Search found 2820 matches

by likegarden
Mon Aug 12, 2019 5:09 pm
Forum: Personal Consumer Issues
Topic: Checking credit card statements
Replies: 52
Views: 2693

Re: Checking credit card statements

In the last 3 years : One year a girl in a shirt store during our vacation billed the same $95 twice on my card - I saw her use 2 different registers. My card showed that I bought gas at a gas station I never stop at. Then 2 weeks before Christmas I was supposedly to have bought something for $125 a...
by likegarden
Sun Aug 11, 2019 8:35 am
Forum: Personal Consumer Issues
Topic: Breakfast Menu After Retirement
Replies: 73
Views: 9428

Re: Breakfast Menu After Retirement

I have a half-decaf coffee, one banana and a raisin-cinnamon muffin, am now fully retired for 10 years, weight is 171 lbs.
by likegarden
Thu Aug 08, 2019 2:10 pm
Forum: Personal Consumer Issues
Topic: Soil erosion, rain runoff— major concern or no?
Replies: 17
Views: 1263

Re: Soil erosion, rain runoff— major concern or no?

You would need to study the drainage situation at this house. That house might also have a wet basement. It is important to find a place you can direct all that runoff to. In my present house we had a wet basement, solved that with a battery powered backup sump pump. To prevent water going down the ...
by likegarden
Thu Aug 08, 2019 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Do you pay for kids college if a non-STEM major?
Replies: 62
Views: 2639

Re: Do you pay for kids college if a non-STEM major?

We did not tell our son and grandson what to study in college. But I have a MSME and MBA, and my wife has a MA in public school music education. My son appreciated that I liked my job as an engineer and decided on ME. And my grandson being now in grade 10 in HS saw us engineers liking our jobs and u...
by likegarden
Thu Aug 01, 2019 2:57 pm
Forum: Personal Consumer Issues
Topic: Phone for elderly hard of hearing?
Replies: 13
Views: 441

Re: Phone for elderly hard of hearing?

I am using a Fanstel ST-50 phone, costs around $100, I like it.
by likegarden
Thu Aug 01, 2019 1:28 pm
Forum: Personal Consumer Issues
Topic: Don't store stuff in trash bags.
Replies: 19
Views: 2434

Re: Don't store stuff in trash bags.

I agree with a comment given, "don't store anything"!
I am busy using a shredder these days.
by likegarden
Thu Aug 01, 2019 1:25 pm
Forum: Personal Consumer Issues
Topic: Gifts to Bring when Traveling Overseas
Replies: 72
Views: 3044

Re: Gifts to Bring when Traveling Overseas

I am older, and carrying a lot is not an option. When visiting Germany 7 years ago I met my nephew and his 2 kids two times, so I gave them 100 Euros to buy some toys for the kids to be busy while I visited.
by likegarden
Mon Jul 29, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: Tree Removal Crane vs Boom
Replies: 24
Views: 1457

Re: Tree Removal Crahttps://www.bogleheads.org/forum/viewforum.php?f=11ne vs Boom

My neighbor had just one large maple removed with a truck mounted crane. It was quick and without damage. That tree was close to their house, on a slope, touching my fence and another fence was in front of it. They did not grind out the stump. It started with 4x8 plywood (looked like it) placed on t...
by likegarden
Sat Jul 27, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: Laundry wrinkle remover
Replies: 24
Views: 1422

Re: Laundry wrinkle remover

I am retired and wear all clothing un-ironed. In case they are still wrinkled after hanging in the closet, my body will iron them when I wear them. Others in my household have some of their clothing ironed by my wife though.
by likegarden
Mon Jul 22, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: Tree guy is no-show; payment was "deposit"
Replies: 47
Views: 5750

Re: Tree guy is no-show; payment was "deposit"

I never heard about paying a tree guy ahead of him doing the job! Over the last 40 years in my medium cost of living area I always paid when the job was done.
by likegarden
Thu Jul 18, 2019 6:41 pm
Forum: Personal Consumer Issues
Topic: replacing mulch bed recommendations
Replies: 35
Views: 2403

Re: replacing mulch bed recommendations

What livesoft writes is mostly true, but steady bending your body and pulling weeds creates energy in your body. I am a weed pulling guy, also use a hoe, and one week later do it again, save all that money paying for not using a gym, have that weed pulling gym at home, and a beer right after it.
by likegarden
Wed Jul 17, 2019 5:20 pm
Forum: Personal Consumer Issues
Topic: Deck with Lattice skirt
Replies: 13
Views: 1069

Re: Deck with Lattice skirt

We have a skirt of horizontal 1x4s under our pressure-treated wood deck. Woodchucks were climbing over the skirt or dug under it until I closed those in with chicken wire mesh. Now a family of chipmunks live under it. You certainly need to slope the dirt away from the house. and cover it thickly wit...
by likegarden
Sat Jul 13, 2019 4:20 pm
Forum: Personal Consumer Issues
Topic: "Objective" Importance of Keeping Your Physicians?
Replies: 63
Views: 4844

Re: "Objective" Importance of Keeping Your Physicians?

I have the same PCP for 30 years, he works in the same building he started in, and we live in the same town for those years. He knows me and any previous health problems I had. My wife now also goes to the same PCP. We are happy with his work, so why change.
by likegarden
Tue Jun 25, 2019 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: How did you lower your annual expenses?
Replies: 145
Views: 13398

Re: How did you lower your annual expenses?

We are retired and have no problem with spending money for what we like. I.e. we like to buy takeout from certain restaurants. But years ago I compared prices at different grocery stores, essentially got turned off by changing prices on items abruptly by stores. (I thought "what's going on" when pri...
by likegarden
Mon Jun 24, 2019 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Tenant identity theft issue on lease
Replies: 40
Views: 4196

Re: Tenant identity theft issue on lease

We had a thread here once where a lady in California was renting and then not paying. It was found that counties there were not sharing eviction notices, such that she could do this not paying rent in one county after the other.
by likegarden
Mon Jun 24, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: Clearing undergrowth and bush
Replies: 37
Views: 2438

Re: Clearing undergrowth and bush

Don't do it when there is a chance you could hurt yourself! You will be working just above the ground with poor visibility. I am many years older than you and made a mistake 3 years ago by wanting to cut the roots of a very large juniper which I had cut down successfully. I got my knee injured by th...
by likegarden
Mon Jun 24, 2019 5:07 pm
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 32
Views: 2587

Re: Belt sander or disc sander for refinishing decks?

I live about 250 miles north of NY City. We have a pressure treated wood deck since 1987 and have never needed to replace wood. The deck gets sun in the afternoon. I was told to use a solid stain so the sun can not damage the wood. I use a waterproofing solid stain from Home Depot, and needed to do ...
by likegarden
Sat Jun 22, 2019 6:29 pm
Forum: Personal Consumer Issues
Topic: Tree stump, can't use a stump grinder. Solution?
Replies: 64
Views: 5866

Re: Tree stump, can't use a stump grinder. Solution?

Use an excavator : I once came upon an excavator ripping stumps out of the ground, what a show. The landowner wanted to harvest the trees of his property and afterwards needed to make the land presentable for a future buyer. So he had this excavator ripping out the stumps out of the ground one at a ...
by likegarden
Thu Jun 20, 2019 6:40 pm
Forum: Personal Consumer Issues
Topic: Tree stump, can't use a stump grinder. Solution?
Replies: 64
Views: 5866

Re: Tree stump, cant use a stump grinder. Solution?

The arborist I use has a small grinder which fits through my fence gate, got all stumps ground out. It is a real show when he operates his large grinder remotely, watching him is worth the money.
by likegarden
Wed Jun 19, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: Best way to teach my 4 year old to be fluent in Spanish?
Replies: 53
Views: 3619

Re: Best way to teach my 4 year old to be fluent in Spanish?

You can postpone for your child to learn Spanish until Middle School. My son learned German in Middle School and High School, same as my grandson. I speak German to my grandson occasionally.
by likegarden
Wed Jun 19, 2019 1:28 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 183
Views: 27293

Re: Don't pay full price for SiriusXM radio

When I bought my car new I was asked to sign up for Sirius several times, did not find a reason to do so. Since I am retired a while I notice that concentration is no longer as good, and Sirius has more services as previous radios had, which could get me involved in an accident by listening to Siriu...
by likegarden
Wed Jun 19, 2019 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Why are you NOT buying rental properties?
Replies: 555
Views: 50483

Re: Why are you NOT buying rental properties?

When you have time to rent and maintain properties in your spare time, then you probably have not enough to do at your day time job and did not excel at your job with extra efforts. In the last 30 years before retiring I spent many 12 hour days at work- not always paid, had to travel many times to A...
by likegarden
Tue Jun 18, 2019 6:38 pm
Forum: Personal Consumer Issues
Topic: Are you a member of nextdoor.com? Any concerns registering your info?
Replies: 71
Views: 6176

Re: Are you a member of nextdoor.com? Any concerns registering your info?

There is a Nextdoor for my neighborhood, but we live in this neighborhood and same house for 32 years and lived here just fine, always being friendly and helpful, so why complicate things. Plus, why should I care what someone 5 houses down the road thinks. And then we even do not have smart phones, ...
by likegarden
Sun Jun 16, 2019 6:02 pm
Forum: Personal Consumer Issues
Topic: Mosquitos
Replies: 45
Views: 3947

Re: Mosquitos

Mosquitos were gone in my yard when a pest control company sprayed every 2 months in form of a fog with several natural oils. That was done to protect me against another tick bite. Now the same company used a different sprayer, and mosquitos are back. So I use a 'Cutter' spray which is based on DEET...
by likegarden
Sun Jun 16, 2019 5:40 pm
Forum: Personal Consumer Issues
Topic: Is it a waste of money having your furnace checked every year?
Replies: 75
Views: 11055

Re: Is it a waste of money having your furnace checked every year?

It is not a waste of my $230 each year to get our heating (natural gas furnace and warm water heat) in January and central A/C (air handler in attic of 2-story house, compressor outside) in April checked out. The maintenance people are from the company which installed the equipment and are trained f...
by likegarden
Sun Jun 16, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: how is Home Depot's contractor service (for a water heater)?
Replies: 53
Views: 4337

Re: how is Home Depot's contractor service (for a water heater)?

I have very good experience with a local heating and A/C company which is in business since at least the 1970s. They put a new A/C in 5 years ago, then 3 years ago a new furnace and hot water heater using natural gas. The inspector said that this company really knows how to do it. I also used a loca...
by likegarden
Sat Jun 15, 2019 2:21 pm
Forum: Personal Consumer Issues
Topic: My Bad Experience With Angie's List
Replies: 36
Views: 4341

Re: My Bad Experience With Angie's List

done.com is now services.porch.com, Google says.
by likegarden
Fri Jun 14, 2019 6:22 am
Forum: Personal Finance (Not Investing)
Topic: Professional work titles
Replies: 30
Views: 2767

Re: Professional work titles

Same as OP I worked for a megacorp with technical leaders directing 10 or so engineers. One leader also had 50 engineers in India to lead. $175 k annual salary would have been great 20 years ago! When I became a lead I still had to keep my preceding job assignments. When sales increased rapidly my m...
by likegarden
Thu Jun 13, 2019 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Late Life/End of Life Expenses
Replies: 38
Views: 3928

Re: Late Life/End of Life Expenses

A friend once mentioned at our lunch group that he just visited his mother in a nursing home for which his mother paid, and next to her was a lady who got her stay paid by Medicaid. That was same care except that one person paid herself, and Medicaid paid for the other.
by likegarden
Thu Jun 13, 2019 11:53 am
Forum: Personal Consumer Issues
Topic: Toyota Sienna tire replacement at 12k miles
Replies: 72
Views: 4294

Re: Toyota Sienna tire replacement at 12k miles

The tire treads on our 2013 Camry were close to legal minimum at 30,000 miles of local driving, should have been better tires. We bought new Goodyear tires rated for 60,000 miles for this Camry.
by likegarden
Mon Jun 10, 2019 1:10 pm
Forum: Personal Consumer Issues
Topic: Preventing Identity Theft
Replies: 46
Views: 3954

Re: Preventing Identity Theft

Simplify your financial life, that is reduce the number of accounts and credit cards. That will also reduce your work in monitoring your finances.
by likegarden
Fri Jun 07, 2019 6:16 pm
Forum: Personal Consumer Issues
Topic: Camry Owners What Fluids do you flush if any on your car and how often
Replies: 11
Views: 1669

Re: Camry Owners What Fluids do you flush if any on your car and how often

We drive a Toyota Camry since 2013, has 45,000 miles now. This car is mostly driven at low speeds, not much on express way. I reviewed the manuals which came with the car, and made a list for our use : Lube oil and filter change every 10,000 miles, brake system fluid flush every 40,000 miles, fuel i...
by likegarden
Wed Jun 05, 2019 8:19 am
Forum: Personal Consumer Issues
Topic: Buying Burial Plot in advance
Replies: 53
Views: 2886

Re: Buying Burial Plot in advance

I told my son to drop my ashes at a stream in the mountains - that's my 'burial place in advance'. It will be scenic.
by likegarden
Mon Jun 03, 2019 8:47 am
Forum: Personal Consumer Issues
Topic: Painting Cabinets - Is it that hard ?
Replies: 38
Views: 3079

Re: Painting Cabinets - Is it that hard ?

In case you want to paint bathroom cabinets, you have to consider the damp environment. I did that on our bathrooms by painting cabinets inside and outside first twice with a very good primer.
by likegarden
Sat Jun 01, 2019 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: How long have you been unemployed?
Replies: 97
Views: 11494

Re: How long have you been unemployed?

Lost my job due to economic downturn in 1972, found the best job I could hope for after 2 months unemployed. Stayed in that job at mega corp for 30 years plus several yrs consulting. I am 79 yrs old.
by likegarden
Sat Jun 01, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Paying Kids For Good Grades -- do you do it?
Replies: 131
Views: 11299

Re: Paying Kids For Good Grades -- do you do it?

We decided to give our grandson $100 for every quarterly report card with mostly As, and he is responding, will be getting an award in high school coming week. In 3 1/4 years he will start college, and those $100s will be useful in college.
by likegarden
Sat Jun 01, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: UPDATE to What to do with a 24" analog CRT TV?
Replies: 58
Views: 3480

Re: What to do with a 24" analog CRT TV?

In the past my town had one day on which we could place such CRTs at the curb, but they decided not to continue it. So the town had no longer interest in recycling, left it to us to recycle! We decided to let the large garbage company recycle our old CRTs and placed them inside our garbage container...
by likegarden
Fri May 31, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: Tracking down a wasp nest
Replies: 20
Views: 1896

Re: Tracking down a wasp nest

I got stung by a wasp once, that had a nest also in the ground, under a small juniper. Usually wasp nests are under the roof overhang, but that was in the ground. I ran as fast I could into the garage but it was faster and stung me while I was running.
by likegarden
Thu May 30, 2019 5:31 pm
Forum: Personal Consumer Issues
Topic: Splitting fence cost with neighbor
Replies: 32
Views: 2510

Re: Splitting fence cost with neighbor

I have a house with fences all around the backyard. I paid for all the fences, except for a 30 ft wooden fence on one side. All of my fences are wire-mesh or aluminum picket type, except for that wooden piece. That wooden pressure treated fence also has a post rotten underground. Since that neighbor...
by likegarden
Wed May 29, 2019 2:08 pm
Forum: Personal Consumer Issues
Topic: How to affordably get rid of home pool
Replies: 35
Views: 2577

Re: How to affordably get rid of home pool

Why not break up the concrete and dump it into the pool, need less soil then, if the town allows that. In my area in the Northeast pools are rare, like 1 out of 20-30 homes have it. My neighbor has one, our lots are 0.45 acre. He really does not understand how I have more space in my backyard, actua...
by likegarden
Tue May 28, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: What’s the best material for paving driveway?
Replies: 33
Views: 2458

Re: What’s the best material for paving driveway?

Asphalt probably cracks a lot because it was too thin. I am in the Northeast and Asphalt should be 4 inch thick probably.
In my area all houses have asphalt driveways.
by likegarden
Mon May 27, 2019 1:53 pm
Forum: Personal Consumer Issues
Topic: Electric Wood Chipper?
Replies: 9
Views: 829

Re: Electric Wood Chipper?

Last September I bought a little electric chipper /shredder Wen model #41121 from Home Depot : https://www.homedepot.com/p/WEN-15-Amp-Rolling-Electric-Wood-Chipper-and-Shredder-41121/305094298 I used it several times last and this year to chip up pine branches and cuttings from bushes, just to remov...
by likegarden
Wed May 22, 2019 5:02 pm
Forum: Personal Consumer Issues
Topic: Frustration dealing with contractors....am I doing something wrong?
Replies: 43
Views: 4625

Re: Frustration dealing with contractors....am I doing something wrong?

I live 3 hrs north of NY city near Albany and have no problems finding contractors to cut trees down. I use the same tree people for 15 to 20 years, and they are doing superior work. I usually have tree work when all other plants are asleep = only little damage possible to the landscape in November....
by likegarden
Wed May 22, 2019 6:03 am
Forum: Personal Consumer Issues
Topic: Another Honda maintenance thread
Replies: 44
Views: 3599

Re: Another Honda maintenance thread

We don't drive Hondas, but for both of our cars I made lists of how often and when I have to change fluids and do all services. I also have lists of service done on each car over the years for easy reference, and keep those in each car. This protects me against unreasonably early service requests of...
by likegarden
Tue May 21, 2019 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Should I encourage my kids to work in high school/college?
Replies: 224
Views: 13930

Re: Should I encourage my kids to work in high school/college?

We told our son and grandson to concentrate on learning in school, and to get very good grades instead of working. Son became an Eagle scout, then graduated with a BSME. Grandson has a GPA of 4.0+, is in High Honor in 9th grade, wants to go into Engineering as his father and grandfather. In school h...
by likegarden
Mon May 20, 2019 1:40 pm
Forum: Personal Consumer Issues
Topic: Disposing of Residential Landscaping Rocks, Concrete, etc...
Replies: 22
Views: 1910

Re: Disposing of Residential Landscaping Rocks, Concrete, etc...

I agree with using Uhaul. We rented a truck from them 12 years ago after a bad ice storm. We had a 20 ft long wall, 3 ft high of pine branch bundles piled up at the road and the town was too busy to pick those up. My son and I loaded the truck with those bundles, drove to the town waste/ recyclables...
by likegarden
Sun May 19, 2019 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Long Term Care Insurance
Replies: 36
Views: 2783

Re: Long Term Care Insurance

We have LTC policies from Genworth which we bought 17 years ago around the ages of 60. We are paying now $8k per year for both of us together. By buying policies earlier you will have lower premiums later.
by likegarden
Thu May 16, 2019 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: Selling home- Demanding Buyer (Repairs)
Replies: 396
Views: 34031

Re: Selling home- Demanding Buyer (Repairs)

$15k in requested repairs on a $475k house is really inexpensive- I would pay some of that and get the sale done. We bought a house in 1985 north of Boston which required us to have the septic tank pumped out every half year. In case of redoing the septic system that town then would have required us...
by likegarden
Thu May 16, 2019 7:24 am
Forum: Personal Consumer Issues
Topic: Which car has the best or most comfortable cabin under 35K
Replies: 74
Views: 6288

Re: Which car has the best or most comfortable cabin under 35K

I am a soon 80 years old retiree with a problem right leg and hip and drive around / park for 2 hours each day. I find my Chevy Malibu LT (list price $26.6k) very comfortable. My driver seat is powered and lets me adjust for comfort in multiple ways.
by likegarden
Tue May 14, 2019 5:46 pm
Forum: Personal Investments
Topic: refusing inheritance
Replies: 45
Views: 5168

Re: refusing inheritance

You do not need to do what the parents and their will want. My father's will excluded my sister who had cost him a lot of money to go to college, not continuing with it and living with someone, but then got sick. My brother was the executor of the will, and he and I took only 1/3 each, and I establi...