Search found 2685 matches

by likegarden
Fri Jan 18, 2019 7:15 am
Forum: Personal Consumer Issues
Topic: Any good reason to get a smartwatch?
Replies: 86
Views: 3365

Re: Any good reason to get a smartwatch?

The more mobile devices you have the more avenues there are for hackers to get your money. I am a retired controls engineer, learned several programming languages, so know something about 'tech', and have no smart phone, no smart watch. I think people are slaves to their phones when I see them worki...
by likegarden
Sat Jan 12, 2019 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Diagnosing Knee Problems over the Phone - Medicare
Replies: 119
Views: 5026

Re: Diagnosing Knee Problems over the Phone - Medicare

Thank you all to participate in this discussion, it is very informant for me. I am on Medicare, paid many years of taxes for that. With age of 79 I get to understand that older age will bring some pain. Little pain of the small rip in the meniscus of my right knee is bearable, my severe arthritis in...
by likegarden
Wed Jan 09, 2019 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: Diagnosing Knee Problems over the Phone - Medicare
Replies: 119
Views: 5026

Re: Diagnosing Knee Problems over the Phone - Medicare

I would not use any diagnosis over the phone. I am on Medicare and have additional insurance at $120 per month. My PCP (have him for 25 years) ordered Xray, ultra sound, CT scan tests which showed that my right knee's meniscus had a slight rip, and I now have severe arthritis in my right hip, probab...
by likegarden
Wed Jan 09, 2019 7:07 am
Forum: Personal Finance (Not Investing)
Topic: Too many credit cards?
Replies: 54
Views: 2805

Re: Too many credit cards?

I also have only one credit card account, at Capital One, which has 2 different credit cards for wife and me. That's all we ever need, and it is simple.
by likegarden
Mon Jan 07, 2019 7:03 am
Forum: Personal Consumer Issues
Topic: Recommend men's undershirts
Replies: 49
Views: 3504

Re: Recommend men's undershirts

Yes, Walmart is the place to buy undershirts. Why wear an undershirt with holes?
I am retired and wear my Red Sox, Patriot Super Bowl and Cape Cod tee shirts under my shirts!
by likegarden
Sun Jan 06, 2019 12:23 pm
Forum: Personal Consumer Issues
Topic: How often do you deep clean?
Replies: 52
Views: 2375

Re: How often do you deep clean?

We never do that every year. We also have no animals and do not wear street shoes inside the house.
We also never get sick from the house, so such deep cleaning is not needed in our house.
by likegarden
Sat Jan 05, 2019 1:53 pm
Forum: Personal Consumer Issues
Topic: New marketing twist on Extended Warranties? Cost of replacing Sensors if you wreck your new SUV
Replies: 44
Views: 2676

Re: New marketing twist on Extended Warranties? Cost of replacing Sensors if you wreck your new SUV

I have a 2 yr old Chevy Malibu, got recently wondering about sensors, that is tire pressure sensors. I saw correct pressures on the car's display, then a dealer's free service created low pressure by 3 psi on rear tires, and now noticed that the display shows low pressure for front tires whereas the...
by likegarden
Sat Jan 05, 2019 1:32 pm
Forum: Personal Consumer Issues
Topic: Phone concierge service for seniors?
Replies: 17
Views: 1593

Re: Phone concierge service for seniors?

We also are seniors with 79/74 and can handle phone calls just fine by only answering phone calls on our house phone number from people and places we know. All other phone calls go to the answering machine, and some of them are obvious scams and entertaining.
by likegarden
Fri Jan 04, 2019 7:41 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 78
Views: 8469

Re: Living Abroad - Who's done it?

Watch out, you might stay there.
I did that, coming from Germany to work 2 years in the US, but found my (US) wife here and stayed. That was 50 years ago. My family loved it to visit us every few years, and we visited them every few years.
by likegarden
Wed Jan 02, 2019 7:30 am
Forum: Personal Consumer Issues
Topic: Using less plastic
Replies: 69
Views: 1855

Re: Using less plastic

We like to get plastic bags for carrying groceries home from the store. We reuse these plastic bags in our home to line waste pails with, such as we have in the bathrooms.
by likegarden
Wed Jan 02, 2019 7:13 am
Forum: Personal Consumer Issues
Topic: Best Way to get rid of leaves
Replies: 77
Views: 7650

Re: Best Way to get rid of leaves

This year my 15 year old grandson helped raking leaves. We had 69 paper bags with leaves and other yard debris brought to the street, where they waited 2 weeks for town pickup. We have a fence around the backyard which acts like a leaf trap for leaves blown in from neighbors' trees - I had all my le...
by likegarden
Wed Jan 02, 2019 7:02 am
Forum: Personal Finance (Not Investing)
Topic: How to afford a sports car?
Replies: 128
Views: 8939

Re: How to afford a sports car?

There are smaller inexpensive cars which look sporty, don't need to spend the $40k. I am much older and like space and comfort to sit in, so I bought a new sporty looking larger car for $25k.
by likegarden
Fri Dec 28, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 7290

Re: Nice jeans for work with lowest average cost of ownership

I am also an engineer, and we could wear jeans on Fridays. I am comfortable with Wrangler jeans from Walmart for years. The only problem I have is that no brand has the size of 36 in wide / 28 in long, so I pay $10 somewhere to get the 29 long reduced to 28.
by likegarden
Fri Dec 28, 2018 12:23 pm
Forum: Investing - Help with Personal Investments
Topic: How to monitor elderly parents' finances to protect them from fraud
Replies: 15
Views: 662

Re: How to monitor elderly parents' finances to protect them from fraud

Yes, once someone is on Medicare the crooks also get those Medicare lists, and bad Emails show up. We are 79/ 74 and see more clever Emails from crooks nowadays. So tell her to show you the Emails she gets and explain to her which of those never to open up.
by likegarden
Thu Dec 20, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: Lap top recommendation
Replies: 42
Views: 2096

Re: Lap top recommendation

I would insist that a new laptop should have the option to use Ethernet to access the internet. Not knowing better I bought a $250 Dell laptop which only has Wifi and wanted to use it for access to financial sites, but then read that some criminals can learn Wifi passwords. Adding Ethernet to a lapt...
by likegarden
Wed Dec 19, 2018 1:35 pm
Forum: Personal Consumer Issues
Topic: Recommend Chrome ad-blocker
Replies: 66
Views: 4520

Re: Recommend Chrome ad-blocker

I use Adblock Plus for many years and get no adds on Google Chrome.
by likegarden
Tue Dec 18, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: Kid schooling - not learning much academically. Looking for suggestions.
Replies: 117
Views: 5880

Re: Kid schooling - not learning much academically. Looking for suggestions.

I read the attachment a poster provided showing education levels in many countries. I went to school in Germany in 1950s to 1965 and liked the tracked system they still have over there. In 1965 I received the equivalent of a MSME in Germany. Kids seem to be able to learn better in their track school...
by likegarden
Tue Dec 18, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Interior repaint frequency?
Replies: 17
Views: 1417

Re: Interior repaint frequency?

We live in this house now for 31 years, and had downstairs rooms painted before moving in. Thereafter around 15 years ago I painted and wallpapered upstairs including bathrooms. We do not smoke, have no animals, do not use the fire place, do not cook much, when cooking always use the fan above the s...
by likegarden
Tue Dec 18, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?
Replies: 80
Views: 5403

Re: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?

There are small bathrooms in which only this super-big roll or you would fit in, not both of you.
Think about how you would place the new holder for that roll on the wall and how you would be able to reach the paper.
by likegarden
Mon Dec 17, 2018 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage and separate accounts - how does it work?
Replies: 98
Views: 5283

Re: Marriage and separate accounts - how does it work?

We have been married 48 years and consider that all our money belongs to both of us. The exception is that IRAs are for us individually, but only when viewed by the taxman, we consider them being owned by both of us. We have one checking account, so on Fridays my wife gets her and my allowance for n...
by likegarden
Mon Dec 17, 2018 7:09 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 302
Views: 39162

Re: TurboTax Prices

I am postponing all things with 2018 taxes until I have all from Vanguard, and then buy TT and do my tax returns.
by likegarden
Thu Dec 13, 2018 7:11 am
Forum: Personal Consumer Issues
Topic: Is a New Car Okay if Driven 15+ Years?
Replies: 91
Views: 7441

Re: Is a New Car Okay if Driven 15+ Years?

I agree with buying new because of warranty. We drive cars for 12 years or 110,000 miles. I always have all maintenance done well and on time. Buying new guarantees us that all maintenance was done well.
by likegarden
Tue Dec 11, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Spectrum mobile phone offering
Replies: 9
Views: 1141

Re: Spectrum mobile phone offering

We have Time Warner Spectrum and got those offers - it was $40 per month, and we did not buy it. We already are paying $138 per month for TV and internet. Our cell phones are basic Tracfones with $50 per year each, all we need.
by likegarden
Tue Dec 11, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: Need recommendation for new washing machine
Replies: 45
Views: 2469

Re: Need recommendation for new washing machine

We bought our Speed Queen at a local appliance dealer a year ago. We have 4 washes a day. Whenever we had repairs on our previous GE washing machine we noticed all those Speed Queen machines at the laundromat, never saw a repairman there. People simply threw their laundry in them, and they washed th...
by likegarden
Wed Dec 05, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Is this normal for an HOA?
Replies: 95
Views: 8877

Re: Is this normal for an HOA?

I live in a nice development in a nice suburb type town and have never heard about any development in my area having an HOA. A request for such detailed private information feels like oppression.
by likegarden
Sun Dec 02, 2018 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Proper way to retire
Replies: 57
Views: 6507

Re: Proper way to retire

Sometimes it can happen suddenly. I was 62 1/2 and did not see any special deals the company would give for to retire. Then one day driving home, being stressed out from work, I suddenly could not see the road with one eye, and that was a sign for me to retire very soon. I did not even asked my doct...
by likegarden
Sat Dec 01, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: Finance only laptop? Can I use an old one?
Replies: 39
Views: 3527

Re: Finance only laptop? Can I use an old one?

I bought a new $250 laptop from Dell, wanted to make it my finance-only computer. I did not realize then that I would get WiFi only on that cheap laptop. A laptop for $450 probably would have Ethernet. Then I read about that others in the neighborhood could perhaps read my financial communications v...
by likegarden
Thu Nov 29, 2018 7:16 am
Forum: Personal Consumer Issues
Topic: Gutters and gutter guards
Replies: 64
Views: 10081

Re: Gutters and gutter guards

Using which gutter guards depends on what kind of debris each gutter collects. In front of my house only larger leaves and a few pine needles fell into the gutters, so I use screens I bought at Home Depot. There I only have to lift the gutter screens over the downspouts and remove a few pine needles...
by likegarden
Wed Nov 28, 2018 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 8997

Re: How did YOU choose your career?

I think it also depends on what the high school kid sees at home. My parents and grandparents never had an opportunity to go to college, they pushed me though. My wife and I went to college, I choose to become a mechanical engineer. I became an engineer because I loved building balsa glider airplane...
by likegarden
Wed Nov 28, 2018 6:42 am
Forum: Investing - Help with Personal Investments
Topic: Marijuana [Stock]
Replies: 50
Views: 4654

Re: Marijuana

You should Google for it. Motley Fool has opinions. This is the wrong Forum for you.
by likegarden
Tue Nov 27, 2018 7:00 am
Forum: Personal Consumer Issues
Topic: Tipping lawn service and trash pickup
Replies: 48
Views: 4174

Re: Tipping lawn service and trash pickup

I pay my 15 year old grandson well for mowing the lawn, no tip, but I help him doing it. And naturally he gets a Xmas present. In my neighborhood nobody ever gave a tip to trash pickup. Trucks have automatic pickup and move by fast.
by likegarden
Sun Nov 11, 2018 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 83
Views: 5018

Re: Doing taxes by hand

It is good mental exercise for a retiree to do it by hand, but I would also do it via a place like Turbotax. I will do both again this February, but now more carefully. Last year me using Turbotax created a mistake. Mistake was by giving Turbotax one wrong answer, was looking up a number from our So...
by likegarden
Wed Nov 07, 2018 8:03 am
Forum: Personal Finance (Not Investing)
Topic: How much money did you receive from family? (Gifts/inheritance)
Replies: 54
Views: 5525

Re: How much money did you receive from family? (Gifts/inheritance)

When my grandmother passed 45 years ago we received $5k, I was surprised because I thought she did not have anything. When my father died I received $50k, which we spent on our son's last 2 years in college, came just at the right time. My education was paid by the state. From my wife's side we rece...
by likegarden
Tue Nov 06, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Tips on alleviating caffeine withdrawal symptoms?
Replies: 18
Views: 1270

Re: Tips on alleviating caffeine withdrawal symptoms?

I drink no sodas, no soft drinks. I drink one bottle of beer per day, doctor says he permits 2, I am 79 soon. But I drink coffee made from one scoop of Maxwell House coffee and one scoop decaf all day. So what? OK, I often also drink a cup of that Pumpkin Spice coffee half-decaf. Doctor says it is OK.
by likegarden
Mon Nov 05, 2018 6:58 am
Forum: Personal Consumer Issues
Topic: Dentist replaced crown a few months back and now I'm told the tooth needs to be pulled!
Replies: 49
Views: 3553

Re: Dentist replaced crown a few months back and now I'm told the tooth needs to be pulled!

I have 14 crowns on my teeth. Usual life of crowns :
Once I was told that crowns may fail in 2 years. Then I remembered the gold crown I got on a molar after a root canal, and that crown lasted from 1966 to 2005 = 39 years.
by likegarden
Sun Nov 04, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: Mice [updated - not a mouse]
Replies: 54
Views: 4191

Re: Mice

I think you have to fight mice outside the house to have no mice in your house. Look around your house up to 50 ft from your house walls and put poison readily available in big box stores into each mouse hole. Put it deep into a hole, use rubber gloves, cover the hole, and when the hole gets uncover...
by likegarden
Wed Oct 31, 2018 5:46 am
Forum: Investing - Theory, News & General
Topic: Who's Buying General Electric?
Replies: 39
Views: 4666

Re: Who's Buying General Electric?

I worked in GE Power Systems for many years, and nobody there could figure out why Immelt would buy Alsthom, which had low technology. Siemens did not buy Alsthom, but the French persuaded Immelt. The French and Siemens knew that wind and solar power were coming in Europe. Riding a train from Berlin...
by likegarden
Tue Oct 30, 2018 7:53 am
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 396
Views: 36897

Re: free dinner investing seminar

They must have dropped us off all free dinner seminars. That is, except from the law office which established our trust and wills, but we do not go, have better things to do in life. We are established Bogleheads. We are happy to go to Olive Garden and bring home take-out dinners for family, all pai...
by likegarden
Tue Oct 30, 2018 7:36 am
Forum: Personal Consumer Issues
Topic: People with older car, share your unusual repairs
Replies: 84
Views: 5363

Re: People with older car, share your unusual repairs

I had a 2004 Buick Century until 2 years ago. In the past I had brought it to an independent car repair shop, but then had bad experience there after they started selling new Suzukis. I went to a Buick dealer and had good experience, except after instruments on the dashboard malfunctioned. They had ...
by likegarden
Sat Oct 27, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: Unplugging from Tech Tips
Replies: 38
Views: 3002

Re: Unplugging from Tech Tips

I once worked with a senior engineer who had no home phone. On evenings and weekends he wanted his peace, no calls from customers and work sites. He still remained a valuable employee. I am retired for many years, also no more consulting, and life is good. I also have no smart phone, only a Trac pho...
by likegarden
Thu Oct 25, 2018 6:15 am
Forum: Personal Consumer Issues
Topic: "consultation fee": standard for preventative colonoscopy?
Replies: 81
Views: 5716

Re: "consultation fee": standard for preventative colonoscopy?

I am in an HMO insurance. The gastroenterologist is part of a local large doctors and hospitals group with my medical records on their internet, and they still have that pre-colonoscopy meeting and Medicare pays for it. I was required to have that meeting probably because I had polyps last time. The...
by likegarden
Fri Oct 12, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: No bill to me - but found strange things on my health plan records
Replies: 32
Views: 2878

Re: No bill to me - but found strange things on my health plan records

I learned this year to always compare the entries on Explanation of Benefits of the insurance company with my own records. (the same as always check the monthly statement of the credit card company with actual bills paid). I went to an outpatient visit at a hospital for colonoscopy and paid $200 cop...
by likegarden
Thu Oct 11, 2018 6:25 am
Forum: Personal Consumer Issues
Topic: What the heck is growing in my yard?
Replies: 71
Views: 6044

Re: What the heck is growing in my yard?

There is probably an old decaying tree stump below and mushrooms poking out of it. Dig it out, replace it with bought top soil, a few grass seeds, and you are fine.
by likegarden
Wed Oct 10, 2018 7:05 am
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3943

Re: Neighbors tree branch growing too close to my house

As I wrote, I would cut back those branches. I owned a tree touching my and my neighbor's roof, so I had it removed for $900. In a storm that tree's branches were brushing both roofs and a bedroom window of my house, would certainly cause damage in future. My neighbor has 3 very large arborvitae jus...
by likegarden
Tue Oct 09, 2018 1:05 pm
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3943

Re: Neighbors tree branch growing too close to my house

Any branch of neighbor's tree reaching over the property line you are permitted to cut down as long as the tree will not die from it, is common law. A nice neighbor would not let a branch get to your windows and over the roof.
by likegarden
Mon Oct 08, 2018 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Income (US vs Europe)
Replies: 55
Views: 3901

Re: Income (US vs Europe)

I grew up in Europe and went there to a Technical University for free 1960-1965. My father was a bookkeeper and had 3 children, mother was stay at home, so I got free tuition and monthly money to live from to get an equivalent of an MSME. They had no private universities then. Here you might get a h...
by likegarden
Sat Oct 06, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 14849

Re: Tips for staying active / injury-free into older age

I am not doing sports. I understand that with sports you can get injuries. I was always doing my own yardwork, kept me moving. Now being over 70, doctor says that body parts most moved get injured first due to wear.
by likegarden
Fri Oct 05, 2018 8:42 am
Forum: Investing - Theory, News & General
Topic: [CNBC article: Don't expect to retire at 70]
Replies: 60
Views: 6488

Re: [CNBC article: Don't expect to retire at 70]

You should consider how long your relatives lived and how healthy you are now. You should use a life expectancy calculator on the internet for your age and which also considers medical data. I will be 79 soon, and my life expectancy at one insurance site is 91 / 95 considering medical and other data...
by likegarden
Wed Oct 03, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3391

Re: New Apartment, city noise

When you get older and need a hearing aid : simply do not wear your hearing aids and you have peace.