real assets and do not hedge against inflation risk

That is the reason I established a TIPS ladder in my portfolio. Good luck.
by jdb
Fri Sep 21, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3406
Views: 1014527

Re: What Book Are You Currently Reading? Part VI

Just finished Buzz, the Nature and Necessity of Bees by Thor Hanson. As a backyard beekeeper I have read probably more than my fair share of bee books but this one was special, very well written and covering all types of bees including of course Apis Mellifera, our honeybee, but also Bumble Bees and...
by jdb
Thu Sep 20, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Going to the Everglade. A few questions please.
Replies: 21
Views: 1250

Re: Going to the Everglade. A few questions please.

If you have time suggest reading Shadow Country by Peter Matthiessen. Great series of three short novels, won National Book Award, centered in Chokoloskee end of 19th century, will give you good historical perspective. Good luck and enjoy.
by jdb
Thu Sep 20, 2018 3:42 pm
Forum: Investing - Theory, News & General
Topic: Are We Headed For A Passive Index Meltdown?
Replies: 60
Views: 9393

Re: Are We Headed For A Passive Index Meltdown?

I just threw out the latest Forbes magazine without opening, as I do every month. No idea why they keep sending me that garbage. Same reaction to their online articles. Better off ignoring such nonsense. Good luck.
by jdb
Thu Sep 20, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4444

Re: I need a chainsaw to trim branches and limbs!!

After reading these posts I only have one comment: my favorite tree pruning tool for my fruit tree orchard by far is a Stihl manual extension pruner. Now on my third one, others got mangled over the years by my bad tree management in not avoiding falling limbs on the pruner. But a great tool. Good l...
by jdb
Thu Sep 20, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: Should I bother meeting with a Chase Private Client Rep
Replies: 56
Views: 4965

Re: Should I bother meeting with a Chase Private Client Rep

Been there done that. Over 30 years private banking with Wells Fargo and its predecessors. Now avoiding any private bankers with BofA. Though enjoy having a Vanguard Flagship rep to call. Won’t make any difference in your life either way unless you are a sucker for high commission wealth management....
by jdb
Thu Sep 20, 2018 2:38 pm
Forum: Investing - Theory, News & General
Topic: New [Vanguard] environmental, social, governance (ESG) ETFs
Replies: 25
Views: 1911

Re: New [Vanguard] environmental, social, governance (ESG) ETFs

Thanks for the update. I plan to invest. Edit: as soon as Vanguard comes out with mutual fund for this asset class. I have no ETF’s and don’t plan to buy any.
by jdb
Tue Sep 18, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: Inexpensive source for greeting cards?
Replies: 27
Views: 1643

Re: Inexpensive source for greeting cards?

I just don't get greeting cards. Never have, never will. Take a piece of paper and write the recipient a heart-felt message. If you need inspiration, check the internet. Having said that, if you are still compelled to buy a card, check your local dollar store. Mine sells Hallmark cards for 2/$1. +1...
by jdb
Mon Sep 17, 2018 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Leasing Cars in Retirement
Replies: 98
Views: 7637

Re: Leasing Cars in Retirement

So why do you think car dealers love leases? Cause they want to give you best financial deal? No. They want to maximize their margin off you and see you again in three years to rinse and repeat. And if you think negotiating a car purchase tricky try negotiating a lease. And if want to limit down pay...
by jdb
Fri Sep 14, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5559

Re: Shorts in Egypt

duplicate post. Some day I will figure this out. If you get stuck, report the post using the "!" in the top-right corner of the post. One of the reasons is "duplicate thread". Explain that it's a duplicate post and a moderator will take care of it. (I removed one of the duplicates for you.) =======...
by jdb
Fri Sep 14, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3406
Views: 1014527

Re: What Book Are You Currently Reading? Part VI

MJW wrote:
Fri Sep 14, 2018 6:45 pm
RegDunlopCPA wrote:
Fri Sep 14, 2018 4:42 pm
12 Rules for Life by Jordan B. Peterson. It has been fantastic thus far.
Haven't read this book but 12 seems like a lot.
Very funny. Could probably do all of us without interest In actually reading the book to list the 12 rules. Probably too many for me to remember.
by jdb
Fri Sep 14, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: Picking a Charity
Replies: 69
Views: 2917

Re: Picking a Charity

Thanks to this thread I have learned to review the public IRS filings of any charity to which I am considering donating to find out how much of their revenues are being paid to their administrators and for fundraising and what percentage going to their charitable activities. Charity Navigator descri...
by jdb
Fri Sep 14, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5559

Re: Shorts in Egypt

duplicate post. Some day I will figure this out.
by jdb
Fri Sep 14, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5559

Re: Shorts in Egypt

Shorts are a crime against elegance. Victoria I always knew Victoria was classy. When I go to supposedly nice restaurants in South Florida for dinner and see guys in shorts I am almost ready to leave and find a restaurant with some class. And don’t get me started on the Florida older men with short...
by jdb
Fri Sep 14, 2018 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Single Family Homes in Chicago?
Replies: 33
Views: 3550

Re: Single Family Homes in Chicago?

Suggest Wicker Park or Bucktown neighborhoods within walking distance of Damen Blue Line Station. Lots of young families and restaurants etc. Good Luck.
by jdb
Fri Sep 14, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5559

Re: Shorts in Egypt

Maybe I am part Egyptian. One of my pet peeves, I think that men look like clowns wearing shorts in public, especially egregious are airports and airlines and restaurants other than fast food. Yes, I live in South Florida, I wear shorts on golf course, they are needed playing tennis and at the beach...
by jdb
Fri Sep 14, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3406
Views: 1014527

Re: What Book Are You Currently Reading? Part VI

Just finished Uttermost Part Of The Earth by E. Lucas Bridges. Mentioned to friend who has old book collection how much I enjoyed The Voyage of the Beagle, especially Darwin’s descriptions of Tierra del Fuego and the native Indians. So friend gave me this book published 70 years ago in London writte...
by jdb
Fri Sep 14, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4444

Re: I need a chainsaw to trim branches and limbs!!

I go through a gas chainsaw every couple years in my hobby fruit tree orchard, currently using the 18” Echo CS-400. But favorite and most used chain saw is 14” battery powered Stihl MSA200C. A great machine for smaller jobs. Problem is the cost plus battery plus charger far exceeds your suggested bu...
by jdb
Thu Sep 13, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Vanguard electronic bank transfers
Replies: 22
Views: 2163

Re: Vanguard electronic bank transfers

I have avoided checks for past few years due to fraud on my bank account, surprised me how easy it was for fraudster to photocopy one of my checks and insert their payee info and amounts. Three checks cleared my bank for several thousand dollars before bank caught it and eventually reversed but was ...