Search found 428 matches

by timmy
Sun Oct 15, 2017 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Big Dog wrote:
Sun Oct 15, 2017 3:31 pm
Best of luck to your son, Timmy.
Thank you!
by timmy
Sun Oct 15, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Update on the State U route for STEM undergrad and grad school for high performing student. Over 2 years in at grad program. Passed her qualifying exams so officially now a PhD candidate. Has published papers and presented at several national and two international conferences. She loves grad school...
by timmy
Sat Oct 14, 2017 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

This is just my personal opinion, but making a school more challenging by finishing sooner isn't making it more challenging in a good way. I think it's important for the actual coursework to be challenging in difficulty, not in quantity. And I think it's important to be able to have classmates who ...
by timmy
Fri Oct 06, 2017 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

This will get buried with the sea of posts but hopefully one day someone reading this will follow my path regarding scholarships. As a full-ride scholarship recipient (undergrad and grad), I found some tips along the way that made life financially easier. ===========================================...
by timmy
Tue Oct 03, 2017 2:37 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Yes, I think that he'll be challenged at all the schools (that he applied to). While MIT might be the high end of challenging (guessing), some of the other schools could be made more challenging by finishing sooner (ex: 3 years), double major, etc.
by timmy
Sun Oct 01, 2017 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

I believe SAT/ ACT charge $15 per school with the first four schools free. In terms of transcripts and grades, you type them in (to online App). The real copies are sent (I believe) after the Fall semester. (Of course, if you submit false info and are accepted to the school, when the real info shows...
by timmy
Sun Oct 01, 2017 12:51 pm
Forum: Local Chapters and Bogleheads Community
Topic: Being a Boglehead
Replies: 3
Views: 1026

Re: Being a Boglehead

https://www.youtube.com/watch?v=r9b3vOcu3oY Hour plus video with Mr. Bogle (from Jan 2017).

Mr. Bogle just keeps at it. Sure, slowed down physically with age ... Still at it with the mental acuity of a man half his age.
by timmy
Sun Oct 01, 2017 10:00 am
Forum: Local Chapters and Bogleheads Community
Topic: Being a Boglehead
Replies: 3
Views: 1026

Being a Boglehead

https://www.youtube.com/watch?v=7qNGWjDzxpQ

Being a Boglehead is not about a number, it is about the journey

It's not about the end, it is about the grind :beer
by timmy
Sat Sep 30, 2017 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Well into the college application process. Our biggest surprise ... How archaic the process is? With everything online, you'd think sending ACT score and grades would be quick and easy. No! The kids are told to allow 4 to 6 weeks from request to request fulfillment. Really? The process reminds me of...
by timmy
Thu Sep 28, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11004

Re: The Rolex and The Boglehead

I would put a Rolex in the category of jewelry/art. I would never compare it to a Casio or index fund investments. It is something that may have some functionality (telling time), but it is really just something that gives the user pleasure. I refused to accept an engagement ring, and I don't care ...
by timmy
Sat Sep 09, 2017 8:32 am
Forum: Personal Finance (Not Investing)
Topic: how often does high ACT score == scholarship?
Replies: 85
Views: 4884

Re: how often does high ACT score == scholarship?

Family friend. U of IL as math major, full ride. In HS, 35 ACT, all A's in high schools, stocked with APs, band.

My kids a Sr in HS, 36 ACT/ 1600 on SAT, all A's. He going for engineering. We aren't expecting any merit because their engineering program is so competitive.

Point: The major matters.
by timmy
Sat Sep 09, 2017 8:19 am
Forum: Personal Finance (Not Investing)
Topic: NW ~$0. Advice for next steps please!
Replies: 10
Views: 1634

Re: NW ~$0. Advice for next steps please!

Nice work. If you stay diligent, you'll find that your NW climbs pretty fast.
by timmy
Fri Sep 08, 2017 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

My sense ... The ACT and SAT are fences that you get over. After a certain height (maybe 33 or 34 on the ACT), more doesn't help (much).
by timmy
Fri Sep 08, 2017 9:54 pm
Forum: Personal Consumer Issues
Topic: GPS watch
Replies: 7
Views: 714

Re: GPS watch

Thank you. Good site. I must have come across this site before, as it rings a bell. Bookmarked it this time!
by timmy
Fri Sep 08, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: GPS watch
Replies: 7
Views: 714

GPS watch

I am looking for a good GPS watch. It must be able to track run, bike, swim indoor, and swim outdoor. Budget = $300. No objection to spending more for a substantially better watch. Thank you
by timmy
Fri Sep 08, 2017 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

No way, not now, not ever ... am I going to defend Harvard. Who am I kidding? If my kid decides to apply there, gets in and attends ... it will be the best school ever. Can you be a hypocrite before you commit an act of hypocrisy or only after? (That's a question for someone from Harvard. :confused)
by timmy
Tue Sep 05, 2017 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

^^with all due respect, 4 of the 8 Ivies have top 20 engineering programs: Columbia, Cornell, Princeton, & Penn. The first two are tied at 13th. Harvard is #23, but has millions to pump into their program to upgrade it. https://www.nytimes.com/2015/06/04/education/john-paulson-gives-400-million-to-...
by timmy
Mon Sep 04, 2017 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Regarding personal experience, I've worked (more than 6 months, complex matter) with 3 folks from MIT. 2 were extremely impressive - the 3rd not so much. Of the 2, 1 one was the best engineer that I've worked with. Quite literally, he's the type of engineer that invents/ discovers equations. Mortals...
by timmy
Mon Sep 04, 2017 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

I could understand why son didn't hookup while he was an undergrad. At a private residential university, everyone is from everywhere else and will go to everywhich way on graduation. But at least, Network. When he went to a foreign school for grad degree, I told him he had a Great opportunity to Ne...
by timmy
Sun Sep 03, 2017 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Want a good engineering school? If you have a 30 act score you can get in state tuition at ohio state in Columbus.My daughter is now a junior in ME and loves it. Can't beat a big ten school for undergrad. Also make sure that the engineering school is ABET certified or you are wasting your money. Th...
by timmy
Sun Sep 03, 2017 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Yep, the 2nd kid won't get any college visits until accepted and the 3rd kid won't visit their university before their freshman week. +1. I was a third kid :D ...and... I was a 4th kid and my high school physics teacher sent me on a field trip to the local state engineering school. I'm 3 of 4. The ...
by timmy
Sun Sep 03, 2017 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

When my kid applied to Purdue, the school only gave her $10k per year for scholarship. Not enough to go out of state. Michigan gave her nothing. But I was glad she had them on her list because she knew by Dec that she was accepted somewhere, softened the blow of being waitlisted at MIT, even after ...
by timmy
Sun Sep 03, 2017 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Chose a school that has a low or high incident of Hookups/Engagements. :oops: :annoyed :mrgreen: #1 question Students ask of other students is, "What's ....?" :P #1 question students ask of administration officials is, "...?" #1 question students ask of professors is, of course, "curve or point gra...
by timmy
Sun Sep 03, 2017 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

I believe the statement was meant to be hypothetical for decision making. Point was ... we are going through a process. Understand, but my way of thinking about college for my kids was value vs. price. A top private (like need-only MIT) is a little less than 2x the cost of Urbana-Champaign. The que...
by timmy
Sun Sep 03, 2017 8:46 am
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Sunday 10 AM Eastern (14:00 UTC) - software upgrade
Replies: 13
Views: 1368

Re: SITE OFFLINE Sunday 10 AM Eastern (14:00 UTC) - software upgrade

NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO...
by timmy
Sun Sep 03, 2017 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Fair. I suppose this debate is academic and not overly useful. True story ... I have a friend (close in our teens/20s, we keep up with each in our 40s). He was a rock star football player. He played in college. He wasn't good enough for the NFL, so went north. He played for ~10 years. He made good m...
by timmy
Sun Sep 03, 2017 6:03 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Wild bill

Would you make the claim about the ivies or just MIT?

My sense is if it is true ... it is only true about MIT and Stanford ... for engineering.

Harvard and Yale might have that same mojo ... for business. Etc.
by timmy
Sun Sep 03, 2017 5:57 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Big dog, correct. I believe the statement was meant to be hypothetical for decision making. Point was ... we are going through a process. Decisions are made at the end, with full information. That said, for private schools, sticker price is near useless. There are tools that offer a better view of c...
by timmy
Sat Sep 02, 2017 9:05 pm
Forum: Investing - Theory, News & General
Topic: Michael Kitces 4% rule podcast on Madfientist
Replies: 355
Views: 36024

Re: Michael Kitces 4% rule podcast on Madfientist

OP - Thanks for posting. I listened today. I hadn't heard from the MF since his MMM interview. I see that he interviewed Vicki R. Going to listen tomorrow.
by timmy
Sat Sep 02, 2017 8:59 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Speaks Softly but Carries a Big Stick
Replies: 29
Views: 3251

Re: Vanguard Speaks Softly but Carries a Big Stick

Not a fan.

I don't want or need Vanguard to become politically active. Just keep offering low cost investment vehicles.
by timmy
Sat Sep 02, 2017 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: If I died today, what would my spouse do?
Replies: 69
Views: 14006

Re: If I died today, what would my spouse do?

I handle all the investments. My wife handles the day to day. Every six months, I send her an email with all the relevant information (accounts, locations, etc.). I write down the sign-ins on a paper. I include instructions on what to do with our money for the first 12 months (mostly how to get inco...
by timmy
Sat Sep 02, 2017 8:37 pm
Forum: Local Chapters and Bogleheads Community
Topic: Stan died [Long time forum lurker]
Replies: 38
Views: 6330

Re: Stan died [Long time forum lurker]

One last thought. Hopefully, it doesn't offend or get censored. Stan had awful arthritis (all over near the end). In the Winter, it was painful to even watch him walk. No doubt each step was painful. Anyway, often one of his coffee buddies would ask ... How are you feeling? Stan would groan ... Sti...
by timmy
Sat Sep 02, 2017 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Yes, we could be wrong. We are very aware of how things are today and doing quite well in that world. First, a premise ... The choice of engineering is his. (For fun this summer, the kid read 2 physics books, 1 stats book and 2 coding books. He used his birthday money to buy $200 worth of electronic...
by timmy
Sat Sep 02, 2017 4:44 pm
Forum: Local Chapters and Bogleheads Community
Topic: Stan died [Long time forum lurker]
Replies: 38
Views: 6330

Re: Stan died [Long time forum lurker]

Regarding Stan, as best I can tell, he did alright. He had a full pension and plenty of savings. His house was paid off in the 70s and was worth ~$500K more recently. (Typical price for this burb.) He suggested that he was paying for his ~6 grand kids college. I don't know if that was 1% or 100%. He...
by timmy
Sat Sep 02, 2017 4:37 pm
Forum: Local Chapters and Bogleheads Community
Topic: Stan died [Long time forum lurker]
Replies: 38
Views: 6330

Re: Stan died [Long time forum lurker]

Sorry, I didn't answer your question. The topic tended to normal stuff: Level of the stock market, Foreign markets came up a lot, A lot of about grand kids and cost of college. Whenever I'd join deeper in the conversations, they'd ask me a lot about my use of 401K, 529, etc. How we were saving for t...
by timmy
Sat Sep 02, 2017 4:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: Stan died [Long time forum lurker]
Replies: 38
Views: 6330

Re: Stan died [Long time forum lurker]

For my job, I'm mostly on the road. When home, I tend to work (email, non thinking stuff) at this place in the mornings. I used to help him with his technology ... setting up his IPHONE, computer problems, trouble shooting, setting up his email, creating shortcuts to websites, you name it. Anyway, t...
by timmy
Sat Sep 02, 2017 2:15 pm
Forum: Personal Consumer Issues
Topic: Podcast [Looking for suggestions]
Replies: 29
Views: 2277

Re: Podcast

Tim ferris

Jocko

Econtalk

Art of manliness

Meb faber

Dave Ramsey

Philosophize this

Revisionist history is good. The first season was great. This season ... meh



Mostly ... I'll deep dive people or topics. When I find someone intersting, I'll read and listen to everything I can.
by timmy
Sat Sep 02, 2017 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Travel is not a barrier. I'm in most parts of the country on a quarterly basis. With miles, putting my kid on a plane costs very little.
by timmy
Sat Sep 02, 2017 12:26 pm
Forum: Local Chapters and Bogleheads Community
Topic: Stan died [Long time forum lurker]
Replies: 38
Views: 6330

Re: Stan died [Long time forum lurker]

garnertr, thank you for your service! :sharebeer

Thanks all. He would appreciate the salute!
by timmy
Sat Sep 02, 2017 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

I set a SIRI reminder to report back in 8 years. My hope is SIRI can maintain her focus too ... and remind me :oops:
by timmy
Sat Sep 02, 2017 10:27 am
Forum: Personal Consumer Issues
Topic: Podcast [Looking for suggestions]
Replies: 29
Views: 2277

Re: Podcast

I would go see that Museum.
by timmy
Sat Sep 02, 2017 10:26 am
Forum: Local Chapters and Bogleheads Community
Topic: Stan died [Long time forum lurker]
Replies: 38
Views: 6330

Stan died [Long time forum lurker]

The place where I go for coffee on weekends has a cast of characters. All retired guys. My favorite, Stan, died this week. Stan was a Boglehead - a long time lurker (10 years) but never posted. Stan was a WW2 vet. He saw tough action in the Pacific. He retired from work in the 80's. A family man. Ve...
by timmy
Sat Sep 02, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: Podcast [Looking for suggestions]
Replies: 29
Views: 2277

Re: Podcast

I'm stuck in a Podcast rut, listening to the same people over and over. I'm looking for suggestions. Thank you! If you're at all interested in intelligence/military/espionage/Cold War history, try Spycast. It's done by the National Soy Museum. I enjoy most of what I listen to there. Thank you. This...
by timmy
Sat Sep 02, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Podcast [Looking for suggestions]
Replies: 29
Views: 2277

Re: Podcast

Uncle Pennybags wrote:
Sat Sep 02, 2017 9:20 am
timmy wrote:
Sat Sep 02, 2017 9:17 am
I'm stuck in a Podcast. I'm looking for suggestions. Thank you!
Rock back and forth building momentum until you are free.
That made me laugh out loud.

Clarified the original post.
by timmy
Sat Sep 02, 2017 9:17 am
Forum: Personal Consumer Issues
Topic: Podcast [Looking for suggestions]
Replies: 29
Views: 2277

Podcast [Looking for suggestions]

I'm stuck in a Podcast rut, listening to the same people over and over. I'm looking for suggestions. Thank you!
by timmy
Sat Sep 02, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Article: By Jonathan Clements
Replies: 1
Views: 677

Article: By Jonathan Clements

http://www.humbledollar.com/2017/09/out-of-my-mind/

My favorite PF writer.

His website is awesome.
by timmy
Sat Sep 02, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: Question for swimmers: Do Swim Jets work?
Replies: 12
Views: 1634

Re: Question for swimmers: Do Swim Jets work?

In my reply, I should have noted that I was in a very small unit, maybe 15' long. It was designed for swimming in place.
by timmy
Sat Sep 02, 2017 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 461
Views: 41634

Re: Picking College and College Scholarships

Livesoft, for a person with 55,000+ posts, you under estimate the commitment and discipline of others!