Search found 972 matches

by killjoy2012
Mon May 21, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: Wifi + wired device
Replies: 49
Views: 2458

Re: Wifi + wired device

Earl Lemongrab: You essentially have 3 approaches to accomplish connecting the cable modem on one side of the house to your office on the other side: wireless, a/k/a wifi powerline Ethernet cable Running an Ethernet cable is most reliable, fastest speed, and cheapest... but at the cost of being a PI...
by killjoy2012
Sat May 19, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: Career planning in IT/software development when over 40
Replies: 68
Views: 5252

Re: Career planning in IT/software development when over 40

I thought career planning in IT after 40 was called "retirement planning"...? I think it depends on the company. If you're in SV at a tech company, yes, there's certainly age discrimination. If you're in your 40's and have kept up with the new tech/skills and are considered a thought leader, I thin...
by killjoy2012
Sat May 19, 2018 11:32 am
Forum: Personal Consumer Issues
Topic: Career planning in IT/software development when over 40
Replies: 68
Views: 5252

Re: Career planning in IT/software development when over 40

I think you really need to take a step back, ask yourself what/where you want to be in 2/5/10/20 years, and go from there. I know that sounds obvious, but very few people do this, and instead, stay "heads down" working and just assuming that their boss will notice their delivery, and that their care...
by killjoy2012
Sat May 12, 2018 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 316
Views: 21855

Re: Lucrative careers?

Seems to be a huge demand for anything cyber security. I've worked in cyber for my 20 year career. It is a hot spot, for now. Not sure if it's good or bad, but most millenials graduating from college today have very little interest in the field - they all think they're going to develop the next hot...
by killjoy2012
Sat May 12, 2018 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 316
Views: 21855

Re: Lucrative careers?

OP - You should figure out the 1-2 things that you're passionate about and then go from there. Blindly listing high paying jobs doesn't mean much unless you like that field, have the ability to obtain that degree/job at the status level associated with the money level, etc. Plus you have to do whate...
by killjoy2012
Fri May 11, 2018 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: ques
Replies: 47
Views: 4365

Re: Should I pay cash for a house?

Is 1.5ba really a deal breaker? I guess it depends on the community you live in. Where we are most homes are pre 1950 and the only homes with more than 1.5ba are ones that have had additions. Exactly. And the newer homes that are 2-5 bath are 2-7k sq foot homes, which the OP as a single person who ...
by killjoy2012
Fri May 11, 2018 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: ques
Replies: 47
Views: 4365

Re: Should I pay cash for a house?

Yes, pay cash, so long as you're not pulling money out of tax sheltered accounts to do so. People commenting that this is too much concentration are likely not factoring in your age IMO, and that many 30 year olds typically have negative net worth. I also wouldn't sweat the "only 1.5 bath" comments,...
by killjoy2012
Thu May 10, 2018 10:32 pm
Forum: Personal Consumer Issues
Topic: Which City to spend 4-6 weeks?
Replies: 47
Views: 4449

Re: Which City to spend 4-6 weeks?

6 weeks would likely make London or Paris your best choices. Madrid, Rome, Berlin, and most of the other cities mentioned would be good for a few weeks, but 6 straight is pushing it, and London/Paris are about as well connected for public transport as you can get. Seville has wonderful old town... b...
by killjoy2012
Sat May 05, 2018 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Car lease almost over.....Qs on buying it
Replies: 7
Views: 1002

Re: Car lease almost over.....Qs on buying it

Comparing like for like is a good idea, but keep in mind there may be some intangibles when keeping your own car. E.g. You know oil change and other maintenance/repair history on your car, not so much when buying blindly used. It's also fairly common for lessees to be under their allocated lease mil...
by killjoy2012
Fri May 04, 2018 7:44 am
Forum: Personal Finance (Not Investing)
Topic: Car lease almost over.....Qs on buying it
Replies: 7
Views: 1002

Re: Car lease almost over.....Qs on buying it

Usually, your only option is to pay the residual value "buyout" price that's listed in your lease agreement. If you opt not to do that, then the dealer can buy the vehicle (usually at a discount) for putting it on their used showroom floor. And if they aren't interested, then it gets sent to auction...
by killjoy2012
Sat Apr 28, 2018 7:32 pm
Forum: Personal Consumer Issues
Topic: Did you rent car in Spain?
Replies: 18
Views: 902

Re: Did you rent car in Spain?

If you're just visiting the major cities and seeing the typical tourist sights, then I would skip renting a car, use the train to get between cities, and cab as needed. We spent 3 weeks there visiting Madrid, Toledo, Seville, Cordoba, Granada, and Malaga... all by train, no car, and maybe 1-2 cab ri...
by killjoy2012
Fri Apr 27, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: Learning to drive a stick [car with manual transmission]
Replies: 126
Views: 5855

Re: Learning to drive stick

OP - By all means, learn to drive a manual trans. It's one of those skills everyone should have, but few (and fewer going forward) do. If you're serious about it, I'd probably go buy a beater and daily drive it for a while to get experience/skills built up. A 2 hour course is fine, and you'll learn...
by killjoy2012
Fri Apr 27, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 5749

Re: Comfortable Commuter Cars under $50K

Most of the vehicles mentioned in this thread so far are not what I'd attribute to a successful, 36 yo single male. But if a Lexus LS/GS is what you're leaning towards, I'd just go buy a well equipped Camry - same thing - and save the Lexus name premium. I see your point. What do you suggest for *a...
by killjoy2012
Thu Apr 26, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 5749

Re: Comfortable Commuter Cars under $50K

Most of the vehicles mentioned in this thread so far are not what I'd attribute to a successful, 36 yo single male. But if a Lexus LS/GS is what you're leaning towards, I'd just go buy a well equipped Camry - same thing - and save the Lexus name premium.
by killjoy2012
Mon Apr 16, 2018 7:26 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 950
Views: 74173

Re: To take or not to take delivery of Tesla 3

So a very, very short test drive in a $100k vehicle that's a different model than the one you're considering purchasing, convinced you to buy their $40k model that they don't even have one of on-site to show you?
by killjoy2012
Mon Apr 02, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: HVAC: R22 Freon leak, Replaced by 427A Retrofit
Replies: 14
Views: 1134

Re: HVAC: R22 Freon leak, Replaced by 427A Retrofit

FYI - One option is to buy a canister of R22 from somewhere (like Ebay) to hedge against the almost guaranteed price increase over time. Most will make you either show certification or attest that you will not use/install the R22 yourself - only using a certified installer. My HVAC service guy alway...
by killjoy2012
Sun Apr 01, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Towel Warmers - worthwhile luxury or useless?
Replies: 39
Views: 3162

Re: Towel Warmers - worthwhile luxury or useless?

They make a ton of sense in colder climates where the home is heated by radiators, and the heated towel rack is dual purposed to also be the room radiator. I had them in a few hotels in Scotland and it was great. But I don't think I'd install an electric equivalent in my forced air house, even thoug...
by killjoy2012
Sun Apr 01, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Wireless phone use in Italy
Replies: 18
Views: 1291

Re: Wireless phone use in Italy

OP - Given your constraints/decision, the best option is to just purchased a Prepaid SIM once you arrive in country. Just make sure the phone is truly unlocked before departing. You will pay 2x+ by purchasing a so-called global SIMs before departing, and I'd be worried, even then, if it'll work corr...
by killjoy2012
Fri Mar 30, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Portable Inverter Generator vs Standby Generator
Replies: 78
Views: 3183

Re: Portable Inverter Generator vs Standby Generator

GeneratorNewb - You've received a lot of good advice here, and there's been several other useful generator threads on this site over the past couple years - no doubt you've read them. And you're going through the same questions and debates as most do when planning. IMO, the breakdown goes something ...
by killjoy2012
Fri Mar 23, 2018 6:33 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 329
Views: 22647

Re: Anyone Deleting Facebook?

I have temporarily deactivated my Facebook account. Same - I just did so today. Several reasons: - Instead of primarily being used for connecting with friends & family, the news feed has turned into a marketing stream. FB ads combined with friends selling Avon, Tupperware, etc. People promoting the...
by killjoy2012
Fri Mar 23, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Best Credit Card for airline tickets
Replies: 10
Views: 1173

Re: Best Credit Card for airline tickets

The right answer also depends on your personal situation in terms of how tied into one particular airline you are, or are not. I live in a Delta hub city, and while there are other airlines here, Delta by far has the most flights to the most destinations, etc. Alternative airline usually involve lay...
by killjoy2012
Sun Mar 18, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: TV and set up recommendations for above fireplace
Replies: 35
Views: 2438

Re: TV and set up recommendations for above fireplace

+100. It's a great space-savings idea, but terrible in practicality. Not to mentioned that heat rises, and putting a sensitive electronic device above a large heat source like a fireplace is pretty silly. Even more so if it's a natural fireplace. People do it all the time, and most of them spent les...
by killjoy2012
Sat Mar 10, 2018 4:05 pm
Forum: Personal Consumer Issues
Topic: Sump Pump Issues - What can I do, if anything?
Replies: 27
Views: 2820

Re: Sump Pump Issues - What can I do, if anything?

OP - I don't find your description to be all that abnormal. And I honestly would just accept it, and not change much. What you might want to think about though, is that if your sub pump is running that often, what would happen when the pump motor eventually fails (they all do! esp ones that run that...
by killjoy2012
Wed Mar 07, 2018 10:29 pm
Forum: Personal Consumer Issues
Topic: Amazon Echo as security device
Replies: 11
Views: 1429

Re: Amazon Echo as security device

Didn't Ferris Bueller perfect this in the '80's?
by killjoy2012
Wed Mar 07, 2018 10:26 pm
Forum: Personal Consumer Issues
Topic: What if you have a poorly rated car?
Replies: 47
Views: 3295

Re: What if you have a poorly rated car?

Why would you put such blind faith in one magazine's ratings?
by killjoy2012
Mon Feb 26, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: Budget gaming laptop recommendation?
Replies: 4
Views: 374

Re: Budget gaming laptop recommendation?

Problem #1 is that laptops are not really ideal for gaming. Gaming CPUs/GPUs require a higher TDP than most laptop form factors are practical for. That said, some manufacturers do market certain laptops as "gaming", but they're probably on par with a mediocre PC. And $1k isn't going to buy even a me...
by killjoy2012
Sun Feb 25, 2018 5:49 pm
Forum: Personal Consumer Issues
Topic: AC/Furnace Questions- 1 stage or 2 stage?
Replies: 45
Views: 2520

Re: AC/Furnace Questions- 1 stage or 2 stage?

1) The only proper method to size the furnace/AC for your house is by doing a Manual J heat load calc. Contractors coming out to give you a bid SHOULD be measuring the window sizes of all windows, noting which side (N/S/E/W) of the house they're on, the level of energy efficiency of those windows & ...
by killjoy2012
Sun Feb 25, 2018 5:30 pm
Forum: Personal Consumer Issues
Topic: Rome-Florence-Venice-Prague summer vacation
Replies: 54
Views: 3316

Re: Rome-Florence-Venice-Prague summer vacation

5) I visited all 3 Italian cities in 2007. FYI - driving over there is pretty much the same as US/Canada. If you'd prefer to use public transport and avoid any stress of driving, I can understand that - though that likely adds other stresses. But Italy is a pretty easy self-drive in Europe IMO. 7) T...
by killjoy2012
Wed Feb 21, 2018 7:25 pm
Forum: Personal Consumer Issues
Topic: Recessed 4 inch LEDs: Recommended brands
Replies: 25
Views: 1335

Re: Recessed 4 inch LEDs: Recommended brands

Personally, I'd just go buy 4" Halo incandescent cans from Home Depot, and then use screw in LED bulbs that are rated for such.

The cans that have a built in LED are extremely expensive, and if the LED ever needs replaced, very expensive again.
by killjoy2012
Tue Feb 20, 2018 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: House rewiring - cost of copper
Replies: 29
Views: 2094

Re: House rewiring - cost of copper

I have friends that are electricians, and I dabble with personal and family projects. While no, no one knows if CU will go up or down in price, CU did spike 5-6 years ago and almost doubled the cost of a 250' roll of 12/2 or 14/2 Romex - that's a fact. Romex is fairly cheap right now comparatively, ...
by killjoy2012
Sat Feb 17, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Mixing fuel octanes for cars
Replies: 57
Views: 3846

Re: Mixing fuel octanes for cars

OP: There's some bad advice in this thread (common on car threads here, unfortunately), so I'd recommend you take each comment, including my own, with a grain of salt and common sense. Mixing premium and regular to get mid-grade is generally fine, technically, assuming the fuel completely mixes bef...
by killjoy2012
Sun Feb 11, 2018 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking career advice - Software Engineer
Replies: 34
Views: 2954

Re: Seeking career advice - Software Engineer

OP - It sounds like we work at the same company, and I'm honestly wondering since we have a major presence in your city! Your #1 and #2 choices are your best bet. The TLDR version is that you're an "at will" employee, and while it sucks, the reality is that if the environment is that toxic, it's bes...
by killjoy2012
Sun Feb 11, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: Does it ever make sense to buy a new car?
Replies: 103
Views: 7218

Re: Does it ever make sense to buy a new car?

OP can afford whichever option he wants. Not sure there's really any debate to be had. I caution the OP in stating that leasing was a terrible financial decision, when in the next breath he's stating he wants all the latest safety do-dads that the 2018-19 model offers. So, IOWs, if you would've purc...
by killjoy2012
Fri Feb 09, 2018 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Live / work in California - Technology Career
Replies: 99
Views: 6704

Re: Live / work in California - Technology Career

Fellow Michigander here who works in IT and has visited N California a number of times, and almost accepted a job offer with a well known tech company in San Jose. LiveSimple - the biggest hurdle for us is housing. In rough terms, expect 4x the cost there vs. the equivalent in a nice suburban metro ...
by killjoy2012
Fri Jan 26, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Chevrolet Suburban - 1500 or 2500?
Replies: 26
Views: 1842

Re: Chevrolet Suburban - 1500 or 2500?

I will say that the room and the ride in that thing (an LT) was amazing. And that's why people love them despite any real/perceived maintenance differential vs. <name something else>. My truck in 4WD is a tank that will go anywhere in the snow/ice (stopping may be an issue), happily haul my family ...
by killjoy2012
Fri Jan 26, 2018 7:08 pm
Forum: Personal Consumer Issues
Topic: Travel to Poland, Estonia, Lithuania: is it worth it?
Replies: 29
Views: 2542

Re: Travel to Poland, Estonia, Lithuania: is it worth it?

I did a Baltic cruise in 2013 and would echo what a lot of other people here have said. The small old town section of Tallinn is definitely worth exploring for a full day. If you're in that area of the world, IMO, it would be a mistake not to visit St. Petersburg even with the tourist visa complexit...
by killjoy2012
Wed Jan 24, 2018 2:14 pm
Forum: Personal Consumer Issues
Topic: Chevrolet Suburban - 1500 or 2500?
Replies: 26
Views: 1842

Re: Chevrolet Suburban - 1500 or 2500?

chrismj - I'm 99.5% sure the Z-related suspension codes are mutually exclusive. IOWs, you cannot have a z71 AND z55 equipped truck; it's one or the other. And as I'm sure you've seen in the online forums, many people replace the OEM autoride shocks w/ z71 once they wear out due to cost/value. The 4L...
by killjoy2012
Mon Jan 22, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Chevrolet Suburban - 1500 or 2500?
Replies: 26
Views: 1842

Re: Chevrolet Suburban - 1500 or 2500?

chrismj - It sounds to me like you should be looking for a 1/2 ton, 1500 Z71 4x4 with the 5.3L L59 flex fuel engine and M30 4L60e trans. This is probably the most common Tahoe/Suburban config, so finding it should be fairly easy. The z55 autoride was an option, not standard, and more common on the 2...
by killjoy2012
Sat Jan 13, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: wireless dead again - router suggestions?
Replies: 35
Views: 2028

Re: wireless dead again - router suggestions?

Are you sure the wireless is dead, and it's not just that your neighbors decided to put their wireless on the same channel you were using? Having 5 wireless routers die in < 10 years or whatever is almost unheard of. The problem with wireless is that it's great, until stuff stops working like it's s...
by killjoy2012
Sat Jan 13, 2018 4:32 pm
Forum: Personal Consumer Issues
Topic: Car people: 2014 E63 AMG or 2018 E400 wagon??
Replies: 69
Views: 4321

Re: Car people: 2014 E63 AMG or 2018 E400 wagon??

$80k for a used station wagon?

Is voting 'neither' an option? :)
by killjoy2012
Tue Jan 09, 2018 6:31 pm
Forum: Personal Consumer Issues
Topic: Large Purchase / Chase Sapphire Question
Replies: 21
Views: 1768

Re: Large Purchase / Chase Sapphire Question

I have both the CSP & CSR, with my 1st year anniversary quickly approaching. I do like the CSR, but will likely close it once the 2nd year annual fee hits. The $600 in travel credits, global entry comp, etc. all make it well worthwhile for year 1, but less so in year 2 and beyond IMO. I'll probably ...
by killjoy2012
Tue Jan 09, 2018 6:17 pm
Forum: Personal Consumer Issues
Topic: Lease a Silverado 4x4 extended cab for $152 month?
Replies: 23
Views: 2688

Re: Lease a Silverado 4x4 extended cab for $152 month?

Sign me up!

Just make sure you check the GM Financial lease terms regarding dispositions fees. There's probably a $395 fee at lease end, assuming you just turn it in and don't lease/purchase another GM vehicle.
by killjoy2012
Mon Jan 08, 2018 11:09 pm
Forum: Personal Consumer Issues
Topic: Two-Factor Authentication (2FA) and Google Authenticator
Replies: 7
Views: 740

Re: Two-Factor Authentication (2FA) and Google Authenticator

It's really not that complicated - the technology has been around for 4 decades or more - RSA SecurID, etc. That link has decent summary. The simple answer is that there's a super secret, time & user-based algorithm used to generate the passcode. The algorithm requires a seed value, your secret pass...
by killjoy2012
Mon Jan 08, 2018 10:42 pm
Forum: Investing - Help with Personal Investments
Topic: Best way to fund non-employer HSA
Replies: 6
Views: 747

Re: Best way to fund non-employer HSA

My approach is probably sub-optimal, but I just make my contribution for the previous year when doing my taxes. So I'll make my entire 2017 HSA contribution in early Feb 2018. Why? No good reason other than I prefer to handle it at the same time I also calculate my rIRA/non-deductible IRA eligibilit...
by killjoy2012
Mon Jan 08, 2018 10:08 pm
Forum: Personal Consumer Issues
Topic: Proxy server question
Replies: 3
Views: 367

Re: Proxy server question

Hi Folks, I’m need of help with blocking inappropriate internet content. I had been using Xfinity’s Xfi parental controls, so I thought I was all set. However, I have a precocious 13 year old who is easily able to get around my parental controls using a proxy server. Therefore, my question now is, ...
by killjoy2012
Mon Jan 08, 2018 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Minimizing effect of first speeding ticket
Replies: 28
Views: 2284

Re: Minimizing effect of first speeding ticket

I'd do the 2nd or 3rd option. Often, if you contest the ticket and have good record, they'll often change the ticket to one that is more expensive, but no points. Around here, 5 MPH over commonly get changed to impeding traffic. Now, that said, just because the state may not assess points to your dr...
by killjoy2012
Tue Jan 02, 2018 10:06 pm
Forum: Personal Consumer Issues
Topic: Specific Travel Question - USA to Belgium to Italy
Replies: 33
Views: 2015

Re: Specific Travel Question - USA to Belgium to Italy

With everyone’s input we are now going to spend six days in Florence, possible side trip to Pisa depending on how things go. We have visited Europe several times but always Belgium/France/Luxembourg/Netherlands/Germany areas so now is a good time to visit Italy after brief trip to Brussels and Brug...
by killjoy2012
Tue Jan 02, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Convert drafty wood burning fireplace to more efficient
Replies: 21
Views: 1882

Re: Convert drafty wood burning fireplace to more efficient

Not sure there's any one perfect answer TBH. Wood is a pain in that it's dirty, requires frequent cleaning, need to haul wood from outside to inside, not (really) safe to leave on when leaving the house, etc. But then again, when I renovated my LR, I chose to go with a direct vent NG unit, and while...
by killjoy2012
Sun Dec 31, 2017 12:43 am
Forum: Personal Consumer Issues
Topic: Specific Travel Question - USA to Belgium to Italy
Replies: 33
Views: 2015

Re: Specific Travel Question - USA to Belgium to Italy

I usually travel to Europe on vacation at least once per year. I did the Brussels, Bruges, Ghent, Luxembourg, Paris trip in the Fall of 2014. I also did Italy, from Venice to Rome, back in 2007. WRT your posted questions: 3) I'd definitely buy your train ticket ASAP, as pricing follows the airline m...