Search found 455 matches

by corner559
Mon Jan 22, 2024 2:19 pm
Forum: Personal Investments
Topic: Are VMFXX and the Settle Fund the same thing?
Replies: 1
Views: 393

Are VMFXX and the Settle Fund the same thing?

I just converted everything over to brokerage and am very confused by how the settle fund works. I transferred money into VMFXX but it shows up as a holding. Yet, I have a settlement fund with fees that were refunded to me just after converting. I thought that the settlement fund and VMFXX were the same thing? And if they're not, what is the settlement fund in? And am I earning the same interest rate in both?
by corner559
Tue Aug 29, 2023 8:48 am
Forum: Non-US Investing
Topic: US Expat Brokerage Account Question
Replies: 2
Views: 1962

US Expat Brokerage Account Question

I'm currently residing overseas and have several VG mutual fund accounts that I would like to convert over to brokerage accounts. I maintain a physical US address (not a PO box) for all my US financial accounts. Will VG have issues with me listing a foreign employer when I fill out the forms to transfer everything over to brokerage? Or have issues with me residing abroad?
by corner559
Wed Aug 24, 2022 5:10 am
Forum: Personal Consumer Issues
Topic: Vanguard website succumbs to "Fisher-Price" UI design
Replies: 843
Views: 112375

Re: Vanguard UI

meebers wrote: Mon Aug 22, 2022 8:25 pm The old site was somewhat usable to me. I could get to what I needed. The new site, I immediately shut down and made sure I had the correct address etc. Then logged back in and just had to stare at it to figure what the "heck" is this? Simple things like finding unrealized gains and confirmations of trades etc. were frustrating. Have no choice now, will have to live with it.
No, you don't have to live with it. If it's not working for you, call them up and voice your opinion. That's what I did. If enough people complain, they may make some changes.
by corner559
Mon Aug 22, 2022 7:38 am
Forum: Personal Consumer Issues
Topic: Vanguard website succumbs to "Fisher-Price" UI design
Replies: 843
Views: 112375

Re: Vanguard Website

Cheez-It Guy wrote: Sun Aug 21, 2022 7:15 pm Wouldn't it be great if the world never changed and we never had to learn or adapt to anything new?!
No one is saying not to change. Change should be for the BETTER, not the WORSE.
by corner559
Mon Aug 22, 2022 7:37 am
Forum: Personal Consumer Issues
Topic: Vanguard website succumbs to "Fisher-Price" UI design
Replies: 843
Views: 112375

Re: Vanguard Website

The new layout is HORRENDOUS. You used to be able to print out your holdings nicely and neatly. Now, you have to print through the browser, and the formatting is awful. I don't understand why VG continues to take away functionality such as with their disastrous phone app. No one asked for this.
by corner559
Thu Aug 18, 2022 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Should I move $10K from VBTLX/VAIPX to I-Bonds?
Replies: 13
Views: 1927

Re: Should I move $10K from VBTLX/VAIPX to I-Bonds?

You would be selling low, that would be one downside. You might have bought high and would sell low. I don't have any issues with cutting losses; but typically you don't want to sell an asset class when it's cheaper and might have higher future returns. In which case you might be chasing prior performance. Do you have new money coming to deploy by 10/31/22 into I-bonds? That might be one other strategy to consider. This article in Morningstar was helpful in comparing long-term returns in fixed income. https://www.morningstar.com/articles/1108848/i-bonds-forever Thanks for the article link and good point. If I sold my VBTLX, it would be at a loss. VAIPX would be about even. I do have some new money coming in, but it's earmarked for somethin...
by corner559
Thu Aug 18, 2022 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: Should I move $10K from VBTLX/VAIPX to I-Bonds?
Replies: 13
Views: 1927

Re: Should I move $10K from VBTLX/VAIPX to I-Bonds?

michaelingp wrote: Thu Aug 18, 2022 4:04 pm
22twain wrote: Thu Aug 18, 2022 7:35 am $10K out of how much (in your current bond holdings)?
I agree that this is an important question. I did what the OP is suggesting, but mostly just for the fun of it. I have no expectations that the added interest on such a small part of my portfolio will significantly affect my investments. On the down side, there's another account to keep track of, a bit of complexity, and more instructions (and hassle) for my heirs.
It would be around 5% of my overall fixed-income holdings.
by corner559
Thu Aug 18, 2022 12:02 am
Forum: Personal Finance (Not Investing)
Topic: Should I move $10K from VBTLX/VAIPX to I-Bonds?
Replies: 13
Views: 1927

Should I move $10K from VBTLX/VAIPX to I-Bonds?

I-bonds have never even been on my radar until recently due to the pop in interest that they now pay out. Yes, I understand that the rates change twice a year. However, I'm wondering if it would make sense for me to move $10K into I-bonds for the time being while the interest rate on them is high. To fund it, I would either sell VBTLX or VAIPX, or some of both, which I hold in my taxable account. Would this make sense to do and keep doing until the interest rate comes down? Any reasons not to do it? As additional info, this is money I don't plan on touching for a very long time. My tax bracket is 22%.
by corner559
Sun Aug 07, 2022 7:51 am
Forum: Personal Investments
Topic: Moving Vanguard Funds to Brokerage Account?
Replies: 86
Views: 12417

Re: Moving Vanguard Funds to Brokerage Account?

Good points. When Vanguard mutual fund positions are held within a Vanguard brokerage account, how are they registered? Are they effectively registered "in street name" (as with individual stocks) or are they registered directly in the name of the client? Regards, 100 They're registered in street name. Vanguard Brokerage Services is the registered owner of the shares. Thank you talzara and others who have posted on this topic. Though I know some will disagree, I'm increasingly convinced that for long-term buy and hold mutual fund investors, brokerage accounts add another layer of unnecessary tail risk. My view is that Vanguard was being disingenuous by calling the brokerage accounts "upgrades" from the older-but-safer m...
by corner559
Fri Aug 05, 2022 7:40 am
Forum: Personal Investments
Topic: VBTLX vs VTEAX for taxable account - low tax bracket
Replies: 3
Views: 837

Re: VBTLX vs VTEAX for taxable account - low tax bracket

Taxable bonds yield more than muni bonds of comparable risk. My rule of thumb is that the break-even is a 25% tax rate, so that you should prefer munis in a lower bracket. The current yields on Total Bond Market and Tax-Exempt Bond Index are 2.69% and 3.27%, which suggests that investors believe the muni index is riskier, probably because it has somewhat lower-quality bonds. Does the foreign income exclusion actually give you a very low marginal tax rate? My understanding is that you exclude the tax on up to $X of foreign income, but your marginal tax rate above $X is based on your total income. Thus you might well be in the 24% tax bracket even now, which is about the break-even point for munis. (Many investors in the 24% bracket actually...
by corner559
Tue Aug 02, 2022 8:40 am
Forum: Personal Investments
Topic: VBTLX vs VTEAX for taxable account - low tax bracket
Replies: 3
Views: 837

VBTLX vs VTEAX for taxable account - low tax bracket

I've had VBTLX in my taxable account for years and have never thought to change it until I just read through the "Bogleheads' Guide to the 3-Fund Portfolio". After some further research, it seems like VTEAX may be more appropriate for me. However, I came across some other threads that said VTEAX would only be appropriate if my tax bracket were higher. However, I'm still not clear why that is. Because I an currently overseas and nearly all my income is exempt from US taxation (though I still report it), my tax bracket is 10%. That being the case, would it make sense for me to switch over to VTEAX? And if not, why wouldn't it be? I do plan on moving back to the US within the next 3-5 years, so I expect my tax bracket to go up to 24%...
by corner559
Mon Jul 06, 2020 7:01 pm
Forum: Personal Investments
Topic: No TIPS dividends?
Replies: 6
Views: 638

Re: No TIPS dividends?

abuss368 wrote: Mon Jul 06, 2020 6:50 pm
corner559 wrote: Mon Jul 06, 2020 5:55 pm TIPS funds were so supposed to pay a dividend yet I’m still waiting to receive mine. Anyone know what’s going on?
I am not surprised. Has unexpected inflation occurred?

If you are relying or would like monthly cash flow from dividends I would consider another bond fund.
No, but I was expecting at least something. VG announced that it would be paying at the end of last month so why would they announce that and then not pay anything? Or at least send a notice. From a customer communications standpoint it’s very poor practice.
by corner559
Mon Jul 06, 2020 5:55 pm
Forum: Personal Investments
Topic: No TIPS dividends?
Replies: 6
Views: 638

No TIPS dividends?

TIPS funds were so supposed to pay a dividend yet I’m still waiting to receive mine. Anyone know what’s going on?
by corner559
Fri Apr 10, 2020 12:35 am
Forum: Investing - Theory, News & General
Topic: Vanguard Podcast
Replies: 3
Views: 502

Vanguard Podcast

Does anyone know why VG stopped doing their podcast? It seems like if they wanted more listeners they could easily turn their webinars, which I often can't attend, into podcasts.
by corner559
Fri Mar 20, 2020 8:21 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 298420

Re: Bogleheads community discussion - Coronavirus

Mactheriverrat wrote: Thu Feb 27, 2020 9:33 pm Is this Coronavirus being over blown by the media.

See news about the 2019 - 2020 season has done just in the US.

https://www.cdc.gov/flu/about/burden/pr ... imates.htm
Still thinking it's overblown now?
by corner559
Wed Mar 18, 2020 4:50 am
Forum: Investing - Theory, News & General
Topic: Updated 3/18 - "You can't hide in bonds" article
Replies: 183
Views: 12292

Re: "You can't hide in bonds" article

I have never believed in market timing, but with so much money tied up in "safe" bonds, I'm now thinking of moving it all over to a MM.
by corner559
Mon Mar 16, 2020 11:26 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4089
Views: 392328

Re: Coronavirus and the market

ballons wrote: Mon Mar 16, 2020 8:50 pm Italy May Soon Be Forced to Stop Treating Coronavirus Patients Over 80
https://www.vice.com/en_us/article/5dmq ... ts-over-80

Market isn't going to like this if this comes to America.
Given the lax attitude toward the virus in the beginning and lack of testing kits, we are only seeing the very beginning of this. It will be very rough sailing ahead.
by corner559
Thu Mar 05, 2020 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: Best place for cash - MM vs. online savings account
Replies: 1
Views: 447

Best place for cash - MM vs. online savings account

I currently have most of my cash in an online savings account but am wondering if it might be more advantageous for me to put that in VG Prime MM instead of something similar. Are rates historically on par between the two? Would one be better than the other?
by corner559
Fri Feb 28, 2020 6:59 pm
Forum: Investing - Theory, News & General
Topic: How Do Bogleheads Invest In Major Market Tumbles?
Replies: 36
Views: 3154

Re: How Do Bogleheads Invest In Major Market Tumbles?

I invest no differently than when the market is doing well. You should have a set IPS and stick with it through thick and thin.
by corner559
Wed Feb 26, 2020 10:41 pm
Forum: Investing - Theory, News & General
Topic: Role of money market fund in a portfolio
Replies: 29
Views: 3395

Re: Role of money market fund in a portfolio

alex_686 wrote: Wed Feb 26, 2020 9:17 pm Why have cash? Technically it is just a very short duration bond. So just keep that portion in a real bond fund earnings higher rates.
Cash doesn't go down in value. Bonds can.
by corner559
Wed Feb 26, 2020 9:06 pm
Forum: Investing - Theory, News & General
Topic: Role of money market fund in a portfolio
Replies: 29
Views: 3395

Role of money market fund in a portfolio

I'm curious as to why a money market position isn't part of the VG Target Date Funds or other all-in-one funds. Is the thinking to keep a position in cash/MM independent of your TDF?
by corner559
Tue Feb 04, 2020 6:08 pm
Forum: Personal Investments
Topic: Why is VFORX down almost 4% today?
Replies: 16
Views: 1716

Re: Why is VFORX down almost 4% today?

This level of incompetence is totally unacceptable on Vanguard’s part.
by corner559
Tue Jan 28, 2020 8:08 am
Forum: Investing - Theory, News & General
Topic: TIPS as part of fixed income allocation
Replies: 38
Views: 4819

Re: TIPS as part of fixed income allocation

CyberBob wrote: Fri Jan 24, 2020 10:04 am
corner559 wrote: Fri Jan 24, 2020 9:21 am To what extent do you think one should include TIPS as part of your portfolio given the fact that Vanguard includes TIPS in some of their all-in-one retirement funds?
Here is the paper on Vanguard’s approach to target-date funds that shows their stance on TIPS.

https://www.vanguard.com/pdf/s167.pdf
Thanks very much for this. Interesting read!
by corner559
Fri Jan 24, 2020 9:21 am
Forum: Investing - Theory, News & General
Topic: TIPS as part of fixed income allocation
Replies: 38
Views: 4819

TIPS as part of fixed income allocation

A while ago I posted a question about including TIPS as part of your fixed income allocation and it seemed like there were differing opinions. I had two questions about TIPS and the Total Bond Index Fund....

1) Historically, how do bonds do during period of inflation?
2) To what extent do you think one should include TIPS as part of your portfolio given the fact that Vanguard includes TIPS in some of their all-in-one retirement funds? Currently, I have my fixed income split 50/50 between a Total Bond Index fund and a TIPS fund, but the TIPS fund has lagged over the past few years.
by corner559
Wed Jul 03, 2019 5:44 pm
Forum: Personal Investments
Topic: How is VG's High Yield VWEHX for consistent income?
Replies: 19
Views: 3159

How is VG's High Yield VWEHX for consistent income?

I've had my eye on VWEHX for a while. I'm thinking of putting some money into it as a way to generate a steady stream of income and have no plans to touch the principal at least for the next 20-30 years. How risky would this be for that purpose?
by corner559
Fri Feb 02, 2018 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone use Personal Capital, Mint, Tiller, or You Need a Budget?
Replies: 57
Views: 19359

Re: Does anyone use Personal Capital, Mint, Tiller, or You Need a Budget?

I use an app called Spending Tracker that I just use to track my daily expenses against my income. It's simple, very customizable and does the job well. You can even export to Excel if needed.
by corner559
Wed Jan 03, 2018 1:49 am
Forum: Investing - Theory, News & General
Topic: Target Retirement Funds and TIPS/Bonds
Replies: 3
Views: 884

Target Retirement Funds and TIPS/Bonds

My portfolio roughly mirrors the Target Retirement funds for my retirement year. I noticed that TIPS don't factor in until later in the game. What is Vanguard's reasoning for bringing in TIPS into the picture gradually as someone ages and not sooner?
by corner559
Wed Nov 01, 2017 8:01 am
Forum: Personal Investments
Topic: My 401k is almost all cash now. 1/2 Mil
Replies: 89
Views: 12659

Re: My 401k is almost all cash now. 1/2 Mil

King0fspades wrote: Mon Oct 30, 2017 6:09 pm First time poster here. Have around $530K all in Stable Fund. Age 48.
I have seen crashes of 1999 and then 2008. Since 2011 I started selling and now it is all cash.
Thinking that I will see one more major crash, buy back all again and retire after next cycle.
I play around with ETF GLD, SLV but that is 20-30k

What would you do?
If you sold back in 2011 then you've missed out on one of the best bull runs in market history. Why on earth are you trying to time the market????
Since it seems like you've already made up your mind to try to time, best of luck to you. That's all I've gotta say because you're going to need it.
by corner559
Sat Oct 07, 2017 10:12 pm
Forum: Personal Consumer Issues
Topic: Password Protection
Replies: 86
Views: 13168

Re: Password Protection

tmhudg wrote: Fri Oct 06, 2017 9:07 am Check out LastPass. I cannot recommend this highly enough. Yes, you have to trust your info "in the cloud", and that it is all properly encrypted and protected, but, IMHO, the benefits outweigh the risk.
I can't imagine a worse place to store your passwords than in the cloud.
by corner559
Tue Sep 26, 2017 10:28 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 273
Views: 23174

Re: The Rolex and The Boglehead

I think a lot of people in the other "watch" thread concluded (and I agree) that a Rolex and other watches at that price point are no longer really watches. They're jewelry.
by corner559
Mon Sep 25, 2017 7:23 am
Forum: Personal Consumer Issues
Topic: Where do you get your news?
Replies: 131
Views: 13588

Re: Where do you get your news?

I'm a news junkie. I get news from Reddit, CNN, AP News, Economist, NY Times, LA Times, BBC, Guardian, Fox News, NPR News, and Twitter.
by corner559
Tue Sep 19, 2017 2:21 am
Forum: Personal Consumer Issues
Topic: How much do you spend on "entertainment"?
Replies: 50
Views: 6271

Re: How much do you spend on "entertainment"?

I think OP needs to define what she or he means by "entertainment".

Some people mention eating out as entertainment. I categorize that under "food". Some people say cable is "entertainment." I categorize that as a utility.
by corner559
Mon Sep 18, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on "entertainment"?
Replies: 50
Views: 6271

Re: How much do you spend on "entertainment"?

If I'm eating or drinking anything, it counts as food, not entertainment. That said, I rarely ever drink and when I do, I consider anything more than 2 drinks a waste of money.

As for true entertainment, I spend virtually nothing other than a movie every once in a while.
by corner559
Tue Sep 12, 2017 7:35 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 328
Views: 33267

Re: Is it really Worth it to brown bag your lunch at work?

I hate cooking and making lunch. It's worth it for me to not make my lunch and just eat out where I want and try new places with coworkers.

I can't think of anything I'd rather NOT do than eat a dull lunch made by me while sitting in the office.
by corner559
Mon Sep 11, 2017 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing Home With Girlfriend; Good or Bad?
Replies: 68
Views: 8969

Re: Purchasing Home With Girlfriend; Good or Bad?

This question should get filed under "What on earth are you thinking?"

ABSOLUTELY DO NOT DO IT. PERIOD.
by corner559
Mon Aug 28, 2017 9:49 am
Forum: Personal Investments
Topic: Retirement account contributions for small side business
Replies: 9
Views: 851

Re: Retirement account contributions for small side business

JBTX wrote: Mon Aug 28, 2017 9:22 am For $10k a SIMPLE IRA would let invest the highest percent of your earnings. I too am confused as to what you are asking and what you are doing.
All of these accounts exist. Given my total net income from my side business, how much can I contribute to each of these accounts in a single tax year given my $10,000 net income from my side business?
by corner559
Mon Aug 28, 2017 9:47 am
Forum: Personal Investments
Topic: Retirement account contributions for small side business
Replies: 9
Views: 851

Re: Retirement account contributions for small side business

pshonore wrote: Mon Aug 28, 2017 9:14 am
corner559 wrote: Mon Aug 28, 2017 8:52 am This year I expect to net about $10,000 in my side business after expenses, and I'd like to make sure that 1) I will have calculated the contributions correctly and 2) I'm permitted to make all of these contributions. I'm about 20 years away still from retirement.

1) Roth IRA - $5,500
2) SEP IRA - $2500 (i.e. up to 25% of total compensation)
3) Individual 401K Employer Contribution - $2500 (i.e. up to 25% of total compensation)
4) Individaul Roth 401K Employee Contribution - $10,000 (i.e. 100% of compensation)

Thank you!
Are you a sole proprietor? Limit is 20% of (net profit - 1/2 of FICA).

I don't believe you can have a SEP IRA and Solo 401K in the same year.
I'm a sole proprietor.
by corner559
Mon Aug 28, 2017 9:46 am
Forum: Personal Investments
Topic: Retirement account contributions for small side business
Replies: 9
Views: 851

Re: Retirement account contributions for small side business

Your question is confusing. Some of these can be made at the same time based on the same income. But some of these cannot co exist. And in no case can you ever use $10000 in income to permit anymore than $10000 total in retirement account contributions. Also, the retirement contributions and income from your primary job can impact on what is permitted from the side job income, so we would need to have that information as well. That's my question. Can all of these co-exist and if not, where should I focus my money? I've called Fidelity, and they as well as a couple of websites have said the Solo 401k and SEP IRA can co-exist. VG tells me they can't, so I'm a little confused. My main job is overseas, and all of that income falls under the Fo...
by corner559
Mon Aug 28, 2017 8:52 am
Forum: Personal Investments
Topic: Retirement account contributions for small side business
Replies: 9
Views: 851

Retirement account contributions for small side business

This year I expect to net about $10,000 in my side business after expenses, and I'd like to make sure that 1) I will have calculated the contributions correctly and 2) I'm permitted to make all of these contributions. I'm about 20 years away still from retirement.

1) Roth IRA - $5,500
2) SEP IRA - $2500 (i.e. up to 25% of total compensation)
3) Individual 401K Employer Contribution - $2500 (i.e. up to 25% of total compensation)
4) Individaul Roth 401K Employee Contribution - $10,000 (i.e. 100% of compensation)

Thank you!
by corner559
Sun Aug 13, 2017 3:01 am
Forum: Personal Consumer Issues
Topic: Trip Cancellation Insurance.
Replies: 37
Views: 5571

Re: Trip Cancellation Insurance.

I frequently travel internationally and have never bought trip cancellation insurance. It's a complete waste of money.
by corner559
Sun Aug 13, 2017 2:58 am
Forum: Personal Consumer Issues
Topic: Your Movie Collection?
Replies: 43
Views: 6105

Re: Your Movie Collection?

These days having a DVD is pointless since everything can now be streamed. Physical DVDs just take up space.
by corner559
Sun Aug 13, 2017 12:05 am
Forum: Non-US Investing
Topic: Investing with VG as a foreigner
Replies: 1
Views: 459

Investing with VG as a foreigner

I've got a friend who lives outside the US and isn't a citizen of a country where VG has a presence. She's got dual citizenship in New Zealand and South Africa and splits her time between the 2. She's interested in investing in their index funds but doesn't know how to go about doing it. Would purchasing ETF's through whatever stock market exchange be available as an option to her? Any other workarounds for her?
by corner559
Mon Jul 10, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: how to destroy hard disk with personal info
Replies: 99
Views: 14564

Re: how to destroy hard disk with personal info

I submerge mine in bleach and then salt water for a week. Everything corrodes quite nicely. :happy
by corner559
Tue Jun 27, 2017 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: Middle age job blues
Replies: 86
Views: 13621

Re: Middle age job blues

I'm not familiar with the IT field but can offer this if you want to keep working...

1) Make sure your skills are up-to-date
2) Attend workshops/conferences for your industry regularly. It's great for keeping up to date on the latest trends and for networking
3) Read. Read. Read. This will also help you keep up with what's current.
by corner559
Tue Jun 27, 2017 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Tipping floor subcontractors?
Replies: 12
Views: 1793

Re: Tipping floor subcontractors?

I don't tip construction workers but I do sometimes buy them lunch.
by corner559
Tue Jun 27, 2017 8:33 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 28933

Re: Sam's Club vs. Costco

kjvmartin wrote:
Sam's Club = Wal-Mart in bulk...
Bingo.
by corner559
Tue Jun 27, 2017 12:31 am
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 28933

Re: Sam's Club vs. Costco

*3!4!/5! wrote:Basically Sam's Club and Costco are clones of each other with the only difference being that checking out is quicker at Costco.
They are not clones of each other. Costco stocks higher quality merchandise, and their Kirkland brand is among the best.
by corner559
Mon Jun 26, 2017 6:10 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 28933

Re: Sam's Club vs. Costco

MN-Investor wrote:
SuperGrafx wrote:Costco may as well sponsor this forum.

Never understood the devotion to that place.
Since the folks on this forum are devoted to sound financial decisions, all you have to do is read their responses. It's not rocket science. Just common sense.
Completely agree. Costco is clearly the superior choice.
by corner559
Mon Jun 12, 2017 11:38 pm
Forum: Personal Consumer Issues
Topic: Have you canceled cable?
Replies: 90
Views: 12312

Re: Have you canceled cable?

I cancelled my cable a few years ago and will never go back. I just use Netflix and iTunes and a couple other sites. There's no need to have cable anymore. I also don't need or want the hundreds of channels that are forced upon you which is my main reason for ditching cable. Cable companies need to be more open to listening to their customers or they will eventually run themselves out of business. The current model they're following is no longer working.