Search found 30 matches

by maitrina
Thu Sep 22, 2016 4:41 pm
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 42819

Re: The Bogleheads' "100 Things Worth Every Penny" List

FM radio, Spotify, my library card, Mizuno running shoes, and Michigan apples.
by maitrina
Tue Jun 07, 2016 7:31 am
Forum: Investing - Theory, News & General
Topic: Biggest investing myths
Replies: 39
Views: 4368

Re: Biggest investing myths

This time it's different.
by maitrina
Wed Apr 06, 2016 8:22 pm
Forum: Investing - Help with Personal Investments
Topic: ICMA-RC - Are these reasonable fees?
Replies: 15
Views: 4313

Re: ICMA-RC - Are these reasonable fees?

As the only option at my workplace, I've invested with ICMA-RC for 25 years and their fees are unconscionable.
by maitrina
Sun Sep 20, 2015 8:43 am
Forum: Personal Consumer Issues
Topic: Hike the Pacific Crest Trail/JMT
Replies: 74
Views: 9464

Re: Hike the Pacific Crest Trail/JMT

Heather "Anish" Anderson is an exceptional athlete who set the record for fastest "unsupported" (no help, no car rides, etc.) time on the Pacific Crest Trail two years ago. She is on the Appalachian Trail now and about to set the record for the fastest unsupported time for the AT...
by maitrina
Sun Jul 19, 2015 8:52 am
Forum: Investing - Help with Personal Investments
Topic: tiaa/cref lazy portfolio
Replies: 33
Views: 5249

Re: tiaa/cref lazy portfolio

I use the TIAA-CREF Equity Index Fund and the TIAA-CREF International Equity Index Fund to deal with my laziness. Time for a nap.
by maitrina
Wed Jun 24, 2015 8:00 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 59
Views: 9997

Re: Your Top 10 Books

Our public library has an annual (because it takes that long) book group started by two English majors, both librarians, who had a really hard time finishing some of the "classics" early in their lives. We've worked through "Ulysses" by James Joyce, "In Search of Time Lost&q...
by maitrina
Wed Mar 19, 2014 4:00 am
Forum: Personal Consumer Issues
Topic: Less is Beautiful
Replies: 29
Views: 5264

Re: Less is Beautiful

I had a similar experience after reading "A Life of Being, Having and Doing Enough" by Wayne Muller. Not that I over-consumed before, but I'm more conscious of my need for consumption now. Best wishes on your path.
by maitrina
Fri Mar 14, 2014 3:06 am
Forum: Investing - Theory, News & General
Topic: Backdoor Roth - why does it make me feel dirty?
Replies: 23
Views: 3475

Re: Backdoor Roth - why does it make me feel dirty?

Two years ago, after reading about the backdoor Roth conversion here, I took the plunge into the mud pit. While doing my taxes that year, my CPA wagged his finger at me and said to "be careful about such tax avoidance schemes found on the internet" (to protect our cover, I hadn't told him ...
by maitrina
Tue Jan 14, 2014 4:24 am
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 613
Views: 95026

Re: High Earners - What's Your Profession?

Librarian - a wonderful, fulfilling profession
by maitrina
Sun Nov 17, 2013 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Land that won't sell: what would you do?
Replies: 85
Views: 10040

Re: Land that won't sell: what would you do?

A guy I know has a similar piece of northern Wisconsin and 50 years ago he planted walnut trees all over it. I admire his long-term view.
by maitrina
Wed Nov 13, 2013 10:12 pm
Forum: Investing - Theory, News & General
Topic: CNBC: iBillionaire Index: Investing like a billionaire
Replies: 13
Views: 1946

Re: CNBC: iBillionaire Index: Investing like a billionaire

nisiprius wrote:"It would make as much sense as my dancing like Miley Cyrus."


I would be willing to invest a few dollars to see Nisi dance like Miley Cyrus.
by maitrina
Tue Oct 22, 2013 5:26 am
Forum: Investing - Help with Personal Investments
Topic: Emerging market allocation
Replies: 18
Views: 3817

Re: Emerging market allocation

One-third of our international equity allocation and 5% of the overall portfolio.
by maitrina
Mon Sep 23, 2013 6:00 pm
Forum: Investing - Theory, News & General
Topic: How do you compare with other investors your age?
Replies: 50
Views: 8925

Re: How do you compare with other investors your age?

Unfortunately, it only counts monies in VG retirement plan accounts - many people have significant assets in their company retirement plans (not with VG) and other assets, I was excited to send this to my daughters so they could "see where they stand" but I find it not very useful for tha...
by maitrina
Sun Aug 25, 2013 4:01 pm
Forum: Personal Consumer Issues
Topic: Office chair recs
Replies: 21
Views: 3773

Re: Office chair recs

I can recommend the Zody by Haworth. Super nice. My a** may not look like much but it seeks and knows comfort.
by maitrina
Thu Aug 08, 2013 9:41 pm
Forum: Investing - Help with Personal Investments
Topic: Bad idea to buy i-bond now?
Replies: 39
Views: 5002

Re: Bad idea to buy i-bond now?

For me, time is too precious to have my emergency funds spread across five places. I use four.
by maitrina
Tue Aug 06, 2013 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Average cost to build a 5000 sq feet house
Replies: 56
Views: 61625

Re: Average cost to build a 5000 sq feet house

Forget about the three bids. No builder is likely to bid and, if they do, it will be outrageously high. Here's why: There can be enormous variation in both the material and labor costs of any component of a house. Okay, granite counter top. What kind of granite? How thick? In what shape - the more ...
by maitrina
Sat Jul 13, 2013 9:26 am
Forum: Personal Consumer Issues
Topic: [Can you recommend]A spectacular movie, and a terrible movie
Replies: 161
Views: 16557

Re: [Can you recommend]A spectacular movie, and a terrible m

LadyGeek wrote:
maitrina wrote:Spectacular is not the best description, but I thought "Division 9" was an exceptionally creative film.

Do you mean District 9? I thought it was excellent.


Yes, District 9!
by maitrina
Fri Jul 12, 2013 8:14 pm
Forum: Personal Consumer Issues
Topic: [Can you recommend]A spectacular movie, and a terrible movie
Replies: 161
Views: 16557

Re: [Can you recommend]A spectacular movie, and a terrible m

Spectacular - "The Usual Suspects"
Terrible - "Braveheart"

Spectacular is not the best description, but I thought "Division 9" was an exceptionally creative film.
by maitrina
Mon Apr 08, 2013 9:37 pm
Forum: Personal Consumer Issues
Topic: is this a scam [Received gift, may have won a prize]
Replies: 21
Views: 3846

Re: is this a scam [Received gift, may have won a prize]

In your skepticism, you've missed the nicety and smell of free flowers. It's a scam but so what?
by maitrina
Tue Mar 12, 2013 8:32 pm
Forum: Investing - Theory, News & General
Topic: "The Affluent Investor." A Gem
Replies: 27
Views: 12622

Re: "The Affluent Investor." A Gem

I valued the quotes but feel uneasy about your cutting, pasting and sharing the highlights of another author's book, Taylor. Original, copyrighted works deserve protection and respect, I think.
by maitrina
Fri Feb 01, 2013 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: What's a better term for 'retired'?
Replies: 97
Views: 10361

Re: What's a better term for 'retired'?

VictoriaF wrote:flâneur
attribution: Nassim Nicolas Taleb.

Victoria


To all but my current boss, I've described myself as a flâneur for the past 12 years.
by maitrina
Sat Dec 29, 2012 6:26 am
Forum: Investing - Theory, News & General
Topic: What is your current Asset Allocation Policy and why?
Replies: 83
Views: 12556

Re: What is your current Asset Allocation Policy and why?

Stable Value 20% Bond Index 10% Inflation Bond Index 15% TIAA Real Estate 15% US Equity Index 20% Small Cap Blend Index 5% International Equity Index 10% Emerging Market Index 5% Our AA has evolved based on Boglehead insights (thanks so much!) and a desire for a portfolio of well-balanced asset clas...
by maitrina
Thu Nov 29, 2012 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: What was your mid-life crisis
Replies: 53
Views: 6401

Re: What was your mid-life crisis

So far, at 52, my mid-life crises have included: 1) an awareness that I have much more than enough; 2) the knowledge that everything constantly changes whether I want it to or not (and impermanence is, actually, to be fully embraced); and 3) I may never, ever quite figure out the perfect asset alloc...
by maitrina
Thu Nov 08, 2012 9:20 pm
Forum: Investing - Theory, News & General
Topic: Fess up, Bogleheads - what is your portfolio?
Replies: 78
Views: 8528

Re: Fess up, Bogleheads - what is your portfolio?

Guaranteed/Stable 20%
Inflation Protected Fixed Income 16%
Bond Index 10%
TIAA Real Estate 14%
US Stock Index 18%
US Small Cap Blend Index 5%
Love & Happiness Index 42%
International Index 18%
by maitrina
Sat Oct 27, 2012 10:16 am
Forum: Investing - Theory, News & General
Topic: Simple RMD strategy dominates 4% SWR rule
Replies: 65
Views: 6162

Re: Simple RMD strategy dominates 4% SWR rule

How would someone extrapolate the annual withdrawal percentages following the RMD strategy to a younger age, say 55? Look in the IRS table? As previously posted, the age 20 life expectancy is 63. Divide. 1 / 63 = 0.01587 = 1.587% For age 55, the single life table shows 55 29.6 I thought that was ho...
by maitrina
Sat Oct 27, 2012 9:56 am
Forum: Investing - Theory, News & General
Topic: Simple RMD strategy dominates 4% SWR rule
Replies: 65
Views: 6162

Re: Simple RMD strategy dominates 4% SWR rule

How would someone extrapolate the annual withdrawal percentages following the RMD strategy to a younger age, say 55?
by maitrina
Wed Sep 12, 2012 9:21 pm
Forum: Personal Consumer Issues
Topic: Most underrated band of all time [that you listen to]?
Replies: 342
Views: 20299

Re: Most underrated band of all time [that you listen to]?

Three of recent times, Ray LaMontagne and The Pariah Dogs, Wilco and the Cowboy Junkies.
by maitrina
Thu Sep 06, 2012 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: 21 ways rich people think
Replies: 84
Views: 10155

Re: 21 ways rich people think

"The rich are different from us." - F. Scott Fitzgerald

"Yes, they have more money." - Ernest Hemingway, replying to F. Scott Fitzgerald
by maitrina
Tue Sep 04, 2012 7:28 pm
Forum: Investing - Theory, News & General
Topic: State pension and asset allocation question
Replies: 46
Views: 3657

Re: State pension and asset allocation question

Illinois is one of a handful of states with a "pension protection clause" in its constitution. It reads "Membership in any pension or retirement system of the State, any unit of local government or school district, or any agency or instrumentality thereof, shall be an enforceable cont...
by maitrina
Mon Sep 03, 2012 7:01 pm
Forum: Personal Consumer Issues
Topic: Potato Salad
Replies: 59
Views: 4300

Re: Potato Salad

Funny how my first post is on a food thread (I'm appreciative of the caring ((most of the time!)) commitment by many of you to this forum. Thanks so much.).

With "tbs" I think you may have confused tablespoons with teaspoons.