Search found 181 matches

by gpburdell
Fri Nov 01, 2019 1:47 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 19292

Re: New mattress

retiredjg wrote:
Fri Nov 01, 2019 7:37 am
How long have you had your Avocado and have you seen any "denting" in your pillowtop?
I've had mine over a year and no denting so far.
by gpburdell
Thu Oct 31, 2019 5:29 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 19292

Re: New mattress

I just ordered an Avocado Green mattress which is a hybrid with coils and latex. Should have it by end of month. My brother bought a sleep on latex bed a couple weeks ago. He got the soft version and I thought it was too soft. Any updates re your Avocado Green mattress? We are thinking of getting o...
by gpburdell
Thu Oct 31, 2019 3:56 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 19292

Re: New mattress

I just ordered an Avocado Green mattress which is a hybrid with coils and latex. Should have it by end of month. My brother bought a sleep on latex bed a couple weeks ago. He got the soft version and I thought it was too soft. Any updates re your Avocado Green mattress? We are thinking of getting o...
by gpburdell
Thu Oct 24, 2019 5:29 am
Forum: Personal Consumer Issues
Topic: Wifi in 3000 sq ft house and garage
Replies: 41
Views: 3299

Re: Wifi in 3000 sq ft house and garage

We have a 2 story, 3000 sq ft home (heavily insulated) with a detached garage. The garage is 1500 square feet and about 25 yards from the house. Internet cable comes into modem on 2nd floor. We bought a recommended tp-link Ac1750 router but wifi is intermittent at best when downstairs. Wifi is non ...
by gpburdell
Thu Sep 05, 2019 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Zelle at Capital One
Replies: 9
Views: 1241

Re: Zelle at Capital One

I use Zelle with my Capital One 360 account all the time. My brother pays me rent thru Zelle and my mom sends money from her Wells Fargo account to pay me back as I order alot of stuff from Amazon for her every month. We've been using it for at least a year and no issues and money is always sent in ...
by gpburdell
Wed Aug 21, 2019 4:01 pm
Forum: Personal Consumer Issues
Topic: Ethernet, MoCA, House Wiring
Replies: 24
Views: 2171

Re: Ethernet, MoCA, House Wiring

Another vote for Ubiquiti. Love their stuff. Built a new house last year and ran CAT6 to almost every room. I've got 4 of the in wall APs and one AC-LR. The in wall units are very slick and the newest model supports decorative skins.
by gpburdell
Thu Aug 08, 2019 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Schwab as a one stop shop
Replies: 62
Views: 7442

Re: Schwab as a one stop shop

Well it's the same with Vanguard, no? I have to sell my Treasury Money Market and put it in the Federal Money Market Fund before i can buy something else unless I'm exchanging into a Vanguard mutual fund. With Fidelity you don't have to manually sell your money market fund, it's done automatically ...
by gpburdell
Wed Aug 07, 2019 11:29 pm
Forum: Personal Consumer Issues
Topic: wifi router, too many options!
Replies: 41
Views: 3067

Re: wifi router, too many options!

Ah yes, I meant Ubiquiti. The Amplifi HD system had these weird-looking plug-in satellite units that seem like a really bad idea if you have pets or small children, but the newer Amplifi Instant consists of two much more normal-looking squares. $153 at Best Buy. ETA: An alternative at around the sa...
by gpburdell
Thu Jul 11, 2019 7:16 pm
Forum: Personal Consumer Issues
Topic: Wize Cam reviews
Replies: 23
Views: 2031

Re: Wize Cam reviews

I have two Wyze cams. I've only had them a week, so I'm still learning the ins and outs. I have memory cards in each one, to improve the functionality. They seem to work well, and the price seems very good for what you get. I'm also not understanding the security worries. What exactly is the concer...
by gpburdell
Thu Jul 11, 2019 9:46 am
Forum: Personal Consumer Issues
Topic: Wize Cam reviews
Replies: 23
Views: 2031

Re: Wize Cam reviews

Possibly relevant - deliberate backdoor found in some Chinese made security cameras https://www.bloombergquint.com/business/banned-chinese-security-cameras-are-almost-impossible-to-remove I don't trust these cheap cameras. For anyone who is using them and similar products, I hope you're putting the...
by gpburdell
Wed Jul 10, 2019 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: 401k withdrawal for buying a home
Replies: 9
Views: 1099

Re: 401k withdrawal for buying a home

Looks like the laws have changed a bit, but there are still deadlines, just longer: https://www.creditkarma.com/tax/i/401k-tax-reform-loan-repay/ The Tax Cuts and Jobs Act significantly extended the window to repay or roll over an outstanding balance on a 401(k) loan when a borrower leaves an emplo...
by gpburdell
Tue Jul 09, 2019 11:15 pm
Forum: Personal Finance (Not Investing)
Topic: 401k withdrawal for buying a home
Replies: 9
Views: 1099

Re: 401k withdrawal for buying a home

I'd avoid the 401k loan option - if your employer allows them, they typically only allow you to withdraw about 50% of the 401k value, and if your employment ends, the loan becomes due in full immediately. Whether a 401k loan becomes due in full upon leaving the company is up to each plan. I took ou...
by gpburdell
Fri Jun 28, 2019 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Best cash-back credit card right now?
Replies: 116
Views: 23243

Re: Best cash-back credit card right now?

I use the Fido Visa cash back as my general spend card. I buy alot of stuff from Amazon so I have their Prime card which gives 5% back. Also, I have the CostCo credit card which gives 4% back on gas purchase from anywhere.
by gpburdell
Fri Jun 28, 2019 4:36 pm
Forum: Personal Investments
Topic: What percentage of total portfolio in REIT's do you have? Why? . . Why not?
Replies: 229
Views: 17587

Re: What percentage of total portfolio in REIT's do you have? Why?

I hold 10% for added diversification. I'm too lazy to buy rental properties so this is my way of getting some exposure there.
by gpburdell
Tue Jun 25, 2019 3:05 pm
Forum: Personal Consumer Issues
Topic: Purchasing Major Appliances from Costco
Replies: 41
Views: 7227

Re: Purchasing Major Appliances from Costco

I bought a new Samsung refrigerator, washer, and dryer last year from Costco. As others mentioned with Costco, the Samsung manufacturer warranty is 2 years instead of the standard 1 year. Also, if you buy with the Costco credit card they extend the warranty another 2 years. Delivery and installation...
by gpburdell
Tue Jun 25, 2019 11:54 am
Forum: Personal Investments
Topic: Best place for temp cash in Fidelity HSA?
Replies: 11
Views: 1282

Re: Best place for temp cash in Fidelity HSA?

So the yield accounts for the expense ratio then? In that case, we can just compare yields between Vanguard and Fidelity MM and ignore the expense ratio? Yes and Yes. I use both SPRXX and FLOT to hold my cash/emergency funds. FLOT isn't a money market like SPRXX though but a bond fund. However, the...
by gpburdell
Fri Jun 21, 2019 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 1211
Views: 156167

Re: Fidelity as a one stop shop

^ I don't think it's "too good to be true" because you're paying for the CMA through forfeited interest. While you can keep your CMA balance at $0 with a backup higher-earning money market account linked to your cash account, reading previous posts will underscore that this is not fool-proof and th...
by gpburdell
Fri Jun 14, 2019 1:37 am
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 5432

Re: Anyone buy Security Cams from Costco?

I'm planning to buy Ubiquiti Unifi POE security cameras. I upgraded my home network last summer to Ubiquiti get and really like their stuff.
by gpburdell
Wed Jun 05, 2019 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 1211
Views: 156167

Re: Fidelity Cash Management Account - Anyone Use it?

Do you use your bank accounts to “pull” funds via ACH or wire transfer from Fidelity? Or vice versa? Just wondering if there is any difference in the time it takes for funds to be available at bank or Fidelity CMA. So I use 3 banks: 1) Fidelity CMA is my primary checking, billpay, direct deposit 2)...
by gpburdell
Wed May 29, 2019 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Help parents with house
Replies: 33
Views: 2529

Re: Help parents with house

Speaking from experience, lenders do not pay attention to assets. They base their decision on income. So your parents can be rolling in money, but if their Social Security and RMDs are not high enough, they will not qualify for a mortgage. This is kind of stupid, but it is what it is. +1 This happe...
by gpburdell
Mon May 27, 2019 9:36 pm
Forum: Investing - Theory, News & General
Topic: Rolling over previous HSA to fidelity or vanguard?
Replies: 7
Views: 652

Re: Rolling over previous HSA to fidelity or vanguard?

With some googling, I found the form from Fidelity. https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/hsa-application-only.pdf Has anyone done this yet? I rolled over my previous employer's HSA to Fidelity a couple months ago. It was easy and took a couple weeks for everything to b...
by gpburdell
Wed May 22, 2019 11:50 am
Forum: Personal Investments
Topic: Consolidating to Fidelity
Replies: 15
Views: 1813

Re: Consolidating to Fidelity

Thanks to all for the advice here. Going to chew on it for a bit and make a decision. I like all of the benefits of Fidelity, but I do hate to leave Vanguard. Especially the Healthcare and Real Estate Index Funds! You don't have to. Open a Fidelity account, and buy Vanguard ETFs. VNQ is the real-es...
by gpburdell
Tue May 21, 2019 3:10 pm
Forum: Personal Investments
Topic: Consolidating to Fidelity
Replies: 15
Views: 1813

Re: Consolidating to Fidelity

I consolidated to Fidelity from Vanguard, T Rowe Price, and Amertirade several years ago and couldn't be happier. The core of my portfolio is made up of Vanguard ETFs. I just moved my HSA there as well. It's nice to have it all in one place. Also, I use Fidelity for my primary checking, billpay and ...
by gpburdell
Fri May 17, 2019 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Account - How fast will checks cash?
Replies: 11
Views: 1085

Re: Fidelity Account - How fast will checks cash?

I've noticed it will usually post the same business day if it's early enough in the day. You will usually even get a memo credit on a weekend. I never really paid attention to when it becomes available to withdraw, but I'm willing to bet it's variable based on different factors. What I like about Fi...
by gpburdell
Fri May 17, 2019 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage in Retirement
Replies: 73
Views: 6094

Re: Mortgage in Retirement

If you retire before buying the house, you might have a problem getting a mortgage as you won't have regular income. My parents faced this problem when they bought a new house couple years ago. They had the money to buy outright, but initially they wanted a mortgage to give them some flexibility and...
by gpburdell
Thu May 16, 2019 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: Move Money From Fidelity to Bank Account Instantly?
Replies: 25
Views: 1953

Re: Move Money From Fidelity to Bank Account Instantly?

No way I know of except a wire payment. Fidelity CMA is my primary checking/billpay account. However, I still keep a Capital One 360 account specifically for ATM, Venmo, Zelle, and PayPal. I keep enough in it that would cover any immediate payments/withdrawls I would need. I don't use the Fidelity d...
by gpburdell
Thu May 09, 2019 1:54 am
Forum: Personal Consumer Issues
Topic: French Door Refrigerator Recommendations?
Replies: 65
Views: 5593

Re: French Door Refrigerator Recommendations?

I bought a new fridge last year and needed a counter depth refrigerator. In my kitchen you walk between the fridge and the island to get to the family room and the space there is on the narrow side. So I wanted a model with a slim profile as possible which meant one with no handles protruding from t...
by gpburdell
Mon May 06, 2019 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Zelle [digital payment system]
Replies: 23
Views: 3012

Re: Zelle

I use Zelle all the time; mainly to transfer money between my mom and brothers. I use Fidelity CMA as my primary checking account. So I still keep my Capital One 360 account for Zelle, Venmo, and PayPal.
by gpburdell
Sat May 04, 2019 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 1211
Views: 156167

Re: Using Fidelity Cash Management as my only bank account

We tried Fido's CMA billpay these last few months for the various convenience reasons discussed on this site, and found several "issues" which make it unacceptable for our needs. 1) Fido's own VISA cards do not provide ebill and autopay. When "pulling" the monthly payment from the Elan site Fido's ...
by gpburdell
Thu May 02, 2019 1:04 am
Forum: Personal Consumer Issues
Topic: Buying a bed frame..
Replies: 18
Views: 1435

Re: Buying a bed frame..

Room and Board is good stuff, and their white glove delivery is high quality. I'm looking to buy new bedroom furniture (bed, dresser, night stands) and a sofa. Room and Board is at the top of my list right now. I had never heard of them before but when researching I saw them mentioned alot for that...
by gpburdell
Sat Apr 27, 2019 12:26 am
Forum: Personal Consumer Issues
Topic: QLED vs OLED TV
Replies: 4
Views: 742

Re: QLED vs OLED TV

looking for a large 65" flat screen TV for my Living Room. I really like the LG OLED TVs as picture quality is amazing. I am concerned about potential "Burn In". Samsung QLED TVs seem like a safer choice. What do you guys think is the best value TV in the samsung lineup? Take a look at https://www....
by gpburdell
Fri Apr 26, 2019 5:13 pm
Forum: Personal Consumer Issues
Topic: Wifi extenders vs Mesh network
Replies: 54
Views: 4458

Re: Wifi extenders vs Mesh network

We use 4 Ubiquiti AC Pro access points all connected to a router via cat5e cable. Prior to adding the cat5e cable in our home, I was using MoCa bridges to link the access points as we don't use the Coax for anything. Due to the shape/size/building materials of our home, wireless backhaul wasn't rea...
by gpburdell
Fri Apr 26, 2019 3:27 pm
Forum: Personal Consumer Issues
Topic: Wifi extenders vs Mesh network
Replies: 54
Views: 4458

Re: Wifi extenders vs Mesh network

A couple of points: 1. Amplifi mesh has a problem with some configurations doing a Guest network. If this is a big deal for you, as it was for me because I have many IoT (Internet of Things) clients, it is a deal breaker if your IoT devices aren't all within range of the router (not satellites). 2....
by gpburdell
Fri Apr 26, 2019 12:06 am
Forum: Personal Consumer Issues
Topic: Router with VPN
Replies: 20
Views: 2378

Re: Router with VPN

A VPN will not add any security to your online banking. No need to bother. +1 The VPN encrypts the traffic from your device to the VPN provider. Once it leaves the provider it is just normal traffic again. I only use VPN at home when I'm trying to get around sites that geo block content or if for s...
by gpburdell
Thu Apr 25, 2019 11:49 pm
Forum: Personal Consumer Issues
Topic: New Washer - Frontload or HE Top Load
Replies: 77
Views: 10961

Re: New Washer - Frontload or HE Top Load

Another vote for HE top loading over front loading. Just didn't want to deal with possible mold/leaks.
by gpburdell
Thu Apr 25, 2019 10:08 pm
Forum: Personal Consumer Issues
Topic: Wifi extenders vs Mesh network
Replies: 54
Views: 4458

Re: Wifi extenders vs Mesh network

which is better. It seems Mesh systems are more expensive. Anyone have personal experiences with google Wifi? Go with mesh over extenders. I've heard good things about Google and Netgear mesh. Though if I was going to use mesh I'd go with Amplifi as they are owned by Ubiquiti. Your best option is h...
by gpburdell
Thu Apr 11, 2019 10:56 pm
Forum: Personal Consumer Issues
Topic: Remote control solution for my parents.
Replies: 38
Views: 2588

Re: Remote control solution for my parents.

EnjoyIt wrote:
Thu Apr 11, 2019 3:11 pm
This seams perfect. Thanks for the advice. I knew someone here would have the solution I was looking for.
Glad to help. I'm a big fan of the Logitech Harmony products and been using one for several years to control my home theater.
by gpburdell
Thu Apr 11, 2019 2:59 pm
Forum: Personal Consumer Issues
Topic: Remote control solution for my parents.
Replies: 38
Views: 2588

Re: Remote control solution for my parents.

@gpburdell, does this Logitech harmony companion have all the buttons easily seen in the front so that we don’t have to change devices? If so that may be the ideal solution. https://www.logitech.com/en-us/product/harmony-companion?crid=60 If by change devices, do you mean modes on the remote? Then ...
by gpburdell
Wed Apr 10, 2019 4:42 pm
Forum: Personal Consumer Issues
Topic: How Much Do You Pay For Haircut?
Replies: 115
Views: 7290

Re: How Much Do You Pay For Haircut?

When I was getting haircuts, it was $15 and I gave a $5 tip. As I was losing my hair, I wanted it kept shorter so I was going in every 2 weeks. It got to the point where I was wanting to get it cut weekly which was just too much.

Last summer I bought some Wahl clippers and been doing it myself.
by gpburdell
Wed Apr 10, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: Remote control solution for my parents.
Replies: 38
Views: 2588

Re: Remote control solution for my parents.

My mom just had a tv and directv and just needed the one remote to operate both. However, I introduced her to Netflix via Roku a couple months ago. She loves Netflix but needed 3 remotes and it was too much for her. The third remote was for the tv to switch inputs as the directv remote couldn't do i...
by gpburdell
Wed Apr 10, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: Contact lens solution
Replies: 20
Views: 1364

Re: Contact lens solution

I forget the name of the solution I used to use several years ago but it started irritating my eyes. I switched to Biotrue Contact Lens Solution made by Bausch&Lomb and haven't had any issues since. You can get it from Amazon for $14 for two 10 oz bottles (w/subscribe and save discount).
by gpburdell
Sun Apr 07, 2019 9:08 pm
Forum: Personal Consumer Issues
Topic: How much to tip on DoorDash?
Replies: 7
Views: 1078

Re: How much to tip on DoorDash?

Trader Joe wrote:
Sun Apr 07, 2019 7:55 pm
masonstone wrote:
Sun Apr 07, 2019 7:46 pm
How much do you generally tip on DoorDash for food delivered?
I tip Doordash (and all other food delivery services) $0.00. Their employer pays them.
Does this mean you don't tip at restaurants either? Wait staff is paid by their employers too.
by gpburdell
Sat Apr 06, 2019 11:33 am
Forum: Personal Investments
Topic: Fidelity Full View?
Replies: 48
Views: 6269

Re: Fidelity Full View?

It was quirky before and the transition to the new version was rough but it has become quite nice . While I have most of my investment accounts at Fido, I can see all my other accounts (401k, mortgage, credit cards, etc) all in one place. It also gives me a ballpark of networth as you can manually e...
by gpburdell
Thu Apr 04, 2019 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Follow-up on college engineering thread (computational v CS v Berkeley IEOR)
Replies: 77
Views: 4504

Re: Follow-up on college engineering thread (computational v CS v Berkeley IEOR)

Top engineering schools are intensely competitive. When my son entered one of the top 3 undergrad programs, at orientation they were told - "You should expect your grades to drop a full level, if not more. You are now among the brightest students in the world.". My son's grades did not drop, he gra...
by gpburdell
Wed Mar 27, 2019 1:28 pm
Forum: Investing - Theory, News & General
Topic: American Funds readily available with no loads
Replies: 30
Views: 2380

Re: American Funds readily available with no loads

LOL. Joined 3 days ago and 3 posts about American Funds. Go shill somewhere else
by gpburdell
Sun Mar 24, 2019 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity VISA Question
Replies: 26
Views: 2622

Re: Fidelity VISA Question

I think we had the old card and that everything was okay until Elan came in. DH had not mentioned getting any rewards from Fidelity recently, so I asked, "Where are all the $400-$500 rewards we used to get?" Long story short, it turns out that if you pay your bill with your rewards, you get only ha...
by gpburdell
Sun Mar 24, 2019 3:03 pm
Forum: Personal Consumer Issues
Topic: Security camera with local storage and remote access?
Replies: 45
Views: 3138

Re: Security camera with local storage and remote access?

I know someone who has installed a UniFi system. I don't think it's cheap, but it's terrific quality and not linked to any subscription, etc. Probably best for someone interested in tech and sorting out the details rather than a plug-and-play type. https://unifi-protect.ui.com/?fbclid=IwAR3XQ04xHv7...
by gpburdell
Sun Mar 24, 2019 2:50 pm
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 77
Views: 7747

Re: Recommend a good SOCK. Yes, I said SOCK!

I play alot of tennis and become a big fan of Thorlo socks which provide great protection and cushioning. They aren't cheap though; about $15 a pair. However, they last a long time and I hardly ever get blisters or black toes anymore from all the running on the court.
by gpburdell
Sun Mar 24, 2019 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity VISA Question
Replies: 26
Views: 2622

Re: Fidelity VISA Question

Lost interest. $60+ per year plus wasted time. Autopay. More than 1 credit card magnifies this. Rick -- Why lost interest? As long as I pay the statement balance in full each month I pay no interest. But I might be missing something. Any help would be appreciated. Also, I'm comfortable with how I m...
by gpburdell
Sun Mar 24, 2019 1:24 am
Forum: Personal Consumer Issues
Topic: Home automation
Replies: 6
Views: 1101

Re: Home automation

My favorite home automation is for exterior lights. I like them coming on in the evening and turning off as the sun comes up. In my old house, I installed smart LED bulbs which worked fine. However, if someone turned off a light switch then that would stop it from working. In my new house, I replace...