Search found 75 matches

by macaroon
Wed Dec 04, 2019 8:52 pm
Forum: Personal Consumer Issues
Topic: Ski gear for toddler
Replies: 37
Views: 1796

Re: Ski gear for toddler

I saw this company on Shark Tank the other night. Sounds like a good way to rent ski gear for both adults and children, toddlers included.

https://www.kitlender.com/about/
by macaroon
Fri Nov 29, 2019 9:00 am
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 412
Views: 98899

Re: South Florida Local Chapter

My husband and I will be there as well. Looking forward to it!
by macaroon
Mon Sep 09, 2019 7:23 pm
Forum: Personal Consumer Issues
Topic: Elderly Parents have 3 day layover in Fort Lauderdale. What to do?
Replies: 24
Views: 2404

Re: Elderly Parents have 3 day layover in Fort Lauderdale. What to do?

they are arriving to Fort Lauderdale on a cruise on April 7, and have a Delta flight out of Fort Lauderdale on April 10. Don't make this more involved than it needs to be. They only need to occupy themselves for two days (April 8/9), which shouldn't be hard to do. Pick a really nice resort in Ft La...
by macaroon
Thu Aug 01, 2019 6:38 pm
Forum: Personal Finance (Not Investing)
Topic: financial to-do checklist for federal employees?
Replies: 36
Views: 1611

Re: financial to-do checklist for federal employees?

https://federalsoup.com/Home.aspx

This can be a helpful site to bookmark. There are sections on pay and benefits, health insurance, etc., and forums where you can ask questions.
by macaroon
Fri Jun 14, 2019 7:47 pm
Forum: Personal Consumer Issues
Topic: Del webb in Florida
Replies: 20
Views: 2756

Re: Del webb in Florida

Del Webb Ponte Vedra is lovely and not in the regular hurricane path. It's far enough inland that you don't need to worry about flooding, either.
https://www.nocatee.com/neighborhoods/d ... onte-vedra
by macaroon
Thu Mar 28, 2019 7:54 pm
Forum: Personal Consumer Issues
Topic: Lifecare community - worth it?
Replies: 33
Views: 2441

Re: Lifecare community - worth it?

This is a site that I heard about here on this forum. Maybe it will be useful.

https://www.mylifesite.net/
by macaroon
Sun Jan 13, 2019 7:25 pm
Forum: Personal Consumer Issues
Topic: buying and shipping art work internationally
Replies: 10
Views: 689

Re: buying and shipping art work internationally

More information is required to give you an complete and accurate response. First, is the work an original piece or a reproduction? This determines the correct tarriff classification (and duty rate) within the HTSUS. Second, you need to know the exact invoice value (not including shipping). This de...
by macaroon
Fri Dec 21, 2018 6:55 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 412
Views: 98899

Re: South Florida Local Chapter

I'll be there with my husband. Looking forward to it!
by macaroon
Wed Dec 19, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: Apple Watch...Fall detection feature really works...almost too well..
Replies: 12
Views: 2337

Re: Apple Watch...Fall detection feature really works...almost too well..

The fall alert was triggered on my watch when i was smashing a clove of garlic with the flat of a chef's knife. Thank goodness I noticed the alert and was able to cancel the call to 911. That would've been embarrassing. :o
by macaroon
Mon Dec 17, 2018 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo tax quick question
Replies: 6
Views: 755

Re: Turbo tax quick question

Pressing F8 marks an entry as estimated. If you somehow forget to correct an entry when you get the actual figures, the estimated entry will come up on an error check.
by macaroon
Sun Dec 16, 2018 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Your Cost for Homeowners Insurance?
Replies: 6
Views: 676

Re: Your Cost for Homeowners Insurance?

South Florida, suburban, about a mile from the coast HOMEOWNERS INSURANCE Dwelling coverage - $570,000 Deductible - $2000 Annual premium - $3139 WINDSTORM INSURANCE Dwelling coverage - 550,000 Deductible - $29,305 Annual premium - $4912 and if that's not bad enough, we have to buy flood insurance, t...
by macaroon
Wed Nov 28, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4887
Views: 1263978

Re: What Movie Have You Recently Watched?

Green Book was really good -- funny in places and poignant in others. I love Maharshala Ali in anything.
by macaroon
Sat Nov 17, 2018 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon says TurboTax 2018 will be released November 12
Replies: 85
Views: 10890

Re: Amazon says TurboTax 2018 will be released November 12

Looks like TurboTax Business is available now for $119. Anyone seen a better price? I may just go ahead and purchase it now. Home & Business was $99 last week Home & Business is not the same program as TurboTax Business. TT Business is for partnerships, S Corp, C Corp, multi-member LLC, trusts and ...
by macaroon
Fri Nov 16, 2018 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Amazon says TurboTax 2018 will be released November 12
Replies: 85
Views: 10890

Re: Amazon says TurboTax 2018 will be released November 12

I put the TurboTax Premier PC download in my Amazon cart yesterday along with TurboTax Business download, intending to buy them later. This morning the TurboTax Business price had gone down from $149.99 to $119.99, and the Premier download was "currently unavailable", although the disk version was. ...
by macaroon
Mon Nov 12, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: How to get rid of palmettos [Palmetto bugs]
Replies: 15
Views: 2440

Re: How to get rid of palmettos

Here in south Florida we have huge palmetto bugs, too. I use Maxforce gel bait and it has worked better than anything else I've tried. https://store.doyourownpestcontrol.com/ ... roach-bait
I 'm terrified of these giant roaches and I've lived down here for 67 years!! :annoyed
by macaroon
Fri Jul 20, 2018 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpected huge LTCG in trust - need help with tax issues
Replies: 5
Views: 779

Re: Unexpected huge LTCG in trust - need help with tax issues

Finally, she would owe around $4400 AMT on her personal return if gains were distributed, but the trust only owed $20 AMT on the dummy return (of course I'm using estimated income amounts based on last year's figures, but they're pretty close to what this year's will be). Did you use a 2018 tax-est...
by macaroon
Fri Jul 20, 2018 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpected huge LTCG in trust - need help with tax issues
Replies: 5
Views: 779

Re: Unexpected huge LTCG in trust - need help with tax issues

The LTCG, after subtracting the losses from the WGL gain, will be about $248K. I know that normally the gain should be taxed to the trust at a 20% rate (plus the 3.8% investment tax). But I believe the trust allows for the capital gains to be distributed to the beneficiary and taxed to her (I am me...
by macaroon
Fri Jul 20, 2018 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpected huge LTCG in trust - need help with tax issues
Replies: 5
Views: 779

Unexpected huge LTCG in trust - need help with tax issues

My deceased father has a trust in which the income is to be distributed to my mother while she’s alive (she is both beneficiary and trustee). I file a 1041 every year and distribute all of the income to her via a K-1 and the trust has never owed tax. This week the trust received an unexpected $512K ...
by macaroon
Fri Jun 08, 2018 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Renter's Insurance for College Dorm
Replies: 32
Views: 2758

Re: Renter's Insurance for College Dorm

Both of my sons had policies through collegestudentinsurance.com (CSI - now Gallagher). NSSI is another company that offers student property insurance. These aren't normal renter's insurance policies but rather specialized policies for students. The advantage over homeowners insurance is the low ded...
by macaroon
Tue Mar 27, 2018 8:32 pm
Forum: Personal Consumer Issues
Topic: Checklist for Parents of Incoming Freshmen/To-Be Adult
Replies: 67
Views: 5729

Re: Checklist for Parents of Incoming Freshmen/To-Be Adult

If she doesn't know already, show her how to do laundry. It's usually the guys who don't know how to do it but some girls have never had to wash their own clothes. It's an important life skill!
by macaroon
Mon Feb 26, 2018 9:31 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1571
Views: 170537

Re: Netflix, Your Current Favorite Show

I just started watching "Rita", a Danish comedy/drama (subtitled). IMDB describes it as "Following the life of a very outspoken and rebellious woman, Rita is a school teacher who is competent in the classroom, but seems to need a teacher of her own, when it comes to her personal life." There are 4 s...
by macaroon
Sat Feb 10, 2018 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: How to enter tax information for forms that I don't have?
Replies: 20
Views: 1817

Re: How to enter tax information for forms that I don't have?

Is there a minimum amount beneath which we don't have to report the interest? I received exactly $1.00 in interest in my checking account. It seems silly to report that. What if I had received $5.00? Would that make a difference in the answer?
by macaroon
Sun Jan 14, 2018 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: HELOC below Prime Rate
Replies: 9
Views: 1347

Re: HELOC below Prime Rate

I have a Third Federal HELOC (opened last March in Florida) that requires principal AND interest. The HELOC we had at Citibank before that was interest only. Neither of them was below prime, though.
by macaroon
Sat Dec 23, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: Medicare Medical Insurance
Replies: 21
Views: 1810

Re: Medicare Medical Insurance

RMmacaroon wrote: ↑Sun Dec 17, 2017 8:33 pm Is there any way one can get an adjustment if this is a one-time event? Also, do large but "one time" increases in income affect Medicare premiums in subsequent years? (If so, can one get an adjustment based upon the fact that the income is no longer anyw...
by macaroon
Sun Dec 17, 2017 8:33 pm
Forum: Personal Consumer Issues
Topic: Medicare Medical Insurance
Replies: 21
Views: 1810

Re: Medicare Medical Insurance

My spouse and I were horrified to learn that we would each be paying $428.60 per month for our Medicare premium in 2018 due to the sale of a rental property that spiked our income in 2016. :shock: We're still reeling!
by macaroon
Sun Nov 05, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: How to Label Plastic Boxes
Replies: 15
Views: 1407

Re: How to Label Plastic Boxes

If they're clear plastic boxes, make a label on a sheet of paper and put it inside the box facing out, either on the end or the side. Attach it with a little bit of tape if it slides around too much.
by macaroon
Mon Oct 30, 2017 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Model Home Purchase/Leaseback
Replies: 18
Views: 4793

Re: Model Home Purchase/Leaseback

Joseramonf, I will send you a private message to let you know who we used.
by macaroon
Mon Oct 23, 2017 10:01 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 412
Views: 98899

Re: South Florida Local Chapter

Please add my husband and myself to the list for the January meeting. Looking forward to it!
by macaroon
Sat Oct 21, 2017 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Health Care with/Medicare
Replies: 209
Views: 25111

Re: Federal Retiree Health Care with/Medicare

That's correct. Here's what the FEPBlue page has to say about it. Medicare reimbursement account If you have Basic Option, you can get a $600 Medicare reimbursement account if you have Medicare Part A and B. You must use this account to pay your Medicare Part B premium. Each member on your contract ...
by macaroon
Tue Oct 17, 2017 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Health Care with/Medicare
Replies: 209
Views: 25111

Re: Federal Retiree Health Care with/Medicare

Blue Cross Basic is going to have a Medicare premium reimbursement account in 2018 but it's only $600 -- less than Aetna Direct. https://www.fepblue.org/en/news/2017/09/25/10/47/2018-benefits-rates Medicare Updates As part of our Medicare benefits, Basic Option members with Medicare Part A and B can...
by macaroon
Wed Aug 30, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: End of month; buying car and need to sell using Craigslist
Replies: 13
Views: 1546

Re: End of month; buying car and need to sell using Craigslist

As others have said, this is state dependent. But in Florida, when my son decided to sell his car and get another one, he transferred the plates from the old car to the new one and bought a temporary tag for the old car so he could let people test drive it while it was advertised for sale. The temp ...
by macaroon
Sat Aug 12, 2017 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Model Home Purchase/Leaseback
Replies: 18
Views: 4793

Re: Model Home Purchase/Leaseback

DW and I are considering purchasing a model home with a leaseback arrangement. Details are as follows: - Lease will be 6 months with an option for 2 more at the builders discretion. - Neighborhood is for the most part complete. This home will be one of the last ones sold. - Even though a model home...
by macaroon
Sun Jul 09, 2017 3:57 pm
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 412
Views: 98899

Re: South Florida Local Chapter

I tried to RSVP to the gmail.com address and it got kicked back. I don't know if my PM made it through or not, so I'm going to RSVP here, as well.

My husband and I are looking forward to attending. Thanks!
by macaroon
Thu Jun 22, 2017 6:55 pm
Forum: Personal Consumer Issues
Topic: Actuary Career - Thoughts Please
Replies: 20
Views: 4147

Re: Actuary Career - Thoughts Please

No experience myself, but when my son was considering it as a career, he found this site very helpful. It answered a lot of his questions.
http://www.beanactuary.org/
by macaroon
Sun Apr 23, 2017 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Amended tax return question - what to include?
Replies: 2
Views: 484

Amended tax return question - what to include?

Taxpayer mistakenly deducted SS and Medicare taxes from a caregiver to whom he paid less than $2000 in 2016. He received a W-2 resubmission notice from Social Security that instructed him to prepare a corrected W-2/W-3 and refile them. This resulted in a change to the Schedule H and a reduction in t...
by macaroon
Sun Apr 16, 2017 6:10 pm
Forum: Personal Consumer Issues
Topic: Home Insurance Premium - How to decrease.
Replies: 41
Views: 5505

Re: Home Insurance Premium - How to decrease.

I have USAA for my homeowners insurance and they started jacking up the insured value of my home a few years ago until it got to what I considered a ridiculously high amount. When I called them to complain, they said that the only way they would lower it was if I got a replacement cost appraisal. I ...
by macaroon
Sun Apr 09, 2017 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Two W2s from employer with only 12W (HSA) on one..does TurboTax and IRS need both?
Replies: 6
Views: 817

Re: Two W2s from employer with only 12W (HSA) on one..does TurboTax and IRS need both?

Can you try putting a "0" into Box 1 and see if TurboTax will accept the W-2 that way? Maybe it just needs some kind of entry there to make it work. I'm only guessing, though.
by macaroon
Sun Mar 12, 2017 7:59 pm
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 278
Views: 60193

Re: USAA 2.5% Cash Back Credit Card

I've been checking periodically, too, and haven't seen the offer (I'm in FL). I just checked when this thread popped up again and, lo and behold, the offer was there. It wasn't under "my offers", but was listed as one of the available credit cards from USAA under Products. It had a notation that it ...
by macaroon
Mon Mar 06, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: QUICKEN failure today (3/6/2017)
Replies: 6
Views: 2982

Re: QUICKEN failure today (3/6/2017)

It's fixed now, with no explanation of what happened.
by macaroon
Mon Mar 06, 2017 7:56 pm
Forum: Personal Consumer Issues
Topic: QUICKEN failure today (3/6/2017)
Replies: 6
Views: 2982

Re: QUICKEN failure today (3/6/2017)

I can't even get to my Quicken file. I opened Quicken tonight and clicked on Update to get new stock quotes. It asked me for the Intuit ID and password (which it never did before -- I don't use any of the online features other than stock quote updates), then I got the "uh-oh" message. I tried a few ...
by macaroon
Tue Feb 28, 2017 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Are travel costs deductible when looking for investment property?
Replies: 9
Views: 1696

Re: Are travel costs deductible when looking for investment property?

And you don't have investment property. You have passive activity residential rental property, actively managed most likely. Investment property is like gold coins or land you buy on which to build a spec home. To you the rental house is an investment, but that's not the tax classification Yes, I s...
by macaroon
Tue Feb 28, 2017 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Are travel costs deductible when looking for investment property?
Replies: 9
Views: 1696

Re: Are travel costs deductible when looking for investment property?

https://ttlc.intuit.com/questions/2821985-can-i-deduct-travel-expenses-incurred-to-buy-a-rental-property "Then the travel to explore a specific investment opportunity and you make the investment, your travel expenses are not deductible; they are added to the basis of the investment." Thank you for ...
by macaroon
Mon Feb 27, 2017 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Are travel costs deductible when looking for investment property?
Replies: 9
Views: 1696

Re: Are travel costs deductible when looking for investment property?

I meant deductible on schedule E. We will have rent income and expenses on this property in 2017. Can we deduct it as a travel expense on Sch. E? The expenses were incurred before we actually owned it and put it into service as a rental. We don't file Schedule C -- we're not real estate professional...
by macaroon
Mon Feb 27, 2017 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Are travel costs deductible when looking for investment property?
Replies: 9
Views: 1696

Are travel costs deductible when looking for investment property?

My spouse and I took a trip upstate to look for a rental property. We drove our own car. We found a place we liked and we signed a contract while we were there. We will return in a month for the closing. Are the travel costs for both of these trips tax deductible (meals, hotel, gas, mileage)? None o...
by macaroon
Sun Jan 29, 2017 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: How reliable are college financial aid estimators?
Replies: 3
Views: 629

Re: How reliable are college financial aid estimators?

NPCs are generally pretty reliable but some colleges don't keep theirs updated so results can be off. They won't be particularly accurate if you're self employed or own a business, parents are divorced, or if you own real estate of any kind in addition to your primary residence.
by macaroon
Sat Aug 20, 2016 5:37 pm
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 12159

Re: What is your system for dealing with coins?

I'm guessing that most of these responses are from men. Women's wallets generally have coin purses attached (at least all of mine always have). If I accumulate so many coins that my wallet gets hard to close, I'll pay cash for small purchases to use them up. My husband has one of those coin sorter m...
by macaroon
Tue Jul 26, 2016 8:01 pm
Forum: Personal Consumer Issues
Topic: Bring medical instruments into US on flight - How much duty?
Replies: 20
Views: 2562

Re: Bring medical instruments into US on flight - How much duty?

Dental and medical devices such as you describe are free of duty under heading 9018 of Chapter 90 of the Harmonized Tariff Schedule of the US. However, a commercial shipment valued over $2500 would require a formal entry. You would need to get a Customs broker to prepare the entry. The broker will b...
by macaroon
Fri Jul 01, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: Laptop & Furniture & Treadmill Configurations
Replies: 8
Views: 836

Re: Laptop & Furniture & Treadmill Configurations

My treadmill has arms on either side that extend about 2 feet from the front of the treadmill. I got a prefab white MDF shelf from Home Depot that was wide enough to span the treadmill arms and deep enough to hold my laptop. I attached clips to the bottom of the shelf that snap over the treadmill ar...
by macaroon
Sun May 22, 2016 5:12 pm
Forum: Personal Consumer Issues
Topic: Arrgghhh !!! Windows 10 installed overnight
Replies: 92
Views: 13559

Re: Arrgghhh !!! Windows 10 installed overnight

I had to force my laptop to not download the Windows 10 upgrade because it's incompatible with a program I want to keep. I've used Quicken Medical Expense Manager for years but it's no longer supported by Intuit. I think when I first started using it I had Windows 98. It has continued to work throu...
by macaroon
Tue May 17, 2016 8:16 pm
Forum: Personal Consumer Issues
Topic: Arrgghhh !!! Windows 10 installed overnight
Replies: 92
Views: 13559

Re: Arrgghhh !!! Windows 10 installed overnight

I had to force my laptop to not download the Windows 10 upgrade because it's incompatible with a program I want to keep. I've used Quicken Medical Expense Manager for years but it's no longer supported by Intuit. I think when I first started using it I had Windows 98. It has continued to work throug...