Search found 1315 matches

by Nicolas
Thu Apr 18, 2019 8:24 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 88
Views: 6346

Re: What is your hobby and how did it come to be your hobby?

They vary over the years, but canoeing (less whitewater these days), tennis, now learning pickleball, electronics and programming, and lockpicking. Got into canoeing way back through boy scouts. Tennis off and on since high school (not very good), electronics and programming since an early age. I s...
by Nicolas
Thu Apr 18, 2019 7:58 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 800
Views: 77552

Re: What frugal thing did you do today?

I like the samples as well. One reason to go to Costco more often. I suppose the free samples must increase business - or they would not do it. However, I cannot recall that I ever actually purchased something because of the free samples. We’ve purchased items at Costco several times because of how...
by Nicolas
Wed Apr 17, 2019 4:59 pm
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 100
Views: 5387

Re: What Are Your Simple Pleasures?

Listening to Apple Music on my new iPad beamed to my Mass Fidelity Core Bluetooth speaker and subwoofer... and coffee.
by Nicolas
Fri Apr 12, 2019 5:31 pm
Forum: Forum Issues and Administration
Topic: Uploading an image
Replies: 8
Views: 440

Re: Uploading an image

arcticpineapplecorp. wrote:
Fri Apr 12, 2019 4:59 pm
I used to use tinypic, now I use www.postimages.org. It's easier, quicker.
Thanks, it was quicker, I bookmarked it. But my link came with a spam link attached to the end which I had to remove, “find gas stations near me”, maybe that’s how they pay for it.
by Nicolas
Fri Apr 12, 2019 5:26 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 255
Views: 218844

Re: Please Try Out Test Posts Here

[ Embedded distracting animated GIF removed by admin LadyGeek. Here's the link: https://i.postimg.cc/Gm37gBCT/DE778797- ... 989-D9.gif
by Nicolas
Fri Apr 12, 2019 2:12 pm
Forum: Forum Issues and Administration
Topic: Uploading an image
Replies: 8
Views: 440

Re: Uploading an image

I think the image is just too big for this forum. Try cropping it or try a different smaller image. You could also try using TinyPic to create a postable image. http://tinypic.com/?t=postupload Select your image, upload it, then copy and paste the URL found under IMG Code for Forums & Message Boards...
by Nicolas
Fri Apr 12, 2019 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Tax help! How do I tax foreign tax credit using Turbo Tax?
Replies: 4
Views: 163

Re: Tax help! How do I tax foreign tax credit using Turbo Tax?

Isn’t there a checkbox when you’re entering your 1099-DIV “My form has info in more than just these boxes”? Check that box!
This will make Box 7 appear “ Foreign Tax Paid”
by Nicolas
Wed Apr 10, 2019 11:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

Saw Shoplifters recently. Excellent movie about an unconventional family living in near poverty in Japan. Maintains sympathy for the subjects even while peeling back layers that reveal circumstances that wouldn't ordinarily evoke it. It shares some thematic elements with Leave No Trace from last ye...
by Nicolas
Wed Apr 10, 2019 11:06 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

Free Solo (2018) Oscar-winning documentary of Alex Honnold’s insane free-climb of El Capitan, pretty scary stuff. More than half the film is about Alex’s psychology and preparation. Recommended. I saw it in a free showing in our public library.
by Nicolas
Wed Apr 10, 2019 11:00 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

DrGoogle2017 wrote:
Wed Apr 10, 2019 12:17 am
The Outlaw of Josef Wales, another Clint Eastwood movie.
Is Josef any relation to Josey? His brother perhaps? :mrgreen:
Wondering if you’ve seen The Mule, Clint’s latest? I have not as yet. He’ll be 89 on May 31st.
by Nicolas
Wed Apr 10, 2019 8:19 pm
Forum: Personal Consumer Issues
Topic: Remote control solution for my parents.
Replies: 38
Views: 2292

Re: Remote control solution for my parents.

I took photos of their remotes so I could refer to them while talking them through a phone fix.
by Nicolas
Thu Apr 04, 2019 8:42 pm
Forum: Personal Consumer Issues
Topic: French movies on Netflix
Replies: 40
Views: 1917

Re: French movies on Netflix

The 400 Blows originally Les quatre cents coups (1959) Debut by director François Truffaut. From Wikipedia: “It is widely considered one of the best French films in the history of cinema.” Not rated, but I would guess G or at most, PG-13. A young boy, left without attention, delves into a life of p...
by Nicolas
Fri Mar 29, 2019 10:56 am
Forum: Personal Finance (Not Investing)
Topic: How often do you check your net worth?
Replies: 257
Views: 13998

Re: How often do you check your net worth?

Quarterly. I’ll be tabulating it this weekend.
by Nicolas
Fri Mar 29, 2019 8:07 am
Forum: Personal Consumer Issues
Topic: Shut off water before a vacation
Replies: 78
Views: 5703

Re: Shut off water before a vacation

I have a well and find it easier to just throw the breaker for the well pump.
by Nicolas
Mon Mar 25, 2019 10:42 am
Forum: Personal Consumer Issues
Topic: Nice men's jeans
Replies: 53
Views: 3165

Re: Nice men's jeans

Hello there. I recommend that you just go to the Levi's store and try the 835 kinds of jeans they have in there. Fit is far more important than cost, and practically speaking, quality of all these jeans is fine. They will last for years. I’ve read some reviews of Levi’s jeans that say they’ve short...
by Nicolas
Sat Mar 23, 2019 4:06 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

The Ipcress File (1965) Michael Caine & Alfie (1966) Michael Caine, Jane Asher. In the first film we have a mid-sixties spy film which was all the rage back then, but here Caine plays a real person instead of a character like the fantastical James Bond. The plot is a bit difficult to follow. In the...
by Nicolas
Sat Mar 23, 2019 12:50 pm
Forum: Personal Consumer Issues
Topic: Anybody tempted by the new iPads?
Replies: 37
Views: 3090

Re: Anybody tempted by the new iPads?

I finally updated my old IPad2 to the current year IPad (6 gen) this week. The old one was 7 years old, working fine, but some of the apps were getting glitchy due to not being supported on the older OS (which hasn't been updated in about 3 years). There is a great deal ($249) for the plain IPad on...
by Nicolas
Sat Mar 23, 2019 12:06 pm
Forum: Personal Consumer Issues
Topic: Anybody tempted by the new iPads?
Replies: 37
Views: 3090

Re: Anybody tempted by the new iPads?

I preordered a new Mini for my wife. She’s had two Amazon Fires during the time I’ve had one iPad. So she finally agreed to pay the higher price and she’s going to love it.
by Nicolas
Sat Mar 23, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: Family man who misses driving a fun car
Replies: 91
Views: 5754

Re: Family man who misses driving a fun car

My husband missed driving a stick shift too. But when we’re on vacation in UK, we will be renting a mini with stick shift so he can have some fun back for a short while at least. I drove in the UK from London to Inverness, Scotland, down to Wales and back to London and hated it. Not because of the ...
by Nicolas
Fri Mar 22, 2019 9:22 pm
Forum: Personal Consumer Issues
Topic: Family man who misses driving a fun car
Replies: 91
Views: 5754

Re: Family man who misses driving a fun car

Whenever finances or other life situations dictated I could no longer do or have something I learned to do without that thing.
by Nicolas
Fri Mar 22, 2019 8:49 pm
Forum: Personal Investments
Topic: Most tax efficient small cap fund?
Replies: 12
Views: 848

Re: Most tax efficient small cap fund?

I'm scheduled to rebalance next week and the only place I have room to buy small cap is in taxable. I hold Vanguard Small Cap SP600 Value in my Roth IRA (VIOV) and Vanguard Small Cap Growth (VISGX) in my 401(k) (only small cap option in 401(k)). I'm in the 24% bracket (could potentially cross into ...
by Nicolas
Fri Mar 22, 2019 8:30 pm
Forum: Personal Investments
Topic: Most tax efficient small cap fund?
Replies: 12
Views: 848

Re: Most tax efficient small cap fund?

vanguard tax-managed small cap though it is not tax efficient. I would hold total stock index in my taxable account. According to Morningstar, Vanguard Tax-Managed Small Cap Fund Admiral Shares (VTMSX) is tax efficient. The data shows it is nearly twice as tax efficient as Vanguard Total Stock Mark...
by Nicolas
Sun Mar 17, 2019 7:43 pm
Forum: Investing - Theory, News & General
Topic: Favorite investment quote
Replies: 73
Views: 3832

Re: Favorite investment quote

As long as the roots are not severed, all is well. And all will be well in the garden.
In the garden, growth has its seasons. First comes spring and summer, but then we have fall and winter. And then we get spring and summer again.
— Chauncey Gardiner
by Nicolas
Sat Mar 09, 2019 6:51 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

DrGoogle2017 wrote:
Sat Mar 09, 2019 12:11 am
High Noon. Gary Cooper and Grace Kelley.
Great film! I liked his girlfriend Helen Ramirez (Katy Jurado) better.
by Nicolas
Fri Mar 08, 2019 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: Chase $600 bank bonus deal
Replies: 41
Views: 5754

Re: Chase $600 bank bonus deal

I didn’t try online, I went to the branch to do it and my wife complied when I told her how much money we were getting.
by Nicolas
Fri Mar 08, 2019 10:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

They Drive By Night (1940) Geo. Raft, Humphrey Bogart, Ida Lupino, Ann Sheridan. From IMDb: “When one of 2 truck driving brothers loses an arm, they both join a transport company where later, the other is falsely charged as an accessory in the murder of the owner.” Great performance by Ida Lupino! ...
by Nicolas
Thu Mar 07, 2019 8:59 pm
Forum: Personal Investments
Topic: Boeing-time to buy?
Replies: 58
Views: 7610

Re: Boeing-time to buy?

LilyFleur wrote:
Thu Mar 07, 2019 5:58 pm
duplicate removed.
isn't there a way to delete a post?
Click the exclamation mark to self-report your duplicate post to the mods, then they’ll delete it.
by Nicolas
Wed Mar 06, 2019 11:50 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

Prizzi's Honor (1985) Jack Nicholson, Kathleen Turner, Angelica Huston, directed by her father, John Huston, his last American film. A violent tale of a couple of “hitpersons” involved with a New York crime family. A comedy-drama.
by Nicolas
Wed Mar 06, 2019 10:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

Nobody Knows (Japan 2004) & Shoplifters (Japan 2018) both directed by Hirokazu Kore-eda. Both movies are about unconventional Japanese families. The first is about a family consisting of a young mother with four children all of different fathers, none of whom are present. She rents an apartment in ...
by Nicolas
Wed Mar 06, 2019 9:05 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

We’ve been watching Clint Eastwood movies, Fistful of dollars, A few dollars more, The Good, the Bad, and the Ugly. We didn’t like the Good, The Bad, and the Ugly as much as the other two, too long I think. Then we switched over to watch a bunch of sphagetti western movies, basically to take a brea...
by Nicolas
Wed Mar 06, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

We’ve been watching Clint Eastwood movies, Fistful of dollars, A few dollars more, The Good, the Bad, and the Ugly. We didn’t like the Good, The Bad, and the Ugly as much as the other two, too long I think. Then we switched over to watch a bunch of sphagetti western movies, basically to take a brea...
by Nicolas
Tue Mar 05, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3729
Views: 1074177

Re: What Book Are You Currently Reading? Part VI

Capturing the Light: The Birth of Photography, a True Story of Genius and Rivalry (2013) by Roger Watson and Helen Rappaport. The story of how photography was invented by several people beginning work on the same problems at about the same time not knowing about each other. This is a common theme i...
by Nicolas
Sun Mar 03, 2019 10:44 pm
Forum: Personal Consumer Issues
Topic: Convince aging parents to pay for snow removal
Replies: 64
Views: 3545

Re: Convince aging parents to pay for snow removal

They did get a snowblower several years ago, but it doesn't seem to work on snow that is heavy and wet, which it often is. I don't know what type of snow it will be tomorrow. Are there better snowblowers these days that can handle heavy wet snow? Mine is a two-stage 8hp 26” wide snowblower, it’s ne...
by Nicolas
Sun Mar 03, 2019 10:37 pm
Forum: Personal Consumer Issues
Topic: Convince aging parents to pay for snow removal
Replies: 64
Views: 3545

Re: Convince aging parents to pay for snow removal

Instead of hiring a service you could present them with a new snow blower. A lot easier than shoveling and actually kind of fun. And it might preserve their sense of independence. Myself, I like being able to clear the snow whenever I want to instead of hiring and waiting around for a service to do ...
by Nicolas
Sun Mar 03, 2019 11:13 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

South Pacific on Turner Movie Classics (TCM) channel. This is a classic movie musical set on a Pacific island during World War II, starring Mitzi Gaynor and Rossano Brazzi. Songs were great but I thought it was strange how they changed the coloring of the film and on some enchanted evening tune the...
by Nicolas
Sun Mar 03, 2019 12:59 am
Forum: Personal Consumer Issues
Topic: Red Wine question
Replies: 29
Views: 3144

Re: Red Wine question

This thread reminds me of the question of if a plane crashes on the exact border of two countries, where do you bury the survivors. Off-topic but the five thousand year old Ötzi the Iceman was found on the Austrian-Italian border in 1991. They had to survey the area to find that Ötzi was actually 1...
by Nicolas
Sun Mar 03, 2019 12:46 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

Ironweed (1987) Jack Nicholson, Meryl Streep, Tom Waits. A depressing movie about down and out alcoholic homeless people during the depression. I liked the convincing-looking depression era scenes, a bit like a model railroad come to life. Probably not worth the time though.
by Nicolas
Sun Mar 03, 2019 12:38 am
Forum: Personal Consumer Issues
Topic: Thinking of Buying a Watch - Recommendations?
Replies: 74
Views: 4654

Re: Thinking of Buying a Watch - Recommendations?

... I had a watch once that had simulated hands. The problem was it included a seconds hand about the same size and shape as the minutes hand. I had to quit wearing it because I could never tell from a quick glance what the actual time was until I was sure which was the seconds hand and which was t...
by Nicolas
Sat Mar 02, 2019 3:04 pm
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 92
Views: 8811

Re: Sellers beware on eBay.

I’ve been selling on eBay and I use the eBay-purchased shipping labels. I have a scale at home and I use it to weigh my packages and I also measure the box dimensions for input into eBay’s cost calculator when buying my shipping labels. To be ultra-safe I then take my postage-paid package to my loc...
by Nicolas
Sat Mar 02, 2019 2:58 pm
Forum: Personal Consumer Issues
Topic: Thinking of Buying a Watch - Recommendations?
Replies: 74
Views: 4654

Re: Thinking of Buying a Watch - Recommendations?

Idea to compute multiple time zones on Hamilton field watch, above. I notice the cities on the outer bezel are listed on 2 layers. I assume this is to get 24hours. So after the watch is set to your current time zone, then cities counter-clockwise from your current time zone are behind your time zon...
by Nicolas
Sat Mar 02, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 92
Views: 8811

Re: Sellers beware on eBay.

(Related selling question. Didn't want to start a new thread) I am putting misc items on Ebay I cannot get rid of locally. I sold an item yesterday, and when logged into EBay it gave the option to purchase and print a USPS label for $11 so I could ship the item. I went by the actual post office (US...
by Nicolas
Sat Mar 02, 2019 11:40 am
Forum: Investing - Theory, News & General
Topic: Money Markets
Replies: 17
Views: 2104

Re: Money Markets

Excellent thank you for all the his advice great! If I go to a bank savings account should it be insured? I note he 2 highest rated banks don’t appear to be? If I’m opening a bank savings account, whether locally or online, I would insist on FDIC insurance. Or if at a credit union, NCUA insurance. ...
by Nicolas
Sat Mar 02, 2019 10:38 am
Forum: Personal Consumer Issues
Topic: Thinking of Buying a Watch - Recommendations?
Replies: 74
Views: 4654

Re: Thinking of Buying a Watch - Recommendations?

I know it will sound like bells/whistles and a “name brand” but I think the Apple Watch is really good. I have worn one for the past five years and really like it. I use it for time, calendar and messages. Easy to use, rechargeable battery that lasts me all day and syncs with my phone. I used to ha...
by Nicolas
Sat Mar 02, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: Thinking of Buying a Watch - Recommendations?
Replies: 74
Views: 4654

Re: Thinking of Buying a Watch - Recommendations?

Citizens Eco models - self-charging (solar cell), so no batteries or winding. Mine is 9 years and counting - no problems! Amazon - starting at less than $70. +1. You can’t get any simpler. I have a Citizen Eco-Drive radio-controlled perpetual calendar watch. You never wind it, no batteries, never h...
by Nicolas
Sat Mar 02, 2019 10:03 am
Forum: Personal Consumer Issues
Topic: Thinking of Buying a Watch - Recommendations?
Replies: 74
Views: 4654

Re: Thinking of Buying a Watch - Recommendations?

Citizens Eco models - self-charging (solar cell), so no batteries or winding. Mine is 9 years and counting - no problems! Amazon - starting at less than $70. +1. You can’t get any simpler. I have a Citizen Eco-Drive radio-controlled perpetual calendar watch. You never wind it, no batteries, never h...
by Nicolas
Fri Mar 01, 2019 10:00 pm
Forum: Investing - Theory, News & General
Topic: Money Markets
Replies: 17
Views: 2104

Re: Money Markets

I would put it into VMMXX Vanguard Prime Money Market which has a current compound yield of 2.49%. In fact I’ve invested in it myself.
by Nicolas
Fri Mar 01, 2019 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Advice at 60
Replies: 52
Views: 4791

Re: Advice at 60

I am confused. Are you the original poster for the thread? If so, why did you change your screen name from “wannabogle?” I noticed this too..must have two accounts. The second has a number less posts, so not a nickname change. I thought we were prohibited from having more than one account. Maybe on...
by Nicolas
Thu Feb 28, 2019 7:21 pm
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 172
Views: 6333

Re: How do YOU make coffee?

I roast coffee at home using a roaster that I built myself. I grind the beans using a Baratza burr-grinder. Then I brew it in a French press.
by Nicolas
Thu Feb 28, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4392
Views: 1145275

Re: What Movie Have You Recently Watched?

Key Largo on Turner Classic Movies (TCM) channel. The movie stars Humphrey Bogart, Lauren Bacall, Edward G. Robinson, and Lionel Barrymore. A World War II veteran stops to visit the family of a dead war buddy, and finds the family terrorized by a gangster and his minions. Great movie, it’s my wife’...
by Nicolas
Thu Feb 28, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Going to "cash-only" restaurants?
Replies: 109
Views: 4346

Re: Going to "cash-only" restaurants?

DarthEnol wrote:
Thu Feb 28, 2019 9:42 am
There’s a nice, smaller, family run restaurant near me that offers a 10% discount for paying with cash.
We have an Indian restaurant that gives the same 10% discount for cash. Whenever we eat there I bring cash. Much better deal than points.