Search found 5 matches

by Federiko25
Mon Oct 12, 2015 7:56 am
Forum: Investing - Help with Personal Investments
Topic: Annuity recommendation for a Non US resident
Replies: 0
Views: 354

Annuity recommendation for a Non US resident

I will retire at the age of 50. Besides Bogleheads 3 fund investment suggestion, I was also looking to invest a small portion of my portfolio into annuities. However, as a Non Resident Alien, I have been looking at low cost ways to invest in a SPIA. Buying an annuity in the US seems quite expensive ...
by Federiko25
Sat Oct 10, 2015 9:43 pm
Forum: Investing - Help with Personal Investments
Topic: Non-USA Persons: Fixed Income investing.
Replies: 16
Views: 2850

Re: Non-USA Persons: Fixed Income investing.

If a NRA intended to buy a SPIA annuity in the US, there would be a 30% witholding tax on the payments. Does anybody know if there is a reasonable offshore insurance company where a NRA could buy a SPIA annuity?
by Federiko25
Thu Oct 01, 2015 4:40 pm
Forum: Investing - Help with Personal Investments
Topic: Non-USA Persons: Fixed Income investing.
Replies: 16
Views: 2850

Re: Non-USA Persons: Fixed Income investing.

Thank you, Galeno, for your sound advise!
by Federiko25
Thu Sep 24, 2015 7:47 pm
Forum: Investing - Theory, News & General
Topic: Net total return vs. gross total return - a fallacy?
Replies: 26
Views: 37302

Re: Net total return vs. gross total return - a fallacy?

We are USA-NRA investors in a country w/o a tax treaty with the USA. We hold a 2 ETF portfolio: 60% VWRD + 35% IUAG + 5% CASH. The interest income from IUAG has a 0% withholding tax. Our USA equities have a 15% dividend withholding tax. Our non-USA equities have a 6% dividend withholding tax. E.g. ...
by Federiko25
Thu Sep 24, 2015 1:04 pm
Forum: Investing - Help with Personal Investments
Topic: Non-USA Persons: Fixed Income investing.
Replies: 16
Views: 2850

Re: Non-USA Persons: Fixed Income investing.

Hi everybody. This is my first posting, so please have some patience with my rookie questions. As a NRA, for what I have read, there shouldn't be neither income taxes on interests nor would the Estate Tax apply on Treasury Bonds such as Treasury Inflation Protected Securities. Is that right? If so, ...