Search found 998 matches

by Nicolas
Sat Aug 18, 2018 9:53 pm
Forum: Investing - Theory, News & General
Topic: Bullish/bearish on GE? Make your case here - new lows today
Replies: 58
Views: 4360

Re: Bullish/bearish on GE? Make your case here - new lows today

In fact GE has been around for 126 years but not publicly available to purchase until 1962. Even GE only went back to 1/2/1962 as a publicly traded company (according to morninstar). This is not true. Can you provide the reference from Morningstar? If I chart GE's price there and select "All" it do...
by Nicolas
Sat Aug 18, 2018 5:58 pm
Forum: Investing - Theory, News & General
Topic: Bullish/bearish on GE? Make your case here - new lows today
Replies: 58
Views: 4360

Re: Bullish/bearish on GE? Make your case here - new lows today

In fact GE has been around for 126 years but not publicly available to purchase until 1962. Even GE only went back to 1/2/1962 as a publicly traded company (according to morninstar). This is not true. Can you provide the reference from Morningstar? If I chart GE's price there and select "All" it do...
by Nicolas
Fri Aug 17, 2018 10:43 pm
Forum: Personal Consumer Issues
Topic: Boglehead Birthday Gift for 50th B Day - Fine Spirits
Replies: 24
Views: 1399

Re: Boglehead Birthday Gift for 50th B Day - Fine Spirits

For a scotch drinker, I like Lagavulin 16. I think this would be around your price point. Noco, sorry for interrupting, but is Lagavulin 16 that much better than say Laphroaig 10? I'm also a fan of smoke and never tasted the Lagavulin, but my Laphroaig is less than half the price. Is it worth it? I...
by Nicolas
Thu Aug 16, 2018 11:06 pm
Forum: Investing - Theory, News & General
Topic: Bullish/bearish on GE? Make your case here - new lows today
Replies: 58
Views: 4360

Re: Bullish/bearish on GE? Make your case here - new lows today

Has there ever been a case of a company being dropped from the Dow and being reinstated later? Yes, GE was dropped from the DJIA for several years early last century, then reinstated until just recently. https://www.marketwatch.com/story/ges-111-year-run-in-the-dow-comes-to-an-end-2018-06-19?mod=pu...
by Nicolas
Thu Aug 16, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Teachers Who Have Net Worth of $1 million +
Replies: 102
Views: 11614

Re: Teachers Who Have Net Worth of $1 million +

My father-in-law taught high school his whole career and retired in 1989. At death he was worth $1.4 million. He practised boglehead-type investing. He never made more than $36K and his wife never worked. But truth be told they lived way below their means, too low in my opinion.
by Nicolas
Thu Aug 16, 2018 6:45 pm
Forum: Personal Consumer Issues
Topic: Boglehead Birthday Gift for 50th B Day - Fine Spirits
Replies: 24
Views: 1399

Re: Boglehead Birthday Gift for 50th B Day - Fine Spirits

How about a case of Bogle wine? It's quite good stuff.
Image
by Nicolas
Thu Aug 16, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Sign - Speed checked by Radar
Replies: 41
Views: 2687

Re: Sign - Speed checked by Radar

I like the ones that say "enforced by aircraft". I've always wondered how the aircraft plans to stop a speeding vehicle, rather than simply monitor it? yeah, I'm 99% sure those are BS Don't know about other states but when I lived in California the CHP used planes on I-5 between Los Angeles and San...
by Nicolas
Wed Aug 15, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24285

Re: most compelling TV character ever

Andy Kaufman & Tony Clifton.
by Nicolas
Sun Aug 12, 2018 5:25 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3664
Views: 1039667

Re: What Movie Have You Recently Watched?

Won’t You Be My Neighbor? (2018) Excellent documentary about Fred Rogers. You must see this one.
by Nicolas
Sat Aug 11, 2018 10:02 pm
Forum: Investing - Theory, News & General
Topic: New York Times--Vanguard Warns of Worsening Odds for the Economy and Markets
Replies: 67
Views: 9662

Re: Forecasts?

Bogleheads: If you are a stay-the-course investor like I am, forecasts are meaningless. I stopped reading them years ago and our portfolio performance greatly improved . John Kenneth Galbraith, famed economist: "The only function of economic forecasting is to make astrology look respectful." Best w...
by Nicolas
Fri Aug 03, 2018 9:16 pm
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2648

Re: Should I roast my own coffee?

After reading another coffee thread, I started looking into roasting myself. I have an popcorn popper so am considering giving it a shot. The more coffee I drink, the more I feel I'm starting to pick up on freshness and flavor. I enjoy lighter roasts especially with my cold brew. Am thinking about ...
by Nicolas
Fri Aug 03, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2648

Re: Should I roast my own coffee?

I have trouble stomaching $18 for 12 oz bag of coffee from local or mail order coffee roasters. That works out to $24/lb. It's more expensive than the USDA Prime Rib Eye I buy, and I never thought I would be spending the money on Prime beef -- until I bought it; now I can't go back. I am afraid the...
by Nicolas
Fri Aug 03, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2648

Re: Should I roast my own coffee?

retire14 wrote:
Fri Aug 03, 2018 12:58 pm
OK I am interested. Can someone recommend a "roaster" if I would like to roast say about 1/2 lb each time? Is there a website to read further? TIA.
I would start at sweetmarias.com. There’s a lot of good info there. I can’t recommend a roaster to buy as I built my own.
by Nicolas
Fri Aug 03, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2648

Re: Should I roast my own coffee?

After reading another coffee thread, I started looking into roasting myself. I have an popcorn popper so am considering giving it a shot. The more coffee I drink, the more I feel I'm starting to pick up on freshness and flavor. I enjoy lighter roasts especially with my cold brew. Am thinking about ...
by Nicolas
Fri Aug 03, 2018 11:37 am
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2648

Re: Should I roast my own coffee?

Thanks. good to know about the roasting forum if I start to get into it. Not sure if it'll be worth the time as I'd rather spend the time cooking or doing other hobbies. Cost is little as you can buy an old popcorn popper at the thrift store (only certain models seem to work). Do you know which mod...
by Nicolas
Wed Aug 01, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?
Replies: 96
Views: 8779

Re: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?

^^^Part of the reason that Minnesota is consistently rated as one of the top states to live in. Great quality of life, healthy, highly-educated population, amazing parks, lakes, state parks, trails, improving transit system, good infrastructure (minus the I-35W bridge collapse)... I've read that th...
by Nicolas
Wed Aug 01, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 51
Views: 3217

Re: What’s your Value Colombian coffee?

Do you have a roaster? I was using a Whirley-Pop for a couple years but I have burned out on it. It just kind of became a pain to drag the equipment out and stand in front of my grill for an hour each week. My mother uses a Behmor roaster and though it doesn't do a large quantity at a time, it requ...
by Nicolas
Tue Jul 31, 2018 9:01 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 51
Views: 3217

Re: What’s your Value Columbian coffee?

F150HD wrote:
Tue Jul 31, 2018 8:59 pm
hdas wrote:
Tue Jul 31, 2018 7:33 pm
It's not Columbia................It's Colombia the south american country.
?
Evidently the OP having read this went back and corrected the spelling.
by Nicolas
Tue Jul 31, 2018 8:52 pm
Forum: Investing - Theory, News & General
Topic: Hold one stock 25 years
Replies: 68
Views: 6065

Re: Hold one stock 25 years

Mrmetalpole wrote:
Tue Jul 31, 2018 5:30 pm
Has anyone mentioned Apple yet?
No they haven't. Now up to $198 after hours!
by Nicolas
Tue Jul 31, 2018 8:09 pm
Forum: Investing - Help with Personal Investments
Topic: 1.9 M windfall. My plan; input requested
Replies: 30
Views: 4584

Re: 1.9 M windfall. My plan; input requested

I would buy used cars two to three years old instead of new and invest the difference. In fact that's what I do.

The first two year’s depreciation is huge — let someone else take that hit. Unless you’re very unlucky the cars should need no serious work and will last you for many years.
by Nicolas
Tue Jul 31, 2018 7:53 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 51
Views: 3217

Re: What’s your Value Colombian coffee?

I buy green coffee beans and roast them myself. It's always fresh, and the cost is cheaper. It's not difficult to do.
by Nicolas
Sun Jul 29, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: Why dont people sit outside more? And how to deal with bugs?
Replies: 50
Views: 5290

Re: Why dont people sit outside more? And how to deal with bugs?

A few options for bugs. Some folks get their yard treated.. No more summer fireflies either then. +1. We enjoy the fireflies every night. No way would I pollute my property with poisons. I like dandelions too. When the neighbor's chemical service arrives I have to go around and shut all the windows...
by Nicolas
Thu Jul 26, 2018 10:12 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 775
Views: 83288

Re: [What TV Show Have You Recently Watched?]

just finished orange is the new black season 5 (i watched the first 4 seasons as soon as they came out) and will start watching season 6 when it starts tomorrow. i do stretching exercises every day (back issues) and break my rule of no TV until after supper as they are sooo boring and i need a dist...
by Nicolas
Thu Jul 26, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2018?
Replies: 151
Views: 11872

Re: What non fiction book will you be reading in 2018?

Samuel Pepys - The Unequalled Self by Claire Tomalin (2002). A biography of the famous English diarist.
by Nicolas
Thu Jul 26, 2018 6:06 pm
Forum: Personal Consumer Issues
Topic: iphone purchase
Replies: 19
Views: 2124

Re: iphone purchase

Be careful. There is no S for this year's iPhone line. There is an SE and it's a 6S CPU in 5S shell. The line up is SE, 8, 8+, & X. You don't want an SE. Why would one not want an SE? I have an SE through Consumer Cellular that I paid around $200 for outright at Target. It does everything I expect ...
by Nicolas
Thu Jul 19, 2018 7:06 pm
Forum: Investing - Help with Personal Investments
Topic: How do you handle the urge to DO something?
Replies: 102
Views: 7190

Re: How do you handle the urge to DO something?

3) I have a strict rule: I never do anything in a hurry, meaning in less than a month. ("What, nevah ?" "No, nevah. " "What, nevah? " "Well, hardly evah.") Yes, that's right: I decide what I want to do, I make a mental note of it (should be an actual written note of course, but truthfully it's ment...
by Nicolas
Mon Jul 16, 2018 7:49 pm
Forum: Investing - Theory, News & General
Topic: Is Tax-Managed Small Cap (VTMSX) an underrated fund?
Replies: 57
Views: 7213

Re: Is Tax-Managed Small Cap (VTMSX) an underrated fund?

Before the development of ETFs, it was hard to have tax-efficient small-cap investment. Now, the fund isn't necessary, but if you want to invest in the S&P 600, it is still less expensive than any ETF tracking that index. And given its 100% qualified dividends, it is more tax-efficient than Vanguar...
by Nicolas
Sun Jul 15, 2018 10:54 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3183
Views: 968243

Re: What Book Are You Currently Reading? Part VI

Year of Decision, 1846 , by Bernard DeVoto. This is a very good narrative history of the expansion of the United States into the West. A lot occurred in 1846: Have you read A Country of Vast Designs? It's a biography on Polk that also addresses some of the same events of the time period. I found it...
by Nicolas
Fri Jul 13, 2018 11:27 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3664
Views: 1039667

Re: What Movie Have You Recently Watched?

Phantom Thread (2017) Daniel Day-Lewis, Vicky Krieps. (DDL announced his retirement after this film was made.) Set in the 1950s, a famous dressmaker woos a waitress much younger than himself. Long and drawn out and mildly interesting with an unbelievable ending. You may wish you'd spent your time d...
by Nicolas
Wed Jul 11, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Suggestions for the Minneapolis Area
Replies: 9
Views: 885

Re: Suggestions for the Minneapolis Area

The Twin City Model Railroad Museum is always fun. http://www.tcmrm.org/
by Nicolas
Wed Jul 11, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Suggestions for the Minneapolis Area
Replies: 9
Views: 885

Re: Suggestions for the Minneapolis Area

The American Swedish Institute in Mpls is a nice place to visit for an afternoon. https://www.asimn.org
by Nicolas
Wed Jul 11, 2018 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 318
Views: 27302

Re: free dinner investing seminar

I got a free dinner offer last week where they will show me how to get rid of my timeshare. I don't have a timeshare. I debated going anyway to lick the plate but thought better of it and put it into the recycling bin.
by Nicolas
Wed Jul 11, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5712

Re: Anyone take naps at work?

One of my colleagues did, he kept a dog bed under his desk for this purpose. Also he worked the graveyard shift on weekends, nobody else around.

I did too, once in a while, when I was still in the workforce, out in my car during lunchtime.
by Nicolas
Tue Jul 10, 2018 9:55 pm
Forum: Investing - Help with Personal Investments
Topic: Where do you keep your Emergency Fund?
Replies: 50
Views: 5656

Re: Where do you keep your Emergency Fund?

I keep mine in a high-yield online savings account at Synchrony Bank which is FDIC-insured and pays a higher interest rate than Ally Bank.
by Nicolas
Tue Jul 10, 2018 9:15 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 7001

Re: Walking Coast-to-Coast

Here's yesterday's Washington Post article about a guy who just completed a walk from Patagonia to Alaska, almost the entire length of the western hemisphere, 14,481 miles along the Pan-American highway. He slept in drainage pipes and fought a grizzly bear. https://www.washingtonpost.com/amphtml/new...
by Nicolas
Tue Jul 10, 2018 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: looking for a new (online) savings account home
Replies: 23
Views: 2054

Re: looking for a new (online) savings account home

I’m with Synchrony Bank. Their rates are higher than Ally’s. Also FDIC-insured. No problems in the last two and a half years I’ve held the accounts.
by Nicolas
Mon Jul 09, 2018 10:04 pm
Forum: Investing - Help with Personal Investments
Topic: Big expense in 3 mo. Money now. Where to hide money?
Replies: 13
Views: 1585

Re: Big expense in 3 mo. Money now. Where to hide money?

Put it into a high-yield online savings account. Some are yielding 1.8% and are FDIC-insured, Prime MM is not. I’m using Synchrony Bank.

You’ll make roughly a hundred bucks above what you would earn in your checking account, pre-tax. Not a lot of money, I suppose, but every little bit helps.
by Nicolas
Mon Jul 09, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8582

Re: Amazon won't sell this book to me.

We saw Coco (Pixar animated movie) in Bluray format for sale at Amazon, but only for Prime members. My wife wanted it. No problem, I picked it up at my local Target instead, I was going that way anyway! It may have been cheaper at Target anyway, but for future reference if there's one near you: Bes...
by Nicolas
Mon Jul 09, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8582

Re: Amazon won't sell this book to me.

We saw Coco (Pixar animated movie) in Bluray format for sale at Amazon, but only for Prime members. My wife wanted it. No problem, I picked it up at my local Target instead, I was going that way anyway!
by Nicolas
Sat Jul 07, 2018 10:26 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4202

Re: Tipping in a hotel room/cruise ship room

I don't tip hotel rooms. I've only been on one cruise and at the end I tipped the waitstaff $80 cash and this was because we felt a lot of pressure to tip, but it made me feel bad. It wasn't mandated but we received psychological pressure to tip. I don't want to do that again. It's probably just me ...
by Nicolas
Sat Jul 07, 2018 4:03 pm
Forum: Investing - Help with Personal Investments
Topic: Question on best discount brokage firm
Replies: 7
Views: 656

Re: Question on best discount brokage firm

Yes I didn’t like that they removed Vanguard. I was absorbed into TDA with their purchase of Scottrade. But I recently moved in additional funds to get a $650 bonus and free trades for two years! And thereafter trades will be $4.45 forever. After the two years is up I’ll see what I can get elsewher...
by Nicolas
Sat Jul 07, 2018 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: Trying to hit grand slam with small % portfolio?
Replies: 49
Views: 3399

Re: Trying to hit grand slam with small % portfolio?

I have about a hundred thousand dollars in Apple and Google stock that that I bought several years ago that did very well and turned out to be the best part of my portfolio, but it was just a lucky guess that made me buy them. I still have it and plan on using Mr. Bogle's advice on these that the c...
by Nicolas
Sat Jul 07, 2018 3:35 pm
Forum: Investing - Help with Personal Investments
Topic: Question on best discount brokage firm
Replies: 7
Views: 656

Re: Question on best discount brokage firm

TDA has a good bonus offer currently. For some us, they took a step down with the revision to the commission-free ETF list, removing Vanguard products. Yes I didn’t like that they removed Vanguard. I was absorbed into TDA with their purchase of Scottrade. But I recently moved in additional funds to...
by Nicolas
Sat Jul 07, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 245
Views: 49795

Re: The Spend More Thread

You should travel internationally, perhaps take in a cruise if so inclined. My interests in material things lie in the area of watches and fountain pens, so I would buy more of those.
by Nicolas
Fri Jul 06, 2018 3:39 pm
Forum: Personal Consumer Issues
Topic: How to tip
Replies: 87
Views: 5631

Re: How to tip

I also think tipping culture is out of control in the USA. I agree, and I love traveling abroad where I don't have to worry about it. I'd have to disagree - I've traveled abroad quite a bit, and one thing that bugs me is that service at restaurants is generally very slow compared to the US. It's no...
by Nicolas
Thu Jul 05, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: Coffee Grinder recommendations
Replies: 56
Views: 3223

Re: Coffee Grinder recommendations

We've been using a Baratza for more than ten years. I refurbished it once with a kit of parts that I bought from the manufacturer. I did the work while watching one of their guys show me what to do on YouTube. Great company.
by Nicolas
Wed Jul 04, 2018 11:22 pm
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 110
Views: 22933

Re: favorite bogleheads posts?

Anything by The Munchkin Man.
by Nicolas
Wed Jul 04, 2018 5:57 pm
Forum: Investing - Help with Personal Investments
Topic: Where do I hold $250K?
Replies: 11
Views: 1884

Re: Where do I hold $250K?

You could open a high yield account at an online bank FDIC-insured currently paying around 1.8% interest, which is close to inflation. It would be rock-solid safe, well, as safe as the FDIC anyway. I'm using Synchrony myself.
by Nicolas
Wed Jul 04, 2018 5:52 pm
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 61
Views: 5639

Re: Rodents ate my car!

A family of mice moved into the trunk of my old Ford Probe once, after I hadn't driven it in a couple of months, but they didn't do any damage that I know of.