Search found 1087 matches

by killjoy2012
Fri Nov 22, 2019 8:52 am
Forum: Personal Consumer Issues
Topic: 70+year Oldies: Anyone buying the C8 Corvette?
Replies: 77
Views: 5989

Re: 70+year Oldies: Anyone buying the C8 Corvette?

The c8 looks to be a great car, a great value - hard to say no or find reasons not to buy one if you're already shopping that market. You're getting exotic performance and looks at a Chevy price point. I think the much harder decision is coupe vs. convertible, or base stingray now vs. waiting to see...
by killjoy2012
Mon Oct 28, 2019 10:05 pm
Forum: Personal Consumer Issues
Topic: Universal Orlando for 4 days
Replies: 27
Views: 1417

Re: Universal Orlando for 4 days

1. Do we save any time being on property? I know Disney makes it quite painful, just because the size of that park, and transfers you have to go through to finally arrive at a park. Living on property makes that easier, and I think there is some value in that, as we reduce the time in travel to par...
by killjoy2012
Sun Oct 27, 2019 6:53 pm
Forum: Personal Consumer Issues
Topic: Vacation ideas for February
Replies: 48
Views: 4191

Re: Vacation ideas for February

Southern Spain in February is a nice place to be.
by killjoy2012
Sun Oct 27, 2019 6:36 pm
Forum: Personal Consumer Issues
Topic: Should we downshift and move to Europe?
Replies: 40
Views: 5463

Re: Should we downshift and move to Europe?

As an American, I love visiting Europe for multi-week stints on vacation or work trips. However, I think if you were to truly dig into the financial side of permanently immigrating & relocating, it's not quite as appealing given the significantly higher income tax, sales & VAT taxes, property taxes....
by killjoy2012
Wed Oct 16, 2019 7:04 pm
Forum: Personal Finance (Not Investing)
Topic: Another GE Pension Buyout Decision
Replies: 7
Views: 1381

Another GE Pension Buyout Decision

I know there's already been several GE pension early buyout "what should I do?" threads, but would appreciate some input. Age: 46 Status: Single, no kids. Federal Income Tax Bracket: 32% Zero debt, house & cars paid off, etc. 401k, HSA contributions maxed to IRS limits every year Also have small DB ...
by killjoy2012
Wed Oct 16, 2019 6:03 pm
Forum: Personal Consumer Issues
Topic: How do I store a boat this winter?
Replies: 20
Views: 1677

Re: How do I store a boat this winter?

1) Make sure you winterize it, including anti-freeze for all water passages, tubes, cooling, etc. Otherwise you will be extremely unhappy in the spring.
2) Most people storing their boat outside, unsheltered, over the winter (exposed to the elements) shrink wrap it.
by killjoy2012
Sat Oct 12, 2019 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: GE Pension Buyout
Replies: 85
Views: 13045

Re: GE Pension Buyout

I'm another ex-GE. Debating what to do, but likely will just leave it in the program another ~20 years until I retire. I'm well under the PBGC limits and it represents a pretty small portion of my overall retirement funding. I could lump sum it now, but I question how some people on here seem to thi...
by killjoy2012
Fri Sep 27, 2019 3:38 pm
Forum: Personal Consumer Issues
Topic: New iPhone or iPhone 7 for ~$130
Replies: 16
Views: 1489

Re: New iPhone or iPhone 7 for ~$130

I'd probably pass on both. I have a 6, and while it's been a great phone (I like better than the 7), Apple is no longer releasing iOS updates to it as of v13, and it's becoming frustrating slow. The 7 is faster, but also heavier, no headphone port, and is also showing it's age. The 7 probably has a ...
by killjoy2012
Tue Sep 03, 2019 8:16 pm
Forum: Personal Consumer Issues
Topic: Internet security and vpn
Replies: 35
Views: 3125

Re: Internet security and vpn

The elephant in the room is why you trust a lost cost $1.99 offshore VPN provider more than your local ISP, but I guess it depends on what your true concern is. Too many people treat these VPN services as some magical creature that just makes everything right with the world.
by killjoy2012
Tue Sep 03, 2019 8:13 pm
Forum: Personal Consumer Issues
Topic: Seeking WiFi solution
Replies: 35
Views: 2858

Re: Seeking WiFi solution

OP - If you're not technical, then just go buy a 3 puck Google Wifi or Orbi mesh system and use it to replace your existing setup. If you're more technical, which I'm guessing you're not, you could buy a Wireless Access Point and use that Ethernet cable for back haul. But this takes more know how an...
by killjoy2012
Wed Aug 14, 2019 10:30 pm
Forum: Personal Consumer Issues
Topic: I wanted to teach myself computer programming.
Replies: 64
Views: 5727

Re: I wanted to teach myself computer programming.

OP - It depends on what kind of software development you want to do.

Back end stuff? Python or C++. Maybe Java but its getting dated.
Front end? AngularJS, HTML, CSS
by killjoy2012
Tue Jul 02, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: .
Replies: 34
Views: 2879

Re: Shower room with Window but no Exhaust Fan: Mildew Prevention

Personally, I'd install a new bathroom fan with an insulated duct leading to the exterior of the house. Opening the window might work well enough when outdoor temps are mild and bugs/allergies are at a minimum. Opening/fanning to the indoors may also work in the winter, but less than ideal in the su...
by killjoy2012
Fri Jun 14, 2019 6:39 pm
Forum: Personal Consumer Issues
Topic: The Upper Peninsula (UP) in August....What to do, Where to stay?
Replies: 36
Views: 3108

Re: The Upper Peninsula (UP) in August....What to do, Where to stay?

I think the others have covered most of it, but would mention visiting lighthouses, waterfalls and ship wrecks too if interested. My favorite area of the UP is the Keweenaw Peninsula. And as others have said, don't underestimate the size, ruggedness & sparse population. e.g. Driving from Detroit to ...
by killjoy2012
Thu Jun 13, 2019 10:32 pm
Forum: Personal Consumer Issues
Topic: Side x Side/Utility Vehicle
Replies: 20
Views: 1462

Re: Side x Side/Utility Vehicle

I'll be the contrarian and say I'd take a Polaris or CanAm before any of the Japanese makes. Why? There's more factors in deciding which ATV to purchase than just some level of perceived reliability/quality difference. Technology, performance, speed, design, price, dealer/support, HQ / manufactured ...
by killjoy2012
Tue May 28, 2019 10:18 am
Forum: Personal Consumer Issues
Topic: London / UK Summer Trip
Replies: 57
Views: 3676

Re: London / UK Summer Trip

As an American who has visited the UK 7-8 times over the past 15 years, and has driven 4k+ miles there ranging from the upper Scottish Highlands and Skye down to Edinburgh, all of Wales, and SW England - my advice would be about the same as Watty's: Driving on the left takes some getting used to and...
by killjoy2012
Tue May 07, 2019 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: Walk away from my auto lease?
Replies: 154
Views: 8715

Re: Walk away from my auto lease?

A clutch and a transmission are 2 very different things. The clutch is a wear item, like brakes. The transmission is not. Generally speaking, except in very rare cases, does a 'smoked' clutch mean anything other than replacing the clutch. You should be talking $750-1,500 max... not $5k.
by killjoy2012
Tue Apr 23, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Which WAP to replace Airport Extreme - please no mesh recommendations
Replies: 116
Views: 6446

Re: Which WAP to replace Airport Extreme - please no mesh recommendations

If you have the IT/networking know how and inclination for taking on a small project, I'd second the recommendation above and look at moving over to prosumer-grade Ubiquiti Networks wireless gear. Their WAPs are priced anywhere from $50-300/each and support/prefer gigabit copper wired PoE backhaul. ...
by killjoy2012
Thu Mar 28, 2019 6:11 pm
Forum: Personal Consumer Issues
Topic: Been hacked - search for my online accounts?
Replies: 9
Views: 1148

Re: Been hacked - search for my online accounts?

Agreed, it's a scam. One, or several, of the websites you use to visit likely got compromised, the bad guys grabbed all of the ID/passwords and eventually dumped them into the public domain (for other bad guys to use). You can go lookup your email address in the haveibeenpwned.com link that the firs...
by killjoy2012
Tue Mar 26, 2019 6:22 pm
Forum: Personal Consumer Issues
Topic: Ireland & Scotland Do I Need Cash?
Replies: 24
Views: 2091

Re: Ireland & Scotland Do I Need Cash?

All you need is a no foreign tx fee credit card and your bank ATM card. And while not required, you'd be very smart to load those fee free CCs on Apple Pay, and no, you don't need a data plan for it to work. contactless CC are very popular over there.
by killjoy2012
Wed Mar 06, 2019 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Wife got company car. Should we sell 2 year old car?
Replies: 36
Views: 3279

Re: Wife got company car. Should we sell 2 year old car?

[Honda Pilot] > [Any GM car.] Based on what facts. Your opinion? I'd take any GM vehicle over any Honda. So who's right? If GM made great cars that people wanted to drive, would they have to force people to be rid of other brands? ... This is likely a company-paid lease. My relatives picked these u...
by killjoy2012
Tue Mar 05, 2019 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Wife got company car. Should we sell 2 year old car?
Replies: 36
Views: 3279

Re: Wife got company car. Should we sell 2 year old car?

OP's spouse shouldn't have been driving a Honda to begin with. Sell it.

(Unless you're dead set on her leaving GM in a year, then keep it. You'll pay more in taxes when buying another new'ish car than just taking 1 year depreciation on the nose.)
by killjoy2012
Fri Mar 01, 2019 7:19 pm
Forum: Personal Consumer Issues
Topic: Men & Women: What do you pack for travel inside 1 carry-on luggage only??
Replies: 169
Views: 12522

Re: What do you pack for international vacation travel??

I would also +1 to the recommendations to travel light. Most of my multi-week international vacations have involved moving "home base" across multiple cities for multiple days at a time. In other words, you're not usually just flying to London/Paris/Rome/etc and staying in the same hotel room for al...
by killjoy2012
Thu Feb 28, 2019 7:59 pm
Forum: Personal Consumer Issues
Topic: Experience with Apple Pay?
Replies: 71
Views: 7243

Re: Experience with Apple Pay?

NJdad6 wrote:
Thu Feb 28, 2019 7:57 pm
Good luck using it in Europe. You will need a Visa/MC.
Apple Pay worked perfectly fine for me all over the UK.
by killjoy2012
Thu Feb 28, 2019 7:57 pm
Forum: Personal Consumer Issues
Topic: Spain Vacation
Replies: 21
Views: 1627

Re: Spain Vacation

1) Do it. 2) Use the user forum at Trip Advisor for ideas, input, questions, etc. 3) While the options are limitless, flying into Madrid is usually inexpensive and a good place to start. You can then work your way south to see Toledo, Sevilla, Granada, Malaga, etc. all by train. Big question is whet...
by killjoy2012
Fri Feb 22, 2019 8:34 pm
Forum: Personal Consumer Issues
Topic: How did mylife.com get my info?
Replies: 115
Views: 13478

Re: How did mylife.com get my info?

You can have your information removed from MyLife.com. Send an email to RemovalRequests@mylife.com. In the body of the email tell them you want your information removed, and include a link to the page about you on MyLife.com. DW and I did this last week, and it works. I tried this yesterday and jus...
by killjoy2012
Sun Feb 17, 2019 7:23 pm
Forum: Personal Consumer Issues
Topic: Another "Is it worth it to fix" question [2002 Nissan Sentra]
Replies: 66
Views: 4573

Re: Another "Is it worth it to fix" question

Unless Google is very wrong, a new fuel pump for the 2002 Sentra is $50-$60. I'd suggest that if you want to make a WAG you clearly indicate it in your post, or the OP might actually make a decision based on that $200 price. My $200 WAG was based on a $180 price from RockAuto for the fuel pump asse...
by killjoy2012
Sat Feb 16, 2019 4:45 pm
Forum: Personal Consumer Issues
Topic: Another "Is it worth it to fix" question [2002 Nissan Sentra]
Replies: 66
Views: 4573

Re: Another "Is it worth it to fix" question

1) I'd fix it. 2) Good luck finding any mainstream (retail) auto repair shop that will allow you to BYOP. You'll likely need to find a small, 1 man garage that would be willing, or someone doing it as a side job in their garage, etc. 3) Unless you've previously replaced the fuel pump, plan on replac...
by killjoy2012
Mon Jan 21, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: Rental Car Insurance Ireland & Scotland?
Replies: 21
Views: 998

Re: Rental Car Insurance Ireland & Scotland?

Be sure you check the CDW T&Cs offered by your Citi CC. Visa does not provide CDW in Ireland as a card benefit. Not sure about MC or Amex. I've rented a car in the UK, including Scotland, ~6 times in the past 10 years -- all with only my Visa CDW coverage. 2 of those 6 times I had to use my CDW cove...
by killjoy2012
Tue Jan 08, 2019 6:47 pm
Forum: Personal Consumer Issues
Topic: I bought a new iPad on sale...should I have?
Replies: 38
Views: 2900

Re: I bought a new iPad on sale...should I have?

At that price point, you'd be kinda silly to return it IMO. To get value out of it though, you need to embrace (or try to) the lifestyle changes it provides. Browsing the Web from your 4" mobile is one thing when you're on the go and running around town, but I'd cringe if you're doing this from home...
by killjoy2012
Tue Jan 08, 2019 6:08 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 14501

Re: Recommendations for a 9mm handgun

1) It sounds like you don't have much experience with firearms. I would look at taking a pistol shooting class at your local gun range before you do/buy anything. Safety and instruction first, esp for the other people at the range you'll be handling the weapon around. 2) Figure out WHY you're buying...
by killjoy2012
Tue Jan 08, 2019 5:56 pm
Forum: Personal Consumer Issues
Topic: Car Battery
Replies: 62
Views: 5040

Re: Car Battery

Just buy a battery tender, hook it up and be done. No need to disconnect the battery from the vehicle.
by killjoy2012
Sat Dec 29, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: Router with VPN - experiences?
Replies: 16
Views: 2252

Re: Router with VPN - experiences?

Agree with Blake, and have posted the same in previous VPN threads. I fully understand the desire for privacy, but at some point you must trust some service provider in order to use the Internet. And while you may be concerned that your ISP is monitoring for marketing purposes, despite any VPN servi...
by killjoy2012
Sun Dec 23, 2018 5:18 pm
Forum: Personal Consumer Issues
Topic: London Neighborhood Recommendation
Replies: 37
Views: 2936

Re: London Neighborhood Recommendation

In terms of travel tips -- make sure each person traveling has Apple Pay working on their mobile phone (even if the device doesn't have cellular service) and use that instead of Oyster or travel cards for the public transport system. Also, if there's 2 of you going, look into the 2-for-1 deal for e...
by killjoy2012
Sun Dec 23, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: London Neighborhood Recommendation
Replies: 37
Views: 2936

Re: London Neighborhood Recommendation

Budget will likely determine location to an extent. Mayfair and Covent Garden are upscale, central areas in central London, but usually at a steep price. London is a large city, and TBH, I think easy access to the Tube and buses (at stations with good connectivity) is probably more important than ho...
by killjoy2012
Fri Dec 14, 2018 3:57 am
Forum: Personal Finance (Not Investing)
Topic: Megacorp Interview Advice
Replies: 12
Views: 1845

Re: Megacorp Interview Advice

Agree with everyone else. At the Director level, odds are high that the only candidates being seriously considered are the ones the VP/hiring manager already know well and are being asked to apply for the role, vs. the opposite which is more common at the lower roles. And yes, often times, those int...
by killjoy2012
Wed Dec 12, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: Replacing a gas furnace and electric AC: when and how much?
Replies: 25
Views: 1657

Re: Replacing a gas furnace and electric AC: when and how much?

I'd continue to run & maintain your existing natural gas forced air furnace until the heat exchanger cracks. All of the other parts are serviceable, and upgrading for efficiency reasons usually isn't financially prudent. However, once the furnace gets "older", you probably do want to have someone in...
by killjoy2012
Sat Dec 08, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: PC Build Suggestions
Replies: 39
Views: 3397

Re: PC Build Suggestions

Agreed. That article is referring to the thermal contact between the silicon and the metal top plate of the CPU. You will still need a heat sink and thermal paste for the build, as well as rubbing alcohol to clean it all before assembling. Building PCs today is 1000x easier than it used to be 20 yea...
by killjoy2012
Sat Dec 08, 2018 4:13 pm
Forum: Personal Consumer Issues
Topic: iPad Pro vs Microsoft Surface
Replies: 15
Views: 1843

Re: iPad Pro vs Microsoft Surface

The question you need to answer is whether you want/need full computer functionality, similar to a laptop, but in tablet size form factor. Or if you just want/need an overpowered phone/tablet. I have multiple iPhones and iPads, and while I like them for those consumption uses, neither replaces my PC...
by killjoy2012
Sat Dec 08, 2018 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4587

Re: Rental Car Damage Issue

I've never had an issue with returning rentals in the US. In Europe on the other hand, I've learned the hard way that you need to take detailed pictures at the rental lot before driving off showing all damage and with the rental lot background in the pictures. This has saved me twice in the last 10 ...
by killjoy2012
Fri Nov 30, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 5201

Re: How do Bogleheads justify taking vacation?

Very bizarre post. This sounds like in incredibly depressing outlook on life. Do you not have ANY activities/interests/hobbies you enjoy pursuing? Are you married? Do you have kids? Do you have family/friends? Is work the sole reason for your existence? It's also interesting that you associate taki...
by killjoy2012
Tue Nov 27, 2018 9:27 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1053
Views: 115058

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Nope, no typo. 12/26. I was a bit surprised at the delayed ETA myself. I dropped the signed authorization in the mail the same day as submitting the app online too.
by killjoy2012
Tue Nov 27, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 3449

Re: Dual Monitor Set up

For work, I have 2 cheap mismatched Dell 24's that are only 1080. It's an OK setup - would be better with matching 1440's. Simple things like the brightness and colors not matching between the two monitors can really be annoying. If I were the boss, I'd be running dual Dell 27" with 1440. For people...
by killjoy2012
Tue Nov 27, 2018 9:05 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1053
Views: 115058

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

My Lively to Fido transfer is still in process. Submitted 11/17, paperwork received 11/25, now sitting with Choice Financial. ETA is 12/26.
by killjoy2012
Tue Nov 20, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 58
Views: 4481

Re: which snow blower ?

1) Don't buy electric. It doesn't have the throwing power you need, electrical power cords are inflexible when frozen, 100'+ cords are problematic. Just don't - asking for headaches. 2) Before deciding brand, decide on whether you need/want a single or 2 stage. 2 stage will handle heavier, deeper sn...
by killjoy2012
Tue Nov 20, 2018 3:40 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Home Printer
Replies: 41
Views: 2335

Re: Recommendations for Home Printer

You can commonly find Dell color laser wireless printers for < $100. Sometimes < $75. The toner is more expensive than inkjet ink, but for the occasional use, the toner lasts much longer since it doesn't dry up. Not to mention a color laser looks worlds better than inkjet, and you can find 3P toner ...
by killjoy2012
Mon Nov 19, 2018 5:28 pm
Forum: Personal Consumer Issues
Topic: Correct oil for snowblower
Replies: 9
Views: 618

Re: Correct oil for snowblower

That oil is way, way overkill for your needs (and enough for several lifetimes). All oil today is detergent oil unless you find oil formulated for gearboxes and such, which is very hard to find. As the manual tells you, for normal operating temperatures you're going to want to use 10W-30 oil (0F an...
by killjoy2012
Mon Nov 19, 2018 5:25 pm
Forum: Personal Consumer Issues
Topic: Laptop security - Mac OS or Windows
Replies: 42
Views: 3315

Re: Laptop security - Mac OS or Windows

As someone who does cyber for a living, the end user is the weakest link. Windows, linux and OS X all have security vulnerabilities - none are perfect. But that said, there's no saving the machine if people just click every link in every phish/spam, go to sites they shouldn't, etc.
by killjoy2012
Sun Nov 18, 2018 6:19 pm
Forum: Personal Consumer Issues
Topic: New car - aftermarket upgrades vs higher trim
Replies: 28
Views: 2223

Re: New car - aftermarket upgrades vs higher trim

I’ve never seen a car with aftermarket leather that looks better than OEM. A lot of newer cars have some significant issues with replacing the head unit because things like HVAC controls are routed through them. +1 The days of the radio being a self-contained & replaceable unit are at (coming to) a...
by killjoy2012
Sat Nov 17, 2018 8:15 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1053
Views: 115058

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Just dropped the ToA form in the postal mail as well, transferring out of Lively.