Search found 458 matches

by timmy
Sun Dec 10, 2017 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10457

Re: Save all this money, what do you splurge on?

Participated in my first Olympic Triathlon this year and attempting a Half Ironman next year. It's an expensive sport, in general. Occasional Starbucks. Have been doing TRI's for a few years and yes it can get expensive!! There are many ways to save some case in the sport one of the biggest is to a...
by timmy
Sun Dec 10, 2017 9:12 am
Forum: Personal Consumer Issues
Topic: Danger of being a helicopter pilot?
Replies: 40
Views: 3634

Re: Danger of being a helicopter pilot?

A person on my work team was a helicopter mechanic (military). He won't fly in them.

The only time he would fly in them was after working on one ... Skin in the game.

(Even more reason to appreciate the men and women in uniform who take risks on our behalf.)
by timmy
Sat Dec 09, 2017 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10457

Re: Save all this money, what do you splurge on?

Participated in my first Olympic Triathlon this year and attempting a Half Ironman next year. It's an expensive sport, in general.

Occasional Starbucks.
by timmy
Fri Dec 08, 2017 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: Retire in my early 40s? Crazy or actually doable?
Replies: 71
Views: 8517

Re: Retire in my early 40s? Crazy or actually doable?

My question to you is "why" do you want to retire? What will you do on Monday's at 10am? Honestly I wonder about people who have trouble figuring out what to do with their lives without work. The simple fact that someone would rather sacrifice 8-10 hours a day of their life in exchange for money th...
by timmy
Fri Dec 08, 2017 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

itstoomuch wrote:
Fri Dec 08, 2017 7:29 pm
Rootin' for Caltech. He'll need a whole new wardrobe. Plus the are so many more different routes to get home. :oops: :annoyed
Winters in the midwest vs. California. No contest there.
by timmy
Fri Dec 08, 2017 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

He's decided not to go online until Friday after school (to find out). Why? The concert ... He has a short solo so doesn't want the distraction. Star Wars opens Thursday night ... He doesn't want to ruin the movie with bad news. And he has two big tests on Friday. Again, he doesn't want the distrac...
by timmy
Fri Dec 08, 2017 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

livesoft wrote:
Fri Dec 08, 2017 7:07 pm
Ha! I'd delay looking just to make my helicopter parents anxious.
If he waits until Saturday, I'll give him your contact info. He'd appreciate your sensibilities. :sharebeer
by timmy
Fri Dec 08, 2017 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Howdy Caltech EA usually comes out several days before MIT. I assume he EA’d to both as it is permissible. Fingers Xd. Best of luck to your son. W B Thanks W B! Yes, the "low chance of getting into" schools that he EA'd to are ... MIT, Caltech, and Notre Dame. I'm probably missing one. The current ...
by timmy
Fri Dec 08, 2017 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Next week will be a big reply week for MIT and a few others: Accept, reject, or defer (we'll let you know later). The funny thing is MIT comes out Thursday night which will be during his Christmas concert. He's decided not to go online until Friday after school (to find out). Why? The concert ... He...
by timmy
Sun Dec 03, 2017 9:21 am
Forum: Investing - Help with Personal Investments
Topic: I'm 100% international with VEU. Is this wise?
Replies: 57
Views: 3134

Re: I'm 100% international with VEU. Is this wise?

For the sake of conversation, if I had to pick from the following options (100 equity positions): 1) 50% International / 50 US 2) 100 International 3) 100 US I would prefer the options in the order above. Why? I use option 1. It's the most diverse and most lines up with the Boglehead approach. Optio...
by timmy
Sat Dec 02, 2017 10:49 am
Forum: Personal Consumer Issues
Topic: Win Bigly - Scott Adams
Replies: 26
Views: 3690

Re: Win Bigly - Scott Adams

I've read the book. I've also read most of Scott's blogs, which made the book sort of redundant. I've also read "Influence" and "Pre-suasion". Both are consistent with Scott's views. Another good book on the topic is "Never Split the Distance". Much of my job as an engineer is implementing (solutio...
by timmy
Sat Dec 02, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Win Bigly - Scott Adams
Replies: 26
Views: 3690

Re: Win Bigly - Scott Adams

I've read the book. I've also read most of Scott's blogs, which made the book sort of redundant. I've also read "Influence" and "Pre-suasion". Both are consistent with Scott's views. Another good book on the topic is "Never Split the Distance". Much of my job as an engineer is implementing (solution...
by timmy
Sun Nov 26, 2017 11:19 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

itstoomuch wrote:
Sun Nov 26, 2017 10:22 pm
Did I tell you that DS selection of schools had to be 600+ miles and mostly no direct flights :annoyed
:shock: :shock: :shock:
by timmy
Sun Nov 26, 2017 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Here is the final list of applied to schools: Notre Dame, MIT, Carnegie Mellon, Cornell, Northwestern, U of Chicago, Vanderbilt, Rose-Hulman, Harvey Mudd, Caltech, Stanford, Purdue, U of IL, Miami (in Ohio), Valpo Valpo has responded already (accepted). MIT and Notre Dame should be mid December. The...
by timmy
Sun Nov 26, 2017 2:24 pm
Forum: Personal Consumer Issues
Topic: GPS watch
Replies: 26
Views: 2160

Re: GPS watch

I purchased the Garmin 920 XT. I've been using it for a month plus, so far so go.
by timmy
Fri Nov 24, 2017 9:09 am
Forum: Personal Consumer Issues
Topic: Trip to Hawaii - what do I need to know
Replies: 46
Views: 4128

Re: Trip to Hawaii - what do I need to know

3x visitor: 2x Maui, 1x big island. The above summaries feel about right. On Maui, I like staying at hotels better. The scale of the properties are about right (not too big/ too small). On the the big island, I prefer a condo or house rental. I found the hotel properties too big. Obviously subjectiv...
by timmy
Fri Nov 24, 2017 8:57 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 12816

Re: The valet smashed my Tesla into a brick wall!

I’m crying right now. We went to a charity benefit last night. Apparently the valet at the fancy venue didn’t know how to handle a high torque electric rocket. He drove my cherished Tesla Model S 90D into a brick wall, smashing the car and caving in part of the wall. It was nearly new with only 6,0...
by timmy
Fri Nov 24, 2017 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Is it possible to negotiate a layoff?
Replies: 22
Views: 2257

Re: Is it possible to negotiate a layoff?

Several have answered ... it depends. I would agree. I run several teams that are cyclical (project type work with peaks and valleys). Two folks on my team have volunteered to be first to go next time we hit a valley. Both would receive generous packages. One will retire and the other can semi retir...
by timmy
Mon Nov 06, 2017 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Are you saying that Mudd and MIT interview a parent?

The boy ...

If they interviewed me, I'd kill it :confused
by timmy
Mon Nov 06, 2017 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

We hear good things about Harvey Mudd. It's almost universal. It was one of the few places that we didn't visit but I hear it is beautiful too.
by timmy
Sun Nov 05, 2017 6:28 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

2 interviews complete, Harvey Mudd and MIT. Both had pretty standard questions. Both interviewers were friendly and very conversational.
by timmy
Sun Oct 29, 2017 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

For the letters, that is correct. Only a few of the schools require special letters. MIT, etc.
by timmy
Sun Oct 29, 2017 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Agree. At some point, we applied Bayes Theorem or some such math tool to the application process. So we have some "expectation of what to expect". I don't recall the outcome but call it 50%. Meaning, there is a 50% chance of not getting into any of the selective schools (applied to). That's humbling.
by timmy
Sat Oct 28, 2017 7:57 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 25
Views: 2039

Re: Which minivan?

Minivans are awesome.

You can't beat the flexibility.
by timmy
Fri Oct 27, 2017 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

what? Applying to 20 schools? His teachers must love him to write that many recommendation letters! Yes, so far so good. There were only a couple of schools that required "special letters" so it wasn't so bad. That ... and ... we volunteer a lot at the school ... so not hesitant to "call in a favor...
by timmy
Fri Oct 27, 2017 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Shocking ... We heard back from the first school already. I think my son applied 2 weeks ago. It does "rolling admissions". Good on them! It's a safety school so it's like (being accepted) when your Mom says you are handsome. She's your Mom ... She has to say that. But it still feels nice. They offe...
by timmy
Sat Oct 21, 2017 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Depending on the CS field, In some fields of CS, a terminal MS degree is enough. A PhD adds only N years of experience to a MS's pay scale and may limit the job search. I would say in general that STEM PhDs don't offer much benefit above MSs (in business). I'm sure there are all kinds of counter ex...
by timmy
Fri Oct 20, 2017 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Interesting. We are just getting the mailings related to the national merit process. He's in the semifinalist mode/ process now. Other than going through the process (momentum???), we haven't paid much attention to the national merit process. Anyway, we are setting aside the ones that seem interesti...
by timmy
Sun Oct 15, 2017 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Big Dog wrote:
Sun Oct 15, 2017 3:31 pm
Best of luck to your son, Timmy.
Thank you!
by timmy
Sun Oct 15, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Update on the State U route for STEM undergrad and grad school for high performing student. Over 2 years in at grad program. Passed her qualifying exams so officially now a PhD candidate. Has published papers and presented at several national and two international conferences. She loves grad school...
by timmy
Sat Oct 14, 2017 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

This is just my personal opinion, but making a school more challenging by finishing sooner isn't making it more challenging in a good way. I think it's important for the actual coursework to be challenging in difficulty, not in quantity. And I think it's important to be able to have classmates who ...
by timmy
Fri Oct 06, 2017 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

This will get buried with the sea of posts but hopefully one day someone reading this will follow my path regarding scholarships. As a full-ride scholarship recipient (undergrad and grad), I found some tips along the way that made life financially easier. ===========================================...
by timmy
Tue Oct 03, 2017 2:37 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Yes, I think that he'll be challenged at all the schools (that he applied to). While MIT might be the high end of challenging (guessing), some of the other schools could be made more challenging by finishing sooner (ex: 3 years), double major, etc.
by timmy
Sun Oct 01, 2017 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

I believe SAT/ ACT charge $15 per school with the first four schools free. In terms of transcripts and grades, you type them in (to online App). The real copies are sent (I believe) after the Fall semester. (Of course, if you submit false info and are accepted to the school, when the real info shows...
by timmy
Sun Oct 01, 2017 12:51 pm
Forum: Local Chapters and Bogleheads Community
Topic: Being a Boglehead
Replies: 3
Views: 1200

Re: Being a Boglehead

https://www.youtube.com/watch?v=r9b3vOcu3oY Hour plus video with Mr. Bogle (from Jan 2017).

Mr. Bogle just keeps at it. Sure, slowed down physically with age ... Still at it with the mental acuity of a man half his age.
by timmy
Sun Oct 01, 2017 10:00 am
Forum: Local Chapters and Bogleheads Community
Topic: Being a Boglehead
Replies: 3
Views: 1200

Being a Boglehead

https://www.youtube.com/watch?v=7qNGWjDzxpQ

Being a Boglehead is not about a number, it is about the journey

It's not about the end, it is about the grind :beer
by timmy
Sat Sep 30, 2017 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Well into the college application process. Our biggest surprise ... How archaic the process is? With everything online, you'd think sending ACT score and grades would be quick and easy. No! The kids are told to allow 4 to 6 weeks from request to request fulfillment. Really? The process reminds me of...
by timmy
Thu Sep 28, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11987

Re: The Rolex and The Boglehead

I would put a Rolex in the category of jewelry/art. I would never compare it to a Casio or index fund investments. It is something that may have some functionality (telling time), but it is really just something that gives the user pleasure. I refused to accept an engagement ring, and I don't care ...
by timmy
Sat Sep 09, 2017 8:32 am
Forum: Personal Finance (Not Investing)
Topic: how often does high ACT score == scholarship?
Replies: 85
Views: 5271

Re: how often does high ACT score == scholarship?

Family friend. U of IL as math major, full ride. In HS, 35 ACT, all A's in high schools, stocked with APs, band.

My kids a Sr in HS, 36 ACT/ 1600 on SAT, all A's. He going for engineering. We aren't expecting any merit because their engineering program is so competitive.

Point: The major matters.
by timmy
Sat Sep 09, 2017 8:19 am
Forum: Personal Finance (Not Investing)
Topic: NW ~$0. Advice for next steps please!
Replies: 10
Views: 1728

Re: NW ~$0. Advice for next steps please!

Nice work. If you stay diligent, you'll find that your NW climbs pretty fast.
by timmy
Fri Sep 08, 2017 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

My sense ... The ACT and SAT are fences that you get over. After a certain height (maybe 33 or 34 on the ACT), more doesn't help (much).
by timmy
Fri Sep 08, 2017 9:54 pm
Forum: Personal Consumer Issues
Topic: GPS watch
Replies: 26
Views: 2160

Re: GPS watch

Thank you. Good site. I must have come across this site before, as it rings a bell. Bookmarked it this time!
by timmy
Fri Sep 08, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: GPS watch
Replies: 26
Views: 2160

GPS watch

I am looking for a good GPS watch. It must be able to track run, bike, swim indoor, and swim outdoor. Budget = $300. No objection to spending more for a substantially better watch. Thank you
by timmy
Fri Sep 08, 2017 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

No way, not now, not ever ... am I going to defend Harvard. Who am I kidding? If my kid decides to apply there, gets in and attends ... it will be the best school ever. Can you be a hypocrite before you commit an act of hypocrisy or only after? (That's a question for someone from Harvard. :confused)
by timmy
Tue Sep 05, 2017 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

^^with all due respect, 4 of the 8 Ivies have top 20 engineering programs: Columbia, Cornell, Princeton, & Penn. The first two are tied at 13th. Harvard is #23, but has millions to pump into their program to upgrade it. https://www.nytimes.com/2015/06/04/education/john-paulson-gives-400-million-to-...
by timmy
Mon Sep 04, 2017 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 492
Views: 46659

Re: Picking College and College Scholarships

Regarding personal experience, I've worked (more than 6 months, complex matter) with 3 folks from MIT. 2 were extremely impressive - the 3rd not so much. Of the 2, 1 one was the best engineer that I've worked with. Quite literally, he's the type of engineer that invents/ discovers equations. Mortals...