Bogleheads.org

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Boeing may be a good stock too, but I don't believe their profits grew by 98% last quarter. What's to tell about apple? The stock is already owned by most mutual funds, they cannot own more because they are limited by their prospectus. The shares owned by "muppets" like me are about 33% or...

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Of course you are correct.
You have a lifetime annuity payment courtesy of uncle sam.

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What is your age, objective, assets already invested, time horizon, etc. The past results investors wrote all about are less meaningful today because of the bond situation. If you wonder what I am talking about, maybe you can see my other comments here and there. If you 1. are not old 2. seek capita...

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@mosu If you have 1. other investments 2. 5%-10% to risk 3. long time horizon 3. balls The answer would be yes to buy AAPL, if you have A. cash lying around B. you have capital appreciation as your objective, income secondary, capital preservation tertiary. I just flew overseas today from the Bay Ar...

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Buy US large caps if you have the dough. I still have some "dry powder" and I will see on Monday if I can get some more stocks by selling my Total BondMKT Index. Large successful companies are making money around the world. The market is not efficient in the short term, it is an auction of...

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[personal attack and other comments by banned troll deleted by admin alex]

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[OT comment from banned troll deleted by admin alex]

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OT comments by banned troll deleted by admin alex

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Someone asked if I recommend 100% stocks for a permanent investing strategy? No but for retirement investing I do, in addition to having some things like high yield corporate bonds, if desired for some income component. I have read posts by rich older men suggesting to young guys 24 to buy US bond f...

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When I answered a post about people's international allocation, this was the "currency risk" I referred to before I was flamed.

However, Nestle is awesome and the Swiss Franc is rock solid.

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OT comment by banned troll removed by admin alex

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Agressive is fine if it is what suits your personal taste. I am agressive myself so my retirement investments are in stocks. If you are both working, both will get social security, if the house is reverse mortgaged someday, this is another huge source of income. My international allocation is probab...

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Keep Contrafund.

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The significance for *investing* is big.

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And all around this blog there are guys telling people 24 years old to "buy bonds for your retirement."

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What is a TIRA? If you have the money, buying a Roth is a very good idea. If you have the stomach for fluctuations up and down of the share price, to appreciate capital, use stock mutual funds. I believe that a person who has time on their side, i.e. young, should seek capital appreciation for a ret...

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Some people do something called "dollar cost averaging". They invest a steady amount over time, at regular intervals. Then, if the fund NAV is higher, they buy fewer shares than when they buy shares when the NAV is down lower. The effect is that the average cost of the shares you bought is...

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Why do you want all those bonds and REITs if you are only 28?

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Instead of buying gold, owning a bank account in Swiss Francs will accomplish the same important goal: capital preservation against dollar decline. Gold is not exactly an investment, so I don't buy it myself. But, as a way to preserve capital, it may be useful. However, I would just get a Swiss Fran...

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Yes she should if she wants to and can afford it. She can also reverse mortgage the house. I believe she would qualify because of her age. But, I believe that to reverse-mortgage it she has to be a couple years older, but I don't know. Check this out. She may even be able to reverse mortgage the pla...

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My comment would be annoying or offensive, but I will let the reader imagine it.
Imagine the time value of $2500 in 20 years?
I like lunch as much as the next guy but that's too rich for my blood.

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Sometimes Brinker is fun to listen to. He also is selling his newsletter on his show.
The part-time Lynn Jimenez is intolerable.

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Do you also remember history? Good. They sold "war bonds" to finance that war. I have not seen such bonds for sale anywhere today. What is also unprecedented: The TOTAL debt. The total debt is growing at $1.5 trillion per year, and not slowing down. The total amount is astronomical. The ot...

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Except to make income from bonds.

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The top loaders wash better, FYI.
The new fancy ones that also conserve water aren't worth it. They are cool looking however.

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There are some disadvantages of stock funds (or any funds) in taxable accounts.
Changes to your portfolio are taxable events. This is sometimes inconvenient.

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You can do everything you need to do at Vanguard.

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@Adave, this is an astute observation. Savers, investors and those living off bond interest income are sacrificed at the altar. Your only salvation is corporate or foreign (risky) bonds. But, the rule of thumb has applied and still applies here: in a low interest rate environment, buy stocks. Divide...

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I don't understand the original question.
But if I had to pick a great currency, it is the Swiss Franc.
When I was in Switzerland (years ago) there were 3 Francs=$1 USD. Today it's a *little different*.

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What is maybe unknown to the consumers is that the winery owners themselves don't believe that there is much difference between a $15 bottle and a $50 bottle. They have a financial interest in you believing there is however. A guy just opened a winery a couple years ago in Napa, spending over $100 m...

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I heard about this just yesterday. My friend knows someone who did this. He was a cabinetmaker here and paid $6,000 for some training and software from someone. He later saw him in a new vehicle and the cabinetmaker said he was just trading. I don't know when this was. Success in such activities can...

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#2 looks good to me. As a taxpayer, it doesn't however

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I agree Mcetexan. Maybe I am missing the point of the first post.
I would feel reasonably happy to have huge dividend and interest income someday.
As jsl11 mentions, interest these days isn't much to live on. Savers and investors like him are being sacrificed at the altar.

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The other reason you may not be called a "voyager" is the different accounts and names of the owners of the accounts. Vanguard might not consider "Mr. Smith and Mrs. Smith family" to be a mutual fund owner. There isn't any difference as far as I can tell anyway. I started out as ...

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When I log on it does show a little banner "voyager select".
I want to be rich enough to see a banner that says "filthy rich capitalist pig."

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No one should buy Facebook. The managment so far has been abysmally disrespectful of the public investor. Forget them. One thing I believe is that hugely successful, profitable public company stock usually rises over time. One thing that I always disliked about index funds is not that the fund may o...

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I don't like Jeeps, but I love Toyotas.

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[post from troll deleted by admin alex. Hey look, a trollathon.]

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Your wife can make a "spousal IRA contribution" for you. If you have money you wish to invest in a way similar to 401K, IRA, there are several options. 1. Tax efficient, or "tax-managed" funds. 2. Vanguard Variable Annuity An index fund, e.g. Vanguard Total Stock Market Index Fun...

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Ofcmetz made an astute observation about Total Stk Mkt v Tot.Bond Mkt. yields.

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[OT comments removed by admin alex]

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Re: stocks worldwide risk. I have different perspective than many here. I have lived in a developing country and have visited it over three decades. I have also seen what is going on in China. The developing world is growing and consuming. They do not have huge mortgage or credit card debt in some o...

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I don't know what others do, but when stocks went down in 2008 I went all in, but I was almost already all in previously, so I had little cash to throw into my funds. I am invested in stock mutual funds over 80% of my financial net worth. I also own one stock which has gone up so much it's now over ...

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What is your age? Are you rich, or cautious? Rich and cautious? If you are 1. young 2. not making lots of money 3. not overly cautious, your investment for retirement should appreciate capital. Stocks will appreciate capital. I have not used any bond funds for any of my long term investment goals. F...

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Life insurance is frequently used for this purpose. However, it's not you who buys the policy, it is one of your parents. If you father and mother wish to do this to avoid estate taxes, this is useful. This is one reason the life insurance lobby loves the death tax, or "estate tax". FYI. D...

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Holy cow. I tried but gave up looking at all that :happy I believe that retirement assets should be invested for capital appreciation. The way to achieve capital appreciation is buy stocks, using stock mutual funds. Unlike many here, I don't like a young man investing for his retirement with Total B...

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And another thing.... One thing that was little known and unmentioned about a couple of the expensive wines from oak barrels selling for a lot of money at the fancy Napa winery was that the wine needed to be "cellared"=aged. But, no one wants to buy something to have to wait. So, people we...

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What you do with your investment money is determined by the purpose of the investment. The goal for investing for retirement is capital appreciation, i.e. grow your capital. Stocks are the way to accomplish this goal. So, for your IRA, 401k, etc, own stock funds. Which ones is a discussion in itself...

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I was using Total Bond Mkt. Index fund for the same purpose.

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