Search found 2660 matches

by Caduceus
Wed May 20, 2020 7:40 pm
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 262
Views: 19205

Re: What is your most luxury/expensive hobby.

It would definitely be buying and restoring antiques. I do everything the archival way, the way museum conservators would approach it, so it gets expensive. One of my ex-boyfriend's partner works at Christie's, and he's joked that I should go work for them instead. My most recent work was cleaning ...
by Caduceus
Wed May 20, 2020 2:42 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: [On-going Scams - Post them here]

He also sent a short message stating that he was disappointed his trust had been betrayed because he had genuinely been interested in her, but that he did not do anything wrong and that it was she who needed to be ashamed of her actions. He does not know that the person was a "her." It could have b...
by Caduceus
Wed May 20, 2020 2:34 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: [On-going Scams - Post them here]

It was very friendly at first, but eventually she threatened to release the videos to pornsites and to his contacts if he didn't send the money. Did he send money? No, he did not. He was inclined to, but a couple of us were of the opinion that it would only aggravate the issue, because she would th...
by Caduceus
Wed May 20, 2020 2:29 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: [On-going Scams - Post them here]

Not sure if this scam has been posted as I didn't read every post, but a friend of mine met a woman online and got to chatting. After a few weeks, things got a little more intimate and he shared some intimate videos of himself with her. Imagine his surprise three months later when she starts asking...
by Caduceus
Wed May 20, 2020 2:12 pm
Forum: Personal Consumer Issues
Topic: purchased item from hacked eBay account
Replies: 12
Views: 933

Re: purchased item from hacked eBay account

Yes, it would seem pointless to do something like this. The only thing I can think of is that when you buy something from an EBay seller, the seller gains access to your real name and address associated with that particular account. They also know the billing name and billing address, and so on. But...
by Caduceus
Wed May 20, 2020 2:05 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: [On-going Scams - Post them here]

Not sure if this scam has been posted as I didn't read every post, but a friend of mine met a woman online and got to chatting. After a few weeks, things got a little more intimate and he shared some intimate videos of himself with her. Imagine his surprise three months later when she starts asking ...
by Caduceus
Wed May 20, 2020 2:01 pm
Forum: Personal Consumer Issues
Topic: Decluttering old Movies/DVDs
Replies: 2
Views: 282

Re: Decluttering old Movies/DVDs

1 hour of mpeg 2 is about that https://www.digitalrebellion.com/webapps/videocalc I don’t remember when the added drm, but at some point just copying the files won’t work. You should probably use an actual dvd backup program. https://www.techradar.com/news/the-best-free-dvd-ripper So the files I've...
by Caduceus
Wed May 20, 2020 1:57 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring Help
Replies: 68
Views: 2917

Re: Engagement Ring Help

Congratulations! I recently got engaged too, so we went through the same process, although since we are both men, not everything we did might apply to your girlfriend. I think you should ask her what she wants, and get her to choose the ring herself, unless part of what she wants is that the ring be...
by Caduceus
Wed May 20, 2020 1:45 pm
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 262
Views: 19205

Re: What is your most luxury/expensive hobby.

It would definitely be buying and restoring antiques. I do everything the archival way, the way museum conservators would approach it, so it gets expensive. One of my ex-boyfriend's partner works at Christie's, and he's joked that I should go work for them instead. My most recent work was cleaning a...
by Caduceus
Wed May 20, 2020 1:31 pm
Forum: Personal Consumer Issues
Topic: Decluttering old Movies/DVDs
Replies: 2
Views: 282

Decluttering old Movies/DVDs

I've been trying to back up ten of my older movie dvds onto the computer. I'm not tech-savvy in this area of digitizing, so all I did was copy the actual video file (it's a .vob file) to my computer. When I play it from my computer, it works perfectly fine. 1 hour of video playback occupies 3 GB (!)...
by Caduceus
Tue May 19, 2020 11:17 am
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 97
Views: 6301

Re: Discarding Music CDs

Have you considered donating them to your local library? I donated some CDs and DVDs to my library and they were ecstatic at getting the donation. I am sure the library would not want them. I had fairly atrocious tastes in music. You know, stuff like boybands and instrumental tracks to truly bad mo...
by Caduceus
Tue May 19, 2020 10:51 am
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 97
Views: 6301

Discarding Music CDs

I have some music CDs that I'd like to either trash or just sell as one lot. If I should decide - in ten, or twenty, or thirty years time - that I really want to hear one of those songs, is it safe to assume I'd be able to hear it digitally in as good a quality as the CD? I know there are lots of mu...
by Caduceus
Mon May 18, 2020 1:17 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 550
Views: 144268

Re: Pull-ups and Push-ups

Yes, I do only body weight exercises. I hope I'm not stirring up an hornet's nest here, but I have a theory (or perhaps it's a fear), that weightlifting might be unhealthy in the long run. I do hear stories of people having joint pains or suffering all sorts of problems that they attribute to weight...
by Caduceus
Mon May 18, 2020 1:09 pm
Forum: Personal Consumer Issues
Topic: Buying Amazon vs direct from company....
Replies: 40
Views: 3175

Re: Buying Amazon vs direct from company....

If the price and product were exactly the same, and counterfeit items were not a possibility, I would definitely buy from Amazon. Their customer service is quite wonderful. They make everything so convenient. Whereas if a problem cropped up, I would not be confident receiving that same type of after...
by Caduceus
Sun May 17, 2020 3:44 pm
Forum: Personal Consumer Issues
Topic: Has Your Spending Changed Since The Shutdown?
Replies: 180
Views: 6587

Re: Has Your Spending Changed Since The Shutdown?

Apart from overall food costs going down, everything has been pretty much the same. I don't own a car, but public transportation costs have definitely gone down, though it's not like I spend much on that anyway. I have no rent or mortgage payments, no car payments, no recurring entertainment payment...
by Caduceus
Sun May 17, 2020 3:39 pm
Forum: Personal Consumer Issues
Topic: Are Ebay's promoted listings a scam?
Replies: 6
Views: 563

Re: Are Ebay's promoted listings a scam?

It takes a pretty big chunk out of my profit margin, but I am moving items more quickly, for sure. Isn't the bolded part the answer to your question? FWIW I sell on eBay but don't use promoted listings. It's not how promoted listings are marketed. From what I understand, you are supposed to get cha...
by Caduceus
Sun May 17, 2020 11:13 am
Forum: Personal Consumer Issues
Topic: At what point do you donate/trash/sell/gift your junk?
Replies: 75
Views: 4873

Re: At what point do you donate/trash/sell/gift your junk?

Have you tried the KonMari method? One of her suggestions which is oddly helpful for discarding things is to acknowledge the role an item played in your life, and thank it for its service to you. Weird, but I got rid of some inherited stuff I truly had no need for by acknowledging how the item help...
by Caduceus
Sat May 16, 2020 1:52 pm
Forum: Personal Consumer Issues
Topic: Decluttering and selling used items during this time
Replies: 15
Views: 1915

Re: Decluttering and selling used items during this time

How about computers? I've got a couple functional laptops I've been meaning to sell, but they need a little work before they're ready. I have less time these days than usual but would it be worth it to spend a night or 2 and get them listed? I think it would be worth it but you have to be very deta...
by Caduceus
Sat May 16, 2020 1:49 pm
Forum: Personal Consumer Issues
Topic: Are Ebay's promoted listings a scam?
Replies: 6
Views: 563

Are Ebay's promoted listings a scam?

I've had some success selling item using Ebay's "Promoted Listings" feature, where you pay an extra commission to get your items ranked more highly in search results. But the thing I keep wondering is, there's no accountability involved on Ebay's end. There's no way for me to tell if the buyer actua...
by Caduceus
Sat May 16, 2020 1:29 pm
Forum: Personal Consumer Issues
Topic: Decluttering and selling used items during this time
Replies: 15
Views: 1915

Re: Decluttering and selling used items during this time

Every day is a "good time to declutter." It is a constant battle -- but worth it. The great philosopher, Henry David Thoreau wrote: "Our life is frittered away with detail. Simplify. Simplify." Thank you for your post. Best wishes. Taylor You are right, Taylor. It is surprising how much attachment ...
by Caduceus
Sat May 16, 2020 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Best rewards bonus for a large purchase
Replies: 5
Views: 540

Best rewards bonus for a large purchase

I am thinking of buying something that will cost about $4000 and I don't usually chase credit card rewards, but was wondering if there would be any cards worth the bonus if I had a one-time $4000 purchase I could put on the card. I was thinking that the traditional advice to get rewards miles does n...
by Caduceus
Sat May 16, 2020 12:33 pm
Forum: Personal Consumer Issues
Topic: Decluttering and selling used items during this time
Replies: 15
Views: 1915

Decluttering and selling used items during this time

This is anecdotal, but I've found that selling used items on Ebay and other apps seems to have picked up quite a bit during this time. Maybe it's because everyone is stuck at home and doing more online shopping, or maybe because with all the layoffs there's a bigger demand for used items. Has anyone...
by Caduceus
Mon May 11, 2020 6:59 pm
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5085

Re: Where do you back up your important data?

I'd like to think that Microsoft, google and the large backup sites have their act together from a security standpoint. I'd be happy to take that bet. These are going to be famous last words from you. Sometime down the road, I don't know when, but if and when a hack of these sites that purportedly ...
by Caduceus
Mon May 11, 2020 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Credit card chargeback
Replies: 6
Views: 818

Credit card chargeback

I was going to request a credit card chargeback for an item that the merchant sent (a game code) that never worked. But Chase asked me to try to work it out with the merchant first. Our conversation has taken maybe three months, because it's very scammy and he takes two weeks to respond, and then I ...
by Caduceus
Mon May 11, 2020 11:39 am
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5085

Re: Where do you back up your important data?

I don't use the cloud at all for backup. I'm fairly certain that everything that is backed up to one of those cloud-based services is just going to get hacked at some point. I do backup things like family photos or genealogical data to my email accounts. I don't mind the world seeing those if my ac...
by Caduceus
Mon May 11, 2020 11:34 am
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: Scam eMail Threatening to Expose My 'Private Life'

Get a copy of the data associated with your Apple ID account[/url] If you don't have an Apple ID they still collect information and can identify you by cross referencing data. But if I don't have an Apple ID, what information do I need to give them for them to reveal the data they have collected ab...
by Caduceus
Thu May 07, 2020 4:16 pm
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5085

Re: Where do you back up your important data?

I don't use the cloud at all for backup. I'm fairly certain that everything that is backed up to one of those cloud-based services is just going to get hacked at some point. I do backup things like family photos or genealogical data to my email accounts. I don't mind the world seeing those if my acc...
by Caduceus
Thu May 07, 2020 4:13 pm
Forum: Personal Consumer Issues
Topic: Does keeping ice packs in fridge save energy?
Replies: 27
Views: 2697

Does keeping ice packs in fridge save energy?

I get these ice packs that are filled with some type of gel or liquid type substance with my deliveries when the ordered items need to be kept cold. I have ended up getting quite a lot of them. So what I am wondering is, if every now and then, I transfer them out of the freezer (they get rock hard i...
by Caduceus
Thu May 07, 2020 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Choosing not to correct all billing/financial errors
Replies: 68
Views: 4587

Choosing not to correct all billing/financial errors

Do you deliberately just let some things go because the dollar amounts involved are too small? I dedicate one day a month (not the whole part of the day but still it takes up a good part of my time) to doing bills, and yesterday I found myself doing things like ... chatting with Ebay to tell them th...
by Caduceus
Thu May 07, 2020 11:19 am
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: scams via usphonebook.com

Apple lets one get all the information they have stored on one's use of the product. I got my first Apple product an iPhone less than six months ago and they the download was over 400 megabits compressed. They had a record of every place I went, every picture I took with time and location. They had...
by Caduceus
Sat May 02, 2020 10:29 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: scams via usphonebook.com

I don't know anything about them, but I was amazed when I received the huge dossier that I requested from LexisNexis last year after the Equifax data breach. Sadly, you cannot opt out of the credit reporting agencies collecting data about you. I really think that you should be able to. What was in ...
by Caduceus
Sat May 02, 2020 10:23 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16724

Re: [On-going Scams - Post them here]

Finally I also got this Email from someone writing that they have all these photos taken with the camera on my PC of me watching porn. They will mail these pictures to my relatives and friends, yes, they have the correct addresses, unless I pay them $2,000 in bitcoins using that link provided in th...
by Caduceus
Sat May 02, 2020 10:12 pm
Forum: Personal Consumer Issues
Topic: Glue for lucite plastic to metal
Replies: 7
Views: 663

Glue for lucite plastic to metal

I have a lamp whose pieces have fallen out. The plastic pieces are lucite diamonds that are supposed to fit onto the edges of a metal frame, a little like this lamp: https://www.ebay.com/itm/Vintage-Lucite-Table-Lamp-Chunky-Diamonds-Multi-Color-60s-70s-Retro/264615962615? What type of glue would wor...
by Caduceus
Thu Apr 16, 2020 11:19 am
Forum: Personal Consumer Issues
Topic: Eating out after lock-down is lifted
Replies: 112
Views: 10185

Re: Eating out after lock-down is lifted

Well, if you're octogenarians, I can't imagine the risk is worth it. Even after the lock-down is lifted, the risk profile won't change unless there's substantial herd immunity or a vaccine or if like some other coronaviruses, it just disappears by the summer. A compromise would be to order the food ...
by Caduceus
Thu Apr 16, 2020 11:10 am
Forum: Personal Consumer Issues
Topic: Seller hesitant to part with something
Replies: 38
Views: 3389

Re: Seller hesitant to part with something

Here's an update. The people who thought it was basically a sales game, I think, were right. He accepted my offer, and now looking back at it, I think it's pretty clear he was just trying to get more. I'm not used to "soft" negotiators. It was quite effective and he definitely won this game against ...
by Caduceus
Thu Apr 16, 2020 10:57 am
Forum: Personal Consumer Issues
Topic: Advice on buying from fine art gallery
Replies: 1
Views: 257

Advice on buying from fine art gallery

I've been eyeing a 16th century oil painting that got listed two years ago and when I last checked into the gallery's website, I noticed that the price had been slashed, probably because of how bad the economy is right now. It used to be at $22,000 and it's now being offered at $15,000. I'm thinking...
by Caduceus
Wed Apr 15, 2020 4:17 am
Forum: Personal Consumer Issues
Topic: Learning 2 foreign languages simultaneously: bad idea for 5 year old?
Replies: 28
Views: 1408

Re: Learning 2 foreign languages simultaneously: bad idea for 5 year old?

My parents moved around a lot when I was a kid. There are recordings of me speaking fluent Tagalog and French when I was a kid. I still laugh when I hear them. My suspicion is that unless she's in an environment where she'll get to continually use it, all this early language training might eventuall...
by Caduceus
Wed Apr 15, 2020 4:12 am
Forum: Personal Consumer Issues
Topic: Best Way to Watch British Mystery Shows
Replies: 59
Views: 4065

Re: Best Way to Watch British Mystery Shows

You can try getting sets for cheap on Ebay as well.
by Caduceus
Sun Apr 12, 2020 11:05 am
Forum: Personal Investments
Topic: Guys I Rebalanced (Moved Monies Out Of S&P 500)
Replies: 301
Views: 17801

Re: Guys I Rebalanced (Moved Monies Out Of S&P 500)

I've seen so many posts recently of people "not market timing" but just selling their equities for cash. It is really remarkable. People know market timing is a losing game, so rather than just admit that's what they're doing, they craft some circuitous argument about how what they're doing is some...
by Caduceus
Sat Apr 11, 2020 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Why not buy mobile homes instead of overpriced traditional homes?
Replies: 78
Views: 7658

Re: Why not buy mobile homes instead of overpriced traditional homes?

A lot more people buy mobile homes than you might think. Go study the history of Clayton Homes, which was acquired by Berkshire Hathaway. The history and economics of the business is deeply fascinating. Since getting absorbed into Berkshire, Clayton has retained a lot more of its loans, and perhaps ...
by Caduceus
Sat Apr 11, 2020 12:26 pm
Forum: Personal Consumer Issues
Topic: Should we be concerned with any banks closing?
Replies: 44
Views: 3195

Re: Should we be concerned with any banks closing?

Most people don't realize this but there are banks that go bankrupt every single year. Well, I think 2017 or 2018 may have been one of the years, can't remember which one, where not a single bank went bankrupt. Take a look at the stress test scenarios that banks publish online. I've read the one by ...
by Caduceus
Sat Apr 11, 2020 10:43 am
Forum: Personal Consumer Issues
Topic: Coronavirus Flight Cancel Thread
Replies: 224
Views: 13310

Re: Coronavirus Flight Cancel Thread

I have a flight which just got canceled by IcelandAir. The right to refund is... succinctly documented, shall we say, on their Web site. So I filled the form requesting action on my ticket and made clear I wanted a refund, not travel credit. I was very pleased to get an e-mail a few hours later ind...
by Caduceus
Sat Apr 11, 2020 10:38 am
Forum: Personal Consumer Issues
Topic: What's worth paying more for?
Replies: 80
Views: 6570

Re: What's worth paying more for?

The only thing I pay more for compared to an equivalent product I can buy cheaper is organic vegetables and fruits (only those recommended by scientific working groups, so things like blueberries are organic, but I don't buy organic bananas) And toilet paper. I don't like the cheapo thin toilet pape...
by Caduceus
Sat Apr 11, 2020 10:32 am
Forum: Personal Finance (Not Investing)
Topic: How often do you login and review your investment accounts?
Replies: 68
Views: 2403

Re: How often do you login and review your investment accounts?

I log in opportunistically. 2018 and 2019 were fairly hands off for me. I made very few stock trades. Something in the order of once every quarter or something along those lines. The markets kept going up and I had few ideas, so I didn't do much. I've made more than 150 trades, all of them buy trade...
by Caduceus
Sat Apr 11, 2020 10:23 am
Forum: Personal Consumer Issues
Topic: Seller hesitant to part with something
Replies: 38
Views: 3389

Re: Seller hesitant to part with something

When I see objects of great beauty, I must have them. Lol. This would be funny if not for the fact that it sometimes describes me perfectly. I buy very few things but the things that I've decided I really love I have a hard time giving up. I've thought about this for about 5 months now. Bump your o...
by Caduceus
Sat Apr 11, 2020 10:13 am
Forum: Personal Consumer Issues
Topic: Seller hesitant to part with something
Replies: 38
Views: 3389

Re: Seller hesitant to part with something

What he thinks and says about the item is irrelevant. Make an offer for what you are willing to pay and if he won't sell walk away. You are not responsible for whatever games he is playing with you or himself. It's the same thing with people trying to bargain down because your shingles are worn or ...
by Caduceus
Sat Apr 11, 2020 10:05 am
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27159

Re: just got my $1200 stimulus payment

Good! Now go stimulate someone or something. :P
by Caduceus
Sat Apr 11, 2020 10:02 am
Forum: Investing - Theory, News & General
Topic: Am I being dumb ["standing and doing nothing"]?
Replies: 43
Views: 3929

Re: Am I being dumb ["standing and doing nothing"]?

I don't agree with the traditional advice about not to peek at your portfolio during times of market turbulence. I think you should check it when you have a reason to. And that means you should check to see if there's anything to be done if you have cash or bond positions that could be invested in s...
by Caduceus
Sat Apr 11, 2020 9:55 am
Forum: Personal Investments
Topic: Opinion on Cash portion of portfolio
Replies: 11
Views: 1103

Re: Opinion on Cash portion of portfolio

I was happy to use the sweep funds provided by brokerages that offered a good default interest rate, but some brokers are bad at that, so for those brokers I used BIL and SHV and was happy with those as cash-like substitutes.
by Caduceus
Sat Apr 11, 2020 9:38 am
Forum: Personal Investments
Topic: Young Investors - Buying insurance against a stock market rise
Replies: 11
Views: 1062

Re: Young Investors - Buying insurance against a stock market rise

bugleheadd wrote:
Fri Apr 10, 2020 5:07 pm
i made $5000 in puts in early march. then i lost $5000 in puts in late march. even money
How did you lose the $5000 in puts in late March. Do you mean that you bought $5000 worth of puts and they expired out of the money. Those must be some pretty short-dated puts if so.