Bogleheads.org

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fanmail wrote: ↑Fri Mar 05, 2021 10:21 am up 40 > flat > up 30 > flat > up 10
pretty wild morning in the s&P so far

down 40 now up 45 lol

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up 40 > flat > up 30 > flat > up 10
pretty wild morning in the s&P so far

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Someone mentioned it up thread, but we could be seeing front running of the long term capital gains sellers coming in later this month.

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30 year mortgages are 1% higher than 30 year treasuries. This is the wrong comparison, as the duration of a 30-year Treasury is about 25 years, while the duration of a 30-year mortgage is about 12 years if carried to term, and less if paid off early. (The reason is that the mortgage payments are eq...

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30 year mortgages are 1% higher than 30 year treasuries.

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LongRoad wrote: ↑Mon Mar 01, 2021 11:34 pm
So, just to be clear. . . if one has a paid off house, your recommendation would be to immediately take out a mortgage and invest the proceeds in bonds?

great thread, but I can't believe how many posts it took to get to this

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Homer, you can buy fractional amounts of Bitcoin. You don’t have to have 47k to buy Bitcoin. You can invest $100. You probably knew that, but the way you worded a few comments made me unsure.

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mark and variety,
That's helpful info on those less expensive condos. Was wondering if I was missing something critical.

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EVERY Tesla owner immediately ascends to a higher Karma level. It’s not a car. Unless you installed solar panels sufficient to charge the battery of that car you’re just trading one source of pollution for a different one. No karma to be had. Most electricity is powered by natural gas or coal. Exce...

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Just out of curiosity, I looked on Zillow to see what is for sale in SF. There are 32 condos for sale under 500k and like 85 more under 700k. What is wrong with buying one of those?

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EVERY Tesla owner immediately ascends to a higher Karma level. It’s not a car. Unless you installed solar panels sufficient to charge the battery of that car you’re just trading one source of pollution for a different one. No karma to be had. Most electricity is powered by natural gas or coal.

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It's insanely valued to say the least. I sincerely hope those who hold it know when to fold. I think a 10x return in less than a year on a company that doesn't really turn a profit is long past time for exiting. I think once it gets into the S&P 500, there may be a big sell off at that point, bu...

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There is a saying, "Buy 5 shares a year and keep working forever" :sharebeer Gross 6 plus billion shares outstanding and the average Joe can buy 500 shares in their life and you cheers. Cool! Backup the truck and make fun of wealth inequality all day. Rich get richer or is it the averages...

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checkyourmath wrote: ↑Wed Dec 09, 2020 2:19 pm There is a saying, "Buy 5 shares a year and keep working forever"

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calvin+hobbes wrote: ↑Tue Dec 08, 2020 8:58 pm
Silverado wrote: ↑Tue Dec 08, 2020 8:41 pm
Won’t drop to that...

The quote was it won't get back to 3,500 or a long time. It's already back. So, how could it have been true? If you're saying it won't drop to that level again, I wouldn't bet too much on that proposition either.

it was a joke about how we're nowhere near 3500

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SPX 3,500 is like putting a man on the moon; it happened a while ago, it's scarcely believable that it did happen, and it won't happen again for a very long time. "S&P 500 breaks new record, closes above 3,700" link Yes sirree, that’s a quote from September 22, 2020. A full 2 1/2 mont...

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calvin+hobbes wrote: ↑Sun Dec 06, 2020 7:44 pm How often do futures correctly predict the next days performance? Anyone have data on that?

Predict the next day settle? I would guess probably better than random but not much better. The thing is the futures are the market, so this is where the market is right now.

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Easy to mock forester, but there has been a high positive correlation between btc and us equities going for at least this year.

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UpperNwGuy wrote: ↑Mon Nov 09, 2020 1:59 pm Why is this thread even active today? Stocks are soaring!

Are they, though? S&P 500 futures are down more than 4% from the pre market high this morning.

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said the investment bank as they unloaded billions of dollars on the market

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Just to share info - my better.com mortgage was initially to be serviced by The Money Source, and before the first payment was due, it was transferred to Mr Cooper (which is Nationstar?). Using the search on this site, it appears Mr Cooper is legitimate. The mortgage funded on 9/16 - I think I'll w...

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Kenkat wrote: ↑Thu Aug 20, 2020 3:43 pm Sell the home and live in your stock portfolio instead. It should be very spacious and comfortable since it has grown so much in value.

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Current Loan: 197k, 3.875%, 25 years left LTV: 45% credit: 800 primary residence Better: 15 yr, A+B+C - credit = $200, 3.5% (not a typo) 15 yr, A+B+C = $3,428, 2.625% Am I doing something wrong? I see people getting rates on 30yr rates that are 0.75% better! Maybe the lenders are so swamped that th...

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This thread is amazing. It has been slow going for me so far the last couple weeks, but I finally got something decent enough from Figure to take it to Better. If Better beats that $1,875 cost + the AMEX credit of $2,500, I will be getting paid to refinance unless I am mistaken. 2.875%, 30 year, $2...

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This thread is amazing. It has been slow going for me so far the last couple weeks, but I finally got something decent enough from Figure to take it to Better. If Better beats that $1,875 cost + the AMEX credit of $2,500, I will be getting paid to refinance unless I am mistaken. 2.875%, 30 year, $2...

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This thread is amazing. It has been slow going for me so far the last couple weeks, but I finally got something decent enough from Figure to take it to Better. If Better beats that $1,875 cost + the AMEX credit of $2,500, I will be getting paid to refinance unless I am mistaken. 2.875%, 30 year, $20...

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McJammer wrote: ↑Thu Jun 25, 2020 12:41 pm If it's helpful to those considering a cash out refinance, just got off the phone with Anthony from Lenderfi and they are not doing cash out refis right now.

Darn, thanks for sharing. That is who I was planning to use as competition with Better.

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we were due for one of these big selloffs considering the massive rally the last several weeks

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how about now do you want to store it at -$22? now you can buy it at -$37 if you want to store 1000 bbls or more. Wow! You'd think at those (negative) prices, some of the oil producers would "buy" the futures contracts themselves and turn off the faucet. must not have anywhere to store it...

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fanmail wrote: ↑Mon Apr 20, 2020 1:27 pm how about now do you want to store it at -$22?

now you can buy it at -$37 if you want to store 1000 bbls or more.

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how about now do you want to store it at -$22?

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Exactly. While the person who I posed this question to is now "not wanting to continue the discussion" I would be interested to read his take on this particular part of the discussion. Do you see the snarkiness I'm talking about? I don't know what it is about this forum... Now the counter...

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Seems fine and probably helps you sleep well. Good for you. Market is up over 30% in less than a month. I’m betting there will be a wave of investors happily getting out after this recent run up as they didn’t enjoy February and March.

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Buy May futures and take physical delivery, hold and hedge with further out on the curve to capture the contango. Otherwise, you have a very speculative chance of making any gains.

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bumping back to page 1 as we may see this thread back in the rotation this week

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Jim180 wrote: ↑Sun Apr 12, 2020 5:45 pm
vipertom1970 wrote: ↑Sun Apr 12, 2020 5:37 pm
Stinky wrote: ↑Sun Apr 12, 2020 5:24 pm
vipertom1970 wrote: ↑Sun Apr 12, 2020 5:05 pm looks like another good day tomorrow !!!!
Not sure what you’re looking at. I’m seeing futures down about 0.5%.
LOL, that's was quick !!!! it was up right before my post.
It may have been showing the Thursday close.

S&P futures opened up 28 and then dropped immediately.

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Then guessing April will sell off as US unfortunately becomes #1 in deaths. Only if the numbers of deaths is above what the market expects and have priced in. Simply being #1 does not move the market. But of course my guess is as good as yours. Not saying that will be the only or primary factor mov...

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At least futures did not start in panic mode. Remember how last week they hit lower limit few minutes after the trading opened. I guess no one really expected reopening earlier than April 30th. And if anything, things are getting more definitive now, with more data available, improved testing on it...

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Pre market is down 3%. Could be a few things but doubt people want to be long into the weekend after a 20% up week considering what’s looming.

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Barron’s says the bear is over, we’re now at the start of a new bull market. The Stimulus Bill Just Lifted the Dow Back Into a Bull Market . The blue-chip index achieved a gain of 20% from its low in just three trading days. That ties the three day period ending October 8, 1931, for the quickest be...

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Thinking this is going to be a short lived rally today, but who knows.

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There is often a trade off between cost/convenience and potential deaths. There are 50,000 auto deaths in the US per year. We could reduce the speed limit to 25 mph, which would save thousands of lives. Does not doing so indicate that we don’t care about human life? Similarly, we could add safety f...

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There is often a trade off between cost/convenience and potential deaths. There are 50,000 auto deaths in the US per year. We could reduce the speed limit to 25 mph, which would save thousands of lives. Does not doing so indicate that we don’t care about human life? Similarly, we could add safety f...

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Somehow I missed that we aren't limit down any more and haven't been for over an hour. Huh? Indeed. I'm seeing different numbers at 8:30 and 9:30 and https://www.investing.com/indices/us-spx-500-futures is updating every few seconds. Didn't futures used to halt once they hit limit down, rather than...

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Somehow I missed that we aren't limit down any more and haven't been for over an hour. Huh? Indeed. I'm seeing different numbers at 8:30 and 9:30 and https://www.investing.com/indices/us-spx-500-futures is updating every few seconds. Didn't futures used to halt once they hit limit down, rather than...

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Guessing Russia is lying about how many people have the virus there.

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Triple digit golfer wrote: ↑Sat Mar 21, 2020 6:16 pm
fanmail wrote: ↑Sat Mar 21, 2020 6:04 pm Weekend wall st down 3.5% indicating new 52 week lows are probably coming Monday.
Aren't we already at 3+ year lows?

Yes pretty much

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Weekend wall st down 3.5% indicating new 52 week lows are probably coming Monday.

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I've been following this thread for weeks now, and I still have one very simple question: can someone quantify why we should expect global public companies to be worth 30% less than they were at the start of the year going forward? Simply put: Vanguard Total World is down over 30% from the start of...

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Treatment now approved: https://www.forbes.com/sites/lisettevoytko/2020/03/19/trump-says-fda-approved-anti-malaria-drug-chloroquine-to-test-as-coronavirus-treatment/#607baea8303d It seems that what was approved was TESTING of this drug. "Treatment" of regular patients would not yet be inc...

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