Search found 848 matches

by user5027
Thu May 21, 2020 6:38 am
Forum: Personal Consumer Issues
Topic: what to do about 1000s of dandelions/weeds?
Replies: 55
Views: 4053

Re: what to do about 1000s of dandelions/weeds?

https://www.zoro.com/ames-stand-up-weeder-pk6-2917300/i/G7035528/?gclid=CjwKCAjwqpP2BRBTEiwAfpiD-y9lNJPApZ7JgsIJMo6EIVBjaogh-d4-8pVGbFGGjKEbrzWkydwTLRoC39YQAvD_BwE&gclsrc=aw.ds Similar to what I have... https://www.amazon.com/Fiskars-Deluxe-Stand-up-Weeder-4-claw/dp/B0030MIHAU Get them before they ...
by user5027
Thu May 21, 2020 6:27 am
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 2927

Re: Choices of and precautions at hotels in this summer

I used to ask for no housekeeping when I did field support on equipment that I worked on at night. It might be observed for a day or two but then housekeeping showed up. My guess is they may get paid by the number of rooms they do. I think part of this is that they do need to check occasionally for...
by user5027
Sun May 17, 2020 7:27 am
Forum: Personal Finance (Not Investing)
Topic: Heating Oil prices
Replies: 13
Views: 844

Re: Heating Oil prices

We have a heat pump with oil backup and only order oil once a year. I've used an online broker to find the cheapest price the last two years. I paid $1.28/gallon a few weeks ago.

http://www.cashheatingoil.com/
by user5027
Sat May 16, 2020 11:36 am
Forum: Personal Consumer Issues
Topic: Roofing job -- what to know when paying final balance ?
Replies: 15
Views: 892

Re: Roofing job -- what to know when paying final balance ?

When I had my roof done a few years ago I paid with a credit card. I think they charged me a 3% fee. I get 2% cashback rewards. I looked at the 1% as a cheap "performance bond." If a problem developed within the first 60 days, I had the ability to enter a dispute with the credit card company.
by user5027
Fri May 01, 2020 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: COBRA plan question
Replies: 3
Views: 252

Re: COBRA plan question

My experience is you stay with the same plan.
by user5027
Sat Apr 11, 2020 10:25 am
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27145

Re: just got my $1200 stimulus payment

CABob wrote:
Sat Apr 11, 2020 12:00 am
I'm not sure I will be getting a check but what are your thoughts on the best use of the check to help the economy and needy. My primary interests are local small businesses and the needy.
Feeding America.

https://www.feedingamerica.org/
by user5027
Sat Apr 11, 2020 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Taxes on New Home in PA
Replies: 10
Views: 795

Re: Taxes on New Home in PA

I live in Bucks. The property transfer last fall should have put you on the tax record then and you should have a bill that was mailed 3/1.... https://www.ccpa.net/3021/When-Are-My-Taxes-Due Even if the the tax record does not reflect a reassessment for the new home, the bill would be at least for t...
by user5027
Sat Apr 11, 2020 5:50 am
Forum: Personal Finance (Not Investing)
Topic: Taxes on New Home in PA
Replies: 10
Views: 795

Re: Taxes on New Home in PA

It's been 32 years and my recollection is... 1) Township Code Office handles building permits and inspections. After final inspection they issue Occupancy Permit and notify County Tax Assessor's office. That triggers... 2) Tax assessment of property and revision to tax record. 3) Local tax collector...
by user5027
Sun Mar 29, 2020 10:18 pm
Forum: Personal Consumer Issues
Topic: New Gutters Now or Later?
Replies: 12
Views: 970

Re: New Gutters Now or Later?

And consider getting leaf guards if you have trees and need to clean your gutters.
by user5027
Sun Mar 29, 2020 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: How will coronavirus affect housing choices? Do walkable suburbs win?
Replies: 19
Views: 2180

Re: How will coronavirus affect housing choices? Do walkable suburbs win?

I've been thinking it may be best to return to where I spent my summer 36 years ago...

https://mapio.net/pic/p-33800897/

Problem is it has been abandoned...

https://www.radomes.org/museum/parsehtm ... ecent_html
by user5027
Sat Mar 21, 2020 7:14 pm
Forum: Personal Consumer Issues
Topic: Heat pump - Minimum outside temp for yearly test & inspection
Replies: 7
Views: 502

Re: Heat pump - Minimum outside temp for yearly test & inspection

I've asked the technicians that service my heat pump. They suggested 80 deg F or higher for cooling and 60 deg F or less for heating.
by user5027
Mon Mar 16, 2020 2:14 pm
Forum: Personal Consumer Issues
Topic: Thinking I should go car shopping amidst the panic
Replies: 99
Views: 9378

Re: Thinking I should go car shopping amidst the panic

I got an email from a local dealer the other day. They've instructed staff and are asking customers to not shake hands. Encouraged customers to bring their own pens. Are sanitizing all vehicles before and after tests drives. Removed all reading material from the service lounge. Feel free to bring yo...
by user5027
Mon Mar 09, 2020 8:12 pm
Forum: Personal Consumer Issues
Topic: Is there a small but effective patio heater
Replies: 2
Views: 275

Re: Is there a small but effective patio heater

We use one of these... https://www.walmart.com/ip/Mr-Heater-F242915-Triple-Tank-Top-10000-45000-Btu-Liquid-Propane-Heater/33081113?wmlspartner=wlpa&selectedSellerId=58&adid=22222222227025575931&wl0=&wl1=g&wl2=c&wl3=48682282232&wl4=aud-430887228898:pla-98709839312&wl5=9007212&wl6=&wl7=&wl8=&wl9=pla&w...
by user5027
Mon Mar 02, 2020 7:09 am
Forum: Personal Consumer Issues
Topic: Question on New Fence Etiquette
Replies: 29
Views: 2891

Re: Question on New Fence Etiquette

Have you considered an invisible fence....

https://www.petsafe.net/fencing
by user5027
Sun Feb 09, 2020 4:12 pm
Forum: Personal Consumer Issues
Topic: Philly with Kids
Replies: 25
Views: 1803

Re: Philly with Kids

Moshulu. Restaurant on a floating Tall Ship...

https://www.moshulu.com/
by user5027
Thu Feb 06, 2020 1:11 pm
Forum: Personal Consumer Issues
Topic: Philly with Kids
Replies: 25
Views: 1803

Re: Philly with Kids

You can see the Liberty Bell without going inside.... https://www.nps.gov/media/photo/gallery-item.htm?pg=0&id=340C08D8-155D-451F-67F8B10C80E4F6C0&gid=3349E378-155D-451F-6711E380C4C4C431 I'd consider the Franklin Institute... https://www.fi.edu/ and the Please Touch Museum... https://www.pleasetouch...
by user5027
Sat Feb 01, 2020 10:13 am
Forum: Personal Consumer Issues
Topic: Honda Ridgeline
Replies: 17
Views: 2434

Re: Honda Ridgeline

Have a 2018 E. Replaced a F250 super cab I was gifted by employer when I retired. It was my assigned vehicle and drove similar for 30 years. Wife hated driving the big Fords when she had to. She loves the Ridgeline. We've made 9 hour rides in both and with the uni-body ride of the Ridgeline, I can g...
by user5027
Mon Dec 23, 2019 5:16 am
Forum: Personal Consumer Issues
Topic: What tech wiring in new build house?
Replies: 124
Views: 7309

Re: What tech wiring in new build house?

The conduit tips reminded me of our experience. We reconstructed our 1 story home to a 2 story in 1988. At the time we considered having a central vac and I ran the piping and installed the wall hose connections. We never installed the vac. Fast forward a few years and the kids wanted ethernet in th...
by user5027
Tue Dec 03, 2019 10:59 am
Forum: Personal Investments
Topic: Should I do a Roth conversion in 2019?
Replies: 16
Views: 1471

Re: Should I do a Roth conversion in 2019?

We expect our bracket to drop next year but we couldn’t convert all of it next year or we’d blow through several brackets then. I'm not a fan of converting ALL. You do not know what the future may bring with regards to medical and long term care. Costs may be tax deductible against IRA withdraws. F...
by user5027
Fri Nov 22, 2019 8:25 pm
Forum: Personal Consumer Issues
Topic: Recommend Online Eyeglass Company for Strong Presc.?
Replies: 13
Views: 1232

Re: Recommend Online Eyeglass Company for Strong Presc.?

Try Payne Glasses. They filled an order for me that Zenni could not.
by user5027
Tue Nov 05, 2019 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Job change + high healthcare costs = pay deductible twice?
Replies: 17
Views: 1333

Re: Job change + high healthcare costs = pay deductible twice?

Isn't COBRA very expensive? Cost likely more than the deductible? COBRA is usually 102% of the current premium (employer + employee portions). Depends on how good (Cadillac or Volkswagen) the plan is. If you waive your new employer's coverage to stay on COBRA, make sure you can go on the employer's...
by user5027
Fri Oct 25, 2019 7:27 pm
Forum: Personal Consumer Issues
Topic: Where do you buy eyeglass frames online?
Replies: 16
Views: 1541

Re: Where do you buy eyeglass frames online?

Payne Glasses. Zenni could not fill my prescription in the lenses I wanted.
by user5027
Fri Oct 11, 2019 8:38 pm
Forum: Personal Finance (Not Investing)
Topic: Seller misrepresented fulfillment of defect fixes - next steps? sue?
Replies: 56
Views: 5701

Re: Seller misrepresented fulfillment of defect fixes - next steps? sue?

I'm kind of set on having messy wood burning fires. I am curious about options that allow for both - hrm, seems unlikely that such a thing really exists. Consider a wood burning stove that vents through an insulated metal liner installed in the chimney. We had one before switching to a gas stove th...
by user5027
Fri Sep 13, 2019 8:40 pm
Forum: Personal Consumer Issues
Topic: Kitchen drawer slide hardware recommendations needed
Replies: 17
Views: 1142

Re: Kitchen drawer slide hardware recommendations needed

Bought four Accuride 1029 Center Mount Slides 23" from cabinetparts.com in January 2015 and they worked like a charm.
by user5027
Mon Sep 02, 2019 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Cash & Checkbook Register Reconciliation
Replies: 83
Views: 5767

Re: Cash & Checkbook Register Reconciliation

And I would not find folders of PDF's from different credit cards to be very searchable for vendor or category. I use the File Explorer in Windows to search by vendor on the pdfs of my monthly credit card statements. I just did it yesterday to find a deposit paid for my daughter's wedding reception...
by user5027
Sun Sep 01, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Did humanity ever make good Gas cans
Replies: 70
Views: 6821

Re: Did humanity ever make good Gas cans

I definitely noticed a change in quality when they started making the no-drip types. I got so frustrated with certain models, I just threw them away. Although years have passed, and I think they've worked the bugs out for the most part, I would offer the following product suggestion: Eagle UI-50-FS...
by user5027
Sun Sep 01, 2019 8:29 am
Forum: Personal Consumer Issues
Topic: Improving soft skills
Replies: 35
Views: 3561

Re: Improving soft skills

galving wrote:
Sun Sep 01, 2019 8:18 am
Dale Carnegie - How to Win Friends & Influence People
It worked for Warren Buffett and Charles Manson.... :shock:

https://en.wikipedia.org/wiki/How_to_Wi ... ar_culture
by user5027
Sat Aug 31, 2019 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Cash & Checkbook Register Reconciliation
Replies: 83
Views: 5767

Re: Cash & Checkbook Register Reconciliation

Since 2005 I've kept a check register on excel and reconciled it against my monthly bank checking account statement. I actually reconcile it against my online bank account just about every time I log in to the bank account and stop on the monthly cut-off date. When the statement is available the rec...
by user5027
Fri Jul 19, 2019 6:21 pm
Forum: Personal Consumer Issues
Topic: Login for citicard-Citibank [login problems]
Replies: 19
Views: 1914

Re: Login for citicard-Citibank [login problems]

I've had problems too. Try clicking your browsers "Go Back" button. That has worked for me.
by user5027
Tue Jun 18, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: My Cost of Progressive Lenses/glasses - did I pay too much?
Replies: 69
Views: 5324

Re: My Cost of Progressive Lenses/glasses - did I pay too much?

I tried Zenni for my last pair and they could not fill my script in progressives. I wound up buying them at Payne Glasses online. Offering that in case anyone has the similar problem.
by user5027
Sat May 25, 2019 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Basement flooded, insurance not wanting pay
Replies: 13
Views: 2446

Re: Basement flooded, insurance not wanting pay

Do you have flood insurance? Won't that pay for the water "coming up from the ground" (or however it is worded)? But it won't pay for furnishings, unfortunately. Flood insurance will not pay for any finishes or contents in a basement. It will pay for mechanical equipment (furnace, hot water heater,...
by user5027
Fri May 24, 2019 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Whaddyagunna do? 7 months and still no safety deposit box inventory!
Replies: 6
Views: 2018

Re: Whaddyagunna do? 7 months and still no safety deposit box inventory!

Can't speak to the law in NJ.

In PA my parents had a joint safe deposit box. Mom was advised by the branch manager to close the safe deposit box after Dad died. Mom was told if she died the box would be sealed until the contents were inventoried for PA tax purposes.
by user5027
Tue May 21, 2019 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: Postponing Roth Conversion & receive a larger ACA subsidy
Replies: 22
Views: 1236

Re: Postponing Roth Conversion & receive a larger ACA subsidy

I thought about it but the wife is still working and we are getting our health insurance through her employment for $700 per month making us ineligible for ACA subsidy. I've been doing conversions since I retired in 2014 (2015 on). Once she decides to retire I'll be interested in doing the analysis....
by user5027
Mon Apr 08, 2019 11:21 am
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 5536

Re: New homeowner wants to DIY, but disappointed today

I've not read all the replies. During 35 years of home ownership I've learned a few things about plumbing. I'll do simple faucet and toilet repairs, more than that, I save for a plumber. I keep a list of non critical plumber projects and call one when I can get a lot done during one visit and save o...
by user5027
Mon Apr 08, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: Eye glasses - cheaper alternates
Replies: 45
Views: 3671

Re: Eye glasses - cheaper alternates

JediMisty wrote:
Sun Apr 07, 2019 8:09 pm
That said, I'm going to try the suggestions here for glasses on line. But isn't there an additional measurement needed besides the script? Eye distance or something?
Yes. PD or pupillary distance.

https://www.zennioptical.com/measuring-pd-infographic
by user5027
Sun Apr 07, 2019 8:52 am
Forum: Personal Investments
Topic: Liquidation Strategy
Replies: 11
Views: 1862

Re: Liquidation Strategy

If you are in (and can stay in) the 12% tax bracket, long term gains are not taxed.
by user5027
Sat Apr 06, 2019 3:34 pm
Forum: Personal Consumer Issues
Topic: Eye glasses - cheaper alternates
Replies: 45
Views: 3671

Re: Eye glasses - cheaper alternates

Zenni could not make my glasses in the progressive and transitions lenses that I wanted, due to the strong prescription.

Payne Glasses did...
https://www.payneglasses.com/
by user5027
Tue Apr 02, 2019 8:51 am
Forum: Personal Consumer Issues
Topic: Alitalia
Replies: 11
Views: 907

Re: Alitalia

We went to Italy in 2016 and flew two Alitalia short haul routes; Rome to Florence (if I do it again I'd take the train) and Catania to Naples. We boarded in Rome and sat on the plane with no AC while they had problems starting the engines for 30 minutes. The flight attendants started handing out bo...
by user5027
Fri Mar 29, 2019 2:05 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 6994

Re: What to see in Philly?

SrGrumpy wrote:
Fri Mar 29, 2019 12:00 pm
Are the Rocky steps still there? I thought Frank Gehry was getting rid of them.
Yes the steps are still there. They are the steps up to the Art Museum at the west end of the Ben Franklin Parkway. The Rocky statue is just to the north from the base of the steps.
by user5027
Tue Mar 19, 2019 5:27 am
Forum: Personal Finance (Not Investing)
Topic: Worth claiming life insurance death benefit?
Replies: 31
Views: 3847

Re: Worth claiming life insurance death benefit?

Newspapers.com has a lot of newspapers digitized. You can search name, location and date range and see if you hit an obituary/death or estate notice.

I have a subscription. PM me if you need help.
by user5027
Sat Mar 09, 2019 9:43 am
Forum: Personal Consumer Issues
Topic: Experience with battery powered motorized windowshades...
Replies: 4
Views: 457

Re: Experience with battery powered motorized windowshades...

Go solar. We have two velux skylights with solar powered blinds with remotes. They replaced 28 year old skylights 3 years ago and have worked great. Somebody must make the same for windows. May want to check how much sun the collector would see. I googled solar powered window blinds for you... https...
by user5027
Fri Feb 15, 2019 11:00 am
Forum: Personal Consumer Issues
Topic: Building a home
Replies: 31
Views: 2834

Re: Building a home

My brother built a home, but his situation is unique. He was an estimator for a site work contractor that worked for many land developers. He had the plans for the developer's model. He bought 10 acres of land, did his own site work (grading, driveway, basement excavation/backfill and septic) and th...
by user5027
Mon Feb 11, 2019 9:19 am
Forum: Personal Finance (Not Investing)
Topic: HELOC issues
Replies: 18
Views: 1845

Re: HELOC issues

I was only hoping someone with firsthand experience could clarify for OP whether or not a construction loan is even an option for a renovation, because I do not believe it is. I'm only familiar with construction loans when they're used to build an entirely new home, but that doesn't mean that's the...
by user5027
Mon Feb 11, 2019 8:24 am
Forum: Personal Finance (Not Investing)
Topic: HELOC issues
Replies: 18
Views: 1845

Re: HELOC issues

You may want to try for a construction loan. Will have a higher rate. It is what builders use during construction. Principal is doled out by bank during the progress. Once completed a mortgage can be obtained to pay off the construction loan. I found myself in a similar situation in 1988 and posted...
by user5027
Thu Feb 07, 2019 8:26 am
Forum: Personal Finance (Not Investing)
Topic: HELOC issues
Replies: 18
Views: 1845

Re: HELOC issues

You may want to try for a construction loan. Will have a higher rate. It is what builders use during construction. Principal is doled out by bank during the progress. Once completed a mortgage can be obtained to pay off the construction loan. I found myself in a similar situation in 1988 and posted ...
by user5027
Fri Jan 25, 2019 8:14 am
Forum: Personal Consumer Issues
Topic: Where to stay in Naples, Italy and along Amalfi coast
Replies: 36
Views: 2357

Re: Where to stay in Naples, Italy and along Amalfi coast

Stayed at Monastero Santa Rosa on the Amalfi coast. http://monasterosantarosa.com/ Our Italy trip was partially with our son and daughter in law. We flew JFK - Dublin - Rome and connected to Florence (would take the train to Florence if we did it again). Spent three days in Florence and took the tra...
by user5027
Tue Jan 22, 2019 8:34 am
Forum: Personal Consumer Issues
Topic: Greenland: Disko Bay, Ilulissat (and Arctic Umiaq'a Sarfaq Ittuk)
Replies: 15
Views: 844

Re: Greenland: Disko Bay, Ilulissat (and Arctic Umiaq'a Sarfaq Ittuk)

This thread gave me a chuckle. In 1984 I worked at Dye 3 Greenland. Travel was by MAC C-141 from McGuire AFB to Sondrestrom AB on the west coast of Greenland. From there it was either NY ANG C-130 or Greenland Air Twin Engine Otter both equipped with skis to land on the icecap at Dye 3. At the time ...
by user5027
Mon Jan 21, 2019 11:12 am
Forum: Personal Consumer Issues
Topic: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
Replies: 179
Views: 15831

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

I have always tried to wear cotton clothes when flying. I have heard that polyester will melt in high heat and stick to your skin. Think of burning jet fuel. Just trying to give myself a chance as slim as it may be. :shock:
by user5027
Sun Jan 06, 2019 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Do you take inheritance into account when calculating net worth?
Replies: 68
Views: 6033

Re: Do you take inheritance into account when calculating net worth?

I've posted before...

I am reminded of the joke about the guy bragging to his date that he will be coming into a sizable inheritance when his old sick father dies. The date quickly runs off and marries his father.