Search found 39 matches

by novaboglehead
Tue Dec 13, 2016 3:45 pm
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 103
Views: 10745

Re: McDonald's Stock

I never cared for Panera! Would rather eat McDonald's any day! Bleh. Each to their own, but I'd rather have tomato soup (or broccoli cheddar) and a grilled cheese at Panera any day. Yes, to each their own. I think Panera is the grossest of all the fast casual and fast food restaurants. Their food h...
by novaboglehead
Fri Oct 02, 2015 6:39 pm
Forum: Investing - Theory, News & General
Topic: Dividend Mantra Sells Out
Replies: 28
Views: 8577

Re: Dividend Mantra Sells Out

After seeing his dividend income, he could've saved himself a lot of time and made a few more bucks by dumping all his money into either Vanguard's Equity Income or High Yield Dividend Index fund.
by novaboglehead
Thu Oct 09, 2014 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Late start, low income - what to do first?
Replies: 51
Views: 5551

Re: Late start, low income - what to do first?

My suggestion is to get him contributing to the 401k, just a small % so he sees that it won't be devastating to his take home pay. I don't make a large salary, esp. by BH standards, and when I cranked up my retirement contribution to 20%, I was surprised that it wasn't such a hit to take-home pay as...
by novaboglehead
Tue Sep 09, 2014 11:27 am
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 255
Views: 30397

Re: Good Modern Science Fiction

Since Wool was mentioned several times, I was wondering if anyone read either of the sequels--Shift and Dust.
by novaboglehead
Mon Sep 08, 2014 4:56 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 255
Views: 30397

Re: Good Modern Science Fiction

I'm not a huge sci-fi fan, but Wool was awesome. Scalzi is entertaining...but I wouldn't call it good fiction. If you've read Starship Troopers and Forever War, then you've read Old Man's War. I saw a review calling it "Twilight" for men. :P
by novaboglehead
Mon Jul 28, 2014 10:43 am
Forum: Personal Consumer Issues
Topic: Mecklenburg County, VA
Replies: 9
Views: 1069

Re: I see a place

where they call it the War of Northern Aggression. Oh good grief, don't be absurd. For the OP...Mecklenburg is fine if you are into the outdoors and want a quiet life. Lake Gaston is popular and nearby. There isn't going to be much to do, but Richmond is only about 2 hours north and Raleigh about 2...
by novaboglehead
Thu Jul 17, 2014 11:32 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Inter-Term Bond Index (VBILX)
Replies: 9
Views: 1777

Re: Vanguard Inter-Term Bond Index (VBILX)

Would anyone holding assets in this fund care to comment on its overall performance over the past year? Did it, or has it been meeting your goal in this area of your portfolio? It appears to be a stable longer term bond index fund. Thanks! This is the bond fund that I use for my portfolio. I'm not ...
by novaboglehead
Mon Jul 14, 2014 9:38 pm
Forum: Personal Consumer Issues
Topic: University of British Columbia - Vancouver?
Replies: 31
Views: 2487

Re: University of British Columbia - Vancouver?

UBC has world-class standing--right there with UT, Austin. m One problem I see, as a retired academic, is far too many Americans are completely ignorant about Canadian universities (several members of extended family are University of Toronto graduates). A hiring committee in Texas may be clueless-...
by novaboglehead
Sun Jul 13, 2014 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 9447

Re: Have you quit your job because of your boss?

I would get the surgery done now. You would get your shoulder problem fixed with the added bonus of some extended medical leave away from your boss. Then you would come back from your break with just a little bit of time left before you are at retirement age. After being with your agency for so long...
by novaboglehead
Sat Jul 12, 2014 4:16 pm
Forum: Personal Consumer Issues
Topic: POLL: Walmart vs Amazon
Replies: 137
Views: 11425

Re: POLL: Walmart vs Amazon

I boycott Walmart. Amazon may have its problems but I don't think they treat their employees as bad as Walmart. LOL. I hope that is sarcasm. Amazon is notorious for bad treatment of employees, especially warehouse personnel. Here is a Feb. article from Salon about Amazon entitled "Worse than W...
by novaboglehead
Mon Jul 07, 2014 9:39 am
Forum: Personal Consumer Issues
Topic: Car did not start: To dispose? How?
Replies: 70
Views: 7965

Re: Car did not start: To dispose? How?

When my previous vehicle died, I donated it to the Purple Heart Foundation. I called them and they picked it up a few days later.
by novaboglehead
Mon Jul 07, 2014 7:31 am
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 141
Views: 20602

Re: Easy careers to last me to retirement?

I had a similar burnt-out feeling after a lay-off about 10 years ago. I temped for 2 years. It was good to experience some workplaces that were not dysfunctional plus I had no emotional attachment to the work or office. After about 2 years, I was ready to go back to a full-time permanent job.
by novaboglehead
Wed May 21, 2014 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Offered a new job today but 50/50 mixed
Replies: 28
Views: 3473

Re: Offered a new job today but 50/50 mixed

Ten years ago, I made the switch from private sector to a staff position at a college. Do not regret it at all. For me, the excellent health insurance, leave, and retirement plans make up for the lower pay. Even though there is the typical work drama that most work places have, I have met lots of in...
by novaboglehead
Sat May 17, 2014 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Would you retire [to a tropical island with kids]?
Replies: 121
Views: 12695

Re: Living like rich people for 1k a month

There is something fishy about the OP's post. The pictures are from Mui Ne and Nha Trang Vietnam and Boracay Island, Philippines. Neither of these places are consistent with the way she described her home island. The house picture is also consistent with the $300 ocean front view home mentioned in a...
by novaboglehead
Mon Apr 14, 2014 11:00 am
Forum: Investing - Help with Personal Investments
Topic: Save for 25 years = $1million?
Replies: 22
Views: 4922

Re: Save for 25 years = $1million?

Here is a calculator from bankrate.com that he can play around with--adjusting for various rates of return, inflation, etc. Of course, we don't know what future inflation or returns will be, but it may give him some idea of how much he should be saving.

http://www.bankrate.com/calculators/sav ... x?MSA=8872
by novaboglehead
Thu Mar 20, 2014 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Is it ethical to put this on your resume?
Replies: 27
Views: 3976

Re: Is it ethical to put this on your resume?

I've worked in a corporate finance role for the past few years since I graduated, and am currently thinking of switching industries. While I do have a solid background in mathematics (including many upper level courses), my actual degree is in the humanities. Many of the openings I see ask for degr...
by novaboglehead
Thu Mar 06, 2014 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: Would you retire [to a tropical island with kids]?
Replies: 121
Views: 12695

Re: Would you retire like this?

Sorry you had to listen to all that KANO crap (she knows what this means). The numbers work out to be Family of 4 living stress-less life for 10k per year for 10 years so about 100k used of the 350k. At age 62 his income will more than double to 24k per year and still have 250k in savings. The numb...
by novaboglehead
Mon Mar 03, 2014 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Would you retire [to a tropical island with kids]?
Replies: 121
Views: 12695

Re: Would you retire like this?

I think your husband is setting the family up for disaster. I like to read expat blogs. The people that live overseas because they are running away from something in the US almost always seem to be miserable. The 'newness' factor wears off quickly and they get angry when things aren't like they are ...
by novaboglehead
Mon Mar 03, 2014 12:15 pm
Forum: Personal Consumer Issues
Topic: Amtrak across the US?
Replies: 38
Views: 4747

Re: Amtrak across the US?

There are two types of people: train people and weirdos. If you are unsure about being a train person, I would recommend taking a short trip to see if you like the experience. I love it. I've only done DC-Chicago several times and I love taking trains in Europe. You'll meet lots of different people....
by novaboglehead
Tue Feb 18, 2014 12:35 pm
Forum: Personal Consumer Issues
Topic: Suggestions for Travel- March, VA and NC
Replies: 19
Views: 1427

Re: Suggestions for Travel- March, VA and NC

Without knowing your interests, I'll throw this out there. Hop on Rt. 29 and go down to Charlottesville and visit wineries. From there keep heading south and go to Asheville, NC. As you get closer to the border, there are some options if you are into bluegrass. If you are into theater, stop in Staun...
by novaboglehead
Mon Feb 17, 2014 3:31 pm
Forum: Investing - Help with Personal Investments
Topic: Teacher seeks advice with the ABCs of her 403b options
Replies: 44
Views: 4172

Re: Teacher seeks advice with the ABCs of her 403b options

I'm not sure if the VRS 457 plan is open to non-state employees who participate in the VRS, but I would definitely check with your benefits person because the funds are dirt cheap. If you can't join the VRS 457, it can't hurt to double check with HR as a different 457 may be offered in your school s...
by novaboglehead
Wed Jan 29, 2014 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Secondary career in academia?
Replies: 40
Views: 2379

Re: Secondary career in academia?

I think the ideal situation would be low stress, flexible schedule (possibly part-time), something challenging working with bright colleagues and students. Hello, I have worked at both research universities and community colleges. If you your wife is looking for the above, I would strongly caution ...
by novaboglehead
Mon Nov 11, 2013 10:23 am
Forum: Personal Consumer Issues
Topic: Living in Arlington, VA
Replies: 63
Views: 4172

Re: Living in Arlington, VA

Where in Vienna will the job be? I assume it will be in Tysons corner area, but if not then that is important to consider because the Vienna metro station is actually not that close to Tysons and would need additional transporation to get from the station to any job in Tysons. However, the new Silv...
by novaboglehead
Sat Oct 12, 2013 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Second career in teaching?
Replies: 28
Views: 2702

Re: Second career in teaching?

The current Ph.D. glut is making adjunct positions very difficult for Master's only candidates. Sometimes...depends on the culture of the institution and the field. My CC experience aside, a local university leans heavily towards non-PhD adjuncts. Several reasons for this. One reason is not wanting...
by novaboglehead
Sat Oct 12, 2013 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: Second career in teaching?
Replies: 28
Views: 2702

Re: Second career in teaching?

Let's be objective about teaching in a community college. It is not all roses. What percentage of the teaching faculty are adjunct teachers? What is their pay? Do they have to drive to many locations in order to make it a career? What is their training? And yes, I agree with you: People with PhDs w...
by novaboglehead
Mon Oct 07, 2013 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Second career in teaching?
Replies: 28
Views: 2702

Re: Second career in teaching?

... Teaching in a community college has some appeal to me because I think I would find it rewarding to work with students from less privileged backgrounds I work at a community college. Please ditch this attitude before applying--it won't be appreciated and won't get you hired. You need to stop res...
by novaboglehead
Tue Sep 17, 2013 5:14 pm
Forum: Personal Consumer Issues
Topic: Free Wharton MBA Classes
Replies: 26
Views: 3750

Re: Free Wharton MBA Classes

Well, I mostly agree, but there is also value in quality of instructors. While not guaranteed, it is very likely that Wharton MBA professors are the best in the field (that is most knowledgeable, engaging, good presenters, etc). Material may be very similar but presentation of it does matter. Agree...
by novaboglehead
Fri Aug 16, 2013 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Contemplating a career change into corporate accounting...
Replies: 21
Views: 2920

Re: Contemplating a career change into corporate accounting.

Accounting is a popular second career option so if you have the interest and aptitude, I say go for it! I know that former/current accountants who teach at my institution do not recommend accounting certificates for people lacking a business degree. I would recommend the MACC. Due to education requi...
by novaboglehead
Fri Jul 19, 2013 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Community college a better option to start college?
Replies: 122
Views: 8807

Re: Community college a better option to start college?

I work at a community college. I was not much of fan prior to working at one, but I am sold on them. I would send my kids to one with no hesitation. In VA, CC graduates have guaranteed admissions to a four year institution. Many of the professors are working/have worked in the field they teach so st...
by novaboglehead
Thu Jul 18, 2013 3:07 pm
Forum: Investing - Help with Personal Investments
Topic: Which retirement plan is better?
Replies: 24
Views: 2254

Re: Which retirement plan is better?

Again, I think it's interesting (and encouraging I think) that a defined benefit plan (pension) is offered at a university--or anywhere these days I guess. Even though I like the guarantee that goes with the pension, I would probably choose the 403b and contribute--particularly here where my rough ...
by novaboglehead
Fri Jul 05, 2013 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Joining a religious order with a poverty vow
Replies: 62
Views: 4127

Re: Joining a religious order with a poverty vow

If you are Catholic, I would suggest just joining a volunteer organization (ex. Jesuit Volunteer Corp) for a few years instead of a mendicant order. This advice stands even if you are a different religion; I'm sure they have a volunteer organization that you could serve. Catholic orders are concerne...
by novaboglehead
Thu Jun 27, 2013 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: I have no idea what I want to do as a career
Replies: 80
Views: 6877

Re: I have no idea what I want to do as a career

Ok, so after a lay-off 10 years or so ago, I ended up in admin type job at local college. This wasn't the type of job I wanted (I had been a database administrator), but I needed a paycheck until I found something better. I stuck with it, got to know people, looked around at what was going on in the...
by novaboglehead
Tue Mar 19, 2013 10:28 am
Forum: Personal Consumer Issues
Topic: Things I should buy/experience while in my 30s?
Replies: 112
Views: 11968

Re: Things I should buy/experience while in my 30s?

Everything is relative. Those adventurous retired travelers probably would've been more adventurous (reckless?) in their own twenties. It's just life. I agree that everything is relative. I disagree though that adventurous retired travelers necessarily means they were adventurous twenty something t...
by novaboglehead
Fri Jan 25, 2013 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Recommendation for Health Insurance for Living Abroad
Replies: 5
Views: 920

Re: Recommendation for Health Insurance for Living Abroad

If you are married to a Filipino, you can get covered under PhilHealth. Blue Cross Philippines also offers a policies that cover you for the Philippines or world wide. If you are young and in good health, you could probably forgo insurance as routine health care is inexpensive.
by novaboglehead
Sun Dec 30, 2012 2:13 am
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 19209

Re: Bogleheads 2013 Hedgefund Contest

Name: I don't need no stinking index fund Fund

Long:
Qualcomm QCOM
Whole Foods WFM

Short:
Best Buy BBY
Intel INTC
by novaboglehead
Fri Aug 10, 2012 12:41 am
Forum: Personal Consumer Issues
Topic: Austria / Slovenia Recommendations?
Replies: 23
Views: 2173

Re: Austria / Slovenia Recommendations?

Vienna and Slovenia are two of my favorite places. You are going to have such a great time. The Slovenes are a friendly people. If you are in Ljubljana on the weekend, there was a fresh market and flea market in the main square which was fun. Slovenian wine is good so be sure to try some. In Vienna,...
by novaboglehead
Fri Aug 10, 2012 12:34 am
Forum: Personal Consumer Issues
Topic: Have you ever Taught Part-Time at a Community College?
Replies: 16
Views: 2748

Re: Have you ever Taught Part-Time at a Community College?

Have you ever taught part-time at a community college? If yes, what has been your experience? Any tips? I am considering to teach an evening class after work at a local community college this fall semester. Go for it! I think you will find it rewarding. Adjunct experiences vary from institution to ...
by novaboglehead
Fri Aug 10, 2012 12:25 am
Forum: Investing - Theory, News & General
Topic: College Bubble Popping
Replies: 72
Views: 6774

Re: College Bubble Popping

Edit: Here is a study in which some students took the class in person, and some students watched the exact same class online (with the same teacher and same lectures). m The students in the live class did better. This study does not take into account an even more important part of live learning: th...
by novaboglehead
Fri Aug 10, 2012 12:10 am
Forum: Investing - Theory, News & General
Topic: College Bubble Popping
Replies: 72
Views: 6774

Re: College Bubble Popping

Well I checked my Alma Mater, Arizona State University and found that they offer a regular full time on campus MBA and a Executive On-Line MBA. The On-Line MBA is more expensive, $53.9K versus $47.5K. So I guess any savings are not being passed on to the students...Go figure. m m However this may b...