Search found 76 matches

by 3Wood85
Mon Aug 24, 2015 9:47 am
Forum: Personal Consumer Issues
Topic: Good Solo Vacation
Replies: 15
Views: 2554

Re: Good Solo Vacation

Try to find a wingman. You don't have to pay for someone else's trip, but try to find someone who will pay their own way and who shares enough interests such that you can agree on a trip location and be compatible enough to hang out for at least part of the trip (you don't have to spend every wakin...
by 3Wood85
Fri Jul 17, 2015 2:10 pm
Forum: Investing - Theory, News & General
Topic: Indexing vs Active Stock Selection
Replies: 50
Views: 5452

Re: Indexing vs Active Stock Selection

Why cant you do both? Have a 401k with index funds and make the occasional individual stock purchase for companies like Chipotle, Facebook, Uber etc. Best of both worlds?
by 3Wood85
Mon Jun 08, 2015 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Does too high initial house asking price kill chance at selling house?
Replies: 50
Views: 7473

Re: Does too high initial house asking price kill chance at selling house?

I build and sell my new homes for a living, and yes I do think over-pricing a home is a bad strategy. A new listing can create a buzz in the market, you have that initial interest and awareness of your home. You will have those initial showings by Realtors and buyers in the price range of your hous...
by 3Wood85
Fri May 29, 2015 11:04 am
Forum: Personal Consumer Issues
Topic: Do-it-yourself handy person: How did you learn?
Replies: 41
Views: 6378

Re: Do-it-yourself handy person: How did you learn?

Youtube and handy family members / neighbors
by 3Wood85
Fri Apr 24, 2015 8:42 am
Forum: Personal Consumer Issues
Topic: Who still have Cable TV?
Replies: 63
Views: 6149

Re: Who still have Cable TV?

I am ditching cable in a couple months when I move, I will use Netflix, HBO Now and maybe a Roku or Apple TV. Not sure what I will do for my sports fix, but I will figure it out.
by 3Wood85
Mon Mar 23, 2015 10:30 am
Forum: Personal Consumer Issues
Topic: How Do You Watch Television?
Replies: 81
Views: 12607

Re: How Do You Watch Television?

I really want to cut the cord, I pay about $140 a month for Fios triple play bundle with HD cable with HBO and internet. I only watch live sports and HBO honestly. But I dont think I could still watch ESPN, NFL Network, NBA TV etc without cable. It is a huge scam but I think I will just cut the cord...
by 3Wood85
Mon Mar 09, 2015 2:51 pm
Forum: Personal Consumer Issues
Topic: Foreign Currency Hedge for Vacation
Replies: 14
Views: 2021

Re: Foreign Currency Hedge for Vacation

I was shocked when I went to Zurich this past summer and lunch was equal to 40 USD and dinner was even more expensive haha. But the experience was great and it was a lot of fun, I will def be going back. The public transportation wasn't too bad though.
by 3Wood85
Tue Mar 03, 2015 12:09 pm
Forum: Personal Consumer Issues
Topic: What to see and where to eat in Barcelona
Replies: 31
Views: 4381

Re: What to see and where to eat in Barcelona

awesome thread, thanks for the info
by 3Wood85
Tue Mar 03, 2015 11:27 am
Forum: Personal Consumer Issues
Topic: Traveling to Spain - phone, data plan and credit card
Replies: 36
Views: 4577

Re: Traveling to Spain - phone, data plan and credit card

Going to Spain this summer, Madrid, Valencia, Ibiza, and Barcelona. This thread was very helpful for me!
by 3Wood85
Tue Mar 03, 2015 10:22 am
Forum: Personal Consumer Issues
Topic: Paris France help/suggestions for women
Replies: 22
Views: 2386

Re: Paris France help/suggestions for women

I went to Paris this past summer and had no issues at all, its just like New York or any other big city.
by 3Wood85
Wed Apr 16, 2014 12:12 pm
Forum: Personal Consumer Issues
Topic: suggestion for awd luxury sedan
Replies: 44
Views: 6608

Re: suggestion for awd luxury sedan

im surprised to not see any mentions of the Acura TL AWD
by 3Wood85
Fri Mar 28, 2014 2:31 pm
Forum: Personal Consumer Issues
Topic: How much water do you drink every day?
Replies: 70
Views: 5292

Re: How much water do you drink every day?

about 90 oz a day of water ~ half my body weight in oz's
by 3Wood85
Wed Mar 26, 2014 11:47 am
Forum: Personal Finance (Not Investing)
Topic: "Spinning Off" my 20 Year Old Son
Replies: 71
Views: 8734

Re: "Spinning Off" my 20 Year Old Son

This all started when on his 18th birthday, instead of having his party, I called for a room cleaning party, and mom and me helped him clean the pig pen. I had ask him repeatedly over 2 weeks to clean his room up. (fire hazard) That's why he moved out. Good luck to all you loving, caring parents. I...
by 3Wood85
Fri Mar 14, 2014 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Should you discuss your wages with your peers?
Replies: 82
Views: 8991

Re: Should you discuss your wages with your peers?

i share my salary with friends / family but never with co workers or even close friends from work.
by 3Wood85
Fri Mar 14, 2014 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: best cash back credit card
Replies: 185
Views: 865528

Re: best cash back credit card

The Fidelity spokesman quotes in the NYTimes committed to the Fido Amex retaining 2% for 18 months. Link to article: http://www.nytimes.com/2014/03/01/your-money/credit-and-debit-cards/now-may-be-a-good-time-to-bail-out-of-frequent-flier-programs.html?_r=0 great news, I've had this card for about a...
by 3Wood85
Mon Mar 10, 2014 3:40 pm
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 8054

Re: True Detective anyone?

I thought it was great, although I didn't like the fact that the bad guy had super human strength. He stabbed Russ and lifted him off the ground and then took like 3 bullets with no issues at all.
by 3Wood85
Fri Mar 07, 2014 2:16 pm
Forum: Personal Consumer Issues
Topic: 2013/2014 Honda accord - any better values?
Replies: 66
Views: 31184

Re: 2013/2014 Honda accord - any better values?

Wow, I am saving to buy a new car soon. I was nailed down to the Acura TL AWD, but all this talk of the V-6 VCM engine scares me a lot.
by 3Wood85
Fri Feb 21, 2014 9:10 am
Forum: Personal Finance (Not Investing)
Topic: What's the Appropriate Net Worth by % for a 27 year old?
Replies: 78
Views: 17038

Re: What's the Appropriate Net Worth by % for a 27 year old?

According to Mint.com my net worth is around $250,000.

I assume this is average for a 25 year old college educated male?
by 3Wood85
Wed Feb 19, 2014 1:45 pm
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 8054

Re: True Detective anyone?

Great show, I haven't seen the latest episode yet but plan on watching it later this week.
by 3Wood85
Tue Feb 18, 2014 10:55 am
Forum: Personal Consumer Issues
Topic: What are reliable refrigerator brands these days?
Replies: 51
Views: 34657

Re: What are reliable refrigerator brands these days?

I bought a GE this past August, it has been great so far though I rarely use the ice maker and never use the water dispenser. Its unfortunate that these pricey appliances no longer last as long as older models.
by 3Wood85
Mon Feb 10, 2014 4:49 pm
Forum: Personal Consumer Issues
Topic: Buying a new car vs leasing
Replies: 61
Views: 7760

Re: Buying a new car vs leasing

Time=Money I don't agree that a car lasts 6 years without trouble. My VW is on it's 2nd year and has a lot of little problems that are requiring trips to the dealer. Whether I got a lemon or not, cars are not build like a 1988 Honda Accord anymore. When I drove a 1998 Acura I spend a whole weekend ...
by 3Wood85
Mon Feb 10, 2014 4:28 pm
Forum: Personal Consumer Issues
Topic: Bogleheads and Fast Food
Replies: 77
Views: 6343

Re: Bogleheads and Fast Food

Langkawi wrote:
3Wood85 wrote:
chaz wrote:I like Subway.
I read an interesting article on CNN today regarding Subway and the chemicals they use in their bread.
I thought food politics violated the forum policies.
relax.
by 3Wood85
Mon Feb 10, 2014 3:30 pm
Forum: Personal Consumer Issues
Topic: Bogleheads and Fast Food
Replies: 77
Views: 6343

Re: Bogleheads and Fast Food

chaz wrote:I like Subway.
I read an interesting article on CNN today regarding Subway and the chemicals they use in their bread.
by 3Wood85
Mon Feb 10, 2014 3:22 pm
Forum: Personal Consumer Issues
Topic: Bogleheads and Fast Food
Replies: 77
Views: 6343

Re: Bogleheads and Fast Food

The only "fast food" I eat is Chipotle, which I eat several times a month. I dont think that is on the same level as McDonalds, Burger King etc.
by 3Wood85
Thu Jan 23, 2014 3:56 pm
Forum: Personal Consumer Issues
Topic: Is it nuts to log on to your Vanguard account at the public
Replies: 33
Views: 4066

Re: Is it nuts to log on to your Vanguard account at the pub

Would be crazy to do the same on a work laptop? I do that all the time.
by 3Wood85
Thu Jan 23, 2014 2:37 pm
Forum: Personal Consumer Issues
Topic: Best Comfort and Best Workout Clothes
Replies: 28
Views: 5042

Re: Best Comfort and Best Workout Clothes

Nike Dri Fit for workout clothes
by 3Wood85
Wed Jan 22, 2014 10:07 am
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 197
Views: 19162

Re: What's your dream car?

Acura TL SH-AWD w/ Tech package
by 3Wood85
Fri Jan 17, 2014 10:35 am
Forum: Personal Finance (Not Investing)
Topic: Who taught you about financial responsibility?
Replies: 107
Views: 8182

Re: Who taught you about financial responsibility?

I learned by seeing my mother struggle with money and saving. I learned through her mistakes.
by 3Wood85
Wed Jan 15, 2014 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Should my son pay me rent, utilities, etc...?
Replies: 124
Views: 12925

Re: Should my son pay me rent, utilities, etc...?

As a recent college grad, who had to take student loans out and was charged to live at home with my mom for two years after college. I always felt used by her, it certainly built some level of resentment for her, charging a kid trying to save money on a entry level salary when she made six figures. ...
by 3Wood85
Tue Jan 14, 2014 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Best offers for Checking / Savings Accounts
Replies: 11
Views: 2154

Re: Best offers for Checking / Savings Accounts

I had asked a similar question a few days ago http://www.bogleheads.org/forum/viewtopic.php?f=1&t=130295 and fellow member "goodenoughinvestor" pointed me to a gr8 site depositaccounts.com and I used CIT(not citibank) for 0.90% APR for high yield savings account with deposits more then $25k. Thanks...
by 3Wood85
Tue Jan 14, 2014 12:56 pm
Forum: Personal Finance (Not Investing)
Topic: Best offers for Checking / Savings Accounts
Replies: 11
Views: 2154

Best offers for Checking / Savings Accounts

Hello,

I am looking to open another bank account, what are the best offers for savings / checking accounts in regards to monthly fees, interest rates etc.
by 3Wood85
Mon Jan 13, 2014 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 702
Views: 113543

Re: High Earners - What's Your Profession?

I wonder how old the average Boglehead forum member is, whenever I see threads like this it makes me wonder.

I am 25 and made about 75k last year, I think I will be at 100k by the time I hit 30. I work in Finance.
by 3Wood85
Mon Jan 13, 2014 1:40 pm
Forum: Personal Consumer Issues
Topic: Fidelity AMEX + Walmart = Invalid Zip Code
Replies: 9
Views: 1942

Re: Fidelity AMEX + Walmart = Invalid Zip Code

I've never had an issue at Wal Mart with my Fidelity AMEX
by 3Wood85
Wed Dec 18, 2013 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Career advice for niece (without College degree)
Replies: 55
Views: 6096

Re: Career advice for niece (without College degree)

Some of this is unbelievable to me, so I can only imagine how unbelievable it will be to you. In any case, it's true. My wife is a senior executive in IT for the financial services industry. She employs someone called an "administrative assistant." The duties are varied, but basically the person is...
by 3Wood85
Tue Dec 17, 2013 2:20 pm
Forum: Personal Consumer Issues
Topic: Mega Millions jackpot to $636 million
Replies: 82
Views: 6062

Re: Mega Millions jackpot to $636 million

Are you playing in this lottery? Whether or not you are, I'd like to hear your rationale. :D Most weeks - no. But for high jackpots like this one - yes. Odds of winning are obviously remote. But there's a certain entertainment value in spending few bucks on lottery tickets every now and then and di...
by 3Wood85
Mon Nov 25, 2013 11:34 am
Forum: Personal Consumer Issues
Topic: new smartphone battery after 18 months?
Replies: 14
Views: 1486

Re: new smartphone battery after 18 months?

should have gone with the iPhone
by 3Wood85
Mon Nov 25, 2013 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Average Yearly Raises?
Replies: 97
Views: 8273

Re: Average Yearly Raises?

3 years of working, my average raise is 16.27%
by 3Wood85
Mon Nov 18, 2013 4:20 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 414
Views: 100712

Re: Pull-ups and Push-ups

I had a injury related to push ups this past weekend. Well this weekend I decide to do some push-ups, I only did 3 sets of 50 reps. If one is older than 25, I think doing more than 20 of anything is unwise. You have a tendinitis/overuse injury that you'll have to wait out. And 3 sets of 50 reps? I'...
by 3Wood85
Mon Nov 18, 2013 10:41 am
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 414
Views: 100712

Re: Pull-ups and Push-ups

I had a injury related to push ups this past weekend. I used to do push ups all the time a couple years ago. Whenever I watched a football or basketball game at home, I would drop down and do 20 or so push-ups during commercials. I would do 300 - 400 push-ups per game. Fast forward to now, I dont re...
by 3Wood85
Thu Nov 14, 2013 1:17 pm
Forum: Personal Consumer Issues
Topic: HD vs Regular Channels
Replies: 46
Views: 4437

Re: HD vs Regular Channels

I cant even watch SD TV anymore, especially sports.
by 3Wood85
Tue Nov 12, 2013 12:07 pm
Forum: Personal Consumer Issues
Topic: Acura RDX or BMW X3?‏
Replies: 34
Views: 13867

Re: Acura RDX or BMW X3?‏

No way in the world I would ever pay for a navigation package in an Acura. We used to have an MDX. My wife commuted a lot and the thing got terrible gas mileage so we got rid of it. it was a decent car otherwise (except a weird AC problem nobody could figure out). The GPS was TERRIBLE though! Even ...
by 3Wood85
Fri Nov 01, 2013 9:53 am
Forum: Personal Consumer Issues
Topic: Men's Leather Belt: Recommendations?
Replies: 45
Views: 8174

Re: Men's Leather Belt: Recommendations?

Allen Edmonds
by 3Wood85
Mon Oct 28, 2013 9:38 am
Forum: Personal Consumer Issues
Topic: Leak from Condo above mine
Replies: 13
Views: 5694

Leak from Condo above mine

I woke up this morning with a leak in my master bathroom coming from the condo unit above me. This leak is clearly from neglect from the owners above me, I went to speak to them and they had a leak in their furnace and the toilet was running all night long. You would think that they would come down ...
by 3Wood85
Wed Oct 02, 2013 1:09 pm
Forum: Personal Consumer Issues
Topic: Buying New TV - What do I need?
Replies: 26
Views: 2783

Re: Buying New TV - What do I need?

if the TV is in the basement, get Plasma

if they TV is in a well lit room with lots of sunlight coming in, go with LED. its that simple. either way get a Smart TV in 1080p
by 3Wood85
Tue Sep 24, 2013 1:59 pm
Forum: Personal Consumer Issues
Topic: In need of a new Vacuum
Replies: 58
Views: 4374

Re: In need of a new Vacuum

I have a 'Shark', got it from Costco & love it. I'd highly recommend it. +1 Just bought it from Costco about 2 weeks ago. Amazing. ~$150 You needn't research any further. http://www.costco.com/Shark%C2%AE-Navigator-Professional-Upright-Vacuum.product.100018632.html Yup this is the one we have. It h...
by 3Wood85
Tue Sep 24, 2013 9:13 am
Forum: Personal Consumer Issues
Topic: In need of a new Vacuum
Replies: 58
Views: 4374

Re: In need of a new Vacuum

3Wood, What type of vacuum are you seeking (upright or canister)? What type(s) of flooring do you have (wood, carpeting, rugs)? Do you have a price limitation or target price? Sorry, forgot to mention that. I have carpet, and I prefer upright vacuums. Target price about $300 or less. Certainly dont...
by 3Wood85
Tue Sep 24, 2013 8:24 am
Forum: Personal Consumer Issues
Topic: In need of a new Vacuum
Replies: 58
Views: 4374

In need of a new Vacuum

Hello,

I am looking for a new vacuum and sort of overwhelmed by the options. I am 25, single and live in a 2BR / 2BTH condo. I dont have pets, though I may get a dog or cat soon.

I hear good things about Shark and Dyson. I am curious what others may suggest here.

Thanks,
by 3Wood85
Mon Sep 23, 2013 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Young Guys [and Gals] Making Good Money
Replies: 241
Views: 31372

Re: Young Guys Making Good Money

I'm turning 28 next month, have a BS Economics and MS Finance from top 20 schools, and I make ~$55k USD per year from my "main" job. Something is missing from your post, but I cannot figure out what you are not telling us. I manage a group of accountants at a major energy company in a low-cost city...
by 3Wood85
Fri Sep 20, 2013 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: I spend 6.1% of my Gross income on rent
Replies: 80
Views: 12865

Re: I spend 6.1% of my Gross income on rent

I am currently at 29% living in the DC area. I am getting a pay increase soon, so that should drop slightly.