Search found 925 matches

by Bylo Selhi
Sun Feb 11, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: Niagara falls US side
Replies: 27
Views: 1618

Re: Niagara falls US side

Niagara Falls is a different experience this time of year and especially this colder-than-usual year, compared to the other seasons.

See e.g. See Niagara Falls Covered in Ice: 'Absolutely Beautiful' and Why Niagara Falls isn't frozen and will likely never freeze completely.
by Bylo Selhi
Sun Feb 11, 2018 9:49 am
Forum: Investing - Help with Personal Investments
Topic: Canadian Vanguard Equivalents
Replies: 3
Views: 231

Re: Canadian Vanguard Equivalents

Another indispensable site for Canadian investors who want to follow Bogle's philosophy of simplicity, passivity and low costs: Canadian Couch Potato. In particular check out the new Vanguard One-ETF Solutions.
by Bylo Selhi
Sun Feb 11, 2018 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Can non US citizen create corporation in US to invest in vanguard
Replies: 39
Views: 3426

Re: Can non US citizen create corporation in US to invest in vanguard

I'm late to the discussion so pardon any repetition... Re non-US holdco, you have to investigate the cost of set up and annual costs of filing corporate tax returns. The tax treatment of investment income (and any US tax withheld at source) may vary between securities owned personally and those owne...
by Bylo Selhi
Thu Feb 08, 2018 8:44 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

I do not see why it would matter. Quicken 2016 is not a subscription product, and Quicken’s Discontinuation Policy does not change. In the past Quicken/Intuit made minor changes to data file format during the installation/conversion process of every year's version. This made it impossible to use th...
by Bylo Selhi
Wed Feb 07, 2018 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

Basically you can manually enter data via keyboard only... Depending on what formats your bank/brokerage can download in, you may be able to convert it into something Quicken can import. That's still a manual process but at least you can semi-automate batches of transactions rather than keying each...
by Bylo Selhi
Tue Feb 06, 2018 7:44 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

I don't think it would stop right away. I was unable to connect with my bank before because my version was too old. I discovered that I had to be using either the current version or one version prior. My guess then is that unless Quicken can go back later and limit your software the ability to down...
by Bylo Selhi
Mon Feb 05, 2018 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

So, as a Quicken newbie, what happens if the Account duration is reset to 90 days ? Actually 60 days, "Duration: Feb 04 2018 – Apr 06 2018." Does that mean that after 90 days, a user wouldn't be able to do automatic downloads from brokerages, but would have to enter transactions/holdings manually ?...
by Bylo Selhi
Mon Feb 05, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

Edit: my Quicken still says it expires in 2023. Mine too. There seems to be some confusion about this on Quicken ID, My Account: 1. The PLAN DETAILS section shows "Duration: Feb 04 2018 – Feb 05 2023 ." 2. But the Your Purchases section shows: QUICKEN PREMIER 2018 DIRECT DOWNLOAD 5YR Platform: N/A ...
by Bylo Selhi
Sun Feb 04, 2018 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

The party is about to end. From Quicken's support website:
Quicken Tyka, Official Rep wrote: Thank you for notifying us of the issue! We are working on getting this resolved.
by Bylo Selhi
Sun Feb 04, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

I'm betting they all get reduced to 1-year. That way they can say you have nothing to complain about because you still got something for free. Agreed. That would be the most professional way to do it. Meanwhile, the execs will be doing a Snoopy dance because they will have added a few hundred thous...
by Bylo Selhi
Sun Feb 04, 2018 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

LadyGeek wrote:
Sun Feb 04, 2018 11:01 am
The discussion on Quicken's free 5-year subscription is here: Quicken Premier 5-year subscription $0 (free) on quicken website

Use this thread to discuss Quicken's future direction. It may change after today.
You mean it's not a SuperBowl promotion? :shock: :shock:
by Bylo Selhi
Sun Feb 04, 2018 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

LadyGeek wrote:
Sun Feb 04, 2018 11:07 am
I thought about the card expiration date, but I only use one credit card and will probably renew it before the expiration date.
Yabbut the CVV will change on renewal so auto-renew will probably fail unless you also update that.
by Bylo Selhi
Sun Feb 04, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

I have auto-renew disabled. I wonder which takes precedence? I'm not sure why that matters. Auto-renew disabled doesn't imply auto-disconnect. If auto-renew is disabled I'd expect them to send a notification at least a month before the subscription ends. Likewise even if auto-renew is enabled but t...
by Bylo Selhi
Sun Feb 04, 2018 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

However, there is a slight loophole if you purchased a two-year subscription (mostly through Amazon), and then upgraded, it will tack on 5 years after your 2 year subscription ends. Will Quicken survive 7 years, or even 5? As with "lifetime" guarantees it's important to know whose lifetime they mea...
by Bylo Selhi
Sun Feb 04, 2018 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

Hopeful wrote:
Sun Feb 04, 2018 10:17 am
People on there are reporting making the "purchase" multiple times to extend their subscription for 5, 10, 15, or 20 or more years. No way quicken is going to allow that. :shock:
Pigs get fat--but hogs get slaughtered.
by Bylo Selhi
Sun Feb 04, 2018 10:09 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

If this is the case then they can just take the subscription service away if its an error, not charge you the amount it should be without you agreeing. IANAL but they made me an offer, I accepted it and I "paid" for it in full. That's a "done deal." They may have a loophole because the amount of "p...
by Bylo Selhi
Sun Feb 04, 2018 9:36 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

Are you saying you downloaded the free Windows version, and it also contained the Mac program? First you "buy" the free version, then go to My Account and download either Windows or Mac version. BTW I was able to "buy" this using a zero-balance prepaid Visa card. Auto-renew won't get too far with t...
by Bylo Selhi
Sun Feb 04, 2018 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken's future direction - a cause for concern

Peculiar_Investor wrote:
Sun Feb 04, 2018 9:30 am
Other Bogleheads were quicker to notice, see viewtopic.php?f=2&t=240469
Thanks. In any case it won't hurt to mention it here too.

Now, do we need a thread on how to make this work in Canada? :mrgreen: :moneybag
by Bylo Selhi
Sun Feb 04, 2018 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8871

Re: Quicken's future direction - a cause for concern

How about free for 5 years?



5-Years Quicken Premier 2018 (PC Digital Download)



Image



This is probably an error but it works, at least currently. Note it's a ~275MB download.
by Bylo Selhi
Sun Jan 28, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: Scotland/West Highland Way Sept. 2018
Replies: 14
Views: 860

Re: West Highland Way Sept. 2018

Ben Nevis kills people, every year. The weather there changes very suddenly. Don't let the low elevation or easy terrain by North American or Alpine standards fool you. And not just from cold weather. When we climbed Ben Nevis a few years ago it was during a heat wave and we almost ran out of water...
by Bylo Selhi
Wed Jan 24, 2018 11:35 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: Yahoo! Quote Not Working

So far, so good, but at that point, all that happens is that the cell in Libreoffice is a text field that contains the URL - not sure what that is supposed to accomplish. And the URL from google sheets appears to be for the whole sheet AFAIK, not to a specific cell, also, so how is that supposed to...
by Bylo Selhi
Tue Jan 23, 2018 7:32 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: [Yahoo Finance no longer works - Alternatives to download securities quotes]

Did anyone find a solution/replacement that works for LibreOffice, as opposed to Excel or Google sheets ? AFAIK you have to use GoogleSheets to inhale NAVs from Google Finance. That's a one-time setup until you change the portfolio composition. Everything else can be done in LibreOffice. See my 09J...
by Bylo Selhi
Sun Jan 21, 2018 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

KyleAAA wrote:
Sun Jan 21, 2018 11:04 am
Are they?
They are (or at least they were in 2016.) I was curious about SimonJester assertion so I Googled and bing:
New Office 365 subscriptions for consumers plunged 62% in 2016.

N.B. the adjectives, new and consumer in CW's headline.
by Bylo Selhi
Tue Jan 09, 2018 7:37 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: Alternative to Download Quotes into LibreOffice

Someone in the Forum posted instructions how to use GoogleSheets (GoogleFinance) and then link that data from within a LibreOffice sheet Several people contributed to that. I summarized the technique here . Any ideas how to fix this? I import quotes from GoogleSheets into a separate "NAV" sheet (or...
by Bylo Selhi
Sun Jan 07, 2018 10:39 am
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

There are too many bugs/glitches in a product this old in my opinion. When you are introducing few new useful features and breaking old ones it is time to stop. This is why I decided to sever my relationship with Quicken (which goes back to the PC-DOS days.) I'd have no problem paying them a reason...
by Bylo Selhi
Mon Dec 04, 2017 7:43 am
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1066
Views: 260728

Re: Best watch for around $5,000?

Today I wouldn't say Tudor is being marketed as a poor person's Rolex. Please show an example if you have one. (BTW I own both, as do many Rolex owners) Perhaps I shouldn't have said "always," but in the past that was Tudor's reputation. A jeweler would suggest a Tudor only if the customer couldn't...
by Bylo Selhi
Sun Dec 03, 2017 4:21 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1066
Views: 260728

Re: Best watch for around $5,000?

What model Rolex did you buy in 1968? A vintage 1968 Submariner with box and papers and nice patina would go for $15,000 - $25,000 depending on condition. As I said, basic model: Rolex Oyster Perpetual Model 1002 . It's all I could afford as a teenager. The purchase is testimony to the early days o...
by Bylo Selhi
Sun Dec 03, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1066
Views: 260728

Re: Best watch for around $5,000?

Tudor is the new Rolex... Tudor has been around for decades. Rolex has always marketed it as the poor person's Rolex, i.e.to those who couldn't afford the genuine article. Rolex has gone upmarket, $5k won't get you much any more unless buying used. Now it's $8k+ for a basic stainless steel sports m...
by Bylo Selhi
Wed Nov 29, 2017 11:04 am
Forum: Personal Consumer Issues
Topic: Is It Possible To Be Your Own ISP?
Replies: 7
Views: 1095

Re: Is It Possible To Be Your Own ISP?

We are looking for other options for ISPs since Comcast is horrible and the possible repeal of Net Neutrality may lead to other options like Google WiMax suspect as well going forward. Actually Google is among those leading the charge for the maintenance of net neutrality, e.g. We stand together an...
by Bylo Selhi
Sun Nov 12, 2017 1:22 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: Excel Macro using Yahoo Finance- not working

This thread got complicated fast. Might be nice if we could summarize the available methods that work. For now, I settled on the Google Sheets / Google Finance technique and I copy stock prices from a Google sheet document into my local master Excel spreadsheet. The Google sheet uses the formula =G...
by Bylo Selhi
Thu Nov 09, 2017 7:57 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: [Yahoo Finance no longer works - Alternatives to download securities quotes]

I only update my spreadsheet once a week, hence my confusion. If I want to see what's going on during the day I just navigate to the Yahoo portfolio and take a look. Different strokes for different folks... Agreed. I don't need to see dynamically updating quotes either. But the geek in me enjoyed s...
by Bylo Selhi
Thu Nov 09, 2017 7:25 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: [Yahoo Finance no longer works - Alternatives to download securities quotes]

What am I missing? Using Google Finance and Google Sheets you can create a live link to your Excel or LibreOffice spreadsheet. That means that quotes get updated dynamically during the trading day at some interval like every minute. Once set up there's no need to download/import .CSV files every ti...
by Bylo Selhi
Wed Nov 08, 2017 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

Another letter to customers from Eric Dunn, CEO of Quicken: Letter to the Quicken Community about the Membership Plan (November 2017) Since the launch of the 2018 releases of Quicken, we have heard questions from many of you about the new Membership Plan, where customers subscribe to Quicken on an a...
by Bylo Selhi
Wed Nov 08, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 5428

Re: What do you do to keep your mind sharp?

Um, I can't remember.

Seriously, I exercise my body and my mind. Studies have shown that regular physical exercise delays the onset of age-related mental decline, e.g memory loss, dementia, etc. Diet too plays a significant factor.
by Bylo Selhi
Mon Nov 06, 2017 9:09 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 204
Views: 173039

Re: Please Try Out Test Posts Here

Test. First time poster. Still trying to figure out how to PM the Admins. Welcome to Bogleheads! To contact the Admins, click "Quick links" at the top left of the forum page, then click "The team." You'll see a list of the great folks who make this forum possible. Click a username to get their Prof...
by Bylo Selhi
Mon Nov 06, 2017 11:30 am
Forum: Personal Consumer Issues
Topic: Outback Vs Forester Vs CR-V ??
Replies: 58
Views: 6033

Re: Outback Vs Forester Vs CR-V ??

However, deciding not to buy a vehicle on one particular incident can only lead you down a rat hole, as every car brand out there has a similar story. I agree in general. A sample of one doesn't reflect the whole population. However, as the owner of a 1997 Camry that was a complete lemon, where Toy...
by Bylo Selhi
Mon Nov 06, 2017 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Trade QUICKEN for Spreadsheet
Replies: 28
Views: 2189

Re: Trade QUICKEN for Spreadsheet

Moneydance is somewhat lacking for investment features. For example, I can't adjust my share balance like I can in Quicken. OTOH, it's "good enough". I don't need budgeting/spending/checking/credit card functionality. We're quite frugal as it is and have never needed to worry about that stuff. I do...
by Bylo Selhi
Sun Nov 05, 2017 11:21 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: GETYAHOO broken? [Spreadsheet extension]

For people who are looking for a replacement for GETYAHOO or the SMF add-in now that Yahoo has killed their interface:

How to get quotes from GoogleFinance/GoogleSheets into LibreOffice.

I imagine something similar will work with Excel. I don't have a copy of that product to test with.
by Bylo Selhi
Sun Nov 05, 2017 11:16 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: Yahoo! Quote Not Working

Thanks for the tip. It was in fact a bit easier even that described, I just had to share the published spreadsheet out read-only, then "link to external data" in LibreOffice to a separate tab; this brought the Google sheet over entirely, at which point I just linked between sheets. Voila! :D And th...
by Bylo Selhi
Fri Nov 03, 2017 11:28 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: Excel Macro using Yahoo Finance- not working

Anyone know how to get the spot gold price out of Google Finance? Have you tried going to the main Google Finance page, https://finance.google.com/finance, and using the search tool to see if it can find the right query string for you? Yes. All I can find is SPDR Gold Trust ETF (NYSEARCA:GLD). That...
by Bylo Selhi
Fri Nov 03, 2017 10:57 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: Excel Macro using Yahoo Finance- not working

Put this formula in colum B: =GOOGLEFINANCE($A1,"price") Thanks! Notes: 1. For FX rates you have to remove the second parameter, "price", e.g. =GOOGLEFINANCE("USDCAD"), to get the US$ to CA$ exchange rate. 2. For Canadian mutual funds, search Google Finance by fund name to get the symbol, e.g. PH&N...
by Bylo Selhi
Fri Nov 03, 2017 8:52 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36322

Re: Yahoo! Quote Not Working

Thanks for the tip. It was in fact a bit easier even that described, I just had to share the published spreadsheet out read-only, then "link to external data" in LibreOffice to a separate tab; this brought the Google sheet over entirely, at which point I just linked between sheets. Voila! :D And th...
by Bylo Selhi
Fri Oct 27, 2017 6:26 am
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

... This signing in all of the time is a pain in the butt. You shouldn't have to. As I understand it, with the new QuickenID you'll have to login once a month if you do any online operations, e.g. update security prices, downloading bank transactions, etc. I upgraded to QuickenID around the 20th of...
by Bylo Selhi
Sat Oct 14, 2017 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

A hint of what lies in store (and online ;) ) for US-based Quicken users: Since Office Depot has already spilled the beans... What can be learned from their ad? Notice that the subscription is for two years not one. The prices seem like "non discounted" in comparison to what they did with Quicken 20...
by Bylo Selhi
Fri Sep 29, 2017 11:21 am
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

I would not be surprised for Quicken to eventually become a software that is cloud based with an associated monthly fee. I believe Quicken has already moved to this business model in Canada. Not exactly. They've moved to an annual subscription fee as of Quicken Canada 2017. The main concern about t...
by Bylo Selhi
Thu Sep 28, 2017 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 516
Views: 67710

Re: Quicken's future direction - a cause for concern

You need a new ID. It's simply a transition from the ID being used within Quicken formerly being hosted on Intuit.com, former owners of Quicken, to Quicken.com, the new owners of Quicken after it was sold. So, when they bought Quicken they didn't buy the Quicken Ids? It went fine for me, but you us...
by Bylo Selhi
Sat Sep 23, 2017 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Help me solve: Not allowed access to savings at Canadian bank
Replies: 13
Views: 2068

Re: Help me solve: Not allowed access to savings at Canadian bank

You have to believe the GTA/ GVA housing bubble is going to blow spectacularly. I have essentially no doubt that this will happen although I do not know the timing. Some weekend reading: It's a mad, mad, mad, mad market And a nit to pick ;) - lower interest rates - but there's no way to do that for...
by Bylo Selhi
Fri Sep 22, 2017 1:04 pm
Forum: Personal Consumer Issues
Topic: The money trail...import vehicle vs domestic.
Replies: 32
Views: 2562

Re: The money trail...import vehicle vs domestic.

I always thought a big part of capitalism was to buy a high enough quality product at the cheapest price. Honda and Toyota have huge factories within 100 miles of where I live that produce their most popular vehicles (Civic, RAV-4). And yet, made-in-Canada Hondas and Toyotas are substantially more ...
by Bylo Selhi
Fri Sep 22, 2017 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: Help me solve: Not allowed access to savings at Canadian bank
Replies: 13
Views: 2068

Re: Help me solve: Not allowed access to savings at Canadian bank

Is this common across Canadian banks? Yes. Some banks have affiliates in the US, e.g. TD (TD Bank in NE US) and BMO (Harris Bank in Chicagoland). They may be more flexible. But of course you'd still need to get your money out of CIBC. And by the sounds of it that would require your presence at thei...
by Bylo Selhi
Sun Aug 06, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: LED light bulbs
Replies: 97
Views: 10041

Re: LED light bulbs

If your LED bulbs fail prematurely... I bought a bunch of Cree LED bulbs from Home Depot about 5 years ago when they first came out. IIRC I paid an average of about $10/bulb in those days--after $5 utility rebate. The packaging says they're guaranteed for 10 years. After 3 of them burned out I went ...