Search found 2592 matches

by likegarden
Fri Aug 17, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 57
Views: 4569

Re: Men’s Underwear recommendation

A pack of 7 Hanes briefs from Walmart, hanging around there just opposite the brassieres isles for women.
by likegarden
Thu Aug 16, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Mail order pharmacy
Replies: 45
Views: 1520

Re: Mail order pharmacy

I had Express Scripts in the past without problems getting 90 day supplies of a statin. Now I have CVS Caremark and get the 90 days supply of same statin without problems. I do not want automatic refills, simply call them when bottle only contains 10. Doctor sends new prescription to supplier via in...
by likegarden
Thu Aug 16, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 54
Views: 4276

Re: Adult piggy bank

I use a doubled up plastic sandwich bag in a pocket of my car as a piggy bank. pay at fast food places from it,
by likegarden
Thu Aug 16, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Sign - Speed checked by Radar
Replies: 41
Views: 2666

Re: Sign - Speed checked by Radar

Nobody needed to check my speed and give me a ticket for speeding today. I drove interstate 88 in NY state and the road was so bad I did not dare to drive the 65 limit, did only 55. State saved money by not fixing and put signs 'Bad Road' up.
by likegarden
Mon Aug 13, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: brother laser printer--OEM or 3rd party cartridges
Replies: 13
Views: 702

Re: brother laser printer--OEM or 3rd party cartridges

Thanks for listing that Supermediastore. I just bought one cartridge for a HP Laserjet M402n at $33, whereas Staples required $ 95.
by likegarden
Mon Aug 13, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: What's the reason you would buy reading glasses at...
Replies: 42
Views: 2330

Re: What's the reason you would buy reading glasses at...

I used prescription bifocal glasses until I had cataract surgery on both eyes (mono-focal). Now I use reading glasses in the strength the eye surgeon recommended. That office said to buy them at a dollar store, where each cost about $1.25 at a 50% off sale. I have 5 or 6 around the house and in the ...
by likegarden
Fri Aug 10, 2018 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6207

Re: Paper checks yes or no?

Yes, we pay most of our bills via checks. I do not like when other places have easy access to pull money via internet out of one of my accounts, I want to control that. Paper checks were always safe for us.
by likegarden
Thu Aug 09, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: Junk Mail
Replies: 28
Views: 2534

Re: Junk Mail

We manage our junk mail, luckily are not on any huge distribution. But newspapers several days a week are also full of unwanted advertisements; throw them out too.
by likegarden
Thu Aug 09, 2018 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: Biggest Threats to Financial Well-Being
Replies: 99
Views: 8949

Re: Biggest Threats to Financial Well-Being

- Do market timing.
- Invest not in the Boglehead ways.
by likegarden
Tue Aug 07, 2018 2:53 pm
Forum: Investing - Theory, News & General
Topic: "Age in Bonds" fails almost everyone
Replies: 217
Views: 12817

Re: "Age in Bonds" fails almost everyone

Do not forget to treat Social Security and a company pension as 'bonds'. Mr. Bogel said that we should consider SS and pension as fixed assets. I am 78 and have SS and pension and have 50% of my portfolio in stock funds, other 50% in CDs and bond index fund.
by likegarden
Tue Aug 07, 2018 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Is solar power for your home a worthwhile investment?
Replies: 55
Views: 4655

Re: Is solar power for your home a worthwhile investment?

I am reading that in my area it is not an obviously good investment, upstate NY. In my development no house has solar, none of the people we know have solar. In one street several miles away with less expensive houses every house has solar, though some near high trees, had probably a very good solar...
by likegarden
Mon Aug 06, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 14251

Re: Will you pay for your kids' college/graduate education?

Yes for a public college for a bachelor degree. My parents paid for me and brother and sister with help from the state, my wife's parents paid for her and her brother and sister. We paid for our son 2 years for public college and 2 years for private college while living at home. We already have the ...
by likegarden
Thu Aug 02, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: Ticks and common sense?
Replies: 74
Views: 4038

Re: Ticks and common sense?

My doctor told me that infected ticks are spreading via air travel, catch rides on birds. Ticks were there also in my youth, but then those dangerous bacteria and virus did not infect ticks to infect humans.
by likegarden
Thu Aug 02, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Ticks and common sense?
Replies: 74
Views: 4038

Re: Ticks and common sense?

I am in upstate NY and ticks are everywhere carrying dangerous bacteria. It is not only Lyme disease, there is also at least one other more dangerous bacteria which killed people here. I no longer go hiking, but I work in my yard spraying myself with insect repellent. In cool months I was wearing lo...
by likegarden
Wed Aug 01, 2018 6:48 pm
Forum: Personal Consumer Issues
Topic: Why is new strip of lawn different color?
Replies: 18
Views: 1830

Re: Why is new strip of lawn different color?

I garden in zone 5. Color depends on kind of grass, soil, water and sun. In my yard color of lawn depends on how much water it gets. I am mostly concerned with my beds of perennials, water them first, lawns get extra water (besides rain) when they are next to those beds. Lawns have also darker color...
by likegarden
Tue Jul 31, 2018 6:20 pm
Forum: Investing - Theory, News & General
Topic: DOOM!!!!! Morgan Stanley warns
Replies: 41
Views: 4787

Re: DOOM!!!!! Morgan Stanley warns

We had several 'Dooms' in the past 20 years, a next one will happen certainly.
Is there a connection? Morgan Stanley warns and Federals talk about $100 Billion less taxes for us investors? (Hope my comment is OK.)
by likegarden
Sat Jul 28, 2018 6:05 pm
Forum: Personal Consumer Issues
Topic: Medical records breach
Replies: 21
Views: 1966

Re: Medical records breach

Medicare gets charged $1,000 to 2,000 for a knee brace? Walmart sells those for $20, what a difference.
It seems I am missing out on some talks with scammers, because we only pick up phone in case we know ID and number.
by likegarden
Sat Jul 28, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Regret Public School?
Replies: 75
Views: 5470

Re: Regret Public School?

My son and grandson went to a very good public school in the suburbs. Son became an engineer, grandson is also good in math and science, now coming to high school. None of us went to private school. Good students get tracked into accelerated classes for fast learning. Any trouble makers don't have t...
by likegarden
Thu Jul 26, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 207
Views: 9283

Re: Toughest Purchase of my Life. Engagement Ring time

I paid less about 50 years ago- monthly salary was 800, I paid 500. My wife was happy and watches the ring carefully, we are still happily married.
by likegarden
Wed Jul 25, 2018 10:40 am
Forum: Personal Consumer Issues
Topic: Intermittent Fasting
Replies: 50
Views: 3204

Re: Intermittent Fasting

You can fast somewhat without an empty stomach. Try to eat only vegetables one day a week. I did that once I had my own apartment out of college. Fridays I only brought raw vegetables to work for lunch, without dressing, had those also for breakfast and dinner, worked well for me.
by likegarden
Tue Jul 24, 2018 11:59 am
Forum: Personal Consumer Issues
Topic: Do Honda Mowers Leave Un-cut Grass Strips? [YES, but...]
Replies: 95
Views: 47699

Re: Do Honda Mowers Leave Un-cut Grass Strips? [YES, but...]

We don't have a Honda, are happy with a Toro. But do not fertilize a lot in spring because that would lead to a lot of green grass growth in June here in NY and followed rougher looking mowed area. We do not have a grinder, but use a hand file to sharpen blades twice a year, works OK. Ha, when our y...
by likegarden
Tue Jul 24, 2018 11:44 am
Forum: Personal Consumer Issues
Topic: Cell phone tip: block callers
Replies: 35
Views: 4201

Re: Cell phone tip: block callers

We do not need and do not have smart phones, only Tracfones. I never get phone calls on those, usually they are turned off anyway- once a while I delete all past calls. We are retired. At home on the house phone we know id and number of friendly callers and answer those calls. At night we delete all...
by likegarden
Tue Jul 24, 2018 2:22 am
Forum: Personal Consumer Issues
Topic: New mailbox and post, plus install
Replies: 16
Views: 1169

Re: New mailbox and post, plus install

You also have to look out for teenagers. Some here once a while use baseball bats on them while driving by.
I used a 4x4 vertically in the ground and slipped one plastic roomy mailbox over it, and after screwing it to the 4X4 it stays there forever.
by likegarden
Mon Jul 23, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Rain shower
Replies: 25
Views: 2597

Re: Rain shower

Some here talked about taking cold showers. I take those outside sometimes after yard and lawn work on a hot steamy day. A fan type hose nozzle does it beautifully.
by likegarden
Sat Jul 21, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Garage door experts
Replies: 19
Views: 1403

Re: Garage door experts

This is a good time now to have that heavy wooden door replaced with a lightweight door. I did that years ago via Home Depot, and now when a spring is broken I can move the door myself easier and replace the lighter spring myself. All springs should have a safety wire through the center to contain a...
by likegarden
Fri Jul 20, 2018 6:16 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 57
Views: 5164

Re: Telemarketing calls from my own prefix

We thought to call (same prefix) back a guy who left a message swearing at us because he thought we kept calling him for his car, but we did not. I thought first that his was a scheme to get us to respond to his call and then get pressed by him to buy something. But then we thought he simply typed i...
by likegarden
Fri Jul 20, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Fake IRS calls - anybody care?
Replies: 62
Views: 3492

Re: Fake IRS calls - anybody care?

Reading all these stories, we do not answer phone calls with numbers and names we do not recognize. It's a pity they no longer leave messages with these threats for us because that was always entertaining.
by likegarden
Sun Jul 15, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: Bears!!!
Replies: 60
Views: 5238

Re: Bears!!!

Some bears will not attack a garbage can when there is a paper towel drenched in Ammonia in it, Google for it. Or spray the garbage with Ammonia.
by likegarden
Mon Jul 09, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6959

Re: Walking Coast-to-Coast

Congratulations! You might consider that you wore down parts of your body most involved in this long walk. You might want to spare those parts further stress in the future. I am 78, and my doctor just told me that my right leg is more worn because I am right handed, so wear counts.
by likegarden
Sat Jul 07, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: garden hose
Replies: 46
Views: 4756

Re: garden hose

You might not roll them up and unroll them properly after and before use. Obviously you have to do that without kinking, have to learn that. My hoses wear out after 8 years or more. I live in the Northeast with -20 drgrs days in winter and have then the hoses nicely rolled up without water in my gar...
by likegarden
Fri Jul 06, 2018 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: What I spent in 6 months on medicare
Replies: 159
Views: 12687

Re: What I spent in 6 months on medicare

I did not read all comments, but in respect to some comments Medicare paid our colonoscopies and cataract eye surgeries.
by likegarden
Thu Jul 05, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Removing dead poison ivy
Replies: 24
Views: 1382

Re: Removing dead poison ivy

You need to give the poison ivy plant some time to transport the weed killer into its roots, so there will be a chance to kill the roots. I would not remove the above-ground poison ivy until it seems to be dried up. I would remove all dropped leaves though, because they contain poison.
by likegarden
Wed Jul 04, 2018 5:39 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6478

Re: Older Women Lifting Weights

Older people do not have those young bodies younger people have, so be careful that you do not hurt yourself. I am an older man and do not lift weights as a sport. But working in my yard I damaged a knee, then started a limp, and that limp seemed to have created arthritis in my right hip, and doctor...
by likegarden
Tue Jul 03, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: How Not to be a Slave to my Wood Deck?
Replies: 37
Views: 2948

Re: How Not to be a Slave to my Wood Deck?

This seems to be a good title, especially for older retired folks for which any extra work feels like too much effort. Reading this thread and trying to limit my work around the house, replacing wood to be painted with no-paint decking goes that way. A friend of mine did that when he was in the mid-...
by likegarden
Tue Jul 03, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: How Not to be a Slave to my Wood Deck?
Replies: 37
Views: 2948

Re: How Not to be a Slave to my Wood Deck?

I once was told that wood should be protected against sun damaging the wood by painting it with a solid stain. I always used solid stains for 32 years.
by likegarden
Tue Jul 03, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: Neighbor's drainage issue causing problems
Replies: 54
Views: 3959

Re: Neighbor's drainage issue causing problems

A berm is an easy solution for the op. On one site of my property neighbors were letting their water from roof gutters freely flow onto my property not far from my basement which already has 2 sump pumps. They could have drained that water underground to a location far away. I bought bags of top soi...
by likegarden
Tue Jul 03, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: How Not to be a Slave to my Wood Deck?
Replies: 37
Views: 2948

Re: How Not to be a Slave to my Wood Deck?

We have a 400 sqft pressure treated pine deck for 32 years. I painted horizontal wood last year with a Behr Premium Solid Color Waterproofing Stain & Sealer bought at Home Depot, guaranteed for 10 years on decks. I notice no peeling, but a blister here and there, consider that due to poor preparatio...
by likegarden
Mon Jul 02, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Chipmunk problem
Replies: 61
Views: 5211

Re: Chipmunk problem

In the good old times I could buy sulfur bombs, lit them and pushed them into their holes. It worked every times. I believe my roses liked the added sulfur, I think it increased acidity in the soil, plus chipmunks became fertilizer.
by likegarden
Mon Jul 02, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Considerations in selecting a hearing aid
Replies: 21
Views: 1340

Re: Considerations in selecting a hearing aid

I wear Siemens hearing aids for 5 years now. It was a great improvement, though I think I should upgrade now. My medical insurance has a program which lets me buy the best for not much more than $2k for 2 ears. One great thing about hearing aids is that you can take them off, i.e. when a teenager in...
by likegarden
Sun Jul 01, 2018 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 13554

Re: What are your property taxes?

New York State. Sales tax is 7%, we pay state tax.
School tax is $2,700, is reduced from 4,300 or so because we are retired.
Town Property Tax $1,400.
Property is worth around $300,000. for a 2500 sqft house on 0.45 acres.
by likegarden
Wed Jun 20, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: Senior discounts to look out for
Replies: 12
Views: 1646

Re: Senior discounts to look out for

Hotels also give a discount when you have an AARP card.
by likegarden
Wed Jun 20, 2018 4:48 pm
Forum: Investing - Theory, News & General
Topic: Is technology the reason for low inflation?
Replies: 57
Views: 3395

Re: Is technology the reason for low inflation?

I like this low inflation very much, whatever its reason, because my company pension is not inflation adjusted as Social Security is and would otherwise lose in value.
by likegarden
Sun Jun 17, 2018 5:19 pm
Forum: Personal Consumer Issues
Topic: New refrigerator issues
Replies: 18
Views: 1762

Re: New refrigerator issues

Perhaps 10 years ago we replaced a still-perfect 29 year old GE refrigerator with a new energy efficient GE one and did not notice any change in noise. But we noticed that our kitchen now was cooler in summer.
by likegarden
Sun Jun 17, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17079

Re: Should I take possession of a certified mail?

He asked us that question, we gave our comments, and we should get a final reply.
by likegarden
Sun Jun 17, 2018 5:00 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 8775

Re: Which Supermarket are you?

This question seems familiar, there must have been a similar post. Years ago I did some comparative shopping using our weekly grocery list and found out that Walmart was by far the least expensive store. Quality was about equal between stores, most items were national brands anyway or regulated by t...
by likegarden
Fri Jun 15, 2018 6:38 pm
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17079

Re: Should I take possession of a certified mail?

We missed a certified letter 2 days ago, nobody was home. So I signed the note left at the door and wrote that the carrier should leave the letter in the mail box, left note in the mail box. She did next day, and nobody had to go to the post office. The next person asked what was in my Certified let...
by likegarden
Fri Jun 15, 2018 7:51 am
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17079

Re: Should I take possession of a certified mail?

So what's the resolution of this thread?
by likegarden
Fri Jun 15, 2018 6:55 am
Forum: Personal Consumer Issues
Topic: Bumper Repair
Replies: 9
Views: 586

Re: Bumper Repair

Same here with us. Our Camry's rear (plastic) bumper got pushed in by a fence post. So I went to U-tube and learned that repair. It took me only 5 minutes using my wife's hair dryer, piece of wood and my fingers. Then I used polishing compound to remove scratches and a left-over silver paint for tou...
by likegarden
Wed Jun 13, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 38123

Re: Bogleheads, tell me about your 40's?

That was an exciting time at work, was developing new controls equipment. Within 2 years we had to move and buy a house north of Boston and move back. There was a lot of traveling, also several times to Asia. But I had little knowledge of investing, though did enough. In !989 there was no internet y...
by likegarden
Wed Jun 13, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Forbes: Millennials Aren't Having Kids Heres Why That's a Problem for Baby Boomer Real Estate and Retirement
Replies: 74
Views: 7356

Re: Forbes: Millennials Aren't Having Kids Heres Why That's a Problem for Baby Boomer Real Estate and Retirement

This article seems to relate to big cities like Chicago and NY City. I live in an area with smaller cities and smaller towns acting like suburbs to the cities. Young couples still buy houses and have kids. We still have a boom in building $350,000 houses. We have city water and sewer, also have a ve...