Search found 1623 matches

by jdb
Thu Apr 30, 2020 8:16 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251692

Re: What Book Are You Currently Reading? Part VI

Did you ever read a classic novel and find out that everyone you know read it years ago? And you had never heard of it? Just happened to me, finished A Tree Grows In Brooklyn by Betty Smith. I really enjoyed. But my wife and friends all tell me they read it years ago, and enjoyed. A classic coming o...
by jdb
Sun Apr 19, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: Frugal quarantine habits to keep
Replies: 87
Views: 8227

Re: Frugal quarantine habits to keep

Duplicate post.
by jdb
Sun Apr 19, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: Frugal quarantine habits to keep
Replies: 87
Views: 8227

Re: Frugal quarantine habits to keep

Miss my twice a month afternoon get togethers at my place with a few friends where we would drink good wines and eat burgers and smoke a cigar. But since have stopped going to Costco to buy wine and not interested in online wine purchases, but still like to sip a decent wine with dinner, now have be...
by jdb
Tue Apr 14, 2020 7:35 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251692

Re: What Book Are You Currently Reading? Part VI

Just finished Fifth Sun, A New History of the Aztecs by Camilla Townsend. If it is true as Winston Churchill said that history is written by the victors then this history book is an anomaly. The author, a distinguished history professor, is fluent in Nahuatl, the language of the Aztecs and has writt...
by jdb
Mon Apr 06, 2020 6:41 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 214
Views: 20301

Re: Tesla Model Y

I miss matjen. It was so much fun. Please return so this thread gets more interesting. And good luck everyone. I'm back jdb!! I was actually in SE Asia for 6 weeks from Late January through March. Missed all the action and the bloom was off the rose by the time I returned and, as you may imagine, h...
by jdb
Mon Mar 30, 2020 4:29 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 514
Views: 50153

Re: Who's buying today? where's all the "dry powder" folks at? :)

columbia wrote:
Sun Mar 29, 2020 8:49 pm
I have a lot - and am holding tight.
Me too. See you in mid December. Good luck.
by jdb
Wed Mar 25, 2020 5:05 pm
Forum: Personal Investments
Topic: Rick Ferri says to put aside something for "Bingo Money"
Replies: 76
Views: 9161

Re: Rick Ferri says to put aside something for "Bingo Money"

I move my Vanguard settlement funds when accumulate into the Prime Money Market Account to keep me from impulsive individual stock purchases. If want to buy individual stocks have to first transfer monies to settlement account, takes a day. By that time I have changed my mind. Will stay on the sidel...
by jdb
Tue Mar 24, 2020 4:51 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 262
Views: 15233

Re: So what are you cooking

Fried rice in cast iron skillet. First time. It was great. Used leftover rice from yesterday. All those years I threw out the leftover rice, now feel guilty, actually enjoyed the crusty fried rice with eggs, onions, garlic, carrots and soy sauce more than the regular rice. Easy to make and a complet...
by jdb
Sat Mar 21, 2020 5:24 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 262
Views: 15233

Re: So what are you cooking

My wife wanted to cook a turkey, went to grocery store, all sold out except a huge 25 pound fresh turkey. It did fit inside our oven once shelves removed. And guess what, it is delicious. Thanksgiving in March. But will be having turkey sandwiches and turkey salad etc for many days. Good luck and st...
by jdb
Thu Mar 19, 2020 7:34 pm
Forum: Personal Investments
Topic: Is this blog actually worthwhile
Replies: 32
Views: 3110

Re: Is this blog actually worthwhile

True. Unfortunately, most of the people shouting from the rooftops aren't Bogleheads. Most bogleheads are out playing golf wondering why the course is empty. Coincidentally I was playing golf with friends yesterday afternoon (each of us driving a separate cart to keep semblance of distance) and won...
by jdb
Fri Mar 13, 2020 1:58 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the gym ...
Replies: 210
Views: 12388

Re: Are you still going to the gym ...

My gym is gardening and horticulture in back yard. Today spent several hours manual labor getting rid of unwanted bromeliads and laying mulch. Can’t get infected from the hummingbirds and cardinals and butterflies which keep me company. Have not been to my other gym with exercise equipment yet this ...
by jdb
Thu Mar 12, 2020 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Anyone thinking there will be a run on the banks?
Replies: 23
Views: 1638

Re: Anyone thinking there will be a run on the banks?

Sheepdog wrote:
Thu Mar 12, 2020 10:38 am
watchnerd wrote:
Thu Mar 12, 2020 10:36 am
No.

This is silly.
yes it is
Agreed. First time I ever heard analogy between TP and cash.
by jdb
Thu Mar 05, 2020 5:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251692

Re: What Book Are You Currently Reading? Part VI

Read three very interesting but strange novels past month, each weird in its own way. Nothing To See Here by Kevin Wilson, two children are subject to self combustion which does not harm them. Very weird, but laughing out loud funny in parts. The protagonist is their young adult nanny. A comic novel...
by jdb
Wed Feb 26, 2020 5:45 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 214
Views: 20301

Re: Tesla Model Y

1) There is no factory 2) There is no line (that I am aware of assuming other cars continue to be made) 3) There are no test mules that have ever been photographed 4) There is no money to build it 5) there won't be a Model Y (if ever) for 3 years. 6) Where is the roadster and semi? The real questio...
by jdb
Wed Feb 19, 2020 6:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251692

Re: What Book Are You Currently Reading? Part VI

I have thoroughly enjoyed John Edward Williams' STONER. Several times. Interesting history. It came out in 1965, sold 2000 copies and was promptly forgotten for 40 years. Then the NEW YORK REVIEW OF BOOKS reissued it as a classic, it became a commercial success, and now it's sometimes referred to a...
by jdb
Fri Feb 14, 2020 7:07 pm
Forum: Personal Consumer Issues
Topic: What's the best thing you've bought on Amazon for <$150?
Replies: 51
Views: 4762

Re: What's the best thing you've bought on Amazon for <$150?

Huckleberry jam from Kalispell, Montana. Great with homemade cornbread, recipe on this site. And of course books. Good luck.
by jdb
Tue Feb 11, 2020 3:57 pm
Forum: Personal Consumer Issues
Topic: Thoughts on buying cheap, used, short range EV
Replies: 87
Views: 5280

Re: Thoughts on buying cheap, used, short range EV

I second the recommendation for a used Model S for quality reasons. Our 2012 MS with 75,000 miles still driving like new, we have no interest in selling. But it has been a great vehicle. You know the old saying, you can buy something cheap or you can buy something good, but not both. Good luck.
by jdb
Tue Feb 04, 2020 5:23 pm
Forum: Investing - Theory, News & General
Topic: Tesla Stock
Replies: 301
Views: 16088

Re: Tesla Stock

Deleted.
by jdb
Mon Feb 03, 2020 7:21 pm
Forum: Investing - Theory, News & General
Topic: Tesla Stock
Replies: 301
Views: 16088

Re: Tesla Stock

In my opinion it is simple answer. People are starting to realize that all-electric vehicles are the future. And Tesla is clear leader of the pack. It has best charging infrastructure with nationwide super chargers. They control their own battery production. And have the best electric vehicles. All-...
by jdb
Sun Jan 26, 2020 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Bird Leaving The Nest
Replies: 35
Views: 4717

Re: Bird Leaving The Nest

Oops. Wrong post.
by jdb
Wed Jan 22, 2020 4:13 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251692

Re: What Book Are You Currently Reading? Part VI

Reading Little Women by Louisa May Alcott. Have been seeing good reviews of the movie. To my wife’s disappointment I generally don’t go to movies. But remembered that over a year ago bought from used book store a leather bound edition with large font published 40 years ago by Franklin Press, back wh...
by jdb
Mon Jan 20, 2020 4:44 pm
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 333
Views: 70282

Re: What is your favorite consumer product?

Coravin vacuum wine dispenser. I like to sip a glass of decent wine in evening, my wife not so much. Seems wasteful to open bottle for one person, especially since have never had success storing wine once opened. The Coravin system solves this first world dilemma, now sipping good wine as write this...
by jdb
Thu Jan 09, 2020 6:53 am
Forum: Personal Finance (Not Investing)
Topic: does it pay to go to more than one insurance agent for a Medigap/Advantage plan?
Replies: 22
Views: 1636

Re: does it pay to go to more than one insurance agent for a Medigap/Advantage plan?

I met with an agent, and that helped me decide which Medigap plan I wanted and that an Advantage plan wasn’t for me. Then he pitched the best plan G of the various companies he represented. Then I went online and chose a company he didn’t offer, a large TN insurer with their own agents, one whose p...
by jdb
Sat Jan 04, 2020 8:20 am
Forum: Personal Consumer Issues
Topic: CNBC Nightly Business Report cease production in Dec 2019
Replies: 123
Views: 7405

Re: After almost 30 years I need a replacement. Where is the best place to get business news on the net that you can wa

Just a heads up, that is a Falun Gong newpaper that was banned from running Facebook ads after pushing Qanon ads and other fringe conspiracy theories on the far right. Thanks for the heads up Dukethegator, just what I (don’t) need, get my fill of fringe conspiracy theories on the far right while si...
by jdb
Thu Jan 02, 2020 9:01 pm
Forum: Personal Consumer Issues
Topic: CNBC Nightly Business Report cease production in Dec 2019
Replies: 123
Views: 7405

Re: After almost 30 years I need a replacement. Where is the best place to get business news on the net that you can wa

That’s like asking where can get gourmet food at a State Fair. Ain’t going to happen. Sorry. Suggest subscriptions to WSJ and NYT and maybe some weeklies like the Economist. And this site. Good luck.
by jdb
Thu Jan 02, 2020 1:12 pm
Forum: Investing - Theory, News & General
Topic: RMD how do you use them?
Replies: 42
Views: 2914

Re: RMD how do you use them?

Local charities and national environmental organizations get my financial assistance. All to QCDs up to allowable $100k per year. Glad to be able to support these organizations while not paying taxes on the contributions. Good luck.
by jdb
Tue Dec 31, 2019 4:22 pm
Forum: Personal Investments
Topic: Vanguard website down: another example of the lack of good tech at Vanguard
Replies: 93
Views: 5278

Re: Vanguard website down: another example of the lack of good tech at Vanguard

No problem for me! 25+ years at Vanguard and never a problem. I love reading the Vanguard bashing posts on this forum - gives me a break from the never ending How Much in International debates. And why did my fund drop 4% the other day when everything else was up? :sharebeer +1. 12 years with Vangu...
by jdb
Sat Dec 28, 2019 6:52 pm
Forum: Investing - Theory, News & General
Topic: Forbes disses VG’s Joe Davis forcast [Vanguard economist]
Replies: 43
Views: 4091

Re: Forbes disses VG’s Joe Davis forcast

bondsr4me wrote:
Sat Dec 28, 2019 3:47 pm
https://apple.news/ApQhc6AP5Sgi_RQ75HUaCBA

I myself never paid much attention to economists.
I myself never paid much attention to Forbes.
It’s all noise.
Happy New Year everyone.
by jdb
Sun Dec 22, 2019 4:04 pm
Forum: Personal Consumer Issues
Topic: RESOLVED: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...
Replies: 53
Views: 3460

Re: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...

I think it was Goethe who said “Life is too short to drink bad wine”. With all due respect problem is with your spouse choice of wines, inexpensive white and muscadine reds from Florida and North Carolina are in my opinion not worth investing in wine cooler, no matter how cheap. But if make transiti...
by jdb
Thu Dec 19, 2019 7:19 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251692

Re: What Book Are You Currently Reading? Part VI

Just finished two fascinating books, one a novel set in Paris and Iceland, The Sacrament by Olaf Olafsson, and the other a memoir set in the Welsh countryside, How To Catch A Mole, And Find Yourself in Nature by Marc Hamer. The protagonist of the novel is a young Frenchwoman who decides to become a ...
by jdb
Sat Dec 14, 2019 5:09 pm
Forum: Personal Consumer Issues
Topic: Places to Go Out When You Don't Want to Spend Much or Any Money
Replies: 129
Views: 11155

Re: Places to Go Out When You Don't Want to Spend Much or Any Money

I can't believe no one has said this yet - I assume it's just too obvious - but the simplest answer is the old reliable: Go shoot rats at the public dump. It's free, it's societally beneficial, and it sure is fun. Very funny. Took me back to when I was about 10 years old and my father, who as a vet...
by jdb
Tue Dec 10, 2019 5:50 pm
Forum: Personal Consumer Issues
Topic: Auto oil change
Replies: 54
Views: 4085

Re: Auto oil change

Total digression. But with all due respect suggest consider Tesla Model 3 when need new car. This issue then becomes moot. Good luck.
by jdb
Sun Nov 24, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: Getting text messages (spam?) offering to buy my home
Replies: 25
Views: 2322

Re: Getting text messages (spam?) offering to buy my home

Responding to spam in any fashion begets more spam.if you have an iPhone, keep blocking every spam caller number. This is exactly what I do. If someone has my telephone number and really wants to talk with me, I figure that they can call and leave a voice mail. I can then listen to the voice messag...
by jdb
Fri Nov 22, 2019 3:26 pm
Forum: Personal Consumer Issues
Topic: [Tesla truck]
Replies: 170
Views: 12796

Re: Talk me out of buying a Tesla Model 3

Made a reservation for the Cybertruck. By the time it is built I will be more than ready to trade in my boring Chevy pickup. But I will be sure to get the upgraded windows. I think pickup trucks now on market are ugliest vehicles, rectangular boxes with no imagination. I like the futuristic look and...
by jdb
Fri Nov 15, 2019 7:42 pm
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 151
Views: 14054

Re: Best thing you have ever bought?

:sharebeer f Tesla Model S in 2012, one of first 1000 ever produced. Still running great. do you have much upgrade envy? i feel like this would be much stronger with a Tesla than any other luxury/sports car. Interesting question. There of course have been lots of upgrades including autopilot but the...
by jdb
Fri Nov 15, 2019 5:49 pm
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 151
Views: 14054

Re: Best thing you have ever bought?

Tesla Model S in 2012, one of first 1000 ever produced. Still running great.
by jdb
Fri Nov 15, 2019 9:45 am
Forum: Investing - Theory, News & General
Topic: What tools do you use to track your finances?
Replies: 80
Views: 7394

Re: What tools do you use to track your finances?

I don't. Once and a while I have a look at the the totals in the accounts and as long as they grow, I log out and forget about it and live life. :sharebeer Also what I do. And even if accounts or some of them decrease I leave them alone since satisfied with my asset allocation and live life. In mid...
by jdb
Thu Nov 14, 2019 7:28 pm
Forum: Personal Consumer Issues
Topic: Fort Meyers or south a bit in Feb advice please
Replies: 16
Views: 1080

Re: Fort Meyers or south a bit in Feb advice please

Total digression but the name is Ft Myers, not Meyers, named for Colonel Abraham Myers who probably never even visited the small fort built during the Seminole Wars. As further digression, Colonel Myers, who was descended from South Carolina rabbi and cantor, was Quartermaster General of Confederate...
by jdb
Thu Nov 07, 2019 6:10 pm
Forum: Personal Consumer Issues
Topic: "Beer Money" Methods
Replies: 54
Views: 7623

Re: "Beer Money" Methods

JoeRetire wrote:
Thu Nov 07, 2019 6:45 am
When I want beer, I just buy some.
Yes. Certainly makes life simpler. Good luck.
by jdb
Thu Nov 07, 2019 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Best month to take RMDs?
Replies: 86
Views: 5021

Re: Best month to take RMDs?

This is a long thread for what seems like simple inquiry. January is great month to take RMD. Also February through March. Also April through December. Just be sure to take all required RMD by December 31. Hope this helps. Good luck.
by jdb
Thu Nov 07, 2019 5:24 pm
Forum: Investing - Theory, News & General
Topic: US Bonds in free fall
Replies: 46
Views: 5109

Re: US Bonds in free fall

All the strong recent gains that Bonds have seen seem to be evaporating as we speak. BIV (Vanguard Intermediate Bond ETF) is DOWN 1.6% month to date so far and still dropping. Relative to the annual average expected return for the asset class this almost qualifies as a "crash" in my opinion since t...
by jdb
Wed Nov 06, 2019 4:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251692

Re: What Book Are You Currently Reading? Part VI

Just finished two interesting books. Buzz, Sting, Bite, Why We Need Insects by Anne Sverdlup-Thygeson. The author, a professor of entomology at a Norwegian University, clearly loves the insect world and her enthusiasm is contagious. This book is everything you want to know about the insect world plu...
by jdb
Tue Nov 05, 2019 5:05 pm
Forum: Personal Consumer Issues
Topic: Your Fantasy Kitchen (Cookware-wise)
Replies: 65
Views: 6173

Re: Your Fantasy Kitchen (Cookware-wise)

If you don't have one get an induction stovetop. I know, not cookware, but my All-Clad loves it. More than a month ago, my 48” propane cooktop sprung a leak. I wanted to go with induction for replacement, and picked the only range I could find that would fill a 48” hole in my kitchen. I don’t reall...
by jdb
Thu Oct 24, 2019 4:59 pm
Forum: Personal Investments
Topic: 11 Reasons to Carry a Big, Long Mortgage by Ric Edelman.
Replies: 93
Views: 11787

Re: 11 Reasons to Carry a Big, Long Mortgage by Ric Edelman.

I could probably come up with 11 reasons why I'm happy that I have no mortgage, no credit card debt etc. Because of that I was able to save and reach my goals - while having a mortgage previously - I was going nowhere. +1. Another reason why I’m happy paid off mortgage is that we no longer have mor...
by jdb
Tue Oct 22, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: Brisket Recipe
Replies: 19
Views: 2717

Re: Brisket Recipe

Thanks for your recipe for smoked brisket. I am sure it is good, plan to try it on my Big Green Egg. But if you want a brisket that melts in your mouth suggest the red wine and honey braised brisket recipe from Modern Jewish Cooking, link below. I am not Jewish but my bride of 45 years is and I prep...
by jdb
Sun Oct 20, 2019 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Deed fraud (on your home)- anyone have insight?
Replies: 51
Views: 4633

Re: Deed fraud (on your home)- anyone have insight?

What's being said in short, I believe, and with which I agree, is that it's very unlikely that the final decision of the legal system in a crime like this would be that the legitimate homeowner must make whole the defrauded buyer and/or defrauded lender. If that were plausible, I might pay to insur...
by jdb
Sun Oct 20, 2019 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Deed fraud (on your home)- anyone have insight?
Replies: 51
Views: 4633

Re: Deed fraud (on your home)- anyone have insight?

With due respect should not be a risk for homeowners. Yes, a fraudulent deed could be filed. But would not vest good title in the fraudster. Yes, fraudster could sell property to gullible buyer. The loss here would be the gullible buyer. Yes, the fraudster could get mortgage from gullible mortgage ...
by jdb
Sat Oct 19, 2019 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Deed fraud (on your home)- anyone have insight?
Replies: 51
Views: 4633

Re: Deed fraud (on your home)- anyone have insight?

With due respect should not be a risk for homeowners. Yes, a fraudulent deed could be filed. But would not vest good title in the fraudster. Yes, fraudster could sell property to gullible buyer. The loss here would be the gullible buyer. Yes, the fraudster could get mortgage from gullible mortgage l...
by jdb
Sun Oct 13, 2019 4:30 pm
Forum: Investing - Theory, News & General
Topic: How often do you look at your IRA or 401K Balances
Replies: 71
Views: 6414

Re: How often do you look at your IRA or 401K Balances

Once in mid December each year, both mine and my spouse IRA, which I “manage”. Lots better things to do with my time, just finished planting tomatoes for winter season. Good luck.
by jdb
Mon Oct 07, 2019 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: More Nasty and Unexpected Changes With Part D Plans Next Year
Replies: 49
Views: 6333

Re: More Nasty and Unexpected Changes With Part D Plans Next Year

As a newbie applying for first Plan D supplement starting next week this is crazy news. My question is why bother? Why not go cold turkey and just pay out of pocket? Are prescription drug prices higher for those without insurance? My current cost quite reasonable especially using Good Rx coupons at ...