Search found 82 matches

by Strider
Mon Jun 03, 2019 2:24 pm
Forum: Personal Consumer Issues
Topic: Treadwear Mileage Expectation for Cooper Touring Tires
Replies: 4
Views: 309

Treadwear Mileage Expectation for Cooper Touring Tires

Am contemplating purchase of Cooper CS5 Touring Tires for my Prius. My driving consists primarily of local trips, running errands, stop-and-go. I typically drive 10,000 miles per year. I do a good job of keeping my tires properly inflated. I am often negligent at rotating the tires at recommended in...
by Strider
Thu May 09, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 63
Views: 3340

Recycling Different Plastics

Have gotten contradictory information on this topic, so am posing the question here. Any given plastic container is designated by a number (1 through 7), shown in a triangle of arrows. Which of these are recyclable? Which are not? What about plastic containers that show no numeric designation? Strider
by Strider
Sat Apr 20, 2019 12:17 am
Forum: Personal Consumer Issues
Topic: Locast: An Approach to Cord Cutting?
Replies: 8
Views: 2298

Locast: An Approach to Cord Cutting?

In 2012, Barry Diller established Aereo , whereby consumers could stream free, commercial, over-the-air TV signals by renting an individualized micro-antenna, which then transmitted (streamed) that signal to one's Internet-connected devices. Aereo was a for-profit entity, and went out of business af...
by Strider
Thu Apr 11, 2019 9:49 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 5847

Re: What to see in Philly?

1) If you are a classical music lover, attend a performance of the Philadelphia Orchestra , one of the world's great symphony orchestras. 2) The Wanamaker Organ , located in the grand court of the former Wanamaker department store (now Macy's Center City ), is the world's largest functioning pipe or...
by Strider
Fri Mar 01, 2019 11:49 am
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 201
Views: 8763

How do YOU make coffee?

I may be the last person on Earth still to do so, but I make my coffee via the PERCOLATOR method. I have a glass percolator, which enables me to see the process unfold by viewing the darkness of the brew. I grind my own beans (Eight O'Clock Coffee, Colombian Peaks), and perc the coffee for exactly s...
by Strider
Sun Feb 17, 2019 4:10 pm
Forum: Personal Consumer Issues
Topic: Advisability of Using a Personal Trainer at the Gym
Replies: 52
Views: 3929

Advisability of Using a Personal Trainer at the Gym

Upon passing 70, and after an extensive period of inactivity in my life (and with the OK from my physician), I joined a gym. I love the routine of weight training, viz ., the discipline required, the effort, the feeling of soreness after a workout. I incorporate the principle of progressive overload...
by Strider
Fri Feb 08, 2019 12:57 pm
Forum: Investing - Theory, News & General
Topic: To What Degree Does Money Buy Happiness?
Replies: 107
Views: 5121

To What Degree Does Money Buy Happiness?

Quote from Berry Gordy (founder of Motown Records): "I learned ages ago that money cannot make you happy, and I realized that unless you have money, you can't make that statement."
by Strider
Sat Feb 02, 2019 7:52 pm
Forum: Personal Consumer Issues
Topic: Tawny Port (Not Vintage Port): Sandeman or Taylor Fladgate?
Replies: 12
Views: 1129

Tawny Port (Not Vintage Port): Sandeman or Taylor Fladgate?

I wish to give a bottle of tawny port (not vintage port) as a surprise gift to a friend who is a port lover. I have been told that Sandeman and Taylor Fladgate are the two leading brands. Leaving aside the matter of price (admittedly, an important Boglehead consideration), I am asking the port lover...
by Strider
Sat Jan 26, 2019 3:48 pm
Forum: Personal Consumer Issues
Topic: Air-O-Swiss Ultrasonic Humidifier: Importance of Silver Ion (Ag+) Cartridge?
Replies: 1
Views: 220

Air-O-Swiss Ultrasonic Humidifier: Importance of Silver Ion (Ag+) Cartridge?

Obtained an Air-O-Swiss ultrasonic humidifier at a garage sale ($10.00). Works well. Sends out a steady mist; is quiet; humidifies dry bedroom air during the heating season. Unit has a Boneco silver ion (Ag+) cartridge that was in use by the original owner for several years. What does such a cartrid...
by Strider
Tue Jan 15, 2019 1:31 pm
Forum: Personal Consumer Issues
Topic: Message from United Consumer Financial Services (UCFS). A Scam?
Replies: 10
Views: 819

Re: Message from United Consumer Financial Services (UCFS). A Scam?

OP here. The e-mail message contains NO specific information regarding the supposed purchase, the merchant, the due date, an account number, or the amount owed. We have certainty that our only consumer debt is the aforementioned car loan and the GreenSky financing for replacement windows. BHUser27 h...
by Strider
Tue Jan 15, 2019 12:53 pm
Forum: Personal Consumer Issues
Topic: Message from United Consumer Financial Services (UCFS). A Scam?
Replies: 10
Views: 819

Message from United Consumer Financial Services (UCFS). A Scam?

My wife received an e-mail message from United Consumer Financial Services (UCFS) that stated " your payment due date is approaching ." We maintain keen oversight on our spending. The only consumer debt that we have is a car loan (0% interest; monthly payments to date have all be made in timely fash...
by Strider
Thu Nov 15, 2018 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw
Replies: 15
Views: 1072

Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw

OP here. Thanks to all, particularly in regard to ACTEC. I will follow up on this.
by Strider
Thu Nov 15, 2018 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw
Replies: 15
Views: 1072

Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw

OP here. I am in NYS. Does NYS have credentialing requirements for elderlaw attorneys? Where might I search for such individuals?
by Strider
Thu Nov 15, 2018 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw
Replies: 15
Views: 1072

Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw

In looking for an elderlaw attorney, I found many lawyers who advertise themselves as members of the National Academy of Elder Law Attorneys (NAELA) . Upon further examination, I have found that the criteria for declaring oneself an elderlaw attorney are nebulous. It would seem that any member of th...
by Strider
Wed Nov 14, 2018 7:51 pm
Forum: Personal Consumer Issues
Topic: Structure of a Will. Accompanying Attorney's Fees. Also POA and HCP.
Replies: 3
Views: 576

Structure of a Will. Accompanying Attorney's Fees. Also POA and HCP.

My wife and I will be seeing an elderlaw attorney (NYS) for a consultation re estate planning, viz ., a will. We wish to accomplish the following. The survivor will inherit all assets upon the death of the earlier decedent. Upon the death of the second decedent, half of the estate will be distribute...
by Strider
Sun Nov 11, 2018 12:30 pm
Forum: Personal Consumer Issues
Topic: Quick Turnaround for Passport Applications (No Payment for Expedited Processing)
Replies: 18
Views: 1732

Quick Turnaround for Passport Applications (No Payment for Expedited Processing)

I have found contradictory information online. How can I determine definitively whether my state's conventional (not enhanced) driver's license is Real ID-compliant for domestic flights?
by Strider
Fri Nov 02, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Weight Training After 70
Replies: 33
Views: 2481

Weight Training After 70

I am 73. Convalescence after two (2) major episodes of foot surgery restricted my activity level for nearly three (3) years. This resulted in loss of muscle strength in my lower body as well as my upper body. I have begun a regimen of weight-training to try to regain some lost muscle strength. I hav...
by Strider
Sun Oct 28, 2018 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Claiming the Itemized Deduction on NY Income Tax Return for the 2018 Tax Year
Replies: 7
Views: 846

Claiming the Itemized Deduction on NY Income Tax Return for the 2018 Tax Year

In the past, one could claim the itemized deduction on one's NY Income Tax return ONLY if one had claimed the itemized deduction on one's federal return. Has this changed? By which I mean, for the 2018 tax year will one be able to claim the standard deduction on one's federal return but also claim t...
by Strider
Sun Sep 23, 2018 9:27 am
Forum: Investing - Theory, News & General
Topic: How do you define your success in our life, career and job?
Replies: 25
Views: 1942

How do you define your success in our life, career and job?

As to career , job , etc., I am retired, so success will be measured by my having enough resources to care for my wife and me until each of us takes our last breath, and having something left over to fund our bequests (particularly charitable organizations). As a believer, I believe that my life wil...
by Strider
Sun Sep 02, 2018 7:23 pm
Forum: Investing - Theory, News & General
Topic: Possible Change to RMDs? [Executive order]
Replies: 47
Views: 6390

How Current is the IRS RMD Table?

Still another aspect to the current rules of which many are unaware is the ability to split the first (but ONLY the first) RMD between two calendar years. Link: https://www.irahelp.com/forum-post/2371 ... ear-period

Strider
by Strider
Sat Sep 01, 2018 6:43 pm
Forum: Investing - Theory, News & General
Topic: Possible Change to RMDs? [Executive order]
Replies: 47
Views: 6390

How Current is the IRS RMD Table?

Actually, a recalculation of the RMD table may cut either of two ways. If life expectancy for the over-70 demographic has increased since 2002 (the date of the last revision of the RMD table), then the RMD distribution period would increase in a revised table (lower RMDs). However, if life expectanc...
by Strider
Sat Sep 01, 2018 2:23 pm
Forum: Investing - Theory, News & General
Topic: Possible Change to RMDs? [Executive order]
Replies: 47
Views: 6390

How Current is the IRS RMD Table?

To what extent have life-span projections for the above-70 demographic changed in the last 16 years (since the last revision of the RMD table)? If a lot, this may result in a significant change in the RMD table.

Strider
by Strider
Sat Sep 01, 2018 10:53 am
Forum: Investing - Theory, News & General
Topic: Possible Change to RMDs? [Executive order]
Replies: 47
Views: 6390

How Current is the IRS RMD Table?

[Thread merged into here, see below. --admin LadyGeek] As reported in the WSJ and on CNBC, the president has issued an executive order directing that the IRS table for RMDs be re-calculated to account for current life expectancy. My question does not refer directly to that executive order. Rather, ...
by Strider
Mon Aug 06, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Certificate of Authenticity for Autograph of Richie Ashburn
Replies: 7
Views: 849

Re: Certificate of Authenticity for Autograph of Richie Ashburn

Didn't mean to get into any of this, but in addition to his career as a Hall-of-Fame player, Ashburn was a terrific Phillies broadcaster (often sardonic). During a 1982 game, Dave Kingman, who was known for his notoriously poor defensive play, needed a repair on his glove. Ashburn's on-air comment: ...
by Strider
Sun Aug 05, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: Certificate of Authenticity for Autograph of Richie Ashburn
Replies: 7
Views: 849

Certificate of Authenticity for Autograph of Richie Ashburn

I acquired an autographed color photo of my boyhood hero, Richie Ashburn , who played many years for the Philadelphia Phillies . Ashburn was inducted into the National Baseball Hall of Fame in 1995 (I attended the ceremony in Cooperstown), and died in 1997. With the photograph came a Certificate of ...
by Strider
Fri Jul 13, 2018 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Labeling: "Restricted Application for Spousal Benefit", or Just "Spousal Benefit".
Replies: 3
Views: 718

Social Security Labeling: "Restricted Application for Spousal Benefit", or Just "Spousal Benefit".

I have been receiving Social Security retirement benefits for several years (first claimed at age 70). My wife's birth date allows her to apply for a Restricted Application for Spousal Benefits (an option not available to those with a later birth date). In visiting the Social Security office, the cl...
by Strider
Tue Jun 05, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Switch between physicians in the same practice?
Replies: 40
Views: 3474

Re: Switch between physicians in the same practice?

I visited a local orthopedic practice to be evaluated for a foot problem; saw physician A (good credentials, several years out of residency, mid-30's). Put off making a decision. I saw another doctor (physician B) in the same practice, for an entry different problem. I asked him for the name of some...
by Strider
Mon May 14, 2018 4:48 pm
Forum: Personal Investments
Topic: Investing in Sports Betting Opportunities
Replies: 25
Views: 2467

Investing in Sports Betting Opportunities

OP here. To date, most of the current volume of sports betting has been underground. Going forward such betting will be channeled through legal entities. The total take of casinos, legal bookmakers, and the like will increase (some say dramatically). I am looking for a way to invest in such. This mi...
by Strider
Mon May 14, 2018 1:37 pm
Forum: Personal Investments
Topic: Investing in Sports Betting Opportunities
Replies: 25
Views: 2467

Investing in Sports Betting Opportunities

Now that SCOTUS has cleared the way for states to legalize sports betting, does anyone have any thoughts re investment strategies to take advantage of this changed landscape? Note: I AM NOT speaking of a way to profit by placing such bets; rather I am looking for ways to invest in entities (aside fr...
by Strider
Tue Apr 17, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Is c10-30 Alkyl Acrylate Crosspolymer an Environmental Pollutant?
Replies: 7
Views: 1530

Re: Is c10-30 Alkyl Acrylate Crosspolymer an Environmental Pollutant?

To Pajamas and livesoft:

I was done in by autocorrect. When I typed MICROBEADS, autocorrect changed that to MICROBES. I am seeking to avoid use of products containing MICROBEADS. How do I go about this?
by Strider
Tue Apr 17, 2018 7:54 pm
Forum: Personal Consumer Issues
Topic: Is c10-30 Alkyl Acrylate Crosspolymer an Environmental Pollutant?
Replies: 7
Views: 1530

Re: Is c10-30 Alkyl Acrylate Crosspolymer an Environmental Pollutant?

To Pajamas:

Not quite sure that I understand your response. Is c10-30 alkyl acrylate crosspolymer one of the compounds found in microbeads? What ingredient(s) should I seek to avoid to ensure that I do not purchase a product with microbes?
by Strider
Tue Apr 17, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Is c10-30 Alkyl Acrylate Crosspolymer an Environmental Pollutant?
Replies: 7
Views: 1530

Is c10-30 Alkyl Acrylate Crosspolymer an Environmental Pollutant?

In reading the list of ingredients of a skin-care product (Nivea In-Shower Body Lotion, Radiant Silk), I see c10-30 alkyl acrylate crosspolymer listed.

Question: Is this an environmental pollutant that I should refrain from discharging into a home septic system or public wastewater system?
by Strider
Wed Mar 07, 2018 9:31 pm
Forum: Personal Consumer Issues
Topic: Custom-Made Orthotics: Digital Foot Imaging vs. Foot Mold
Replies: 2
Views: 674

Custom-Made Orthotics: Digital Foot Imaging vs. Foot Mold

Have relied on custom-made orthotics for many years (off-the-shelf orthotics do not work for me). In each case, the orthodist prepared a plaster mold of each foot, from which the orthotics were made. I have never been quite satisfied with these orthotics. Invariably, they impinge on the metatarsal t...
by Strider
Tue Feb 27, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Wide ankle high comfy walking shoes for @@ Hawaiian Feet???
Replies: 42
Views: 2936

Re: Wide ankle high comfy walking shoes for @@ Hawaiian Feet???

To Sandtrap:

Wasn't' able to find this exact shoe (high ankle walking oxford) on the link that you posted at 6:05 PM, Monday, 26 February 2018. Can you post the precise URL?

Strider
by Strider
Thu Jan 11, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Value of Embedded VPN Within a Web Browser
Replies: 0
Views: 211

Value of Embedded VPN Within a Web Browser

A few web browsers (e.g., Opera) have an embedded VPN button. This option lets you choose VPN browsing, and also allows you to choose a faux virtual-location that websites will see when you visit.

Of what value is such a VPN? How well does it mimic an actual VPN?

Strider
by Strider
Mon Jan 08, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: Two-Factor Authentication (2FA) and Google Authenticator
Replies: 7
Views: 1096

Re: Two-Factor Authentication (2FA) and Google Authenticator

Thanks to all who posted in response to my original message. I now have a better understanding how GA works and why it is a strong method of ensuring online security.

Strider
by Strider
Mon Jan 08, 2018 10:42 pm
Forum: Personal Consumer Issues
Topic: Two-Factor Authentication (2FA) and Google Authenticator
Replies: 7
Views: 1096

Two-Factor Authentication (2FA) and Google Authenticator

I understand the value of two-factor authentication (2FA) in accessing websites where theft of financial data might be a issue. Indeed, I routinely use 2FA in the form of a text message or a phone call (to my landline) when visiting such websites. And I understand the mechanism employed in these cas...
by Strider
Thu Dec 28, 2017 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Consequences of Registering House Ownership as LLC
Replies: 1
Views: 465

Tax Consequences of Registering House Ownership as LLC

I routinely check my town's property-assessment records and residential tax-billing records online to identify parcels that might serve as comps if I choose to challenge my own assessment. One of the properties near mine changed hands within the last year. Previously that house had been assessed at ...
by Strider
Wed Dec 20, 2017 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 886
Views: 67758

Tax Bill Omnibus Thread

Follow-up question.

Is the additional standard deduction (age 65 or older) indexed for future inflation?

Strider
by Strider
Wed Dec 20, 2017 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 886
Views: 67758

Tax Bill Omnibus Thread

Does the wording of the tax-reform bill incorporate indexing of the $10K SALT limit for future inflation? Same question for indexing of the $24K standard deduction for future inflation.

Strider

P.S. Will also double-post this message to thread dealing with prepayment of property taxes.
by Strider
Wed Dec 20, 2017 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Confusion about prepaying property taxes
Replies: 139
Views: 16204

Re: Confusion about prepaying property taxes

Does the wording of the tax-reform bill incorporate indexing of the $10K SALT limit for future inflation? Same question for indexing of the $24K standard deduction for future inflation.

Strider

P.S. Will also double-post this message in omnibus thread.
by Strider
Mon Dec 18, 2017 12:38 pm
Forum: Personal Consumer Issues
Topic: US National Parks
Replies: 36
Views: 3680

US National Parks

In visiting the Grand Canyon, don't skip the North Rim. It is several hours away by car from the South Rim, is more remote, and is much less crowded. North Rim vegetation, wildlife, elevation, viewscapes, and climate differ from those of the South Rim. Lodging is more limited on the North Rim as wel...
by Strider
Fri Dec 01, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: Should One Allow an EV's Batteries to Fully Discharge Before Re-charging?
Replies: 4
Views: 672

Should One Allow an EV's Batteries to Fully Discharge Before Re-charging?

Years ago, as regards cell phones, the recommendation was to allow the device's batteries to fully discharge before re-charging. The rationale was that such batteries had a memory, and that to re-charge them prematurely would diminish their useful capacity. What is the current recommendation re re-c...
by Strider
Sat Nov 25, 2017 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Question re Federal Tax Credit for EVs and Plug-In Hybrids
Replies: 6
Views: 647

Re: Question re Federal Tax Credit for EVs and Plug-In Hybrids

To grabiner:

Thank you for your quick, succinct reply. I appreciate your clarity.

Strider
by Strider
Sat Nov 25, 2017 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Question re Federal Tax Credit for EVs and Plug-In Hybrids
Replies: 6
Views: 647

Re: Question re Federal Tax Credit for EVs and Plug-In Hybrids

OP here.

My questions relate to someone who has purchased (NOT leased) a Prius Prime in 2017, and who hopes to benefit from the credit when his/her 2017 tax liability is calculated in April 2018.

Strider
by Strider
Sat Nov 25, 2017 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Question re Federal Tax Credit for EVs and Plug-In Hybrids
Replies: 6
Views: 647

Question re Federal Tax Credit for EVs and Plug-In Hybrids

As regards the 2017 federal tax credit for electric vehicles and plug-in hybrids, the description of how one reaps the full benefit of the credit is confusing. Most sources state that the full value of the credit ($4,502.00 for the Prius Prime) cannot be realized unless one owes at least $4,502.00 ...
by Strider
Fri Nov 24, 2017 12:14 am
Forum: Personal Consumer Issues
Topic: Prius Prime Looks Interesting...Price is Very Attractive
Replies: 30
Views: 8348

Re: Prius Prime Looks Interesting...Price is Very Attractive

Can someone provide a link for the actual legislative language that provides for federal tax credits for electric vehicles and plug-in hybrids? I am particularly interested in the wording that established the cutoff threshold of 200,000 units sold, at which point the credit begins to vanish.

Strider
by Strider
Wed Nov 01, 2017 12:20 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 3181

Re: Portugal Trip, any suggestions?

A follow-up to my previous posting in this thread. My wife and I ventured from the usual places (Lisbon and Oporto) and visited off-the-beaten-path destinations, viz ., Alentejo, Braga, Castelo Branco, Coimbra, Valenca-do-Minho, Viana-do-Castelo, Vila Real, Viseu. It was in these places (not so freq...
by Strider
Tue Oct 31, 2017 9:42 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 3181

Re: Portugal Trip, any suggestions?

Spent enjoyable time in Castelo Branco. My wife and I wanted to see the lovely embroidered quilts for which Castelo Branco is famous. The quilts did not disappoint, but they were too bulky for the return trip home (and too expensive for our tastes). Through serendipity, we made our way to a back-all...
by Strider
Mon Oct 23, 2017 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Why not switch from Medigap F to G now?
Replies: 43
Views: 5433

Re: Why not switch from Medigap F to G now?

Deciding whether Plan F to Plan G is the better choice requires knowing the following: ) What the respective premium is for each plan; and ) What the Part B deductible is. I have received notification from AARP/UHC that my Plan G premium will increase 5.6% (to $212.75) in April 2018. (Coincidentally...