Search found 1609 matches

by InvestorNewb
Mon May 18, 2020 10:25 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

lostdog wrote:
Mon May 18, 2020 10:20 am
I'm so glad I didn't react to the trolls back in February and March. That was hell reading those sell now troll posts.
+1. It would have been an expensive mistake for me.
by InvestorNewb
Thu Mar 26, 2020 8:45 pm
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 121
Views: 11675

Market will be at all time high by year-end

I have a prediction that the market will be at an all time high by 12/31/2020.

This thread will be revisited on that date to show the genius that I am.
by InvestorNewb
Tue Mar 24, 2020 7:10 am
Forum: Personal Investments
Topic: 100 percent stock investors: any of you adding bonds now?
Replies: 51
Views: 3392

Re: 100 percent stock investors: any of you adding bonds now?

No because for me it would mean selling stocks at a loss and buying bonds. Now is the time to buy more stocks instead of bonds.
by InvestorNewb
Fri Mar 20, 2020 6:04 am
Forum: Investing - Theory, News & General
Topic: Low international (VXUS) dividend
Replies: 12
Views: 666

Low international (VXUS) dividend

The March quarterly dividend for VXUS is a whopping $0.10580. This is the lowest I've ever seen it and I have been invested in the ETF since 2012.

Can someone remind me why I should keep this fund in my portfolio?
by InvestorNewb
Thu Mar 12, 2020 8:50 pm
Forum: Investing - Theory, News & General
Topic: How much could we theoretically lose?
Replies: 128
Views: 10210

How much could we theoretically lose?

I'm down about 300k from the highs and feeling pretty foolish for being greedy and not selling when things were good. I had plenty of opportunities to do so. I recently read an article on CBC that said "about 80 per cent of people will not get really sick from this" so I'm trying to understand why t...
by InvestorNewb
Mon Mar 02, 2020 4:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

Total stock market index (VTI) is up 4.14% today. REIT index (VNQ) is up 4.27%. That is the most I've ever seen those two indices go up in one day.

It goes to show the importance of not making investing decisions based on emotions. Cheers to everyone who remained calm and didn't sell. :beer
by InvestorNewb
Sat Feb 29, 2020 9:41 pm
Forum: Investing - Theory, News & General
Topic: Where My 100% Equities Peeps At?!?
Replies: 211
Views: 20893

Re: Where My 100% Equities Peeps At?!?

I'm still 100% equities with a 7-figure portfolio. I didn't get to this point by being risk-averse.
by InvestorNewb
Wed Feb 19, 2020 8:01 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

TomCat96 wrote:
Wed Feb 19, 2020 7:49 pm
I'm all in. Been all in.
Or rather I am .0008% cash. It's a little extreme tbh.
I'm 0.71% cash with the rest in stocks :beer
by InvestorNewb
Sun Jan 26, 2020 3:56 pm
Forum: US Chapters
Topic: Happy Birthday Taylor! 96 years young!
Replies: 139
Views: 4020

Re: Happy Birthday Taylor! 96 years young!

Happy Birthday Taylor! :sharebeer
by InvestorNewb
Thu Jan 23, 2020 9:05 pm
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 26551

Re: Sad news: LadyGeek's husband has passed

My condolences.
by InvestorNewb
Thu Jan 16, 2020 3:55 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

I feel like the money is coming too easy. Being 100% stocks is paying off... for how long, nobody knows.
by InvestorNewb
Fri Dec 20, 2019 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1484
Views: 387990

Re: Share your net worth progression

Just turned 31 a few weeks ago. Here it is.. 18K - 17 Jul 2015 50K - 4 Oct 2016 - 15 Months 100K - 11 Mar 2017 - 5 Months 150K - 2 May 2017 - 2 Months 200K - 23 Jun 2017 - 1 Month 250K - 30 Aug 2017 - 2 Months 300K - 14 Feb 2018 - 6 Months 350K - 4 Jun 2018 - 4 Months 400K - 13 Jun 2018 - 2 Weeks 4...
by InvestorNewb
Fri Dec 20, 2019 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1484
Views: 387990

Re: Share your net worth progression

Just turned 31 a few weeks ago. Here it is.. 18K - 17 Jul 2015 50K - 4 Oct 2016 - 15 Months 100K - 11 Mar 2017 - 5 Months 150K - 2 May 2017 - 2 Months 200K - 23 Jun 2017 - 1 Month 250K - 30 Aug 2017 - 2 Months 300K - 14 Feb 2018 - 6 Months 350K - 4 Jun 2018 - 4 Months 400K - 13 Jun 2018 - 2 Weeks 4...
by InvestorNewb
Tue Dec 17, 2019 2:20 pm
Forum: Investing - Theory, News & General
Topic: REIT dividends declining?
Replies: 3
Views: 651

REIT dividends declining?

Hello, If my calculations are correct, Vanguard's REIT ETF will pay $3.1439 per share in dividends for 2019. The amount is less than the yearly amount for 2016, 2017 and 2018. It is only 2 cents higher than the 2015 amount. 2019 - $3.1439 2018 - $3.531 2017 - $3.514 2016 - $3.976 2015 - $3.124 I bou...
by InvestorNewb
Tue Nov 05, 2019 2:04 pm
Forum: Personal Consumer Issues
Topic: Vent Cleaning
Replies: 4
Views: 870

Vent Cleaning

Hello, I live in an apartment complex (rental) and recently asked for my vents to be cleaned. The superintendent responded by saying "we do not perform work on the vents other than in between tenants. " I remember asking for vent cleaning a few years ago and they said the same thing. I decided to op...
by InvestorNewb
Mon Nov 04, 2019 9:45 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1484
Views: 387990

Re: Share your net worth progression

Here are the amounts that I recall with a little story for each: Age 22 - $30,000 I graduated university with $30k in savings. I was ahead of most of my peers because my parents paid for my schooling and I did not have to go into debt. After graduating, I spent the next few years working on my busi...
by InvestorNewb
Mon Aug 19, 2019 1:11 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

Goes to show the importance of not selling.
by InvestorNewb
Fri Jul 12, 2019 9:33 am
Forum: Personal Investments
Topic: Should I continue to hold REITs?
Replies: 61
Views: 12286

Re: Should I continue to hold REITs?

I bought most of my REIT shares when VNQ was priced around $72. My REIT pile throws off about $5,000 in dividend income every year so I can't really complain.
by InvestorNewb
Mon Jul 01, 2019 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 23491

Re: Do you share your net worth with family members?

I told my parents when I hit the $1M mark. They are also millionaires and I wanted them to be proud of their son for reaching such a target. I'm especially glad that I shared the news with them because my mother is no longer around. I wanted them to know that I made it.
by InvestorNewb
Fri Apr 05, 2019 2:02 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

Anyone else getting concerned? These past few weeks have been great. :moneybag No. Not any more concerned than usual. InvestorNewb, do you still have your big dollop (20-25%) of REIT fund? That fund is having a good run at present. :beer I haven't made new contributions to my REIT fund (apart from ...
by InvestorNewb
Fri Apr 05, 2019 10:26 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

Anyone else getting concerned? These past few weeks have been great. :moneybag
by InvestorNewb
Thu Apr 04, 2019 8:08 pm
Forum: Investing - Theory, News & General
Topic: Would you buy Total World index if it had Admiral Shares?
Replies: 86
Views: 15565

Re: Would you buy Total World index if it had Admiral Shares

2019 Follow up - Have you decided to buy VT at 0.09% or VTWAX at 0.10% !? I haven't. I have stayed true to my original purchases of VTI+VXUS+VNQ+VCN. I am very happy with the results. I have been holding those ETFs since 2012 and hope to be holding them for decades more :) What is VCN? There doesn'...
by InvestorNewb
Thu Apr 04, 2019 2:28 pm
Forum: Investing - Theory, News & General
Topic: Would you buy Total World index if it had Admiral Shares?
Replies: 86
Views: 15565

Re: Would you buy Total World index if it had Admiral Shares

My question for you is: How low would the expense ratio for Total World index fund have to be to get you to buy it? I would be tempted to use Total World if it had an expense ratio of 0.11% - this is the average expense ratio for VTI + VXUS. 2019 Follow up - Have you decided to buy VT at 0.09% or V...
by InvestorNewb
Mon Jan 28, 2019 8:46 pm
Forum: US Chapters
Topic: Happy Birthday Taylor! 96 years young!
Replies: 77
Views: 6228

Re: Happy Birthday, Taylor!

Happy Birthday, Taylor! :beer
by InvestorNewb
Thu Jan 17, 2019 12:31 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 60197

Re: John Bogle has died at age 89

Thank you Mr. Bogle for all you have done for the industry and for how you have impacted my personal life.

It is thanks to you that I save a tremendous amount in fees every year, and for that I will be forever grateful.
by InvestorNewb
Wed Dec 26, 2018 10:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5583
Views: 478613

Re: U.S. stocks continue to soar!

Today highlighted the importance of not selling. Total stock market up almost 5%, the biggest daily point gain ever.
by InvestorNewb
Mon Dec 24, 2018 10:44 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18785
Views: 2626367

Re: U.S. stocks in free fall

So glad to be 0% equities. Feels great to sit this one out. The amount of money I'm NOT LOSING is incredible. I predicted this and caught a lot of grief for it. Wish you guys came along with me. It's not too late to get out, this is just the beginning. If you're younger than 40 years old, none of t...
by InvestorNewb
Mon Dec 17, 2018 3:16 pm
Forum: Personal Consumer Issues
Topic: When has being frugal or cheaping out bit you in the rear?
Replies: 109
Views: 9037

Re: When has being frugal or cheating out bit you in the rear?

I regret not buying graduation photos after graduating university. I remember at the time they seemed really expensive. Even though I could have easily bought them, I opted not to.
by InvestorNewb
Thu Nov 29, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Need advice on finding a coder
Replies: 6
Views: 854

Need advice on finding a coder

I am in the process of looking for a coder to complete what I consider to be a large project that I have been working on for the last two years. I have developed many front-end templates and now I need a back-end developer to basically put the web site together and make it functional. I am looking t...
by InvestorNewb
Tue Nov 13, 2018 7:07 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Year-End distribution estimates
Replies: 29
Views: 2000

Re: Vanguard Year-End distribution estimates

Where are the estimates for the ETFs posted?
by InvestorNewb
Fri Nov 09, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: Tips for protecting buyer from fraud by seller
Replies: 5
Views: 577

Tips for protecting buyer from fraud by seller

Hello, I am in Canada and I am considering buying some collectible items from a seller on Ebay who is in Germany. I missed out on buying a product (clothing items) that used to be sold in the U.S. for $200. The company stopped manufacturing them about one year ago and now the product is very difficu...
by InvestorNewb
Thu Oct 25, 2018 12:43 pm
Forum: Investing - Theory, News & General
Topic: Why I'm 100% stocks
Replies: 149
Views: 21094

Re: Why I'm 100% stocks

I'm still 100% stocks even in the recent downturn. >1M invested and not panicking.
by InvestorNewb
Thu Oct 11, 2018 10:06 am
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 7384

Re: Anyone done a Hair Transplant?

Don't do it. I almost had one done at the age of 26 (even paid the deposit but chickened out). Fast forward 10 years, and I'm now completely bald. If I went ahead with the procedure, I would have a giant visible strip scar on the back of my head today. My older brother had two hair transplants done ...
by InvestorNewb
Mon Sep 10, 2018 8:42 am
Forum: Personal Consumer Issues
Topic: Best cloud hosting provider?
Replies: 4
Views: 782

Re: Best cloud hosting provider?

Thanks for the responses. My site is hosted on a shared host right now and it has been managing just fine. However, I would like the ability to scale if needed in the future. I also need PHP+MySQL compatibility.
by InvestorNewb
Fri Sep 07, 2018 7:35 pm
Forum: Personal Consumer Issues
Topic: Best cloud hosting provider?
Replies: 4
Views: 782

Best cloud hosting provider?

I have done some research on the web sites holding the top 5 positions in Google's organic search results, and it seems to me that there is an SEO benefit for sites that are hosted in the cloud. All of the sites I looked at have name servers like ns.cloudflare.com or ns.digitalocean.com. The big pro...
by InvestorNewb
Mon Aug 27, 2018 1:22 pm
Forum: Personal Investments
Topic: What to do after losing $117k in stock market?
Replies: 199
Views: 30905

Re: What to do after losing $117k in stock market?

Just don't be like one of those people who keeps trying to "make his money back" like addicts at the casino. I used to go to the casino with a friend who would consistently lose and ask me to borrow money which I did not give him. I eventually stopped going with him because it was no longer fun seei...
by InvestorNewb
Tue Aug 21, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Help with web development contract
Replies: 8
Views: 668

Re: Help with web development contract

I want to make sure that the programmer does not: - steal my content/files - give other people FTP access to either server environment - re-use the same code on another site - sell my work, etc. Thanks! I would not work for someone who would expect me to sign this..It comes across as paranoid. Just...
by InvestorNewb
Tue Aug 21, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: Help with web development contract
Replies: 8
Views: 668

Help with web development contract

After 2.5 years in part-time development, I'm nearing the final stages of creating a new version of my web site's front end. I will need to hire a programmer to migrate content from my old web site to the new one and make the back-end functional on the new site. He will need access to (1) my old web...
by InvestorNewb
Wed Aug 15, 2018 7:15 am
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1247
Views: 120592

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

I have about 25% international. I'm just happy that I've never rebalanced into it. I don't plan on buying anymore of it either except with dividend reinvestments.
by InvestorNewb
Tue Aug 07, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: A week in Budapest?
Replies: 22
Views: 1839

Re: A week in Budapest?

I was in Budapest two weeks ago. We did a hop on/hop off bus tour which included a cruise in the evening. It was very nice.

Be prepared to pay to use washrooms. Even in McDonald's, there was an attendant requesting money to use the facility.
by InvestorNewb
Fri Aug 03, 2018 9:22 am
Forum: Investing - Theory, News & General
Topic: 3 Levels of Wealth
Replies: 125
Views: 12750

Re: 3 Levels of Wealth

This one goes to 11: http://investmentmoats.com/wp-content/uploads/2016/01/10-Stages-of-Wealth.gif Article that goes with the image: http://investmentmoats.com/financial-independence/stages-of-wealth-financial-independence/ I just downloaded our mentor's book titled "Enough". Good read and germane ...
by InvestorNewb
Wed Jul 04, 2018 11:35 am
Forum: Investing - Theory, News & General
Topic: Can you just hold VOO VTI and call it a day?
Replies: 10
Views: 4549

Re: Can you just hold VOO VTI and call it a day?

VOO and VTI are broadly similar. Such that I don't really make a distinction between the two. It feels to me like those are my strongest options. I do have about 3% in VXUS, but, not really sure that it makes much difference for me. So, generally I just buy those two. 3% is not enough to make a mea...
by InvestorNewb
Sun Jul 01, 2018 9:51 pm
Forum: Personal Consumer Issues
Topic: How does this ebay scam work?
Replies: 13
Views: 2486

Re: How does this ebay scam work?

Are you sure it wasn't an honest mistake? Sellers rely on their reputation and once that is gone so is their business...
by InvestorNewb
Fri Jun 22, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 282
Views: 33536

Re: Did you celebrate when you finally hit $1m?

At $1m, I made a little video of me speaking to the camera on how I got to that point and I also filmed the $1m account balance on Morning star. I did it for me to look back at one day with no plan to post it publicly. I celebrated by going on a family cruise. Although the cruise was pre-planned so ...
by InvestorNewb
Thu Jun 14, 2018 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1484
Views: 387990

Re: Share your net worth progression

Here are the amounts that I recall with a little story for each: Age 22 - $30,000 I graduated university with $30k in savings. I was ahead of most of my peers because my parents paid for my schooling and I did not have to go into debt. After graduating, I spent the next few years working on my busi...