Search found 76 matches

by z0r
Sat Jan 19, 2019 11:56 am
Forum: Personal Consumer Issues
Topic: Used electric car - a good deal?
Replies: 28
Views: 1538

Re: Used electric car - a good deal?

The leaf is special in that it doesn't have active cooling for its battery like most EVs, this makes it highly susceptible to battery degradation in warm climates. This can take the sticker range down from 75 to 35 miles (depending on year) making it hard to fit into your regular driving. If the car...
by z0r
Sun Dec 30, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Corvette vs Cayman/Boxster......anyone owned both?
Replies: 57
Views: 4562

Re: Corvette vs Cayman/Boxster......anyone owned both?

Remember the C7 is a quantum leap over older Corvettes. Those describing the Corvette as clunky, cheap, dated or only good in a straight line are undoubtedly taking about older Vettes. I agree - perhaps a little data will help these thoughts.... https://www.caranddriver.com/features/a23319884/light...
by z0r
Thu Dec 20, 2018 2:21 am
Forum: Investing - Help with Personal Investments
Topic: Highly compensated employee & military TSP
Replies: 10
Views: 894

Re: Highly compensated employee & military TSP

I am curious.. what is the cutoff/annual salary minimum to be considered a "highly compensated employee" in the military? doesn't apply on this situation but... as of 2018 the military has a safe harbor match for anyone electing into the new system so the implications of being a HCE would be minimi...
by z0r
Wed Dec 19, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: Kitchen Remodel
Replies: 27
Views: 2891

Re: Kitchen Remodel

commercial grade sheet vinyl. no seams whatsoever and durable. I've never understood using a floor with seams or spots to catch material in a place needing high levels of sanitation like a kitchen. needs attention to under surface flatness. we used ivc at about $4.50/sqft without install
by z0r
Sat Dec 15, 2018 9:35 pm
Forum: Personal Consumer Issues
Topic: Receiver for klipsch bookcase speakers
Replies: 50
Views: 2495

Re: Receiver for klipsch bookcase speakers

you can convert a 3.5mm headphone jack into RCA jacks with a simple cord. here is a decent one in various lengths https://www.aliexpress.com/item/RCA-Cable-2RCA-to-3-5-audio-cable-3-5mm-jack-rca-aux-cable-0-5m/32874432392.html a bluetooth receiver that could plug into your existing receiver is anoth...
by z0r
Fri Dec 14, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Receiver for klipsch bookcase speakers
Replies: 50
Views: 2495

Re: Receiver for klipsch bookcase speakers

here's a middle budget choice, $65, same idea as the ba100 which is based on the tpa3116 but has a slightly nicer chip tda7492. can probably find this built up with Bluetooth on aliexpress for less money

https://www.amazon.com/SMSL-50Wx2-TDA74 ... 00F0H8TOC/
by z0r
Fri Dec 14, 2018 3:58 pm
Forum: Personal Consumer Issues
Topic: Receiver for klipsch bookcase speakers
Replies: 50
Views: 2495

Re: Receiver for klipsch bookcase speakers

here's a good boglehead choice: $22 shipped for a breeze audio ba100. add an old laptop 24V power supply or you can buy it bundled with a power supply for more money. https://m.aliexpress.com/item/32888620869.html?spm=a2g0n.orderlist-amp.item.32888620869 for an iPhone as the source you can get a ver...
by z0r
Wed Dec 12, 2018 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: guideline.com for small business 401K?
Replies: 33
Views: 5695

Re: guideline.com for small business 401K?

Hope to never need a qdro but the annual plan disclosures I just got from guideline listed qdro cost as $500. So maybe they're able to do them now?
by z0r
Wed Dec 12, 2018 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: Feedback on Guideline 401k
Replies: 20
Views: 3008

Re: Feedback on Guideline 401k

Have had guideline a year now as an employee. It's been great. They do slow-roll rebalances. They seem to have some formula where, if they see your ongoing contributions will be able to rebalance within a month or so, they will do that instead of selling+buying. If ongoing contributions aren't quick...
by z0r
Sun Dec 09, 2018 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4151

Re: Rental Car Damage Issue

You're trusting the arbitrary time programmed into the camera, or the gps signals received which can be faked? And trusting that the user hasn't set the camera up to take a picture of a picture or otherwise artificially stimulated the sensor? nice I am not trusting anything. The rental car company ...
by z0r
Sun Dec 09, 2018 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4151

Re: Rental Car Damage Issue

everything about an image can be faked, including all exif data. the only crypto aspect that would help would be a 3rd party timestamping signature which could prove that the image was taken at some time based on trusting the 3rd party, and this isn't an exif feature Nope, try again. Certain digita...
by z0r
Sun Dec 09, 2018 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4151

Re: Rental Car Damage Issue

@criticalmass I know more than a little about EXIF and clearly more than you. I have been involved in digital imaging for more than thirty years of my 40+ year career and hold several patents. I have sat on standards committees. I have architected, designed and developed EXIF loading, storing and v...
by z0r
Wed Nov 28, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Leveling basement floor
Replies: 15
Views: 1123

Re: Leveling basement floor

self-leveling concrete should really be called "self-flattening" - the finished product is only level if you carefully force it into place, if you just pour it then you will get a locally-flat floor from the flowing it does on its own but surface tension will keep it from flowing completely like wat...
by z0r
Fri Nov 23, 2018 1:17 am
Forum: Personal Consumer Issues
Topic: Networth to buy a dual turboprop aircraft?
Replies: 72
Views: 9258

Re: Networth to buy a dual turboprop aircraft?

fyi, this is a little counterintuitive but twins have traditionally had higher mishap rates than singles when flown by hobbyists. Single engine out on takeoff and landing is difficult to handle especially when it's a surprise. And hobby flying mishap rates are already rather high per mile or per hour.
by z0r
Mon Nov 19, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Electric wrench / screwdriver for the home auto mechanic
Replies: 27
Views: 1548

Re: Electric wrench / screwdriver for the home auto mechanic

I wouldn't get this for once or twice a year use. I wouldn't get a corded impact at all, every manufacturer stopped improving their corded impacts years ago so they're weak and not a great value. If you must, get the new Milwaukee stubby 3/8 impact model 2554. It's $135 on ebay without battery/charg...
by z0r
Thu Nov 15, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: My experience with iPhone6s battery replacement
Replies: 34
Views: 3107

Re: My experience with iPhone6s battery replacement

careful with old phones especially on t-mobile, anything 4+ years old lacks LTE band 12 which is huge now for coverage. this whole band thing is made more tricky because sometimes the at&t version of the same phone might lack band 12. the phone will still "work" but coverage can suffer greatly see h...
by z0r
Tue Nov 06, 2018 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: House for sale - new sink and tub OR reglaze?
Replies: 9
Views: 1022

Re: House for sale - new sink and tub OR reglaze?

My heavy gauge under mount stainless sink was $200 new. Would take maybe 3 hours of labor to swap it out if it was an exact fit and could reuse the under mount brackets. A sit on top sink would be even less work. Check size carefully and buy the exact model if it's in budget. I just did a bathroom g...
by z0r
Thu Nov 01, 2018 9:54 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 267
Views: 20861

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

I got this email and I couldn't figure out if it included state e-file. If not, does anyone know the state e-file price this year? I think it was $15 last year. It includes state. Click on the "Pre-Order" now link for the details. The title is "H&R Block 2018 Deluxe Federal + State". I bought this ...
by z0r
Thu Nov 01, 2018 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 267
Views: 20861

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

I got this email and I couldn't figure out if it included state e-file. If not, does anyone know the state e-file price this year? I think it was $15 last year.
by z0r
Tue Oct 23, 2018 4:52 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 338
Views: 23584

Re: Talk me out of buying a Tesla Model 3

Your 70A subpanel will work fine depending on the other big loads in your house and how often they're used (electric heat, AC, dryer, electric oven). The good news is my condo has no other large electrical loads other than central A/C (240V/30A breaker). All the appliances are gas. The bad news is ...
by z0r
Tue Oct 23, 2018 1:52 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 338
Views: 23584

Re: Talk me out of buying a Tesla Model 3

Update from OP: I decided to go through with the order. New delivery date is this Saturday. The charging situation at my home is complicated. I've talked to one electrician and I'm about to get a quote from a second. It's probably going to be expensive. I'll explain why. I live in a condo. There's ...
by z0r
Mon Oct 22, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: Sequoia or Land Cruiser
Replies: 25
Views: 1419

Re: Sequoia or Land Cruiser

What are your requirements? Land cruiser is made for luxury off roading and long service life/durability. Do you frequently go on safari? Then it's perfect. Sequoia is made for towing while also seating 8. Both are enormous and get poor gas mileage, even worse than competitors because Toyota is behi...
by z0r
Wed Oct 10, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire
Replies: 56
Views: 3707

Re: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire

Bought the zoom zoom today. Take a drive, very agile FWD hatchback. Wind and tire noise is a bit high. I like the little sporty Mazda3. Come from SUV, now really appreciate the small sedan. Quick and dynamic. Will get a set of snow tire for snow season. good choice! I do chuckle when I see that nob...
by z0r
Tue Oct 09, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire
Replies: 56
Views: 3707

Re: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire

Consider the Ford focus. Depending on the model year it's the same car as the Mazda 3 with different options. And yeah it's a tank with snow tires and has the ground clearance of a bigger car. Could save a bunch of money vs the mazda as the focus isn't as sought after. You'll also be limited to the ...
by z0r
Sat Sep 01, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Do-It-Yourself Wiring the Home With Ethernet: What to Buy
Replies: 54
Views: 3462

Re: Do-It-Yourself Wiring the Home With Ethernet: What to Buy

wifi vs. ethernet depends on your neighborhood, many denser locations make wifi unusable for things like file transfers, even good wifi. People with shared walls in an affluent place (lots of streamers) are most likely to have wifi problems. get the best cable but you can skimp on the keystone jacks...
by z0r
Wed Aug 29, 2018 12:37 am
Forum: Personal Consumer Issues
Topic: Knob and Tube rewire cost
Replies: 39
Views: 5191

Re: Knob and Tube rewire cost

**Note that this is only safe if using generously-sized metal junction boxes which can easily dissipate any heat-build up through their walls. Plastic / fiberglass boxes require ventilation because they do not conduct heat well. Can you give an NEC rule number or a link to manufacturer guidance for...
by z0r
Wed Aug 22, 2018 10:31 am
Forum: Investing - Help with Personal Investments
Topic: Trouble Accepting DLS Cost
Replies: 7
Views: 1660

Re: Trouble Accepting DLS Cost

Go over to Yahoo finance and run a graph comparing the performance of DLS and VSS since the inception of DLS. That should get you into VSS real quick. [...] How has this argument-by-backtest worked out since 2012? Hint: you'd reach the opposite conclusion today. I'm not sure there's a a lesson here...
by z0r
Tue Jul 10, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 6072

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

alignment at 3 years/ 8k indicates a serious quality problem that should have been handled under warranty. unless suspension parts are worn, broken, or serviced for other reasons they don't just move and need alignment. my car has the factory alignment at 125k and the tires wear evenly and it tracks...
by z0r
Tue Jul 10, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 6072

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

You can buy an inexpensive water tester for brake fluid. my fluid passed this test easily at 7 years, so I didn't change (as my specific car's service interval also was not up). I continue testing every year and my fluid looks good, passes the test, and brake performance is good (10 years now). I li...
by z0r
Tue Jun 19, 2018 8:47 am
Forum: Investing - Theory, News & General
Topic: Bill Bernstein's 8:4:5:3 ratio
Replies: 21
Views: 3010

Re: Bill Bernstein's 8:4:5:3 ratio

The Four Pillars of Investing was published in 2003. Let's compare two 60/40 portfolios, using PortfolioVisualizer's asset class definitions, from 2003 through the present. For the 40, we will use "Total US Bond Market." For portfolio 1, blue, we will split up the 60 according to his ratios: 24% US...
by z0r
Sun Jun 17, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5852

Re: A vehicle that "sits up" but can't afford CRV

command seating means less and less these days as the roads are cluttered with tall cars with very small windows with lots of tint (can't see through them anymore)

once we're all driving tall-for-2005 cars, will this become an arms race? Will the cars just keep getting taller?
by z0r
Tue May 29, 2018 10:34 pm
Forum: Personal Consumer Issues
Topic: 13-year old Civic. Replace, or keep sinking money into it?
Replies: 52
Views: 4622

Re: 13-year old Civic. Replace, or keep sinking money into it?

Thoughts? Safety features have improves a lot and your current 2005 may not even have ESC which is a very important feature to have. The airbags and crash designs have also generally gotten a lot better too. If you buy a used car then getting getting one with ESC, which became standard in 2012, wou...
by z0r
Wed May 09, 2018 12:30 am
Forum: Personal Finance (Not Investing)
Topic: Guideline 401k [What happens if they were to bankrupt?]
Replies: 23
Views: 3810

Re: Guideline 401k

yes, just fill in new percentages. it takes a few days to update Hmm interesting. I was hoping to be able to lump in one asset class in taxable for example, and use an overnight exchange-order in the 401k to rebalance. Does this also mean it self rebalances to the percentages? Yeah. Maybe they are ...
by z0r
Sun May 06, 2018 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Guideline 401k [What happens if they were to bankrupt?]
Replies: 23
Views: 3810

Re: Guideline 401k

odd name. America's best 401k is the federal TSP
by z0r
Sun May 06, 2018 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: Guideline 401k [What happens if they were to bankrupt?]
Replies: 23
Views: 3810

Re: Guideline 401k

yes, just fill in new percentages. it takes a few days to update
by z0r
Wed Mar 21, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 830
Views: 119225

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

op: I wouldn't worry about it, consumer reports tells us your car is highly likely to go 200k miles:

https://www.consumerreports.org/car-rel ... nd-beyond/

(why does anyone even bother with CR anymore?)
by z0r
Sun Nov 19, 2017 2:34 pm
Forum: Investing - Theory, News & General
Topic: Oregon makes you save, unless you object. NYT article
Replies: 50
Views: 4734

Re: Oregon makes you save, unless you object. NYT article

This is atrocious. Oregon has a long, sad history of this sort of thing: Great idea; horrific execution. That could be the motto on the state flag. Well-meaning folks who do not quite understand the problem, ultimately falling prey to (clever) corporate self-interest. State spent $5 billion designi...
by z0r
Wed Nov 15, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: Creating External Exhaust for Microwave over Range - Need Reality Check
Replies: 26
Views: 2789

Re: Creating External Exhaust for Microwave over Range - Need Reality Check

... I have gotten extremely skilled at waving a towel in front of my smoke detector while my wife and children huddle in the corner and ask whether the house is going to burn down. OMG! It sounds like you have a fire hazard. People are trying to tell you about it, but you are ignoring them. :!: Fir...
by z0r
Tue Nov 14, 2017 5:15 pm
Forum: Personal Consumer Issues
Topic: Creating External Exhaust for Microwave over Range - Need Reality Check
Replies: 26
Views: 2789

Re: Creating External Exhaust for Microwave over Range - Need Reality Check

LG has a line of OTR microwaves with powerful fans and an extending tray to get more collecting area: http://www.lg.com/us/cooking-appliances/lg-LMHM2237ST-over-the-range-microwave by the numbers, they're better than some builder-grade dedicated hoods. I demoed one in home depot and plan to use this...
by z0r
Sat Oct 28, 2017 12:39 pm
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1862

Re: Repair (new engine) 2005 Mazda 3?

These are brilliant cars and worth repairing. We have three 2005-2007 focuses in the family (essentially the same car and same engine). Extremely reliable engine, normally needs nothing except oil. I love them so much I just bought a wrecked one (making four) to race in the 24 hours of lemons. I wou...
by z0r
Sun Mar 26, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Anyone replaced a pickup with an SUV?
Replies: 35
Views: 7181

Re: Anyone replaced a pickup with an SUV?

The Ridgeline seems like it may be a unicorn. I can't find any other vehicle with at least 48" between wheel wells and a max of 210" long. Most of these trucks and SUVs under ~210 long are 75-79" wide so they ought to be able to do it. They just don't. I seem to remember station wagons in the 70's ...
by z0r
Wed Sep 28, 2016 6:14 pm
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 6018

Re: Remodel blunter: kitchen design flaw. What can I do now?

Possible but bad workaround is to saw out the wall between dishwasher and sink cabinet to make space for the plumbing and faucet hookup. This is the answer. Sawzall those two side walls of the 12" box as needed. The sink will be fine, it's supported by the solid countertop, which will still have pl...
by z0r
Tue Jul 19, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: Hatchback to match Camry on price/comfort/reliability?
Replies: 42
Views: 4551

Re: Hatchback to match Camry on price/comfort/reliability?

Can't mention the mazda 3 without mentioning the ford focus. Because of a design sharing agreement the two cars were nearly identical between 2000-2011 model years (engine and platform), same 0-60 times with the 2.0, skidpad results, etc. Current model years have diverged but they still share DNA. M...
by z0r
Mon Jun 20, 2016 2:21 am
Forum: Personal Consumer Issues
Topic: What would be the best way to sell this software?
Replies: 80
Views: 5281

Re: What would be the best way to sell this software?

The idea that the app will be hard to use unless it has an office 2007 ribbon bar is ridiculous. Qt is fine. If you let people download the executable then you need to sell it with a one-time fee or the license just won't fit. An AWS remote desktop thing would let you make a different license style ...
by z0r
Sat Feb 13, 2016 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Vacation Homes
Replies: 78
Views: 12645

Re: Vacation Homes

I am a appraiser, so I have a different point of view. I own and live in a second home subdivision. 90% of the properties are weekly rentals. I am in North West FLorida in a area typically referred to as So Walton. You missed the boat. I bought a brand new house 3 years ago for $440k. Have it on th...
by z0r
Thu Feb 04, 2016 1:31 pm
Forum: Personal Consumer Issues
Topic: Cost of home addition? Should I do it?
Replies: 46
Views: 6076

Re: Cost of home addition? Should I do it?

4. Do not DIY anything. Do not DIY architect. Do not DIY GC. This is too big of a job for amateurs. You likely don't have a list of subs you can call and reschedule as needed, have no history with subs, know what's needed by code, permits, etc. There is a premium to be paid for a good GC or archite...
by z0r
Sat Oct 24, 2015 1:17 pm
Forum: Personal Consumer Issues
Topic: How much would it costs to replace knob and tube wiring?
Replies: 10
Views: 2698

Re: How much would it costs to replace knob and tube wiring?

forgot to add, I already had a modern electrical panel with 200A service. If you have a fuse box or similar, or limited current service, fixing that can add greatly to the cost. So my house (hypothetical $10k) probably represents the lowest possible cost/ best situation for a knob and tube swap.
by z0r
Sat Oct 24, 2015 12:59 pm
Forum: Personal Consumer Issues
Topic: How much would it costs to replace knob and tube wiring?
Replies: 10
Views: 2698

Re: How much would it costs to replace knob and tube wiring?

I did this work myself on my own house. It matters greatly whether you have an open space above or below each floor you're re-wiring (in my case I had a good crawl space and also a spacious attic). The open space lets you run new wire in the clear and then drill down or up through the walls and fish...
by z0r
Mon Oct 05, 2015 9:48 pm
Forum: Personal Consumer Issues
Topic: iPhone6 or Samsumg Galaxy S5?
Replies: 16
Views: 1918

Re: iPhone6 or Samsumg Galaxy S5?

Wannaretireearly wrote:SAR ratings: https://www.rfsafe.com/samsung-cell-pho ... ll-phones/

This is the reason i switched from iphone to Samsung
both emit zero ionizing (evidence based harmful) radiation
by z0r
Thu Oct 01, 2015 5:53 pm
Forum: Personal Consumer Issues
Topic: Battery Powered Trolling motors - how well do they work?
Replies: 18
Views: 2213

Re: Battery Powered Trolling motors - how well do they work?

I think a used jetski is perfect. Doesn't have to be high performance. Won't be a niche thing like the mokai so it will cost a lot less. Unfortunately most of the cheap old used ones are 2-stroke so they're big polluters.