Search found 1638 matches

by jdb
Tue Sep 29, 2020 7:23 am
Forum: Personal Investments
Topic: I wish I had not bought silver bricks. Help!
Replies: 32
Views: 5285

Re: I wish I had not bought silver bricks. Help!

Stack them on the mantle. Use them as coasters to impress your friends and relatives. OK, have to ask the question. What does $20k of silver bricks look like when stacked up? I assume way to big for safe deposit box. A couple feet tall when stacked up? Are they shiny like sterling? Just curious. Go...
by jdb
Sat Sep 26, 2020 1:05 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

Just finished Two on a Tower , by Thomas Hardy (best known for The Master of Casterbridge, Tess of the d'Urbervilles , and The Return of the Native .) What a stinker! But it held my interest from beginning to end... partly for weird reasons. Now I really need to read one of Hardy's more-respected b...
by jdb
Fri Sep 25, 2020 5:33 pm
Forum: Personal Consumer Issues
Topic: Any Blended Scotch Drinkers Here?
Replies: 47
Views: 2946

Re: Any Blended Scotch Drinkers Here?

I've seen comments about other spirits on this site, but it has been a long time since I've seen any on scotch. We have one drink on most evenings and I have taken a liking to The Dimple Pinch 15 year-old neat. Have been comparing it with Johnnie Walker Black 12 year-old, also neat, and settled on ...
by jdb
Fri Sep 25, 2020 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Are you taking 2020 RMD anyhow?
Replies: 25
Views: 2093

Re: Are you taking 2020 RMD anyhow?

All my annual RMDs go to QCDs up to max $100K each year. I am continuing with the QCDs. The environmental organizations and immigrant legal support networks and shelters for abused women and children and organizations assisting families of slain police officers which I support financially need help ...
by jdb
Tue Sep 22, 2020 7:22 pm
Forum: Personal Consumer Issues
Topic: Tesla battery day.
Replies: 69
Views: 5723

Re: Tesla battery day.

So far the stock is dropping after hours. -6% so far. By tomorrow, who knows. Is this a good entry point? If you watch staged media events like battery day and obsess over negative comments on company and don’t like roller coaster rides then never a good entry point. OTOH if you are willing to hold...
by jdb
Wed Sep 16, 2020 4:25 pm
Forum: Investing - Theory, News & General
Topic: Can VTSAX accidentally sell all its stock holdings?
Replies: 47
Views: 3800

Re: Can VTSAX accidentally sell all its stock holdings?

Look up the 2010 Flash Crash. We survived that. Flash crash was not 1 trillion of TSM being sold but you make a good point. True, but the point is that the 1 trillion wouldn't go through. Market makers would immediately pull all bids and the market would just disappear. Exchanges would be halted an...
by jdb
Tue Sep 15, 2020 12:17 pm
Forum: Personal Investments
Topic: Struggling Over whether to Sell my Tesla Stock
Replies: 42
Views: 2986

Re: Struggling Over whether to Sell my Tesla Stock

Been there done that. My investment in taxable account but have held for well over year so get LTCG. Now TSLA investment in seven figures. Recently sold enough at $500 after split to double my investment plus pay LTCG. Balance I am letting ride. I am long time Tesla fan, have been buying and selling...
by jdb
Sun Sep 13, 2020 7:38 pm
Forum: Personal Investments
Topic: I’ve got 50K to invest in an ultra aggressive portfolio—seeking growth to 1 Million
Replies: 76
Views: 7543

Re: I’ve got 50K to invest in an ultra aggressive portfolio—seeking growth to 1 Million

In fairy tales the travelers would be warned of Trolls when crossing bridges in a dark place. I think it is time for such a warning.
by jdb
Sun Sep 13, 2020 7:27 pm
Forum: Investing - Theory, News & General
Topic: Where do you put cash now? Vanguard's Prime Money Market is too low!
Replies: 76
Views: 11655

Re: Where do you put cash now? Vanguard's Prime Money Market is too low!

Vanguard Intermediate Tax Exempt Admiral Fund. In our tax bracket equivalent to about a 1.3% taxable equivalent yield. And immediate liquidity. Good luck.
by jdb
Sun Sep 06, 2020 1:15 pm
Forum: Investing - Theory, News & General
Topic: Edelman "Telling" Investors to Sell
Replies: 49
Views: 5721

Re: Edelman "Telling" Investors to Sell

Sounds like Edelman's advice is less than optimal... should stick to catching footballs. That's Julian Edelman... :happy Very funny. Thanks for my laugh of the day. Never listened to slick Ric and hopefully never will. But have watched Julian catch footballs many times. Far better use of time. Good...
by jdb
Thu Aug 27, 2020 3:17 pm
Forum: Personal Consumer Issues
Topic: Bee keeping
Replies: 64
Views: 3409

Re: Bee keeping

Backyard beekeeper here, past five years. Have maintained 3 hives. I got into hobby to help pollinate my tropical fruit tree orchard. Usually lose at least one hive, often more, every year, main culprit are the mosquito spraying done by neighbors. I hate those toxic sprays. Glad that it is an avocat...
by jdb
Wed Aug 19, 2020 4:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

Just finished “OWLS OF THE EASTERN ICE, A Quest to Find and Save the World’s Largest Owl” by Jonathan Slaght. The author was a graduate student at University of Minnesota, who for his PhD project decided to study an almost unknown and endangered owl species, Blakiston’s Fish Owl, in far Eastern Russ...
by jdb
Wed Aug 19, 2020 4:10 pm
Forum: Investing - Theory, News & General
Topic: Can Academics Beat the Stock Market?
Replies: 109
Views: 7331

Re: Can Academics Beat the Stock Market?

I know of only one. John Maynard Keynes. His alma mater, Kings College in Cambridge, gave him substantial investment funds in the 1920s for speculation. According to a recent biography, THE PRICE OF PEACE, Money, Democracy and The Life of John Maynard Keynes, by Zachary Carter, by the end of WW11 hi...
by jdb
Wed Aug 12, 2020 7:03 pm
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 15812

Re: Should I purchase a whole house generator?

Interesting discussion. We were without power for several weeks after Hurricane Andrew, running portable generator with wires all over house with two young children with over 90 degrees outside temperatures. Said never again. Installed 27KW Generac with 1000 gallon underground propane tank a few yea...
by jdb
Mon Jul 20, 2020 4:11 pm
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 185
Views: 19475

Re: Pandemic buys that have improved quality of life?

Dry Negroni. With dry vermouth instead of sweet. Friend and neighbor during pandemic brought pitcher of the stuff over to sit on our patio, social distancing of course, one afternoon. Always thought Negroni too sweet. But the dry hit the spot for me. So my pandemic purchase for happy hour is Campari...
by jdb
Thu Apr 30, 2020 8:16 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

Did you ever read a classic novel and find out that everyone you know read it years ago? And you had never heard of it? Just happened to me, finished A Tree Grows In Brooklyn by Betty Smith. I really enjoyed. But my wife and friends all tell me they read it years ago, and enjoyed. A classic coming o...
by jdb
Sun Apr 19, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: Frugal quarantine habits to keep
Replies: 87
Views: 8509

Re: Frugal quarantine habits to keep

Duplicate post.
by jdb
Sun Apr 19, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: Frugal quarantine habits to keep
Replies: 87
Views: 8509

Re: Frugal quarantine habits to keep

Miss my twice a month afternoon get togethers at my place with a few friends where we would drink good wines and eat burgers and smoke a cigar. But since have stopped going to Costco to buy wine and not interested in online wine purchases, but still like to sip a decent wine with dinner, now have be...
by jdb
Tue Apr 14, 2020 7:35 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

Just finished Fifth Sun, A New History of the Aztecs by Camilla Townsend. If it is true as Winston Churchill said that history is written by the victors then this history book is an anomaly. The author, a distinguished history professor, is fluent in Nahuatl, the language of the Aztecs and has writt...
by jdb
Mon Apr 06, 2020 6:41 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 253
Views: 25109

Re: Tesla Model Y

I miss matjen. It was so much fun. Please return so this thread gets more interesting. And good luck everyone. I'm back jdb!! I was actually in SE Asia for 6 weeks from Late January through March. Missed all the action and the bloom was off the rose by the time I returned and, as you may imagine, h...
by jdb
Mon Mar 30, 2020 4:29 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 514
Views: 50747

Re: Who's buying today? where's all the "dry powder" folks at? :)

columbia wrote: Sun Mar 29, 2020 8:49 pm I have a lot - and am holding tight.
Me too. See you in mid December. Good luck.
by jdb
Wed Mar 25, 2020 5:05 pm
Forum: Personal Investments
Topic: Rick Ferri says to put aside something for "Bingo Money"
Replies: 76
Views: 9352

Re: Rick Ferri says to put aside something for "Bingo Money"

I move my Vanguard settlement funds when accumulate into the Prime Money Market Account to keep me from impulsive individual stock purchases. If want to buy individual stocks have to first transfer monies to settlement account, takes a day. By that time I have changed my mind. Will stay on the sidel...
by jdb
Tue Mar 24, 2020 4:51 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 314
Views: 22340

Re: So what are you cooking

Fried rice in cast iron skillet. First time. It was great. Used leftover rice from yesterday. All those years I threw out the leftover rice, now feel guilty, actually enjoyed the crusty fried rice with eggs, onions, garlic, carrots and soy sauce more than the regular rice. Easy to make and a complet...
by jdb
Sat Mar 21, 2020 5:24 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 314
Views: 22340

Re: So what are you cooking

My wife wanted to cook a turkey, went to grocery store, all sold out except a huge 25 pound fresh turkey. It did fit inside our oven once shelves removed. And guess what, it is delicious. Thanksgiving in March. But will be having turkey sandwiches and turkey salad etc for many days. Good luck and st...
by jdb
Thu Mar 19, 2020 7:34 pm
Forum: Personal Investments
Topic: Is this blog actually worthwhile
Replies: 32
Views: 3175

Re: Is this blog actually worthwhile

True. Unfortunately, most of the people shouting from the rooftops aren't Bogleheads. Most bogleheads are out playing golf wondering why the course is empty. Coincidentally I was playing golf with friends yesterday afternoon (each of us driving a separate cart to keep semblance of distance) and won...
by jdb
Fri Mar 13, 2020 1:58 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the gym ...
Replies: 210
Views: 12707

Re: Are you still going to the gym ...

My gym is gardening and horticulture in back yard. Today spent several hours manual labor getting rid of unwanted bromeliads and laying mulch. Can’t get infected from the hummingbirds and cardinals and butterflies which keep me company. Have not been to my other gym with exercise equipment yet this ...
by jdb
Thu Mar 12, 2020 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Anyone thinking there will be a run on the banks?
Replies: 23
Views: 1667

Re: Anyone thinking there will be a run on the banks?

Sheepdog wrote: Thu Mar 12, 2020 10:38 am
watchnerd wrote: Thu Mar 12, 2020 10:36 am No.

This is silly.
yes it is
Agreed. First time I ever heard analogy between TP and cash.
by jdb
Thu Mar 05, 2020 5:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

Read three very interesting but strange novels past month, each weird in its own way. Nothing To See Here by Kevin Wilson, two children are subject to self combustion which does not harm them. Very weird, but laughing out loud funny in parts. The protagonist is their young adult nanny. A comic novel...
by jdb
Wed Feb 26, 2020 5:45 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 253
Views: 25109

Re: Tesla Model Y

1) There is no factory 2) There is no line (that I am aware of assuming other cars continue to be made) 3) There are no test mules that have ever been photographed 4) There is no money to build it 5) there won't be a Model Y (if ever) for 3 years. 6) Where is the roadster and semi? The real questio...
by jdb
Wed Feb 19, 2020 6:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

I have thoroughly enjoyed John Edward Williams' STONER. Several times. Interesting history. It came out in 1965, sold 2000 copies and was promptly forgotten for 40 years. Then the NEW YORK REVIEW OF BOOKS reissued it as a classic, it became a commercial success, and now it's sometimes referred to a...
by jdb
Fri Feb 14, 2020 7:07 pm
Forum: Personal Consumer Issues
Topic: What's the best thing you've bought on Amazon for <$150?
Replies: 51
Views: 4804

Re: What's the best thing you've bought on Amazon for <$150?

Huckleberry jam from Kalispell, Montana. Great with homemade cornbread, recipe on this site. And of course books. Good luck.
by jdb
Tue Feb 11, 2020 3:57 pm
Forum: Personal Consumer Issues
Topic: Thoughts on buying cheap, used, short range EV
Replies: 87
Views: 5478

Re: Thoughts on buying cheap, used, short range EV

I second the recommendation for a used Model S for quality reasons. Our 2012 MS with 75,000 miles still driving like new, we have no interest in selling. But it has been a great vehicle. You know the old saying, you can buy something cheap or you can buy something good, but not both. Good luck.
by jdb
Tue Feb 04, 2020 5:23 pm
Forum: Investing - Theory, News & General
Topic: Tesla Stock
Replies: 301
Views: 16900

Re: Tesla Stock

Deleted.
by jdb
Mon Feb 03, 2020 7:21 pm
Forum: Investing - Theory, News & General
Topic: Tesla Stock
Replies: 301
Views: 16900

Re: Tesla Stock

In my opinion it is simple answer. People are starting to realize that all-electric vehicles are the future. And Tesla is clear leader of the pack. It has best charging infrastructure with nationwide super chargers. They control their own battery production. And have the best electric vehicles. All-...
by jdb
Sun Jan 26, 2020 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Bird Leaving The Nest
Replies: 35
Views: 4758

Re: Bird Leaving The Nest

Oops. Wrong post.
by jdb
Wed Jan 22, 2020 4:13 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

Reading Little Women by Louisa May Alcott. Have been seeing good reviews of the movie. To my wife’s disappointment I generally don’t go to movies. But remembered that over a year ago bought from used book store a leather bound edition with large font published 40 years ago by Franklin Press, back wh...
by jdb
Mon Jan 20, 2020 4:44 pm
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 333
Views: 70598

Re: What is your favorite consumer product?

Coravin vacuum wine dispenser. I like to sip a glass of decent wine in evening, my wife not so much. Seems wasteful to open bottle for one person, especially since have never had success storing wine once opened. The Coravin system solves this first world dilemma, now sipping good wine as write this...
by jdb
Thu Jan 09, 2020 6:53 am
Forum: Personal Finance (Not Investing)
Topic: does it pay to go to more than one insurance agent for a Medigap/Advantage plan?
Replies: 22
Views: 1706

Re: does it pay to go to more than one insurance agent for a Medigap/Advantage plan?

I met with an agent, and that helped me decide which Medigap plan I wanted and that an Advantage plan wasn’t for me. Then he pitched the best plan G of the various companies he represented. Then I went online and chose a company he didn’t offer, a large TN insurer with their own agents, one whose p...
by jdb
Sat Jan 04, 2020 8:20 am
Forum: Personal Consumer Issues
Topic: CNBC Nightly Business Report cease production in Dec 2019
Replies: 123
Views: 7766

Re: After almost 30 years I need a replacement. Where is the best place to get business news on the net that you can wa

Just a heads up, that is a Falun Gong newpaper that was banned from running Facebook ads after pushing Qanon ads and other fringe conspiracy theories on the far right. Thanks for the heads up Dukethegator, just what I (don’t) need, get my fill of fringe conspiracy theories on the far right while si...
by jdb
Thu Jan 02, 2020 9:01 pm
Forum: Personal Consumer Issues
Topic: CNBC Nightly Business Report cease production in Dec 2019
Replies: 123
Views: 7766

Re: After almost 30 years I need a replacement. Where is the best place to get business news on the net that you can wa

That’s like asking where can get gourmet food at a State Fair. Ain’t going to happen. Sorry. Suggest subscriptions to WSJ and NYT and maybe some weeklies like the Economist. And this site. Good luck.
by jdb
Thu Jan 02, 2020 1:12 pm
Forum: Investing - Theory, News & General
Topic: RMD how do you use them?
Replies: 42
Views: 3191

Re: RMD how do you use them?

Local charities and national environmental organizations get my financial assistance. All to QCDs up to allowable $100k per year. Glad to be able to support these organizations while not paying taxes on the contributions. Good luck.
by jdb
Tue Dec 31, 2019 4:22 pm
Forum: Personal Investments
Topic: Vanguard website down: another example of the lack of good tech at Vanguard
Replies: 93
Views: 5734

Re: Vanguard website down: another example of the lack of good tech at Vanguard

No problem for me! 25+ years at Vanguard and never a problem. I love reading the Vanguard bashing posts on this forum - gives me a break from the never ending How Much in International debates. And why did my fund drop 4% the other day when everything else was up? :sharebeer +1. 12 years with Vangu...
by jdb
Sat Dec 28, 2019 6:52 pm
Forum: Investing - Theory, News & General
Topic: Forbes disses VG’s Joe Davis forcast [Vanguard economist]
Replies: 43
Views: 4140

Re: Forbes disses VG’s Joe Davis forcast

bondsr4me wrote: Sat Dec 28, 2019 3:47 pm https://apple.news/ApQhc6AP5Sgi_RQ75HUaCBA

I myself never paid much attention to economists.
I myself never paid much attention to Forbes.
It’s all noise.
Happy New Year everyone.
by jdb
Sun Dec 22, 2019 4:04 pm
Forum: Personal Consumer Issues
Topic: RESOLVED: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...
Replies: 53
Views: 3524

Re: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...

I think it was Goethe who said “Life is too short to drink bad wine”. With all due respect problem is with your spouse choice of wines, inexpensive white and muscadine reds from Florida and North Carolina are in my opinion not worth investing in wine cooler, no matter how cheap. But if make transiti...
by jdb
Thu Dec 19, 2019 7:19 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4606
Views: 1281038

Re: What Book Are You Currently Reading? Part VI

Just finished two fascinating books, one a novel set in Paris and Iceland, The Sacrament by Olaf Olafsson, and the other a memoir set in the Welsh countryside, How To Catch A Mole, And Find Yourself in Nature by Marc Hamer. The protagonist of the novel is a young Frenchwoman who decides to become a ...
by jdb
Sat Dec 14, 2019 5:09 pm
Forum: Personal Consumer Issues
Topic: Places to Go Out When You Don't Want to Spend Much or Any Money
Replies: 129
Views: 11281

Re: Places to Go Out When You Don't Want to Spend Much or Any Money

I can't believe no one has said this yet - I assume it's just too obvious - but the simplest answer is the old reliable: Go shoot rats at the public dump. It's free, it's societally beneficial, and it sure is fun. Very funny. Took me back to when I was about 10 years old and my father, who as a vet...
by jdb
Tue Dec 10, 2019 5:50 pm
Forum: Personal Consumer Issues
Topic: Auto oil change
Replies: 54
Views: 4135

Re: Auto oil change

Total digression. But with all due respect suggest consider Tesla Model 3 when need new car. This issue then becomes moot. Good luck.
by jdb
Sun Nov 24, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: Getting text messages (spam?) offering to buy my home
Replies: 25
Views: 2378

Re: Getting text messages (spam?) offering to buy my home

Responding to spam in any fashion begets more spam.if you have an iPhone, keep blocking every spam caller number. This is exactly what I do. If someone has my telephone number and really wants to talk with me, I figure that they can call and leave a voice mail. I can then listen to the voice messag...
by jdb
Fri Nov 22, 2019 3:26 pm
Forum: Personal Consumer Issues
Topic: [Tesla truck]
Replies: 170
Views: 13041

Re: Talk me out of buying a Tesla Model 3

Made a reservation for the Cybertruck. By the time it is built I will be more than ready to trade in my boring Chevy pickup. But I will be sure to get the upgraded windows. I think pickup trucks now on market are ugliest vehicles, rectangular boxes with no imagination. I like the futuristic look and...
by jdb
Fri Nov 15, 2019 7:42 pm
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 151
Views: 14396

Re: Best thing you have ever bought?

:sharebeer f Tesla Model S in 2012, one of first 1000 ever produced. Still running great. do you have much upgrade envy? i feel like this would be much stronger with a Tesla than any other luxury/sports car. Interesting question. There of course have been lots of upgrades including autopilot but the...