Search found 2951 matches

by likegarden
Sun Jun 28, 2020 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 355
Views: 28136

Re: [Government stimulus payments]

See above, now 10 days later we still do not have those $2400. We had actually received a letter just after May 22 from the White house that we would get it. I had questioned that Stimulus website and they explained that I would get a letter stating that I had asked and I would get the Stimulus - ne...
by likegarden
Sun Jun 28, 2020 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Seller did not make agreed upon repairs; closing in 2 days
Replies: 55
Views: 5707

Re: Seller did not make agreed upon repairs; closing in 2 days

30 years ago I did underground drainage to a low spot in the back. I bought 100 ft 4 in flexible PVC pipe (now $65) and a drainage spade ($26) at Home Depot and dug and placed it 18 inches underground and it still works. That would only take a Saturday of own work, though I do not know scope on this...
by likegarden
Fri Jun 19, 2020 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Signature strip on credit card
Replies: 73
Views: 5563

Re: Signature strip on credit card

The ink of my signature on the only credit card I own is nearly wiped off by me using disinfectant to fight that virus.
by likegarden
Thu Jun 18, 2020 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 355
Views: 28136

Re: [Government stimulus payments]

I read 'May 22', and just checked again the status of my stimulus check of $2,400. For me it is also May 22 when they would have sent or deposited my check, but I and my bank received nothing. Today it is June 18, 4 weeks after that May 22, but then my name starts with a letter close to the end of t...
by likegarden
Thu Jun 11, 2020 2:03 pm
Forum: Personal Consumer Issues
Topic: Backyard renovation: lawn vs pollinator garden
Replies: 24
Views: 1415

Re: Backyard renovation: lawn vs pollinator garden

Having mainly lawn is boring. I like a variety of perennials, conifers and Rhododendrons in addition to lawn. Be aware that in many parts of the country the Lime disease is spreading. I was bit by an insect and decided to have all of my property sprayed against those insects every 2 months over spri...
by likegarden
Thu Jun 11, 2020 12:33 pm
Forum: Personal Consumer Issues
Topic: EPO Horror Stories? [Exclusive Provider Organization - health insurance]
Replies: 30
Views: 2641

Re: EPO Horror Stories?

It was written here that HMO does not cover out of network medical service. We are in an HMO and I had an accident by falling from a rock in the next state 300 miles away. I got bruises and scrapes and went to the emergency room of a hospital in that state and had only little to pay.
by likegarden
Sun May 31, 2020 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: password breach & threatening email
Replies: 14
Views: 1607

Re: password breach & threatening email

So, you are asked only for $700 in bitcoins. One Email asked me for $2000, another for $3000, perhaps they are getting desperate. I have no cameras, did not know that password, had good laughs. I just got an Email from the US Postale Service to give them my comments, but checking at Google there are...
by likegarden
Fri May 29, 2020 5:49 pm
Forum: Personal Consumer Issues
Topic: Condensation line in attic / AC air handler
Replies: 18
Views: 1089

Re: Condensation line in attic / AC air handler

We live in a house with an AC Air Handler in the attic above the second floor. We had overflowing of the pan under the air handler, with the installer afterwards raising the air handler to pitch the drain pipe to the outside properly. No problem since. Now we should have the installer come to do his...
by likegarden
Fri May 22, 2020 5:53 pm
Forum: Personal Consumer Issues
Topic: Should I pay $1,600 for this lawn care fix?
Replies: 56
Views: 5530

Re: Should I pay $1,600 for this lawn care fix?

Bumpy backyard? I have that now too after a group of tree service people cut down 2 huge pines and cut back two others. When those pieces fell on the lawn, they created many craters. The tree service fixed most and I keep at it now for 2 months. It will take a while, but $1,600? Probably that is OK,...
by likegarden
Tue May 19, 2020 2:02 pm
Forum: Personal Consumer Issues
Topic: What kind of sunglasses?
Replies: 107
Views: 6381

Re: What kind of sunglasses?

Several years ago I had cataract surgery on both eyes. The eye surgeon gave me some utility type sunglasses to get the eyes used to the change. Months later I upgraded to a wrap around and 99% or so polarized pair I saw at a gas station, cost me less than $20. Next visit at the eye surgeon I showed ...
by likegarden
Mon May 18, 2020 2:21 pm
Forum: Personal Consumer Issues
Topic: Help: Update: Advice Getting Hearing Aids? What? What?
Replies: 44
Views: 1757

Re: Help: Any Problems or Pitfalls or Advice When it Comes to Getting Hearing Aids? What? What?

My dad also needed hearing aids, was in artillery in WW2. I am an engineer, in college I was in a lab where jet afterburners were tested, had tinnitis afterwards. For the last 8 or 10 years I have Siemens hearing aids, let me participate in a conversation with male friends, but not in a group, like ...
by likegarden
Wed May 13, 2020 5:22 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 11312

Re: Dentist charges $10 for PPE

Perhaps the barber will also charge extra. And others too. When people do not have extra money for charges due to the pandemic in their budgets, then they have to change their appointments, like only every 8 months for a dental visit, and every 6 weeks for a haircut.
by likegarden
Sun May 10, 2020 4:15 pm
Forum: Investing - Theory, News & General
Topic: Will "work from home" destroy the commercial real estate market?
Replies: 169
Views: 13570

Re: Will "work from home" destroy the commercial real estate market?

I did not read this whole thread, but consider also the non-working people living in the same house. We here have one working from home and one high school kid doing homework and tests at home. Some times I may not go into certain areas of the house because of the working people, or do not have my c...
by likegarden
Sat May 09, 2020 3:12 pm
Forum: Personal Consumer Issues
Topic: Thoughts on tree removal
Replies: 43
Views: 2577

Re: Thoughts on tree removal

There is a time when a tree gets too big and does damage or will probably soon damage property. Then it has to be pruned severely or removed. Go for it! I just did that to 2 very large pines, probably over 100 ft tall, 3 ft dia trunk. They regularly dropped branches at high winds, I am 80, and there...
by likegarden
Tue May 05, 2020 4:14 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 304
Views: 17719

Re: [On-going Scams - Post them here]

This seems to be an industry of sending this and asking for bitcoins. As reported here by me I got the same script about them having photos of me watching porno on my PC (my PC has no camera). That lady sent 1 Email each on 3 days, then there was nothing for 1 -2 weeks. Now I got another of these Em...
by likegarden
Mon May 04, 2020 6:54 pm
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1832

Re: terro ant treatment

I only see very few carpenter along the outside walls, need to spread a ring of insecticide pellets around the house.
I once got bit by a tick, since then have a company spread a fog all over my .4 acres property every 2 months, do not see any other ants. We rarely see any ants in our house.
by likegarden
Sun May 03, 2020 5:03 pm
Forum: Personal Consumer Issues
Topic: Neighbor’s contractor wants to access our property
Replies: 158
Views: 16501

Re: Neighbor’s contractor wants to access our property

Since someone here mentioned using a crane for delivery of materials, probably also for removal of debris during that project, I watched how a tree service use a crane to remove a large maple tree from the small piece of land between my fence and the neighbor's house. The contractor placed many 4x8 ...
by likegarden
Mon Apr 27, 2020 6:57 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 130273

Re: Coronavirus (Consumer Issues) How you are preparing?

We do not use raw meat, but canned meat dinners. We also buy sandwiches and chicken at take-out, and do only eat those after heating them up at least 1 minute More if large size) in the microwave to kill any virus.
by likegarden
Mon Apr 27, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: iPhone for Grandparents
Replies: 25
Views: 1590

Re: iPhone for Grandparents

Our grandson has an iphone, we have only simple cellphones. We both consider a 27 inch monitor screen on our PC much superior to those mini screens on phones for viewing. I i.e. had cataract surgery, need glasses for closeup viewing, but can see perfect pictures on that 27 inch screen.
by likegarden
Sun Apr 26, 2020 6:11 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 304
Views: 17719

Re: [On-going Scams - Post them here]

Finally I also got this Email from someone writing that they have all these photos taken with the camera on my PC of me watching porn. They will mail these pictures to my relatives and friends, yes, they have the correct addresses, unless I pay them $2,000 in bitcoins using that link provided in the...
by likegarden
Sat Apr 25, 2020 3:17 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55949

Re: How to get Toilet Paper ? seriously.

We have no problem buying TP at Walmart and other stores here in upstate NY. But we can only buy Kleenex one or two boxes a visit at Walmart.
by likegarden
Fri Apr 24, 2020 5:20 pm
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20652

Re: What are you doing for haircuts due to coronavirus shutdown?

I do not believe barbers will be able to cut hair of men without someone spreading the virus in their shops, with people being so close together there. And it seems that this virus situation will go on for a while. My hair will become wavy when not cut short, so my son with that Walmart clipper will...
by likegarden
Wed Apr 22, 2020 4:34 pm
Forum: Personal Consumer Issues
Topic: Fence Paint Peeling
Replies: 26
Views: 1692

Re: Fence Paint Peeling

Towards the street I used to have a fence made of low-quality cedar, stained it every 2 years. After 10 years I needed to fill in rotted-out horizontal wood with plastic foam. Then after 20 years I replaced it with a beige aluminum picket fence = no more painting. Towards the back I have chain link,...
by likegarden
Wed Apr 22, 2020 3:45 pm
Forum: Personal Consumer Issues
Topic: Filling a void (of unknown size) under driveway
Replies: 26
Views: 1531

Re: Filling a void (of unknown size) under driveway

I live in Upstate NY. We also have to stay home, but home services (tree service, insecticide spray & fixing garage door springs) seem to be essential and came to my house. If your house is relatively new, then the ground and driveway will settle, and you have to fill in. Just this weekend the town ...
by likegarden
Wed Apr 22, 2020 3:27 pm
Forum: Personal Consumer Issues
Topic: I Got Scammed To Send Amazon Gift Cards
Replies: 139
Views: 12837

Re: I Got Scammed To Send Amazon Gift Cards

This case here is again about Emails received from friends and opening them without thinking hard about the sender and contents. I received Emails from a former boss for 10 years with Email addresses from all over the world. After the first times I never again opened them because the addresses looke...
by likegarden
Fri Apr 17, 2020 5:32 pm
Forum: Personal Consumer Issues
Topic: Advise what to do after receiving email from Hacker trying to extort money
Replies: 58
Views: 4990

Re: Advise what to do after receiving email from Hacker trying to extort money

The last HTTPS link has a Trojan in it, Malwarebytes stopped it! Did Jim Beau put the Trojan in it??
by likegarden
Fri Apr 17, 2020 4:21 pm
Forum: Investing - Theory, News & General
Topic: Retirees: what are you doing with all the home equity?
Replies: 117
Views: 7589

Re: Retirees: what are you doing with all the home equity?

We put it into a irrevocable trust, benefiting our son and grandson.
by likegarden
Tue Apr 07, 2020 11:46 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11709

Re: Gardening 2020

I got my outside plantings cleaned up - 15 paper bags of debris. Before that I had a tree service cut down 2 huge white pines which were dropping too many branches, and thereafter used the woodchips for mulch in my backyard. But I am gardening in my basement since last year, have bushy hosta seedlin...
by likegarden
Sat Apr 04, 2020 6:28 pm
Forum: Personal Consumer Issues
Topic: How are you exercising with gym closures
Replies: 111
Views: 5982

Re: How are you exercising with gym closures

I never went to a gym. I am 80 and do all my yard work. A month ago we had a tree service here to remove two (probably 150 years old) very large pines. Two other large pines got topped. The 2 stumps got ground down, and I had then a lot of work distributing those large piles of wood chips. Then we h...
by likegarden
Sat Apr 04, 2020 6:15 pm
Forum: Personal Consumer Issues
Topic: Anyone used ultrasound whistle to mitigate dog barking?
Replies: 34
Views: 2953

Re: Anyone used ultrasound whistle to mitigate dog barking?

I never used that whistle. But we got new neighbors 1 1/2 years ago, nice people. They have 2 dogs which always barked, then started to dig towards my (only) 4 ft chain link fence. I also read that such dogs can jump a 4 ft fence, but I have sharp garden tools. So I put plastic slats into my chain l...
by likegarden
Sat Apr 04, 2020 6:03 pm
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20652

Re: What are you doing for haircuts due to coronavirus shutdown?

I bought a haircut kit many years ago at Walmart. My 45 yr old son uses that, did not go to a barber for years. So when my presently still short hair cut got long enough in 2 months I will ask my son to give me a hair cut.
by likegarden
Wed Mar 25, 2020 12:59 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 329
Views: 24455

Re: Are you still going to the grocery store or using a delivery service? Which?

We still go. With delivery service someone else inside the store would have to touch the items additionally. I went today to Walmart, needed Ibuprofin to let me walk and sleep without occasional pain. So since I was already inside I looked around, and saw that they had paper items, TP and Kleenex. f...
by likegarden
Fri Mar 20, 2020 12:28 pm
Forum: Personal Consumer Issues
Topic: How much cash to have during coronavirus panic?
Replies: 144
Views: 10905

Re: How much cash to have during coronavirus panic?

I read that the virus also stays alive for 10 days on paper surfaces, and I gave my $ 400 paper cash a soap bath, also bought a new wallet. From now on we only pay with a credit card, need to wash that too.
by likegarden
Tue Mar 17, 2020 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Who is still going into work and why?
Replies: 41
Views: 2633

Re: Who is still going into work and why?

The tree service team came this morning at 7:00 am, cut one too-large pine down and ground out 2 stumps - they are working. I am retired. All restaurants are doing only takeouts in NY.
by likegarden
Tue Mar 17, 2020 11:56 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55949

Re: How to get Toilet Paper ? seriously.

I grew up in Germany after WW2, and most factories were bombed out. I don't think we had toilet paper then, but we never stopped thinking about getting enough food. I definitely remember that we used newspaper, nicely ripped into suitable pieces, on the toilet. My father came back out of Russia 1950...
by likegarden
Sun Mar 15, 2020 5:07 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the gym ...
Replies: 210
Views: 12572

Re: Are you still going to the gym ...

The first two persons to get the virus in my county went to a gym in my town to a group class two days before they were tested on March 7. Therafter the gym called up a lot of people.
by likegarden
Fri Mar 13, 2020 5:56 am
Forum: Personal Consumer Issues
Topic: Coffee Makers
Replies: 55
Views: 3232

Re: Coffee Makers

I am totally satisfied to make my half Decaf coffee in a 10 cup Mr.Coffee once a day. Every 10 years or so I buy a new one. My wife makes her coffee in a cup in the microwave.
by likegarden
Tue Mar 10, 2020 1:30 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 193370

Re: Bogleheads community discussion - Coronavirus

I did not read anywhere what would happen when a person has presently a bad cold or the flu, taking over the counter pills, and along comes this new virus. Possibly it will be much worse.
by likegarden
Tue Mar 03, 2020 8:44 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 193370

Re: Bogleheads community discussion - Coronavirus

My cold is not getting better, so this morning I am going to my doctor for better medication. My son is living with us in our 3000 sqft house with his son. Several weeks ago he had engineering visitors from Yokohama, Japan to where he works, and for the last two weeks I have this cold. So let's find...
by likegarden
Fri Feb 28, 2020 7:02 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 130273

Re: Coronavirus (Consumer Issues) How you are preparing?

I read the official guidelines. I am also over 80, first to go. So I bought 100 face masks for $130 at Amazon. Walmart were out of them. We plan to use face masks only by the persons having a 'cold'. I have a little cold for the last 2 weeks. I thought that some of the people flying into the US woul...
by likegarden
Thu Feb 27, 2020 5:15 pm
Forum: Personal Consumer Issues
Topic: Pulling Car Dents
Replies: 5
Views: 566

Re: Pulling Car Dents

I noticed that within short time new cars had little dents, as if some person wanted to sign brand-new cars. We once had a larger dent in a (plastic) bumper caused during parking, for which I followed the advice on Utube using a hair dryer over 3 minutes.
by likegarden
Wed Feb 26, 2020 7:33 am
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24140

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

We are 80 and 76 years old, but without health problems, and decided not to go to Germany in August. Why take a risk?
by likegarden
Tue Feb 25, 2020 3:14 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24140

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

I read that 10 times as many people got infected as recorded. The known cases and deaths are those people who went to see a doctor. Therefore, there might be people on a plane who carry the virus but show no effects or show that after they arrived. There was that story about a British man attending ...
by likegarden
Mon Feb 24, 2020 7:30 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 130273

Re: Coronavirus (Consumer Issues) How you are preparing?

A pandemic in the US probably will start very slowly and continue for many months. Buying now extra for a few weeks will not help. It seems it will help when you stop buying a little many times, but go only every 2 weeks into a store and buy a lot every times, also check them out yourself. Make also...
by likegarden
Sun Feb 23, 2020 5:30 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1477
Views: 170355

Re: What frugal thing did you do today?

Probably 100 posts back I wrote how I blew those over 20 inches high of snow away on a double-wide driveway . Since then there was a freezing rain storm which coated pines and let one of neighbor's 3 tall pines break in half and hit their house. I am certainly not in the business of cutting my three...
by likegarden
Sun Feb 23, 2020 5:13 pm
Forum: Personal Consumer Issues
Topic: Do You Avoid Advertisements & Commercials?
Replies: 84
Views: 4794

Re: Do You Avoid Advertisements & Commercials?

My computer once crashed after I accidentally clicked on an ad by a loan company on the CNN news page. I had to pay $150 to a computer guy to start up my computer again, lost some files. This indicated to me that advertisers do not really know what malware is in their ads, and do not care. Since the...
by likegarden
Fri Feb 21, 2020 2:32 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 130273

Re: Coronavirus (Consumer Issues) How you are preparing?

As with any public problem, we will read the news. This Coronavirus sickness is a very new one. We thought flying to Europe in August, and the CDC said that this virus could spread in airplanes, as in respect of the 300 people in 2 airplanes coming from Japan with 14 sick ones with them, so we hold ...
by likegarden
Wed Feb 12, 2020 6:30 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 130273

Re: Coronavirus (Consumer Issues) How you are preparing?

We are doing nothing different. I read that 35,000 people die every year in the US by the flu. We get flu shots. My wife and I are over 70 and had many flues, which recently are also coronavirus. So, as long as not many people have contracted this new virus in the US, we can continue to live as befo...
by likegarden
Wed Feb 12, 2020 6:59 am
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27834

Re: Protection Against Home Intruders

We live in the same house in the suburbs for 32 years, never had a break-in. We have lights on outside at the street, in front and in back all night. Sliding glass door has drop-down bar and wood in track. all windows have a nail drilled thru the wood frame. Storm doors are locked from the inside. O...