Search found 1252 matches

by jdb
Mon Feb 19, 2018 7:07 pm
Forum: Investing - Help with Personal Investments
Topic: Muni Bond market
Replies: 18
Views: 1634

Re: Muni Bond market

Suggest that anyone contemplating establishing individual muni bond ladder, whether or not through a broker, first become acquainted with EMMA https://emma.msrb.org/Home/Index and learn to use that platform to evaluate bonds. Otherwise suggest one or more of the Vanguard muni bond funds. Good luck
by jdb
Fri Feb 16, 2018 5:29 pm
Forum: Investing - Help with Personal Investments
Topic: I didn't tax-loss harvest this month, did you?
Replies: 86
Views: 4883

Re: I didn't tax-loss harvest this month, did you?

On or about December 15 of each year I check my portfolio for two things, any rebalancing needed for next year and possible TLH. But until then I pretty much ignore market fluctuations. Investments go up and they go down but until you actually sell don’t incur a loss. Allows me to focus on lots of m...
by jdb
Tue Feb 13, 2018 6:04 pm
Forum: Investing - Theory, News & General
Topic: Has Seeking Alpha Become Worthless?
Replies: 20
Views: 3368

Re: Has Seeking Alpha Become Worthless?

Seeking Alpha along with Motley Fool and Yahoo Finance and Market Watch and many others of their ilk in my opinion are the definition of market noise. Scattershot articles from a range of authors including very smart ones to average intelligence down to idiots. How do you know which one is the autho...
by jdb
Mon Feb 12, 2018 4:50 pm
Forum: Investing - Theory, News & General
Topic: Barron's Magazine
Replies: 15
Views: 1492

Re: Barron's Magazine

I had subscriptions to Barron’s and golf magazines in my younger days before discovered index funds and realized that would always be a mediocre golfer. Followed the golf tips and stock tips until realized they were of equal value-negative. My investments and golf game both improved after dropping t...
by jdb
Thu Feb 08, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: Suggest coffee maker please
Replies: 110
Views: 6285

Re: Suggest coffee maker please

I believe in the power of simplicity. French press. Whole beans from good roaster (I get Colorado roasts from Whole Foods) which grind each morning. You can play with amount of coffee beans until you get desired strength. And the grounds make great fertilizer for Vanda orchids outside. Good luck.
by jdb
Thu Feb 08, 2018 10:56 am
Forum: Investing - Theory, News & General
Topic: How to short TSLA?
Replies: 50
Views: 2642

Re: How to short TSLA?

Reading an original post like this one makes me appreciate Boglehead advice even more and thankful that such schemes aren’t promoted on this website. It doesn’t take much foresight to see this scenario ending badly but of course there is always blind luck that might see this through to a successful...
by jdb
Thu Feb 08, 2018 10:10 am
Forum: Investing - Theory, News & General
Topic: How to short TSLA?
Replies: 50
Views: 2642

Re: How to short TSLA?

Good to know that I am not the only one on this site with questionable judgment. :happy But do have concerns as to how to introduce the flamethrower to my wife when arrives in a few months. All my friends sworn to secrecy.
by jdb
Thu Feb 08, 2018 9:58 am
Forum: Investing - Theory, News & General
Topic: How to short TSLA?
Replies: 50
Views: 2642

Re: How to short TSLA?

If you short Tesla, that ultimately means that you think you are smarter than Elon Musk, the guy who just launched one of his cars in one of his rockets to Mars. Yeah, the rocket missed the target, but still. He just pre-sold $10 million worth of $500 flamethrowers and that makes up for it. Tesla s...
by jdb
Wed Feb 07, 2018 7:39 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1247
Views: 185994

Re: QSPIX - thoughts on interesting fund

Interesting discussion. I never understood attraction of these funds that promised equity like returns during boom times while acting like bonds during recessions in return for annual high fees. This is what hedge funds live on. Why not just buy an equity index fund for the good times and a bond fun...
by jdb
Wed Feb 07, 2018 7:24 am
Forum: Investing - Help with Personal Investments
Topic: Retired or close to it -- what do you hold in bond portion?
Replies: 41
Views: 3977

Re: Retired or close to it -- what do you hold in bond portion?

Semi retired, will need to start taking RMD this year, wife still working full time. 70 percent fixed income in tax deferred accounts, combination of BND, GNMA, TIPS ladder and lots of Wellesley. 60 percent bonds in taxable accounts, all tax free Vanguard bond funds, including long term, Intermediat...
by jdb
Tue Feb 06, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2846
Views: 893891

Re: What Book Are You Currently Reading? Part VI

The Odyssey by Homer, a just published new translation by Emily Wilson. First published translation by female scholar. Wonderful translation. The Odyssey is one of my two favorite books, along with War and Peace try to read at least once a year. I had read and enjoyed the Robert Fagles translation s...
by jdb
Tue Feb 06, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2149

Re: Cigar buying help

This is an important thread. Just got back from cigar store, asked for cigar like a Cohiba. Ended up buying Padron. And I of course had to try one out before my soirée with the guys while sipping a dark rum. Very smooth. But still miss the real thing, Cuban Cohiba. And I also finished up my favorit...
by jdb
Mon Feb 05, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2149

Re: Cigar buying help

This is an important thread. Just got back from cigar store, asked for cigar like a Cohiba. Ended up buying Padron. And I of course had to try one out before my soirée with the guys while sipping a dark rum. Very smooth. But still miss the real thing, Cuban Cohiba. And I also finished up my favorite...
by jdb
Mon Feb 05, 2018 2:53 pm
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2149

Re: Cigar buying help

Very timely post. I host six amigos every few months for whisky, rum, cigars and Costco hamburgers mid day on my patio while wife at work, just finished my Cuban Cohibas purchased in the Caribbean islands last year so need to go to local cigar store and buy non Cuban for soirée this Thursday, these ...
by jdb
Mon Feb 05, 2018 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: 529 for private elementary school?
Replies: 26
Views: 1645

Re: 529 for private elementary school?

From pure economic standpoint does not make much sense to me to withdraw 529 monies earlier than college. Real value of 529 is tax free increase in value over time through dividends, interest, capital gains and absolute increase in value of underlying portfolio assets. The earlier you use the 529 mo...
by jdb
Thu Feb 01, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2846
Views: 893891

Re: What Book Are You Currently Reading? Part VI

The Last Days of Night, by Graham Moore. Historical fiction set in late 1880s in New York and Pittsburgh. Thomas Edison, George Westinghouse, Nikola Tesla, JP Morgan and a young attorney named Paul Cravath. The electrifying battle between Direct Current of Edison backed by Morgan and Alternating Cur...
by jdb
Sun Jan 28, 2018 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: "Muni Bonds Time Bomb" Barron's
Replies: 47
Views: 4823

Re: "Muni Bonds Time Bomb" Barron's

You could see 50 sizeable defaults. Fifty to 100 sizeable defaults. More. This will amount to hundreds of billions of dollars' worth of defaults.... It'll be something to worry about within the next 12 months. --Meredith Whitney, December 19, 2010. I think there were some forum posters who actually...
by jdb
Wed Jan 24, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: What did you do with your first RMD withdrawal money?
Replies: 69
Views: 5781

Re: What did you do with your first RMD withdrawal money?

Parthenon wrote:
Fri Dec 08, 2017 11:40 am
Turned the entire amount into a Qualified Charitable Distribution. Spread the money over about a dozen charities plus my church and school.

Ed
+1. Looking forward to working with spouse to designate the beneficiaries of the QCDs when turn 70.5 in August this year.
by jdb
Tue Jan 16, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 10140

Re: Besides Bogleheads, What Are Your Favorite Forums?

Nada :happy I am with Toons as usual. No Facebook account, no LinkedIn, try to limit my use of internet and smart phones, prefer to read WSJ and NYT and read good books and play golf with friends and enjoying evening wine and dinner conversation with wife and friends. When go to gym which do severa...
by jdb
Thu Jan 11, 2018 6:14 pm
Forum: Personal Consumer Issues
Topic: wild bird feed
Replies: 43
Views: 1918

Re: wild bird feed

Just refilled my hummingbird feeder this afternoon so the two HB’s wintering in our South Florida garden are happy, 4 parts water to one part sugar. Black oil sunflower seeds in feeder for the cardinals and squirrels. Never did figure out way to keep the squirrels out. But what all the birds like mo...
by jdb
Thu Jan 11, 2018 4:37 pm
Forum: Personal Consumer Issues
Topic: Antarctica [anyone traveled there?]
Replies: 34
Views: 2899

Re: Antarctica [anyone traveled there?]

Currently visiting through words and photos of Erling Kagge in Silence in the Age of Noise. Just translated into English from Norwegian. The author trekked to the North Pole with a Norwegian companion and trekked by himself to the South Pole, just him and his skis and sled. Beautiful photographs of ...
by jdb
Wed Jan 03, 2018 10:06 am
Forum: Investing - Theory, News & General
Topic: 2018 Hedge Fund contest
Replies: 126
Views: 8800

Re: 2018 Hedge Fund contest

The Play It Again, Sam Fund My portfolio manager prefers product research, enjoys driving his Teslas and listening to music on Alexa (I think she is his secret AI girlfriend) and drinking craft beer from Whole Foods and browsing internet on Google platform. So with an almost 37 percent return last y...
by jdb
Tue Dec 12, 2017 7:26 pm
Forum: Investing - Theory, News & General
Topic: 30 yr tips yield: 1% to 0.83% over last 2 weeks!
Replies: 66
Views: 8490

Re: 30 yr tips yield: 1% to 0.83% over last 2 weeks!

The TIPS yield curve has been flattening over the past 8 months as shown by the green line of the difference between the 30-year and 5-year constant maturity rates : https://fred.stlouisfed.org/graph/fredgraph.png?g=gr1E From 4/20/2017 to 12/6/2017 the 30-year yield fell 0.15% points while the 5-ye...
by jdb
Tue Dec 12, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: Ancestry / 23andMe
Replies: 83
Views: 7095

Re: Ancestry / 23andMe

OP: If you are just interested in your ancestry, and not concerned about making connections with relatives, you might want to try the National Geographic Geno project. https://genographic.nationalgeographic.com/about/ I have never heard of this, how does it compare to the others? Would I want to ge...
by jdb
Mon Dec 11, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Best Parmesan Cheese for Salad
Replies: 29
Views: 1779

Re: Best Parmesan Cheese for Salad

I second the Costco. But even better, buy a big chunk of Parmigiano Reggiano at your local market, Whole Foods has them, a little expensive. Buy a small hand grater. Take cheese over to your plate with grater and grate directly over the salad or food. Like being in Italian restaurant without obligat...
by jdb
Sun Dec 10, 2017 4:52 pm
Forum: Investing - Theory, News & General
Topic: Are Bonds ever better than a Fund?
Replies: 10
Views: 1281

Re: Are Bonds ever better than a Fund?

My response is only as to muni bonds, since as to TIPS prefer a ladder. I have a muni bond individual ladder built about 5 years ago, actually took a couple years to create using odd lots, got to be like a hobby using EMMA (and if you don’t know what EMMA is and how to use it should not be toying ar...
by jdb
Fri Dec 08, 2017 11:19 am
Forum: Forum Issues and Administration
Topic: Thank you Admins
Replies: 28
Views: 2690

Re: Thank you Admins

I used to follow a number of internet sites, political and economic and tech, but dropped them all except this one. Amazing how many “flamers” there are in internet chat land, many of them seem to be blithering idiots, but the administrators on this site do great job keeping them at bay. So far have...
by jdb
Thu Dec 07, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2846
Views: 893891

Re: What Book Are You Currently Reading? Part VI

I am very excited, received from Amazon today the just published The Landmark Julius Caesar, The Complete Works including Gallic War, Alexandrian War, African War and Spanish War, with maps, annotations, appendices and encyclopedic index, with translation by Kurt Raaflaub. I very much enjoyed the La...
by jdb
Thu Dec 07, 2017 8:47 am
Forum: Personal Finance (Not Investing)
Topic: House on the market less than a day. Did listing agent commit fraud?
Replies: 56
Views: 7264

Re: House on the market less than a day. Did listing agent commit fraud?

Happens all the time, especially in hot markets. Agent wants full commission, not willing to share. Has at least one and possible more buyers in waiting without their own agents. Talks seller into below market listing price. Gets their buyers to submit all cash offer or offer with approved financing...
by jdb
Wed Dec 06, 2017 7:32 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 267
Views: 18671

Re: Do people still use AAA?

If people are relying on AAA to change a tire...you screwed up in life. THat should be a requirement for a drivers license. And if you're a guy a cant change a tire...pfffttt...nuff said. I know a nonsensical statement when I see one, though funny in a kind of sick way. Reminds me of a vacation in ...
by jdb
Thu Nov 30, 2017 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 9916

Re: Why should I donate to my alma mater?

OTOH, we give not insubstantial monies to my graduate school, University of Chicago, a private institution which provided me substantial grants and dropped football 80 years ago. Smart decision in my opinion. Each to his or her own. Good luck. Now, now, the U of C does have a football team, just no...
by jdb
Wed Nov 29, 2017 8:57 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2846
Views: 893891

Re: What Book Are You Currently Reading? Part VI

Just finished Birdmania, A Remarkable Passion for Birds, by Bernd Brunner with translation from the original German edition by Jane Billinghurst. A fascinating book chock full of interesting facts about birds and the humans who since recorded history have interacted with them. Who knew that birdwatc...
by jdb
Wed Nov 29, 2017 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 9916

Re: Why should I donate to my alma mater?

Interesting conversation. I do not contribute to my undergraduate alma mater, a state university where I was an in state student who did not get financial aid but worked his way through school and which pays its football coach several million dollars a year, which I find aggravating even if they do ...
by jdb
Mon Nov 27, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 refund
Replies: 8
Views: 1621

Re: Tesla Model 3 refund

Not only will you get your deposit back which apparently makes you happy but you will also make someone later on the waiting list happy. A double win.
by jdb
Sat Nov 25, 2017 9:28 pm
Forum: Personal Consumer Issues
Topic: Tesla Model 3 refund
Replies: 8
Views: 1621

Re: Tesla Model 3 refund

With all due respect your concern a little silly, the company just raised a quarter billion dollars in 3 year deposits for the 1000 Founders editions of roadster, not to mention the thousands of other $50,000 deposits for the regular series roadster. You will get your deposit back. With my two prior...
by jdb
Sat Nov 25, 2017 8:58 pm
Forum: Personal Consumer Issues
Topic: Charcoal grill
Replies: 18
Views: 1621

Re: Charcoal grill

I would suggest splurging for the small Big Green Egg. Might as well get the best. And will last for many years, mine now going strong after almost 10 years. Good luck.
by jdb
Tue Nov 21, 2017 2:11 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 9514

Re: Tesla truck unnveil

I like Tesla's product and that's the main reason I am buying Tesla's stock. That is a TERRIBLE reason to have 10% of your money in a stock. Terrible may be an overstatement. It worked for Peter Lynch of Fidelity Magellan fame. And though I am a statistically meaningless sample of one it worked for...
by jdb
Tue Nov 21, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: Your favorite Costco wines?
Replies: 40
Views: 4294

Re: Your favorite Costco wines?

@TLC1957: I would smile and think that you have incredible sangfroid, good tasting wines at good price and to heck with labels, or you are just clueless. But I would enjoy the wines. Might be safer to stick with known non house brands despite your sangfroid. Just my two cents. Congrats on the weddin...
by jdb
Mon Nov 20, 2017 6:54 pm
Forum: Personal Consumer Issues
Topic: Warm Shirt for Winter
Replies: 41
Views: 4504

Re: Warm Shirt for Winter

Note that I live in Florida so can’t be taken seriously though do spend time in Chicago in winter. For casual wear I like short sleeves and natural fabrics, recommend the Duluth Trading short sleeve sweatshirt, 80 percent cotton and very comfortable and warm, and great for layering, can wear long sl...
by jdb
Mon Nov 20, 2017 8:32 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 13630

Re: The valet smashed my Tesla into a brick wall!

If true my sympathies to the OP. Having owned a performance Model S now going on 6 years have assiduously avoided valet, and on the rare occasions when no other choice or when chauffeuring guests give the valet a $20 tip upfront to park within 100 yards of the place, well worth it. But to digress, w...
by jdb
Fri Nov 17, 2017 4:51 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 9514

Re: Tesla truck unnveil

But what I really want are all electric Tesla (or any other brand for that matter) buses, especially tour buses. Have you ever been stuck in heavy traffic on two lane road behind diesel exhaust spewing large bus and couldn’t pass and had to breathe the fumes? Ought to be a law.
by jdb
Fri Nov 17, 2017 4:15 pm
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 6359

Re: My dad's army jacket

Wear it if it is meaningful to you. I have been wearing my father’s dog tags issued in 1942 which he wore through almost 4 years of jungle combat in New Guinea and the Pacific Islands and Philippines, found them in his cigar box with Army medals etc after he passed. He never spoke of his experience,...
by jdb
Fri Nov 17, 2017 11:57 am
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 9514

Re: Tesla truck unnveil

Thanks for the link. I am waiting for the pickup truck.
by jdb
Thu Nov 16, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: Maui Jim Sunglasses (or similar quality)
Replies: 14
Views: 1271

Re: Maui Jim Sunglasses (or similar quality)

Absolutely love my MJ's. Bought them 4 years ago, have dropped them many times and they have not scratched. They were $89.99 at Costco in Arizona. The only problem I have had is that the little "sweat guard" near the forehead fell off and they don't have any replacements. Agreed, bought MJ at Costc...
by jdb
Wed Nov 08, 2017 7:27 pm
Forum: Investing - Theory, News & General
Topic: "The small-cap effect really has failed to materialize"
Replies: 37
Views: 5703

Re: "The small-cap effect really has failed to materialize"

Thanks nisiprius, it is comments like yours that get me to read this site at least once a day. And usually learn something each time.
by jdb
Wed Nov 08, 2017 7:20 am
Forum: Personal Consumer Issues
Topic: What is the story with the Apple iWatch Series 3?
Replies: 26
Views: 2194

Re: What is the story with the Apple iWatch Series 3?

As an early adopter now on the second generation watch (I dropped #1 on a marble floor and it did not do well) I enjoy the watch for silly reasons. It can keep my toddler grandchildren entertained touching the Mickey and Minnie Mouse faces to hear them speak the time. Every morning my coffee is brew...
by jdb
Tue Nov 07, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2846
Views: 893891

Re: What Book Are You Currently Reading? Part VI

Just finishing Admiral of the Ocean Sea by Samuel Eliot Morison. I very much enjoyed the Fourth Voyage of Columbus recommended on this site (thanks ruralavalon) and decided to go to one of its principal source books. The author, perhaps more famous for his multi volume History Of United States Naval...
by jdb
Wed Nov 01, 2017 4:08 pm
Forum: Investing - Theory, News & General
Topic: Matching bond duration to....?
Replies: 17
Views: 1318

Re: Matching bond duration to....?

I think there is too much negativity as to long term bond funds, especially as counterbalance to equities. For my retirement accounts the fixed income component a mix of TBM, TIPS ladder and Wellesley. But for taxable I really appreciate the Vanguard Admiral Long Term Tax Exempt, have as a rule of t...
by jdb
Tue Oct 31, 2017 4:37 pm
Forum: Investing - Theory, News & General
Topic: Should I switch from a muni bond ladder to a bond fund?
Replies: 12
Views: 1943

Re: Should I switch from a muni bond ladder to a bond fund?

At the Bogleheads conference a couple weeks ago a fellow attendee and friend told me he was considering the opposite, converting his bond funds into a muni ladder, a friendly financial institution would do it for 40 basis points. I told him that I have a muni ladder which I accumulated years ago usi...
by jdb
Fri Oct 27, 2017 5:38 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST
Replies: 711
Views: 35898

Re: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST

Mel Lindauer wrote:
Fri Oct 27, 2017 11:57 am
spoco79 wrote:
Tue Oct 24, 2017 11:28 am
2522.69
You're almost a year late. Guesses were closed many moons ago.
Oh shoot, and I was waiting for December 30 to put in my estimate.