Search found 27 matches

by madcow
Thu Feb 21, 2008 11:05 am
Forum: Personal Investments
Topic: With TIPs Like These , Investors Need Advice
Replies: 17
Views: 5722

Apologies to all. I'm still trying to learn , and become a useful contributor to the forum
by madcow
Thu Feb 21, 2008 9:37 am
Forum: Personal Investments
Topic: With TIPs Like These , Investors Need Advice
Replies: 17
Views: 5722

With TIPs Like These , Investors Need Advice

With TIPS Like These, Investors Need Advice February 21, 2008; Page D4 Inflation's a big risk to your savings. But inflation-protected bonds are an even bigger risk these days. As fresh data showed yesterday, consumer prices are rising faster than expected, even while the economy sags. Many investo...
by madcow
Sat Feb 16, 2008 10:09 am
Forum: Investing - Theory, News & General
Topic: Another Reason To Avoid Actively-Managed Funds
Replies: 1
Views: 996

Another Reason To Avoid Actively-Managed Funds

http://www.savethis.clickability.com/st ... K208766871

(I've just gotta learn the easy way to post a link, sorry about this !)
by madcow
Sat Feb 16, 2008 9:21 am
Forum: Investing - Theory, News & General
Topic: Should People Work Longer ?
Replies: 54
Views: 10532

Should People Work Longer ?

Here's An Interesting Story :

www.urban.org/url.cfm?ID=411584
by madcow
Thu Feb 14, 2008 11:08 am
Forum: Investing - Theory, News & General
Topic: History of Gold Prices
Replies: 7
Views: 2965

Gold Prices

During a 1998 speech at Harvard, Warren Buffet remarked that gold
"gets dug out of the ground in Africa or someplace. Then we melt it
down, dig another hole, bury it again and pay people to stand around
guarding it. Anyone watching from Mars would be scratching their head"
by madcow
Thu Feb 14, 2008 10:27 am
Forum: Personal Investments
Topic: Simple question concerning rolling over 403b into a Roth IRA
Replies: 3
Views: 1063

One other consideration, it may not be possible to make further contributions to the 403B which was converted to Roth IRA
by madcow
Sat Feb 09, 2008 6:29 pm
Forum: Investing - Theory, News & General
Topic: Inefficient mid-grade gas pricing?
Replies: 29
Views: 5866

Mid Grade Petrol Question

So far, this string has not addressed the mandatory (in some states)
10 % ethanol component of gasoline at the pump. Does ethanol by
itself increase the octane rating from 87 to 89 ?
by madcow
Thu Feb 07, 2008 2:49 pm
Forum: Investing - Theory, News & General
Topic: How exactly do value index funds work??
Replies: 6
Views: 1784

How Exactly Do Value Index Funds Work ? ?

I suppose that's the reason why David Swenson advises avoiding the
Russell 2000 Index which "resets" once a year !
by madcow
Sun Jan 27, 2008 2:03 pm
Forum: Investing - Theory, News & General
Topic: Very Basic Question About Index Funds
Replies: 22
Views: 4106

Very Basic Question About index Funds

Hi Abog --- Because index funds are baskets of stocks, it might be easier to answer your question in terms if individual stocks inside the "index basket" : 1. A corporartion issues stocks to raise capital 2. The value of a stock at any given point in time is the present value of all future dividends...
by madcow
Thu Jan 24, 2008 10:27 pm
Forum: Personal Investments
Topic: Advice on T.Rowe funds
Replies: 9
Views: 2768

Advice on T.Rowe Funds

It's impossible to be a Boglehead at T Rowe. Been there for many years. You're almost forced to cherry pick every 2-3 years, shifting $$$s for better return. Managers change. Sectors change. What I can tell is that New Era, New Horizons and Int'l Discovery do very well over the long haul. MediaTel i...
by madcow
Tue Jan 15, 2008 8:49 am
Forum: Personal Finance (Not Investing)
Topic: Searching for a good online checking account
Replies: 10
Views: 2796

"Some things I have learned: Neither Schwab nor Fidelity provide an "old school" atm card. Thats my terminology for atm card WITHOUT Visa access. In both accounts, you must get the Visa debit card. Its not a big deal in the end, but I would feel a little safer losing an "old school" atm card than a ...
by madcow
Mon Jan 14, 2008 5:00 pm
Forum: Personal Investments
Topic: Should I buy this Vanguard EFT from Fidelity?
Replies: 6
Views: 2113

Should I Buy This Vanguard ETF from Fidelity ?

If you designate Fidelity to re-invest dividends and cap gains, no further
commissions are incurred.
However, re-investing them can make for "messy book-keeping". it's
really neater and cleaner to divert dividends and cap gains to MM acct
by madcow
Sat Jan 12, 2008 9:55 am
Forum: Investing - Theory, News & General
Topic: Should I contribute to my HSA?
Replies: 8
Views: 2302

Should I Contribute to My HSA ?

tadamsmar wrote :
"But I guess Vanguard may eventually support HSAs so things may improve"
At the Vanguard home page, there is a link to HSA accounts. On the
sidebar of that page, Health Savings Administrator lists VG funds for
available for the banking options of their savings program
by madcow
Wed Jan 09, 2008 9:22 pm
Forum: Investing - Theory, News & General
Topic: How do you avoid paying for Morningstar's portfolio tracker?
Replies: 6
Views: 2815

Hi Murray -- The M* alternative that you seek has been identified in previous posts. As I recall, you can log on to www.troweprice.com and register with no obligations, by choosing a user name and password. At the opening page, there is a link to morningstar tools. There is no charge for this service.
by madcow
Wed Jan 09, 2008 8:57 pm
Forum: Personal Investments
Topic: leaving defined benefit plan
Replies: 13
Views: 2504

Interesting thread. Many thoughtful angles. My question :
Is the defined benefit reduced ffom 50% by such options as
"life only" , "life only - X years guaranteed", "benefit reduced by x%
for surviving spouse" etc
by madcow
Thu Jan 03, 2008 2:33 pm
Forum: Personal Investments
Topic: One More HSA Question
Replies: 1
Views: 908

One More HSA Question

My employer contributes to my HSA acc't, $2000 / year, deposited at the investment house selected by the insurance plan administration. My Question : Instead of re-directing my employer's contribution to a different HSA banking option, may I contribute (up to the HSA annual limit) with personal doll...
by madcow
Thu Jan 03, 2008 10:33 am
Forum: Personal Investments
Topic: What to do with an HSA?
Replies: 41
Views: 10711

What To Do With An HSA ?

My employer contributes to my HSA acc't, $2000 / yr, deposited at the investment house selected by the insurance plan administration. Question : Instead of re-directing my employer's contribution to a different HSA banking option, may I contribute (up to the HSA annual limit) with personal dollars, ...
by madcow
Fri Dec 28, 2007 12:14 pm
Forum: Personal Investments
Topic: When Are Fund Expenses Charged To Owner Accounts ?
Replies: 4
Views: 1373

When Are Fund Expenses Charged To Owner Accounts ?

Thank you for the prompt and clear replies.
Special thanks Live Free or Diehard for the reference to previous post

What a Forum ! Best Wishes to All For 2008
by madcow
Fri Dec 28, 2007 11:31 am
Forum: Personal Investments
Topic: When Are Fund Expenses Charged To Owner Accounts ?
Replies: 4
Views: 1373

When Are Fund Expenses Charged To Owner Accounts ?

I am confused about the dates on which mutual fund or etf expenses
are charged. e.g. If I purchase shares, is the annual expense posted
in full at time of purchase ? If I sell shares, are prepaid expense $$
rebated on a pro rata basis ?
by madcow
Fri Dec 14, 2007 1:25 pm
Forum: Investing - Theory, News & General
Topic: What did Supreme Court decide?
Replies: 2
Views: 1387

What Did The Supreme Court Decide ?

For those who want to read the transcript :


http://www.supremecourtus.gov/oral_argu ... ripts.html

Look for Kentucky vs. Davis on 11/05/07
by madcow
Fri Dec 14, 2007 1:06 pm
Forum: Investing - Theory, News & General
Topic: What did Supreme Court decide?
Replies: 2
Views: 1387

Hi Sam
Oral agruments have been presented.
Final decision slated for Summer 2008.
by madcow
Thu Dec 13, 2007 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Please tell me where my car-buying logic is wrong
Replies: 41
Views: 9114

Please Tell Me Where My Car - Buying Logic Is Wrong

For those who need more history about a particular vehicle
model , recommend checking out www.truedelta.com
by madcow
Thu Dec 06, 2007 10:39 am
Forum: Investing - Theory, News & General
Topic: FTSE Developed Small Cap ex-North America Index Fund (IFSM)
Replies: 20
Views: 4526

Hello Godot As Dave TH has suggested in a prior post, for consistency, it makes sense to select the FTSE small cap int'l ex NA etf (IFSM) if you choose VEU for large/mid cap int'l ex NA, because VEU uses the FTSE index. On the other hand, EAFE large/mid cap int'l ex NA uses the MSCI index. So, the "...
by madcow
Thu Nov 22, 2007 10:34 am
Forum: Personal Investments
Topic: What is Most Tax-Efficient "Large Value" fund or E
Replies: 5
Views: 1668

RaleighSt Claire

The situation which dave.d enumerates only applies to Vanguard etfs which are a share class of the corresponding index mutual fund.

Vanguard actively managed mutual funds do not have share class etfs
by madcow
Thu Nov 15, 2007 11:43 am
Forum: Investing - Theory, News & General
Topic: Which international small cap ETF do you like best, and why?
Replies: 31
Views: 12076

x36900

You might want to check out a previous post for more info
It's on the Bogleheads site Investing Help Personal Issues / Advice

The post to which i refer was submitted November 11 at 12 PM
Easy to locate by clicking on 'Bogleheads' at top of this page.

Hope this helps answer some questions.
by madcow
Wed Nov 14, 2007 12:32 pm
Forum: Investing - Theory, News & General
Topic: Which international small cap ETF do you like best, and why?
Replies: 31
Views: 12076

x36900

The Nasdq symbol will be IFSM
by madcow
Tue Nov 13, 2007 10:47 pm
Forum: Investing - Theory, News & General
Topic: Which international small cap ETF do you like best, and why?
Replies: 31
Views: 12076

ishares Int'l Sm ex North America

Dave TH

I believe that new etf scheduled for trading on Friday, November 16
will track the FTSE index provider, not MSCI