Bogleheads.org

Did your son spend a day at all three of these schools? Impressions matter a great deal.

Give the money that you would pay for the Rolex, minus $400 to charity. Take the $400 and buy yourself an Apple Watch which actually does way more than an ornament on your wrist.

I am not a techie type person but it took me less than 3 minutes to open the site, download and print the tax documents. Of course my wife reminded me that I forgot to turn off the printer. Your complaint seems like a first world problem to me but have at it.

I have owned three Rav's since 2007. I had to replace one shock due to a leak under warranty and one wheel bearing at 75k miles. My Rav easily fits in my circa 1928 garage. If I was in the market for a new vehicle, I would just buy another Rav.

You have been paying into Medicare part A during your working years. I believe that $70 per month is in addition to the $170.10 a month you would be paying for part B if you were on Medicare presently. Part B drops to $164 and change for 2023. There are many Medicare advantage plans out there both with and without additional costs above the present day $170.10. Research these plans carefully.

Retired now but worked for a fortune 100 company and sold the stock that I acquired through options. I have a small side gig now as a respite worker helping a family that has two children with non verbal autism.

I was tested and purchased my hearing aids at Costco about three years ago and they still work fine. I actually lost one after about 10 months in and Costco replaced it at no charge.

Costco and Wegmans are two of the best retailers in the nation and I am lucky to have both close by.

livesoft wrote: ↑Sun Sep 18, 2022 3:35 pm for all these threads, I suspect most of the songs will be among the top 500 songs of the date range. After all, if the songs are favorites, then they should already be in a list. So for more fun, only list songs not in an existing list.

Here are a few existing lists: https://www.google.com/search?q=top+500 ... om+the+80s

It is easier and less time consuming to list whatever songs one chooses then to go through a list of 500 to see if your songs are listed.

An invitation is not a subpoena, there is no need to show up.

I have been in my home for 42 years, our 20 year mortgage was $202 per month and we paid off the house in 14 years. This allowed me to max out both 401k and Roth IRA. I was able to retire and live comfortably at 59 and never made nowhere the amount of money you see bantered about on this forum. As far as I am concerned it was one of the best financial decisions I have ever made. As far as I am concerned they can take me out of here feet first.

Shady Ray's! Polarized, very affordable and guaranteed.

My nephew missed his cruise because the plane never got off the ground at BWI. My sister's friend got caught up in that mess in FL last week, her Saturday flight was cancelled and the next available flight was Wednesday. She was lucky to get a rental car for the 1,200 mile trip home. In Nov. 2021 I got notice that our flight out of Tampa was delayed long enough that we would not make our connection. The nice lady at the airline counter rerouted us, that flight was also delayed. When we landed in Philly we beat feet to make our connection, which really didn't matter because the next flight was delayed 2 hours which there was no notification of either. We were returning from Punta Cana about 10 days ago and everything was fine, customs was a ...

Sarah's Guesthouse, which provides lodging, transportation, meals and comfort to patients and families of patients receiving medical treatment in Central NY.

I am wondering how your calculations back in 2010 were off by that much and you and your friend agreed to the figure?

If he is still a good friend I would give him the $1,000, take him out for a nice round of golf, including dinner and drinks and call it a day.

I got lucky, my Prime membership billed last week. I have 51 weeks to decide if it is worth keeping.

Brevard, NC or Shelby, Delaware

WhyNotUs wrote: ↑Fri Dec 31, 2021 9:27 am For budget- Kirkland golf balls about $25 a dozen
For serious play- V1s (I am more likely to buy them as gifts rather than to play as I rarely play now and am unworthy). For about $50 you can get a dozen from Titleist with a persons name printed on them.

Kirkland brand which I purchase frequently are more in the $25 for two dozen range and a pretty good ball overall.

I only keep receipts for for big item purchases usually involving a warranty, otherwise I toss them. My credit card is set up to notify me if my card was used without being physically "swiped" i.e Amazon, Netflix

I get charges $20.00 per year for my safety deposit it includes:

Vehicle titles
Birth certificates
Deed to the house
Life insurance policy
Will (Lawyer also maintains a copy)
My death book which contains all account and password information.

My wife has access to the box also

I just feel more comfortable having a safety deposit box. Safes can be stolen or broken into and fireproof boxes are not actually fireproof.

Geico provided excellent customer service when I was involved in a non fault accident. They paid everything promptly without issue and went after the at fault drivers insurance. With that said based on pricing I switched to Liberty Mutual who also provided excellent service on a cracked windshield. Liberty Mutual does have the dumbest commercials in the industry though.

Heading west on I 90. Either the Anchor Bar or Duffs for wings. There is an Anchor Bar right at exit 49 just east of Buffalo. I would only go to Niagara Falls if you can cross the border into NF Ontario

Rock and Roll HOF in Cleveland, Columbus has a nice zoo. I would just wave at Louisville on the way by. There are several bourbon distilleries in KY that might be worth the stop. Nashville, any place on Broadway is a good time. Atlanta has a world class aquarium and the College Football HOF but traffic in Atlanta is not at all like the Cuse, it is horrific in Atlanta.

I much prefer Clearwater over St. Pete's.

Have a great trip!

I never had an issue with wither Vanguard or Schwab, Fidelity is a whole other story.

A Million Ways to Die in the West, it has Charlize Theron in it after all.

My son tried to pull the five year to graduate stunt with me, with some excuse about obtaining an additional minor. I told him that if his sister can obtain two undergraduate degrees from a much more highly regarded school he can manage to get one degree in four years and oh yeah son, if you do this, it is on your dime. Needless to say he finished undergrad in four years.

I hope you notified your tenant to the possibility that she may need to make other housing arrangements.

I still use cash for small purchases, a sandwich here a gallon of milk there, But I always carry cash because as I tell my wife "you can't bribe a cop with a credit card."

The market over the last two days rebalanced for me. Otherwise I rebalance on my own when equities hit 5% more than my AA calls for. I haven't TLH since 2008 and don't see having the need to do that anytime soon.

I have been with Vanguard for 20 years and never had an iota of a problem. As large as Vanguard is I am sure there are some people that have isolated issues. Then again there are people that like to complain about first world problems as if the sky is falling.

Costco seems to do just about everything very well, including tires.

I plan of doing a Roth conversion and to stay within my present 12% bracket. Is the room available based on the total income minus in my case the standard deduction or is it simply the adjusted gross income?

Thank you

Golf and All Inclusive Resorts

I set up New York State 529's for my five grandsons with sizable deposits upon their baptisms and with all birthday and Christmas presents being 529 deposits. I am the owner of the account. If something happens to me my children become the account owner and I trust them to manage the accounts in the best interest of their children. I notify my children what the assets are in the accounts once a year. One of my grandsons is special needs and may not be capable of doing college level work, if that is the case then I will either split the account between his brothers or split the account between the four remaining grandsons.

What you are planning to do is very generous, best of luck.

fru-gal wrote: ↑Thu Aug 01, 2019 12:22 pm You have to find an honest, competent mechanic and then stay with them. Ask your friends and coworkers for recommendations.

+1 and I might add, recommend your mechinic to friends and co workers.

You will get the last laugh when you retire years ahead of your brother.

We have one of our kids drop us at the airport, it is not like they haven't been given rides over the years right? We Uber home for $19.00. $110.00 savings on our last trip.

Entering my 4th year of retirement my post retirement spend rate is just under 9% of what I spent pre retirement. My withdrawal rate last I checked it was .67% The biggest savings has been rarely buying lunches out, vehicle related expenses and having no need to purchase clothes. In 3+ years with the exception of golf shoes I don't think I have put a pair shoes on my feet more than a dozen times.

I was unemployed for 6 months and collecting during college. At the time there were few things better than being in college and having plenty of beer money in your pocket. After that stint worked straight until retiring at 59.

A Typhoon H drone...High end drone that I got an excellent deal on....After 17 months I still hope to use it.

psteinx wrote: ↑Fri May 17, 2019 1:04 pm

Jags4186 wrote: ↑Fri May 17, 2019 12:48 pm Could someone educate me on what the “lower Ivy League” schools are?

Brown, Cornell, Penn (outside of Business) and Dartmouth.

Yeah, I would hate to be suffering and one of the low end Ivy schools. The shame of it all.

Geico treated me well and has great customer service but I found a much better price at Liberty Mutual who has provided only minor price adjustments. When I retired Liberty cut my rate by $116 and it was not based on yearly mileage.

I never had to lift my credit freeze when I established my account. Is this something new? What am I missing? Why should a credit freeze matter to SSA?

Thnnks

In your original post you indicated that your in laws have health concerns, yet in your recent post you stated that they were perfectly healthy. Which one is it?

Oh so your FIL should have discussed his retirement plans in advanced with you? You sound much more entitled then either of my SIL's but it either of my SIL's broached this topic or questioned my choices on this matter, I think I would be questioning my daughters about their choice of a husband.

I also have a credit freeze and paid for my last new vehicle with a cashier check and there were no issues at all. The dealership was quite happy to take my money.

Stretch in a hallway leading to the gym, they can also work on dribbling drills.

The company I worked for got gobbled up four times in a 12 year period. I always managed to hang when many didn't and for some reason gained responsibility and income. I was out due to knee replacement surgery at 57 years old, which gave me plenty of time to think and run numbers. I gave two months notice right after my 59th birthday. My only regret is that I didn't retire at 58.

Best of luck with your plan

I gave my three children the exact same gift for their BS degrees, lunch with their siblings and aunt. They got the exact same thing for the MS degrees minus the aunt.

I couldn't drive without a console. Where would I rest my right elbow?

M-F I get up when I hear my wife close the door leaving for work. Getting up any earlier would just be getting in her way. Now that I am retired I try to get 7.5 hours of sleep per night, which is a hour more than I was getting when working

The best grocery store in the USA...Wegmans