Search found 930 matches

by TimDex
Tue Oct 06, 2020 7:01 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

If you are interested in history, works by Correlli Barnett will make you happy. Finished his Collapse of British Power, about the interwar period. Interesting dissection of the Versailles settlement, and a penetrating look at the failure of British society to modernize. Now reading the Desert Gener...
by TimDex
Fri Aug 28, 2020 5:02 pm
Forum: Personal Consumer Issues
Topic: Very Frequent Scam Automated Calls
Replies: 33
Views: 1576

Re: Very Frequent Scam Automated Calls

I’ve got a landline and get a ton of scam robocalls. There is no question in my mind that Verizon and other telcos could put an end to this but don’t, for the very reasons illustrated in this thread. People are responding by ditching their landlines, and given the expense of maintaining copper lines...
by TimDex
Wed Aug 26, 2020 9:15 am
Forum: Personal Consumer Issues
Topic: Wifi speaker for streaming music.
Replies: 58
Views: 3794

Re: Wifi speaker for streaming music.

It’s very easy actually. I got a small Tribit and linked it to my iPad/phone. Sound is really good. It’s not hard to do. Not expensive either.
by TimDex
Tue Jun 02, 2020 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: Adding Canadian Citizenship - any downsides?
Replies: 99
Views: 7578

Re: Adding Canadian Citizenship - any downsides?

Huh. My mom was born in Ontario, moved as a kid to the U.S., became naturalized. I live on the border...wonder if it’s worth it.

Only value I can see is if this country blows up in a civil war, but then Canada probably would Be in hot water too.
by TimDex
Sat Feb 22, 2020 3:03 pm
Forum: Investing - Theory, News & General
Topic: Indexing beats Wellington and Wellesley right?
Replies: 208
Views: 42884

Re: Indexing beats Wellington and Wellesley right?

W and W could be considered closet index funds, with a value factor, given the low trading.
by TimDex
Sun Feb 02, 2020 9:40 pm
Forum: Personal Consumer Issues
Topic: Suggestions for wife's new luxury (or non luxury) SUV???? UPDATE: Thanks everyone for your help.
Replies: 138
Views: 9660

Re: Suggestions for wife's new luxury (or non luxury) SUV???? UPDATE: Thanks everyone for your help.

Reading your posts, what she needs is a pickup truck, redneck mercedes edition.

Myself, I just got a Jeep Grand Cherokee and really love it. And since I have now put 300 miles on it without a problem, I can categorically state that it is very reliable.

Tim
by TimDex
Wed Jan 29, 2020 10:32 am
Forum: Personal Consumer Issues
Topic: Nice/upscale pens and pencils
Replies: 79
Views: 6047

Re: Nice/upscale pens and pencils

For old school pencils, general pencil co. Is the place to go. Buy their cedar pointe, made in USA, very high quality. Dixon pencils sold in Wally can’t come close. There actually is a difference. Tim
by TimDex
Mon Jan 27, 2020 9:57 am
Forum: Personal Investments
Topic: help us find good charities
Replies: 20
Views: 676

Re: help us find good charities

I strongly support giving in my local community. There are enough people that need help where I live, so that guides my giving. My principal recipients are the Salvation Army, local animal shelter, and libraries. The SA does tremendous work in down and out communities.
by TimDex
Sat Nov 30, 2019 6:59 pm
Forum: Personal Investments
Topic: Investing a foundation's endowment
Replies: 32
Views: 3794

Re: Investing a foundation's endowment

I manage a small endowment for our animal shelter, with a portfolio of a little over $1 million, with small additions from bequests from time to time. We need to supplement our $100,000 annual income to meet a budget of about $140,000. After being on the board for several years, the members trusted ...
by TimDex
Sun Nov 10, 2019 9:11 am
Forum: Personal Consumer Issues
Topic: Fruit Fly Problem
Replies: 27
Views: 3296

Re: Fruit Fly Problem

I had a bunch this fall, and used water glasses filled with half warm water, half red wine vinegar and a big shot of dish soap. Ended the problem.
by TimDex
Sat Nov 09, 2019 5:30 pm
Forum: Personal Consumer Issues
Topic: New thermostat for mid-late 70’s parents?
Replies: 28
Views: 2046

Re: New thermostat for mid-late 70’s parents?

I strongly urge you to consider a Luxpro thermostat. I just got a new furnace, and replaced the old Honeywell style round device. I did not want a complicated computerized bit of nonsense. The luxpro is excellent, accurate, and much easier to use than the old style round unit. I really like it. It’s...
by TimDex
Fri Sep 27, 2019 10:50 am
Forum: Personal Consumer Issues
Topic: New iPhone or iPhone 7 for ~$130
Replies: 16
Views: 1543

Re: New iPhone or iPhone 7 for ~$130

Six plus upgrades are going to cease in a bit is my understanding. I’ve been using a seven for a while and am very satisfied with it. Good phone. Tim
by TimDex
Tue Sep 24, 2019 5:29 pm
Forum: Personal Investments
Topic: I am being asked to retire. Am I ready?
Replies: 84
Views: 11237

Re: I am being asked to retire. Am I ready?

You may need to think more about the time you’ll have on your hands, than the actual financial issues. You’ve been off to work every day, then suddenly you won’t be. Spend some time thinking about what you’ll want to do. And no, golf and travel won’t be enough. You are still going to have a lot of e...
by TimDex
Wed Sep 18, 2019 9:06 am
Forum: Personal Consumer Issues
Topic: Blue Apron for a sick friend?
Replies: 41
Views: 2704

Re: Blue Apron for a sick friend?

Schwanns, a frozen food delivery service. Meals are better than stouffers, lots of options. Tim
by TimDex
Tue Jun 25, 2019 9:14 am
Forum: Personal Consumer Issues
Topic: bare root trees - best place or website to purchase from?
Replies: 54
Views: 4349

Re: bare root trees - best place or website to purchase from?

Another thought. I experimented last year with planting acorns from my bur oaks and with hickory nuts from my brothers grove of shag bark hickory. I have gotten surprisingly good germination from the acorns and think the hickory nuts, while very slow, are beginning to show. Tim
by TimDex
Tue Jun 25, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: bare root trees - best place or website to purchase from?
Replies: 54
Views: 4349

Re: bare root trees - best place or website to purchase from?

St. Lawrence Nursery in Potsdam NY has bare root fruit and nut trees. They are in a colder zone that you I believe. I live near there and have used them for many years. Tim

Edit....this nursery ships in the spring. Best time to plant then is as soon as the frost is out of the ground.
by TimDex
Mon Apr 29, 2019 9:23 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a Men’s Electric Shaver?
Replies: 18
Views: 3038

Re: Recommendations for a Men’s Electric Shaver?

Since Remington stopped making the razor that I liked, I’ve had a hard time finding one that worked for me. Finally have. It’s a Braun model s3, number 3040s. Costs about 70 at Walmart or amazon. There is a cheaper Braun model that doesn’t work as well. This one gives a really good shave without dra...
by TimDex
Mon Apr 15, 2019 7:49 am
Forum: Personal Consumer Issues
Topic: How to get rid of musty smell in house
Replies: 18
Views: 2089

Re: How to get rid of musty smell in house

Same problem, also some mold. Installed a heat recovery ventilator unit in basement. Provides continuous fresh air in house. Strongly recommend it.
by TimDex
Thu Apr 11, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: YouTube TV is increasing their price - will you cancel it?
Replies: 66
Views: 6601

Re: YouTube TV is increasing their price - will you cancel it?

You can get channels such as HGTV and Science, etc. on the Philo streaming service. Cost is $16 a month. Basically, it’s cable tv without the news and sports channels. I was paying $140 a month for directv. Now I’m paying 22 a month for philo and cbs all access which includes my local news channel. ...
by TimDex
Mon Apr 01, 2019 9:03 am
Forum: Personal Consumer Issues
Topic: Best Book to Understand Shakespeare?
Replies: 16
Views: 1354

Re: Best Book to Understand Shakespeare?

Thank you for this thread.
by TimDex
Sun Mar 17, 2019 1:12 pm
Forum: Personal Consumer Issues
Topic: Buying a Roadtrek
Replies: 27
Views: 4216

Re: Buying a Roadtrek

Road trek went bankrupt? Amazing the stuff you learn on bogleheads. I have a 170 which is perfect for a single guy. I don’t think a 190 would contain two people plus two dogs very well.
by TimDex
Thu Feb 14, 2019 10:16 pm
Forum: Personal Consumer Issues
Topic: Cord Cutting- Hulu Live TV Review and Questions
Replies: 40
Views: 5292

Re: Cord Cutting- Hulu Live TV Review and Questions

I recently dropped directv after a legal dispute blanked out my local news for several weeks. That got settled but I was gone. Lot easier than I imagined. Since I had amazon prime, I got a 4K firestick, plugged it into the hdmi port and set'it up in five minutes or so. The 4K firestick will work on ...
by TimDex
Tue Dec 18, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: Tips for a cold bedroom above a garage?
Replies: 36
Views: 3056

Re: Tips for a cold bedroom above a garage?

When I lived in PA, I had a family room with a vinyl tile floor above an unheated garage. We put in new carpet, and as an underlayment, installed half inch foam padding. It made an incredible difference. The room was very comfortable after that.
by TimDex
Mon Dec 10, 2018 8:56 am
Forum: Personal Finance (Not Investing)
Topic: are pre-fabricated / manufactured homes a bad investment?
Replies: 101
Views: 10580

Re: are pre-fabricated / manufactured homes a bad investment?

Double wides are very common in the country. One was put up next to me, and it certainly doesn’t detract from the value of my stick built home. It has a steeply pitched roof and dormers, in fact. Cheaper built doubles can deteriorate in time, I’ve had tradesmen tell me. Depends on what you pay for. ...
by TimDex
Wed Nov 21, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: New car choice for low mileage driving: Prius Prime Premium or Subaru Impreza Premium?
Replies: 21
Views: 1885

Re: New car choice for low mileage driving: Prius Prime Premium or Subaru Impreza Premium?

I’ve had a crosstrek for a little over a year and really am impressed with the lane warning and blind spot safety features. The backup camera is really bright also. Like the car very much. Get about 28 mpg. Tim
by TimDex
Mon Jun 11, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: Recommendation for good charging station to charge phones, tablets
Replies: 11
Views: 1020

Re: Recommendation for good charging station to charge phones, tablets

I got a seven-port charging station from Satechi on amazon for about $45, plus extra for charging cables. It was worth it. The unit sits flat, with slots on top for phones and iPads or kindle. I had an anker and it worked, but kept falling off the tables, with my electronics in a messy array spread ...
by TimDex
Tue Dec 05, 2017 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 13585

Re: Why should I donate to my alma mater?

Colleges SHOULD face financial pressures. They have gone off the rails. Contributing even a mite to them only worsens the problem. Let 50 percent of them fail, save the useable math, science, tech and vocational portions, and let the "liberal arts" faculties go down the chute. Tim
by TimDex
Fri Oct 20, 2017 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 349
Views: 57734

Re: Does anyone here with net worths north of $1 mil use financial advisors?

An FA is pointless. Or rather, the point of an FA is not to make money for you, but for himself and his firm. I can only echo the advice above, once you know enough to realize the advice you're being given is bogus, you know enough to manage your own money. It really ain't hard and the same principl...
by TimDex
Sun Sep 17, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

E.C. Williams has just put his fourth book in the Westerly Gales series, Assault on Zanzibar, on amazon, kindle version.

Good series. Post-apocalyptic wars at sea by cultures regaining the the art and science of seafaring. If you like C.S. Forester's series, I think you will like this.
by TimDex
Mon Sep 11, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: "Luxury" Vinyl vs Laminate flooring?
Replies: 35
Views: 6932

Re: "Luxury" Vinyl vs Laminate flooring?

I watch a lot of home shows on hgtv as entertainment and I never fail to be stunned at how demanding people are now about home furnishings. I date myself of course but I remember when installing armstrong's solarian sheet vinyl was high class stuff. So I've gone to a local furniture store as well as...
by TimDex
Sat Aug 19, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: Kitchen knife set. Good quality - Recommendations
Replies: 87
Views: 13772

Re: Kitchen knife set. Good quality - Recommendations

Before spending money on knives, first learn to sharpen a knife. I'm very serious. My niece sold cutco cutlery for a while. They have a spiel, but the real secret to their demos is that their knives are sharp while practically all their customers have very dull knives. Your wife doesn't like Chicago...
by TimDex
Thu Aug 17, 2017 4:13 pm
Forum: Personal Consumer Issues
Topic: Little P**S Ants
Replies: 59
Views: 10696

Re: Little P**S Ants

I deal with those on the internet all the time, and have never been able to get rid of them...

Tim
by TimDex
Mon May 15, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: Where do you get your tea ?
Replies: 23
Views: 3759

Re: Where do you get your tea ?

Just wanted to add the marktwendell website.. https://marktwendell.com/ Also, if you are using loose tea, I've found most modern teapots are designed for teabags. If you want one with a sieve at the bottom of the spout, go on eBay and look for a hall teapot, New York or Boston style, or an English m...
by TimDex
Mon May 15, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Where do you get your tea ?
Replies: 23
Views: 3759

Re: Where do you get your tea ?

Mark T. Wendell in the Boston area. Excellent service and teas. I particularly like their China yunnan and my wife likes their Formosa oolong. Tim
by TimDex
Wed Mar 29, 2017 10:04 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

Started the "Tony Underwood" trilogy by George Walden. First book in the series is A State of Fear. Excellent British based spy/thriller. Good writing, interesting plot. Most current thrillers bore me. This one didn't. An excellent review is here: http://www.the-american-interest.com/2017/03/24/the-...
by TimDex
Tue Jan 17, 2017 9:30 pm
Forum: Personal Investments
Topic: 45 yr old Newbie starting late in the game. Please Help!
Replies: 18
Views: 2701

Re: 45 yr old Newbie starting late in the game. Please Help!

There isn't any need to split your money among so many funds. The funds offered in the NC state plan by Black Rock Advisers seem to be the ones you want. Go simply with the large cap index, bond index and international index fund from black rock for a simple three fund index plan. These are very low...
by TimDex
Sat Jan 14, 2017 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Deleted
Replies: 16
Views: 2631

Re: 225th anniversary lady liberty coin

If you want a beautiful gold coin, try the $20 double eagle designed by Augustus saint-gaudens. Exquisite. A small amount of gold and silver coins is worth keeping, not as an investment...cost of trading is way too high...but as a hedge against catastrophe. Tim
by TimDex
Mon Dec 05, 2016 9:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

The Mandibles by Lionel Shriver.... I dislike most modern fiction, sticking to nonfiction, particularly histories. This book is wonderful, set about 15 years plus in the future, as our wonderful country has undergone internet catastrophe, an economic collapse, Latino invasion, and political upheaval...
by TimDex
Thu Oct 20, 2016 7:21 am
Forum: Personal Consumer Issues
Topic: Putting in a Word About Tea - brands, types, etc.
Replies: 85
Views: 11889

Re: Putting in a Word About Tea - brands, types, etc.

I've tried a lot of teas over the past several decades, and eventually ended up with China yunnan from mark t Wendell in the Boston area as my favorite. Black tea with a slightly spicy scent, lovely flavor. Wendell has a nice on line catalog and good customer service. Never slipped up on my orders. ...
by TimDex
Wed Sep 07, 2016 8:42 pm
Forum: Personal Consumer Issues
Topic: Why is it hard to find >3 year old cheddar nowadays?
Replies: 30
Views: 6159

Re: Why is it hard to find >3 year old cheddar nowadays?

Well if you want to pay $180 for a ten pound hunk of three year old cheddar here's the Baldersons place in Canada. Actually I think I might! Love good cheddar like homer loves donuts. Tim

http://baldersonvillagecheese.com/balde ... ritage.php
by TimDex
Tue Aug 23, 2016 11:13 am
Forum: Personal Investments
Topic: Annuity for 28 Year Old Hippie
Replies: 41
Views: 6718

Re: Annuity for 28 Year Old Hippie

Spendthrift trust. Find a local bank with a trust department and ask them about it. Tim
by TimDex
Wed Jul 13, 2016 4:55 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

"Blacklisted by History," by M. Stanton Evans, a reassessment of Joe McCarthy. I will simply say that if you've ever used the term McCarthyite as an epithet, you should consider reading this book. Will not be to everyone's taste, I know. Tim
by TimDex
Thu Jun 16, 2016 11:13 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

Island of the Lost: Shipwrecked at the Edge of the World by Joan Druett. Available in kindle format. Very well written history of two ships' crews, wrecked on Auckland Islands, south of New Zealand, in the mid 19th century. Fascinating bit of history, and a heck of a story of how one crew succeeded ...
by TimDex
Tue May 24, 2016 9:12 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

Reading several British mysteries by Peter Grainger. Well done police procedurals. I believe they are privately published on Amazon kindle, for about three or four bucks each. Well written, and compared to the far fetched drivel I've just been reading by name authors, worth double the price. If you'...
by TimDex
Sat Jan 30, 2016 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Tip on an older HP Printer
Replies: 10
Views: 1832

Re: Tip on an older HP Printer

I'm still operating an HP Laserjet 1320 that I bought maybe 13-14 years ago. Black and white, never fails. Second the,opinion on buying used. A friend who works on small computer systems installations says newer printers are garbage and never sell a functioning older hp. Tim
by TimDex
Mon Dec 28, 2015 5:30 pm
Forum: Personal Consumer Issues
Topic: Uncomfortable gift situations
Replies: 27
Views: 4558

Re: Uncomfortable gift situations

This is why our family has a no gift agreement, also. I do give Amazon ecards to my much younger niece and nephew ... We have no children of our own, they are like kids to me, and they know better than I do what they want or need. But for the adults we have a Christmas Day dinner together that is ju...
by TimDex
Thu Dec 24, 2015 12:33 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4673
Views: 1288273

Re: What Book Are You Currently Reading? Part VI

VT...thanks for the Gavin Lyall recommendation. Just started secret servant, very good, well written. Also have started something entirely different... A book to carry me through a long winter and into spring most likely: Republics, Ancient and Modern, by Paul A. Rahe, a professor at Hillsdale. An e...
by TimDex
Wed Nov 11, 2015 10:53 am
Forum: Personal Consumer Issues
Topic: Warm and Quality Blanket Recommendations
Replies: 18
Views: 3787

Re: Warm and Quality Blanket Recommendations

Second the idea of military blankets. However, reenactors etc have driven up the cost of American army blankets and Swiss army blankets are out of sight. Be sure to avoid Rothko type military "style" blankets which are garbage. I got about a half dozen Dutch AABE military blankets off eBay before th...
by TimDex
Wed Nov 11, 2015 9:18 am
Forum: Personal Consumer Issues
Topic: Warm and Quality Blanket Recommendations
Replies: 18
Views: 3787

Re: Warm and Quality Blanket Recommendations

Look for a used wool blanket on eBay. Pick a quality brand that's in really good shape. It will likely be a bargain because wool blankets are not as popular now as comforters etc. Brands such as kenmore, van wyk, orrlaskan, American woolen mills, etc are excellent. I've bought about a dozen. Hudsons...