Search found 2591 matches

by barnaclebob
Fri May 18, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Quadcopter Drone anybody? - for beginner
Replies: 15
Views: 966

Re: Quadcopter Drone anybody? - for beginner

You'll probably get bored with it because there is no real skill. How many times can you fly around your neighborhood park and say, yep that's what the trees look like from above? Someone was illegally flying one above us at Mount Rainier NP last weekend, really annoying. In fact I think about 90% o...
by barnaclebob
Fri May 18, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: Equity Crowdfunding
Replies: 7
Views: 362

Re: Equity Crowdfunding

Even if you somehow picked a company that made it big, I suspect you'd be diluted out of existence before too long.
by barnaclebob
Fri May 18, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: Renting storage unit
Replies: 24
Views: 1646

Re: Renting storage unit

I've been renting the same unit since mid 2003. As to your question of pricing, that is a function of the local economy, local real estate prices, local property tax, and local utility costs. So this is just one geographic data point. Prices reflect 10'x10' (not sure on height, but at least 10' as ...
by barnaclebob
Fri May 18, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: vitamins and supplements
Replies: 11
Views: 806

Re: vitamins and supplements

That sounds like a great marinade recipe
by barnaclebob
Fri May 18, 2018 12:21 pm
Forum: Personal Consumer Issues
Topic: HV Landscaping Electrical Wiring
Replies: 7
Views: 489

Re: HV Landscaping Electrical Wiring

Definitely not legal. Definitely not even safe unless you used armored cable and even then only marginal. The wire will get buried by debris and someone will hit it with a shovel or lawnmower. Rent a trench digger or convert to low voltage lights. Call before you dig. OR why can you just repair the ...
by barnaclebob
Fri May 18, 2018 10:09 am
Forum: Personal Consumer Issues
Topic: Anyone have a Walabot (imaging sensor for wires, pipes, studs in walls)?
Replies: 24
Views: 2524

Re: Anyone have a Walabot (imaging sensor for wires, pipes, studs in walls)?

Several months ago I purchased a Walabot. The idea excited me at first to think that I could simply connect a device to my phone and images of where studs are located in the wall would appear. I'm a general contractor, and I work with an interior designer who designs model units for condominiums. A...
by barnaclebob
Fri May 18, 2018 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Are there any experienced real-estate people here?
Replies: 25
Views: 1534

Re: Are there any experienced real-estate people here?

There is a big difference between a house that needs updates but is livable vs immediate gut/reno vs teardown. When I'm casually browsing on zillow i've seen a lot of pre 80's kitchens where I think, this eventually needs to be replaced but could live with it for a few years. How would the house lo...
by barnaclebob
Fri May 18, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Are there any experienced real-estate people here?
Replies: 25
Views: 1534

Re: Are there any experienced real-estate people here?

There is a big difference between a house that needs updates but is livable vs immediate gut/reno vs teardown. When I'm casually browsing on zillow i've seen a lot of pre 80's kitchens where I think, this eventually needs to be replaced but could live with it for a few years. How would the house loo...
by barnaclebob
Thu May 17, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 2694

Re: Hot food flavoring (sauces, spices and peppers)

Marie Sharp's sauce from Belize is really good.
by barnaclebob
Thu May 17, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Bed Bugs
Replies: 36
Views: 3295

Re: Bed Bugs

Itchy stereotypical breakfast lunch and dinner bites in a couple places. . I could be wrong, but it sounds like you are confusing ticks with bedbugs. . . bedbugs do not just go away. It definitely wasn't ticks as we don't have them in this area and I've had plenty of ticks from growing up in Missou...
by barnaclebob
Thu May 17, 2018 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Recast mortgage?
Replies: 9
Views: 766

Re: Recast mortgage?

Only do it if there is no fee. If you continue to make the same payment then there will be no benefit to you. The only benefit is more flexibility should you want to divert more cash elsewhere.
by barnaclebob
Wed May 16, 2018 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire early? 38 y/o
Replies: 95
Views: 16015

Re: Can I retire early? 38 y/o

This was an update of my situation from three years ago, just wanted to provide follow up. Net worth is $5.5m now. Ecommerce related business. Good luck to you! Consider updating your original post with a link to the updated thread or a big UPDATE 5/2018 section to avoid those of us replying to the...
by barnaclebob
Wed May 16, 2018 12:46 pm
Forum: Personal Consumer Issues
Topic: sharing cars with two kids home from college?
Replies: 25
Views: 1430

Re: sharing cars with two kids home from college?

When my youngest went off to college last fall, it seemed to make sense to sell our repair-prone, old minivan as opposed to letting it sit/depreciate in our driveway. The kids will be home from college in a week, they're both working locally and will need a car to get to/from work and around town. ...
by barnaclebob
Wed May 16, 2018 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Would you send your children to private school in my situation?
Replies: 93
Views: 5881

Re: Would you send your children to private school in my situation?

Money is not an issue for you so take a tour of both and pick which looks better.
by barnaclebob
Tue May 15, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to use our land temporarily - let them or not?
Replies: 48
Views: 5907

Re: Neighbor wants to use our land temporarily - let them or not?

Assuming you trust them to fix any damage done I wouldn't give it a second thought. I've never met the neighbor. They are only there six years. This is getting more complicated. It seems the neighbor has been using the land without asking. The grass cutting service couldn't cut a portion of the lot...
by barnaclebob
Tue May 15, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to use our land temporarily - let them or not?
Replies: 48
Views: 5907

Re: Neighbor wants to use our land temporarily - let them or not?

Assuming you trust them to fix any damage done I wouldn't give it a second thought.
by barnaclebob
Tue May 15, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Patio furniture cover in the northeast
Replies: 9
Views: 494

Re: Patio furniture cover in the northeast

What kind of furniture do you have that needs covering? Sunlight probably damages it more than any winter weather. I haven't covered my enameled "wrought iron" furniture in 8 years now with no issues.
by barnaclebob
Tue May 15, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: DIY AC freon for car or professional fill up
Replies: 15
Views: 1454

Re: DIY AC freon for car or professional fill up

First find a black light and look around for dye on the hose connections, compressor, condensor, etc. To do an AC recharge yourself correctly you should use a vacuum pump, manifold/gages, and pure or dyed R-134a (unless your car takes something else), not the fix a leak cans. The tools were availabl...
by barnaclebob
Tue May 15, 2018 10:38 am
Forum: Personal Consumer Issues
Topic: Any experience with Blue Apron?
Replies: 34
Views: 2541

Re: Any experience with Blue Apron?

Way too much trash generated and the food was just ok. The directions were easy enough. Washing the goo from the ice packs down the sink was annoying as well. We had no trouble cancelling but my wife did forget to cancel before we had to receive and pay for the second delivery. If you can cook for y...
by barnaclebob
Tue May 15, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: Advice for first time homebuyer
Replies: 12
Views: 986

Re: Advice for first time homebuyer

A dry house is a happy house. Keep water away from where its not supposed to be. Use your new home owner motivation to tackle as many of the little projects as possible before the honeymoon period is over. I've still got the motivation for the big projects but haven't fixed a couple of vents that ne...
by barnaclebob
Tue May 15, 2018 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Am I working with the wrong realtor?
Replies: 22
Views: 2621

Re: Am I working with the wrong realtor?

My original concern was only that I was potentially missing out on viewing a home that could have been a prime target for me to submit an offer on. I am a first-time home buyer and not completely familiar with the transaction process. All of the insight thus far is appreciated. Unless the house jus...
by barnaclebob
Mon May 14, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: Bed Bugs
Replies: 36
Views: 3295

Re: Bed Bugs

As a positive note to this story. I'm 99% sure I had some bed bug bites while living with my in laws for a year. Itchy stereotypical breakfast lunch and dinner bites in a couple places. Checked all cracks of the mattress and never saw any signs of them. The bites only happened a couple times then st...
by barnaclebob
Mon May 14, 2018 10:40 am
Forum: Personal Finance (Not Investing)
Topic: When is the right time to buy a house?
Replies: 28
Views: 1736

Re: When is the right time to buy a house?

Owning a house is more of a lifestyle choice before its an investment or not. So, Do you want to own a house? Nobody here can predict the housing market. It may continue upwards or prices could stay flat. Prices could also crash 2 months after you close. If you want to own a house, plan on staying i...
by barnaclebob
Thu May 10, 2018 8:46 am
Forum: Personal Consumer Issues
Topic: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!
Replies: 28
Views: 1896

Re: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!

buy some 2x4's and roll them up. $4.00 solution. Trailers with ramps are also well under $100 for a day to rent. If you have someone who can help, shoulder harness dolly straps are also very effective and allow for proper lifting technique. 2 able bodied people should easily be able to pick them up....
by barnaclebob
Wed May 09, 2018 2:33 pm
Forum: Personal Consumer Issues
Topic: Which cordless weed whacker to buy?
Replies: 49
Views: 3182

Re: Which cordless weed whacker to buy?

No way would I consider any battery powered unit for that big of a hill. You need a two handle brush cutter.
by barnaclebob
Wed May 09, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 5271

Re: What's the view on dogs running free?

Personally I'm surprised at how many people think this is no big deal. There are SO many small claims court cases due to people not keeping control of their dogs. Perhaps I'm biased because I've been impacted twice (won't derail by getting into the stories). If someone drove 100 miles an hour throu...
by barnaclebob
Wed May 09, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 5271

Re: What's the view on dogs running free?

They probably figure its less annoying to you to just go get the dog than to knock on your door then go get the dog. Its one of those things where yes they should have better control of the dog but no its not worth bringing up. EDIT: to the posters below me, calling animal control to have to dog imp...
by barnaclebob
Wed May 09, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: Buying a Boat
Replies: 47
Views: 4684

Re: Buying a Boat

Are you open to aluminum boats? A 20-22 foot deep V Lund or similar would handle some offshore fishing in the proper weather. Much lower maintenance cost on aluminum vs fiberglass. Not a boat person yet but maybe someday. Why are aluminum boats cheaper to maintain? I'm aware that wood which is enca...
by barnaclebob
Wed May 09, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: Estimating cost of granite countertop renovation
Replies: 19
Views: 1452

Re: Estimating cost of granite countertop renovation

I agree. We went with quartzite which is a natural stone more like granite rather than quartz. I told my wife that quartz is just fancy Corian by a new name. I forgot to mention some brave soles put marble in the kitchen and it's not much more expensive but, I am told, it's not very good with hot s...
by barnaclebob
Wed May 09, 2018 11:03 am
Forum: Investing - Help with Personal Investments
Topic: How much have I invested in real estate?
Replies: 2
Views: 420

Re: How much have I invested in real estate?

Well you are essentially using leverage so the volatility is based on the value of the property. But the effect to your net worth is only the equity.
by barnaclebob
Wed May 09, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Gas Fireplace - Shut off pilot light during warm months??
Replies: 33
Views: 28205

Re: Gas Fireplace - Shut off pilot light during warm months??

The pilot light in our previous house's fireplace cost $10-$15 a month in gas to run, about the same as the hot water heater in summer. I turned the pilot off for the first time the summer after we got a gas stove and our summer bills went from ~$40 to ~$30. Relighting them can be a bit frustrating ...
by barnaclebob
Wed May 09, 2018 8:47 am
Forum: Personal Consumer Issues
Topic: Estimating cost of granite countertop renovation
Replies: 19
Views: 1452

Re: Estimating cost of granite countertop renovation

Just reading somewhere that granite is out. They've been saying the same thing about stainless appliances for at least a decade. I do agree that certain builder grade granite's like the black flaky stuff will definitely go or is already out of style but not nice looking veined granite that is super...
by barnaclebob
Tue May 08, 2018 4:27 pm
Forum: Personal Consumer Issues
Topic: Estimating cost of granite countertop renovation
Replies: 19
Views: 1452

Re: Estimating cost of granite countertop renovation

A couple years ago is was about 6k for higher end granite for me, about 35 square feet done with one slab. You will probably need two slabs unless its simple rectangles. Generally for high quality fabricators it should be quoted by the job and not per square ft. The In laws had about twice as much c...
by barnaclebob
Tue May 08, 2018 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Amount to spend on a new house [UK]
Replies: 9
Views: 706

Re: Amount to spend on a new house

I probably wouldn't put that much of my net worth into real estate. What are her needs? Does she really need to spend 1.3million to meet them? Is the difference between what she needs and what she can spend worth the quality of life improvement? Any large healthcare expenses expected if shes not sti...
by barnaclebob
Sun May 06, 2018 10:57 am
Forum: Personal Consumer Issues
Topic: Do we spend too much on food?
Replies: 71
Views: 5924

Re: Do we spend too much on food?

There is no sales tax on grocery store food in Seattle.
by barnaclebob
Fri May 04, 2018 4:28 pm
Forum: Personal Consumer Issues
Topic: Growing Fruit Trees and Shrubs
Replies: 30
Views: 2373

Re: Growing Fruit Trees and Shrubs

Look into mini dwarf apple trees. The can be quite productive and have a 5' spread at 5' tall. I think we got about 40lbs of apples from 6 of them last year but they weren't up to full production yet, only 3 years old. You'll have to spray them about once a month maybe if the bugs are bad, I think ...
by barnaclebob
Fri May 04, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Growing Fruit Trees and Shrubs
Replies: 30
Views: 2373

Re: Growing Fruit Trees and Shrubs

Look into mini dwarf apple trees. The can be quite productive and have a 5' spread at 5' tall. I think we got about 40lbs of apples from 6 of them last year but they weren't up to full production yet, only 3 years old. You'll have to spray them about once a month maybe if the bugs are bad, I think w...
by barnaclebob
Fri May 04, 2018 11:02 am
Forum: Personal Consumer Issues
Topic: Home Theater Stereo/Speakers
Replies: 72
Views: 4951

Re: Home Theater Stereo/Speakers

If your system is difficult to use then its not setup right. The only extra button I have to push is to turn the receiver on and now just control the volume on the receiver remote. I could probably program the receiver remote to turn the TV on but haven't gotten around to it. If your TV and receive...
by barnaclebob
Wed May 02, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Costco Vs Amazon Prime
Replies: 62
Views: 3861

Re: Costco Vs Amazon Prime

Do we really need another one of these threads? There are dozens of Costco and Prime threads with the same praises and complaints.
by barnaclebob
Wed May 02, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Not Wasting Food
Replies: 60
Views: 3456

Re: Not Wasting Food

Plan meals in advance especially when buying very perishable stuff.
by barnaclebob
Wed May 02, 2018 3:15 pm
Forum: Personal Consumer Issues
Topic: Reasonable cost for Tankless Water Heater Inspection / Annual flush
Replies: 4
Views: 570

Re: Reasonable cost for Tankless Water Heater Inspection / Annual flush

You just hook a hose up, Isolate the water from the heater or shut the water off to your house and drain it. No plumber needed.
by barnaclebob
Tue May 01, 2018 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: Help me get on top of some debt before college expenses arrive...
Replies: 50
Views: 2721

Re: Help me get on top of some debt before college expenses arrive...

At a minimum I'd pay off the car loans and 401k loans with taxable, set the taxable to pay dividends in cash and snowball that into the HELOC. That would put an extra 25-30k into your HELOC per year so in 6-8 years you'd be down to your first mortgage. Taking the clean slate approach and paying off ...
by barnaclebob
Tue May 01, 2018 11:33 am
Forum: Personal Consumer Issues
Topic: electric shock hazard [opening a DVD player]
Replies: 11
Views: 1158

Re: electric shock hazard

The shock hazard would be from touching something while its plugged in or possibly a capacitor that is still charged but I don't think that's a big concern if its been unplugged for more than an hour or something. I had a friend that said he got a little shock when he took a digital camera apart and...
by barnaclebob
Mon Apr 30, 2018 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: How would you handle a request for money from a niece?
Replies: 89
Views: 6770

Re: How would you handle a request for money from a niece?

I would have a different take. There are times when someone is hanging on by their fingernails that a Benjamin is a lifesaver. Sounds like this has been an occassional thing for small amounts, so I would vote for giving the money plus the Ramsey course. As an aside, I would always be in favor of gi...
by barnaclebob
Mon Apr 30, 2018 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: How would you handle a request for money from a niece?
Replies: 89
Views: 6770

Re: How would you handle a request for money from a niece?

$100 can't make a meaningful difference in any Americans life. Your niece doesn't need the money, she just wants it. If she really does need it, as in "I don't have any money to buy food for a few weeks" then she should be looking into bankruptcy along with getting a new job.
by barnaclebob
Mon Apr 30, 2018 1:52 pm
Forum: Personal Consumer Issues
Topic: Gate latch that opens from both sides?
Replies: 11
Views: 503

Re: Gate latch that opens from both sides?

Most normal have a little hole on the latch that you can thread a thin wire rod or coat hanger into. Drill a hole through the post and insert the rod through the hole so you can pull on it to open the latch.
by barnaclebob
Mon Apr 30, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: Maple syrup
Replies: 59
Views: 4865

Re: Maple syrup

Costco probably has the best value for real syrup but I'm sure there is better tasting stuff for 4-5x the price. The fake goo almost makes me gag now. Woodinville whiskey company makes a bourbon barrel aged maple syrup that is amazingly good. Just the right amount of whiskey taste. But its $20 from ...
by barnaclebob
Mon Apr 30, 2018 12:29 pm
Forum: Personal Consumer Issues
Topic: Home Theater Stereo/Speakers
Replies: 72
Views: 4951

Re: Home Theater Stereo/Speakers

If your system is difficult to use then its not setup right. The only extra button I have to push is to turn the receiver on and now just control the volume on the receiver remote. I could probably program the receiver remote to turn the TV on but haven't gotten around to it. If your TV and receive...
by barnaclebob
Mon Apr 30, 2018 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Favors for Family/Friends and Getting Compensated or Not?
Replies: 39
Views: 3191

Re: Favors for Family/Friends and Getting Compensated or Not?

Its way better to just turn down the request than to ask for money. Just say that you have stuff to take care of and don't have that kind of time.
by barnaclebob
Mon Apr 30, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: How stressful is buying a home?
Replies: 56
Views: 3147

Re: How stressful is buying a home?

Who else is like me and shares the stress by reading every word of every document I am signing. Despite protests of; "Nobody does that at closing, the reply "Well, I do." Some of the boilerplate disclosure forms are pretty clear on what they are for and you don't need to read the whole thing for co...