Search found 212 matches
- Fri Feb 26, 2021 1:38 pm
- Forum: Personal Finance (Not Investing)
- Topic: Long Term Care Insurance
- Replies: 150
- Views: 6764
Re: Long Term Care Insurance
Thanks for the reply's. Can you tell me who the carrier was that you bought LTC through?
- Thu Feb 25, 2021 4:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: Long Term Care Insurance
- Replies: 150
- Views: 6764
Long Term Care Insurance
Hello I am wondering who out there has LTC Insurance and at what age did you get it and with what carrier?
I am 55 in good health and probably can self insure but I'd like others to weigh in.
I am 55 in good health and probably can self insure but I'd like others to weigh in.
- Mon Jan 18, 2021 3:23 pm
- Forum: Personal Investments
- Topic: Real estate crowdfund investors: how are your returns?
- Replies: 10
- Views: 1366
Re: Real estate crowdfund investors: how are your returns?
Got it. Thanks
- Sat Jan 16, 2021 10:55 am
- Forum: Personal Investments
- Topic: Real estate crowdfund investors: how are your returns?
- Replies: 10
- Views: 1366
Re: Real estate crowdfund investors: how are your returns?
Check out DLP Capital. I did exhaustive research with the company materials and even talked to several investors that are in both their equity and debt funds for several years. I came away impressed and have invested in both the equity and debt fund. They seem to be true professionals, have a solid...
- Sat Jan 02, 2021 6:43 pm
- Forum: Personal Investments
- Topic: All Weather Portfolio
- Replies: 1
- Views: 376
All Weather Portfolio
I've seen the Ray dalio all weather portfolio which is roughly 50% short and Long term government bonds, 7.5% Gold, 7.5% real estate and 35% US Equities. I'm wondering if their is a more updated all weather portfolio that I can build with ETF's?
- Sat Jan 02, 2021 3:18 pm
- Forum: Personal Investments
- Topic: Blackstone Real Estate Income Trust
- Replies: 1
- Views: 276
Blackstone Real Estate Income Trust
Anybody have any experience investing in BREIT and if so are you pleased and secondly how did you access this investment?
- Mon Dec 21, 2020 11:43 am
- Forum: Personal Investments
- Topic: Tell me about your experience with CrowdStreet
- Replies: 11
- Views: 1224
Re: Tell me about your experience with CrowdStreet
Got it thanks for the explanations.
- Sun Dec 20, 2020 1:14 pm
- Forum: Personal Investments
- Topic: Tell me about your experience with CrowdStreet
- Replies: 11
- Views: 1224
Re: Tell me about your experience with CrowdStreet
Longtime lurker.... Available to accredited investors, this crowdfunding platform seems to offer the most extensive list of private placement real estate offerings. I have five deals funded with them so far with intention of doing more soon. I have experience in owning rental properties so I'm comf...
- Sat Dec 19, 2020 3:47 pm
- Forum: Personal Investments
- Topic: Tell me about your experience with CrowdStreet
- Replies: 11
- Views: 1224
Tell me about your experience with CrowdStreet
I am looking for anybody who has had experience with CrowdStreet. Positive or negative please share your experience. Thanks
- Fri Dec 18, 2020 9:39 am
- Forum: Personal Investments
- Topic: Looking for a way to invest in Multi Family Real Estate in SE
- Replies: 16
- Views: 1475
Re: Looking for a way to invest in Multi Family Real Estate in SE
Here are a couple I've invested with and have been happy with the performance and returns: https://praxcap.com/ https://birgeandheld.com/ Passive RE investing is generally frowned on in this forum. If you are interested in researching and networking with others who are interested in the space you s...
- Wed Dec 16, 2020 4:22 pm
- Forum: Personal Investments
- Topic: Looking for a way to invest in Multi Family Real Estate in SE
- Replies: 16
- Views: 1475
Re: Looking for a way to invest in Multi Family Real Estate in SE
Check out DLP Capital Partners. I am looking at the same thing currently and they have caught my attention, although I have not yet pulled the trigger. I am looking at this as a way to diversify a small portion away from just my 3 fund portfolio. I think it is a good way to earn good consistent ret...
- Tue Dec 08, 2020 12:42 pm
- Forum: Personal Investments
- Topic: Looking for a way to invest in Multi Family Real Estate in SE
- Replies: 16
- Views: 1475
Re: Looking for a way to invest in Multi Family Real Estate in SE
These are all great ideas and suggestions so thank you. I like the idea of a direct private investment because many times these are more tax efficient due to the depreciation and possible 1031 exchange that gets passed through. Public REITS are great but I'm looking for further diversification.
- Mon Dec 07, 2020 6:57 pm
- Forum: Personal Investments
- Topic: Looking for a way to invest in Multi Family Real Estate in SE
- Replies: 16
- Views: 1475
Looking for a way to invest in Multi Family Real Estate in SE
I'm looking for a fund, operator, investment manager that is top notch place to invest in multi family housing. I like workforce multi family and I like the south east region of USA. I don't think any public investment will compare so I expect it to be a private investment for accredited investors.
- Fri Dec 04, 2020 1:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: Tracking Networth and performance
- Replies: 5
- Views: 802
Tracking Networth and performance
Is their off the shelf software to track networth and performance over time or is Excel the best way to do this?
- Mon Sep 28, 2020 1:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: Best ways to tap home equity
- Replies: 11
- Views: 1342
Re: Best ways to tap home equity
Agree she's likely a good candidate for reverse mortgage. Also agree selling and moving to a small apartment makes more sense. Fixed expenses.
- Mon Sep 28, 2020 12:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: Best ways to tap home equity
- Replies: 11
- Views: 1342
Best ways to tap home equity
Hello my MIL is 85 and generally healthy and recently widowed. Her husbands pension lapsed upon his passing. Other than social security she has no cash flow and very little in savings. What came in they essentially spent. The home is paid off and is worth $550-$650K. Obviously she could sell the hom...
- Sun Apr 19, 2020 5:20 pm
- Forum: Investing - Theory, News & General
- Topic: Crisis Lessons (My list)
- Replies: 50
- Views: 4667
Lessons learned from Pandemic
[Thread merged here. Moderator Misenplace] What lessons have you learned about investing, your risk tolerance or anything from this pandemic? I’ll start. I learned that when panic sets in all assets correlate close to 1 as they decline. The only “safe” asset is Treasuries. I saw US, International, ...
- Sun Apr 19, 2020 12:22 pm
- Forum: Investing - Theory, News & General
- Topic: Crisis Lessons (My list)
- Replies: 50
- Views: 4667
Lessons learned from Pandemic
[Thread merged into here, see below. --admin LadyGeek] What lessons have you learned about investing, your risk tolerance or anything from this pandemic? I’ll start. I learned that when panic sets in all assets correlate close to 1 as they decline. The only “safe” asset is Treasuries. I saw US, Int...
- Sun Apr 19, 2020 12:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: Black Swan Events
- Replies: 1
- Views: 240
Black Swan Events
While I didn’t predict this pandemic I have thought and continue to consider what events could happen that disrupt our life as we know it. I am wondering what people are concerned about. I for one fear a rogue country or terrorist group releasing a digital virus that disrupts our energy platforms, b...
- Sun Apr 19, 2020 11:27 am
- Forum: Personal Finance (Not Investing)
- Topic: Looking for new business idea
- Replies: 5
- Views: 338
Looking for new business idea
I’ve been brainstorming about new business ideas. I’m a former CFO of an investment firm and would like to do something different. I have capital to invest if needed, I want a business that could generate income passively that doesn’t necessarily require physical office space. Something online. Any ...
- Fri Apr 03, 2020 6:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Tool to track net worth / private investments
- Replies: 3
- Views: 462
Tool to track net worth / private investments
I am looking for something other than Excel to help a friend keep track of a portfolio that has some public securities but many private LP positions. I was thinking about Quicken? Any suggestions?
- Tue Mar 31, 2020 6:23 pm
- Forum: Investing - Theory, News & General
- Topic: Coronavirus and the market
- Replies: 4089
- Views: 324591
Post Coronavirus investing.
[Thread merged into here, see below. --admin LadyGeek]
I’m curious what folks believe will be the top two or three sectors going forward? I have one account where I make sector bets by using ETF’s. It’s an inherited IRA that is my “play” money. Suggestions?
I’m curious what folks believe will be the top two or three sectors going forward? I have one account where I make sector bets by using ETF’s. It’s an inherited IRA that is my “play” money. Suggestions?
- Thu Mar 26, 2020 12:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: Share your net worth progression
- Replies: 2475
- Views: 564119
Re: Share your net worth progression
In increments of 5 years: (I'm 54 now) 1997 $128K 2001 $668K 2006 $1.9M 2011 $4.5M 2016 $7.1M Today $7.9M How did this happen. First and foremost I've always lived way below my means. Live in the same house with wife and that we bought in 1998. At 40 instead of buying that mid life crisis care I pai...
- Mon Mar 23, 2020 6:04 pm
- Forum: Investing - Theory, News & General
- Topic: My bond ladder vs bond mutual fund or ETF
- Replies: 4
- Views: 228
Re: My bond ladder vs bond mutual fund or ETF
dbr thanks for the reply. I get from an accounting standpoint why I should book losses but during better times I never marked up so I leave at par (personal decision). In terms of defaults I’ve never had a default. Do munis default often? Should this current environment get me concerned. Many are in...
- Mon Mar 23, 2020 5:38 pm
- Forum: Investing - Theory, News & General
- Topic: My bond ladder vs bond mutual fund or ETF
- Replies: 4
- Views: 228
My bond ladder vs bond mutual fund or ETF
I want to get some reassurance that my thinking is correct: I have a bond ladder going out 15 years. Most are in state munis (New York) with a few other munis in other states. Also have a few corporate bonds when the tax equivalent yield makes sense. My bond prices are way down but I hold to maturit...
- Mon Mar 23, 2020 11:58 am
- Forum: Investing - Theory, News & General
- Topic: Will Dividends get reduce substantially
- Replies: 2
- Views: 378
Will Dividends get reduce substantially
I own a handful of Vanguard Funds including the High Dividend Yield Fund (VHYAX) and Dividend Growth Fund (VDIGX) and Int'l High Dividend Yield Index Fund (VIHAX). Is it reasonable to assume that over the next several quarters their dividends will be reduced ?
- Sun Mar 22, 2020 1:10 pm
- Forum: Personal Investments
- Topic: Bond prices down yields not up?
- Replies: 3
- Views: 347
Re: Bond prices down yields not up?
I guess the yields are way up.
- Sun Mar 22, 2020 12:24 pm
- Forum: Personal Investments
- Topic: Bond prices down yields not up?
- Replies: 3
- Views: 347
Bond prices down yields not up?
Maybe I’m missing something but a quick gander at my laddered bond portfolio and I saw most of my muni bonds and especially my corporate bonds were down. I hold until maturity so don’t care about premiums or discounts. The question is how come yields aren’t up? If I can buy these same bonds for less...
- Sat Mar 21, 2020 6:24 pm
- Forum: Personal Investments
- Topic: Fidelity Strategic Income Fund-FADMX
- Replies: 0
- Views: 193
Fidelity Strategic Income Fund-FADMX
I’m intrigued by this fund which combines high yield bonds international and EM bonds with about 20% equites and high grade government securities. Does Vanguard have anything like it. FADMX has a great track record.
- Fri Mar 20, 2020 4:39 pm
- Forum: Personal Investments
- Topic: Bond market jitters too
- Replies: 1
- Views: 309
Bond market jitters too
I follow the Bernstein approach and have enough fixed income positions to cover my liabilities (expenses). That said when looking at my laddered bond portfolio which is mostly munis with a handful of corporate bonds some of those holdings have been hammered. I typically don’t care because I hold unt...
- Mon Mar 16, 2020 9:23 pm
- Forum: Personal Investments
- Topic: Suggestions for my tax loss harvesting trade
- Replies: 2
- Views: 155
Suggestions for my tax loss harvesting trade
I own VEMAX (Emerging Market Stock Index Fund) and VIHAX (International High dividend yield fund) both are the only two holdings I have that are down cumulatively. I suppose I should keep this non US exposure. What would you suggest I swap it out for? I want to keep the dividends roughly the same. S...
- Thu Mar 12, 2020 1:03 pm
- Forum: Personal Investments
- Topic: Wash Sale Rule
- Replies: 4
- Views: 182
Wash Sale Rule
If I sell something for a loss and buy a new fund or security then sell again and buy another new security because market keeps going down do I have to wait 30 days for 1st tax loss trade? Each time its a new security.
- Sat Aug 31, 2019 8:54 pm
- Forum: Personal Consumer Issues
- Topic: Subaru Outback issue
- Replies: 38
- Views: 4308
Subaru Outback issue
I own a 2014 Outback (4 cylinder) with 68K miles. Last March the transmission blew while on my way to ski. Six months later (last weekend) the car wouldn't start and had to be towed to dealer who said that the initial transmission work wasn't completed properly and that a loose cable caused the shif...
- Sun Dec 30, 2018 10:57 am
- Forum: Personal Consumer Issues
- Topic: iPad vs iPadPro
- Replies: 20
- Views: 2137
iPad vs iPadPro
My ipad is old, cranky and first generation. I'm looking for a new iPad which I will use for email, streaming movies and music, websurfing and hopefully to learn Procreate for drawing and to do some photo editing with. Is is worth going for the Pro or just stick with basic iPad and save the nearly $...
- Tue Dec 25, 2018 7:39 pm
- Forum: Personal Investments
- Topic: Cleaning up my fixed income allocation
- Replies: 1
- Views: 430
Cleaning up my fixed income allocation
I'm 50% allocated to fixed income. I've got some cash, ibonds, Treasury bills, an International Bond Fund (VTABX) and Emerging Market Bond Fund (VEGBX), and my biggest chunk making up about 50% of my fixed income holdings is a laddered portfolio of New York Muni Bonds with maturity dates from 2019 t...
- Sat Dec 22, 2018 2:40 pm
- Forum: Personal Investments
- Topic: Roth IRA question 2019
- Replies: 2
- Views: 336
Re: Roth IRA question 2019
Got it. Thanks!
- Sat Dec 22, 2018 1:39 pm
- Forum: Personal Investments
- Topic: Roth IRA question 2019
- Replies: 2
- Views: 336
Roth IRA question 2019
Hello: In the past I've always done a Roth IRA via the back door method. For 2019 I will not now if I'm about the $193K income threshold until later in the year. However later in 2019 my firms 401K is being shut down and those funds will be transferred to a roll over IRA. If I do a back door Roth co...
- Fri Dec 07, 2018 8:32 pm
- Forum: Personal Consumer Issues
- Topic: iPad Pro vs Microsoft Surface
- Replies: 15
- Views: 1919
iPad Pro vs Microsoft Surface
I'm deciding between the iPad or a Surface. I want a tablet with a stylus. I will use for Lightroom editing (photography), digital drawing, reading and email. Would like to know what Bogleheads prefer.
Thanks
Thanks
- Wed Nov 07, 2018 5:17 pm
- Forum: Personal Consumer Issues
- Topic: Best LSAT course?
- Replies: 20
- Views: 1218
Best LSAT course?
I'm looking for some guidance on best LSAT course. Their are several option both on-line and in person. Their are also self study books. Need the best bang for the buck and any suggestions are appreciated.
Thanks!
Thanks!
- Tue Aug 07, 2018 6:08 pm
- Forum: Personal Consumer Issues
- Topic: Learning to Draw-Online course?
- Replies: 8
- Views: 761
Learning to Draw-Online course?
Hello I'm interested in learning how to draw. I'm a beginner. Are their any on-line courses that folks have used that they would recommend?
- Sat May 12, 2018 4:23 pm
- Forum: Personal Consumer Issues
- Topic: Picking up New Subaru-Worth buying extended warranty?
- Replies: 59
- Views: 31142
Re: Picking up New Subaru-Worth buying extended warranty?
Hi OP - congratulations on your new Subaru! I'd skip the extended warranty. My 9-year-old Subaru has 105K miles on it and is running strong. I've had two out-of-warranty repairs: at ~40K miles, a broken sunroof track (which was fixed for free); and at ~103K miles, replacement of control arm bushing...
- Thu May 10, 2018 9:07 pm
- Forum: Personal Consumer Issues
- Topic: Picking up New Subaru-Worth buying extended warranty?
- Replies: 59
- Views: 31142
Picking up New Subaru-Worth buying extended warranty?
The dealer offered me an extended warranty, tire warranty, key warranty, a ceramic coating option and glass protection. All of this adds up and I've never been a big fan of extended warranties. The guy at the dealer said that everything is so computerized with this car that I should consider it. I g...
- Mon Apr 23, 2018 10:07 am
- Forum: Personal Consumer Issues
- Topic: Traveling to Asia-need advice
- Replies: 46
- Views: 5792
Re: Traveling to Asia-need advice
My late teens daughter spent 2017 summer travelling with a tour group of backpackers, mostly Australians and Brits all over the cheaper Far East (Vietnam, Thailand, Cambodia, Myanmar). She had a great time and I was not overly anxious because she was with a group of 18 to 30 year-olds. There are se...
- Sun Apr 22, 2018 8:57 pm
- Forum: Personal Consumer Issues
- Topic: Traveling to Asia-need advice
- Replies: 46
- Views: 5792
Traveling to Asia-need advice
My son is 21 and graduating in May from college. He's planning on traveling to China, Japan, Taiwan and maybe South Korea. He's planning to travel solo with a backpack and I assume hoping to stay at hostels. Does anybody have any advice or tips for such an adventure?
- Sun Mar 25, 2018 9:20 pm
- Forum: Personal Consumer Issues
- Topic: Going to Israel need help planning
- Replies: 12
- Views: 2742
Going to Israel need help planning
My wife and I are newly empty nesters. We want to go to Israel and would like a tour but want to go with people generally our age (50's) for 10-13 days with reputable company that somebody could recommend. Thanks!
- Tue Mar 13, 2018 8:33 pm
- Forum: Personal Consumer Issues
- Topic: Tax software recommendation for CPA
- Replies: 7
- Views: 1413
Re: Tax software recommendation for CPA
Thanks all. Will check out TaxAct Pro
- Mon Mar 12, 2018 9:39 pm
- Forum: Personal Consumer Issues
- Topic: Need help on car decision: Honda CRV vs luxury car used
- Replies: 68
- Views: 7691
Re: Need help on car decision: Honda CRV vs luxury car used
I personally can drive any car within reason.....(i.e. $100,000 Mercedes or BMW) and truthfully it will not change my life one bit. I've owned two Audi's, an MDX and several Honda's over the years. I sold my A6 back in 2005 and replaced it with a Honda CR-V and for three straight years I was all smi...
- Mon Mar 12, 2018 8:19 pm
- Forum: Personal Consumer Issues
- Topic: Tax software recommendation for CPA
- Replies: 7
- Views: 1413
Tax software recommendation for CPA
I'm not a tax accountant but I am a CPS so I want something a little more professional than Turbotax. I like seeing the tax forms as information is entered into tax software. Does anybody have any suggestion for tax software? I will use this for myself and perhaps 5-10 other returns I do for friends...
- Sun Jan 28, 2018 4:29 pm
- Forum: Personal Consumer Issues
- Topic: Certified Used BMW, Audi or Mercedes
- Replies: 101
- Views: 13327
Certified Used BMW, Audi or Mercedes
I was thinking of buying a Certified pre owed vehicle from one of the "luxury" german manufacturers. My local mechanic says owning these cars after their warranty can be costly. He says stick with Japanese brands. I'm wondering if this is a dated school of thought of if this still holds tr...
- Mon Dec 18, 2017 11:02 am
- Forum: Personal Consumer Issues
- Topic: US National Parks
- Replies: 36
- Views: 3907
US National Parks
I'd like to go to the National Parks this Spring or early Summer. I'd like to see Yellowstone, Yosemite, Zion, Bryce, Grand Canyons, etc. I'm wondering if others have gone with specific tours that they could recommend? Perhaps its best to go it alone? Any suggestions for trips to see US National Par...