Search found 996 matches
- Wed Jan 22, 2020 11:21 pm
- Forum: US Chapters
- Topic: Sad news: LadyGeek's husband has passed
- Replies: 352
- Views: 37567
Re: Sad news: LadyGeek's husband has passed
So sorry to hear about your loss. Our thoughts and prayers are with you.
- Wed Jan 16, 2019 8:29 pm
- Forum: Investing - Theory, News & General
- Topic: John Bogle has died at age 89
- Replies: 856
- Views: 82116
Re: John Bogle is dead at 89
Rest In peace Mr.Bogle. You certainly deserve it.
You made a very positive difference in our lives, and for that we're eternally grateful. You will never be forgotten in our household.
User Levett has asked me to pass on his condolences and his heartfelt appreciation of your selfless work for the betterment of society.
SB.. and Lev
You made a very positive difference in our lives, and for that we're eternally grateful. You will never be forgotten in our household.
User Levett has asked me to pass on his condolences and his heartfelt appreciation of your selfless work for the betterment of society.
SB.. and Lev
- Mon Jan 02, 2017 10:36 am
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST
- Replies: 711
- Views: 59170
- Fri Jan 01, 2016 11:38 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
- Replies: 667
- Views: 60437
- Fri Nov 06, 2015 10:25 am
- Forum: Personal Consumer Issues
- Topic: Is a $100 drip coffee machine significantly better than a <$50?
- Replies: 57
- Views: 11295
Re: Is a $100 drip coffee machine significantly better than a <$50?
I'm a big fan of America's Test Kitchen and after their review of coffee makers, we bought the Bonita 8 cup coffee maker which was their best buy runner up and have loved it. The technivorm mochamaster mentioned above was their top winner. You should watch the video as it is very informative about what makes a good coffee maker. https://www.youtube.com/watch?v=gggDqQ5yh6o We've had the Bonivita (BV1900TS), second choice in the video, for about a year and we're very happy with it. It replaced another SCAA certified brewer (Newco OCS-8) that broke... I think the Newco made slightly better coffee, however the Bonavita is definitely more durable. I also agree that the freshness of the coffee, and the quality of the grinder is very important as...
- Thu Oct 01, 2015 11:26 pm
- Forum: Personal Finance (Not Investing)
- Topic: What's YOUR FinaMetrica "risk score?"
- Replies: 96
- Views: 16067
Re:
6 years later, estimated 55, scored 67speedbump101 wrote:Estimated 65, Scored 68
SB...
SB...
- Sat May 02, 2015 9:23 pm
- Forum: Forum Issues and Administration
- Topic: Forum is now back ONLINE!
- Replies: 45
- Views: 9116
Re: Forum Functionality From the Index Page
Done, thanks!Peculiar_Investor wrote:Might I suggest you bookmark View unread posts and place it in your bookmarks bar. Saves navigating through the Quick links dropdown menu.
SB...
- Sat May 02, 2015 9:15 pm
- Forum: Forum Issues and Administration
- Topic: Forum is now back ONLINE!
- Replies: 45
- Views: 9116
Re: Forum Functionality From the Index Page
Thank you, old guys, new things, negative correlation!HueyLD wrote:Click on the Quick links and you will find what you are looking for.
SB...
- Sat May 02, 2015 9:09 pm
- Forum: Forum Issues and Administration
- Topic: Forum is now back ONLINE!
- Replies: 45
- Views: 9116
Forum Functionality From the Index Page
I've always entered the forum from the Forum Index page and browsed from 'View unread posts.' With the update today 'view unread posts' and other features previously on the index page are missing. Please don't tell me that after almost seven years here I have to change the way I access the forum.
SB...
SB...
- Tue Mar 31, 2015 5:39 pm
- Forum: Investing - Theory, News & General
- Topic: Bear market warning sign
- Replies: 27
- Views: 9801
Re: Bear market warning sign
If you jinxed the market again I think you should rebrand yourself as 'Valuesinker.'Valuethinker wrote:I just invested some (new) money into:
- European equities
- Fixed interest (UK corporate bonds BBB and above credit rating)
Also switched some money into Emerging Markets. This is all to do with our tax year, which ends 5th April 2015.
There's a distinguished history of my investments being followed by financial crises of various sorts. I remember being proud of making a particularly big contribution to my pension in January of 2000. And I put money into the markets in August 2008.
Did someone mention the Leafs? Let it be known that the Edmonton Oilers are attempting to emulate their
delirium dive.
SB...
- Thu Mar 26, 2015 10:59 am
- Forum: Personal Consumer Issues
- Topic: Google voice
- Replies: 57
- Views: 11734
Re: Google voice
I use Hangouts and GV on my iPhone and it works well. Our son has a OBi202 I believe, and he bought a phone number (one time fee of $50, Canada) from freephoneline.ca. He also has GV installed on the Obi, however being in Canada, he cannot get a local GV number (so he can call out on GV, but can't receive calls to a GV number).
He has been using the OBi for a couple of years with no issues at all. BTW the main reason he got the VOIP line is b/c door access to his apartment building is phone based. He could use his cell number, however having a room mate and only one cell phone door access number could be a problem. The VOIP solution works fine.
SB...
He has been using the OBi for a couple of years with no issues at all. BTW the main reason he got the VOIP line is b/c door access to his apartment building is phone based. He could use his cell number, however having a room mate and only one cell phone door access number could be a problem. The VOIP solution works fine.
SB...
- Fri Mar 13, 2015 4:03 pm
- Forum: Personal Investments
- Topic: Dip? What Dip? Did you catch it?
- Replies: 134
- Views: 21873
Re: Dip? What Dip? Did you catch it?
Ok, let me get this straight, a dip isn't a RBD, but a RBD is a dip? Do you buy on, either, or both?livesoft wrote:I don't believe I ever mentioned RBD in this thread. Did I?
Perhaps this is all a Friday a 13th trading strategy, however, seriously, would you consider writing a paper on this.
SB...
- Fri Mar 13, 2015 3:37 pm
- Forum: Personal Investments
- Topic: Dip? What Dip? Did you catch it?
- Replies: 134
- Views: 21873
Re: Dip? What Dip? Did you catch it?
The dip has come and gone. It was incredibly actionable. I've grown to respect many of your posts, but your penchant for timing threads makes me scratch my head. "Incredibly actionable?" If I could scratch my head and laugh at the same time, I would. These little dips don't mean much and could just as easily turn into larger dips that one wouldn't be so quick about posting about buying into. Not to mention that you have to know this post was tantamount to trolling, what's the point? JT Since he's retired, when he needs more money he times the market to pay for his dinner - the neighbors are on to him, they no longer invite him over for a "snack". :P Thanks a ton; my wife asked me to pick up some garlic dip on the way ho...
- Mon Mar 09, 2015 10:19 pm
- Forum: Personal Consumer Issues
- Topic: Will you buy an Apple Watch?
- Replies: 456
- Views: 80373
Re: Will you buy an Apple Watch?
Ask me again when version 2.0 comes out. I never buy the public beta version of anything digital.
SB...
SB...
- Fri Feb 13, 2015 8:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: Costco/AmEx relationship ending. New Costco MasterCard?
- Replies: 85
- Views: 1118846
Re: Costco/AmEx relationship ending. New Costco MasterCard?
I'm in Canada, and the transition was seamless here. Costco announced in Sept., that Amex would not be honoured after Dec. 31st 2014, and there were kiosks in the stores to apply for the new Capital One Costco card. I received the new card within a month... Same limit as the Amex, and my Costco ID / pix etc. was on the back of the new card. The new C1 card came with double cash back offers for the first three months. Amex also issued a new free card (same account number as the old Costco one). The new Amex came with double cash back offers for the first sis months. SB... So in Canada, you had to use a Capital One MasterCard at Costco, not just any MasterCard? No, you can use any MC, however the new C1 card, like the old Amex, doubles as a ...
- Fri Feb 13, 2015 8:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: Costco/AmEx relationship ending. New Costco MasterCard?
- Replies: 85
- Views: 1118846
Re: Costco/AmEx relationship ending. New Costco MasterCard?
I'm in Canada, and the transition was seamless here. Costco announced in Sept., that Amex would not be honoured after Dec. 31st 2014, and there were kiosks in the stores to apply for the new Capital One Costco card. I received the new card within a month... Same limit as the Amex, and my Costco ID / pix etc. was on the back of the new card. The new C1 card came with double cash back offers for the first three months.
Amex also issued a new free card (same account number as the old Costco one). The new Amex came with double cash back offers for the first six months.
SB...
Amex also issued a new free card (same account number as the old Costco one). The new Amex came with double cash back offers for the first six months.
SB...
- Fri Feb 13, 2015 7:07 pm
- Forum: Personal Consumer Issues
- Topic: Best watch for around $5,000? [Archived]
- Replies: 1479
- Views: 348803
Re: Best watch for around $5,000?
For anyone wanting a watch that keeps perfect time, I recommend this one: http://www.hammacher.com/Product/84166?promo=search My wife gave me one for Christmas some years ago and it's the most accurate watch I've ever owned. Every time I've checked it with WWV it is accurate to the second and runs on a rechargeable solar battery that I have yet to replace. The Bogleheads' edition of this watch, Casio Wave Scepter Wristwatch Solar Men's Watch Multiband , is only $103.90 & FREE Shipping ;) P.S. My other watch is a Rolex. I bought two of these (Casio) as Christmas presents (one for me) :-) $84 CAD Costco (Canada) online sale... Wonderful so far. Solar powered, time updated with WWV Ft. Collins Colorado. What more can you want, or more imp...
- Sat Jan 03, 2015 3:56 pm
- Forum: Investing - Theory, News & General
- Topic: What will be the biggest investment surprises of 2015?
- Replies: 84
- Views: 13481
Re: What will be the biggest investment surprises of 2015?
lws6772 wrote:Oil will go back up, SURPRISE!
Agree, b/c currently there is no 'logical' narrative why this should happen, which is a good enough reason for me to say that it will. let's say WTI crude $70 +/- $5
Caveat, I've been wrong before!
SB...
- Thu Jan 01, 2015 6:04 pm
- Forum: Investing - Theory, News & General
- Topic: 2015 BOGLEHEAD CONTEST REGISTRATION
- Replies: 557
- Views: 57682
- Wed Dec 31, 2014 7:06 pm
- Forum: Personal Consumer Issues
- Topic: Best albums from 2014?
- Replies: 63
- Views: 9338
Re: Best albums from 2014?
Royal Wood -The Burning Bright
Damien Rice -My Favorite Faded Fantasy
SB
Damien Rice -My Favorite Faded Fantasy
SB
- Mon Nov 03, 2014 10:11 pm
- Forum: Personal Consumer Issues
- Topic: "You're invited to...." (nonsense talk and dinner)
- Replies: 108
- Views: 16547
Re: "You're invited to...." (nonsense talk and dinner)
I've been to a few of these over the years and have never had any problems at all. A few good questions to pitch from the floor are: 1) How exactly are you getting paid for pushing this new fangled fool proof investment. (they love this one) 2) I've heard lately that costs really matter. Where exactly do you disclose the total costs of this venture. (Room usually goes quiet here) 3) Invest now, nope I can't, I have to consult my IPS to see if your yen based Peruvian REIT is mentioned. :-) This is sort of like when the fellow calls telling me I have a problem with my "Windows." I tell him I have Macs, and I usually ask, because you're obviously a pro, could help me unlock my iPhone. They always hang up on me, and almost always in l...
- Thu Oct 30, 2014 11:47 pm
- Forum: Investing - Theory, News & General
- Topic: your advisor should act like a good doctor
- Replies: 48
- Views: 6694
Re: your advisor should act like a good doctor
Science or what? Isn't the author using scientific methodologies? Someone must think so b/c he won the Nobel prize for "Economic Sciences" in 1990 (option pricing). On a topic we all hold dear to our hearts. Is this science or what? "The best way to measure a manager's performance is to compare his or her return with that of a comparable passive alternative. The latter -- often termed a "benchmark" or "normal portfolio" -- should be a feasible alternative identified in advance of the period over which performance is measured. Only when this type of measurement is in place can an active manager (or one who hires active managers) know whether he or she is in the minority of those who have beaten viable passi...
- Thu Oct 30, 2014 4:49 pm
- Forum: Investing - Theory, News & General
- Topic: your advisor should act like a good doctor
- Replies: 48
- Views: 6694
Re: your advisor should act like a good doctor
"A better strategy is to learn from history, so you don't repeat the mistakes past generations made. Scientific investing, at its best, is about engaging the data honestly, with the intention of learning something new, hopefully something discordant with previously held beliefs. Science as it's currently practiced has plenty of flaws, but it's still the most reliable method of acquiring the truth that I know of."
http://news.morningstar.com/articlenet/ ... ?id=608389
SB...
http://news.morningstar.com/articlenet/ ... ?id=608389
SB...
- Tue Oct 28, 2014 3:14 pm
- Forum: Investing - Theory, News & General
- Topic: your advisor should act like a good doctor
- Replies: 48
- Views: 6694
Re: your advisor should act like a good doctor
Thought piece hope you find of interest http://www.etf.com/sections/index-investor-corner/23630-your-advisor-should-be-like-a-top-doctor.html Best wishes Larry Thanks for the article. Is there a complete transcript of Statman's comments at NAPFA? I could find only an "Investment News" article on his doctor/advisor talk and the reference to "treat your clients like kids." That, plus a few other comments on the behavioral left me wanting to know more. Thanks. Not the article you're looking for, however this (circa 2002) covers Statman's comments re financial advisors being "financial-physicians' (Sorry for the naked link, however I'm unable to copy a snippet) http://www.scu.edu/business/finance/research/upload/financ...
- Fri May 09, 2014 10:09 am
- Forum: Investing - Theory, News & General
- Topic: contrasting articles, one great, one porn
- Replies: 10
- Views: 2606
Re: contrasting articles, one great, one porn
I frame the question this way. If one has a properly developed and populated investment plan, an IPS, based on Larry's matrix of 'need, ability, and willingness to take risk,' which of these two links is most likely to derail you from this well thought out plan? IMO Faber wins that test hands down, and therefore he wins the financial porn crown.
For those of you who have read Dan Ariely, I'd suggest Faber puts investors in a "hot state" and behavioural science has produced some very interesting experiments on decision making skills when one is in this state.
SB...
For those of you who have read Dan Ariely, I'd suggest Faber puts investors in a "hot state" and behavioural science has produced some very interesting experiments on decision making skills when one is in this state.
SB...
- Mon May 05, 2014 11:41 am
- Forum: Investing - Theory, News & General
- Topic: A riddle about "attributing" gains.
- Replies: 44
- Views: 6651
Re: A riddle about "attributing" gains.
Jack Bogle's quote on this: "John Bogle, writing on the website IndexUniverse.com, writes the following: “An investment of $10,000 in the S&P 500 Index at its 1926 inception with all dividends reinvested would by the end of September 2007 have grown to approximately $33,100,000 (10.4% compounded). [Using the S&P 90 Stock Index before the 1957 debut of the S&P 500.] If dividends had not been reinvested, the value of that investment would have been just over $1,200,000 (6.1% compounded) – an amazing gap of $32 million. Over the past 81 years, then, reinvested dividend income accounted for approximately 95% of the compound long-term return earned by the companies in the S&P 500.” In other words, the reinvestment of dividen...
- Wed Mar 26, 2014 8:37 pm
- Forum: Personal Consumer Issues
- Topic: Looking for Good Free Win 7 File Manager
- Replies: 7
- Views: 1247
Re: Looking for Good Free Win 7 File Manager
Total Commander, I've used it for years. The free version requires you to make a number selection when launched, however it is fully functional.
http://www.ghisler.com
SB...
http://www.ghisler.com
SB...
- Thu Mar 20, 2014 10:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: Do you love your job? What do you do?
- Replies: 134
- Views: 18315
Re: Do you love your job? What do you do?
Pilot, 41 yrs, 36 with a major airline (domestic and international)... A great job!
Retired, 5 yrs... An amazing job!
Boglehead, 7 yrs... The icing on the cake!
SB...
Retired, 5 yrs... An amazing job!
Boglehead, 7 yrs... The icing on the cake!
SB...
- Tue Mar 04, 2014 5:22 pm
- Forum: Investing - Theory, News & General
- Topic: Get ready for the Dow at 6,000 by 2016: Pro
- Replies: 46
- Views: 8902
Re: Get ready for the Dow at 6,000 by 2016: Pro
No, I think he's saying 'we're as doomed as doomed can be'... Not sure though!dkturner wrote:The're doing a 3 for 1 split in two years?
SB...
- Sat Feb 01, 2014 2:37 pm
- Forum: Personal Consumer Issues
- Topic: Keurig vs normal coffeemaker?
- Replies: 131
- Views: 14268
Re: Keurig vs normal coffeemaker?
If you have to ask, you're not old enough.HueyLD wrote:How old does one have to be to get a cup of senior coffee at McD? Does one have to be older than dirt?sscritic wrote:So who'd you rather? A Keurig cup or a McDonald's cup? Of course if you take the Senior discount into the comparison, McDonald's wins hands down.
SB...
- Thu Jan 02, 2014 1:29 pm
- Forum: Personal Consumer Issues
- Topic: "Cheapskate of the Year"
- Replies: 87
- Views: 13383
Re: "Cheapskate of the Year"
2013 is the year that penny pinching officially died in Canada. Yes it's true, the penny is no longer legal currency in Canada, so hence forth we will practice 'nickel pinching' (5 cents) here. Apparently the copper in the penny is worth more than the currency value of the coin.
I'm considered to be a PhD nickel pincher by some of my friends, however in the Boglehead's world I'm at a kindergarten level, except, possibly compared to $500k lunch guy at the beginning of this thread.
Have a Happy (and thrifty) New Year everyone,
SB... Heading out for a seniors (discounted) coffee at McD's
I'm considered to be a PhD nickel pincher by some of my friends, however in the Boglehead's world I'm at a kindergarten level, except, possibly compared to $500k lunch guy at the beginning of this thread.
Have a Happy (and thrifty) New Year everyone,
SB... Heading out for a seniors (discounted) coffee at McD's
- Wed Jan 01, 2014 10:45 am
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST
- Replies: 537
- Views: 44155
- Sat Dec 28, 2013 9:15 pm
- Forum: Investing - Theory, News & General
- Topic: BOGLEHEAD CONTEST -- 2 more trading days.
- Replies: 43
- Views: 4113
Re: BOGLEHEAD CONTEST -- 2 more trading days.
The 'Just Joking Hedge Fund' ... Brilliant, 2 and 20 never looked so good!Rick Ferri wrote:I'll be starting a market-timing hedge fund the first of the year.Boglenaut wrote:Rick Ferri's at 18. Glad I read his projections, but I know Rick won't let it go to his head.
(just joking)
Rick Ferri
SB...
- Sat Dec 21, 2013 1:52 pm
- Forum: Investing - Theory, News & General
- Topic: Fixing the Shiller CAPE Ratio
- Replies: 1
- Views: 762
Re: Fixing the Shiller CAPE Ratio
Before posting this I tried (unsuccessfully) to confirm that it hadn't been previously posted. Today I found another, earlier thread, addressing the same paper. If you wish to post about this paper please use the other thread.
http://www.bogleheads.org/forum/viewtop ... 0&t=128647
SB...
http://www.bogleheads.org/forum/viewtop ... 0&t=128647
SB...
- Fri Dec 20, 2013 7:19 pm
- Forum: Investing - Theory, News & General
- Topic: Fixing the Shiller CAPE Ratio
- Replies: 1
- Views: 762
Fixing the Shiller CAPE Ratio
Interesting perspective IMO
"For most of history, the Shiller Cyclically-Adjusted Price-Earnings ratio (CAPE) oscillated in a pseudo sine wave around a long-term (130 year) average of 15.30. It spent 55% percent of the time above the average, and 45% of the time below–a reasonable result for a metric that allegedly mean reverts. Since 1990, however, the metric has only spent 2% of the time below its historical average–98% of the time above."
http://philosophicaleconomics.wordpress ... 3/shiller/
SB...
"For most of history, the Shiller Cyclically-Adjusted Price-Earnings ratio (CAPE) oscillated in a pseudo sine wave around a long-term (130 year) average of 15.30. It spent 55% percent of the time above the average, and 45% of the time below–a reasonable result for a metric that allegedly mean reverts. Since 1990, however, the metric has only spent 2% of the time below its historical average–98% of the time above."
http://philosophicaleconomics.wordpress ... 3/shiller/
SB...
- Thu Nov 28, 2013 1:19 pm
- Forum: Investing - Theory, News & General
- Topic: Bitcoin vs. South Seas Stock
- Replies: 8
- Views: 1055
Re: Bitcoin vs. South Seas Stock
VictoriaF wrote:Can one pay in bitcoins for a cruise in South Seas?
Victoria
Is there an ETF inversly leveraging (3x) bitcoins? A must in everyone's vacation travel portfolio. Portfolio insurance!
SB...
- Thu Nov 28, 2013 11:08 am
- Forum: Investing - Theory, News & General
- Topic: Bill Bernstein: "Take risk off the table"
- Replies: 207
- Views: 34404
Re: Bill Bernstein: "Take risk off the table"
+1 ...very well stated, and I totally agree. Making a plan is difficult, populating the plan is relatively easy, adhering to the plan can be very difficult.umfundi wrote:As Dr. Bernstein and others on the panel of experts at BH2013 said, staying with your plan is more important than getting the plan exactly right.
Yes, "staying the course" is not some stupid slogan. It means, stick with your plan. Which is why I am so frustrated with some of the experts now suggesting you should be tinkering and tampering with your plan.
Keith
SB...
- Sun Nov 24, 2013 8:14 pm
- Forum: Investing - Theory, News & General
- Topic: Merton, Milevsky, & Utkus retirement presentations
- Replies: 11
- Views: 3729
Re: Merton, Milevsky, & Utkus retirement presentations
Thanks Bob. I particularly enjoyed Milevsky and his discussion about the importance of the sequence of returns.
SB...
SB...
- Mon Oct 28, 2013 9:57 am
- Forum: Investing - Theory, News & General
- Topic: The Decumulation Phase
- Replies: 138
- Views: 71114
Re: The Decumulation Phase
Jim,
As OP here I see you've opened a 4 yr old thread with the last post being 2 1/2 years ago.
Regardless, I'd like to reiterate my appreciation of your book, Unveiling the Retirement Myth, which together with the works of Milevsky, Zwecher, and the Lifecycle crowd (Paula Hogan et al) eminently explained here by poster Bobcat2, have been the guiding light of my now five and a half year old retirement.
Some day I hope you'll find time to attend a Boglehead convention where those of us whose lives have been positively affected by you would have a chance to meet and thank you personally. Wouldn't Philadelphia, Oct 2014 would look nice on your calendar?
SB...
As OP here I see you've opened a 4 yr old thread with the last post being 2 1/2 years ago.
Regardless, I'd like to reiterate my appreciation of your book, Unveiling the Retirement Myth, which together with the works of Milevsky, Zwecher, and the Lifecycle crowd (Paula Hogan et al) eminently explained here by poster Bobcat2, have been the guiding light of my now five and a half year old retirement.
Some day I hope you'll find time to attend a Boglehead convention where those of us whose lives have been positively affected by you would have a chance to meet and thank you personally. Wouldn't Philadelphia, Oct 2014 would look nice on your calendar?
SB...
- Sun Sep 01, 2013 12:50 pm
- Forum: Personal Consumer Issues
- Topic: How many big moves have you made in your lifetime?
- Replies: 76
- Views: 8532
Re: How many big moves have you made in your lifetime?
Ten, one in childhood, and nine as an adult.
SB...
SB...
- Sat Jun 22, 2013 11:01 am
- Forum: US Chapters
- Topic: Calgary and Canmore Flooding
- Replies: 7
- Views: 1711
Re: Calgary and Canmore Flooding
Southern Alberta has been hit very hard. Calgary evacuated about 75,000 people (over a million population) The Trans Canada highway was closed between Calgary and Banff (might still be). Farther north in our part of the woods (Edmonton area) there is a flood watch for low lying areas, however to date I don't think there has been any damage
Thanks for your concern.
SB...
Thanks for your concern.
SB...
- Thu Jun 20, 2013 10:29 am
- Forum: Investing - Theory, News & General
- Topic: Classical vs Behavioral Economics - Market Efficency?
- Replies: 9
- Views: 1091
Re: Classical vs Behavioral Economics - Market Efficency?
Just because many people make irrational financial decisions doesn't mean the overall market behaves irrationally. A few large well-capitalized individuals (or firms) that act rationally can keep the market efficient. EMH is also based on data from capital markets. If we observe irrational behavior by the markets, we will be able to conclude that the markets are irrational. We just haven't found any of this evidence yet. Best wishes. I too just completed the afore mentioned Coursera (Ariely) course. Regarding EMH and irrationality, I can't help but wonder if the net result of the crowds irrationality (not necessarily herding) might in fact result in an outcome more rational than the individual parts of the equation? Slightly mind bending I...
- Sun May 05, 2013 12:21 pm
- Forum: US Chapters
- Topic: LadyGeek -- the next 10K poster!
- Replies: 39
- Views: 6786
Re: LadyGeek -- the next 10K poster!
The dilemma of a moderator on this forum. Passive investing and active moderating. IMO you excel in both measures.
Congratulations!
SB...
Congratulations!
SB...
- Sat Mar 30, 2013 9:41 am
- Forum: Personal Consumer Issues
- Topic: is window 8 good ??
- Replies: 49
- Views: 4949
Re: is window 8 good ??
I don't own a Win 8 computer, however I've have used one sparingly. I found this 25 min Youtube quite helpful.
http://tinyurl.com/cwudk84
SB...
http://tinyurl.com/cwudk84
SB...
- Fri Mar 29, 2013 6:45 pm
- Forum: Personal Consumer Issues
- Topic: Best/Favorite ipad Apps
- Replies: 34
- Views: 6027
Re: Best/Favorite ipad Apps
-Zinio
-Press Reader (Newspapers)
-Hootsuite (twitter)
-Flipboard
-Alien Blue (Reddit)
-Urban Spoon
-Open Table
-Evernote
-NPR
-Kindle App
-Chrome (Browser)
-Dropbox
SB...
-Press Reader (Newspapers)
-Hootsuite (twitter)
-Alien Blue (Reddit)
-Urban Spoon
-Open Table
-Evernote
-NPR
-Kindle App
-Chrome (Browser)
-Dropbox
SB...
- Sun Mar 24, 2013 7:51 pm
- Forum: Personal Consumer Issues
- Topic: Coursera On Line Course
- Replies: 53
- Views: 7421
Re: Coursera On Line Course
Actually if you have read Prof. Ariely or watched his very entertaining TED talks you know this is a lemming trap and probably around 70% or more of us pondering the button will succumb (he's messing with our brains before the course has even started).VictoriaF wrote:
I see. So clicking on the Do Not Click button would be an effort exceeding your retirement allocation of clicks? {Eureka smile}
Victoria
What's your percentage prediction?
SB...
- Sun Mar 24, 2013 7:12 pm
- Forum: Personal Consumer Issues
- Topic: Coursera On Line Course
- Replies: 53
- Views: 7421
Re: Coursera On Line Course
Of course not, I'm retired, and my motto is 'Why do today what can be done tomorrow.'VictoriaF wrote:
Great! Have you started reading the papers? (I have not, but I had several excuses.)
Victoria
P.S. The other thing we discussed is in works.
This philosophy along with the fact that I haven't done a non work related course in over 40 years
should produce some rather interesting results.
I have read two of the three books covered though.... I think!
SB...
- Sun Mar 24, 2013 3:09 pm
- Forum: Personal Consumer Issues
- Topic: Coursera On Line Course
- Replies: 53
- Views: 7421
Re: Coursera On Line Course
I'm also taking Ariely's course starting tomorrow, Mar 25th, and no I didn't push the button.
Cheers,
SB...
Cheers,
SB...
- Thu Feb 07, 2013 9:39 am
- Forum: Investing - Theory, News & General
- Topic: Jim Otar Revisited 'Unveiling the Retirement Myth'
- Replies: 12
- Views: 10301
Jim Otar Revisited 'Unveiling the Retirement Myth'
In 2009 / 2010 there were a couple (or more) longish threads discussing Jim's excellent book 'Unveiling the Retirement Myth' Recently Jim has written a paper discussing stress testing some of the concepts advanced in 'Unveiling.' I thought this article might be of interest here: 'Stress Testing Your Retirement Plan' (Nov 2012): "The single most important question of a client close to or in retirement is, “Do we have enough money to retire?” To measure the financial capacity of a client, I categorize him into one of the three zones: Red, green and grey." http://tinyurl.com/bmuly3l Here are a couple of ancient threads discussing 'Unveiling.' I recommend the book however it's a big read... 535 pages. BH Forum Links: 1) http://tinyurl...
- Sun Feb 03, 2013 2:23 pm
- Forum: Investing - Theory, News & General
- Topic: Dr.W Pfau: "Efficient Frontier for Retirement Income"
- Replies: 87
- Views: 11814
Re: Dr.W Pfau: "Efficient Frontier for Retirement Income"
Wade is in the forefront of retirement planning research. As his blog entry suggests there is a lot more to be accomplished in the reality of a post DB pension / low yield world: "I have written about this article before, and I see that the Bogleheads have kindly started a new thread about it which includes some critical comments. This framework is still not complete, as it doesn't include taxes, deferred income annuities, or the ability to build a bond or annuity ladder, but this provides my best efforts to layout a framework for thinking about retirement income. There are so many limitations to safe withdrawal rates, as I discussed in the introduction of the article, and this article provides my best effort thus far to get around tho...