Search found 55 matches

by iranutmeg
Sun Oct 31, 2010 9:53 am
Forum: Personal Consumer Issues
Topic: $45 Straight Talk Unlimited Service Plan?
Replies: 12
Views: 2823

I know when you set the phone up they give you an option to transfer the number at that time. I do not know if it can be done retroactively.

Try calling their customer service number at 1.877.430.2355 and ask.
by iranutmeg
Sat Oct 30, 2010 9:32 pm
Forum: Personal Consumer Issues
Topic: $45 Straight Talk Unlimited Service Plan?
Replies: 12
Views: 2823

Smart Talk

Just started the service, so far, so good. Phone is basic, but it get's the job done, and I get much better signal strength than with my old att phone.

If you like it, there is an option to have it automatically deducted from your credit card so you don't have to keep buying the cards.

iranutmeg
by iranutmeg
Sun Oct 17, 2010 10:25 pm
Forum: Personal Investments
Topic: What's your fixed income portfolio look like?
Replies: 68
Views: 9958

My Fixed Income

My fixed income allocation:

CD's 25%
TIPS/I-BONDS 32%
STABLE BOND 18%
TOTAL BOND 19%
SHORT TERM TREAS 7%
by iranutmeg
Thu Oct 14, 2010 3:51 pm
Forum: Personal Investments
Topic: Taylor
Replies: 138
Views: 22949

Taylor:

Best wishes for a speedy recovery,

Sincerely,

PJ
by iranutmeg
Wed Jun 09, 2010 9:14 am
Forum: Personal Consumer Issues
Topic: Adopting a Dog - Rescue Shelter
Replies: 27
Views: 3837

Rescue Dogs

I would like to put in a good word for Labs4Rescue out of CT. We adopted a beautiful 1.5 year old yellow lab last summer, and he is a wonderful member of our family. Their application form made you really think about what kind of dog you wanted, and I found the foster parent to be very knowledgeable...
by iranutmeg
Thu Apr 22, 2010 6:25 am
Forum: Personal Consumer Issues
Topic: Compost Bin - Feeding my Garden
Replies: 28
Views: 4639

composting

Jeff:

Best of luck with your decision, let me know if you have any other questions.

My tomato seedlings are just getting their first true leaves and will be transplanted this weekend!!!!!!

:D :D :D :D
by iranutmeg
Wed Apr 21, 2010 8:57 am
Forum: Personal Consumer Issues
Topic: Compost Bin - Feeding my Garden
Replies: 28
Views: 4639

Answer to Tony

Tony: Jeff may becoming an "Active" Composter, but you have skipped being a "Market Timer" and gone directly to "Day Trader"! :D I have no idea if that machine will work, but I do know you don't need to spend $299 or $399 to make compost. It really is easy, and doesn't have to cost anything, except ...
by iranutmeg
Tue Apr 20, 2010 5:05 pm
Forum: Personal Consumer Issues
Topic: Compost Bin - Feeding my Garden
Replies: 28
Views: 4639

Composting

Jeff: I see that you have chosen the “Active” style of composting instead of the “Passive” one. :D Nothing wrong with it, but be aware that it is a little harder to accomplish successfully. I suggest you go with a total 50% green to 50% brown, including all of the food waste. You will also need to t...
by iranutmeg
Mon Apr 19, 2010 8:44 pm
Forum: Personal Consumer Issues
Topic: Compost Bin - Feeding my Garden
Replies: 28
Views: 4639

Composting

Jeff: As you can see there are lots and lots of ways to compost. I think your biggest issue is going to be that it looks good and doesn’t smell so you don’t upset the neighbors or your significant other. So, here is my suggestion for getting started with compost: • If you like that composter on sale...
by iranutmeg
Mon Apr 19, 2010 10:58 am
Forum: Personal Consumer Issues
Topic: Compost Bin - Feeding my Garden
Replies: 28
Views: 4639

Jeff: Hold on a minute! You calculate YOUR TIME when talking about gardening? Do you know how expensive those tomatoes and peppers are if you do that?????? :D As for "browns" and "greens", a rough guide is that you should have a ratio of 75% browns to 25% greens. So, you will have to find a source f...
by iranutmeg
Mon Apr 19, 2010 9:28 am
Forum: Personal Consumer Issues
Topic: Compost Bin - Feeding my Garden
Replies: 28
Views: 4639

Composting

Congratulations on your garden and the desire to compost! I have been gardening and composting for over 40 years, and really enjoy it. Although it does take a while, you will be amazed at the increased production you will get out of your garden by adding your own home made compost twice a year. Comp...
by iranutmeg
Thu Mar 11, 2010 12:56 pm
Forum: Personal Investments
Topic: Change in 401K Options
Replies: 0
Views: 481

Change in 401K Options

Dear Bogleheads: My 401K has added a new option for US Large Cap, Dodge & Cox Stock (DODGX). Right now my US Large Cap allocation is broken down into: 05% Vanguard Dividend Growth (Roll over IRA) 10% Vanguard PrimeCap Core (Roll over IRA) 30% “No Name” S&P 500 Index (401K) I am planning on keeping t...
by iranutmeg
Fri Jan 15, 2010 11:48 pm
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

The Oldest Profession

A physician, an engineer, and a lawyer were discussing which of their respective professions was the oldest. The physician said: "Remember that, on the sixth day, God took a rib from Adam and fashioned Eve, making her the first surgeon. Therefore, medicine is the oldest profession." The engineer rep...
by iranutmeg
Sat Jan 02, 2010 1:14 pm
Forum: Investing - Theory, News & General
Topic: 2009 annual returns thread
Replies: 104
Views: 16720

2009 returns

for a 50/50 portfolio, M* says 23.17.
by iranutmeg
Fri Dec 18, 2009 11:27 am
Forum: Investing - Theory, News & General
Topic: The dark side of umbrellas
Replies: 59
Views: 8299

Don't forget the black swan!

All this talk of umbrellas helping you is fine and dandy, but it seems everyone is forgetting all about the dangerous wind!

How many umbrellas have been broken from high winds in a rainstorm?
by iranutmeg
Sun Apr 05, 2009 2:56 pm
Forum: Personal Investments
Topic: Vanguard Closing my <$1,000 accounts
Replies: 19
Views: 6549

Mel: Thanks! I thought there were no minimum's with a sweep account, but after reading about the letter Vanguard sent, I wasn't sure... Did everyone get this form letter, or just those with low balances? Although it would be very nice if Vanguard had a program similar to T Rowe's, with a very low mi...
by iranutmeg
Sun Apr 05, 2009 2:13 pm
Forum: Personal Investments
Topic: Vanguard Closing my <$1,000 accounts
Replies: 19
Views: 6549

Low account question

I have not gotten a letter from Vanguard, and except for my sweep account with Vanguard brokerage, the low account balance is not an issue.

Does the low account balance rule also hold true for sweep accounts?

Thanks!

PJ
by iranutmeg
Mon Mar 23, 2009 1:20 pm
Forum: Personal Consumer Issues
Topic: NCAA Sweet Sixteen...
Replies: 39
Views: 5135

All the way!

UCONN Huskies!!!!!

PJ
by iranutmeg
Mon Mar 16, 2009 12:40 pm
Forum: Personal Consumer Issues
Topic: NCAA Champion...One guess only
Replies: 80
Views: 10309

UCONN!!!!!

8)
by iranutmeg
Mon Mar 02, 2009 8:21 pm
Forum: Personal Consumer Issues
Topic: Mel's mother
Replies: 93
Views: 14540

Mel:

I'm very sorry to hear about your loss of your Mother.

My prayers are with you and your family.


Sincerely,

PJ
by iranutmeg
Mon Feb 23, 2009 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: Career Crisis
Replies: 21
Views: 3840

redlbj01: If you are interested in moving closer to friends and family, check out what kind of opportunities are available in that part of the country. Not all careers are portable. I would also suggest advanced schooling, I know of very few people who regret getting a graduate degree in business or...
by iranutmeg
Thu Feb 19, 2009 10:29 pm
Forum: Investing - Theory, News & General
Topic: overwhelming negativity
Replies: 38
Views: 5972

Sorry

Actually, I'm afraid it's all my fault, I started to rebalance our retirement portfolio today.

It's not easy selling bonds and buying stocks right now...

Let the bloodbath begin..... :cry:
by iranutmeg
Wed Feb 18, 2009 11:07 am
Forum: Personal Consumer Issues
Topic: Father Guido Sarducci's Five Minute University
Replies: 6
Views: 2571

Adrian:

But do you give snacks and a diploma?

:D
by iranutmeg
Sat Jan 03, 2009 11:46 pm
Forum: Investing - Theory, News & General
Topic: The Boglehead Hedge Fund Contest
Replies: 114
Views: 22360

Hedge Fund Name: Trust in Me, LLC
My Motto: You can trust me until I get caught!

Short
SHLD - Sears
MSFT - Microsoft

Long
GE – General Electric
GD – General Dynamics
by iranutmeg
Fri Jan 02, 2009 3:06 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2009 BOGLEHEADS CONTEST
Replies: 296
Views: 48864

My guess

As a member of the top ten for 2008, I confidently make my prediction of the S&P being at 888 for 2009.

:lol:
by iranutmeg
Tue Dec 16, 2008 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Question re two Texas Colleges
Replies: 75
Views: 12293

Petro: Congratulations on your son's acceptance to college! I have three in college right now, and it has been an interesting experience watching them navigate from high school to college. Although I am from a different part of the country and don't know the specifics of Texas schools, I think the m...
by iranutmeg
Sun Aug 17, 2008 3:32 pm
Forum: Personal Consumer Issues
Topic: contest: when 10,000th boglehead? w/ chart template...
Replies: 76
Views: 20108

My quess

Well, with such a valuable prize on the table, put me down for 10/17/08!!
by iranutmeg
Wed Aug 13, 2008 7:48 pm
Forum: Personal Consumer Issues
Topic: Children = Debt
Replies: 32
Views: 6986

The cynic

The OP reminds me of a saying attributed to Oscar Wilde:

A cynic is "A man who knows the price of everything and the value of nothing."

Good luck with life,

PJ
by iranutmeg
Sat Aug 02, 2008 10:45 pm
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

A lawyer and an Engineer were fishing...

A lawyer and an engineer were fishing in the Caribbean. The lawyer said, “I'm here because my house burned down, and everything I owned was destroyed by the fire. The insurance company paid for everything.” “That's quite a coincidence,” said the engineer. “I'm here because my house and all my belong...
by iranutmeg
Sat Jul 19, 2008 7:26 pm
Forum: Personal Consumer Issues
Topic: Discouraging nature, version 2 (gophers)
Replies: 6
Views: 2669

Voles, Bah..Humbug!

This year has been awful for voles in my garden! Even though I have 3 "guard" cats, the voles have destroyed perennial beds, eaten my zucchini seedlings and have started on my herb patch. So far, the only thing that seems to work is trapping and replanting with a lot of crushed oyster shells. Seems ...
by iranutmeg
Thu Jul 17, 2008 4:41 pm
Forum: Personal Consumer Issues
Topic: Best steak marinade
Replies: 52
Views: 11459

Grilled Steak...yum!

Gatorman:

Try using a couple of crushed cloves of fresh garlic instead of powder, it will make a world of difference. I also add a tablespoon of vegetable oil, it seems to help the marinade stick to the meat...

Happy grilling,

PJ
by iranutmeg
Fri May 23, 2008 7:38 am
Forum: Personal Finance (Not Investing)
Topic: Which laptop PC to buy for high school grad?
Replies: 40
Views: 8931

Laptop

Gort: Look at what her University offers first. Many school have great warranty programs, including loaners if the machine has to be repaired. In addition, buy her a USB memory stick so that she can save her data. My godson's motherboard died just before finals, and he was thrilled to have a loaner ...
by iranutmeg
Mon Mar 03, 2008 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: OT: Pet Medications from the Internet
Replies: 29
Views: 6438

Pets

Gekko:

Your posts remind me of a comment attributed to Oscar Wilde:


"A cynic is a man who knows the price of everything but the value of nothing."


PJ
by iranutmeg
Sun Mar 02, 2008 10:58 pm
Forum: Personal Finance (Not Investing)
Topic: OT: Pet Medications from the Internet
Replies: 29
Views: 6438

Cost of 3 cats

Gekko: Off the top of my head, I questimate that we spend around $600 a year on food/vet/medicine for 3 cats. So, if they live to be 15 years old that would be $9000 for their lifetime! Of course, I suppose you could subtract the cost of mice traps. :D And please, don't go there with the "If only yo...
by iranutmeg
Mon Feb 11, 2008 9:59 am
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

Re: The Test

The Test The engineer went in first and was asked, ''What is 2+2''? The engineer thought awhile and finally answered, ''4.'' Then the mathematician was called in and was asked the same question. With little thought he replied, ''4.0'' This confuses me as well. I would have thought the mathematician...
by iranutmeg
Sun Feb 10, 2008 2:23 pm
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

The Helicopter

The Helicopter A helicopter was flying around above Seattle when an electrical malfunction disabled all of the aircraft's electronic navigation and communications equipment. Due to the clouds and haze, the pilot could not determine the helicopter's position. The pilot saw a tall building, flew towa...
by iranutmeg
Fri Feb 08, 2008 9:45 am
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

The Test

The Test A lawyer, an engineer and a mathematician were called in for a test. The engineer went in first and was asked, ''What is 2+2''? The engineer thought awhile and finally answered, ''4.'' Then the mathematician was called in and was asked the same question. With little thought he replied, ''4...
by iranutmeg
Thu Feb 07, 2008 9:49 pm
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

Software Upgrade

I heard this oldie but goodie a while ago: Dear Tech Support: Last year I upgraded from Boyfriend 5.0 to Husband 1.0 and noticed a slow down in the overall performance, particularly in the flower and jewelery applications that had operated flawlessly under Boyfriend 5.0. In addition, Husband 1.0 uni...
by iranutmeg
Fri Jan 18, 2008 2:05 pm
Forum: Investing - Theory, News & General
Topic: Are you tightening your belt?
Replies: 42
Views: 10304

Tighter Belt?

Bogleheads: We're not tightening our belts because of a drop in the stock market, we'll just keep DCA'ing into our retirement accounts as usual. However, with the increased costs in higher education tuition, energy, food, and health care we are cutting back in other ways, such as eating out less, pl...
by iranutmeg
Thu Jan 10, 2008 4:06 pm
Forum: Investing - Theory, News & General
Topic: Personal Interactions With Vanguard?
Replies: 2
Views: 1434

Personal Interaction

Dale:

I have emailed and/or called Vanguard a few times over the 10+ years I have been a client and have always received courteous and pleasant responses that resolved the issue at hand.

That's all I want!
by iranutmeg
Thu Jan 10, 2008 12:09 pm
Forum: Investing - Theory, News & General
Topic: Poll: What you do when the market goes down?
Replies: 46
Views: 11120

when the Market Falls

I rebalance my portfolio sometime between Dec-April, based on when I have the time to do it.

Ignore the noise!
by iranutmeg
Mon Dec 31, 2007 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Long time homeowners, please drop a pearl of wisdom or two
Replies: 60
Views: 15464

Sunny: My "Pearls of Wisdom" is to make sure that you are moving to an area where the school system is acceptable to you. Really take the time to compare test results, % of students graduating and going to college, cost per pupil, teacher/student ratio etc. Visit the schools too! Paying less for hou...
by iranutmeg
Sun Nov 04, 2007 9:23 pm
Forum: Forum Issues and Administration
Topic: a modest proposal: we need orange thingies here
Replies: 27
Views: 8817

No Rating System!

Please, please do NOT install any kind of rating system here! There may be an appropriate application for on-line ratings, but in an investment forum it ends up becoming nothing more than a stupid popularity contest. At some point, subforums may need to be created, but how hard is it to scroll down ...
by iranutmeg
Tue Oct 30, 2007 10:54 am
Forum: Personal Investments
Topic: Portfolio Results
Replies: 46
Views: 13258

Benchmarks

Well, since I have a 60/40 portfolio that includes both active and index funds, my personal benchmark is the Balanced Index (VBINX).

I do keep track of other portfolios in M*, such as the coffeehouse and others, but that's more for entertainment than anything else.
by iranutmeg
Tue Oct 16, 2007 8:21 pm
Forum: Forum Issues and Administration
Topic: proposal: new diehards.org homepage format
Replies: 15
Views: 5091

Design ideas

Chuck D:


Excellent job!!! You have a great deal of design talent!


:D
by iranutmeg
Fri Sep 14, 2007 7:45 am
Forum: Personal Finance (Not Investing)
Topic: M* to Launch Upgraded Message Boards
Replies: 71
Views: 28466

Diehards fault?

Dreemer: This site was created because M* refused to moderate their boards. So, Diehards got sick of the poor service and fled for this haven (set up in single DAY, thank you Phoenix!!!). Instead M* spent untold money and effort building a system with features their users don’t want and not fixing t...
by iranutmeg
Thu Mar 22, 2007 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Alternatives to M'star Instant X-Ray?
Replies: 6
Views: 5510

Portfolio

Bob:

I just remembered a free site where you can analyze up to 5 portfolios, it's RiskGrades.com.

The link is http://www.riskgrades.com

Tet:

You're right, you don't have to be a premium M* to use their X-Ray tools.

Thanks!
by iranutmeg
Wed Mar 21, 2007 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Alternatives to M'star Instant X-Ray?
Replies: 6
Views: 5510

Bob:

I am also interested in an alternative to M* X-Ray. The Vanguard website has portfolio analysis tools, but I don't think they are as detailed or accurate as M*.

Anybody know of something better?
by iranutmeg
Thu Mar 15, 2007 12:24 pm
Forum: US Chapters
Topic: From NY/NJ/CT Chapter Organizer: question about using forum
Replies: 7
Views: 4863

Thanks back

Mel:

This site is just so great, I'd like to thank all of the people who got this forum up and running!!

The tools are just amazing :D