Bogleheads.org

stingray5688

How much emergency fund do you actually need? I don’t think I would have taken out a 13,900 loan with 45k in the bank in the first place...

stingray5688

Life insurance

Wills/estate planning

stingray5688

Heck yeah take it, but can you squeeze ‘em for more?

stingray5688

Maybe not paying and letting coverage expire is a fast way of getting them to call you

stingray5688

Toyota Land Cruiser, obviously.

stingray5688

I would say that they cannot be easily avoided. Avoided, sure, depending on how much time you have to sit at lights. It also depends on the areas you are in though. Several major highways are toll or have specified toll lanes, and more are coming. I would recommend a toll tag if you drive the area o...

stingray5688

JonnyDVM wrote:There's a simple explanation. The investing world underestimated how many sad, lonely adults there are.

Really? Is that also the reason this forum is so popular?

stingray5688

x2 to the woodcraft class and sawmillcreek forum. if you don't have a woodcraft nearby, there may be a local person or club you could talk to and get some demonstrations/lessons. good quality tools cost more, but it's nice to have a cheap set when you are learning to sharpen properly. i would recomm...

stingray5688

most likely will put down a deposit online after the reveal... i think it will still be hard to justify that much money for a car, even 2 years from now, but i'm a huge fan, and excited that other manufacturers are feeling pressured to make affordable long range EVs too. looking forward to ending my...

stingray5688

i guess its just inevitable to have these threads to complement all of the "can i afford XXXX" threads....

stingray5688

0%, no pension, and bad fund selections. good thing i have an upcoming job interview.

stingray5688

use it as a dedicated controller for your SONOS speakers. also, get some SONOS speakers.

stingray5688

also in TX. we itemized sales tax 1 year. kept every receipt, added it all up, etc. it was more than the standard formula would have given us. this probably is due to the fact it was the same year we bought a house and a lot of furnishings and supplies to go with it. But we decided it was not worth ...

stingray5688

greg24 wrote:Sell sell sell!!! Wait. Do I sell equities, or bonds? Gold? Ammo?

no time to decide, just sell it all.

stingray5688

Wine.

stingray5688

I don't think you are paranoid. I have sold many things on craigslist, and big items like this always make me hesitate. Usually it has been larger power tools that I don't want to transport or I know the buyer will want to test. Whenever I sell something on craigslist, I never list my phone number. ...

stingray5688

look up a tutorial/video on your specific model and see how easy it may be. i do it myself for my wife's car (very easy), but i refuse to do my own anymore after making too many messes. i prefer doing it myself because i know it's done correctly, typically cheaper for equivalent oil and filter, and ...

stingray5688

how much is the 4th seat?

stingray5688

No. No one on this forum should give you any reason to stay with Edward jones. If they do, ignore them. Free yourself.

stingray5688

here they come! anyone here happen to have VINs 2-6 last night?

stingray5688

Leif wrote:http://finance.yahoo.com/news/tesla-add ... nance.html

Wonder what it's like to participate in a software public beta for your car

stingray5688

Agreed. Extra traffic due to Greece?

stingray5688

livesoft wrote:I may sell later this week as I have done in the past after buying on a relatively bad day.

What! How do you define a relatively bad day?! Where's the transition between relatively and really?! Now you just opened a new can of worms.

stingray5688

+1 to 2x4s idea, fast and cheap. Lowes and HD have lots of choices of hooks and hangers for whatever you need. French cleat system is great, but takes more time and thought. Very flexible and good looking though. Pegboard is good for hand tools and small items. I wouldn't trust it for hanging large ...

stingray5688

It would require a software mod, which is not something we're going to do. I didn't check if something like this can actually be done (I'm sure it can), but we want to keep the software as close to "stock" as possible. Here's a suggestion: Click on the OP's username, just above the avatar...

stingray5688

what a good topic for a poll. the closer the better. i hate driving far, dealing with traffic and crowds, looking for parking or having to valet. i love a good meal but all the hassle can make it unenjoyable. 20-30 minutes is about my max, which is from our suburbs to the downtown area. and it doesn...

stingray5688

You can't mess with your life savings (or at least a good chunk of money) based on anonymous information. LOL. doesn't that render the majority of the threads on this forum useless? 99% of Internet statistics are made up anyway, everyone knows that. Polls are fun and interesting. Ridiculous decision.

stingray5688

I use Dropbox for documents and Flickr for photos. Dropbox can auto upload photos, but Flickr gives 1TB for free...

stingray5688

Leif wrote:I do have an iPhone 6 plus. I have put a note into my calendar to respond to this thread on October 2, 2016. Perhaps I'll set up a poll.

Will be very funny if you see the calendar alert on your future Apple watch

stingray5688

Taxes may be less of a concern if you have a Roth IRA, but there are still factors to consider. If you have a Roth IRA, you can withdraw your contributions at any time without being subject to income tax or a penalty tax—as long as you've owned the account for five years or more. This is incorrect,...

stingray5688

i've got a huge one in our attic that works great. its hooked up to the coax cables that were run to each room when the house was built. had a "RCA ANT751" mounted on the roof of our last home. if that's not an option, there is the mohu leaf among others on amazon that can be hung on the w...

stingray5688

so who does jack owe his freedom to?

stingray5688

i realized after filing that i overpaid by about $6. similarly, it would cost me more than $6 to correct this.

i wonder if it can be considered tax deductible charitable giving on next year's return??

stingray5688

Might take a look at the GX. Lexus version of the 4Runner, but nicer with V8 and full time 4x4. Cost isn't too much different from sequoia, depending on options on either. MPG in both the sequoia and GX will be dismal though, probably around 16 mpg mixed.

stingray5688

i use the songza service almost exclusively on our sonos system. it is free with little to no ads. it's a radio type service though, you can't pick exactly which songs you want to hear. google recently bought songza and both services have the 'concierge' feature, so you may already be familiar with ...

stingray5688

In my recent shopping for a shop light, I found that T8 bulbs are the new rage and T12 bulbs are being phased out. It is interesting to me what the T8 and T12 stand for? Any guesses out there? The diameter of the bulb, in eighths of an inch. T12= 12/8, or 1.5" T8= 8/8, or 1" T5=5/8, or .6...

stingray5688

Yeah right. Advisors gotta eat too.

stingray5688

reminds me of a drew carey line.

stingray5688

Rick Ferri wrote:however, I also get half of every dollar you earn.

low fee advsior my ***!!!

stingray5688

Did he have it lined out to show how he got to $713?? How much does that guy charge for his time??

DIY is very easy for this. However, if your dishwasher drains into the disposal, don't forget to remove the knockout plug. My dad has been there, done that.

stingray5688

Stuffed.

stingray5688

Parthenon wrote:In 2011 and 2012 Vanguard sent me a check for "************.00".

Ed

You deposited that, right?

stingray5688

owning a bunch of individual stocks sounds like work. i do enough of that already.

stingray5688

DonCamillo wrote:Nisi--Why did you have to post this? Don't you realize that you just made the entire Bogleheads Forum unnecessary? What will we do with our spare time?

the forum is mainly to endlessly debate re-balancing strategies and the 'research' behind them.

stingray5688

don't the target retirement and life strategy funds rebalance every day? am i doomed if i hold those?

stingray5688

Coffee scented candle or "scentsy"

stingray5688

Mel Lindauer wrote:Actually, there is something we can do about it. We're taking legal action because they're illegally using the trademarked "Bogleheads" name, which is owned by The John C. Bogle Center for Financial Literacy.

Lawyered!!!

stingray5688

We need at least 4 significant digits to really decide.

stingray5688

what i usually do is take the HD out of the old computer and plug it into the new computer so it sees both hard drives in my computer. then just copy/paste as needed.

stingray5688

I have one because I cannot afford not to have one. When I can afford not to have one, I won't have one.

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