Search found 223 matches

by parsi1
Wed Oct 11, 2017 8:20 am
Forum: Investing - Help with Personal Investments
Topic: What is a good Asset Allocation
Replies: 48
Views: 2582

Re: What is a good Asset Allocation

take a look at vanguard's target retirement funds (~TR2040)
by parsi1
Fri Oct 06, 2017 1:49 pm
Forum: Investing - Theory, News & General
Topic: I'm thinking about cashing completely out of equites....
Replies: 75
Views: 8077

Re: I'm thinking about cashing completely out of equites....

You can change your allocation but I would do it gradually and not all at once. I increase my bonds by 1.25% a year - manually. You may live another 40 years and there may be really cool things to buy in the future (robots!). What seems like a lot of money today might not be a lot of money in 20 ye...
by parsi1
Thu Sep 21, 2017 8:42 am
Forum: Investing - Theory, News & General
Topic: AA if you were just starting out again
Replies: 49
Views: 3700

Re: AA if you were just starting out again

Target Retirement Funds
by parsi1
Wed Aug 16, 2017 8:17 am
Forum: Investing - Help with Personal Investments
Topic: what % of international stock
Replies: 31
Views: 1806

Re: what % of international stock

I am in vanguard target retirement 2025, the international portion is close to 25%
by parsi1
Thu Aug 10, 2017 2:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3970
Views: 1055116

Re: U.S. stocks in freefall

"This is the big one! You hear that, Elizabeth? I'm coming to join ya, honey!"
by parsi1
Tue Aug 01, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 98
Views: 11531

Re: Your "at peace" moments.

FootballFan5548 wrote:
parsi1 wrote:Gardening and pulling weeds from the yard
Are you free this weekend? I can give you my address!
:happy
:D :D
My Yard
:D :D
by parsi1
Tue Aug 01, 2017 2:25 pm
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 98
Views: 11531

Re: Your "at peace" moments.

Gardening and pulling weeds from the yard
by parsi1
Tue Aug 01, 2017 10:08 am
Forum: Personal Finance (Not Investing)
Topic: What to do with 3oz of gold?
Replies: 28
Views: 4567

Re: What to do with 3oz of gold?

I have a few oz of gold similar to these gold bars https://goo.gl/i8QJn8 what do you recommend I do with these? Continue to hold onto them? Sell them for cash? I don't need the cash at this time but I wanted to see if there's a way to invest it or not. Sell and reinvest in your asset allocation. If...
by parsi1
Wed Jul 26, 2017 1:05 pm
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 81
Views: 5718

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

sorry haven't read all the replies
Have you considered visiting the dealership where you bought the car and tell them about your problem.
Honda has good customer service may be they will offer some kind of solution.
good luck
by parsi1
Fri Jul 21, 2017 8:56 am
Forum: Personal Consumer Issues
Topic: Does mower brand matter much if they're all Briggs & Stratton engines?
Replies: 84
Views: 7282

Re: Does mower brand matter much if they're all Briggs & Stratton engines?

I also have a suggestion that has nothing to do with the performance of the engine, but at the end of the season after you finish all the above maintenance get your mower blade sharpened.
It will improve the cutting and mulching significantly.
by parsi1
Fri Jun 30, 2017 1:31 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard recommended Retirement allocation too simple?
Replies: 70
Views: 7174

Re: Vanguard recommended Retirement allocation too simple?

If you get a chance go to the Vanguard’s web site and look at the composition of target retirement funds and lifestrategy funds. Most, almost all, are composed of the 4 funds that the financial adviser suggested to you. So, they practice what they preach. If you have an extra 15 minutes take a look ...
by parsi1
Tue Jun 27, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1023
Views: 249573

Re: Best watch for around $5,000?

Move over Rolex, say hello to les-cabinotiers-celestia-astronomical-grand There was an article in Barrons Penta Daily regarding first million dollar watch. http://sihh.vacheron-constantin.com/en2/astronomical-watches/les-cabinotiers-celestia-astronomical-grand-complication.html from the article "Tu...
by parsi1
Tue May 23, 2017 9:59 am
Forum: Investing - Theory, News & General
Topic: Zacks says sell Wellesley!?
Replies: 92
Views: 12276

Re: Zacks says sell Wellesley!?

From this article... "Who are the most (least) accurate stock gurus?" http://www.cbsnews.com/news/who-are-the-most-least-accurate-stock-gurus/ Emphasis mine... The following is a summary of CXO's findings: Across all forecasts, accuracy was worse than the proverbial flip of a coin -- just...
by parsi1
Wed May 10, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: My old fashioned wristwatch - update
Replies: 27
Views: 2837

Re: My old fashioned wristwatch - update

My primary requirement when shopping for a watch is that it MUST have a Sapphire Crystal. Typically, cheaper watches, have quartz crystals that scratch very easily. I have always seemed to scratch every watch I own within weeks if it has a quartz crystal. In the past I thought you needed to spend t...
by parsi1
Wed May 10, 2017 10:29 am
Forum: Personal Consumer Issues
Topic: My old fashioned wristwatch - update
Replies: 27
Views: 2837

Re: My old fashioned wristwatch - update

Last year, I bought (amazon.com) an inexpensive "old fashioned" analog watch with no battery and have to manually wind it. it took a few days to get in the habit of winding it in the morning and evening, but is working out just fine. Will never have to replace a battery! can you send us a...
by parsi1
Thu Apr 27, 2017 3:34 pm
Forum: Investing - Theory, News & General
Topic: Single most important investing advice?
Replies: 97
Views: 12901

Re: Single most important investing advice?

the advice that I sometimes forget to follow:

Do not try to time the market
by parsi1
Fri Mar 10, 2017 11:43 am
Forum: Personal Consumer Issues
Topic: What to do with all these passwords ?
Replies: 125
Views: 12686

Re: What to do with all these passwords ?

do they also store all the security questions?
by parsi1
Fri Mar 10, 2017 11:38 am
Forum: Personal Consumer Issues
Topic: What to do with all these passwords ?
Replies: 125
Views: 12686

Re: What to do with all these passwords ?

I have the same question, also all those security questions.
by parsi1
Mon Mar 06, 2017 4:53 pm
Forum: Investing - Theory, News & General
Topic: Did you buy SNAP?
Replies: 116
Views: 11175

Re: Did you buy SNAP?

If SNAP drops to a $1, I may buy 10 shares.
But on second thought no I won’t, with trading fee it will be close to $17 for 10 shares. I will have a nice steak instead.
Can anyone recommend a good steak house?
by parsi1
Mon Mar 06, 2017 12:28 pm
Forum: Investing - Theory, News & General
Topic: Did you buy SNAP?
Replies: 116
Views: 11175

Re: Did you buy SNAP?

Snapchat is very popular with kids, my 10 year old use it all the time. But I don't like to invest in individual stocks. I don't know how to research them and how to make money with individual stocks. But I know how to make money with index funds. Invest regularly on an index for a very long period ...
by parsi1
Wed Mar 01, 2017 11:38 am
Forum: Investing - Help with Personal Investments
Topic: Where to go when stocks, bonds overpriced
Replies: 53
Views: 6156

Re: Where to go when stocks, bonds overpriced

Honestly, I thought the market was over valued at 12000, and then at 14000, 16000, 17000, 18000 and 20000. But I am glad I didn’t make any move. My strategy is that every time I get tempted to change my allocation, I come to this site and read some questions and comments, similar to this one, and ch...
by parsi1
Wed Feb 22, 2017 10:03 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett v. Bogleheads
Replies: 40
Views: 5131

Re: Warren Buffet v. Bogleheads

Warren Buffett drops out random sound bites, and I've never been able to stitch them together into a coherent investment strategy. "Be fearful when others are greedy, and be greedy when others are fearful" does sound like words of wisdom; so does "buy low, sell high." But, in th...
by parsi1
Tue Feb 14, 2017 10:05 am
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 369
Views: 31597

Re: Your USER NAME...what does it mean?

Thousands of years ago Persians were called Parsis.
by parsi1
Tue Feb 14, 2017 9:54 am
Forum: Personal Consumer Issues
Topic: Dumpsters
Replies: 15
Views: 1806

Re: Dumpsters

jimmac9 wrote:Lucky you my friend, I work for a large roll off company! I'm not sure how this all works in Southern Virginia, but here in Southern Florida it goes like this:


Let me know if you have any other questions, glad to help...



WOW
Pleople like you are the reason I love this site.
Good job :beer :beer
by parsi1
Fri Feb 03, 2017 9:36 am
Forum: Personal Consumer Issues
Topic: New Heat Pump - Single Stage vs. Multi-Stage
Replies: 13
Views: 2060

Re: New Heat Pump - Single Stage vs. Multi-Stage

I decided to go with natural gas when I replaced my AC units. My previous units were heat pumps and I didn't like them.
by parsi1
Thu Feb 02, 2017 8:56 am
Forum: Investing - Theory, News & General
Topic: Just watched Warren Buffett's new HBO Documentary
Replies: 50
Views: 7572

Re: Just watched Warren Buffett's new HBO Documentary

Incredible life story. My question is about his stock selection strategy. The name of the game for him was to buy stocks that were cheap. And ignore the noise. Why wouldn't this work today? I guess some people say it does, and they invest in only value stocks. If Buffett was an indexer, he would pr...
by parsi1
Wed Jan 25, 2017 9:21 am
Forum: Personal Consumer Issues
Topic: Need a good commuter car fairly soon
Replies: 86
Views: 7381

Re: Need a good commuter car fairly soon

With soccer kids I recommend used Toyota Highlander or used Lexus RX350
by parsi1
Tue Jan 24, 2017 4:35 pm
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 123
Views: 12538

Re: Best Places to Live in US?

Austin TX
by parsi1
Tue Jan 10, 2017 2:16 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalance into cash
Replies: 44
Views: 3815

Re: Rebalance into cash

Here is the advise from a guy well respected here, and everywhere else:

https://www.youtube.com/watch?v=k6ra5POdsYg
by parsi1
Fri Dec 09, 2016 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: Is US stocks going up too fast?
Replies: 21
Views: 2582

Re: Is US stocks going up too fast?

based on my forecast and the past market trends, the market should be at 17384.
So yes you should be worried.
by parsi1
Thu Dec 01, 2016 4:52 pm
Forum: Personal Consumer Issues
Topic: Buy iPhone 7 or Wait for iPhone 8
Replies: 53
Views: 7435

Re: Buy iPhone 7 or Wait for iPhone 8

wait for iPhone8 and then buy iPhone7 or may be even iPhone6S
by parsi1
Thu Dec 01, 2016 4:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 62
Views: 6328

Re: livesoft is almost at 50,000 posts...

50,000 posts,
if we take on the average 10-posts a day , 365 days a year. That's almost 13.5 years of contribution to this forum.
congratulation :sharebeer
by parsi1
Wed Oct 05, 2016 8:58 am
Forum: Investing - Help with Personal Investments
Topic: temporarily cashing out ?
Replies: 55
Views: 5704

Re: temporarily cashing out ?

I am not informed enough to give a buy or sell suggestion. But take a look at this video, he is well known for giving sound advice.

(09 Jack Bogle on Asset Allocation and Market Collapse (2014))

https://www.youtube.com/watch?v=k6ra5POdsYg
by parsi1
Mon Oct 03, 2016 4:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is Livesoft?
Replies: 94
Views: 15684

Re: Where is Livesoft?

He is on a road trip with Rich Ferri.
My guess is at this moment they are building a bonfire and drinking beer. :D :sharebeer
by parsi1
Thu Sep 29, 2016 8:03 am
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 41788

Re: The Bogleheads' "100 Things Worth Every Penny" List

I am struck by how modest and humane most responses are. The things named for the most part fall within middle-class desires. No pigs at the trough hereabouts. Relationships with people and pets are valued most highly, as are experiences like travel or attending events with loved ones. I got a boos...
by parsi1
Thu Sep 29, 2016 8:01 am
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 41788

Re: The Bogleheads' "100 Things Worth Every Penny" List

A library card. Unlimited entertainment (books, movies, audio, streaming) without any cost
by parsi1
Fri Sep 16, 2016 12:41 pm
Forum: Investing - Theory, News & General
Topic: Nisiprius Investments Unveils New MDF Factor-Based Fund
Replies: 44
Views: 4083

Re: Nisiprius Investments Unveils New MDF Factor-Based Fund

Before we commit any money can you post the annual return of the other Nisiprius Investment Funds?
by parsi1
Fri Sep 16, 2016 9:47 am
Forum: Investing - Help with Personal Investments
Topic: I have $3,000 to gamble
Replies: 71
Views: 9293

Re: I have $3,000 to gamble

Vanguard total stock market index fund is as aggressive as I can get. I also like Vanguard Wellington.
by parsi1
Tue Sep 13, 2016 4:15 pm
Forum: Investing - Help with Personal Investments
Topic: Is A Two-Fund Portfolio All You Really Need?
Replies: 44
Views: 7295

Re: Is A Two-Fund Portfolio All You Really Need?

If you are even slightly interested in a 2-fund portfolio, check out the little book of common sense investing by Jack Bogle from your local library and read it. He will convince you that 2-fund portfolio is a wonderful way of investing.
by parsi1
Tue Sep 06, 2016 8:37 am
Forum: Personal Consumer Issues
Topic: Streaming alternatives to Amazon and Netflx?
Replies: 10
Views: 1769

Re: Streaming alternatives to Amazon and Netflx?

Local Libraries, many libraries have free streaming media. Excellent documentaries and old movies.
by parsi1
Sat Sep 03, 2016 2:56 pm
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6948

Re: Which android phone to buy?

Thank you all for replying
by parsi1
Sat Sep 03, 2016 9:24 am
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6948

Re: Which android phone to buy?

johnny wrote:I've got the Motorola Moto X and its great... Amazon currently has the 32GB version for $323...


do you know if this is compatible with T-Mobile?
by parsi1
Fri Sep 02, 2016 1:10 pm
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6948

Re: Which android phone to buy?

Wow thanks for replying so quickly. I like to keep the phone in my pocket that's why I am looking for a phone close to 5" screen. Nexus 6P is a wonderful phone but too large. That's why I started checking 5X. from some of the comments I have read, I may be wrong, but OnePlus is not fully compat...
by parsi1
Fri Sep 02, 2016 12:59 pm
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6948

Re: Which android phone to buy?

Resurrecting this thread, I currently have a 3-year old Samsung Galaxy light ($75) with T-Mobile. Looking for a new android phone close to $300. I like the spects of Nexus 5x, I watched some youtube videos and read some comments that are all positive. I appreciate any comments or recommendations tha...
by parsi1
Wed Aug 31, 2016 3:41 pm
Forum: Investing - Theory, News & General
Topic: In what order should I read these books?
Replies: 38
Views: 4659

Re: In what order should I read these books?

When you are bored and tired of reading investment books, do a search on this forum for The Three Fund Portfolio by Mr Taylor Larimore and start reading the posts. It will keep you busy for several days and it is very informative.
by parsi1
Wed Aug 17, 2016 10:06 am
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 116
Views: 13252

Re: Anyone else getting nervous and converting to cash as a short-term move?

Jack FFR1846 wrote:Cash makes me nervous. Now that you remind me, I need to get some of my Ally savings invested in SCHB. Thanks for the reminder.


+++1
Cash also makes me more nervous than being fully invested
by parsi1
Wed Aug 17, 2016 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 116
Views: 13252

Re: Anyone else getting nervous and converting to cash as a short-term move?

Oh yes most definitely but as the wise man said:

Taylor Larimore wrote:Hiwatter:

Bogleheads may become "nervous," but we know that successful investors stay-the-course.
by parsi1
Wed Jun 29, 2016 2:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index vs. Vanguard Lifestrategy Moderate
Replies: 25
Views: 5550

Re: Vanguard Balanced Index vs. Vanguard Lifestrategy Moderate

for 50-years time horizon, Target Retirement 2060 is also a good choice.